{"id":1686,"date":"2013-02-25T09:16:46","date_gmt":"2013-02-25T17:16:46","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=1686"},"modified":"2026-05-07T16:52:03","modified_gmt":"2026-05-08T00:52:03","slug":"save-med-cost-quote","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/save-med-cost-quote\/","title":{"rendered":"\u307e\u305a\u5024\u6bb5\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u3001\u533b\u7642\u3092\u53d7\u3051\u307e\u3057\u3087\u3046\uff01"},"content":{"rendered":"<div>\n<p>\u30a2\u30e1\u30ea\u30ab\u306f\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3066\u304b\u3089\u9001\u3089\u308c\u3066\u304f\u308b\u8acb\u6c42\u984d\u3092\u6255\u3046\u3068\u3044\u3046\u6642\u4ee3\u304b\u3089\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u524d\u306b\u898b\u7a4d\u3082\u308a\u3092\u3068\u3063\u3066\u6bd4\u8f03\u3059\u308b\u6642\u4ee3\u306b\u79fb\u884c\u3057\u3064\u3064\u3042\u308a\u307e\u3059\u3002\u5065\u5eb7\u4fdd\u967a\u304c\u306a\u3044\u306a\u3089\u306a\u304a\u3055\u3089\u306e\u3053\u3068\u3001\u5065\u5eb7\u4fdd\u967a\u304c\u3042\u3063\u3066\u3082High Deductible\u3067\u3042\u308b\u3068\u304b\u3001Co-insurance\u304c\u9ad8\u3044\u306a\u3069\u306e\u5834\u5408\u306f\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306e\u898b\u7a4d\u3082\u308a\u3092\u3068\u3063\u3066\u3001\u5024\u6bb5\u3092\u541f\u5473\u3057\u305f\u4e0a\u3067\u63aa\u7f6e\u3092\u53d7\u3051\u308b\u3068\u3044\u3046\u306e\u304c\u5e38\u8b58\u306b\u306a\u3063\u3066\u3044\u304f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u305d\u3057\u3066\u3053\u308c\u304cHigh Deductible\u30d7\u30e9\u30f3\u306a\u3069\u306b\u4ee3\u8868\u3055\u308c\u308bConsumer Directed Health Plan\uff08\u6d88\u8cbb\u8005\u304c\u88c1\u91cf\u3059\u308b\u30d8\u30eb\u30b9\u30fb\u30d7\u30e9\u30f3\uff09\u306e\u72d9\u3046\u3068\u3053\u308d\u3067\u3059\u3002\u533b\u7642\u8cbb\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u306e\u8cac\u4efb\u304c\u3001\u4fdd\u967a\u4f1a\u793e\u3084\u96c7\u7528\u4e3b\u306a\u3069\u304b\u3089\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u500b\u4eba\u306b\u79fb\u3063\u3066\u304d\u3066\u3044\u308b\u3002\u3064\u307e\u308a\u3001\u533b\u7642\u3082\u300c\u81ea\u5df1\u8cac\u4efb\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u500b\u4eba\u306b\u306f\u30b7\u30d3\u30a2\u306a\u79fb\u884c\u3067\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<h4>\u898b\u7a4d\u3082\u308a\u4ee5\u524d\u306b\u3001\u307e\u305a\u3064\u304b\u3093\u3067\u304a\u304d\u305f\u3044\u30d9\u30fc\u30b7\u30c3\u30af\u30fb\u30eb\u30fc\u30eb\u306f\u30fb\u30fb\u30fb<\/h4>\n<p>&nbsp;<\/p>\n<ol>\n<li>\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5916\u3088\u308a\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5185<\/li>\n<li>Inpatient\u3088\u308aOutpatient<\/li>\n<li>\u75c5\u9662\u3088\u308a\u72ec\u7acb\u7cfb\u5c02\u9580\u65bd\u8a2d\uff08\u30c6\u30b9\u30c6\u30a3\u30f3\u30b0\u65bd\u8a2d\u30fb\u624b\u8853\u30bb\u30f3\u30bf\u30fc\u306a\u3069\uff09<\/li>\n<\/ol>\n<p>\u306e\u307b\u3046\u304c\u5b89\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<h4 align=\"left\">\u305f\u3060\u3057\u3001Never assume anything\uff01\uff08\u601d\u3044\u8fbc\u307f\u306f\u30ad\u30f3\u30e2\u30c4\uff01\uff09<\/h4>\n<p align=\"left\">\u305f\u3068\u3048\u3070\u3042\u306a\u305f\u304cHigh Deductible\u30d7\u30e9\u30f3\u3092\u6301\u3063\u3066\u3044\u308b\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u30d8\u30eb\u30cb\u30a2\u624b\u8853\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u5065\u5eb7\u4fdd\u967a\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5185\u306eA\u75c5\u9662\u3067\u30d8\u30eb\u30cb\u30a2\u306e\u624b\u8853\u624b\u8853\u3092\u53d7\u3051\u305f\u5834\u5408\u3001A\u75c5\u9662\u306e\u30ea\u30b9\u30c8\u4fa1\u683c\u306f$7,000\u3067\u3042\u3063\u3066\u3082\u3001\u4fdd\u967a\u4f1a\u793e\u3068A\u75c5\u9662\u3068\u306eNegotiated Price\u304c$4,500\u3067\u3042\u308c\u3070\u3001\u500b\u4eba\u3067\u8ca0\u62c5\u3059\u308b\u306e\u3082$4,500\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p align=\"left\">\u4e00\u65b9\u3001\u30d8\u30eb\u30cb\u30a2\u3092\u5c02\u9580\u306b\u6271\u3046\u30af\u30ea\u30cb\u30c3\u30af\u3001B\u30af\u30ea\u30cb\u30c3\u30af\u3068\u3044\u3046\u3068\u3053\u308d\u304c\u3042\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002B\u30af\u30ea\u30cb\u30c3\u30af\u306f\u5065\u5eb7\u4fdd\u967a\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5916\u3067\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u30d8\u30eb\u30cb\u30a2\u3092\u5c02\u9580\u306b\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308a\u30ea\u30b9\u30c8\u4fa1\u683c\u304c$3,000\u3060\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u305d\u3046\u3059\u308b\u3068\u3001Negotiated Price\u306e$4,500\u3092A\u75c5\u9662\u306b\u6255\u3046\u3088\u308a\u3001\u4fdd\u967a\u304c\u304d\u304b\u306a\u3044\u5024\u6bb5$3,000\u3092B\u75c5\u9662\u306b\u6255\u3046\u307b\u3046\u304c\u5b89\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p align=\"left\">\u672c\u5f53\u306b\u9762\u5012\u306a\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u3042\u3061\u3053\u3061\u306b\u898b\u7a4d\u3082\u308a\u3092\u3068\u308a\u3064\u3064\u3001\u5065\u5eb7\u4fdd\u967a\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3084Negotiated Price\u3092\u8003\u616e\u3057\u3064\u3064\u3001\u3069\u3053\u3067\u6cbb\u7642\u3092\u53d7\u3051\u308b\u304b\u3092\u6c7a\u3081\u306d\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<h2 align=\"left\">\u898b\u7a4d\u3082\u308a\u30ea\u30af\u30a8\u30b9\u30c8\u306e\u30b9\u30c6\u30c3\u30d7<\/h2>\n<p align=\"left\">\u898b\u7a4d\u3082\u308a\u3092\u3068\u308b\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u3053\u3093\u306a\u611f\u3058\u3067\u9032\u3081\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3 align=\"left\">\uff11\uff0e\u30b3\u30fc\u30c9\u3092\u7279\u5b9a\u3059\u308b<\/h3>\n<p align=\"left\">\u6b63\u78ba\u306a\u898b\u7a4d\u3082\u308a\u306e\u305f\u3081\u306b\u306f\u3001\u81ea\u5206\u306e\u5fc5\u8981\u306a\u533b\u7642\u63aa\u7f6e\u304c\u5177\u4f53\u7684\u306b\u306a\u3093\u3067\u3042\u308b\u306e\u304b\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u6700\u91cd\u8981\u3067\u3059\u3002\u304a\u533b\u8005\u3055\u3093\u3068\u8a71\u3059\u3068\u304d\u306b\u3001<strong>\u6cbb\u7642\u3084\u63aa\u7f6e\u306e\u540d\u79f0\u3092\u3067\u304d\u308b\u3060\u3051\u6b63\u78ba\u306b\u7d30\u304b\u304f\u805e\u304f\u3068\u3068\u3082\u306b\u3001\u3067\u304d\u308c\u3070\u533b\u7642\u30b3\u30fc\u30c9\u307e\u3067\u7a81\u304d\u6b62\u3081\u307e\u3059<\/strong>\u3002<\/p>\n<p>\u53d7\u3051\u308b\u3079\u304f\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306b\u3064\u3044\u3066\u306f\u3001\u30c6\u30b9\u30c8\u306e\u540d\u524d\u3084\u624b\u8853\u306e\u7a2e\u985e\u7a0b\u5ea6\u3060\u3068\u6b63\u78ba\u306a\u691c\u7d22\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u305d\u308c\u305e\u308c\u306e\u533b\u7642\u63aa\u7f6e\u306b\u306f\u533b\u7642\u30b3\u30fc\u30c9\u304c\u3075\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u30b3\u30fc\u30c9\u306f\u3001\u533b\u8005\u3001\u60a3\u8005\u3001\u5065\u5eb7\u4fdd\u967a\u4f1a\u793e\u3084\u305d\u306e\u4ed6\u95a2\u9023\u6a5f\u95a2\u304c\u533b\u7642\u63aa\u7f6e\u3092\u6b63\u78ba\u306b\u7279\u5b9a\u3059\u308b\u3053\u3068\u3067\u3001\u9593\u9055\u3044\u306e\u306a\u304f\u52b9\u7387\u7684\u306a\u63aa\u7f6e\u306e\u5b9f\u884c\u3001\u8acb\u6c42\u3001\u5206\u6790\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u304a\u533b\u8005\u3055\u3093\u306e\u30aa\u30d5\u30a3\u30b9\u3067\u306e\u63aa\u7f6e\u306b\u306fCPT\u30b3\u30fc\u30c9\u3001\u75c5\u9662\u3067\u306e\u63aa\u7f6e\u306b\u306fDRG\u30b3\u30fc\u30c9\u3068\u3044\u3046\u30b3\u30fc\u30c9\u304c\u4f7f\u308f\u308c\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n<p>\u308f\u305f\u3057\u305f\u3061\u60a3\u8005\u3068\u3057\u3066\u3082\u3001\u81ea\u5206\u306b\u5fc5\u8981\u306a\u533b\u7642\u63aa\u7f6e\u306e\u4e00\u822c\u540d\u79f0\u3060\u3051\u3067\u306f\u306a\u304f\u3066\uff08\u4e00\u822c\u540d\u79f0\u306e\u4e2d\u306b\u3082\u7d30\u304b\u304f\u63aa\u7f6e\u3054\u3068\u306b\u8907\u6570\u306e\u30b3\u30fc\u30c9\u304c\u5b58\u5728\u3057\u307e\u3059\uff09\u3001\u305d\u306eCPT\u30b3\u30fc\u3084DRG\u30b3\u30fc\u30c9\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304f\u3068\u3001\u3088\u308a\u6b63\u78ba\u306a\u898b\u7a4d\u3082\u308a\u6bd4\u8f03\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002\u305f\u3068\u3048\u3070\u300c\u30d8\u30eb\u30cb\u30a2\u306e\u624b\u8853\u300d\u306a\u3069\u3068\u3044\u3063\u3066\u3082\u3001\u60a3\u8005\u306e\u5e74\u9f62\u3084\u72b6\u614b\u3001\u624b\u8853\u306e\u3057\u304b\u305f\u3084\u3001\u5fc5\u8981\u306a\u30d7\u30ed\u30b7\u30b8\u30e3\u30fc\u306a\u3069\u306b\u3088\u3063\u3066\u3001\u975e\u5e38\u306b\u7d30\u304b\u304f\u624b\u8853\u306e\u30d7\u30ed\u30bb\u30b9\u304c\u5206\u985e\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u533b\u8005\u3001\u75c5\u9662\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u307f\u306a\u3053\u306e\u30b3\u30fc\u30c9\u3067\u304a\u4e92\u3044\u306e\u7406\u89e3\u3092\u3068\u3063\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u308f\u305f\u3057\u305f\u3061\u3082\u3053\u306e\u30b3\u30fc\u30c9\u3092\u62bc\u3055\u3048\u3066\u304a\u304f\u3068\u3001\u5f7c\u3089\u3068\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u3082\u8fc5\u901f\u306b\u306a\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<p align=\"left\">Google\u3067\u533b\u7642\u63aa\u7f6e\u306e\u7dcf\u79f0\u3068\u300cCPT code\u300d\u3042\u308b\u3044\u306f\u300cDRG\u3000code\u300d\u3068\u3044\u3046\u30ad\u30fc\u30ef\u30fc\u30c9\u3067\u30b5\u30fc\u30c1\u3057\u3066\u307f\u308b\u3068\u3001code\u8868\u304c\u3067\u3066\u304f\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u3046\u3057\u305f\u3089\u3001\u305d\u308c\u3092\u898b\u3064\u3064\u3001\u304a\u533b\u8005\u3055\u3093\u3084\u30ca\u30fc\u30b9\u306b\u8cea\u554f\u3057\u3066\u3001\u5fc5\u8981\u63aa\u7f6e\u3092\u7279\u5316\u3057\u3066\u3044\u304f\u3053\u3068\u3082\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p align=\"left\"><a href=\"https:\/\/smartandresponsible.com\/blog\/blog\/wp-content\/uploads\/2026\/05\/hernia-cpt-codes.png\" ><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1687\" title=\"hernia cpt codes\" alt=\"\" src=\"https:\/\/smartandresponsible.com\/blog\/blog\/wp-content\/uploads\/2026\/05\/hernia-cpt-codes.png\" width=\"474\" height=\"238\" \/><\/a><\/p>\n<p align=\"left\">\u30ad\u30fc\u30ef\u30fc\u30c9\u306f\u3001\u300c\u5f7c\u3089\u306e\u8a00\u8a9e\u3092\u8a71\u3059\u3053\u3068\u300d\u3067\u3059\u3002\u305f\u3068\u3048\u82f1\u8a9e\u304c\u5c11\u3005\u304e\u3053\u3061\u306a\u304f\u3066\u3082\u3001\u3053\u306e\u533b\u7642\u30b3\u30fc\u30c9\u3092\u62bc\u3055\u3048\u3066\u304a\u3051\u3070\u3001\u305d\u308c\u306f\u300c\u5f7c\u3089\u306e\u8a00\u8a9e\u3092\u8a71\u3059\u300d\u3078\u306e\u5927\u304d\u306a\u30b9\u30c6\u30c3\u30d7\u3067\u3059\u3002\u300c\u308f\u3051\u306e\u308f\u304b\u3089\u306a\u3044\u3053\u3068\u3092\u3044\u3063\u3066\u3044\u308b\u60a3\u8005\u300d\u3067\u306f\u306a\u304f\u3066\u3001\u300c\u6211\u3005\u306e\u7528\u8a9e\u3092\u7406\u89e3\u3059\u308b\u60a3\u8005\u300d\u306b\u306a\u308b\u3053\u3068\u3002\u82f1\u8a9e\u3067\u306f\u3001\u201cI have done my homework.\u201d\u3068\u3044\u3046\u8868\u73fe\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u308c\u306f\u300c\u81ea\u5206\u5074\u3067\u3067\u304d\u308b\u3053\u3068\u306f\u6e96\u5099\u3057\u3066\u304a\u304f\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u60a3\u8005\u306f\u60a3\u8005\u306a\u308a\u306b\u3067\u304d\u308b\u9650\u308a\u306e\u3053\u3068\u306f\u3057\u305f\u4e0a\u3067\u3001\u300c\u52a9\u3051\u3084\u3059\u3044\u30fb\u52a9\u3051\u304c\u3044\u306e\u3042\u308b\u60a3\u8005\u300d\u306b\u306a\u308b\u3088\u3046\u3001\u6e96\u5099\u3092\u3057\u3066\u304a\u304d\u305f\u3044\u3082\u306e\u3067\u3059\u3002<\/p>\n<h3 align=\"left\">\uff12\uff0e\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u4fa1\u683c\u30c8\u30ec\u30f3\u30c9\u3092\u628a\u63e1\u3059\u308b<\/h3>\n<p><a target=\"_blank\" href=\"http:\/\/newchoicehealth.com\/\" >New Choice Health<\/a>\u3068\u3044\u3046\u30b5\u30a4\u30c8\u3092\u3054\u7d39\u4ecb\u3057\u307e\u3057\u3087\u3046\u3002ZIP\u30b3\u30fc\u30c9\u3092\u5165\u308c\u3066\u3001\u81ea\u5206\u306e\u53d7\u3051\u308b\u533b\u7642\u63aa\u7f6e\u3092\u5165\u529b\u3059\u308b\u3068\u3001<strong>\u4e00\u5e2f\u306e\u533b\u7642\u6a5f\u95a2\u3067\u306e\u30ea\u30b9\u30c8\u4fa1\u683c\u306e\u4e00\u89a7\u304c\u8868\u793a<\/strong>\u3055\u308c\u3001\u3055\u3089\u306b\u500b\u3005\u306e\u6a5f\u95a2\u304b\u3089\u8a73\u3057\u3044\u898b\u7a4d\u3082\u308a\u3092\u3068\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u3053\u306e\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3001\u307e\u3060\u5b8c\u5168\u3068\u306f\u3044\u3048\u305a\u3001\u304a\u4f4f\u307e\u3044\u306e\u5834\u6240\u306b\u3088\u3063\u3066\u306f\u3042\u307e\u308a\u60c5\u5831\u304c\u306a\u3044\u5834\u5408\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u304c\u3001\u5c11\u306a\u304f\u3068\u3082\u3053\u306e\u3088\u3046\u306a\u30b7\u30b9\u30c6\u30e0\u304c\u52a0\u901f\u5ea6\u7684\u306b\u5b8c\u5099\u3055\u308c\u3066\u3044\u304d\u3001\u60a3\u8005\u304c\u300c\u8abf\u3079\u3066\u9078\u3076\u300d\u306e\u304c\u3075\u3064\u3046\u306b\u306a\u308b\u306e\u3082\u9060\u3044\u5c06\u6765\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><a href=\"https:\/\/smartandresponsible.com\/blog\/blog\/wp-content\/uploads\/2026\/05\/hospital-fee-comparison.png\" ><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1688\" title=\"hospital fee comparison\" alt=\"\" src=\"https:\/\/smartandresponsible.com\/blog\/blog\/wp-content\/uploads\/2026\/05\/hospital-fee-comparison.png\" width=\"501\" height=\"424\" \/><\/a><\/p>\n<div>\n<p>&nbsp;<\/p>\n<p><a target=\"_blank\" href=\"http:\/\/healthcarebluebook.com\/\" title=\"Health Care Blue Book\" >Healthcare Blue Book<\/a>\u3068\u3044\u3046\u30b5\u30a4\u30c8\u3067\u306f\u3001<strong>\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306e\u300c\u9069\u6b63\u4fa1\u683c\u300d\u3092\u6559\u3048\u3066\u304f\u308c\u307e\u3059<\/strong>\u3002\u898b\u7a4d\u3082\u308a\u3092\u3068\u3063\u3066\u307f\u3066\u3001\u305d\u308c\u304c\u9ad8\u3044\u304b\u5b89\u3044\u304b\u3001\u59a5\u5f53\u306a\u7dda\u306a\u306e\u304b\u3092\u5224\u65ad\u3059\u308b\u57fa\u6e96\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002\u3053\u306e\u300c\u9069\u6b63\u4fa1\u683c\u300d\u306f\u3001Blue Boo\uff4b\u306e\u8abf\u67fb\u306b\u3088\u308b\u3001\u300c\u305d\u306e\u30a8\u30ea\u30a2(ZIP\u30b3\u30fc\u30c9\u3067\u6307\u5b9a)\u306e\u533b\u7642\u6a5f\u95a2\u304c\u8acb\u6c42\u3059\u308b\u5178\u578b\u7684\u306a\u5024\u6bb5\u300d\u3060\u305d\u3046\u3067\u3059\u3002\u3053\u306e\u300c\u9069\u6b63\u4fa1\u683c\u300d\u306f\u3001\u5024\u6bb5\u4ea4\u6e09\u306b\u3082\u5229\u7528\u3067\u304d\u307e\u3059\u306d\u3002\u307e\u305f\u3053\u306e\u30b5\u30a4\u30c8\u3067\u306f\u3001\u4e8b\u524d\u306b\u540c\u610f\u3057\u305f\u9069\u6b63\u4fa1\u683c\u3067\u624b\u8853\u3092\u3059\u308b\u3053\u3068\u3092\u7d04\u675f\u3059\u308b\u3001Blue Book\u306e\u63d0\u643a\u533b\u7642\u6a5f\u95a2\u3092\u7d39\u4ecb\u3057\u3066\u304f\u308c\u308b\u30b5\u30fc\u30d3\u30b9\u3082\u59cb\u3081\u307e\u3057\u305f\u3002\u81ea\u5206\u3067\u3081\u307c\u3057\u3044\u533b\u7642\u6a5f\u95a2\u304c\u898b\u3064\u3051\u3089\u308c\u306a\u3044\u5834\u5408\u306a\u3069\u3001\u5229\u7528\u3059\u308b\u3068\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Blue-book-medical-fair-value.png\" ><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1689\" title=\"Blue book medical fair value\" alt=\"\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Blue-book-medical-fair-value.png\" width=\"522\" height=\"287\" srcset=\"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Blue-book-medical-fair-value.png 880w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Blue-book-medical-fair-value-300x165.png 300w\" sizes=\"auto, (max-width: 522px) 100vw, 522px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h3>\uff13\uff0e\u500b\u3005\u306e\u75c5\u9662\u30fb\u30af\u30ea\u30cb\u30c3\u30af\u30fb\u30bb\u30f3\u30bf\u30fc\u306b\u30b3\u30f3\u30bf\u30af\u30c8\u3057\u3066\u898b\u7a4d\u3082\u308a\u3092\u3082\u3089\u3046<\/h3>\n<p>\u30ad\u30c3\u30c1\u30f3\u306e\u30ea\u30e2\u30c7\u30eb\u306e\u898b\u7a4d\u3082\u308a\u306a\u3089\u3068\u3082\u304b\u304f\u3001\u624b\u8853\u306e\u898b\u7a4d\u3082\u308a\u3092\u3068\u308b\u306a\u3093\u3066\u30fb\u30fb\u30fb\u3068\u601d\u3063\u3066\u3057\u307e\u3044\u304c\u3061\u3067\u3059\u3088\u306d\uff5e\u3002\u3002\u3067\u3082\u307e\u305a\u306f\u3001\u305d\u306e\u5148\u5165\u89b3\u3092\u6368\u3066\u307e\u3057\u3087\u3046\u3002\u6255\u3046\u306e\u306f\u81ea\u5206\u306a\u3093\u3067\u3059\u304b\u3089\u3001\u898b\u7a4d\u3082\u308a\u3092\u3068\u3063\u3066\u3042\u305f\u308a\u307e\u3048\u3002\u898b\u7a4d\u3082\u308a\u306a\u3057\u306b\u624b\u8853\u3092\u53d7\u3051\u308b\u306a\u3093\u3066\u3001\u5024\u6bb5\u3092\u898b\u306a\u3044\u3067\u30ec\u30b9\u30c8\u30e9\u30f3\u306b\u5165\u3063\u3066\u30b3\u30fc\u30b9\u6599\u7406\u3092\u98df\u3079\u308b\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u3088\u3002<\/p>\n<p>\u6700\u8fd1\u3067\u306f\u3001\u3053\u306e\u898b\u7a4d\u3082\u308a\u30fb\u30fb\u30fb\u304b\u306a\u308a\u5e38\u8b58\u7684\u306a\u3053\u3068\u306b\u306a\u308a\u3064\u3064\u3042\u308a\uff08\u3053\u308c\u306f\u3001\u5fc5\u305a\u3057\u3082\u6b53\u8fce\u3059\u3079\u304d\u3053\u3068\u3067\u306f\u306a\u3044\u3051\u308c\u3069\u3002\u3060\u3063\u3066\u3001\u75c5\u6c17\u306e\u3068\u304d\u3050\u3089\u3044\u4f55\u3082\u5fc3\u914d\u3057\u306a\u3044\u3067\u304a\u307e\u304b\u305b\u3057\u305f\u3044\u3067\u3059\u3088\u306d\uff5e\uff09\u3001<strong>\u9032\u3093\u3060\u75c5\u9662\u3067\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u898b\u7a4d\u3082\u308a\u306e\u30da\u30fc\u30b8\u3092\u3064\u304f\u3063\u3066\u3044\u305f\u308a\u3001\u898b\u7a4d\u3082\u308a\u30db\u30c3\u30c8\u30e9\u30a4\u30f3\u3092\u8a2d\u7f6e\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u3082<\/strong>\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u4e0b\u306f\u30da\u30f3\u30b7\u30eb\u30d0\u30cb\u30a2\u5dde\u306e\uff27\uff45\uff49\uff53\uff49\uff4e\uff47\uff45\uff52\u3068\u3044\u3046\u75c5\u9662\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u898b\u7a4d\u3082\u308a\u30b5\u30a4\u30c8\u3067\u3059\u3002<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Geister-hospital-quote-site.png\" ><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1690\" title=\"Geister hospital quote site\" alt=\"\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Geister-hospital-quote-site.png\" width=\"481\" height=\"389\" srcset=\"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Geister-hospital-quote-site.png 684w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/Geister-hospital-quote-site-300x243.png 300w\" sizes=\"auto, (max-width: 481px) 100vw, 481px\" \/><\/a><\/p>\n<p>\u60a3\u8005\u304c\u3042\u3089\u304b\u3058\u3081\u898b\u7a4d\u3082\u308a\u3092\u3068\u308b\u3053\u3068\u306f\u3001\u533b\u7642\u63aa\u7f6e\u5f8c\u306e\u8acb\u6c42\u3068\u652f\u6255\u3044\u6bb5\u968e\u3067\u306e\u30e2\u30e1\u30b4\u30c8\u3082\u5c11\u306a\u304f\u3059\u308b\u3067\u3057\u3087\u3046\u3057\u3001\u305d\u3046\u3044\u3046\u610f\u5473\u3067\u306f\u75c5\u9662\u306b\u3068\u3063\u3066\u3082\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u306e\u3042\u308b\u3053\u3068\u3067\u3057\u3087\u3046\u3002\u30fb\u30fb\u30fb\u3068\u3044\u3046\u308f\u3051\u3067\u3001\u898b\u7a4d\u3082\u308a\u30fb\u30fb\u81ea\u4fe1\u3092\u3082\u3063\u3066(?)\u3068\u308a\u307e\u3057\u3087\u3046\uff01<\/p>\n<p>&nbsp;<\/p>\n<p>\u81ea\u5206\u306e\u304a\u76ee\u5f53\u3066\u306e\u75c5\u9662\u304c\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u898b\u7a4d\u3082\u308a\u3084\u30db\u30c3\u30c8\u30e9\u30a4\u30f3\u3092\u8a2d\u7f6e\u3057\u3066\u3044\u306a\u3051\u308c\u3070\u3001<strong>\u76f4\u63a5\u96fb\u8a71\u3057\u3066\u3001<\/strong><strong>\u201dI like to speak to someone in billing for price information.\u201d<\/strong>\u3068\u8a00\u3048\u3070OK\u3002\u62c5\u5f53\u306e\u304a\u533b\u8005\u3055\u3093\u3084\u30ca\u30fc\u30b9\u306b\u805e\u3044\u3066\u3082\u3001\u304d\u3063\u3068\u5f7c\u3089\u306f\u4fa1\u683c\u3084\u4fdd\u967a\u306e\u3053\u3068\u306f\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u5834\u5408\u304c\u591a\u3044\u306e\u3067\u3001\u3042\u304f\u307e\u3067\u4fa1\u683c\u306e\u3053\u3068\u3092\u304b\u3063\u3066\u3044\u308b\u3072\u3068\u306b\u8a71\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u3053\u3067\u3001<strong>\u3067\u304d\u308c\u3070\u524d\u8ff0\u306e<\/strong><strong>CPT\u30b3\u30fc\u30c9\u3042\u308b\u3044\u306fDRG\u30b3\u30fc\u30c9\u3067\u3001\u5fc5\u8981\u306a\u533b\u7642\u63aa\u7f6e\u3092\u4f1d\u3048\u3089\u308c\u308c\u3070\u7406\u60f3\u7684<\/strong>\u3067\u3059\u3002\u305d\u3046\u3067\u306a\u3051\u308c\u3070\u3001\u3067\u304d\u308b\u9650\u308a\u8a73\u3057\u304f\u5fc5\u8981\u306a\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u8aac\u660e\u3057\u307e\u3059\u3002\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u308b\u306a\u3089\u3001<strong>\u4fdd\u967a\u4f1a\u793e\u3068\u30d7\u30e9\u30f3\u540d<\/strong>\u3092\u4f1d\u3048\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u3054\u3068\u306eNegotiated Price\u3092\u77e5\u308b\u305f\u3081\u306b\u91cd\u8981\u3067\u3059\u3002\u4fdd\u967a\u304c\u306a\u3044\u306e\u306a\u3089\u3001\u81ea\u5206\u3067\u652f\u6255\u3046\u3064\u3082\u308a\u3067\u3042\u308b\u3053\u3068\u3092\u4f1d\u3048\u307e\u3059\u3002\u30ad\u30e3\u30c3\u30b7\u30e5\u3067\u652f\u6255\u3046\u3068\u4f1d\u3048\u308b\u3068\u5b89\u304f\u3057\u3066\u3082\u3089\u3048\u308b\u3053\u3068\u3082\u3042\u308b\u306e\u3067\u3001\u8a72\u5f53\u3059\u308b\u5834\u5408\u306f\u305d\u308c\u3082\u4f1d\u3048\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u304b\u3048\u3063\u3066\u304f\u308b\u898b\u7a4d\u984d\u306f\u3001\u30c8\u30fc\u30bf\u30eb\u3060\u3051\u3067\u306a\u304f\u3001\u53ef\u80fd\u306a\u9650\u308a\u8981\u7d20\u3054\u3068\u306b\u5206\u3051\u3066\u3082\u3089\u3044\u307e\u3059\u3002\u624b\u8853\u306e\u5834\u5408\u3001<strong>Physicians Services\uff08\u533b\u5e2b\u30b5\u30fc\u30d3\u30b9\u306e\u6599\u91d1\uff09\u3001Hospital Services\uff08\u75c5\u9662\u5229\u7528\u6599\u91d1\uff09\u3001Anesthesia\u3000Services\uff08\u9ebb\u9154\u30b5\u30fc\u30d3\u30b9\u6599\u91d1\uff09\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u3054\u3068\u306e\u898b\u7a4d\u3082\u308a<\/strong>\u3092\u3082\u3089\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\uff14\uff0e\u5024\u6bb5\u3092\u6c7a\u3081\u308b<\/h3>\n<p><a target=\"_blank\" href=\"http:\/\/healthcarebluebook.com\/\" title=\"Health Care Blue Book\" >Healthcare Blue Book<\/a>\u306f\u3001<strong>\u5c11\u306a\u304f\u3068\u3082\uff13\u3064\u306e\u75c5\u9662\u30fb\u30af\u30ea\u30cb\u30c3\u30af\u304b\u3089\u898b\u7a4d\u3082\u308a\u3092\u3068\u308b\u3053\u3068<\/strong>\u3092\u85a6\u3081\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u898b\u7a4d\u3082\u308a\u3067\u3068\u3063\u305f\u4fa1\u683c\u304c\u3001Healthcare Blue Book\u306e\u300c\u9069\u6b63\u4fa1\u683c\u300d\u3088\u308a\u5927\u304d\u3051\u308c\u3070\u3001\u305d\u306e\u4fa1\u683c\u307e\u3067\u5f15\u304d\u4e0b\u3052\u3066\u3082\u3089\u3048\u306a\u3044\u304b\u805e\u3044\u3066\u307f\u308b\u306e\u3082\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u3055\u3089\u306b\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u652f\u6255\u3044\u3067\u3042\u308c\u3070\u3001\u4fa1\u683c\u4ea4\u6e09\u306b\u306f\u6709\u5229\u3067\u3059\u3002<\/p>\n<p><strong>\u5024\u6bb5\u304c\u6c7a\u307e\u3063\u305f\u3089\u3001\u6587\u66f8\u306b<\/strong>\u3057\u3066\u3082\u3089\u3044\u307e\u3059\u3002\u53e3\u7d04\u675f\u306f\u5371\u967a\u3067\u3059\u3002\u201cCan I have it in writing?\u201d\u3068\u304a\u9858\u3044\u3057\u307e\u3057\u3087\u3046\u3002\u3042\u308b\u3044\u306f\u3001<a target=\"_blank\" href=\"http:\/\/healthcarebluebook.com\/page_PricingAgreement.aspx?PA_Type=MD&amp;PA_Price=$4,531&amp;PA_Name=Coronary%20Artery%20Bypass%20Grafting&amp;PA_Desc=Physician%20fee%20for%20procedure%20and%20routine%20postoperative%20care.\" >Healthcare Blue Book\u306e\u30c6\u30f3\u30d7\u30ec\u30fc\u30c8<\/a>\u3092\u4f7f\u3063\u3066\u6587\u66f8\u3092\u4f5c\u6210\u3057\u3066\u304f\u308c\u308b\u3088\u3046\u304a\u9858\u3044\u3057\u3066\u3082\u3044\u3044\u3067\u3057\u3087\u3046\u3002\u305b\u3063\u304b\u304f\u5024\u6bb5\u3092\u898b\u7a4d\u3082\u3063\u3066\u30cd\u30b4\u3057\u3066\u6c7a\u3081\u3066\u3082\u3001\u5f8c\u3067\u304f\u308b\u8acb\u6c42\u306b\u554f\u984c\u304c\u3042\u3063\u305f\u3068\u304d\u3001\u305d\u308c\u3092\u8a3c\u660e\u3059\u308b\u3082\u306e\u304c\u306a\u304f\u3066\u306f\u4f55\u306b\u3082\u306a\u308a\u307e\u305b\u3093\u3002\u6587\u66f8\u3067\u3082\u3089\u3046\u3053\u3068\u3001\u3053\u308c\u306f\u6700\u5f8c\u306e\u305f\u3044\u305b\u3064\u306a\u30b9\u30c6\u30c3\u30d7\u3067\u3059\u3002<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3066\u304b\u3089\u9001\u3089\u308c\u3066\u304f\u308b\u8acb\u6c42\u984d\u3092\u6255\u3046\u3068\u3044\u3046\u6642\u4ee3\u304b\u3089\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u524d\u306b\u898b\u7a4d\u3082\u308a\u3092\u3068\u3063\u3066\u6bd4\u8f03\u3059\u308b\u6642\u4ee3\u306b\u79fb\u884c\u3057\u3064\u3064\u3042\u308a\u307e\u3059\u3002\u5065\u5eb7\u4fdd\u967a\u304c\u306a\u3044\u306a\u3089\u306a\u304a\u3055\u3089\u306e\u3053\u3068\u3001\u5065\u5eb7\u4fdd\u967a\u304c\u3042\u3063\u3066\u3082High Deductible\u3067\u3042\u308b\u3068\u304b\u3001Co-insurance\u304c\u9ad8\u3044\u306a\u3069\u306e\u5834\u5408\u306f\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306e\u898b\u7a4d\u3082\u308a\u3092\u3068\u3063\u3066\u3001\u5024\u6bb5\u3092\u541f\u5473\u3057\u305f\u4e0a\u3067\u63aa\u7f6e\u3092\u53d7\u3051\u308b\u3068\u3044\u3046\u306e\u304c\u5e38\u8b58\u306b\u306a\u3063\u3066\u3044\u304f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n","protected":false},"author":1,"featured_media":1687,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[8,61],"tags":[30,73,57],"class_list":["post-1686","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-healthinsurance","category-thrift-life","tag-insurance-buying","tag-healthinsurance","tag-setsuyaku"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2012\/09\/hernia-cpt-codes.png","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-rc","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=1686"}],"version-history":[{"count":21,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1686\/revisions"}],"predecessor-version":[{"id":7794,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1686\/revisions\/7794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/1687"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=1686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=1686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=1686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}