{"id":1329,"date":"2012-05-28T20:11:40","date_gmt":"2012-05-29T04:11:40","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=1329"},"modified":"2012-05-25T09:16:03","modified_gmt":"2012-05-25T17:16:03","slug":"gap-insurance","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/gap-insurance\/","title":{"rendered":"\u8eca\u306e\u30ed\u30fc\u30f3\u3068\u30ea\u30fc\u30b9\u3067\u306f\u3001\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3082\u304a\u5fd8\u308c\u306a\u304f\uff01"},"content":{"rendered":"<p>\u4e2d\u56fd\u4eba\u306e\u304a\u53cb\u9054\u304b\u3089\u3001\u300c2012\u5e74\u306eGMC\u306eYukon\u3068\u3044\u3046\u8eca\u3092\u8cb7\u3063\u305f\u3093\u3060\u3051\u3069\u3001\u6025\u907d\u4e2d\u56fd\u306b\u5e30\u56fd\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u3001\u8eca\u3092\u58f2\u308a\u305f\u3044\u306e\u3060\u3051\u3069\u30fb\u30fb\u30fb\u300d\u3068\u3044\u3046\u96fb\u8a71\u3092\u3082\u3089\u3044\u307e\u3057\u305f\u30023\u30f6\u6708\u524d\u306b$46,000\u3067\u8cb7\u3063\u305f\u3070\u304b\u308a\u306a\u306e\u306b\u3001\u8cfc\u5165\u3057\u305f\u30c7\u30a3\u30fc\u30e9\u30fc\u306b\u6301\u3063\u3066\u3044\u3063\u305f\u3089\u3001\u300c$37,000\u3067\u8cb7\u3044\u53d6\u308a\u307e\u3059\u300d\u3068\u8a00\u308f\u308c\u305f\u305d\u3046\u3059\u3002\u5f7c\u5973\u306e\u5834\u5408\u306f\u3001\u8ab0\u304b\u3082\u3046\u5c11\u3057\u9ad8\u304f\u8cb7\u3063\u3066\u304f\u308c\u308b\u4eba\u3092\u635c\u305b\u305d\u3046\u3067\u3059\u304c\u3001\u3053\u308c\u304c\u4e8b\u6545\u3067\u3044\u304d\u306a\u308a\u5ec3\u8eca\u3001\u3042\u308b\u3044\u306f\u76d7\u96e3\u3068\u3044\u3046\u3053\u3068\u3060\u3063\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u3002\u3048\uff1f\u4fdd\u967a\u304c\u304a\u308a\u308b\u3063\u3066\uff1f\u305d\u3046\u3067\u3059\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u3067\u30b3\u30ea\u30b8\u30e7\u30f3\u30fb\u30b3\u30f3\u30d7\u30ea\u30d8\u30f3\u30b7\u30d6\u306b\u5165\u3063\u3066\u3044\u308c\u3070\u3001\u4fdd\u967a\u306f\u304a\u308a\u307e\u3059\u3002\u3067\u3082\u3044\u304f\u3089\u304a\u308a\u308b\u3067\u3057\u3087\u3046\uff1f\u304a\u305d\u3089\u304f\u3001$46,000\u3088\u308a\u306f\u305a\u3063\u3068\u4f4e\u3044\u3001$37,000\u3068\u306f\u8a00\u308f\u306a\u3044\u3067\u3082\u305d\u3061\u3089\u306b\u304b\u306a\u308a\u8fd1\u3044\u984d\u3060\u3068\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u30ae\u30e3\u30c3\u30d7\u4fdd\u5065\u306f\u306a\u305c\u5fc5\u8981\u304b<\/h2>\n<p>\u30b3\u30ea\u30b8\u30e7\u30f3\u30fb\u30b3\u30f3\u30d7\u30ea\u30d8\u30f3\u30b7\u30d6\u3067\u88dc\u511f\u3055\u308c\u308b\u984d\u306f\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d0\u30ea\u30e5\u30fc\u304b\u3089Deductible\u3092\u5dee\u3057\u5f15\u3044\u305f\u984d\u3067\u3059\u3002\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d0\u30ea\u30e5\u30fc\u3068\u3044\u3046\u306e\u306f\u3001<a target=\"_blank\" href=\"http:\/\/www.edmunds.com\/\" >Edmunds.com<\/a>\u3084<a href=\"Auto-Owners%20Insurance%20Co.%20is%20among%20those%20that%20do.%20But%20like%20many%20insurance%20companies,%20Auto-Owners%20offers%20gap%20coverage%20only%20to%20those%20who%20have%20bought%20brand-new,%20never-before-titled%20cars%20and%20who%20also%20have%20purchased%20comprehensive%20and%20collision%20insurance%20%28if%20leased%20for%2012%20months%20or%20longer%29.%20%22Auto-Owners%20%5balso%5d%20recommends%20that%20coverage%20be%20purchased%20when%20he%20or%20she%20initially%20purchases%20insurance,%20as%20this%20is%20when%20the%20gap%20is%20the%20largest,%22%20says%20John%20Lindauer,%20spokesperson%20for%20Auto-Owners.\">Kelly Blue Book<\/a>\u306a\u3069\u3067\u8abf\u3079\u308b\u5e02\u5834\u4fa1\u683c\u3042\u308b\u3044\u306f\u6642\u4fa1\u3068\u3044\u3063\u305f\u3082\u306e\u306b\u8fd1\u3044\u984d\u3067\u3059\u3002\u8cfc\u5165\u4fa1\u683c\u3068\u3053\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d0\u30ea\u30e5\u30fc\u306e\u5dee\u306fDepreciated Value(\u6e1b\u4fa1\u5206)\u3067\u3059\u3002$46,000\u306eYukon\u3092\u8cfc\u5165\u3057\u3001\u30c7\u30a3\u30fc\u30e9\u30fc\u306e\u99d0\u8eca\u5834\u304b\u3089\u51fa\u305f\u77ac\u9593\u304b\u3089\u3053\u306eDepreciation\uff08\u4fa1\u5024\u304c\u4e0b\u304c\u308b\u3053\u3068\uff09\u306f\u306f\u3058\u307e\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306eDepreciation(\u6e1b\u4fa1)\u306f1\u5e74\u76ee\u307b\u3069\u6fc0\u3057\u304f\u3001\u6642\u3092\u7d4c\u308b\u306b\u3057\u305f\u304c\u3063\u3066\u3060\u3093\u3060\u3093\u3068\u7de9\u3084\u304b\u306b\u306a\u3063\u3066\u3044\u304f\u3068\u3044\u3046\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002\u5e73\u5747\u7684\u306a\u65b0\u8eca\u306f\u30011\u5e74\u76ee\u306b30\uff05\u3082\u305d\u306e\u4fa1\u5024\u3092\u5931\u3046\u3068\u3044\u3046\u30c7\u30fc\u30bf\u304c\u3042\u308a\u307e\u3059(Edmunds.com\u8abf\u3079)\u30023\u5e74\u76ee\u307e\u3067\u306b\u306f50%\u306e\u4fa1\u5024\u3092\u5931\u3046\u305d\u3046\u3067\u3059\u3002\u8ce2\u3044\u6d88\u8cbb\u8005\u306f\u30011\u5e74\u76ee\u30012\u5e74\u76ee\u304a\u3061\u306e\u30de\u30a4\u30ec\u30fc\u30b8\u304c\u5c11\u306a\u3044\u8eca\u3092\u597d\u3093\u3067\u8cb7\u3046\u3068\u3044\u3046\u306e\u306f\u3053\u306e\u305f\u3081\u3067\u3059\u3002\u65b0\u8eca\u306f\u4ed6\u306e\u4eba\u306b\u9ad8\u3044\u5024\u6bb5\u3067\u8cb7\u308f\u305b\u3066\u304a\u3044\u3066\u3001\u72b6\u614b\u306f\u307e\u3060\u307e\u3060\u65b0\u8eca\u306b\u8fd1\u3044\u3082\u306e\u3092\u3001\u3050\u3093\u3068\u5024\u4e0b\u304c\u3063\u305f\u984d\u3067\u8cfc\u5165\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u554f\u984c\u306f\u3001$46,000\u306eYukon\u3092\u8cb7\u3063\u3066\u3001\u534a\u5e74\u3067\u5ec3\u8eca\u3001\u3042\u308b\u3044\u306f\u76d7\u96e3\u306e\u6182\u304d\u76ee\u306b\u3042\u3063\u3066\u3057\u307e\u3044\u3001\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u306f$37,000\u3057\u304b\u88dc\u511f\u304c\u5f97\u3089\u308c\u306a\u304b\u3063\u305f\u5834\u5408\u3067\u3059\u3002\u3053\u306e\u4e2d\u56fd\u4eba\u306e\u5f7c\u5973\u306e\u5834\u5408\u306f\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u3067\u8cb7\u3063\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u5dee\u984d\u306e$9,000\u306f\u652f\u6255\u3044\u6e08\u307f\u306e\u304a\u91d1\u3067\u3042\u308a\u3001\u81ea\u5206\u3067\u640d\u5931\u3092\u98f2\u307f\u8fbc\u3093\u3067$37,000\u3092\u65b0\u3057\u3044\u8eca\u3092\u8cb7\u3046\u305f\u3081\u306b\u4f7f\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3082\u3057\u3001\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u3044\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u3002\u982d\u91d1\u306f$2,000\u6255\u3063\u30665\u5e74\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u3044\u305f\u5834\u5408\u3001\u534a\u5e74\u5f8c\u306e\u30ed\u30fc\u30f3\u6b8b\u9ad8\u306f$41,000\u307b\u3069\u3002\u305d\u3046\u3059\u308b\u3068\u3001$41,000\uff0d$37,000=$4,000\u306e\u30ae\u30e3\u30c3\u30d7\u306f\u81ea\u5206\u306e\u30dd\u30b1\u30c3\u30c8\u304b\u3089\u4e00\u62ec\u3067\u652f\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u8eca\u3092\u30ea\u30fc\u30b9\u3057\u3066\u3044\u308b\u5834\u5408\u3082\u540c\u69d8\u306a\u554f\u984c\u304c\u8d77\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u5ec3\u8eca\u3084\u76d7\u96e3\u306b\u3042\u3063\u305f\u3068\u304d\u3001\u30ea\u30fc\u30b9\u4f1a\u793e\u306b\u5951\u7d04\u3067\u6c7a\u3081\u3089\u308c\u305f\u6b8b\u9ad8\u3092\u4e00\u62ec\u652f\u6255\u3044\u305b\u306d\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u30ed\u30fc\u30f3\u306e\u5834\u5408\u3068\u540c\u69d8\u3001\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u306e\u88dc\u511f\u3068\u652f\u6255\u308f\u306d\u3070\u306a\u3089\u306a\u3044\u984d\u3068\u306e\u9593\u306b\u30ae\u30e3\u30d7\u304c\u751f\u3058\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/05\/depreciation-and-loan-balance.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1330\" title=\"depreciation and loan balance\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/05\/depreciation-and-loan-balance.png?resize=495%2C355&#038;ssl=1\" alt=\"\" width=\"495\" height=\"355\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/05\/depreciation-and-loan-balance.png?w=552&amp;ssl=1 552w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/05\/depreciation-and-loan-balance.png?resize=300%2C215&amp;ssl=1 300w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a> \u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u306f\u3001\u3053\u306e\u30ae\u30e3\u30c3\u30d7\u3092\u30ab\u30d0\u30fc\u3057\u3066\u304f\u308c\u308b\u4fdd\u967a\u3067\u3059\u3002\u30ed\u30fc\u30f3\u3084\u30ea\u30fc\u30b9\u306e\u6b8b\u9ad8\u3068\u4fdd\u967a\u4f1a\u793e\u306e\u652f\u6255\u3046\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d0\u30ea\u30e5\u30fc\u3068\u306e\u5dee\u984d\u3092\u88dc\u511f\u3057\u3066\u304f\u308c\u307e\u3059\u3002\u4e0a\u306e\u4f8b\u3067\u3044\u304f\u306a\u3089\u3001$4,000\u3092\u88dc\u511f\u3057\u3066\u304f\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3061\u306a\u307f\u306b\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u306e\u300c\u30ae\u30e3\u30c3\u30d7\u300d\u306f\u3082\u3068\u3082\u3068\u306fGAP=Guaranteed Auto Protection\u3068\u3044\u3046\u610f\u5473\u3060\u305d\u3046\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3092\u8cb7\u3063\u305f\u307b\u3046\u304c\u3044\u3044\u5834\u5408\u306f\uff1f<\/h2>\n<p>\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u3082\u3001\u982d\u91d1\u3092\u5341\u5206\u306b\u51fa\u3057\u3066\u3044\u308c\u3070\u30ed\u30fc\u30f3\u6b8b\u9ad8\u304c\u4f4e\u304f\u306a\u308a\u307e\u3059\u304b\u3089\u3001\u305f\u3068\u30481\u5e74\u76ee\u306b\u5ec3\u8eca\u306b\u306a\u3063\u3066\u3082\u3001\u30ae\u30e3\u30c3\u30d7\u306f\u304a\u305d\u3089\u304f\u5b58\u5728\u3057\u306a\u3044\u3067\u3057\u3087\u3046\u3002\u3064\u307e\u308a\u3001\u4fdd\u967a\u91d1\u306e\u88dc\u511f\u984d\u3067\u30ed\u30fc\u30f3\u6b8b\u9ad8\u3092\u6255\u3044\u304d\u3063\u3066\u3082\u304a\u3064\u308a\u304c\u6765\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3053\u3046\u3044\u3046\u5834\u5408\u306f\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u306f\u8981\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u53cd\u5bfe\u306b\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f\u3001Depreciation\u306e\u6fc0\u3057\u3044\u8eca\uff08\u65b0\u8eca\uff09\u3092\u982d\u91d1\u3092\u3042\u307e\u308a\u6255\u308f\u305a\u306b\u8cb7\u3063\u305f\u3001\u30ea\u30fc\u30b9\u3057\u305f\u5834\u5408\u3084\u3001\u9577\u671f\u306e\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u306e\u3067\u6700\u521d\u306e\u3046\u3061\u306f\u30ed\u30fc\u30f3\u8fd4\u6e08\u3092\u3057\u3066\u3082\u6b8b\u9ad8\u304c\u306a\u304b\u306a\u304b\u6e1b\u3089\u306a\u3044\u3088\u3046\u306a\u5834\u5408\u3067\u3059\u3002\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u306e\u5fc5\u8981\u6027\u3092\u8003\u616e\u3057\u305f\u307b\u3046\u304c\u3044\u3044\u30b1\u30fc\u30b9\u306f\u30fb\u30fb\u30fb<\/p>\n<ul>\n<li>\u8eca\u3092\u30ea\u30fc\u30b9\u3057\u305f<\/li>\n<li>60\u30f6\u6708\u4ee5\u4e0a\u306e\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060<\/li>\n<li>\u982d\u91d1\u304c20\uff05\u4ee5\u4e0b<\/li>\n<li>Depreciation\u304c\u6fc0\u3057\u3044\u8eca\u3067\u3042\u308b\uff1adepreciation(\u6e1b\u4fa1)\u306f\u30e1\u30fc\u30ab\u30fc\u3084\u8eca\u7a2e\u306b\u3088\u3063\u3066\u3001\u30d1\u30bf\u30fc\u30f3\u304c\u9055\u3044\u307e\u3059\u3002\u4e00\u822c\u7684\u306b\u3001\u65e5\u672c\u8eca\u306fDepreciation\u304c\u3086\u308b\u3084\u304b\u3068\u3044\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n<li>\u4e00\u5e74\u306b15,000\u30de\u30a4\u30eb\u4ee5\u4e0a\u4e57\u8eca\u3059\u308b\uff1a\u4e57\u308c\u3070\u4e57\u308b\u307b\u3069Depreciation\u304c\u3088\u308a\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<p align=\"left\">\u30ea\u30fc\u30b9\u306e\u5834\u5408\u306f\u3001\u3059\u3067\u306b\u30ea\u30fc\u30b9\u5951\u7d04\u306e\u4e2d\u306b\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u5834\u5408\u306f\u3001\u6708\u3005\u306e\u30ea\u30fc\u30b9\u6599\u306e\u306a\u304b\u306b\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u6599\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002Gap Waiver\u3068\u3044\u3063\u3066\u3001\u5ec3\u8eca\u30fb\u76d7\u96e3\u306a\u3069\u306e\u5834\u5408\u306b\u306f\u3001\u30ae\u30e3\u30c3\u30d7\u5206\u306e\u652f\u6255\u3044\u306f\u514d\u9664\u3055\u308c\u308b\u3068\u3044\u3046\u6761\u9805\u304c\u7e54\u308a\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6761\u9805\u306f\u30ea\u30fc\u30b9\u306e\u5951\u7d04\u66f8\u306b\u66f8\u3044\u3066\u3042\u308b\u306f\u305a\u3067\u3059\u304b\u3089\u3001\u304d\u3061\u3093\u3068\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002Gap Waiver\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u81ea\u5206\u3067\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2 align=\"left\">\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3001\u3069\u3046\u3084\u3063\u3066\u5165\u308b\u306e\uff1f<\/h2>\n<p align=\"left\">\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u306f\u9ad8\u3044\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3082\u3061\u308d\u3093\u8eca\u7a2e\u3084\u30b1\u30fc\u30b9\u306b\u3088\u308a\u307e\u3059\u304c\u30011\u5e74\u306b\u6570\u5341\u30c9\u30eb\u3067\u6e08\u3080\u3053\u3068\u3082\u3042\u308a\u3067\u3059\u3002\u901a\u5e38\u3001\u30b3\u30ea\u30b8\u30e7\u30f3\u30fb\u30b3\u30f3\u30d7\u30ea\u30d8\u30f3\u30b8\u30e7\u30f3\u306e\u4fdd\u967a\u6599\u3068\u6b63\u6bd4\u4f8b\u306e\u95a2\u4fc2\u3067\u3001\u9ad8\u3044\u8eca\u3067\u30b3\u30ea\u30b8\u30e7\u30f3\u30fb\u30b3\u30f3\u30d7\u30ea\u30d8\u30f3\u30b8\u30e7\u30f3\u306e\u4fdd\u967a\u6599\u304c\u9ad8\u3051\u3051\u308c\u3070\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3082\u9ad8\u304f\u306a\u308b\u3088\u3046\u3067\u3059\u3002\u3044\u305a\u308c\u306b\u305b\u3088\u3001\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u306f\u8eca\u306e\u4e00\u751f\u305a\u3063\u3068\u5fc5\u8981\u306a\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u30ed\u30fc\u30f3\u30fb\u30ea\u30fc\u30b9\u306e\u6b8b\u9ad8\u306e\u307b\u3046\u304c\u8eca\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d0\u30ea\u30e5\u30fc\u3088\u308a\u5927\u304d\u3044\u6700\u521d\u306e1\u5e74\u30012\u5e74\u3060\u3051\u6301\u3063\u3066\u3044\u308c\u3070\uff2f\uff2b\u3067\u3059\u3002<\/p>\n<p align=\"left\">\u591a\u304f\u306e\u5c02\u9580\u5bb6\u304c\u3001\u30c7\u30a3\u30fc\u30e9\u30fc\u3067\u306f\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3092\u8cb7\u308f\u306a\u3044\u307b\u3046\u304c\u3044\u3044\u3068\u6ce8\u610f\u3057\u3066\u3044\u307e\u3059\u3002\u300c\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u306f\u3001\u30c7\u30a3\u30fc\u30e9\u30fc\u3067\u3057\u304b\u3001\u3042\u308b\u3044\u306f\u8eca\u306e\u8cfc\u5165\u6642\u306b\u3057\u304b\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u300d\u3068\u52d8\u9055\u3044\u3057\u3066\u3044\u308b\u4eba\u3082\u3044\u308b\u305d\u3046\u3067\u3059\u304c\u3001\u5f8c\u304b\u3089\u3067\u3082\u4e00\u822c\u306e\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u4fdd\u967a\u6599\u3082\u4e00\u822c\u7684\u306b\u305d\u306e\u307b\u3046\u304c\u5b89\u3044\u3068\u306e\u3053\u3068\u3067\u3059\u3002\u305f\u3060\u3001\u8cfc\u5165\u76f4\u5f8c\u3001\u30ea\u30fc\u30b9\u5951\u7d04\u76f4\u5f8c\u304c\u4e00\u756a\u30ae\u30e3\u30c3\u30d7\u306e\u5927\u304d\u3044\u6642\u3067\u3059\u304b\u3089\u3001\u306a\u308b\u3079\u304f\u65e9\u304f\u5951\u7d04\u3059\u308b\u3053\u3068\u304c\u671b\u307e\u3057\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p align=\"left\">\u81ea\u52d5\u8eca\u4fdd\u967a\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u4f1a\u793e\u306a\u3089\u591a\u304f\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3082\u63d0\u4f9b\u3057\u3066\u3044\u308b\u305d\u3046\u3067\u3059\u306e\u3067\u3001\u307e\u305a\u306f\u81ea\u5206\u306e\u4f1a\u793e\u306b\u805e\u3044\u3066\u307f\u307e\u3057\u3087\u3046\uff08\u5927\u624b\u3067\u3082\u3001\uff33\uff54\uff41\uff54\uff45\uff26\uff41\uff52\uff4d\u3084Geico\u306f\u610f\u5916\u306b\u3082\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3092\u58f2\u3063\u3066\u3044\u306a\u3044\u305d\u3046\u3067\u3059\u304c\u3002\u3002\uff09\u3002<\/p>\n<p align=\"left\">\u6bd4\u8f03\u7684\u5c0f\u3055\u306a\u4fdd\u967a\u6599\u3067\u3001\u3082\u3057\u3082\u306e\u6642\u306f\u3042\u308a\u304c\u305f\u3044\u88dc\u511f\u304c\u5f97\u3089\u308c\u308b\u30ae\u30e3\u30c3\u30d7\u4fdd\u967a\u3001\u30ed\u30fc\u30f3\u3068\u30ea\u30fc\u30b9\u306e\u969b\u306b\u306f\u8003\u616e\u3092\u304a\u5fd8\u308c\u306a\u304f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4e2d\u56fd\u4eba\u306e\u304a\u53cb\u9054\u304b\u3089\u3001\u300c2012\u5e74\u306eGMC\u306eYukon\u3068\u3044\u3046\u8eca\u3092\u8cb7\u3063\u305f\u3093\u3060\u3051\u3069\u3001\u6025\u907d\u4e2d\u56fd\u306b\u5e30\u56fd\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u3001\u8eca\u3092\u58f2\u308a\u305f\u3044\u306e\u3060\u3051\u3069\u30fb\u30fb\u30fb\u300d\u3068\u3044\u3046\u96fb\u8a71\u3092\u3082\u3089\u3044\u307e\u3057\u305f\u30023\u30f6\u6708\u524d\u306b$46,000\u3067\u8cb7\u3063\u305f\u3070\u304b\u308a\u306a\u306e\u306b\u3001\u8cfc\u5165\u3057\u305f\u30c7\u30a3\u30fc\u30e9\u30fc\u306b\u6301\u3063\u3066\u3044\u3063\u305f\u3089\u3001\u300c$37,000\u3067\u8cb7\u3044\u53d6\u308a\u307e\u3059\u300d\u3068\u8a00\u308f\u308c\u305f\u305d\u3046\u3059\u3002\u5f7c\u5973\u306e\u5834\u5408\u306f\u3001\u8ab0\u304b\u3082\u3046\u5c11\u3057\u9ad8\u304f\u8cb7\u3063\u3066\u304f\u308c\u308b\u4eba\u3092\u635c\u305b\u305d\u3046\u3067\u3059\u304c\u3001\u3053\u308c\u304c\u4e8b\u6545\u3067\u3044\u304d\u306a\u308a\u5ec3\u8eca\u3001\u3042\u308b\u3044\u306f\u76d7\u96e3\u3068\u3044\u3046\u3053\u3068\u3060\u3063\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u3002\u3048\uff1f\u4fdd\u967a\u304c\u304a\u308a\u308b\u3063\u3066\uff1f\u305d\u3046\u3067\u3059\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u3067\u30b3\u30ea\u30b8\u30e7\u30f3\u30fb\u30b3\u30f3<\/p>\n","protected":false},"author":1,"featured_media":1330,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[59],"tags":[42,77],"class_list":["post-1329","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","tag-choosing-insurance","tag-auto-insurance"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/05\/depreciation-and-loan-balance.png?fit=552%2C396&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-lr","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=1329"}],"version-history":[{"count":4,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1329\/revisions"}],"predecessor-version":[{"id":1332,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1329\/revisions\/1332"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/1330"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=1329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=1329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=1329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}