{"id":1014,"date":"2012-03-12T20:55:44","date_gmt":"2012-03-13T04:55:44","guid":{"rendered":"http:\/\/www.smartandresponsible.com\/blog\/?p=1014"},"modified":"2012-03-17T12:50:35","modified_gmt":"2012-03-17T20:50:35","slug":"tax-return-self-or-pro1","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/tax-return-self-or-pro1\/","title":{"rendered":"\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u3092\u3069\u3046\u3059\u308b\u304b\uff08\uff11\uff09\u3000-\u3000\u81ea\u5206\u3067\u3059\u308b\uff1f\u4eba\u306b\u983c\u3080\uff1f"},"content":{"rendered":"

\u307f\u306a\u3055\u3093\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u306f\u304a\u6e08\u307f\u3067\u3057\u3087\u3046\u304b\uff1f\u81ea\u5206\u3067\u3057\u307e\u3059\u304b\uff1f\u4eba\u306b\u983c\u307f\u307e\u3059\u304b\uff1f2010\u5e74\u306eIRS\u306e\u767a\u8868\u306b\u3088\u308b\u3068\u3001\u500b\u4eba\u7d0d\u7a0e\u8005\u306e\u3046\u3061\u7d0467\u30d1\u30fc\u30bb\u30f3\u30c8\u304ce-file\u3092\u5229\u7528\u3057\u3001e-file\u3092\u3057\u305f\u4eba\u306e\u3046\u306135\uff05\u4ee5\u4e0a\u304c\u81ea\u5206\u3067\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u66f8\u985e\u3092\u4f5c\u6210\u3057\u305f\u3068\u306e\u3053\u3068\u3002\u5bb6\u306e\u30d1\u30bd\u30b3\u30f3\u3067\u81ea\u5206\u3067\u4f5c\u6210\u3057e-file\u30fb\u30fb\u30fb\u3068\u3044\u3046\u30d1\u30bf\u30fc\u30f3\u306f\u5897\u52a0\u50be\u5411\u306b\u3042\u308b\u3088\u3046\u3067\u3001\u305d\u306e\u5206\u3001\u30d7\u30ed\u983c\u3080\u3068\u3044\u3046\u4eba\u306f\u5c11\u3057\u305a\u3064\u6e1b\u3063\u3066\u3044\u308b\u305d\u3046\u3067\u3059\u3002\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u3084\u30d1\u30fc\u30bd\u30ca\u30eb\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u30b5\u30a4\u30c8\u3092\u4f7f\u3046\u4eba\u304c\u5897\u3048\u3001\u4eca\u3084W-2\u3084\u6295\u8cc7\u30a2\u30ab\u30a6\u30f3\u30c8\u60c5\u5831\u307e\u3067\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3067\u304d\u308b\u6642\u4ee3\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30bd\u30d5\u30c8\u3092\u4f7f\u3063\u3066\u81ea\u5206\u3067\u3084\u308b\u6d3e\u304c\u5897\u3048\u308b\u306e\u3082\u3046\u306a\u305a\u3051\u307e\u3059\u306d\u3002\u4eca\u56de\u306f\u51684\u56de\u306e\u300c\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u3092\u3069\u3046\u3059\u308b\u304b\u300d\u306e1\u56de\u76ee\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u30b3\u30b9\u30c8\u7684\u306b\u306f\u3069\u3046\u306a\u306e\uff1f<\/strong><\/strong><\/h3>\n

National Society of Accountants \u306b\u3088\u308b\u3068\u3001Standard deduction\uff08\u9805\u76ee\u3054\u3068\u306b\u63a7\u9664\u3092\u7533\u8acb\u305b\u305a\u3001\u4e00\u5f8b\u6a19\u6e96\u984d\u3092\u63a7\u9664\u3059\u308b\uff09\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u3092\u30d7\u30ed\u306b\u983c\u3093\u3060\u5834\u5408\u306e\u5e73\u5747\u30b3\u30b9\u30c8\u306f\uff04129\u3001Itemized deductions\uff08\u9805\u76ee\u3054\u3068\u306b\u5217\u6319\u3057\u3066\u63a7\u9664\u3059\u308b\uff09\u306e\u5834\u5408\u306f\uff04229\u3060\u305d\u3046\u3067\u3059\u3002<\/p>\n

\u4e00\u65b9\u3001\u81ea\u5206\u3067\u30d5\u30a1\u30a4\u30eb\u3059\u308b\u5834\u5408\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30bd\u30d5\u30c8\u30a6\u30a8\u30a2\u306f\u3001\u5b89\u3044\u3082\u306e\u3067\uff0420\u3001\u30d7\u30ec\u30df\u30a2\u30e0\u30fb\u30ec\u30d9\u30eb\u3060\u3068\uff0470\u8d85\u3002\u307e\u305f\u3001AGI\u304c$57,000\u4ee5\u4e0b\u306e\u5834\u5408\uff08\u592b\u5a66\u306e\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30ea\u30bf\u30fc\u30f3\u306e\u5834\u5408\u306f\u3075\u305f\u308a\u306eAGI\u5408\u8a08\u304c$57,000\u4ee5\u4e0b\u306e\u5834\u5408\uff09\u3001IRS Free File\u3068\u3044\u3046\u30b7\u30b9\u30c6\u30e0\u3092\u4f7f\u3063\u3066\u3001\u7121\u6599\u3067e-file\u304c\u3067\u304d\u307e\u3059<\/a>\u3002<\/p>\n

\u3053\u308c\u306f\u3082\u3061\u308d\u3093\u91d1\u984d\u7684\u306a\u30b3\u30b9\u30c8\u3067\u3042\u3063\u3066\u3001\u304b\u304b\u308b\u624b\u9593\u3084\u6642\u9593\u3092\u8003\u3048\u308b\u3068\u81ea\u5206\u3067\u3057\u305f\u307b\u3046\u306e\u30b3\u30b9\u30c8\u304c\u3060\u3093\u305c\u3093\u9ad8\u304f\u306a\u308b\u308f\u3051\u3067\u3059\u304c\u3002\u3002\u3002<\/p>\n

\u30fb\u30fb\u30fb\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u3069\u3046\u3057\u307e\u3059\uff1f\u81ea\u5206\u3067\u3084\u308a\u307e\u3059\u304b\uff1f\u30d7\u30ed\u306b\u983c\u307f\u307e\u3059\u304b\uff1f<\/p>\n

 <\/p>\n

\u30d7\u30ed\u306b\u983c\u3080\u3068\u3044\u3044\u3068\u3053\u308d<\/strong><\/strong><\/h3>\n
\u7bc0\u7a0e<\/strong><\/strong><\/h5>\n

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\u4eba\u306e\u305b\u3044\u306b\u3067\u304d\u308b<\/strong><\/strong><\/h5>\n

\u201cDon\u2019t become an IRS victim.\u201d\u3068\u304b \u201cDon\u2019t mess with taxes\u201d\u306a\u3069\u3068\u3044\u3046\u5ba3\u4f1d\u3092\u898b\u305f\u308a\u3059\u308b\u3068\u3001IRS\uff1d\u30b3\u30ef\u3044\u3068\u3053\u308d\u3001\u81ea\u5206\u3067\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u306f\u5371\u967a\u3059\u304e\u308b\u30fb\u30fb\u30fb\u306a\u3069\u3068\u8003\u3048\u304c\u3061\u306a\u3082\u306e\u3002\u81ea\u5206\u3067\u3059\u308b\u4ee3\u308f\u308a\u306b\u4eba\u306b\u983c\u3093\u3067\u3057\u307e\u3048\u3070\u3001\u4f55\u304c\u9593\u9055\u3044\u304c\u3042\u3063\u3066\u3082\u305d\u306e\u4eba\u306e\u8cac\u4efb\u3002\u81ea\u5206\u304c\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u3082\u306e\u306f\u30b3\u30ef\u3044\u3082\u306e\u3067\u3059\u3002\u30b3\u30ef\u3044\u3082\u306e\u306f\u306a\u308b\u3079\u304f\u907f\u3051\u305f\u3044\u3002\u3067\u3082\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u304b\u3089\u3001\u8ab0\u304b\u306b\u304a\u9858\u3044\u3059\u308b\u3002\u4f55\u304b\u554f\u984c\u304c\u3042\u308c\u3070\u3001\u81ea\u5206\u306e\u4ee3\u308f\u308a\u306b\u8ab0\u304b\u3092\u8cac\u3081\u3089\u308c\u308b\u3002\u3002\u3002\u3068\u3044\u3046\u306e\u306f\u4eba\u9593\u306e\u5fc3\u7406\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u308c\u306f\u3061\u3087\u3063\u3068\u3001\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u63a8\u85a6\u3057\u305f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u8cb7\u3063\u3066\u5024\u6bb5\u304c\u4e0b\u304c\u3063\u305f\u3068\u304d\u3001\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3092\u8cac\u3081\u308b\u306e\u3068\u540c\u3058\u306a\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u4eba\u9593\u306f\u81ea\u5206\u3067\u5931\u6557\u3057\u3066\u4eba\u3092\u8cac\u3081\u308b\u3088\u308a\u3001\u4eba\u304c\u5931\u6557\u3057\u3066\u4eba\u3092\u8cac\u3081\u308b\u307b\u3046\u304c\u6c17\u697d\u306a\u306e\u3067\u3059\u3002<\/p>\n

\u9762\u5012\u304f\u3055\u304f\u306a\u3044<\/strong><\/h5>\n

\u306a\u3093\u3068\u3044\u3063\u3066\u3082\u3053\u308c\u306f\u9b45\u529b\u3067\u3059\u306d\u3002\u5fc5\u8981\u306a\u66f8\u985e\u3092\u307e\u3068\u3081\u3066\u304a\u3044\u3066\u3001\u3042\u3068\u306f\u300c\u306f\u3044\u3001\u304a\u9858\u3044\u300d\u3000\u3000\u9762\u5012\u306a\u5165\u529b\u3084\u3001\u7a0e\u6cd5\u306e\u6539\u5b9a\uff08\u983b\u7e41\u306b\u5909\u308f\u308b\uff01\uff09\u306b\u3064\u3044\u3066\u306f\u5fc3\u914d\u4e0d\u8981\u3002\u81ea\u5206\u3067\u3084\u308b\u3088\u308a\u65e9\u3044\u3057\u3001\u3042\u3068\u306f\u3001\u5bdd\u3066\u30ea\u30d5\u30a1\u30f3\u30c9\u3092\u5f85\u3064\u3060\u3051\uff08\u3042\u308c\u3070\u306e\u8a71\uff09\u3002\u304a\u91d1\u306f\u5c11\u3005\u304b\u304b\u308b\u3051\u3069\u3001\u9762\u5012\u306f\u3044\u3084\uff01\u3068\u3044\u3046\u4eba\u306b\u306f\u9b45\u529b\u7684\u306a\u9078\u629e\u80a2\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u00a0<\/strong><\/p>\n

\u81ea\u5206\u3067\u3084\u308b\u3068\u3044\u3044\u3068\u3053\u308d<\/strong><\/strong><\/h3>\n
\u5b89\u304f\u3059\u3080<\/strong><\/strong><\/h5>\n

\u91d1\u984d\u7684\u30b3\u30b9\u30c8\u306e\u307f\u3092\u5358\u7d14\u6bd4\u8f03\u3059\u308c\u3070\u3001\u81ea\u5206\u3067\u3084\u3063\u305f\u307b\u3046\u304c\u5b89\u3044\u3067\u3059\u3002\u3000\u4ed6\u306e\u30bd\u30d5\u30c8\u306f\u77e5\u308a\u307e\u305b\u3093\u304c\u3001\u5c11\u306a\u304f\u3068\u3082TurboTax\u306e\u5834\u5408\u3001\u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\uff11\u53f0\u306b\u3057\u304b\u30a4\u30f3\u30b9\u30c8\u30fc\u30eb\u306f\u8a31\u3055\u308c\u307e\u305b\u3093\u304c\u3001\u305d\u306e\u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\u3092\u4f7f\u3048\u3070\u3001e-file\u306f\u6700\u9ad8\uff15\u30ea\u30bf\u30fc\u30f3\u307e\u3067\u8a31\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u81ea\u5206\u3084\u89aa\u3001\u5b50\u3069\u3082\u306e\u30ea\u30bf\u30fc\u30f3\u30821\u672c\u306e\u30bd\u30d5\u30c8\u3067\u53ef\u80fd\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n

\u81ea\u5206\u306e\u30d1\u30fc\u30bd\u30ca\u30eb\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u5168\u5bb9\u304c\u3064\u304b\u3081\u308b<\/strong><\/strong><\/h5>\n

\u7a0e\u91d1\u306a\u3093\u3066\u3075\u3064\u3046\u3001\u697d\u3057\u304f\u3082\u304a\u3082\u3057\u308d\u304f\u3082\u306a\u3044\u3067\u3059\u3088\u306d\u3002\u3067\u3082\u3001\u7a0e\u91d1\u3068\u306f\u3001\u81ea\u5206\u306e\u7a3c\u3044\u3060\u304a\u91d1\u304b\u3089\u7279\u5225\u306b\u6307\u5b9a\u3055\u308c\u305f\u63a7\u9664\u5206\u3092\u5dee\u3057\u5f15\u3044\u3066\u3001\u516c\u7684\u76ee\u7684\u306b\u4f7f\u308f\u308c\u308b\u305f\u3081\u306e\u81ea\u5206\u306e\u8ca0\u62c5\u3059\u3079\u304d\u5206\u3092\u5272\u308a\u51fa\u3057\u3001\u653f\u5e9c\u306b\u7d0d\u3081\u308b\u3082\u306e\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u3068\u306f\u3001\u81ea\u5206\u306e\u53ce\u5165\u3068\u652f\u51fa\u3084\u3001\u81ea\u5206\u306e\u304a\u91d1\u306e\u7a3c\u304e\u65b9\u3001\u4f7f\u3044\u65b9\u3001\u8caf\u3081\u65b9\u306e\u96c6\u5927\u6210\u3068\u3082\u3044\u3048\u308b\u4f5c\u696d\u306a\u306e\u3067\u3059\u3002<\/p>\n

\u81ea\u5206\u3067\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u3092\u3059\u308b\u3068\u3044\u3044\u306e\u306f\u3001\u3053\u308c\u3089\u306e\u5168\u5bb9\u304c\u628a\u63e1\u3067\u304d\u308b\u3053\u3068\u3067\u3059\u3002\u305f\u3057\u304b\u306b\u9762\u5012\u3067\u6642\u9593\u3082\u304b\u304b\u308a\u307e\u3059\u304c\u3001\u9762\u5012\u3067\u6642\u9593\u304c\u304b\u304b\u308b\u306e\u306b\u306f\u300c\u5168\u5bb9\u628a\u63e1\uff08\u5168\u5bb9\u3068\u306f\u3044\u308f\u306a\u304f\u3066\u3082\u6982\u8981\u3067\u3082\u628a\u63e1\u3067\u304d\u308b\uff01\uff09\u300d\u3068\u3044\u3046\u3054\u8912\u7f8e\u304c\u3064\u3044\u3066\u304f\u308b\u308f\u3051\u3067\u3059\u3002\u79c1\u306fTurboTax\u3092\u4f7f\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u53ce\u5165\u3084\u63a7\u9664\u9805\u76ee\u3092\u5165\u529b\u3057\u3066\u3044\u304f\u3068\u3001\u753b\u9762\u4e00\u756a\u4e0a\u306b\u8868\u793a\u3055\u308c\u308b\u30ea\u30d5\u30a1\u30f3\u30c9\u306e\u984d\u304c\u30ea\u30a2\u30eb\u30fb\u30bf\u30a4\u30e0\u3067\u5909\u308f\u3063\u3066\u3044\u304d\u307e\u3059\u3002\u305d\u306e\u52d5\u304d\u3092\u898b\u3066\u3044\u308b\u3060\u3051\u3067\u3082\u3001\u300c\u3053\u3046\u3044\u3046\u304a\u91d1\u306e\u4f7f\u3044\u65b9\u306f\u7a0e\u91d1\u4e0a\u306f\u3053\u3046\u3044\u3046\u5f71\u97ff\u304c\u3042\u308b\u3093\u3060\u300d\u3068\u304b\u3001\u300c\u3042\u3042\u3001\u3053\u306e\u9805\u76ee\u306f\u3053\u3093\u306a\u306b\u5927\u304d\u306a\u5f71\u97ff\u304c\u3042\u308b\u3093\u3060\u300d\u3068\u304b\u306a\u304b\u306a\u304b\u52c9\u5f37\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u4ee5\u524d\u3001\u53cb\u9054\u306b\u6559\u308f\u3063\u3066\u30ad\u30e0\u30c1\u3092\u6f2c\u3051\u305f\u3053\u3068\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u305d\u306e\u6642\u3001\u3082\u306e\u3059\u3054\u3044\u91cf\u306e\u5869\u3092\u4f7f\u3046\u306e\u306b\u9a5a\u304d\u3001\u305d\u308c\u4ee5\u964d\u30ad\u30e0\u30c1\u3092\u898b\u308b\u305f\u3073\u306b\u3001\u300c\u30ad\u30e0\u30c1\u306b\u306f\u3048\u3089\u3044\u91cf\u306e\u5869\u304c\u5165\u3063\u3066\u3044\u308b\u304b\u3089\u3001\u98df\u3079\u904e\u304e\u306f\u30ad\u30f3\u30e2\u30c4\u300d\u3068\u601d\u3044\u51fa\u3059\u3082\u306e\u3067\u3059\u3002\u3075\u3093\u308f\u308a\u3084\u308f\u3089\u304b\u3044\u30af\u30c3\u30ad\u30fc\u306b\u306f\u3001\u305f\u304f\u3055\u3093\u306e\u30d0\u30bf\u30fc\u3068\u7802\u7cd6\u304c\u5165\u3063\u3066\u3044\u308b\u3053\u3068\u3082\u3001\u3064\u304f\u3063\u305f\u3053\u3068\u304c\u3042\u308b\u4eba\u306a\u3089\u304a\u308f\u304b\u308a\u3067\u3059\u306d\u3002\u30d1\u30fc\u30bd\u30ca\u30eb\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3082\u540c\u3058\u3053\u3068\u3002\u6700\u7d42\u7684\u306a\u7a0e\u91d1\u3060\u3051\u77e5\u3063\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u3042\u308b\u7a0b\u5ea6\u3067\u3044\u3044\u3067\u3059\u304b\u3089\u3001\u3053\u306e\u30d7\u30e9\u30b9\u306e\u30de\u30a4\u30ca\u30b9\u306e\u305d\u308c\u305e\u308c\u306e\u9805\u76ee\u3068\u76f8\u4e92\u306e\u7d61\u307f\u3050\u3042\u3044\u3092\u3064\u304b\u3093\u3067\u304a\u304f\u3053\u3068\u3002\u3053\u308c\u304c\u3001\u5bb6\u8a08\u306e\u5065\u5eb7\u7dad\u6301\u306b\u306f\u305f\u3044\u305b\u3064\u306a\u30dd\u30a4\u30f3\u30c8\u3067\u3059\u3002<\/p>\n

\u3053\u308c\u304b\u3089\u306e\u30d7\u30e9\u30cb\u30f3\u30b0\u306b\u5f79\u7acb\u3064<\/strong><\/strong><\/h5>\n

\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u306f\u5e74\u306b\u4e00\u5ea6\u3001\u4eba\u306b\u304a\u91d1\u3092\u6255\u3063\u3066\u8ab0\u304b\u306b\u3084\u3063\u3066\u3082\u3089\u3048\u3070\u305d\u308c\u3067\u304a\u3057\u307e\u3044\u3001\u3068\u3044\u3046\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u30021\u5e74\u3092\u901a\u3057\u3066\u306e\u304a\u91d1\u306e\u51fa\u5165\u308a\u3092\u6574\u7406\u3059\u308b\u3082\u306e\u3067\u3042\u308b\u3068\u540c\u6642\u306b\u3001\u30ea\u30bf\u30fc\u30f3\u3092\u3057\u305f\u5f8c\u3082\u3001\u30bf\u30c3\u30af\u30b9\u60c5\u5831\u306f\u305d\u306e\u5f8c\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u751f\u6d3b\u306e\u69d8\u3005\u306a\u5c40\u9762\u3067\u4f7f\u308f\u308c\u307e\u3059\u3002\u3064\u307e\u308a\u904e\u53bb\u306e\u6574\u7406\u3068\u5c06\u6765\u306e\u8a08\u753b\u3068\u3044\u3046\u6d41\u308c\u3092\u3064\u306a\u3050\u3001\u5927\u4e8b\u306a\u30a4\u30d9\u30f3\u30c8\u306a\u306e\u3067\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u3001\u300c\u81ea\u5206\u306fRoth-IRA\u306b\u7a4d\u307f\u7acb\u3066\u3059\u308b\u8cc7\u683c\u304c\u3042\u308b\u304b\uff1f\u300d\u3001\u300c\u25cb\u25cb\u56e3\u4f53\u306b\uff04200\u52df\u91d1\u3057\u305f\u3089\u3001\u305d\u308c\u306f\u3044\u304f\u3089\u306e\u63a7\u9664\u306b\u3064\u306a\u304c\u308b\u306e\u304b\uff1f\u300d\u3001\u300c\u5b50\u3069\u3082\u306e\u5927\u5b66\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a8\u30a4\u30c9\u306f\u3082\u3089\u3048\u305d\u3046\u304b\u300d\u3001\u300c\u5730\u65b9\u50b5\u306b\u6295\u8cc7\u3059\u308b\u306e\u3068\u3001\u682a\u306b\u6295\u8cc7\u3059\u308b\u306e\u3068\u3069\u3061\u3089\u304c\u3044\u3044\u304b\u300d\u306a\u3069\u3001\u3059\u3079\u3066\u81ea\u5206\u306e\u30bf\u30c3\u30af\u30b9\u60c5\u5831\u3092\u4f7f\u3063\u3066\u8003\u616e\u3055\u308c\u308b\u3079\u304d\u554f\u984c\u3067\u3059\u3002<\/p>\n

\u3053\u308c\u3089\u306e\u554f\u984c\u3092\u8003\u3048\u308b\u306e\u306b\u306f\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u306e\u4e2d\u306e\u3001AGI\uff08Adjusted Gross Income\uff09\u3084\u30bf\u30c3\u30af\u30b9\u30fb\u30d6\u30e9\u30b1\u30c3\u30c8\uff08\u81ea\u5206\u306e\u8ab2\u7a0e\u6700\u9ad8\u7a0e\u7387\uff09\u306a\u3069\u306e\u60c5\u5831\u304c\u4f7f\u308f\u308c\u307e\u3059\u3002\u3054\u81ea\u5206\u306eAGI\u3084\u30bf\u30c3\u30af\u30b9\u30fb\u30d6\u30e9\u30b1\u30c3\u30c8\u304c\u3059\u3050\u306b\u7b54\u3048\u3089\u308c\u307e\u3059\u304b\uff1fYes\u3068\u7b54\u3048\u305f\u65b9\u306f\u3001\u666e\u6bb5\u304b\u3089\u8a08\u753b\u7684\u306a\u304a\u91d1\u306e\u5229\u7528\u3001\u904b\u7528\u3092\u8003\u3048\u3066\u3044\u3089\u3063\u3057\u3083\u308b\u65b9\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u6ce8\u76ee\u3057\u305f\u3044\u306e\u306f\u3001AGI\u3084\u30bf\u30c3\u30af\u30b9\u30fb\u30d6\u30e9\u30b1\u30c3\u30c8\u304c\u30d7\u30e9\u30cb\u30f3\u30b0\u306b\u4f7f\u308f\u308c\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u30d7\u30e9\u30cb\u30f3\u30b0\u306b\u3088\u3063\u3066AGI\u3084\u30bf\u30c3\u30af\u30b9\u30fb\u30d6\u30e9\u30b1\u30c3\u30c8\u3055\u3048\u3082\u64cd\u4f5c\u3067\u304d\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3061\u3087\u3063\u3068\u6df7\u4e71\u3057\u307e\u3059\u304b\uff1f<\/p>\n

\u305f\u3068\u3048\u3070\u4e0b\u306fAGI\u306e\u64cd\u4f5c\u3068\u3001\u4ed6\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u9078\u629e\u80a2\u3068\u304c\u3069\u306e\u3088\u3046\u306b\u7e4b\u304c\u3063\u3066\u3044\u308b\u304b\u306e\u4f8b\u3067\u3059\u3002<\/p>\n

\"\"<\/a><\/p>\n

<\/strong>\u3053\u306e\u4f8b\u3067\u3044\u304d\u307e\u3059\u3068\u3001\u6700\u521d\u306fAGI\u304c$102,000\u4ee5\u4e0a\u3067\u3042\u3063\u305f\u305f\u3081\u3001\u6559\u80b2\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\uff08Lifetime Learning Credit\uff09\u3092\u6e80\u984d\u3082\u3089\u3046\u8cc7\u683c\u304c\u3042\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u305d\u308c\u3068\u306f\u5225\u306b\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6e96\u5099\u3067IRA\u306b\u7a4d\u307f\u7acb\u3066\u3092\u3057\u305f\u3044\u3068\u3044\u3046\u30cb\u30fc\u30ba\u3082\u3042\u308a\u3001Traditional\u3000IRA\u304bROTH\u3000IRA\u304b\u3067\u8ff7\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u3082\u3057\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u306f\u8ab0\u304b\u306b\u983c\u3093\u3067\u3001\u8a08\u7b97\u306b\u3088\u3063\u3066\u51fa\u3066\u304d\u305fAGI\u3092\u56fa\u5b9a\u7684\u306a\u6570\u5b57\u3068\u3057\u3066\u3068\u3089\u3048\u3066\u3044\u308b\u3068\u3001\u300c\u79c1\u306eAGI\u306f$102,000\u4ee5\u4e0a\u3060\u304b\u3089\u3001Tax\u00a0 Credit\u306f\u6e80\u984d\u306f\u3082\u3089\u3048\u306a\u3044\u308f\u306d\u300d\u3068\u3042\u304d\u3089\u3081\u3066\u3057\u307e\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001AGI\u306f\u3069\u306e\u3088\u3046\u306b\u7b97\u51fa\u3055\u308c\u308b\u304b\u3001\u3042\u308b\u7a0b\u5ea6\u77e5\u3063\u3066\u3044\u308b\u3068\u3001\u300c\u3067\u306fTraditional\u3000IRA\u3092\u9078\u3093\u3067AGI\u3092\u4f4e\u304f\u3057\u3066\u3001Tax\u3000Credit\u3082\u6e80\u984d\u3082\u3089\u3063\u3066\u3057\u307e\u304a\u3046\u300d\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u751f\u307e\u308c\u3066\u304d\u307e\u3059\u3002<\/p>\n

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