{"id":1953,"date":"2019-04-09T10:30:53","date_gmt":"2019-04-09T18:30:53","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=1953"},"modified":"2019-04-01T11:24:35","modified_gmt":"2019-04-01T19:24:35","slug":"american-opport-credit","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/american-opport-credit\/","title":{"rendered":"\u6559\u80b2\u8cbb\u3067\u53d7\u3051\u308b\u7a0e\u512a\u9047 \u305d\u306e\uff11\u3000-\u3000American Opportunity Credit"},"content":{"rendered":"<p>\u9ad8\u9a30\u3059\u308b\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528\u3002529\u30d7\u30e9\u30f3\u306a\u3069\u3092\u5229\u7528\u3057\u3066\u8cbb\u7528\u6e96\u5099\u3092\u3057\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a8\u30a4\u30c9\u3092\u306a\u308b\u3079\u304f\u305f\u304f\u3055\u3093\u3082\u3089\u3044\u3001\u305d\u3057\u3066\u306a\u308b\u3079\u304f\u65e9\u304f\u5352\u696d\u3059\u308b\u30fb\u30fb\u30fb\u3068\u3044\u3046\u306e\u304c\u3001\u3088\u304f\u8a9e\u3089\u308c\u308b\u8cbb\u7528\u5bfe\u7b56\u3067\u3059\u304c\u3001\u3082\u3046\u3072\u3068\u3064\u306e\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u8cbb\u7528\u5bfe\u7b56\u304c\u3042\u308a\u307e\u3059\u3002\u6559\u80b2\u8cbb\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u306e\u5927\u304d\u3055<\/h2>\n<p>\u305d\u306e\u5e74\u306b\u767a\u751f\u3057\u305f\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528\u306e\u6700\u521d\u306e$2,000\u306e100\uff05\u3000\u3068\u3000\u6b21\u306e$2,000\u306e25\uff05\u304c\u53d7\u3051\u3089\u308c\u308b\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u306e\u984d\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u6700\u9ad8\u3067$2,500\uff08$2,000\uff58100\uff05\uff0b$2,000\uff5825\uff05\uff09\u307e\u3067\u3002\u307e\u305f\u3001\u53d7\u3051\u3089\u308c\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u306e40%\u307e\u3067(\u6700\u9ad8$1,000\u307e\u3067)\u306frefundable\uff08\u652f\u6255\u308f\u306d\u3070\u306a\u3089\u306a\u3044\u7a0e\u91d1\u304c\u306a\u304f\u3066\u3082\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u304c\u4f7f\u3048\u308b\u3002\u3064\u307e\u308a\u652f\u6255\u3046\u4ee3\u308f\u308a\u306b\u3082\u3089\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u3068\u3044\u3046\u3053\u3068\uff09\u3002\u4e00\u6642\u7684\u306b\u4ed5\u4e8b\u3092\u5931\u3063\u3066\u3057\u307e\u3063\u305f\u306a\u3069\u3001\u305d\u306e\u5e74\u306e\u53ce\u5165\u304c\u9650\u3089\u308c\u3066\u304a\u308a\u3001\u652f\u6255\u3046\u3079\u304d\u7a0e\u91d1\u304c\u7121\u3044\u5834\u5408\u306f\u3001\u9006\u306b\u653f\u5e9c\u304b\u3089\u652f\u6255\u3044\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u8ab0\u304c\u5229\u7528\u3067\u304d\u308b\u304b<\/h2>\n<p>\u3053\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u5229\u7528\u3067\u304d\u308b\u306e\u306f\u4ee5\u4e0b\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3057\u305f\u5b66\u751f\uff1a<\/p>\n<ul>\n<li>Degree\u3001certificate\u3001\u3042\u308b\u3044\u306f\u305d\u306e\u4ed6\u8a8d\u5b9a\u3055\u308c\u305f\u9ad8\u7b49\u6559\u80b2\u6a5f\u95a2\u306ecredential\u3092\u76ee\u6307\u3057\u305f\u30d7\u30ed\u30b0\u30e9\u30e0\u306b\u5728\u7c4d\u3057\u3066\u3044\u308b\u3053\u3068<\/li>\n<li>\u305d\u306e\u5e74\u306e\u306f\u3058\u3081\u306e\u6642\u70b9\u3067\u3001\u9ad8\u7b49\u6559\u80b2\u306e\u6700\u521d\u306e4\u5e74\uff08\u5927\u5b66\u30fb\u5927\u5b66\u9662\u306e\u5225\u306b\u304b\u304b\u308f\u3089\u305a\uff09\u3092\u7d42\u3048\u3066\u3044\u306a\u3044\u3053\u3068<\/li>\n<li>\u305d\u306e\u30b3\u30fc\u30b9\u306e\u5e73\u5747\u7684\u306a\u30d5\u30eb\u30bf\u30a4\u30e0\u5b66\u751f\u306e\u3068\u308b\u5358\u4f4d\u306e\u6700\u4f4e\u534a\u5206\u306f\u3068\u3063\u305f\u5b66\u671f\u304c\u5c11\u306a\u304f\u3068\u3082\u4e00\u5b66\u671f\u306f\u3042\u308b\u3053\u3068<\/li>\n<li>Felony\uff08\u91cd\u7f6a\uff09\u3084\u85ac\u7269\u9055\u53cd\u306a\u3069\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u306a\u3044\u3053\u3068<\/li>\n<\/ul>\n<h2><\/h2>\n<p>&nbsp;<\/p>\n<h2>\u5229\u7528\u306b\u3042\u305f\u3063\u3066\u306e\u6240\u5f97\u5236\u9650\u306f\uff1f<\/h2>\n<p>MAGI(Modified Adjusted Gross Income\uff1a\u901a\u5e38\u306eAGI\u306b\u3001AGI\u8a08\u7b97\u3067\u9664\u5916\u3055\u308c\u305f\u7c73\u56fd\u5916\u53ce\u5165\u3001\u30d7\u30a8\u30eb\u30c8\u30ea\u30b3\u306a\u3069\u306e\u7c73\u56fd\u9818\u571f\u3067\u306e\u53ce\u5165\u3092\u8db3\u3057\u8fd4\u3057\u305f\u3082\u306e)\u304c\u3001\u30b7\u30f3\u30b0\u30eb\u3067$80,000\u4ee5\u4e0b\u3001\u30b8\u30e7\u30a4\u30f3\u30c8\uff08\u592b\u5a66\uff09\u3067$160,000\u4ee5\u4e0b\u306e\u5834\u5408\u306f\u3001\u4e0a\u8a18\u306b\u3042\u308b\u3068\u304a\u308a\u306e\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u304c\u30d5\u30eb\u306b\u5229\u7528\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u4ee5\u4e0a\u306eMAGI\u306e\u5834\u5408\u306f\u3001\u5229\u7528\u3067\u304d\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u304c\u9806\u6b21\u6e1b\u3089\u3055\u308c\u307e\u3059\u3002\u30b7\u30f3\u30b0\u30eb\u3067$90,000\u3001\u30b8\u30e7\u30a4\u30f3\u30c8(\u592b\u5a66)\u3067$180,000\u4ee5\u4e0a\u306b\u306a\u308b\u3068\u3001\u5229\u7528\u3067\u304d\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u306f\u30bc\u30ed\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u30af\u30ec\u30b8\u30c3\u30c8\u306f\u5b66\u751f\u3072\u3068\u308a\u306b\u3064\u304d\u8a31\u3055\u308c\u305f\u30af\u30ec\u30b8\u30c3\u30c8\u304c\u4f7f\u3048\u307e\u3059\u3002\u5bb6\u5ead\u306e\u4e2d\u306b\u8907\u6570\u306e\u5bfe\u8c61\u3068\u306a\u308b\u5b66\u751f\u304c\u3044\u308b\u5834\u5408\u306f\u3001\u8a72\u5f53\u4eba\u6570\u5206\u3060\u3051\u305d\u308c\u305e\u308c\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u4f7f\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u30c8\u30e9\u30f3\u30d7\u7a0e\u5236\u5c0e\u5165\u5f8c\u306e\u8003\u5bdf<\/h2>\n<p>American Opportunity Tax Credit\u306f\u3001\u4e0a\u8a18\u306e\u3068\u304a\u308aMAGI\u306b\u3088\u308a\u30af\u30ec\u30b8\u30c3\u30c8\u5229\u7528\u984d\u306e\u30d5\u30a7\u30fc\u30ba\u30a2\u30a6\u30c8\u304c\u3042\u308b\u305f\u3081\u3001\u9ad8\u6240\u5f97\u8005\u306f\u5229\u7528\u3057\u306b\u304f\u3044\u30af\u30ec\u30b8\u30c3\u30c8\u3067\u3059\u3002\u4ee3\u66ff\u3068\u3057\u3066\u306f\u3001\u5b66\u751f\u81ea\u8eab\u304c\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3092\u7533\u8acb\u3057\u3066\u3001American Opportunity Tax Credit\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5b66\u751f\u81ea\u8eab\u306b\u6240\u5f97\u304c\u3042\u308c\u3070\u652f\u6255\u3046\u3079\u304d\u7a0e\u91d1\u3092\u6e1b\u3089\u3057\u307e\u3059\u3057\u3001\u6240\u5f97\u304c\u306a\u304f\u3068\u3082Refund\u3068\u3057\u3066\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u30c8\u30e9\u30f3\u30d7\u7a0e\u5236\u304c\u5c0e\u5165\u3055\u308c\u308b\u307e\u3067\u306f\u3001\u5b66\u751f\u304cAmerican Opportunity Tax Credit\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u306f\u3001\u89aa\u306edependent\u3068\u3057\u3066\u306eclaim\u3092\u5931\u3046\u3053\u3068\u3092\u610f\u5473\u3057\u3001\u305d\u308c\u306f\u89aa\u304c\u5b50\u3069\u3082\u306e\u5206\u306eExemption\u3092\u5931\u3046\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u305f\u3002\u30c8\u30e9\u30f3\u30d7\u7a0e\u5236\u3067\u3001\u3053\u306eExemption\u81ea\u4f53\u304c\u5ec3\u6b62\u3055\u308c\u307e\u3057\u305f\u306e\u3067\u3001\u5b50\u3069\u3082\u3092dependent\u3068\u3057\u3066claim\u3057\u3066\u3082\u3057\u306a\u304f\u3066\u3082\u3001Exemption\u4e0a\u306e\u5dee\u304c\u306a\u304f\u306a\u308a\u307e\u3057\u305f\u3002\u305f\u3060\u3057\u3001\u30c8\u30e9\u30f3\u30d7\u7a0e\u5236\u306f\u3001Qualifying Dependent(19\u6b73\u4ee5\u4e0b\u304b\u3001\u3042\u308b\u3044\u306f\u30d5\u30eb\u30bf\u30a4\u30e0\u5b66\u751f\u306724\u6b73\u4ee5\u4e0b\uff09\u306b\u5bfe\u3057\u3001$500\u306eDependent Credit\u3092\u8a8d\u3081\u3066\u3044\u307e\u3059\u3002\u89aa\u306eDependent\u3067\u306a\u304f\u306a\u308c\u3070\u3001\u89aa\u306f$500\u306eCredit\u3092\u5931\u3044\u307e\u3059\u3002<\/p>\n<p>\u3088\u3063\u3066\u3001\u89aa\u304c\u5b66\u751f\u3092Qualifying Dependent\u3068\u3057\u3066claim\u3057$500\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u5f97\u308b\u304b\u3001\u89aa\u304cQualifying Dependent\u3068\u3057\u3066claim\u305b\u305a\u3001\u5b66\u751f\u304c\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3092\u3057\u3066American Opportunity Tax Credit\u3092claim\u3059\u308b\u304b\u306e\u3069\u3061\u3089\u304c\u6709\u5229\u304b\u8a08\u7b97\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001Dependency\u306eclaim\u306f\u3001Federal\u30ea\u30bf\u30fc\u30f3\u3060\u3051\u3067\u306a\u304f\u3001State\u30ea\u30bf\u30fc\u30f3\u306b\u3082\u5f71\u97ff\u3057\u307e\u3059\u3002\u3069\u3061\u3089\u304c\u6709\u5229\u304b\u306fState\u7a0e\u307e\u3067\u542b\u3081\u3066\u8003\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002Turbo Tax\u306a\u3069\u306e\u30bd\u30d5\u30c8\u3067\u30b7\u30e5\u30df\u30ec\u30fc\u30c8\u3059\u308b\u304b\u3001\u7a0e\u7406\u58eb\u3001\u4f1a\u8a08\u58eb\u306b\u554f\u3044\u5408\u308f\u305b\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528\u306e\u306a\u304b\u306e\u3069\u3093\u306a\u3082\u306e\u304c\u5bfe\u8c61\uff1f<\/h2>\n<p>\u3053\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u3001\u5bfe\u8c61\u3068\u306a\u308b\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528\u3068\u306f\u3001Tuition(\u6388\u696d\u6599)\u3068Required Fees(\u5fc5\u8981\u3068\u306a\u308b\u8af8\u7d4c\u8cbb)\u3067\u3059\u3002<\/p>\n<p>\u30ad\u30fc\u30ef\u30fc\u30c9\u306f\u201crequired for enrollment and attendance\u201d\u3067\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u6559\u79d1\u66f8\u3084\u5099\u54c1\u306a\u3069\u3001\u30b3\u30fc\u30b9\u3092\u3068\u308b\u305f\u3081\uff08enrollment\uff09\u3001\u3042\u308b\u3044\u306f\u3068\u308a\u7d9a\u3051\u308b\u305f\u3081\uff08attendance)\u306b\u5fc5\u8981\u3067\u3042\u308b\u3082\u306e\u306f\u3001\u5bfe\u8c61\u8cbb\u7528\u306b\u542b\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u6559\u79d1\u66f8\u3001\u305d\u306e\u4ed6\u306e\u6559\u6750\u3001\u5099\u54c1\u3001\u5668\u5177\u306a\u3069\u306f\u3001\u5927\u5b66\u304b\u3089\u76f4\u63a5\u8cb7\u304a\u3046\u304c\u3001\u4ed6\u304b\u3089\u8cb7\u304a\u3046\u304c\u3001\u201crequired for enrollment and attendance\u201d\u3067\u3042\u308c\u3070\u3001\u5bfe\u8c61\u8cbb\u7528\u3067\u3059\u3002\u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\u3082\u3001\u3053\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3059\u9650\u308a\u5bfe\u8c61\u8cbb\u7528\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u8cbb\u7528\u306e\u3046\u3061\u6559\u80b2\u6a5f\u95a2\u304c\u628a\u63e1\u3067\u304d\u308b\u3082\u306e\u306f\u3001From1098-T\uff08Tuition Statement\uff09\u306b\u8a18\u9332\u3055\u308c\u5b66\u751f\u306e\u3068\u3053\u308d\u306b\u5c4a\u304f\u306f\u305a\u3067\u3059\u3002\u3082\u3057\u5c4a\u304b\u306a\u3044\u5834\u5408\u306f\u6559\u80b2\u6a5f\u95a2\u306b\u554f\u3044\u5408\u308f\u305b\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u5bfe\u8c61\u5916\u8cbb\u7528<\/h2>\n<p>\u201crequired for enrollment and attendance\u201d\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3055\u306a\u3044\u4e0b\u8a18\u306e\u8cbb\u7528\u306f\u5bfe\u8c61\u3068\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<ul>\n<li>Room and board \uff08\u5bee\u8cbb\u30fb\u98df\u8cbb\uff09<\/li>\n<li>Transportation\u3000\uff08\u4ea4\u901a\u8cbb\uff09<\/li>\n<li>Insurance\uff08\u4fdd\u967a\uff09<\/li>\n<li>Medical expense\u3000\uff08\u533b\u7642\u8cbb\uff09<\/li>\n<li>Student fees \uff08\u5b66\u751f\u8cbb\u3002\u305f\u3060\u3057\u3001\u201crequired for enrollment and attendance\u201d\u3067\u3042\u308c\u3070\u5bfe\u8c61\u3068\u306a\u308b\uff09<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2>\u671f\u9593\u306e\u30ab\u30c3\u30c8\u30fb\u30aa\u30d5\u306f\u3044\u3064\u3067\u3057\u3087\u3046\uff1f<\/h2>\n<p>\u4e0a\u8a18\u5bfe\u8c61\u8cbb\u7528\u306e\u3046\u3061\u3001\u305d\u306e\u5e74\u306b\u59cb\u307e\u3063\u305f\u5b66\u671f\u3068\u3001\u7fcc\u5e743\u6708\u307e\u3067\u306b\u59cb\u307e\u3063\u305f\u5b66\u671f\u306e\u305f\u3081\u306b\u3001\u305d\u306e\u5e74\u306e\u5e74\u672b\u307e\u3067\u306b\u652f\u6255\u3063\u305f\u8cbb\u7528\u304c\u3001\u305d\u306e\u5e74\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u306b\u9069\u7528\u3055\u308c\u307e\u3059\u3002\u3064\u307e\u308a\u30012019\u5e74\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30ea\u30bf\u30fc\u30f3\u3067\u3001\u3053\u306eAmerican Opportunity Credit\u3092\u5229\u7528\u3057\u3088\u3046\u3068\u3059\u308b\u306a\u3089\u30012019\u5e741\u6708\u304b\u30892020\u5e743\u6708\u307e\u3067\u306e\u671f\u9593\u306b\u59cb\u307e\u3063\u305f\u5b66\u671f\u306b\u5bfe\u3057\u3066\u3001201\uff19\u5e74\u672b\u307e\u3067\u306b\u652f\u6255\u3063\u305f\u8cbb\u7528\u3092\u9069\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2 align=\"left\">\u4e8b\u524d\u30d7\u30e9\u30f3\u3082\u5927\u5207<\/h2>\n<p align=\"left\">\u3053\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u4ee5\u5916\u306b\u3082\u3001Lifetime Learning Credit\u3068\u3044\u3046\u5225\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528\u306f\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u53d7\u3051\u308b\u4ee3\u308f\u308a\u306b\u3001deduction\uff08\u7a0e\u63a7\u9664\uff09\u3092\u53d7\u3051\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u901a\u5e38\u3001\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u306e\u307b\u3046\u304cdeduction\uff08\u7a0e\u63a7\u9664)\u3088\u308a\u304a\u5f97\u3067\u3059\u304c\u3001\u3053\u308c\u306fTurboTax\u306a\u3069\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30bd\u30d5\u30c8\u3092\u4f7f\u3046\u3068\u3069\u3061\u3089\u304c\u5f97\u304b\u81ea\u52d5\u7684\u306b\u8a08\u7b97\u3057\u3066\u304f\u308c\u307e\u3059\u3002<\/p>\n<p align=\"left\">American Hope Credit\u3001Lifetime Leaning Credit\u3001\u6559\u80b2\u8cbbdeduction\uff08\u7a0e\u63a7\u9664\uff09\u306e\uff13\u3064\u306f\u3001\u540c\u3058\u8cbb\u7528\u306b\u5bfe\u3057\u3066\u540c\u6642\u306b\u5229\u7528\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u305a\u3001\u305d\u306e\u5e74\u306b\u3069\u308c\u3092\u5229\u7528\u3059\u308b\u304b\u3092\u9078\u3076\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u540c\u3058\u5bb6\u5ead\u306b\u8907\u6570\u306e\u5b66\u751f\u304c\u3044\u308b\u5834\u5408\u306f\u3001\u5b66\u751f\u3054\u3068\u306b\u9078\u3073\u307e\u3059\uff08\u5144\u5f1f\u59c9\u59b9\u3067\u540c\u3058\u3082\u306e\u306b\u3059\u308b\u5fc5\u8981\u306f\u306a\u3057\uff09\u3002<\/p>\n<p align=\"left\">\u307e\u305f\u3001\u3082\u3046\u3072\u3068\u3064\u91cd\u8981\u306a\u306e\u306f\u3001\u4e0a\u8a18\uff13\u3064\u306e\u7a0e\u91d1\u4e0a\u306e\u512a\u9047\u7b56\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u306f\u3001\u305d\u306e\u5bfe\u8c61\u8cbb\u7528\u304c\u3059\u3067\u306b\u7a0e\u91d1\u4e0a\u512a\u9047\u3055\u308c\u305f\u8cc7\u91d1\u304b\u3089\u652f\u6255\u308f\u3089\u308c\u305f\u306e\u3067\u306a\u3044\u306e\u3082\u6761\u4ef6\u3067\u3059\u3002\u5177\u4f53\u7684\u306b\u306f\u3001529\u30d7\u30e9\u30f3\u3084Coverdell\u3000Savings Accounts\u306a\u3069\u306e\u7a0e\u91d1\u4e0a\u6709\u5229\u306a\u30a2\u30ab\u30a6\u30f3\u30c8\u304b\u3089\u652f\u6255\u3063\u305f\u8cbb\u7528\u306b\u306f\u3001\u4e0a\u306e\uff13\u3064\u306e\u512a\u9047\u7b56\u306f\u4f7f\u3048\u307e\u305b\u3093\u3002\u4e8c\u91cd\u306b\u306f\u7a0e\u91d1\u4e0a\u306e\u512a\u9047\u3092\u53d7\u3051\u3089\u308c\u306a\u3044\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n<p align=\"left\">American Hope Credit\u306b\u9650\u3063\u3066\u8a00\u3048\u3070\u3001$2,500\u306e\u6700\u9ad8\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u5f97\u3089\u308c\u308b\u3088\u3046\u306b\u3001$4,000\u5206\u306eTuition\u3084Required Fee\u306f\u3001529\u3084Coverdell\u4ee5\u5916\u306e\u8cc7\u91d1\uff08\u8ab2\u7a0e\u5bfe\u8c61\u6295\u8cc7\u30a2\u30ab\u30a6\u30f3\u30c8\u3084\u305d\u306e\u5e74\u306e\u53ce\u5165\uff09\u304b\u3089\u652f\u6255\u3046\u3068\u3044\u3046\u3042\u3089\u304b\u3058\u3081\u306e\u30d7\u30e9\u30cb\u30f3\u30b0\u304c\u5fc5\u8981\u3067\u3059\u3002\u3082\u3057\u3082\u4e0a\u9650\u307e\u3067\u4f7f\u3044\u304d\u308c\u3066\u3044\u306a\u3044\u306e\u306a\u3089\u3001\u7fcc\u5e74\u306e3\u6708\u958b\u59cb\u5206\u307e\u3067\u306e\u6388\u696d\u6599\u3082\u524d\u6255\u3044\u3059\u308b\u306a\u3069\u306e\u8a08\u753b\u3082\u6709\u52b9\u3067\u3057\u3087\u3046\u3002529\u3084Coverdell\u304b\u3089\u306f\u3001\u5bee\u8cbb\u3084\u4ea4\u901a\u8cbb\u306a\u3069\u30af\u30ec\u30b8\u30c3\u30c8\u306e\u5bfe\u8c61\u306b\u306a\u3089\u306a\u3044\u3082\u306e\u306e\u652f\u6255\u3044\u3092\u3059\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528\u3092\u3069\u3046\u8caf\u3081\u308b\u304b\u3060\u3051\u3067\u306a\u304f\u3001\u3069\u3046\u652f\u6255\u3046\u304b\u3082\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30d7\u30e9\u30cb\u30f3\u30b0\u306e\u91cd\u8981\u306a\u4e00\u8981\u7d20\u3067\u3059\u3002\u5e74\u306e\u6700\u521d\u306b\u3001\u3044\u304f\u3089\u304f\u3089\u3044\u3069\u306e\u3088\u3046\u306a\u8cbb\u7528\u304c\u304b\u304b\u308a\u305d\u3046\u3067\u3001\u3069\u306e\u8ca1\u6e90\u304b\u3089\u3069\u306e\u8cbb\u7528\u3092\u652f\u6255\u3046\u304b\u3092\u8a08\u753b\u7684\u306b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u9ad8\u9a30\u3059\u308b\u30ab\u30ec\u30c3\u30b8\u8cbb\u7528\u3002529\u30d7\u30e9\u30f3\u306a\u3069\u3092\u5229\u7528\u3057\u3066\u8cbb\u7528\u6e96\u5099\u3092\u3057\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a8\u30a4\u30c9\u3092\u306a\u308b\u3079\u304f\u305f\u304f\u3055\u3093\u3082\u3089\u3044\u3001\u305d\u3057\u3066\u306a\u308b\u3079\u304f\u65e9\u304f\u5352\u696d\u3059\u308b\u30fb\u30fb\u30fb\u3068\u3044\u3046\u306e\u304c\u3001\u3088\u304f\u8a9e\u3089\u308c\u308b\u8cbb\u7528\u5bfe\u7b56\u3067\u3059\u304c\u3001\u3082\u3046\u3072\u3068\u3064\u306e\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u8cbb\u7528\u5bfe\u7b56\u304c\u3042\u308a\u307e\u3059\u3002\u6559\u80b2\u8cbb\u306e\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<p>2009\u5e74\u306eAmerican Recovery and Reinvestment Act \u306e\u5236\u5b9a\u3067\u3001\u305d\u308c\u307e\u3067\u3042\u3063\u305fHope Credit\u3068\u3044\u3046\u30bf\u30c3\u30af\u30b9\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u306b\u4ee3\u308f\u3063\u3066\u3001\u3053\u306eAmerican Opportunity Tax Credit\u304c\u3067\u304d\u307e\u3057\u305f\u3002American Opportunity Tax Credit \u306fHope Credit\u306b\u6bd4\u3079\u3001\u5bfe\u8c61\u3068\u306a\u308b\u53ce\u5165\u5c64\u304c\u5e83\u304c\u308a\u3001<\/p>\n","protected":false},"author":1,"featured_media":3989,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[39,62],"tags":[44,43,60],"class_list":["post-1953","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-college","category-tax","tag-financial-aid","tag-college-cost","tag-60"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/SP-euro-coin-in-hand.jpg?fit=526%2C350&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-vv","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=1953"}],"version-history":[{"count":5,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1953\/revisions"}],"predecessor-version":[{"id":4682,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/1953\/revisions\/4682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/3989"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=1953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=1953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=1953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}