{"id":2483,"date":"2013-03-28T09:09:40","date_gmt":"2013-03-28T17:09:40","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2483"},"modified":"2013-03-28T09:09:41","modified_gmt":"2013-03-28T17:09:41","slug":"personal-info-db","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/personal-info-db\/","title":{"rendered":"\u77e5\u3089\u306a\u3044\u3046\u3061\u306b\u96c6\u3081\u3089\u308c\u3066\u3044\u308b\u3001\u79c1\u305f\u3061\u306e\u500b\u4eba\u60c5\u5831"},"content":{"rendered":"<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306e\u30c1\u30a7\u30c3\u30af\u3092\u5b9a\u671f\u7684\u306b\u3057\u3066\u3044\u3089\u3063\u3057\u3083\u308b\u65b9\u306f\u591a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002\u308f\u305f\u3057\u305f\u3061\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u72b6\u6cc1\u3084\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u72b6\u6cc1\u306b\u3064\u3044\u3066\u307e\u3068\u3081\u305f\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3001\u5bb6\u3084\u8eca\u3092\u8cb7\u3063\u305f\u308a\u30a2\u30d1\u30fc\u30c8\u3092\u501f\u308a\u305f\u308a\u3059\u308b\u3068\u304d\u306a\u3069\u5927\u304d\u306a\u5f71\u97ff\u529b\u306e\u3042\u308b\u3082\u306e\u3067\u3059\u304c\u3001\u305d\u306e\u5272\u308a\u306b\u306f\u6848\u5916\u306e\u78ba\u7387\u3067\u9593\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u3093\u306a\u308f\u3051\u3067\u79c1\u305f\u3061\u6d88\u8cbb\u8005\u306b\u306f\u3001\u5b9a\u671f\u7684\u306b\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3092\u7121\u6599\u3067\u30c1\u30a7\u30c3\u30af\u3059\u308b\u6a29\u5229\u304c\u4e0e\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u3053\u306e\u3088\u3046\u306a\u91cd\u8981\u306a\u500b\u4eba\u60c5\u5831\u3092\u96c6\u3081\u305f\u30c7\u30fc\u30bf\u30fc\u30d9\u30fc\u30b9\u3068\u3044\u3046\u306e\u306f\u3001\u5b9f\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u4ee5\u5916\u306b\u3082\u5b58\u5728\u3057\u307e\u3059\u3002\u305d\u306e\u5b58\u5728\u3069\u3053\u308d\u304b\u3001\u305d\u308c\u3089\u3092\u5b9a\u671f\u7684\u306b\uff08\u3082\u3061\u308d\u3093\u7121\u6599\u3067\uff09\u30c1\u30a7\u30c3\u30af\u3067\u304d\u308b\u6a29\u5229\u306b\u3064\u3044\u3066\u3082\u3042\u307e\u308a\u77e5\u3089\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u4eca\u65e5\u306f\u3001\u305d\u3093\u306a\u6d88\u8cbb\u8005\u306e\u500b\u4eba\u60c5\u5831\u30c7\u30fc\u30bf\u30fc\u30d9\u30fc\u30b9\u306b\u3064\u3044\u3066\u8abf\u3079\u3066\u307f\u3088\u3046\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u3093\u306a\u60c5\u5831\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u304c\u3042\u308b\u306e\u3067\u3059\u3002\u3002\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><b>ChexSystems \u9280\u884c\u53e3\u5ea7\u5c65\u6b74\u60c5\u5831<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p>ChexSystems \u30ec\u30dd\u30fc\u30c8\u306f\u3001\u9867\u5ba2\u304c\u9280\u884c\u53e3\u5ea7\u3092\u958b\u8a2d\u3057\u3088\u3046\u3068\u3059\u308b\u969b\u306b\u3001\u9867\u5ba2\u306e\u30ea\u30b9\u30af\u3092\u6e2c\u308b\u305f\u3081\u306b\u9280\u884c\u304c\u4f7f\u3046\u60c5\u5831\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3067\u3059\u3002\u30a2\u30e1\u30ea\u30ab\u56fd\u5185\u306e\u9280\u884c\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30e6\u30cb\u30aa\u30f3\u306e80\uff05\u304c\u3053\u306e\u30b7\u30b9\u30c6\u30e0\u3092\u4f7f\u3063\u3066\u9867\u5ba2\u3092\u30c1\u30a7\u30c3\u30af\u3057\u3066\u3044\u308b\u305d\u3046\u3067\u3059\u3002\u904e\u53bb5\u5e74\u9593\u306e\u3001\u30c1\u30a7\u30c3\u30af\uff08\u5c0f\u5207\u624b\uff09\u3092\u4f7f\u3063\u305f\u8a50\u6b3a\u3001\u30aa\u30fc\u30d0\u30fc\u30c9\u30e9\u30d5\u30c8\u306b\u3088\u308b\u8d64\u5b57\u30d0\u30e9\u30f3\u30b9\u3001\u9001\u91d1\u4e0a\u306e\u4e0d\u6b63\u306a\u3069\u306e\u3001\u9280\u884c\u306b\u3068\u3063\u3066\u8981\u6ce8\u610f\u4e8b\u9805\u304c\u307e\u3068\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u8a50\u6b3a\u3084\u4e0d\u6b63\u4ee5\u5916\u306b\u3082\u3001\u983b\u7e41\u306a\u53e3\u5ea7\u306e\u958b\u3051\u9589\u3081\u306a\u3069\u3082\u7ba1\u7406\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306e\u5834\u5408\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u6d88\u8cbb\u8005\u306f12\u30f6\u6708\u306b1\u56de\u3001\u7121\u6599\u3067\u81ea\u5206\u306e\u60c5\u5831\u3092\u30c1\u30a7\u30c3\u30af\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<a target=\"_blank\" href=\"https:\/\/www.consumerdebit.com\/consumerinfo\/us\/en\/freereport.htm\" >ChexSystems \u306e\u30ec\u30dd\u30fc\u30c8\u30fb\u30c1\u30a7\u30c3\u30af\u306f\u3053\u3061\u3089\u304b\u3089\u3002<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><b>MIB\u533b\u7642\u60c5\u5831<\/b><\/h2>\n<p>MIB\u3000Group Inc\u306f\u4fdd\u967a\u95a2\u9023\u6d88\u8cbb\u8005\u60c5\u5831\u3092\u307e\u3068\u3081\u308b\u30ec\u30dd\u30fc\u30c6\u30a3\u30f3\u30b0\u30fb\u30a8\u30fc\u30b8\u30a7\u30f3\u30b7\u30fc\u3067\u3001\u305d\u306e\u30c7\u30fc\u30bf\u30fc\u30d9\u30fc\u30b9\u306f\u751f\u547d\u4fdd\u967a\u4f1a\u793e\u306e\u307b\u3068\u3093\u3069\u3068\u3001\u5065\u5eb7\u4fdd\u967a\u3068\u6240\u5f97\u4fdd\u969c\u4fdd\u967a\u3092\u63d0\u4f9b\u3059\u308b\u4f1a\u793e\u306e80\uff05\u4ee5\u4e0a\u304c\u4f7f\u3063\u3066\u3044\u307e\u3059\u3002\u904e\u53bb7\u5e74\u306e\u9593\u306b\u751f\u547d\u4fdd\u967a\u3001\u5065\u5eb7\u4fdd\u967a\u3001\u6240\u5f97\u4fdd\u969c\u4fdd\u967a\u3001\u9577\u671f\u4ecb\u8b77\u4fdd\u967a\u306a\u3069\u306b\u7533\u3057\u8fbc\u307f\u3092\u3057\u305f\u5834\u5408\u306e\u60c5\u5831\u304c\u96c6\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u57fa\u672c\u7684\u306a\u5f79\u5272\u306f\u3001\u4fdd\u967a\u3092\u767a\u884c\u3059\u308b\u3046\u3048\u3067\u3001\u4fdd\u967a\u95a2\u9023\u306e\u8a50\u6b3a\u3092\u9632\u3050\u305f\u3081\u306b\u91cd\u8981\u3068\u601d\u308f\u308c\u308b\u6d88\u8cbb\u8005\u60c5\u5831\u3092\u5171\u6709\u3059\u308b\u3053\u3068\u3060\u305d\u3046\u3067\u3059\u3002<\/p>\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306e\u5834\u5408\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u6d88\u8cbb\u8005\u306f12\u30f6\u6708\u306b1\u56de\u3001\u7121\u6599\u3067\u81ea\u5206\u306e\u60c5\u5831\u3092\u30c1\u30a7\u30c3\u30af\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<a target=\"_blank\" href=\"http:\/\/www.mib.com\/facts_about_mib.html\" >MIB\u306e\u30ec\u30dd\u30fc\u30c8\u30fb\u30c1\u30a7\u30c3\u30af\u306f\u3053\u3061\u3089<\/a>\u304b\u3089\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><b>\u96c7\u7528\u30d0\u30c3\u30af\u30b0\u30e9\u30a6\u30f3\u30c9\u30c1\u30a7\u30c3\u30af\u60c5\u5831<\/b><\/h2>\n<p>First Advantage Background Services Corp\u304c\u30d0\u30c3\u30af\u30b0\u30e9\u30a6\u30f3\u30c9\u30c1\u30a7\u30c3\u30af\u306e\u60c5\u5831\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3092\u3064\u304f\u3063\u3066\u3044\u307e\u3059\u3002\u3042\u306a\u305f\u304c\u63a1\u7528\u3057\u3066\u3082\u3089\u3046\u305f\u3081\u306b\u5fdc\u52df\u3057\u305f\u4f1a\u793e\u3001\u50cd\u3044\u305f\u4f1a\u793e\u3001\u5951\u7d04\u95a2\u4fc2\u306b\u3042\u3063\u305f\u4f1a\u793e\u3001\u30dc\u30e9\u30f3\u30c6\u30a3\u30a2\u3092\u3057\u305f\u56e3\u4f53\u306a\u3069\u304c\u3001\u3042\u306a\u305f\u306e\u30d0\u30c3\u30af\u30b0\u30e9\u30a6\u30f3\u30c9\u30c1\u30a7\u30c3\u30af\u3092\u3057\u305f\u5834\u5408\u306b\u9650\u308a\u3001\u305d\u306e\u60c5\u5831\u304c\u7ba1\u7406\u3055\u308c\u3066\u3044\u307e\u3059\u3002<a target=\"_blank\" href=\"http:\/\/www.fadv.com\/Screening-And-Assessment\/Compliance-Resources\/Free-Report-for-Consumers\/\" >\u30d0\u30c3\u30af\u30b0\u30e9\u30a6\u30f3\u30c9\u60c5\u5831\u306e\u30ec\u30dd\u30fc\u30c8\u30fb\u30c1\u30a7\u30c3\u30af\u306f\u3053\u3061\u3089\u304b\u3089<\/a>\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><b>\u4fdd\u967a\u8acb\u6c42\u30af\u30ec\u30fc\u30e0\u5c65\u6b74\u60c5\u5831<\/b><\/h2>\n<p>LexisNexis\u3068\u3044\u3046\u60c5\u5831\u7ba1\u7406\u4f1a\u793e\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308bCLUE \uff08Comprehensive Loss Underwriting Exchange\uff09\u3068\u547c\u3070\u308c\u308b\u30c7\u30fc\u30bf\u30fc\u30d9\u30fc\u30b9\u306f\u3001\u4fdd\u967a\u8acb\u6c42\u306b\u3088\u308b\u4fdd\u967a\u4f1a\u793e\u3078\u306e\u30b3\u30b9\u30c8\u4e88\u6e2c\u3092\u8a08\u7b97\u3059\u308b\u305f\u3081\u306e\u95a2\u9023\u60c5\u5831\u3092\u7ba1\u7406\u3057\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u7533\u8fbc\u8005\u304c\u3001\u5c06\u6765\u4fdd\u967a\u8acb\u6c42\u3092\u3059\u308b\u78ba\u7387\u3084\u305d\u306e\u5927\u304d\u3055\u3092\u8a08\u7b97\u3057\u3001\u4fdd\u967a\u3092\u767a\u884c\u3059\u308b\u304b\u3069\u3046\u304b\u3084\u4fdd\u967a\u6599\u306e\u6c7a\u5b9a\u3092\u5de6\u53f3\u3057\u307e\u3059\u3002.<\/p>\n<p>CLUE\u30d1\u30fc\u30bd\u30ca\u30eb\u30fb\u30d7\u30ed\u30d1\u30c6\u30a3\u30fb\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u6d88\u8cbb\u8005\u500b\u4eba\u3068\u6d88\u8cbb\u8005\u500b\u4eba\u306e\u6240\u6709\u7269\u306b\u5bfe\u3059\u308b\u904e\u53bb7\u5e74\u306e\u4fdd\u967a\u30af\u30ec\u30fc\u30e0\u306e\u5c65\u6b74\u3092\u307e\u3068\u3081\u3066\u3044\u307e\u3059\u3002\u8acb\u6c42\u30af\u30ec\u30fc\u30e0\u306e\u7a2e\u985e\u3001\u65e5\u4ed8\u3001\u8acb\u6c42\u984d\u306a\u3069\u304c\u7ba1\u7406\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>CLUE \u30aa\u30fc\u30c8\u30fb\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u540c\u69d8\u306b\u500b\u4eba\u306b\u95a2\u9023\u3059\u308b\u904e\u53bb7\u5e74\u306e\u4fdd\u967a\u8acb\u6c42\u30af\u30ec\u30fc\u30e0\u5c65\u6b74\u3092\u307e\u3068\u3081\u3066\u304a\u308a\u3001\u8acb\u6c42\u30af\u30ec\u30fc\u30e0\u306e\u7a2e\u985e\u3001\u65e5\u4ed8\u3001\u8acb\u6c42\u984d\u306a\u3069\u304c\u7ba1\u7406\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306e\u5834\u5408\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u6d88\u8cbb\u8005\u306f12\u30f6\u6708\u306b1\u56de\u3001\u7121\u6599\u3067\u81ea\u5206\u306e\u60c5\u5831\u3092\u30c1\u30a7\u30c3\u30af\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u30d1\u30fc\u30bd\u30ca\u30eb\u30fb\u30d7\u30ed\u30d1\u30c6\u30a3\u30fb\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u6d88\u8cbb\u8005\u306f\u6d88\u8cbb\u8005\u500b\u4eba\u306e\u60c5\u5831\u306b\u52a0\u3048\u3066\u3001\u81ea\u5206\u304c\u73fe\u5728\u6240\u6709\u3057\u3066\u3044\u305f\u308a\u3001\u501f\u308a\u3066\u3044\u308b\u5bb6\u306e\u4fdd\u967a\u8acb\u6c42\u30af\u30ec\u30fc\u30e0\u5c65\u6b74\u3082\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<a target=\"_blank\" href=\"https:\/\/personalreports.lexisnexis.com\/fact_act_claims_bundle\/landing.jsp\" >CLUE\u30ec\u30dd\u30fc\u30c8\u30fb\u30c1\u30a7\u30c3\u30af\u306f\u3053\u3061\u3089\u304b\u3089<\/a>\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2>LexisNexis 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File Disclosure\u3068\u3044\u3063\u3066\u3001\u81ea\u5206\u81ea\u8eab\u3001\u672a\u6210\u5e74\u306e\u5b50\u3069\u3082\u3001Power of 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Nexis\u306e\u3053\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u4f7f\u3063\u3066\u5c65\u6b74\u30c1\u30a7\u30c3\u30af\u3092\u884c\u3063\u305f\u5834\u5408\u306b\u9650\u308a\u3001\u30ec\u30b3\u30fc\u30c9\u304c\u5b58\u5728\u3057\u307e\u3059\u3002<\/li>\n<li>\u5c45\u4f4f\u8005\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u30fb\u30ec\u30dd\u30fc\u30c8\uff1a\u3000\u30af\u30ec\u30b8\u30c3\u30c8\u60c5\u5831\u3084\u7acb\u3061\u9000\u304d\u547d\u4ee4\u306e\u6709\u7121\u3001\u72af\u7f6a\u5c65\u6b74\u3092\u7ba1\u7406\u3057\u3066\u3044\u307e\u3059\u3002\u3000\u3042\u306a\u305f\u304c\u5c45\u4f4f\u8005\u3068\u3057\u3066\u7533\u3057\u8fbc\u307f\u3057\u305f\u5834\u5408\u306b\u3001\u30a2\u30d1\u30fc\u30c8\u3084\u30b3\u30f3\u30c9\u306a\u3069\u306e\u696d\u8005\u304cLexix 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