{"id":1204,"date":"2012-04-30T16:55:31","date_gmt":"2012-05-01T00:55:31","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=1204"},"modified":"2012-04-29T17:05:32","modified_gmt":"2012-04-30T01:05:32","slug":"balance-sheet-check","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/balance-sheet-check\/","title":{"rendered":"\u3042\u306a\u305f\u306e\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u3067\u8ca1\u52d9\u8a3a\u65ad"},"content":{"rendered":"<p>\u524d\u56de\u306f\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u306e\u69cb\u6210\u8981\u7d20\u3092\u6574\u7406\u3057\u3001<a href=\"http:\/\/smartandresponsible.com\/blog\/balance-sheet-net-wort\/\" title=\"\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u3092\u3064\u304f\u3063\u3066\u307f\u308b\uff0d\u3042\u306a\u305f\u306e\u7d14\u8cc7\u7523\uff08Net Worth\uff09\u306f\uff1f\" >\u7d14\u8cc7\u7523(Net Worth)\u306e\u610f\u5473<\/a>\u3092\u8003\u3048\u3066\u307f\u307e\u3057\u305f\u3002\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u3068\u3044\u3046\u3068\u7d14\u8cc7\u7523\u306e\u8a08\u7b97\u3092\u601d\u3044\u6d6e\u304b\u3079\u308b\u3053\u3068\u304c\u591a\u3044\u306e\u3067\u3059\u304c\u3001\u305d\u308c\u4ee5\u5916\u306b\u3082\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u306e\u5229\u7528\u6cd5\u306f\u3042\u308a\u307e\u3059\u3002\u305b\u3063\u304b\u304f\u3001\u6301\u3063\u3066\u3044\u308b\u3082\u306e(\u8cc7\u7523)\u3068\u62b1\u3048\u3066\u3044\u308b\u8ca0\u306e\u8cc7\u7523\uff08\u8ca0\u50b5\uff09\u3092\u30ea\u30b9\u30c8\u30fb\u30a2\u30c3\u30d7\u3057\u305f\u306e\u3067\u3059\u304b\u3089\u3001\u305d\u306e\u5185\u5bb9\u3092\u8a73\u3057\u304f\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3044\u3044\u30c1\u30e3\u30f3\u30b9\u3067\u3059\u3002\u7d14\u8cc7\u7523\u306e\u8a08\u7b97\u4ee5\u5916\u306b\u3001\u3069\u3093\u306a\u4f7f\u3044\u304b\u305f\u304c\u3067\u304d\u308b\u306e\u304b\u3001\u3069\u3093\u306a\u3053\u3068\u3092\u30c1\u30a7\u30c3\u30af\u3057\u305f\u3089\u3044\u3044\u306e\u304b\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>Rainy Day Fund\u306f\u5341\u5206\u304b<\/h3>\n<p>\u307e\u305a\u3001\u30c1\u30a7\u30c3\u30af\u3057\u305f\u3044\u306e\u306f\u3001Rainy Day Fund\u306f\u5341\u5206\u304b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002Rainy Day Fund\u3068\u3044\u3046\u306e\u306f\u3001\u300c\u96e8\u964d\u308a\u306e\u65e5\u306e\u8cc7\u91d1\u300d\u3068\u3067\u3082\u8a33\u3059\u306e\u3067\u3057\u3087\u3046\u304b\u3001\u307e\u3055\u306b\u305d\u306e\u540d\u306e\u3068\u304a\u308a\u9806\u98a8\u6e80\u5e06\u3067\u306a\u3044\u3068\u304d\u306e\u975e\u5e38\u6642\u306e\u84c4\u3048\u306e\u3053\u3068\u3067\u3059\u3002\u6025\u306a\u75c5\u6c17\u3084\u4e8b\u6545\u3001\u5931\u696d\u3084\u4e00\u6642\u7684\u306a\u4f11\u696d\u306a\u3069\u306e\u975e\u5e38\u4e8b\u614b\u306b\u3042\u3063\u3066\u3082\u3001\u6708\u3005\u306e\u751f\u6d3b\u3092\u6ede\u308a\u306a\u304f\u7d9a\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u57fa\u672c\u7684\u306b\u306f\u3001\u6708\u3005\u306e\u5fc5\u8981\u7d4c\u8cbb\u306e3\u500d\u304b\u30896\u500d\u3092\u7528\u610f\u3059\u308b\u306e\u304c\u3088\u3044\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u6628\u4eca\u3067\u306f\u9577\u5f15\u304f\u4e0d\u666f\u6c17\u306e\u305f\u3081\u30016\u500d\u304b\u30899\u500d\u306f\u5fc5\u8981\u306a\u3069\u3068\u3059\u308b\u5c02\u9580\u5bb6\u3082\u51fa\u3066\u304d\u307e\u3057\u305f\u30023\u500d\u304b\u30899\u500d\u3068\u3044\u3046\u306e\u306f\u304b\u306a\u308a\u306e\u958b\u304d\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u308c\u306f\u305d\u308c\u305e\u308c\u306e\u500b\u4eba\u7684\u72b6\u6cc1\u306b\u5fdc\u3058\u3066\u6c7a\u3081\u3089\u308c\u308b\u3079\u304d\u3082\u306e\u3067\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u5931\u696d\u306e\u53ef\u80fd\u6027\u306f\u304b\u306a\u308a\u4f4e\u304f\u3001\u6708\u3005\u306e\u53ce\u5165\u3082\u5b89\u5b9a\u3057\u3001\u52a0\u5165\u3057\u3066\u3044\u308b\u533b\u7642\u4fdd\u967a\u3082\u5145\u5b9f\u3057\u305f\u3082\u306e\u3067\u3042\u308a\u3001\u6240\u5f97\u4fdd\u969c\u4fdd\u967a\u306a\u3069\u3082\u5145\u5b9f\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u306e\u3067\u3042\u308c\u30703\u500d\u3067\u5341\u5206\u3067\u3059\u3057\u3001\u53cd\u5bfe\u306b\u533b\u7642\u4fdd\u967a\u306e\u30ab\u30d0\u30ec\u30c3\u30b8\u304c\u9650\u5b9a\u7684\u3067\u3042\u3063\u305f\u308a\u3001\u4e00\u5b9a\u3057\u305f\u53ce\u5165\u304c\u671f\u5f85\u3067\u304d\u306b\u304f\u3044\u5834\u5408\u306a\u3069\u306f6\u500d\u304f\u3089\u3044\u3042\u3063\u305f\u307b\u3046\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u307e\u305f\u3001\u6708\u3005\u306e\u751f\u6d3b\u8cbb\u4ee5\u5916\u306b\u306f\u3068\u304f\u306b\u30ed\u30fc\u30f3\u306a\u3069\u62b1\u3048\u3066\u3044\u306a\u3044\u5834\u5408\u306f\u3001\u751f\u6d3b\u8cbb\u306e\u6570\u500d\u3067\u3082\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u5bb6\u3084\u8eca\u306e\u30ed\u30fc\u30f3\u8fd4\u6e08\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u751f\u6d3b\u8cbb\u306b\u52a0\u3048\u3066\u8fd4\u6e08\u984d\u3082\u8003\u616e\u306b\u3044\u308c\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u53ce\u5165\u304c\u9014\u7d76\u3048\u3066\u3082\u30ed\u30fc\u30f3\u8fd4\u6e08\u306f\u5f85\u3063\u3066\u304f\u308c\u306a\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u3053\u306eRainy Day Fund\u306b\u306f\u3001\u524d\u56de\u3067\u5206\u985e\u3057\u305f\u8cc7\u7523\u306e\u3046\u3061\u3001\u6d41\u52d5\u8cc7\u7523\u304c\u30ab\u30a6\u30f3\u30c8\u3055\u308c\u307e\u3059\u3002<a href=\"http:\/\/smartandresponsible.com\/blog\/balance-sheet-net-wort\/\" title=\"\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u3092\u3064\u304f\u3063\u3066\u307f\u308b\uff0d\u3042\u306a\u305f\u306e\u7d14\u8cc7\u7523\uff08Net Worth\uff09\u306f\uff1f\" >\u6d41\u52d5\u8cc7\u7523\u3068\u306f\u3001\u9280\u884c\u53e3\u5ea7\u3084CD\u306a\u3069\u306e\u63db\u91d1\u3057\u3084\u3059\u304f\u3059\u3050\u4f7f\u3048\u308b\u304a\u91d1<\/a>\u3067\u3057\u305f\u306d\u3002\u305f\u3068\u3048\u305f\u304f\u3055\u3093\u306e\u4e0d\u52d5\u7523\u3084\u7f8e\u8853\u54c1\u3001\u6295\u8cc7\u5546\u54c1\u3092\u6301\u3063\u3066\u3044\u3066\u3082\u3001\u305d\u308c\u3089\u306f\u6d41\u52d5\u7684\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3064\u307e\u308a\u3001\u4f55\u304b\u3042\u3063\u305f\u3068\u304d\u3059\u3050\u63db\u91d1\u3057\u3066\u4f7f\u3048\u308b\u8cc7\u7523\u3067\u306f\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u6d41\u52d5\u8cc7\u7523\u3092\u3042\u308b\u7a0b\u5ea6\u6301\u3063\u3066\u304a\u304f\u3053\u3068\u3001\u3053\u308c\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u8cc7\u7523\u306e\u7a2e\u985e\u306f\u591a\u69d8\u304b<\/h3>\n<p>\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u306a\u3069\u306e\u6295\u8cc7\u8cc7\u7523\u306e\u5834\u5408\u306f\u3001<a href=\"http:\/\/smartandresponsible.com\/blog\/asset-allocation2\/\" title=\"\u6295\u8cc7\u306e\u624b\u306f\u3058\u3081(3)\u3000-\u3000\u30a2\u30bb\u30c3\u30c8\u30fb\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3068\u306f\uff1f\" >\u30a2\u30bb\u30c3\u30c8\u30fb\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3<\/a>\u3068\u3044\u3063\u3066\u3001\u81ea\u5206\u306e<a href=\"http:\/\/smartandresponsible.com\/blog\/know-your-risk\/\" title=\"\u6295\u8cc7\u306e\u624b\u306f\u3058\u3081(2)\u3000-\u3000\u81ea\u5206\u306e\u8a31\u5bb9\u30ea\u30b9\u30af\u3092\u77e5\u308b\" >\u30ea\u30b9\u30af\u30fb\u30ea\u30bf\u30fc\u30f3<\/a>\u306b\u898b\u5408\u3046\u3088\u3046\u306b\u3001<a href=\"http:\/\/smartandresponsible.com\/blog\/model-asset-allocation\/\" title=\"\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3078\u306e\u6295\u8cc7\u3000-\u3000\u30a2\u30bb\u30c3\u30c8\u30fb\u30a2\u30ed\u30fc\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u9078\u3076\" >\u8cc7\u7523\u3092\u5404\u7a2e\u306e\u6295\u8cc7\u5a92\u4f53\u306b\u5206\u914d\u3059\u308b<\/a>\u3053\u3068\u304c\u57fa\u672c\u3067\u3059\u3002\u3053\u306e\u8cc7\u7523\u5206\u914d\u306e\u8003\u3048\u65b9\u306f\u3001\u6295\u8cc7\u5546\u54c1\u3060\u3051\u3067\u306a\u304f\u3001\u79c1\u305f\u3061\u306e\u6301\u3063\u3066\u3044\u308b\u8cc7\u7523\u5168\u4f53\u306b\u3082\u5fdc\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u3067\u306f\u3001\u6301\u3063\u3066\u3044\u308b\u8cc7\u7523\u304c\u3046\u307e\u304f\u3070\u3089\u3051\u3066\u3044\u308b\u3053\u3068\u3001\u3042\u308b\u4e00\u5b9a\u306e\u8cc7\u7523\u3070\u304b\u308a\u306b\u96c6\u4e2d\u3057\u3066\u3044\u306a\u3044\u304b\u3092\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4f4f\u3093\u3067\u3044\u308b\u5bb6\u306f\u8c6a\u83ef\u3060\u3051\u308c\u3069\u3001\u5c06\u6765\u3078\u306e\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u306f\u306a\u3044\u3068\u3044\u3046\u306e\u3067\u306f\u56f0\u308a\u307e\u3059\u306d\u3002\u4f4f\u3093\u3067\u3044\u308b\u5bb6\u306e\u307b\u304b\u3001\u4e0d\u52d5\u7523\u3070\u304b\u308a\u306b\u8cc7\u7523\u304c\u96c6\u4e2d\u3057\u3066\u3044\u3066\u3001\u307b\u304b\u306e\u30bf\u30a4\u30d7\u306e\u8cc7\u7523\u306f\u307b\u3068\u3093\u3069\u306a\u3044\u3068\u3044\u3046\u306e\u3082\u5371\u967a\u3067\u3059\u3002\u53cd\u5bfe\u306b\u3001\u6301\u3063\u3066\u3044\u308b\u8cc7\u7523\u306f\u307b\u3068\u3093\u3069\u304c\u3001\u5229\u5b50\u306e\u4f4e\u3044\u9280\u884c\u53e3\u5ea7\u306b\u5165\u3063\u3066\u3044\u308b\u3068\u3044\u3046\u306e\u3082\u8003\u3048\u7269\u3067\u3059\u3002\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u3068\u3057\u3066\u6301\u3063\u3066\u3044\u308b\u306e\u304c\u81ea\u793e\u682a\u3070\u304b\u308a\u3068\u3044\u3046\u306e\u3082\u3044\u3051\u307e\u305b\u3093\u3002<\/p>\n<p>\u73fe\u5728\u306e\u305f\u3081\u306e\u8cc7\u7523\uff08Rainy Day Fun\u306e\u3088\u3046\u306b\uff09\u3068\u5c06\u6765\u306e\u305f\u3081\u306e\u8cc7\u7523\uff08\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3084\u5b66\u8cc7\u30d7\u30e9\u30f3\u306a\u3069\u306e\u3088\u3046\u306b\uff09\u3001\u6295\u8cc7\u306e\u305f\u3081\u306e\u8cc7\u7523\uff08\u6295\u8cc7\u3067\u5897\u3084\u3057\u3066\u3044\u304f\u3082\u306e\uff09\u3068\u4f7f\u3046\u305f\u3081\u306e\u8cc7\u7523\uff08\u5bb6\u3084\u8eca\u306a\u3069\u306e\u52d5\u7523\u30fb\u4e0d\u52d5\u7523\uff09\u3001\u30ea\u30b9\u30af\u3092\u3068\u308c\u308b\u8cc7\u7523\uff08\u9577\u671f\u7684\u306a\u3082\u306e\uff09\u3068\u305d\u3046\u3067\u306a\u3044\u8cc7\u7523\uff08\u77ed\u671f\u306b\u5fc5\u305a\u5fc5\u8981\u3068\u306a\u308b\u3082\u306e\uff09\u306a\u3069\u3068\u3044\u3046\u3088\u3046\u306b\u3001\u8cc7\u7523\u306f\u305d\u306e\u6027\u683c\u3068\u7528\u9014\u306b\u3088\u3063\u3066\u3042\u308b\u7a0b\u5ea6\u3070\u3089\u3051\u3066\u3044\u308b\u306e\u304c\u3061\u3087\u3046\u3069\u3044\u3044\u306e\u3067\u3059\u3002\u3042\u308b\u7a0b\u5ea6\u306e\u591a\u69d8\u6027\u3092\u4fdd\u3061\u3064\u3064\u30d0\u30e9\u30f3\u30b9\u3088\u304f\u6301\u3064\u3053\u3068\u304c\u597d\u307e\u3057\u3044\u3068\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u5b88\u3089\u306d\u3070\u306a\u3089\u306a\u3044\u8cc7\u7523\u306f\u3044\u304f\u3089\u304b<\/h3>\n<p>\u30d0\u30e9\u30f3\u30b9\u30fb\u30b7\u30fc\u30c8\u3067\u8cc7\u7523\u3092\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3053\u3068\u306e\u5229\u70b9\u306e\u4e00\u3064\u306f\u3001\u6301\u3061\u7269\u306e\u6d17\u3044\u51fa\u3057\u304c\u3067\u304d\u308b\u3053\u3068\u3067\u3059\u3002\u81ea\u5206\u306f\u3044\u3063\u305f\u3044\u3069\u306e\u304f\u3089\u3044\u8cc7\u7523\u3092\u6301\u3063\u3066\u3044\u308b\u304b\u3001\u6301\u3061\u5bb6\u306e\u30a8\u30af\u30a4\u30c6\u30a3\u30fc\uff08\u5bb6\u306e\u5024\u6bb5\u3000-\u3000\u30ed\u30fc\u30f3\u6b8b\u9ad8\uff09\u306f\u3044\u304f\u3089\u304b\u3001\u306a\u3069\u3092\u6574\u7406\u3059\u308b\u3068\u3001\u4e07\u304c\u4e00\u306e\u6642\u306b\u5b88\u3089\u306d\u3070\u306a\u3089\u306a\u3044\u3082\u306e\u304c\u3069\u308c\u3060\u3051\u3042\u308b\u304b\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u4fdd\u967a\u306e\u639b\u3051\u91d1\u3092\u6c7a\u3081\u308b\u969b\u306a\u3069\u306b\u6709\u76ca\u306a\u60c5\u5831\u3067\u3059\u3002\u305f\u3068\u3048\u3070<a href=\"http:\/\/smartandresponsible.com\/blog\/auto-insurance-how-much-coverage1\/\" title=\"\u30a2\u30e1\u30ea\u30ab\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u3000\uff0d\u3000\u3044\u304f\u3089\u3042\u308c\u306f\u5341\u5206\u304b\uff1f(1)\" >\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u30e9\u30a4\u30a2\u30d3\u30ea\u30c6\u30a3\u306e\u639b\u3051\u91d1\u3092\u6c7a\u3081\u308b\u5834\u5408<\/a>\u306a\u3069\u3001\u81ea\u5206\u306e\u6301\u3063\u3066\u3044\u308b\u8cc7\u7523\u304c\u5927\u304d\u3051\u308c\u3070\u5927\u304d\u306a\u30ab\u30d0\u30ec\u30c3\u30b8\u3092\u3001\u8cc7\u7523\u304c\u3042\u307e\u308a\u306a\u3051\u308c\u3070\u5c0f\u3055\u3081\u306e\u30ab\u30d0\u30ec\u30c3\u30b8\u3092\u9078\u3076\u3068\u3044\u3046\u3088\u3046\u306b\u4f7f\u3044\u307e\u3059\u3002\u5b9d\u77f3\u3084\u7f8e\u8853\u54c1\u304c\u3042\u308c\u3070\u3001\u5bb6\u306e\u4fdd\u967a\u306b\u7279\u7d04\u3092\u3064\u3051\u308b\u3053\u3068\u304c\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u8cc7\u7523\u304c\u3042\u308b\u7a0b\u5ea6\u4ee5\u4e0a\u5927\u304d\u3051\u308c\u3070\u3001\u30a2\u30f3\u30d6\u30ec\u30e9\u4fdd\u967a\u3068\u547c\u3070\u308c\u308b\u30a8\u30ad\u30b9\u30c8\u30e9\u30fb\u30d7\u30ed\u30c6\u30af\u30b7\u30e7\u30f3\u304c\u5fc5\u8981\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u8cc7\u7523\u306e\u6d17\u3044\u51fa\u3057\u306f\u3001\u5b88\u308b\u3082\u306e\u306e\u78ba\u8a8d\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u60aa\u3044\u8ca0\u50b5\u306f\u306a\u3044\u304b<\/h3>\n<p>\u30a2\u30e1\u30ea\u30ab\u4eba\u4e00\u822c\u306b\u304f\u3089\u3079\u3066\u3001\u65e5\u672c\u4eba\u306f\u8ca0\u50b5\u3092\u5acc\u3046\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u8ca0\u50b5\u306f\u3067\u304d\u308c\u3070\u6301\u3061\u306a\u304f\u306a\u3044\u3082\u306e\u3067\u3059\u3002\u300c\u304a\u91d1\u304c\u305f\u307e\u3063\u305f\u3089\u8cb7\u3044\u306a\u3055\u3044\u300d\u3068\u306f\u5b50\u3069\u3082\u306b\u3044\u3064\u3082\u8a00\u3063\u3066\u3044\u308b\u3053\u3068\u3002\u3002\u3067\u3082\u3001\u5bb6\u3084\u8eca\u306a\u3069\u306e\u5834\u5408\u3001\u304a\u91d1\u304c\u305f\u307e\u308b\u307e\u3067\u5f85\u3063\u3066\u3044\u308b\u306e\u304c\u96e3\u3057\u3044\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002\u305d\u3093\u306a\u5834\u5408\u306f\u3001\u3082\u3061\u308d\u3093\u8ca0\u50b5\u3092\u62b1\u3048\u308b\u306e\u306f\u81f4\u3057\u65b9\u306a\u3044\u3053\u3068\u3067\u3057\u3087\u3046\u3002\u305d\u306e\u5834\u5408\u306f\u3001\u8ab2\u3055\u308c\u308b\u5229\u5b50\u306f\u3082\u3061\u308d\u3093\u306e\u3053\u3068\u3001\u305d\u306e\u4ed6\u624b\u6570\u6599\u3001\u8fd4\u6e08\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u306e\u6761\u4ef6\u3084\u3001\u8fd4\u6e08\u3092\u30df\u30b9\u3057\u305f\u3068\u304d\u306e\u30da\u30ca\u30eb\u30c6\u30a3\u30fc\u306a\u3069\u3092\u304d\u3061\u3093\u3068\u78ba\u8a8d\u3057\u3001\u3067\u304d\u308b\u3060\u3051\u6761\u4ef6\u306e\u3088\u3044\u3082\u306e\u3092\u9078\u3076\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3088\u3044\u76ee\u7684\u306e\u305f\u3081\u306b\u3088\u3044\u6761\u4ef6\u3067\u8a08\u753b\u7684\u306b\u9078\u3093\u3060\u8ca0\u50b5\u306f\u3088\u3044\u8ca0\u50b5\u3067\u3059\u3002<a href=\"http:\/\/smartandresponsible.com\/blog\/credit-score-elemtns2\/\" title=\"\u30af\u30ec\u30b8\u30c3\u30c8\u30fb\u30b9\u30b3\u30a2\u3092\u6c7a\u3081\u308b\u8981\u7d20\u3000\uff0d\u3000\u30b9\u30b3\u30a2\u3092\u9ad8\u304f\u7dad\u6301\u3059\u308b\u306b\u306f(2)\"  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