{"id":1153,"date":"2012-04-20T09:05:41","date_gmt":"2012-04-20T17:05:41","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=1153"},"modified":"2012-04-20T09:09:05","modified_gmt":"2012-04-20T17:09:05","slug":"medical-cost-shop-aroun","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/medical-cost-shop-aroun\/","title":{"rendered":"\u30a2\u30e1\u30ea\u30ab\u533b\u7642\u306e\u30df\u30b9\u30c6\u30ea\u30fc\u3000\u75c5\u9662\u306f\u30db\u30c6\u30eb\u3092\u63a2\u3059\u3088\u3046\u306b\u30fb\u30fb"},"content":{"rendered":"

\u30db\u30c6\u30eb\u306b\u6cca\u307e\u308b\u306a\u3089\u3001\u65bd\u8a2d\u304c\u3068\u3068\u306e\u3063\u3066\u3044\u3066\u30b5\u30fc\u30d3\u30b9\u304c\u3088\u304f\u3066\u4fbf\u304c\u3088\u3044\u3068\u3053\u308d\u3092\u63a2\u3057\u307e\u3059\u306d\u3002\u3067\u3082\u5024\u6bb5\u306f\u3001\u3067\u304d\u308c\u3070\u5b89\u3044\u307b\u3046\u304c\u3044\u3044\u3067\u3057\u3087\uff1f\u30db\u30c6\u30eb\u306e\u76ee\u661f\u3092\u3064\u3051\u305f\u3089\u3001\u4eca\u5ea6\u306f\u3044\u304f\u3064\u304b\u306e\u30b5\u30a4\u30c8\u3092\u898b\u3066\u307f\u307e\u3059\u306d\u3002\u540c\u3058\u30db\u30c6\u30eb\u3067\u3082expedia\u3068hotal.com\u3067\u306f\u5024\u6bb5\u304c\u9055\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u306d\u3002Priceline\u3067\u30d0\u30fc\u30b2\u30f3\u3092\u63a2\u3059\u306e\u3082\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u75c5\u9662\u63a2\u3057\u3082\u3053\u308c\u3068\u540c\u3058\u3067\u3059\u30fb\u30fb\u30fb\u306a\u3093\u3066\u8a00\u308f\u308c\u305f\u3089\u4fe1\u3058\u307e\u305b\u3093\u304b\uff1f\u3044\u3084\u3044\u3084\u3001\u6628\u4eca\u306e\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u3001\u5f53\u305f\u3089\u305a\u3068\u3044\u3048\u3069\u3082\u9060\u304b\u3089\u305a\u307f\u305f\u3044\u3067\u3059\u3088\u3002<\/p>\n

\u5b89\u304f\u3066\u3044\u3044\u3082\u306e\u3092\u63a2\u3059\u3053\u3068\u3092\u82f1\u8a9e\u3067\u30b7\u30e7\u30c3\u30d7\u30fb\u30a2\u30e9\u30a6\u30f3\u30c9\u3068\u3044\u3044\u307e\u3059\u306d\u3002\u8eca\u3092\u8cb7\u3046\u306e\u306a\u3089\u30b7\u30e7\u30c3\u30d7\u30fb\u30a2\u30e9\u30a6\u30f3\u30c9\u3001\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u306e\u306a\u3089\u30b7\u30e7\u30c3\u30d7\u30fb\u30a2\u30e9\u30a6\u30f3\u30c9\u3001\u4fdd\u967a\u3092\u63a2\u3059\u306e\u3082\u30b7\u30e7\u30c3\u30d7\u30fb\u30a2\u30e9\u30a6\u30f3\u30c9\u30fb\u30fb\u30fb\u305d\u3046\u3001\u304a\u533b\u8005\u3055\u3093\u3084\u75c5\u9662\u3092\u63a2\u3059\u306e\u3082\u30b7\u30e7\u30c3\u30d7\u30fb\u30a2\u30e9\u30a6\u30f3\u30c9\u3068\u3044\u3046\u4e16\u306e\u4e2d\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u5065\u5eb7\u4fdd\u967a\u3092\u3061\u3083\u3093\u3068\u6301\u3063\u3066\u3044\u308b\u304b\u3089\u3063\u3066\u5fc5\u8981\u306a\u3044\uff1f\uff1f\u305d\u3046\u3067\u3082\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u306a\u3044\u306e\u306a\u3089\u3082\u3061\u308d\u3093\u306e\u3053\u3068\u3067\u3059\u304c\u3001\u3067\u3082\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3069\u3046\u3084\u3089\u30b7\u30e7\u30c3\u30d7\u30fb\u30a2\u30e9\u30a6\u30f3\u30c9\u304c\u5fc5\u8981\u306a\u5834\u5408\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3088\u3002\u4f4f\u307f\u306b\u304f\u3044\u4e16\u306e\u4e2d\u306b\u306a\u3063\u305f\u3082\u306e\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u306a\u304b\u3063\u305f\u3089\u30fb\u30fb\u30fb<\/strong><\/h3>\n

\u4fdd\u967a\u304c\u306a\u3044\u306e\u306b\u3069\u3046\u3057\u3066\u3082\u624b\u8853\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u3068\u3057\u305f\u3089\u3001\u5b89\u304f\u3066\u3044\u3044\u75c5\u9662\u3092\u9078\u3073\u305f\u3044\u3068\u601d\u3046\u306e\u306f\u5f53\u7136\u306e\u3053\u3068\u3002\u540c\u3058\u30a8\u30ea\u30a2\u306b\u3042\u308b\u75c5\u9662\u3067\u3082\u3001\u5024\u6bb5\u306f\u304b\u306a\u308a\u306e\u3070\u3089\u3064\u304d\u304c\u3042\u308a\u307e\u3059<\/a>\u3002\u3057\u304b\u3082\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u306a\u3044\u4eba\u306f\u3001Medicare\u3084\u5065\u5eb7\u4fdd\u967a\u4f1a\u793e\u304c\u75c5\u9662\u5074\u3068\u3042\u3089\u304b\u3058\u3081\u4ea4\u6e09\u3057\u3066\u53d6\u308a\u4ed8\u3051\u305fNegotiated Price\u306e\u6069\u6075\u3092\u5f97\u3089\u308c\u305a\u3001\u75c5\u9662\u5074\u306e\u8a00\u3044\u5024\u3067\u533b\u7642\u8cbb\u306e\u8acb\u6c42\u3092\u53d7\u3051\u308b<\/a>\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u7dca\u6025\u3092\u8981\u3059\u308b\u5834\u5408\u306f\u30e0\u30ea\u3067\u3059\u304c\u3001\u3082\u3057\u3042\u308b\u7a0b\u5ea6\u3042\u3089\u304b\u3058\u3081\u6e96\u5099\u304c\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u72b6\u6cc1\u306b\u3042\u308b\u306e\u306a\u3089\u3001\u5730\u57df\u306e\u75c5\u9662\u306e\u30b5\u30fc\u30d3\u30b9\u306e\u8cea\u3068\u5f53\u8a72\u533b\u7642\u63aa\u7f6e\u306e\u898b\u7a4d\u3082\u308a\u8cbb\u7528\u3092\u96c6\u3081\u3001\u5b89\u304f\u3066\u3088\u3044\u75c5\u9662\u3092\u9078\u3073\u305f\u3044\u3082\u306e\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u5065\u5eb7\u4fdd\u967a\u306f\u3042\u308b\u304c\u3001High Deductible\u30d7\u30e9\u30f3\u3067\u3042\u308b\u30fb\u30fb\u30fb<\/strong><\/h3>\n

High Deductible\u30d7\u30e9\u30f3\u306fCatastrophic Coverage\uff08\u7834\u58ca\u7684\u306a\u72b6\u6cc1\u306e\u305f\u3081\u306e\u88dc\u511f\uff09\u3068\u3082\u547c\u3070\u308c\u3001\u6bd4\u8f03\u7684\u5c0f\u3055\u306a\u554f\u984c\u306b\u5bfe\u3059\u308b\u88dc\u511f\u306f\u306a\u304f\u3001\u5927\u304d\u306a\u640d\u5bb3\u306e\u5834\u5408\u306b\u30d5\u30a9\u30fc\u30ab\u30b9\u3057\u3066\u88dc\u511f\u3092\u3059\u308b\u4fdd\u967a\u3067\u3059\u3002\u6700\u8fd1\u3067\u306fHSA(Health Savings Account)\u3068\u306e\u62b1\u304d\u5408\u308f\u305b\u306e\u3082\u306e\u3082\u591a\u304f<\/a>\u3001\u305d\u306e\u5834\u5408\u3001\u6bd4\u8f03\u7684\u5c0f\u3055\u306a\u554f\u984c\u306f\u4fdd\u967a\u306e\u88dc\u511f\u306f\u306a\u3044\u4ee3\u308f\u308a\u306b\u3001HAS\u306b\u8caf\u3081\u3066\u3044\u308b\u304a\u91d1\u304b\u3089\u533b\u7642\u8cbb\u3092\u637b\u51fa\u3059\u308b\u3053\u3068\u3067\u304d\u307e\u3059\u3002HAS\u306e\u304a\u91d1\u306f\u500b\u4eba\u306e\u3082\u306e\u3067\u3059\u304b\u3089\u3001\u500b\u4eba\u304c\u76f4\u63a5\u7684\u306b\u533b\u7642\u8cbb\u3092\u8ca0\u62c5\u3059\u308b\u308f\u3051\u3067\u3001Deductible\u306b\u9054\u3059\u308b\u307e\u3067\u306e\u533b\u7642\u8cbb\u306b\u3064\u3044\u3066\u306f\u3055\u3089\u306b\u3044\u3063\u305d\u3046\u3001\u305d\u306e\u5024\u6bb5\u306b\u3064\u3044\u3066\u30bb\u30f3\u30b7\u30c6\u30a3\u30d6\u306b\u306a\u3089\u3056\u308b\u3092\u5f97\u307e\u305b\u3093\u3002<\/p>\n

Deductible\u306b\u9054\u3059\u308b\u307e\u3067\u306e\u533b\u7642\u8cbb\u306f\u500b\u4eba\u8ca0\u62c5\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u7121\u4fdd\u967a\u8005\u306e\u3088\u3046\u306b\u5024\u6bb5\u4ea4\u6e09\u306f\u5404\u81ea\u306e\u8cac\u4efb\u3068\u3044\u3046\u306e\u3067\u306f\u306a\u304f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u4ea4\u6e09\u3057\u3066\u304f\u308c\u305fNegotiated Price\u306e\u6069\u6075\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u5065\u5eb7\u4fdd\u967a\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5185\u306eA\u75c5\u9662\u3067\u30d8\u30eb\u30cb\u30a2\u306e\u624b\u8853\u624b\u8853\u3092\u53d7\u3051\u305f\u5834\u5408\u3001\u75c5\u9662\u306e\u30ea\u30b9\u30c8\u30d7\u30e9\u30a4\u30b9\u304c$12,000\u3067\u3082\u3001\u4fdd\u967a\u4f1a\u793e\u3068A\u75c5\u9662\u3068\u306eNegotiated Price\u304c$4,500\u3067\u3042\u308c\u3070\u3001\u500b\u4eba\u3067\u8ca0\u62c5\u3059\u308b\u306e\u3082$4,500\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u4e00\u65b9\u3001\u30d8\u30eb\u30cb\u30a2\u3092\u5c02\u9580\u306b\u6271\u3046\u30af\u30ea\u30cb\u30c3\u30af\u3001B\u30af\u30ea\u30cb\u30c3\u30af\u3068\u3044\u3046\u3068\u3053\u308d\u304c\u3042\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002B\u30af\u30ea\u30cb\u30c3\u30af\u306f\u5065\u5eb7\u4fdd\u967a\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5916\u3067\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u30d8\u30eb\u30cb\u30a2\u3092\u5c02\u9580\u306b\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308a\u30ea\u30b9\u30c8\u30d7\u30e9\u30a4\u30b9\u304c$3,000\u3060\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u305d\u3046\u3059\u308b\u3068\u3001Negotiated Price\u306e$4,500\u3092A\u75c5\u9662\u306b\u6255\u3046\u3088\u308a\u3001\u4fdd\u967a\u304c\u304d\u304b\u306a\u3044\u5024\u6bb5$3,000\u3092B\u75c5\u9662\u306b\u6255\u3046\u307b\u3046\u304c\u5b89\u304f\u306a\u308a\u307e\u3059\u3002\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u308b\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u5fc5\u305a\u4fdd\u967a\u4f1a\u793e\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5185\u306e\u75c5\u9662\u3092\u9078\u3076\u306e\u304c\u5b89\u3044\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u5065\u5eb7\u4fdd\u967a\u3092\u3082\u3063\u3066\u3044\u3066\u3082\u3001\u3082\u3063\u3068\u5b89\u3044\u3068\u3053\u308d\u304c\u306a\u3044\u304b\u8abf\u3079\u308b\u307b\u3046\u304c\u8ce2\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u3053\u3093\u306a\u4f8b\u304c\u30fb\u30fb\u30fb<\/strong>A\u3055\u3093\u306f\u3001Deductible\u304c$7,000\u306eHigh Deductible\u30d7\u30e9\u30f3\u306b\u5165\u3063\u3066\u3044\u307e\u3057\u305f\u3002CT\u30b9\u30ad\u30e3\u30f3\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u5f53\u5e74\u306f\u307e\u3060\u3001Deductible\u306b\u9054\u3059\u308b\u533b\u7642\u8cbb\u304c\u767a\u751f\u3057\u3066\u3044\u306a\u3044\u305f\u3081\u8cbb\u7528\u306f\u81ea\u5206\u3082\u3061\u306b\u306a\u308a\u307e\u3059\u3002\u8abf\u3079\u305f\u3068\u3053\u308d\u3001\u81ea\u5206\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u643a\u3059\u308b\u75c5\u9662\u3067\u306fCT\u30b9\u30ad\u30e3\u30f3\u306f$1,000\u4ee5\u4e0a\uff08Negotiated\u3000Price\uff09\u3067\u3059\u304c\u3001\u500b\u4eba\u3067\u4ed6\u306e\u75c5\u9662\u306b\u3044\u3051\u3070$350\u3067\u3042\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u3001\u4fdd\u967a\u306f\u4f7f\u308f\u305a\u53d7\u3051\u307e\u3057\u305f\u3002<\/p>\n

\n

\u4fdd\u967a\u306f\u6301\u3063\u3066\u3044\u308b\u304cCo-insurance\u304c\u9ad8\u3044<\/strong><\/h3>\n

High Deductible\u30d7\u30e9\u30f3\u3067\u306a\u304f\u3066\u3082\u3001Co-insurance\u306e\uff05\u304c\u9ad8\u3044\u5834\u5408\u3001\u540c\u69d8\u306b\u5065\u5eb7\u4fdd\u967a\u3092\u4f7f\u308f\u305a\u6562\u3048\u3066100%\u81ea\u5df1\u8ca0\u62c5\u3067\u6255\u3063\u305f\u307b\u3046\u304c\u5b89\u304f\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u52a0\u5165\u3057\u3066\u3044\u308b\u4fdd\u967a\u3067\u306f\u3001\u30a4\u30f3\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u533b\u5e2b\u304b\u3089\u53d7\u3051\u305f\u30b5\u30fc\u30d3\u30b9\u306f20%\u306eCo-insurance\u3001\u30aa\u30a6\u30c8\u30fb\u30aa\u30d6\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u533b\u5e2b\u304b\u3089\u53d7\u3051\u305f\u30b5\u30fc\u30d3\u30b9\u306f40%\u306eCo-insurance\u3060\u3063\u305f\u3068\u3057\u307e\u3059\u3002\u30a4\u30f3\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u75c5\u9662\u306eNegotiated Price\u306f$1,200\u3001\u30a2\u30a6\u30c8\u30fb\u30aa\u30d6\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u75c5\u9662\u306e\u5024\u6bb5\u306f$400\u3060\u3063\u305f\u3068\u3059\u308b\u3068\u3001\u30a4\u30f3\u306e\u307b\u3046\u306e\u81ea\u5df1\u8ca0\u62c5\u306f$1,200×20%\u3067$240\u3067\u3042\u308b\u306e\u306b\u5bfe\u3057\u3001\u30a2\u30a6\u30c8\u306e\u81ea\u5df1\u8ca0\u62c5\u306f$450×40%\u3067$180\u3068\u306a\u308a\u3001\u30a2\u30a6\u30c8\u30fb\u30aa\u30d6\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u75c5\u9662\u306b\u3044\u3063\u305f\u307b\u3046\u304c\u5b89\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u3053\u3093\u306a\u4f8b\u304c\u30fb\u30fb<\/strong>\u30fb\uff22\u3055\u3093\u306f\u814e\u81d3\u7d50\u77f3\u306e\u7591\u3044\u3067\u8d85\u97f3\u6ce2\u691c\u8a3a\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u4fdd\u967a\u306e\u63d0\u643a\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3067\u53d7\u3051\u308c\u3070\u3001Negotiated Price\u304c$3,200\u3001\u305d\u306e\u3046\u3061\u4fdd\u967a\u304c$1,500\u3092\u30ab\u30d0\u30fc\u3057\u3001\u6b8b\u308a\u306e$1,700\u3092Co-insurance\u3068\u3057\u3066B\u3055\u3093\u304c\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001B\u3055\u3093\u306f\u4fdd\u967a\u306e\u30ab\u30d0\u30fc\u3057\u306a\u3044\u4ed6\u306e\u30af\u30ea\u30cb\u30c3\u30af\u306b\u884c\u3063\u3066\u3001\u73fe\u91d1\u6255\u3044\u306b\u3059\u308b\u3053\u3068\u306b\u3057\u307e\u3057\u305f\u3002\u8acb\u6c42\u984d\u306f$250\u3067\u3057\u305f\u3002<\/p>\n

\n

\u306f\u305f\u307e\u305f\u3053\u3093\u306a\u8a71\u3082\u30fb\u30fb\u30fb<\/strong><\/h3>\n

C\u3055\u3093\u306e\u5a18\u3055\u3093\u304c\u6025\u306a\u624b\u8853\u306e\u305f\u3081\u3001S\u75c5\u9662\u3067CT\u30b9\u30ad\u30e3\u30f3\u3092\u64ae\u308a\u3001\u305d\u306e\u7d50\u679c\u3092\u5c0f\u5150\u653e\u5c04\u7dda\u79d1\u306e\u533b\u5e2b\u304c\u8a3a\u65ad\u3057\u307e\u3057\u305f\u3002\u8acb\u6c42\u984d\u306f$14,359\u3002\u4fdd\u967a\u4f1a\u793e\u3068S\u75c5\u9662\u3068\u306eNegotiated Price\u306f$9,645\u3067\u3057\u305f\u3002C\u3055\u3093\u306eCo-insurance\u306f$846\u3067\u3001\u5dee\u984d\u306f\u4fdd\u967a\u4f1a\u793e\u304c\u6255\u3044\u307e\u3057\u305f\u3002<\/p>\n

C\u3055\u3093\u306f\u305f\u307e\u305f\u307e\u304a\u533b\u8005\u3055\u3093\u3067\u3057\u305f\u3002CT\u30b9\u30ad\u30e3\u30f3\u3068\u8a3a\u65ad\u306b$9,645\u306f\u9ad8\u3059\u304e\u308b\u3068\u3001\u6012\u308a\u3092\u304a\u307c\u3048\u307e\u3057\u305f\u3002\u81ea\u5206\u306e\u533b\u5e2b\u3068\u3044\u3046\u7acb\u5834\u3092\u5229\u7528\u3057\u3066\u3001\u300c\u81ea\u5206\u306e\u60a3\u8005\u3067\u7d4c\u6e08\u7684\u306b\u56f0\u96e3\u306a\u4eba\u304c\u3044\u308b\u304cCT\u30b9\u30ad\u30e3\u30f3\u3092\u3044\u304f\u3089\u3067\u3057\u3066\u304f\u308c\u308b\u304b\u300d\u3068\u3044\u3046\u554f\u3044\u5408\u308f\u305b\u3092\uff15\u3064\u306e\u75c5\u9662\u306b\u3057\u305f\u3068\u3053\u308d\u3001\u6700\u4f4e\u984d\u306f$1,100\u3001\u6700\u9ad8\u984d\u306f$9,300\u3068\u3044\u3046\u7d50\u679c\u3067\u3057\u305f\u3002\u305d\u306e\u9593\u306f\u3001$1,787, $4,485\u3001$5,179\u3068\u3044\u3046\u6570\u5b57\u3060\u3063\u305f\u305d\u3046\u3067\u3059\u3002<\/p>\n

\u3053\u306e\u30c7\u30fc\u30bf\u3092\u3082\u3068\u306b\u3001C\u3055\u3093\u306f\u5b9f\u969b\u306b\u5a18\u3055\u3093\u304cCT\u30b9\u30ad\u30e3\u30f3\u3092\u53d7\u3051\u305fS\u75c5\u9662\u306b\u4f55\u5ea6\u3082\u30cd\u30b4\u30b7\u30a8\u30fc\u30b7\u30e7\u30f3\u3092\u3057\u307e\u3057\u305f\u3002\u6700\u521d\u306fS\u75c5\u9662\u3082\u4fdd\u967a\u4f1a\u793e\u3082\u3001Negotiated Price\u306e\u6b63\u5f53\u6027\u3092\u4e3b\u5f35\u3057\u8b72\u308d\u3046\u3068\u3057\u307e\u305b\u3093\u3067\u3057\u305f\u304c\u3001\u7d50\u5c40\u6700\u5f8c\u306b\u306fC\u3055\u3093\u306e\u8a00\u3044\u5206\u304c\u8a8d\u3081\u3089\u308cC\u3055\u3093\u306e$846\u306eCo-insurance\u306f\u5168\u304f\u6255\u308f\u306a\u304f\u3066\u3044\u3044\u3053\u3068\u306b\u306a\u3063\u305f\u305d\u3046\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u3053\u306e\u8a71\u306e\u30dd\u30a4\u30f3\u30c8\u306fC\u3055\u3093\u306f\u533b\u5e2b\u3067\u3042\u3063\u305f\u3068\u3044\u3046\u3053\u3068\u3002\u533b\u5e2b\u3067\u3042\u3063\u305f\u306e\u3067\u3001CT\u30b9\u30ad\u30e3\u30f3\u306e\u5024\u6bb5\u304c\u9ad8\u3059\u304e\u308b\u3053\u3068\u306b\u6c17\u3065\u304f\u3053\u3068\u304c\u3067\u304d\u305f\u3057\u3001\u3044\u308d\u3044\u308d\u306a\u75c5\u9662\u304b\u3089\u5024\u6bb5\u3092\u805e\u304d\u3060\u3059\u3053\u3068\u3082\u3067\u304d\u307e\u3057\u305f\u3002S\u75c5\u9662\u3068\u306e\u30cd\u30b4\u306b\u3082\u533b\u5e2b\u3067\u3042\u308b\u3053\u3068\u304c\u5f79\u306b\u305f\u3063\u305f\u3053\u3068\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u4e00\u65b9\u3001\u305d\u308c\u304c\u79c1\u3060\u3063\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u3002\u300cCT\u30b9\u30ad\u30e3\u30f3\u306e\u76f8\u5834\u306f\uff1f\u300d\u306a\u3093\u3066\u805e\u304b\u308c\u3066\u3082\u3001\u308f\u304b\u308a\u307e\u305b\u3093\u3002$800\u4ee5\u4e0a\u306eCo-insurance\u306e\u8acb\u6c42\u3092\u53d7\u3051\u305f\u3089\u3001\u3073\u3063\u304f\u308a\u3059\u308b\u3067\u3057\u3087\u3046\u3051\u308c\u3069\u3082\u3002\u3051\u308c\u3069\u3082\u3001\u79c1\u305f\u3061\u3082\u4ed6\u4eba\u4e8b\u3067\u306f\u3044\u3089\u308c\u307e\u305b\u3093\u306d\u3002\u60a3\u8005\u3068\u3057\u3066\u3001\u6d88\u8cbb\u8005\u3068\u3057\u3066\u3001\u300c\u533b\u7642\u8cbb\u306f\u533b\u7642\u8cbb\u3001\u8acb\u6c42\u3055\u308c\u305f\u3060\u3051\u3092\u6255\u3046\u300d\u3068\u3044\u3046\u306e\u3067\u306f\u306a\u304f\u3066\u3001\u75c5\u9662\u3084\u304a\u533b\u8005\u3055\u3093\u3082\u30db\u30c6\u30eb\u3068\u540c\u3058\u3088\u3046\u306b\u9078\u3073\u3001\u533b\u7642\u8cbb\u306e\u8acb\u6c42\u66f8\u306f\u643a\u5e2f\u96fb\u8a71\u306e\u8acb\u6c42\u66f8\u3068\u540c\u3058\u3088\u3046\u306b\u5185\u5bb9\u3092\u30c1\u30a7\u30c3\u30af\u3059\u308b<\/a>\u30fb\u30fb\u30fb\u305d\u3046\u3044\u3046\u614b\u5ea6\u3067\u306a\u304f\u3066\u306f\u306a\u3089\u306a\u3044\u3088\u3046\u306a\u6c17\u304c\u3057\u307e\u3059\u3002\u8003\u3048\u305f\u3060\u3051\u3067\u3082\u75b2\u308c\u308b\u3051\u3069\u3001\u6b8b\u5ff5\u306a\u304c\u3089\u305d\u3046\u3044\u3046\u4e16\u754c\u306b\u751f\u304d\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n

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