{"id":1121,"date":"2012-04-11T15:39:24","date_gmt":"2012-04-11T23:39:24","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=1121"},"modified":"2012-04-11T18:27:39","modified_gmt":"2012-04-12T02:27:39","slug":"target-date-fund2","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/target-date-fund2\/","title":{"rendered":"\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u3046\u307e\u304f\u4f7f\u3046\u3000-\u3000\u6211\u304c\u5bb6\u306e\u5834\u5408"},"content":{"rendered":"<p>\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306e\u9577\u6240\u3082\u77ed\u6240\u3082\u305d\u306e\u30b7\u30f3\u30d7\u30eb\u3055\u306b\u3042\u308b\u3053\u3068\u3092\u524d\u56de\u306e\u8a18\u4e8b\u3067\u3054\u7d39\u4ecb\u3057\u307e\u3057\u305f\u3002\u305d\u306e\u30b7\u30f3\u30d7\u30eb\u3055\u3092\u3046\u307e\u304f\u6d3b\u7528\u3059\u308b\u305f\u3081\u3001\u305d\u308c\u305e\u308c\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306b\u3064\u3044\u3066\u3001\uff11\uff09\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3001\uff12\uff09\u6295\u8cc7\u5a92\u4f53\u3001\uff13\uff09\u30ea\u30d0\u30e9\u30f3\u30b9\u306e\u983b\u5ea6\u3001\uff14\uff09\u624b\u6570\u6599\u306b\u3064\u3044\u3066\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3042\u308b\u3053\u3068\u306b\u3064\u3044\u3066\u3082\u8003\u3048\u3066\u307f\u307e\u3057\u305f\u3002\u540c\u3058\u9000\u8077\u5e74\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3057\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9\u3067\u3082\u3001\u6295\u8cc7\u4f1a\u793e\u306b\u3088\u3063\u3066<a href=\"http:\/\/smartandresponsible.com\/blog\/target-date-fund\/\" title=\"\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6e96\u5099\u3000- \u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3068\u3046\u307e\u304f\u3064\u304d\u3042\u3046\" >1)\u304b\u30894)\u306e\u5185\u5bb9\u306b\u304b\u306a\u308a\u306e\u3070\u3089\u3064\u304d\u304c\u3042\u308b<\/a>\u3053\u3068\u306b\u3064\u3044\u3066\u3082\u78ba\u8a8d\u3057\u307e\u3057\u305f\u3002\u4eca\u56de\u306f\u3001\u3053\u308c\u3092\u8e0f\u307e\u3048\u3066\u3001\u5b9f\u969b\u306b\u6211\u304c\u5bb6\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306e\u30b1\u30fc\u30b9\u3092\u8abf\u3079\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3b\u4eba\u304c3\u5e74\u524d\u306b\u8ee2\u8077\u3057\u305f\u306e\u3067\u3059\u304c\u3001\u4ee5\u524d\u306e\u96c7\u7528\u8005\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u306f\u305d\u306e\u307e\u307e\u6b8b\u3057\u3066\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u3068\u306f\u5225\u306b\u73fe\u5728\u306e\u96c7\u7528\u8005\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u306f\u65b0\u3057\u304f\u958b\u304d\u3001\u73fe\u5728\u3075\u305f\u3064\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u6301\u3063\u3066\u3044\u308b\u308f\u3051\u3067\u3059\u304c\u3001\u3069\u3061\u3089\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u3082\u3053\u308c\u307e\u3067\u306e\u901a\u5e38\u306e\u6295\u8cc7\u5a92\u4f53\u306b\u52a0\u3048\u3066\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u65b0\u305f\u306b\u63d0\u4f9b\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u3053\u306e\u3075\u305f\u3064\u306e\u4f1a\u793e\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u6bd4\u3079\u3066\u898b\u307e\u3059\u3002\u6211\u304c\u5bb6\u304c\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u306e\u306f\u304a\u305d\u3089\u304f2035\u5e74\u304f\u3089\u3044\u306b\u306a\u308b\u306e\u3067\u3001\u3075\u305f\u3064\u306e\u4f1a\u793e\u306e2035\u5e74\u30d5\u30a1\u30f3\u30c9\u3092\u6bd4\u8f03\u3059\u308b\u3053\u3068\u306b\u3057\u307e\u3057\u305f\u3002\u7d50\u679c\u306f\u3053\u306e\u901a\u308a\u3002<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/04\/%E3%82%BF%E3%83%BC%E3%82%B2%E3%83%83%E3%83%88%E3%83%87%E3%82%A4%E3%83%88%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1122\" title=\"\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/04\/%E3%82%BF%E3%83%BC%E3%82%B2%E3%83%83%E3%83%88%E3%83%87%E3%82%A4%E3%83%88%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89.png?resize=453%2C416&#038;ssl=1\" alt=\"\" width=\"453\" height=\"416\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/04\/%E3%82%BF%E3%83%BC%E3%82%B2%E3%83%83%E3%83%88%E3%83%87%E3%82%A4%E3%83%88%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89.png?w=519&amp;ssl=1 519w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/04\/%E3%82%BF%E3%83%BC%E3%82%B2%E3%83%83%E3%83%88%E3%83%87%E3%82%A4%E3%83%88%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89.png?resize=300%2C275&amp;ssl=1 300w\" sizes=\"auto, (max-width: 453px) 100vw, 453px\" \/><\/a><\/p>\n<h3>\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3068\u6295\u8cc7\u5a92\u4f53\u306f\u30fb\u30fb\u30fb<\/h3>\n<p>\u3069\u3061\u3089\u30822035\u5e74\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u304c\u3001\uff21\u793e\u306e\u65b9\u306f\u3059\u3067\u306b\u50b5\u5238\u306e\u6bd4\u7387\u304c\u682a\u306e\u6bd4\u7387\u3092\u8d85\u3048\u3066\u304a\u308a\u304b\u306a\u308a\u30b3\u30f3\u30b5\u30fc\u30d0\u30c6\u30a3\u30d6\uff08<a href=\"http:\/\/smartandresponsible.com\/blog\/know-your-risk\/\" title=\"\u6295\u8cc7\u306e\u624b\u306f\u3058\u3081(2)\u3000-\u3000\u81ea\u5206\u306e\u8a31\u5bb9\u30ea\u30b9\u30af\u3092\u77e5\u308b\"  target=\"_blank\">\u4f4e\u30ea\u30b9\u30af\u30fb\u4f4e\u30ea\u30bf\u30fc\u30f3<\/a>\uff09\u306a<a href=\"http:\/\/smartandresponsible.com\/blog\/asset-allocation2\/\" title=\"\u6295\u8cc7\u306e\u624b\u306f\u3058\u3081(3)\u3000-\u3000\u30a2\u30bb\u30c3\u30c8\u30fb\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3068\u306f\uff1f\"  target=\"_blank\">\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3<\/a>\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u4f4e\u30ea\u30b9\u30af\u306f\u3044\u3044\u306e\u3067\u3059\u304c\u3001\u3053\u3053\u307e\u3067\u30b3\u30f3\u30b5\u30fc\u30d0\u30c6\u30a3\u30d6\u3060\u3068\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u6642\u70b9\u3067\u8001\u5f8c\u306e\u751f\u6d3b\u306b\u5fc5\u8981\u306a\u8cc7\u91d1\u304c\u3061\u3083\u3093\u3068\u305f\u307e\u308b\u306e\u304b\u5c11\u3057\u4e0d\u5b89\u306b\u306a\u308a\u307e\u3059\u3002\u500b\u4eba\u7684\u306b\u306f\u6211\u304c\u5bb6\u306e\u5834\u5408\u3001\u682a\u6bd4\u7387\u306f65\uff05\u3067\u3082\uff2f\uff2b\u3060\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u3053\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306f\u79c1\u305f\u3061\u306b\u306f\u5c11\u3057\u4f4e\u30ea\u30b9\u30af\u30fb\u4f4e\u30ea\u30bf\u30fc\u30f3\u3059\u304e\u308b\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306b\u6bd4\u3079\u3066\uff22\u793e\u306e\u65b9\u306f\u682a\u306b90\uff05\u8fd1\u304f\u6295\u8cc7\u3055\u308c\u3066\u304a\u308a\u3001\u304b\u306a\u308a\u30a2\u30b0\u30ec\u30c3\u30b7\u30d6\uff08\u9ad8\u30ea\u30b9\u30af\u30fb\u9ad8\u30ea\u30bf\u30fc\u30f3\uff09\u306a\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u3053\u307e\u3067\u30a2\u30b0\u30ec\u30c3\u30b7\u30d6\u3060\u3068\u3001\u3061\u3087\u3063\u3068\u4e0d\u5b89\u306b\u306a\u308a\u307e\u3059\u3002\u540c\u30582035\u5e74\u30d5\u30a1\u30f3\u30c9\u3067\u3082\u3053\u3053\u307e\u3067\u5927\u304d\u306a\u958b\u304d\u304c\u3042\u308b\u306e\u306b\u306f\u9a5a\u304d\u3067\u3059\u3002\u3084\u306f\u308a\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u306e\u5e74\u53f7\u3060\u3051\u3092\u898b\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u5b9f\u969b\u306e\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u304d\u3061\u3093\u3068\u78ba\u8a8d\u3059\u308b\u3053\u3068\u306f\u3068\u3066\u3082\u5927\u5207\u3067\u3059\u306d\u3002<\/p>\n<p>2035\u5e74\u306b\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u6642\u70b9\u3067\u306e<a href=\"http:\/\/smartandresponsible.com\/blog\/model-asset-allocation\/\" title=\"\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3078\u306e\u6295\u8cc7\u3000-\u3000\u30a2\u30bb\u30c3\u30c8\u30fb\u30a2\u30ed\u30fc\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u9078\u3076\"  target=\"_blank\">\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3<\/a>\u3092\u898b\u3066\u307f\u308b\u3068\u3001\uff21\u793e\u306e\u65b9\u306f\u3001\u682a\u306f14\uff05\u3001\u50b5\u523879\uff05\u3068\u30b9\u30fc\u30d1\u30fc\u30fb\u30b3\u30f3\u30b5\u30fc\u30d0\u30c6\u30a3\u30d6\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u5b9f\u969b2035\u5e74\u3042\u305f\u308a\u306b\u30ea\u30bf\u30a4\u30e4\u3057\u3066\u3082\u3001\u5065\u5eb7\u3055\u3048\u7dad\u6301\u3067\u304d\u308c\u3070\u305d\u3053\u304b\u308920\u5e74\u300125\u5e74\u306f\u751f\u304d\u308b\u3064\u3082\u308a\u3067\u3059\u304b\u3089\u3001\u305d\u306e\u9593\u3082\u3053\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u306f\u6295\u8cc7\u3057\u7d9a\u3051\u5b58\u7d9a\u3055\u305b\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u305d\u3046\u8003\u3048\u308b\u3068\u30012035\u5e74\u306e\u6642\u70b9\u3067\u682a\u304c14%\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308b\u304b\u3069\u3046\u304b\u306f\u5c11\u3057\u7591\u554f\u3067\u3059\u3002\u3042\u304f\u307e\u3067\u3053\u308c\u306f\u6211\u304c\u5bb6\u306e\u5834\u5408\u3067\u3001\u305f\u3068\u3048\u3070\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6642\u70b9\u3067\u3001\u30a2\u30ab\u30a6\u30f3\u30c8\u304b\u3089\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u3092\u5f15\u304d\u51fa\u3057\u30a2\u30cb\u30e5\u30a4\u30c6\u30a3\uff08\u5e74\u91d1\u306e\u3088\u3046\u306b\u6708\u3005\u4e00\u5b9a\u984d\u304c\u3082\u3089\u3048\u308b\u3057\u304f\u307f\uff09\u306a\u3069\u3092\u8cfc\u5165\u3059\u308b\u3068\u3044\u3046\u306e\u3067\u3042\u308c\u3070\u30012035\u5e74\u6642\u70b9\u3067\u304b\u306a\u308a\u30b3\u30f3\u30b5\u30fc\u30d0\u30c6\u30a3\u30d6\u306a\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u306a\u3063\u3066\u3044\u305f\u307b\u3046\u304c\u3044\u3044\u3067\u3057\u3087\u3046\u3002\u3053\u308c\u304c\u3001\u30ea\u30b9\u30af\u30fb\u30ea\u30bf\u30fc\u30f3\u3068\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u306f\u3042\u304f\u307e\u3067\u500b\u4eba\u30d9\u30fc\u30b9\u3067\u6c7a\u3081\u308b\u3079\u304d\u3068\u3044\u308f\u308c\u308b\u3086\u3048\u3093\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\uff22\u793e\u306e\u65b9\u3092\u898b\u3066\u307f\u308b\u3068\u30012035\u5e74\u306e\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u306f\u682a\u3068\u50b5\u5238\u3067\u534a\u3005\u3002\u3053\u308c\u306f\u3001\u6211\u304c\u5bb6\u306e\u671b\u3080\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3088\u308a\u306f\u5c11\u3057\u30a2\u30b0\u30ec\u30c3\u30b7\u30d6\u3059\u304e\u308b\u6c17\u304c\u3057\u307e\u3059\u3002<\/p>\n<p>\uff21\u793e\u3060\u3068\u30b3\u30f3\u30b5\u30fc\u30d0\u30c6\u30a3\u30d6\u3059\u304e\u308b\u3001\uff22\u793e\u3060\u3068\u30a2\u30b0\u30ec\u30c3\u30b7\u30d6\u3059\u304e\u308b\u30fb\u30fb\u30fb\u3053\u3093\u306a\u5834\u5408\u306f\u3069\u3046\u3057\u305f\u3089\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u3002\uff21\u793e\u306e\u5834\u5408\u3067\u3057\u305f\u3089\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5e74\u3069\u304a\u308a\u306b\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3076\u3068\u30b3\u30f3\u30b5\u30fc\u30d0\u30c6\u30a3\u30d6\u3059\u304e\u308b\u308f\u3051\u3067\u3059\u304b\u3089\u30012040\u5e74\u3068\u304b2045\u5e74\u30d5\u30a1\u30f3\u30c9\u306a\u3069\u3001\u5c11\u3057\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u304c\u5148\u306b\u8a2d\u5b9a\u3057\u3066\u3042\u308b\u30d5\u30a1\u30f3\u30c9\u3092\u6562\u3048\u3066\u9078\u3076\u3053\u3068\u306b\u3088\u308a\u3001\u81ea\u5206\u306e\u671b\u3080\u30ea\u30b9\u30af\u30fb\u30ea\u30bf\u30fc\u30f3\u306b\u8fd1\u3065\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u53cd\u5bfe\u306b\u3001\uff22\u793e\u306e\u5834\u5408\u3067\u3057\u305f\u3089\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5e74\u3069\u304a\u308a\u306b\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3076\u3068\u30a2\u30b0\u30ec\u30c3\u30b7\u30d6\u3059\u304e\u308b\u308f\u3051\u3067\u3059\u304b\u3089\u30012030\u5e74\u3068\u304b2025\u5e74\u306a\u3069\u3001\u5c11\u3057\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3092\u8fd1\u304f\u306b\u8a2d\u5b9a\u3042\u308b\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3076\u3053\u3068\u306b\u3088\u308a\u3001\u81ea\u5206\u306e\u671b\u3080\u30ea\u30b9\u30af\u30fb\u30ea\u30bf\u30fc\u30f3\u306b\u8fd1\u3065\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3>\u30ea\u30d0\u30e9\u30f3\u30b9\u306f\u30fb\u30fb\u30fb<\/h3>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/401-rebalance\/\" title=\"\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6e96\u5099\u3000\uff0d\u3000401(k)\u306e\u30ea\u30d0\u30e9\u30f3\u30b9\u3082\u304a\u5fd8\u308c\u306a\u304f\"  target=\"_blank\">\u30ea\u30d0\u30e9\u30f3\u30b9<\/a>\u306f\u3001\u3069\u3061\u3089\u306e\u30d5\u30a1\u30f3\u30c9\u30821\u5e74\u306b1\u56de\u3055\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u5408\u683c\u57fa\u6e96\u306b\u9054\u3057\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<h3>\u624b\u6570\u6599\u306f\u30fb\u30fb\u30fb<\/h3>\n<p>\u307e\u305f\u3001\u624b\u6570\u6599\u306b\u3064\u3044\u3066\u306f\u3001\uff21\u793e\u306f0.15\uff05\u3068\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306e\u306a\u304b\u3067\u306f\u6700\u4f4e\u57fa\u6e96\u3067\u3042\u308a\u3053\u308c\u306f\u6e80\u8db3\u3067\u3059\u3002\uff22\u793e\u3082\u6c7a\u3057\u3066\u9ad8\u304f\u306f\u306a\u30440.45\uff05\u306a\u306e\u3067\u5408\u683c\u306e\u30ec\u30d9\u30eb\u3067\u3057\u3087\u3046\u3002\u305f\u3063\u305f0.30\uff05\u306e\u5dee\u3067\u3059\u304c\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u307e\u3067\u306e\u4e8c\u5341\u6570\u5e74\u307e\u3067\u306e\u9593\u3053\u306e\u5dee\u306f\u84c4\u7a4d\u3055\u308c\u307e\u3059\u304b\u3089\u3001\u3069\u306e\u304f\u3089\u3044\u306e\u5dee\u306b\u306a\u308b\u306e\u304b\u8a08\u7b97\u3057\u3066\u307f\u307e\u3057\u305f\u3002\u73fe\u5728\uff21\u793e\u3068\uff22\u793e\u306b\u8caf\u307e\u3063\u3066\u3044\u308b\u304a\u91d1\u3092\u5143\u306b\u3001\u305f\u3068\u3048\u3070\u5e73\u5747\u5e74\u5229\u56de\u308a\u304c\uff17\uff05\u3060\u3063\u305f\u3068\u3057\u3066\u3001\u624b\u6570\u65990.45\uff05\u30680.15%\u306e\u5dee\u3092\u898b\u3066\u307f\u308b\u3068\u3001\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u6642\u70b9\u3067\u306f\u306a\u3093\u3068$100,000\u3082\u306e\u5dee\u304c\u3067\u3066\u304f\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002\u3057\u304b\u3082\u3053\u308c\u306b\u306f\u3053\u308c\u304b\u3089\u8caf\u3081\u308b\u304a\u91d1\u306f\u52d8\u5b9a\u306b\u5165\u3063\u3066\u3044\u307e\u305b\u3093\u3002\u7e70\u308a\u8fd4\u3057\u307e\u3059\u304c\u3001\u672c\u5f53\u306b\u624b\u6570\u6599\u306f\u3070\u304b\u306b\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<h3>\u3067\u306f\u3001\u3069\u3046\u3059\u308b\uff1f<\/h3>\n<p>\u81ea\u5206\u305f\u3061\u306b\u9078\u629e\u80a2\u3068\u3057\u3066\u4e0e\u3048\u3089\u308c\u3066\u3044\u308b\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u541f\u5473\u3057\u305f\u7d50\u679c\u3001\u305d\u308c\u304c\u81ea\u5206\u305f\u3061\u306e\u30cb\u30fc\u30ba\u306b\u306f\u5408\u308f\u306a\u3044\u5834\u5408\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u4ee5\u5916\u306e\u5f93\u6765\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u6295\u8cc7\u3059\u308b\u307b\u3046\u304c\u3088\u3044\u5834\u5408\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u304c\u81ea\u5206\u305f\u3061\u306e\u30cb\u30fc\u30ba\u3068\u9055\u3046\u5834\u5408\u306f\u3001\u5148\u306b\u66f8\u3044\u305f\u3068\u304a\u308a\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u306e\u5e74\u3092\u9045\u3089\u305b\u305f\u308a\u65e9\u3081\u305f\u308a\u3059\u308b\u3053\u3068\u3067\u3001\u3042\u308b\u7a0b\u5ea6\u30ea\u30b9\u30af\u30fb\u30ea\u30bf\u30fc\u30f3\u30fb\u30ec\u30d9\u30eb\u306e\u8abf\u6574\u304c\u3067\u304d\u307e\u3059\u304c\u3001\u305f\u3068\u3048\u3070\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306e\u624b\u6570\u6599\u304c\u3082\u306e\u3059\u3054\u304f\u9ad8\u3044\u5834\u5408\u306a\u3069\u306f\u3001\u56de\u907f\u306e\u3057\u3088\u3046\u304c\u3042\u308a\u307e\u305b\u3093\u304b\u3089\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u4ee5\u5916\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u4f7f\u3046\u3057\u304b\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u6211\u304c\u5bb6\u306e\u5834\u5408\u306f\u3001\u30ea\u30d0\u30e9\u30f3\u30b9\u3068\u624b\u6570\u6599\u306f\uff12\u793e\u3068\u3082\u305d\u3053\u305d\u3053\u5408\u683c\u70b9\u3002\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u306f\u5c11\u3057\u8abf\u6574\u304c\u8981\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u305f\u3002\u624b\u6570\u6599\u306f0.30%\u306e\u9055\u3044\u3067\u3059\u304c\u3001\u9577\u671f\u306b\u3059\u308b\u3068\u5927\u304d\u306a\u5f71\u97ff\u304c\u3042\u308b\u306e\u3067\u3001\uff22\u793e\uff08\u4ee5\u524d\u306e\u96c7\u7528\u4e3b\u3067\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\uff09\u304b\u3089\uff21\u793e\uff08\u73fe\u5728\u306e\u96c7\u7528\u4e3b\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\uff09\u306b\u30ed\u30fc\u30eb\u30fb\u30aa\u30fc\u30d0\u30fc\uff08\u304a\u91d1\u3092\u79fb\u3059\uff09\u3057\u3066\u624b\u6570\u6599\u3092\u4e0b\u3052\u308b\u3053\u3068\u306f\u6709\u52b9\u3067\u3057\u3087\u3046\u3002\uff21\u793e\u306f\u5c11\u3057\u30b3\u30f3\u30b5\u30fc\u30d0\u30c6\u30a3\u30d6\u3059\u304e\u308b\u306e\u3067\u3001\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u5c11\u3057\u30a2\u30b0\u30ec\u30c3\u30b7\u30d6\u306b\u8abf\u6574\u3059\u308b\u305f\u3081\u306b\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u3092\u9045\u3089\u305b\u30662040\u5e74\u30012045\u5e74\u306a\u3069\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3059\u308b\u3068\u3044\u3046\u306e\u304c\u5f97\u7b56\u3068\u3044\u3046\u3068\u3053\u308d\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u308f\u305f\u3057\u306f\u3001\u3069\u3061\u3089\u304b\u3068\u3044\u3046\u3068\u30aa\u30fc\u30bd\u30c9\u30c3\u30af\u30b9\u306bBUY&amp;HOLD(\u8cb7\u3063\u305f\u3082\u306e\u306f\u9577\u304f\u6301\u3061\u7d9a\u3051\u308b)\u6d3e\u3067\u3001\u3044\u3063\u305f\u3093\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u6c7a\u3081\u305f\u3089\u983b\u7e41\u306b\u306f\u5909\u3048\u306a\u3044\u3057\u3001\u30ea\u30d0\u30e9\u30f3\u30b9\u306f\u9762\u5012\u306a\u306e\u3067\u81ea\u52d5\u3067\u3084\u3063\u3066\u3082\u3089\u3063\u305f\u307b\u3046\u304c\u3044\u3044\u30bf\u30a4\u30d7\u3067\u3057\u3066\u3001\u305d\u308c\u3092\u4f4e\u624b\u6570\u6599\u3067\u3084\u3063\u3066\u3082\u3089\u3048\u308b\u306a\u3089\u3070\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306b\u3057\u3066\u3057\u307e\u304a\u3046\u3068\u601d\u3063\u3066\u3044\u307e\u3059\uff08\u3068\u3044\u3046\u304b\u3001\u5b9f\u969b\u3053\u306e\u30ec\u30dd\u30fc\u30c8\u3092\u66f8\u3044\u305f\u5f8c\u3067\u3001\u305d\u3046\u3057\u3066\u3057\u307e\u3044\u307e\u3057\u305f\uff09\u3002\u307f\u306a\u3055\u3093\u306f\u3069\u3046\u3067\u3057\u3087\u3046\u304b\uff1f\u3054\u610f\u898b\u306a\u3069\u304a\u805e\u304b\u305b\u304f\u3060\u3055\u3044\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306e\u9577\u6240\u3082\u77ed\u6240\u3082\u305d\u306e\u30b7\u30f3\u30d7\u30eb\u3055\u306b\u3042\u308b\u3053\u3068\u3092\u524d\u56de\u306e\u8a18\u4e8b\u3067\u3054\u7d39\u4ecb\u3057\u307e\u3057\u305f\u3002\u305d\u306e\u30b7\u30f3\u30d7\u30eb\u3055\u3092\u3046\u307e\u304f\u6d3b\u7528\u3059\u308b\u305f\u3081\u3001\u305d\u308c\u305e\u308c\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30fb\u30c7\u30a4\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306b\u3064\u3044\u3066\u3001\uff11\uff09\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3001\uff12\uff09\u6295\u8cc7\u5a92\u4f53\u3001\uff13\uff09\u30ea\u30d0\u30e9\u30f3\u30b9\u306e\u983b\u5ea6\u3001\uff14\uff09\u624b\u6570\u6599\u306b\u3064\u3044\u3066\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3042\u308b\u3053\u3068\u306b\u3064\u3044\u3066\u3082\u8003\u3048\u3066\u307f\u307e\u3057\u305f\u3002\u540c\u3058\u9000\u8077\u5e74\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3057\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9\u3067\u3082\u3001\u6295\u8cc7\u4f1a\u793e\u306b\u3088\u3063\u30661)\u304b\u30894)\u306e\u5185\u5bb9\u306b\u304b\u306a\u308a\u306e\u3070\u3089\u3064\u304d\u304c\u3042\u308b\u3053\u3068\u306b\u3064\u3044\u3066\u3082\u78ba\u8a8d\u3057\u307e\u3057\u305f\u3002\u4eca\u56de\u306f\u3001\u3053\u308c\u3092\u8e0f\u307e\u3048\u3066\u3001\u5b9f\u969b\u306b\u6211\u304c\u5bb6\u306e<\/p>\n","protected":false},"author":1,"featured_media":1122,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36,38],"tags":[47,75],"class_list":["post-1121","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-retirement","tag-retire","tag-investment"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/04\/%E3%82%BF%E3%83%BC%E3%82%B2%E3%83%83%E3%83%88%E3%83%87%E3%82%A4%E3%83%88%E3%83%95%E3%82%A1%E3%83%B3%E3%83%89.png?fit=519%2C477&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-i5","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=1121"}],"version-history":[{"count":5,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1121\/revisions"}],"predecessor-version":[{"id":1125,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1121\/revisions\/1125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/1122"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=1121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=1121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=1121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}