{"id":1865,"date":"2012-11-15T09:36:53","date_gmt":"2012-11-15T17:36:53","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=1865"},"modified":"2012-11-12T22:33:13","modified_gmt":"2012-11-13T06:33:13","slug":"life-ins-how-much-benefi","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/life-ins-how-much-benefi\/","title":{"rendered":"\u751f\u547d\u4fdd\u967a\u306f\u3044\u304f\u3089\u3042\u308c\u3070\u5b89\u5fc3\u3067\u304d\u308b\u304b\u3000"},"content":{"rendered":"

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\u751f\u547d\u4fdd\u967a\u306f\u5fc5\u8981\u304b<\/h2>\n

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Part1\u3000\u2013\u3000\u5fc5\u8981\u7d4c\u8cbb\u306e\u90e8<\/h4>\n

\u4e00\u5bb6\u306e\u7a3c\u304e\u624b\u304c\u6b7b\u4ea1\u3057\u305f\u5834\u5408\u3001\u6b8b\u3055\u308c\u305f\u5bb6\u65cf\u304c\u751f\u6d3b\u3092\u7dad\u6301\u3057\u3066\u3044\u304f\u305f\u3081\u306b\u5fc5\u8981\u306b\u306a\u308b\u7d4c\u8cbb\u306b\u3064\u3044\u3066\u628a\u63e1\u3057\u307e\u3059\u3002\u7d30\u304b\u304f\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6982\u7b97\u3067\u304b\u307e\u308f\u3044\u307e\u305b\u3093\u304c\u3001\u9805\u76ee\u3060\u3051\u306f\u62bc\u3055\u3048\u3066\u304a\u304d\u307e\u3059\u3002<\/p>\n

\"\"<\/a><\/p>\n

\u751f\u6d3b\u8cbb<\/strong>\u3000\uff1a\u3000\u73fe\u5728\u306e\u6708\u3005\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30d5\u30ed\u30fc\uff08\u53ce\u652f\u628a\u63e1\uff09\u3092\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u96fb\u6c17\u30fb\u30ac\u30b9\u306a\u3069\u306e\u30e6\u30fc\u30c6\u30a3\u30ea\u30c6\u30a3\u8cbb\u3001\u98df\u8cbb\u3001\u6559\u80b2\u8cbb\u3001\u4ea4\u901a\u8cbb\u3001\u533b\u7642\u8cbb\u3001\u88ab\u670d\u8cbb\u3001\u4fdd\u967a\u8cbb\u3001\u885b\u751f\u8cbb\u3001\u5a2f\u697d\u8cbb\u306a\u3069\u3001\u6b8b\u3055\u308c\u305f\u5bb6\u65cf\u306e\u751f\u6d3b\u8cbb\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002\u73fe\u5728\u306e\u30b3\u30b9\u30c8\u3092\u4e0b\u65b9\u4fee\u6b63\uff08\u8eca\u304c\u4e00\u53f0\u6e1b\u308b\u306a\u3069\u306e\u3088\u3046\u306b\uff09\u3059\u308b\u5fc5\u8981\u304c\u3042\u308c\u3070\u3057\u307e\u3059\u3002\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3084\u5b66\u8cc7\u3078\u306e\u30cb\u30fc\u30ba\u306f\u3001\u652f\u6255\u308f\u308c\u305f\u6b7b\u4ea1\u4fdd\u969c\u306b\u3088\u3063\u3066\u30d5\u30eb\u306b\u6e80\u305f\u3055\u308c\u308b\u3053\u3068\u3092\u524d\u63d0\u306b\u3057\u307e\u3059\u306e\u3067\u3001\u305d\u306e\u5f8c\u306e\u6708\u3005\u306e\u8caf\u84c4\u306f\u5fc5\u8981\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u30cf\u30a6\u30b8\u30f3\u30b0\u8cbb\u7528\u306b\u3064\u3044\u3066\u3082\u3001\u751f\u547d\u4fdd\u967a\u3092\u3082\u3089\u3063\u3066\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30ed\u30fc\u30f3\u306e\u6b8b\u9ad8\u3092\u4e00\u62ec\u6255\u3044\u3059\u308b\u3053\u3068\u3092\u524d\u63d0\u306b\u3059\u308b\u306a\u3089\u3001\u6708\u3005\u306e\u30ed\u30fc\u30f3\u8fd4\u6e08\u306f\u5fc5\u8981\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u9006\u306b\u3001\u8cc3\u8cb8\u306e\u5834\u5408\u306f\u6708\u3005\u306e\u30ec\u30f3\u30c8\u306f\u3053\u308c\u307e\u3067\u3069\u304a\u308a\u751f\u6d3b\u8cbb\u306b\u7d44\u307f\u8fbc\u307f\u307e\u3059\u3002\u6708\u306e\u751f\u6d3b\u8cbbx12\u30f6\u6708x\u5fc5\u8981\u5e74\u6570\u3067\u30cb\u30fc\u30ba\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002\u304a\u5b50\u3055\u3093\u304c\u4e00\u7dd2\u306b\u4f4f\u3093\u3067\u3044\u308b\u671f\u9593\u3001\u5b50\u3069\u3082\u304c\u5de3\u7acb\u3061\u914d\u5076\u8005\u3060\u3051\u306b\u306a\u308b\u671f\u9593\u306a\u3069\u3001\u8907\u6570\u306e\u671f\u9593\u3067\u751f\u6d3b\u8cbb\u306b\u5927\u304d\u306a\u5909\u5316\u304c\u3042\u308b\u306e\u306a\u3089\u3001\u4eba\u751f\u3092\u3044\u304f\u3064\u304b\u306e\u30d5\u30a7\u30fc\u30ba\u306b\u5206\u3051\u3066\u8a08\u7b97\u3059\u308b\u3053\u3068\u3082\u5fc5\u8981\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n

\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528<\/strong>\u3000\uff1a\u3000\u304a\u5b50\u3055\u3093\u306e\u5c06\u6765\u306e\u30ab\u30ec\u30c3\u30b8\u306e\u8cbb\u7528\u306e\u5fc5\u8981\u984d\u3067\u3059\u3002\u4e00\u5bb6\u306e\u7a3c\u304e\u624b\u304c\u4ea1\u304f\u306a\u308b\u3068\u4e16\u5e2f\u53ce\u5165\u304c\u6e1b\u308a\u307e\u3059\u304b\u3089\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a8\u30a4\u30c9\u3092\u5f97\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002\u305d\u306e\u3042\u305f\u308a\u3082\u8003\u616e\u306b\u5165\u308c\u3064\u3064\u30cb\u30fc\u30ba\u3092\u6982\u7b97\u3057\u307e\u3059\u3002<\/p>\n

\u30d5\u30a1\u30a4\u30ca\u30eb\u8cbb\u7528<\/strong>\u3000\uff1a\u3000\u304a\u846c\u5f0f\u4ee3\u3084\u30a8\u30b9\u30c6\u30fc\u30c8\u51e6\u7406\u306e\u8cbb\u7528\u306a\u3069\u3002\u591a\u304f\u306e\u5834\u5408$15,000\u304b\u3089$20,000\u3067\u3044\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u8ca0\u50b5\u306e\u8fd4\u6e08\u3000<\/strong>\uff1a\u3000\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30ed\u30fc\u30f3\u3001\u30a8\u30af\u30a4\u30c6\u30a3\u30fc\u30fb\u30ed\u30fc\u30f3\u3001\u8eca\u306e\u30ed\u30fc\u30f3\u306a\u3069\u3001\u7a3c\u304e\u624b\u304c\u4ea1\u304f\u306a\u3063\u305f\u5834\u5408\u3001\u751f\u547d\u4fdd\u967a\u91d1\u3067\u4e00\u62ec\u8fd4\u6e08\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3082\u306e\u3092\u30ea\u30b9\u30c8\u30fb\u30a2\u30c3\u30d7\u3057\u307e\u3059\u3002<\/p>\n

\u3053\u308c\u3089\u3092\u5408\u7b97\u3057\u305f\u3082\u306e\u304c\u3001\u30cb\u30fc\u30ba\uff08\u5fc5\u8981\u7d4c\u8cbb\uff09\u3067\u3059\u3002<\/p>\n

Part 2\u3000\u2013\u3000\u3042\u3066\u306b\u3067\u304d\u308b\u53ce\u5165\u3068\u8cc7\u7523\u306e\u90e8<\/h4>\n

\u4e00\u5bb6\u306e\u7a3c\u304e\u624b\u304c\u4ea1\u304f\u306a\u3063\u305f\u5f8c\u3001\u6b8b\u3055\u308c\u305f\u5bb6\u65cf\u304c\u5f97\u3089\u308c\u308b\u53ce\u5165\u3084\u3001\u4f7f\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u8cc7\u7523\u3092\u628a\u63e1\u3057\u307e\u3059\u3002\u3053\u308c\u304c\u591a\u3044\u307b\u3069\u3001\u751f\u547d\u4fdd\u967a\u306e\u6b7b\u4ea1\u4fdd\u969c\u306f\u5c11\u306a\u304f\u3066\u3044\u3044\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

\"\"<\/a> \u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3<\/strong>\u3000\uff1a\u3000\u6b7b\u4ea1\u3057\u305f\u4eba\u306e\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u304b\u3089\u6b8b\u3055\u308c\u305f\u5bb6\u65cf\u306b\u5bfe\u3057Survivor\u2019s\u3000Benefit\u304c\u652f\u7d66\u3055\u308c\u307e\u3059\u3002\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fb\u30aa\u30d5\u30a3\u30b9\u306b\u554f\u3044\u5408\u308f\u305b\u308b\u3068\uff08\u3042\u308b\u3044\u306fWeb\u30b5\u30a4\u30c8\u3067\uff09\u3001\u73fe\u6642\u70b9\u3067\u306e\u3053\u306eBenefit\u306e\u4e88\u6e2c\u5024\u304c\u5f97\u3089\u308c\u307e\u3059\u3002\u307e\u305f\u3001\u6b8b\u3055\u308c\u305f\u914d\u5076\u8005\u304c\u50cd\u3044\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5f8c\u81ea\u5206\u306eRetirement Benefit\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n

\u914d\u5076\u8005\u306e\u53ce\u5165<\/strong>\u3000\uff1a\u3000\u6b8b\u3055\u308c\u305f\u914d\u5076\u8005\u306e\u5e74\u53ce\u306e\u4e88\u60f3\u5024\u3067\u3059\u3002<\/p>\n

\u8caf\u91d1\u30fb\u6295\u8cc7<\/strong>\u3000\uff1a\u3000\u8caf\u91d1\u3084401(k)\u3001529\u3001\u305d\u306e\u4ed6\u6295\u8cc7\u30a2\u30ab\u30a6\u30f3\u30c8\u306a\u3069\u3001\u751f\u6d3b\u8cbb\u3084\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3001\u5b66\u8cbb\u306e\u305f\u3081\u306b\u4f7f\u3048\u308b\u8cc7\u7523\u306e\u73fe\u5728\u4fa1\u683c\u3067\u3059\u3002<\/p>\n

\u305d\u306e\u4ed6\u58f2\u5374\u3067\u304d\u308b\u8cc7\u7523\u3000<\/strong>\uff1a\u3000\u58f2\u5374\u3057\u3066\u751f\u6d3b\u306e\u305f\u3081\u306b\u4f7f\u3048\u308b\u8cc7\u7523\u306e\u5e02\u5834\u4fa1\u683c\u3092\u628a\u63e1\u3057\u307e\u3059\u3002\u4e0d\u52d5\u7523\u3084\u8eca\u3001\u9aa8\u8463\u306a\u3069\u3067\u3059\u3002<\/p>\n

\u3053\u308c\u3089\u306e\u5408\u7b97\u3057\u305f\u3082\u306e\u304c\u3001\u30cb\u30fc\u30ba\uff08\u5fc5\u8981\u7d4c\u8cbb\uff09\u306b\u5bfe\u3057\u3066\u3001\u3042\u305f\u306b\u3067\u304d\u308b\u53ce\u5165\u3084\u8cc7\u7523\u3067\u3042\u308a\u3001\u3053\u306e\u5dee\u304c\u5fc5\u8981\u306a\u751f\u547d\u4fdd\u967a\u91d1\u306b\u306a\u308a\u307e\u3059\u3002\u3055\u3089\u306b\u305d\u3053\u304b\u3089\u3059\u3067\u306b\u5951\u7d04\u6e08\u307f\u306e\u751f\u547d\u4fdd\u967a\u91d1\u3092\u5dee\u3057\u5f15\u3044\u305f\u3082\u306e\u304c\u3001\u65b0\u305f\u306b\u5fc5\u8981\u306a\u751f\u547d\u4fdd\u967a\u91d1\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

\"\"<\/a><\/p>\n

\u300c\u65b0\u305f\u306b\u5fc5\u8981\u306a\u751f\u547d\u4fdd\u967a\u91d1\u300d\u304c\u30d7\u30e9\u30b9\u3067\u3042\u308c\u3070\u3001\u4fdd\u967a\u3092\u8ffd\u52a0\u3067\u8cfc\u5165\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u9006\u306b\u30de\u30a4\u30ca\u30b9\u3067\u3042\u308c\u3070\u3001\u4fdd\u967a\u306b\u5165\u308a\u3059\u304e\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3042\u304f\u307e\u3067\u6982\u7b97\u3067\u3059\u306e\u3067\u3001\u591a\u5c11\u306e\u8aa4\u5dee\u306f\u6c17\u306b\u3057\u307e\u305b\u3093\u3002\u3053\u308c\u306b\u4f3c\u305f\u8a08\u7b97\u304c\u3067\u304d\u308b\u30ab\u30ea\u30e5\u30ad\u30e5\u30ec\u30fc\u30bf\u304c\u3042\u308a\u307e\u3059<\/a>\uff08\u82e5\u5e72\u9805\u76ee\u306e\u540d\u524d\u3084\u30a2\u30ec\u30b8\u30f3\u30b8\u306b\u9055\u3044\u304c\u3042\u308a\u307e\u3059\uff09\u306e\u3067\u3001\u3088\u308d\u3057\u3051\u308c\u3070\u304a\u4f7f\u3044\u304f\u3060\u3055\u3044\u3002<\/p>\n

\u4eba\u751f\u306e\u30d5\u30a7\u30fc\u30ba\u3067\u898b\u76f4\u3059<\/h2>\n

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