{"id":2512,"date":"2013-05-13T09:03:59","date_gmt":"2013-05-13T17:03:59","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2512"},"modified":"2013-05-14T19:49:50","modified_gmt":"2013-05-15T03:49:50","slug":"retirement-japan-us","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/retirement-japan-us\/","title":{"rendered":"\u65e5\u672c\u3068\u30a2\u30e1\u30ea\u30ab\u3000\u8001\u5f8c\u306e\u5fc5\u8981\u8cc7\u91d1\u304f\u3089\u3079"},"content":{"rendered":"

\u30a2\u30e1\u30ea\u30ab\u66ae\u3089\u3057\u3082\u901a\u752318\u5e74\u8fd1\u304f\u306b\u306a\u308a\u3001\u50cd\u3044\u305f\u306e\u3082\u8caf\u3081\u305f\u3082\u306e\u3082\u307b\u3068\u3093\u3069\u30a2\u30e1\u30ea\u30ab\u3068\u306a\u308b\u3068\u3001\u65e5\u672c\u306e\u5e74\u91d1\u3084\u4fdd\u967a\u3084\u305d\u306e\u4ed6\u306e\u3057\u304f\u307f\u306a\u3069\u307e\u3063\u305f\u304f\u7121\u9813\u7740\u306b\u306a\u3063\u3066\u304a\u308a\u307e\u3057\u305f\u3002\u3002\u3067\u3082\u308f\u304b\u3089\u306a\u3044\u306a\u308a\u306b\u3082\u8abf\u3079\u3066\u307f\u307e\u3057\u305f\u3001\u65e5\u672c\u306e\u8001\u5f8c\u3002\u65e5\u672c\u3067\u306f\u3069\u306e\u304f\u3089\u3044\u3042\u308c\u3070\u8001\u5f8c\u306e\u751f\u6d3b\u304c\u9001\u308c\u308b\u306e\u304b\u3001\u30a2\u30e1\u30ea\u30ab\u3068\u6bd4\u3079\u3066\u3069\u3046\u306a\u306e\u304b\u30fb\u30fb\u3061\u3087\u3063\u3068\u30ad\u30e7\u30a6\u30df\u3042\u308a\u307e\u3059\u306d\u3002\u3002<\/p>\n

 <\/p>\n

\u65e5\u672c\u306e\u751f\u6d3b\u8cbb<\/h2>\n

\u5e73\u621023\u5e74(2011\u5e74)\u306e\u7dcf\u52d9\u7701\u306e\u767a\u8868\u3088\u308b\u3068\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5f8c\u306e\u9ad8\u9f62\u8005\u592b\u5a66\u4e8c\u4eba\u4e16\u5e2f\u306e\u5178\u578b\u7684\u306a\u6708\u306e\u751f\u6d3b\u8cbb\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u3060\u305d\u3046\u3067\u3059\u3002<\/p>\n

\"nihon_retirement_monthly_cost\"<\/p>\n

\u5408\u8a08\u306723\u4e07\u5186\u306e\u652f\u51fa\u3067\u3059\u3002\u305f\u3060\u3053\u308c\u306f\u3001\u6700\u4f4e\u30ec\u30d9\u30eb\u3067\u7b97\u51fa\u3057\u305f\u3082\u306e\u3067\u3001\u65c5\u884c\u3092\u3057\u305f\u308a\u5c11\u3005\u306e\u8d05\u6ca2\u3092\u3057\u305f\u308a\u306a\u3069\u3086\u3068\u308a\u306e\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u3092\u3057\u305f\u3044\u3068\u306a\u308b\u3068\u3001\u6708\u984d37\u4e07\u5186\u304f\u3089\u3044\u3042\u308b\u306e\u304c\u597d\u307e\u3057\u3044\u305d\u3046\u3067\u3059\u3002\u3053\u308c\u306f\u592b\u5a66\u3075\u305f\u308a\u306e\u751f\u6d3b\u8cbb\u306a\u306e\u3067\u3001\u5148\u306b\u592b\u304c\u4ea1\u304f\u306a\u3063\u3066\u59bb\u3060\u3051\u306b\u306a\u3063\u305f\u5834\u5408\u3001\u6700\u4f4e\u30ec\u30d9\u30eb\u306715\u4e07\u5186\u307b\u3069\u3001\u3086\u3068\u308a\u30ec\u30d9\u30eb\u306725\u4e07\u5186\u307b\u3069\u3092\u898b\u8fbc\u3080\u3068\u3088\u3044\u3088\u3046\u3067\u3059\u3002<\/p>\n

\u30a2\u30e1\u30ea\u30ab\u306e\u751f\u6d3b\u8cbb<\/h2>\n

\u3053\u308c\u304c\u30a2\u30e1\u30ea\u30ab\u3060\u3068\u3069\u3046\u3067\u3057\u3087\u3046\uff1f\u65e5\u672c\u306e\u30b5\u30a4\u30c8\u3067\u306f\u4e0a\u8a18\u306e\u3088\u3046\u306a\uff62\u5178\u578b\u7684\u306a\u9ad8\u9f62\u8005\u4e16\u5e2f\u306e\u751f\u6d3b\u8cbb\uff63\u306e\u3088\u3046\u306a\u60c5\u5831\u304c\u305f\u304f\u3055\u3093\u898b\u3064\u304b\u308b\u306e\u3067\u3059\u304c\u3001\u3053\u306e\u3088\u3046\u306a\u60c5\u5831\u306f\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u306a\u304b\u306a\u304b\u3042\u308a\u307e\u305b\u3093\u3002\u3053\u306e\u8ca7\u5bcc\u306e\u5dee\u306e\u6fc0\u3057\u3044\u591a\u6c11\u65cf\u56fd\u5bb6\u3067\u3001\u305d\u3082\u305d\u3082\u300c\u5178\u578b\u7684\u300d\u3068\u306f\u306a\u3093\u305e\u3084\u3068\u3044\u3046\u3068\u3053\u308d\u304c\u554f\u984c\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u65e5\u672c\u306e\u5834\u5408\u306f\u3001\u5b9a\u5e7460\u6b73\u307e\u3067\u52e4\u3081\u305f\u5e73\u5747\u7684\u306a\u30b5\u30e9\u30ea\u30fc\u30de\u30f3\u5bb6\u5ead\u3092\u60f3\u5b9a\u3057\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u306e\u5834\u5408\u306f\u300c\u5e73\u5747\u7684\u306a\u30b5\u30e9\u30ea\u30fc\u30de\u30f3\u5bb6\u5ead\u300d\u3068\u3044\u3046\u50cf\u304c\u3042\u308a\u307e\u305b\u3093\u306d\u3002\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u300c\u5178\u578b\u4f8b\u300d\u3067\u653b\u3081\u308b\u4ee3\u308f\u308a\u306b\u3001\u300c\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u76f4\u524d\u306e\u6700\u7d42\u5e74\u53ce\u306e70\uff05\u300d\u306a\u3069\u3068\u3044\u3046\u6570\u5b57\u3092\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5f8c\u306e\u751f\u6d3b\u8cbb\u3068\u898b\u8fbc\u3080\u3053\u3068\u304c\u591a\u3044\u3088\u3046\u3067\u3059\u3002\u3053\u306e70\uff05\u306f\u5225\u306b60\uff05\u3067\u308280\uff05\u3067\u3082\u3044\u3044\u308f\u3051\u3067\u3001\u500b\u4eba\u7684\u306a\u72b6\u6cc1\u306b\u3088\u3063\u3066\u5909\u66f4\u3057\u307e\u3059\u3002<\/p>\n

\u305d\u308c\u3067\u3082\u3042\u308b\u7a0b\u5ea6\u306e\u30e2\u30c7\u30eb\u4f8b\u304c\u306a\u3044\u304b\u8abf\u3079\u305f\u3068\u3053\u308d\u3001\u3053\u3093\u306a\u306e\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u30d9\u30fc\u30b9\u30e9\u30a4\u30f3\uff08\u8d05\u6ca2\u3057\u306a\u3044\u305d\u3053\u305d\u3053\u306e\u751f\u6d3b\uff09\u30e2\u30c7\u30eb\u3067\u3001\u6708\u984d$4,000\u304c\u5fc5\u8981\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u60f3\u5b9a\u3057\u3066\u3044\u308b\u306e\u306f\u3001\u30a2\u30c3\u30d1\u30fc\u30df\u30c9\u30eb\u30af\u30e9\u30b9\u306eneighborhood\u306e\u3053\u3058\u3093\u307e\u308a\u3068\u3057\u305f\u5bb6\u306b\u4f4f\u3093\u3067\u304a\u308a\u3001\u71c3\u8cbb\u306e\u3088\u3044\u8eca\u306b\u4e57\u308a\u3001\u7121\u99c4\u9063\u3044\u306f\u305b\u305a\u3001\u5065\u5eb7\u306b\u6c17\u3092\u4f7f\u3044\u3001\u7bc0\u7d04\u3057\u306a\u304c\u3089\u3082\u305f\u307e\u306b\u5916\u98df\u3084\u65c5\u884c\u3092\u697d\u3057\u307f\u3001\u6642\u6298\u672c\u3092\u8cb7\u3063\u305f\u308a\u6620\u753b\u306b\u884c\u3063\u305f\u308a\u3057\u3066\u8001\u5f8c\u3092\u8c4a\u304b\u306b\u66ae\u3089\u3057\u3066\u3044\u308b\u592b\u5a66\u3002\u5bb6\u306f\u8fd4\u6e08\u6e08\u307f\u306e\u6301\u3061\u5bb6\u3002\u3053\u3046\u898b\u308b\u3068\u3001\u6848\u5916\u7bc0\u7d04\u3057\u3066\u3053\u3058\u3093\u307e\u308a\u3068\u6c17\u6301\u3061\u3088\u304f\u751f\u304d\u308b\u65e5\u672c\u4eba\u306e\u592b\u5a66\u3068\u305d\u3093\u306a\u306b\u30a4\u30e1\u30fc\u30b8\u304c\u9060\u304f\u306a\u3044\u3067\u3059\u306d\u3002\u751f\u6d3b\u8cbb$4,000\u306f\u65e5\u672c\u306e\u592b\u5a66\u3068\u6bd4\u3079\u308b\u3068\u3061\u3087\u3063\u3068\u9ad8\u3081\u3067\u3059\u3051\u3069\u3082\u3002<\/p>\n

\u304a\u305d\u3089\u304f\u9055\u3044\u306f\u4fdd\u5065\u533b\u7642\u8cbb\u3068\u76f4\u63a5\u7a0e\u30fb\u793e\u4f1a\u4fdd\u967a\u6599\u3042\u305f\u308a\u3060\u3068\u601d\u308f\u308c\u307e\u3059\u3002\u65e5\u672c\u306f\u4fdd\u5065\u533b\u7642\u8cbb\u304c\uff11\u4e072,000\u5186\u5f37\u3001\u76f4\u63a5\u7a0e\u30fb\u793e\u4f1a\u4fdd\u967a\u6599\u304c2\u4e073,000\u5186\u3067\u6e08\u3093\u3067\u3044\u307e\u3059\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u306f\u304a\u305d\u3089\u304f\u3053\u308c\u3067\u306f\u307e\u304b\u306a\u3048\u306a\u3044\u3067\u3057\u3087\u3046\u3002Fidelity\u793e\u306e\u30ea\u30b5\u30fc\u30c1\u3067\u306f\u300165\u6b73\u306e\u592b\u5a66\u304cMedicare\u4fdd\u967a\u6599\u3068\u305d\u306e\u4ed6\u306e\u8ffd\u52a0\u533b\u7642\u4fdd\u967a\u6599\u3001Deductible\u3084Coinsurance\u3092\u542b\u3080\u30c8\u30fc\u30bf\u30eb\u751f\u6daf\u533b\u7642\u8cbb\u3068\u3057\u3066\u7528\u610f\u305b\u306d\u3070\u306a\u3089\u306a\u3044\u984d\u3068\u3057\u3066$240,000\u3068\u898b\u7a4d\u3082\u3063\u3066\u3044\u307e\u3059\u3002\u6708\u5272\u308a\u306b\u3059\u308b\u3068$1,000\u30ec\u30d9\u30eb\u306e\u51fa\u8cbb\u3068\u306a\u308a\u307e\u3059\u3002\u65e5\u672c\u3067\u306f\u3001\u5165\u9662\u3057\u3066\u3082\u4e00\u5272\u8ca0\u62c5\u3042\u308b\u3044\u306f\u4e8c\u5272\u8ca0\u62c5\u3067\u3044\u3044\u3068\u3044\u3046\u306e\u306f\u5927\u304d\u306a\u9b45\u529b\u3067\u3059\u306d\u3002\u3057\u304b\u3082\u6b6f\u3082\u4fdd\u967a\u3067\u30ab\u30d0\u30fc\u3055\u308c\u3066\u3044\u308b\u306e\u306f\u5fc3\u5f37\u3044\u3067\u3059\u3002\u65e5\u672c\u3067\u306f\u3001\u8001\u5f8c\u306f\u76ee\u3060\u306e\u6b6f\u3060\u306e\u76ae\u819a\u79d1\u3060\u306e\u8a3a\u7642\u4ee3\u304c\u304b\u3055\u3093\u3060\u308a\u85ac\u4ee3\u304c\u7a4d\u3082\u308a\u7a4d\u3082\u3063\u3066\u3001\u6708\u3005\u5927\u304d\u306a\u8ca0\u62c5\u306b\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3042\u307e\u308a\u306a\u3044\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u3046\u3048\u9ad8\u984d\u533b\u7642\u8cbb\u306e\u63f4\u52a9\u304c\u3042\u308b\u306e\u3067\u3001\u3061\u3087\u3063\u3068\u75c5\u6c17\u3092\u3057\u3066\u5927\u304d\u306a\u30b3\u30b9\u30c8\u3092\u62b1\u3048\u308b\u3068\u3044\u3046\u3053\u3068\u304b\u3089\u306f\u5b88\u3089\u308c\u3066\u3044\u307e\u3059\u306d\u3002<\/p>\n

\u307e\u305f\u3001\u76f4\u63a5\u7a0e\u306b\u542b\u307e\u308c\u308b\u56fa\u5b9a\u8cc7\u7523\u524d\u3082\u30a2\u30e1\u30ea\u30ab\u306f\u9ad8\u3081\u3067\u3042\u308b\u5834\u5408\u304c\u591a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u8a55\u4fa1\u984d\u306b\u304b\u304b\u308b\u7a0e\u7387\u306f\u3001\u65e5\u672c\u3082\u30a2\u30e1\u30ea\u30ab\u3082\uff11\uff05\u304b\u3089\uff11\uff0e\uff14\uff05\u3042\u305f\u308a\u3067\u5927\u304d\u306a\u5dee\u304c\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u5e02\u5834\u4fa1\u683c\u306b\u5bfe\u3059\u308b\u8a55\u4fa1\u984d\u306e\u8a2d\u5b9a\u304c\u65e5\u672c\u306e\u307b\u3046\u304c\u3086\u308b\u3044\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002\u65e5\u672c\u3067\u306f\u3001\u571f\u5730\u306b\u3064\u3044\u3066\u306f\u6642\u4fa1\u306e\uff16\uff10\uff5e\uff17\uff10\uff05\u3001\u5efa\u7269\u306b\u3064\u3044\u3066\u306f\u5efa\u7bc9\u8cbb\u306e\uff15\uff10\uff5e\uff17\uff10\uff05\u3050\u3089\u3044\u3060\u305d\u3046\u3067\u3059\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u5e02\u5834\u4fa1\u683c\u306e\uff13\uff10\uff05\u3092\u8a55\u4fa1\u984d\u306b\u8a2d\u5b9a\u3059\u308b\u201c\u826f\u5fc3\u7684\u306a\u201d\u5834\u6240\u3082\u3042\u308c\u3070\u3001\u5e02\u5834\u4fa1\u5024\u305d\u306e\u307e\u307e\u306e100\uff05\u3068\u3044\u3046\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u3002\u65e5\u672c\u3060\u3068\u3001\u6771\u4eac\u306e4,500\u4e07\u5186\u306e\u30de\u30f3\u30b7\u30e7\u30f3\u306b\u5bfe\u3057\u56fa\u5b9a\u8cc7\u7523\u7a0e\u304c14\u4e07\u5186\u3068\u304b17\u4e07\u5186\u3068\u304b\u3044\u3046\u4f8b\u3092\u898b\u3064\u3051\u307e\u3057\u305f\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u3067$450,000\u306e\u5bb6\u3092\u6301\u3063\u3066\u3044\u305f\u3089\u3001$5,000\u8fd1\u3044\u56fa\u5b9a\u8cc7\u7523\u7a0e\u3092\u6255\u308f\u306d\u3070\u306a\u3089\u306a\u3044\u5834\u5408\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u6708\u306b\u3057\u3066$400\u306e\u51fa\u8cbb\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u3053\u308c\u3089\u306e\u9055\u3044\u304c\u3001\u65e5\u672c\u306e\u6700\u4f4e\u30e9\u30a4\u30f3\u304c23\u4e07\u5186\u306b\u6bd4\u3079\u30a2\u30e1\u30ea\u30ab\u306e\u30d9\u30fc\u30b9\u30e9\u30a4\u30f3\u304c$4,000\u3067\u3042\u308b\u7406\u7531\u304b\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n

\u65e5\u672c\u306e\u5fc5\u8981\u8cc7\u91d1<\/h2>\n

\u5fc5\u8981\u3068\u306a\u308b\u8001\u5f8c\u8cc7\u91d1\u306f\u304a\u3044\u304f\u3089\u3067\u3057\u3087\u3046\uff1f\u65e5\u672c\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30b5\u30a4\u30c8\u3067\u307f\u304b\u3051\u308b\u8a08\u7b97\u306f\u3053\u3093\u306a\u611f\u3058\u3067\u3059\u3002<\/p>\n

\u65e5\u672c\u4eba\u306e\u5e73\u5747\u5bff\u547d\u306f\u3001\u7537\u602779.44\u6b73\u3001\u5973\u602785.90\u6b73(2011\u5e74\u30c7\u30fc\u30bf)\u3068\u3059\u308b\u3068\u300165\u6b73\u304b\u3089\u306e\u8001\u5f8c\u5e73\u5747\u671f\u9593\u306f\u3001\u7537\u602715\u5e74\u3001\u5973\u602721\u5e74\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u524d\u8ff0\u306e\u3068\u304a\u308a\u3001\u6700\u4f4e\u30ec\u30d9\u30eb\u306e\u6708\u984d\u751f\u6d3b\u8cbb\u304c\u592b\u5a66\u4e8c\u4eba\u306723\u4e07\u5186\u3001\u59bb\u3060\u3051\u306715\u4e07\u5186\u3001\u3086\u3068\u308a\u30ec\u30d9\u30eb\u306e\u6708\u984d\u751f\u6d3b\u8cbb\u304c\u592b\u5a66\u3075\u305f\u308a\u306737\u4e07\u5186\u3001\u59bb\u3060\u3051\u306725\u4e07\u5186\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u305d\u3046\u3059\u308b\u3068\u8001\u5f8c\u8cc7\u91d1\u3068\u3057\u3066\u5fc5\u8981\u306b\u306a\u308b\u984d\u306f\u30fb\u30fb\u30fb<\/p>\n

\u6700\u4f4e\u30ec\u30d9\u30eb\u3067<\/p>\n

23\u4e07\u5186x12\u30f6\u6708x15\u5e74\u3000\uff1d\u30004,140\u4e07\u5186<\/p>\n

15\u4e07\u5186\uff5812\u30f6\u6708\uff586\u5e74\u3000\uff1d\u30001,080\u4e07\u5186<\/p>\n

\u5408\u8a08\u30005,220\u4e07\u5186<\/p>\n

\u3086\u3068\u308a\u30ec\u30d9\u30eb\u3067<\/p>\n

37\u4e07\u5186\uff5812\u30f6\u6708\uff5815\u5e74\u3000\uff1d\u30006,660\u4e07\u5186<\/p>\n

25\u4e07\u5186\uff5812\u30f6\u6708\uff586\u5e74\u3000\uff1d\u30001,880\u4e07\u5186<\/p>\n

\u5408\u8a08\u30008,460\u4e07\u5186<\/p>\n

\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u5b9f\u969b\u306f\u3001\u304e\u308a\u304e\u308a\u3067\u306f\u5fc3\u3082\u3068\u306a\u3044\u3067\u3059\u3057\u3001\u846c\u5100\u4ee3\u3084\u5b50\u3069\u3082\u3078\u306e\u63f4\u52a9\u306a\u3069\u306e\u7d4c\u8cbb\u306f\u542b\u307e\u308c\u3066\u3044\u307e\u305b\u3093\u306e\u3067\u3001\u3067\u304d\u308c\u3070\u3053\u308c\u306b1,000\uff5e2,000\u5186\u304f\u3089\u3044\u4f59\u5206\u304c\u3042\u308b\u3068\u5fc3\u5f37\u3044\u3088\u3046\u3067\u3059\u30026,000\u4e07\u5186\u304b\u30891\u5104\u5186\u307b\u3069\u3042\u308b\u3068\u3044\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n

\u53ce\u5165\u306e\u307b\u3046\u306f\u3069\u3046\u3067\u3057\u3087\u3046\u304b\u3002\u30b5\u30e9\u30ea\u30fc\u30de\u30f3\u5bb6\u5ead\u3067\u59bb\u304c\u5c02\u696d\u4e3b\u5a66\u3068\u3059\u308b\u3068\u3001\u592b\u5a66\u4e8c\u4eba\u306e\u539a\u751f\u5e74\u91d1\u306f\u6708\u984d23\u4e07\u5186\u307b\u3069\u3060\u305d\u3046\u3067\u3001\u305d\u3046\u3059\u308b\u3068\u30c8\u30fc\u30bf\u30eb\u30674,300\u4e07\u5186\u307b\u3069\u304c\u5e74\u91d1\u3068\u3057\u3066\u7d66\u4ed8\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306b\u52a0\u3048\u3066\u9000\u8077\u91d1\u304c\u53d7\u3051\u3089\u308c\u308b\u5834\u5408\u306f\u3001\u52e4\u7d9a35\u5e74\u4ee5\u4e0a\u306e\u5927\u5352\u7dcf\u5408\u8077\u3067\u7d042300\u4e07\u5186\u3001\u9ad8\u5352\u7dcf\u5408\u8077\u306f\u7d042000\u4e07\u5186\u3001\u9ad8\u5352\u73fe\u696d\u8077\u3067\u306f\u7d041700\u4e07\u5186\u304f\u3089\u3044\u3089\u3057\u3044\u306e\u3067\u3001\u3042\u308f\u305b\u308b\u3068<\/p>\n

\u5e74\u91d1\u30004,300\u4e07\u5186<\/p>\n

\u9000\u8077\u91d1\u30001,700\u4e07\u5186\uff5e2,300\u4e07\u5186<\/p>\n

\u5408\u8a08\u30006,000\u4e07\u5186\uff5e7,000\u4e07\u5186<\/p>\n

\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u3053\u3067\u30fb\u30fb\u30fb\u5fc5\u8981\u3068\u306a\u308b\u8001\u5f8c\u8cc7\u91d1\u3068\u53ce\u5165\u306e\u5dee\u306e\u6570\u5343\u4e07\u5186\uff08\u4eba\u306b\u3088\u3063\u3066\u306f\u30bc\u30ed\u3067\u3082\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\uff09\u3092\u81ea\u529b\u3067\u8caf\u3081\u3066\u304a\u304f\u3053\u3068\u3092\u63d0\u6848\u3057\u3066\u3044\u308b\u30b5\u30a4\u30c8\u304c\u305f\u304f\u3055\u3093\u3042\u308a\u307e\u3057\u305f\u3002<\/p>\n

\u30a2\u30e1\u30ea\u30ab\u306e\u5fc5\u8981\u8cc7\u91d1<\/h2>\n

\u30a2\u30e1\u30ea\u30ab\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u306f\u3001\u65e5\u672c\u306e\u3088\u3046\u306b\u3053\u3046\u7c21\u5358\u306b\u3044\u304d\u307e\u305b\u3093\u3002\u901a\u5e38\u306f\u3001\u30ab\u30ea\u30ad\u30e5\u30ec\u30fc\u30bf\u304c\u3042\u3063\u3066\u3001\u5e74\u53ce\u3001\u9000\u8077\u5f8c\u306e\u5e0c\u671b\u751f\u6d3b\u8cbb\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306e\u4e88\u60f3\u984d\u3001\u305d\u306e\u4ed6\u306e\u4f01\u696d\u5e74\u91d1\u4e88\u60f3\u984d\u3001\u6295\u8cc7\u306e\u5229\u56de\u308a\u3001\u30a4\u30f3\u30d5\u30ec\u7387\u306a\u3069\u306a\u3069\u3055\u307e\u3056\u307e\u306a\u60c5\u5831\u3092\u5165\u529b\u3057\u3066\u3001\u5fc5\u8981\u8cc7\u91d1\u3084\u30ea\u30bf\u30a4\u30e4\u307e\u3067\u306e\u7a4d\u307f\u7acb\u3066\u5fc5\u8981\u984d\u306a\u3069\u3092\u6c7a\u3081\u3066\u3044\u304d\u307e\u3059\u3002\u4ee5\u524d\u306b\u3082\u3053\u306e\u3088\u3046\u306a\u30ab\u30ea\u30ad\u30e5\u30ec\u30fc\u30bf\u3092\u3054\u7d39\u4ecb\u3057\u305f\u3053\u3068\u304c\u3042\u308a\u307e\u3059<\/a>\u3002<\/p>\n

\u30a2\u30e1\u30ea\u30ab\u306e\u5834\u5408\u3001\u591a\u69d8\u306a\u4eba\u3005\u304c\u3044\u308b\u56fd\u5bb6\u306a\u306e\u3067\u5e73\u5747\u7684\u306a\u30e2\u30c7\u30eb\u30b1\u30fc\u30b9\u3068\u3044\u3046\u306e\u304c\u3064\u304f\u308a\u306b\u304f\u3044\u306e\u304b\u3001\u3042\u308b\u3044\u306f\u5e73\u5747\u7684\u306a\u30e2\u30c7\u30eb\u306b\u7d0d\u307e\u308b\u306e\u3092\u5acc\u3046\u56fd\u6c11\u6027\u306a\u306e\u304b\u3001\u65e5\u672c\u306e\u3088\u3046\u306a\u30e2\u30c7\u30eb\u30b1\u30fc\u30b9\u306f\u76ee\u306b\u3057\u307e\u305b\u3093\u3002<\/p>\n

\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u30ab\u30ea\u30ad\u30e5\u30ec\u30fc\u30bf\u306f\u4f7f\u3044\u306b\u304f\u3044\u306e\u3067\u3001\u3082\u3046\u5c11\u3057\u7c21\u5358\u306b\u76ee\u5b89\u3092\u77e5\u308a\u305f\u3044\u3068\u3044\u3046\u8981\u671b\u306f\u3042\u308a\u307e\u3057\u3066\u3001\u3044\u308d\u3044\u308d\u306a\u91d1\u878d\u6a5f\u95a2\u306a\u3069\u304c\u300c\u6700\u7d42\u53ce\u5165\u306e\u500d\u6570\u30e2\u30c7\u30eb\u300d\u3092\u4f5c\u308a\u51fa\u3057\u307e\u3057\u305f\u3002\u305f\u3068\u3048\u3070\u3001\u5e73\u5747\u7684\u306a\u52e4\u52b4\u8005\u306a\u308965\u6b73\u307e\u3067\u306b\u6700\u7d42\u53ce\u5165\u306e11\u500d\u306e\u8caf\u84c4\u304c\u5fc5\u8981\u30fb\u30fb\u30fb\u3068\u3044\u3046\u3088\u3046\u306a\u5177\u5408\u3067\u3059\u3002\u6700\u7d42\u5e74\u53ce\u304c$75,000\u306e\u592b\u5a66\u306a\u3089$825,000\u3001\u6700\u7d42\u5e74\u53ce\u304c$100,000\u306a\u3089$1,1million\u304c\u5fc5\u8981\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u500d\u6570\u30e2\u30c7\u30eb\u306e\u25cb\u500d\u3068\u3044\u3046\u3068\u3053\u308d\u306f\u6848\u5916\u5dee\u304c\u3042\u3063\u3066\u3001Fidelity\u306f8\u500d\u3067OK\u3068\u3057\u3066\u3044\u307e\u3059\u3057\u3001T. Rowe Price\u306f12\u500d\u304c\u5fc5\u8981\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u304b\u306a\u308a\u306e\u3056\u3063\u304f\u308a\u5927\u96d1\u628a\u306a\u76ee\u5b89\u3067\u3059\u3002<\/p>\n

\u3044\u305a\u308c\u306b\u305b\u3088\u3001\u65e5\u672c\u306e\u6570\u5343\u4e07\u30ec\u30d9\u30eb\u304b\u3089\u3059\u308b\u3068\u5927\u304d\u306a\u8cc7\u91d1\u304c\u5fc5\u8981\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u306d\u3002\u3072\u3068\u3064\u306b\u306f\u3001\u30a2\u30e1\u30ea\u30ab\u306f\u9000\u8077\u91d1\u304c\u306a\u3044\u5834\u5408\u304c\u307b\u3068\u3093\u3069\u3001\u78ba\u5b9a\u62e0\u51fa\u578b\u306e401k\u30e2\u30c7\u30eb\u304c\u30c7\u30d5\u30a9\u30eb\u30c8\u3067\u3059\u304b\u3089\u3001\u3053\u306e$825,000\u306a\u308a$1.1million\u306e\u5fc5\u8981\u8cc7\u91d1\u306e\u4e2d\u306b\u3001\u305d\u306e\u6b8b\u9ad8\u3082\u5165\u3063\u3066\u3044\u308b\u3068\u3044\u3046\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u3001\u65e5\u672c\u306e\u6570\u5343\u4e07\u30ec\u30d9\u30eb\u3068\u3044\u3046\u306e\u306f\u3001\u65e5\u672c\u306e\u5e74\u91d1\u3068\u9000\u8077\u91d1\u304c\u3082\u3089\u3048\u308b\u4eba\u3067\u3059\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u306b\u4f4f\u3080\u4eba\u304c\u8001\u5f8c\u65e5\u672c\u306b\u5e30\u3063\u305f\u5834\u5408\u3067\u3001\u65e5\u672c\u306e\u5e74\u91d1\u3068\u540c\u3058\u30ec\u30d9\u30eb\u306e\u5e74\u91d1\u3092\u30a2\u30e1\u30ea\u30ab\u304b\u3089\u3082\u3089\u3044\u3001\u9000\u8077\u91d1\u90e8\u5206\u3060\u3051401k\u3067\u30ab\u30d0\u30fc\u3059\u308b\u3068\u3059\u308b\u3068\u3001\uff15\uff5e\uff16\u5343\u4e07\u5186\u8caf\u3081\u3066\u304a\u3051\u3070OK\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n

\u3053\u306e\u5fc5\u8981\u984d\u306e\u8a08\u7b97\u6cd5\u3067\u3059\u304c\u3001\u65e5\u672c\u306e\u307b\u3046\u306f\u5358\u7d14\u8a08\u7b97\u3067\u3001\u6708\u984d\u751f\u6d3b\u8cbb\uff5812\u30f6\u6708\uff58\u25cb\u5e74\u3068\u3044\u3046\u639b\u3051\u7b97\u3067\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u306e\u307b\u3046\u306f\u30a4\u30f3\u30d5\u30ec\u7387\u3084\u904b\u7528\u5229\u56de\u308a\u3092\u9451\u307f\u308b\u3068\u540c\u6642\u306b\u3001Time Value of Money(10\u5e74\u5f8c\u3068$1\u3068\u73fe\u5728\u306e$1\u306f\u4fa1\u5024\u304c\u9055\u3044\u307e\u3059\u304b\u3089\u3001\u305d\u306e\u3042\u305f\u308a\u306e\u8abf\u6574)\u3092\u8003\u616e\u3057\u3066\u3001\u3082\u3046\u5c11\u3057\u8907\u96d1\u306a\u8a08\u7b97\u3092\u3057\u3066\u3044\u308b\u5834\u5408\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002\u6628\u4eca\u306e\u65e5\u672c\u306f\u30a4\u30f3\u30d5\u30ec\u3069\u3053\u308d\u304b\u30c7\u30d5\u30ec\u72b6\u614b\u3067\u3059\u306e\u3067\u3001\u30a4\u30f3\u30d5\u30ec\u7387\u3092\u8003\u616e\u3059\u308b\u5fc5\u8981\u3082\u306a\u3044\u306e\u3067\u3057\u3087\u3046\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u306f\u5065\u5168\u306a\u30a4\u30f3\u30d5\u30ec\u7387\u3092\u30ad\u30fc\u30d7\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u306e\u3067\u3053\u308c\u3092\u7121\u8996\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u540c\u6642\u306b\u904b\u7528\u5229\u56de\u308a\u3082\u5fc5\u305a\u8a08\u7b97\u306b\u5165\u3063\u3066\u304d\u307e\u3059\u3002\u9069\u5207\u306a\u6295\u8cc7\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3093\u3067\u904b\u7528\u3059\u308b\u3053\u3068\u306a\u3057\u306b\u306f\u3001\u304a\u305d\u3089\u304f\u591a\u304f\u306e\u4eba\u304c\u8001\u5f8c\u306e\u5fc5\u8981\u8cc7\u91d1\u3092\u307e\u304b\u306a\u3046\u3053\u3068\u306f\u96e3\u3057\u3044\u3067\u3057\u3087\u3046\u3002\u30a4\u30f3\u30d5\u30ec\u3092\u8003\u616e\u3059\u308b\u5834\u5408\u306b\u306f\u3001\u3068\u304f\u306b\u305d\u308c\u3092\u8d85\u3048\u308b\u5229\u56de\u308a\u3092\u51fa\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u975e\u5e38\u306b\u91cd\u8981\u3067\u3059\u3002\u65e5\u672c\u3067\u306f\u3001\u30a4\u30f3\u30d5\u30ec\u3082\u5229\u56de\u308a\u3082\u8003\u616e\u306b\u5165\u308c\u3066\u3044\u306a\u3044\u306e\u306f\u3001\u6295\u8cc7\u3092\u3057\u3066\u5897\u3084\u3059\u3068\u3044\u3046\u3053\u3068\u304c\u307e\u3060\u4e00\u822c\u7684\u3067\u306a\u3044\u304b\u3089\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u65e5\u672c\u306e\u73fe\u72b6\u306f\u3088\u304f\u77e5\u308a\u307e\u305b\u3093\u304c\u3002\u3002<\/p>\n

\u4ee5\u524d\u306e\u30d6\u30ed\u30b0\u8a18\u4e8b<\/a>\u306b\u3044\u305f\u3060\u3044\u305f\u30b3\u30e1\u30f3\u30c8\u3067\u8001\u5f8c\u306f\u3084\u3063\u3071\u308a\u65e5\u672c\u3067\u30fb\u30fb\u3068\u304a\u8003\u3048\u306e\u65b9\u304c\u6848\u5916\u3044\u3089\u3063\u3057\u3083\u308b\u3053\u3068\u3092\u77e5\u308a\u307e\u3057\u305f\u3002\u6587\u5316\u7684\u306b\u3082\u3001\u533b\u7642\u8cbb\u306a\u3069\u306e\u91d1\u92ad\u7684\u306a\u9762\u3067\u3082\u3001\u3084\u3063\u3071\u308a\u8001\u3044\u305f\u3089\u65e5\u672c\u30fb\u30fb\u3068\u3044\u3046\u306e\u306f\u81ea\u7136\u306a\u8003\u3048\u3067\u3059\u306d\u3002\u533b\u7642\u8cbb\u306f\u5b89\u304f\u30a4\u30f3\u30d5\u30ec\u304c\u306a\u304f\u30fb\u30fb\u30fb\u3068\u3044\u3046\u306e\u306a\u3089\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u4e00\u751f\u61f8\u547d\u8caf\u3081\u3066\u8001\u5f8c\u306f\u65e5\u672c\u306b\u623b\u308b\u3068\u3044\u3046\u306e\u3082\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u306d\u3002\u3067\u3082\u30a4\u30f3\u30d5\u30ec\u304c\u306a\u3044\u56fd\u3063\u3066\u3001\u7d4c\u6e08\u7684\u306b\u5927\u4e08\u592b\u306a\u306e\u304b\u3068\u3044\u3046\u7591\u554f\u306f\u6b8b\u308a\u307e\u3059\u3051\u3069\u3002\u6700\u8fd1\u3001\u65e5\u9280\u3082\u30a4\u30f3\u30d5\u30ec\u76ee\u6a19\u3092\u4f5c\u3063\u305f\u307f\u305f\u3044\u3067\u3059\u304b\u3089\u3001\u65e5\u672c\u3082\u30a4\u30f3\u30d5\u30ec\u3092\u7121\u8996\u3067\u304d\u306a\u304f\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3042\u3068\u3001\u65e5\u672c\u306e\u9ad8\u9f62\u8005\u533b\u7642\u306f\u3053\u308c\u304b\u3089\u3069\u3046\u306a\u308b\u306e\u3067\u3057\u3087\u3046\uff1f\u305d\u308c\u304b\u3089\u5927\u304d\u306a\u554f\u984c\u306f\u70ba\u66ff\u3067\u3059\u306d\u3002\u30a2\u30e1\u30ea\u30ab\u306f\u3069\u3093\u3069\u3093\u304a\u91d1\u3092\u5237\u3063\u3066\u30a4\u30f3\u30d5\u30ec\u3067\u3001\u65e5\u672c\u306f\u304a\u91d1\u3092\u5237\u3089\u306a\u3044\u3068\u3001\u3084\u3063\u3071\u308a\u3069\u3046\u898b\u3066\u3082\u30c9\u30eb\u5b89\u5186\u9ad8\u3002\u4e00\u751f\u61f8\u547d\u30c9\u30eb\u3067\u8caf\u3081\u3066\u3082\u3001\u30c9\u30eb\u306e\u4fa1\u5024\u304c\u4f4e\u3051\u308c\u3070\u5143\u3082\u5b50\u3082\u306a\u3057\u3002\u3002\u307e\u3001\u3067\u304d\u308b\u3053\u3068\u3060\u3051\u4eca\u3084\u3063\u3066\u3001\u5fc3\u914d\u306f\u305d\u306e\u3068\u304d\u3059\u308c\u3070\u3044\u3063\u304b\uff5e\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u30a2\u30e1\u30ea\u30ab\u66ae\u3089\u3057\u3082\u901a\u752318\u5e74\u8fd1\u304f\u306b\u306a\u308a\u3001\u50cd\u3044\u305f\u306e\u3082\u8caf\u3081\u305f\u3082\u306e\u3082\u307b\u3068\u3093\u3069\u30a2\u30e1\u30ea\u30ab\u3068\u306a\u308b\u3068\u3001\u65e5\u672c\u306e\u5e74\u91d1\u3084\u4fdd\u967a\u3084\u305d\u306e\u4ed6\u306e\u3057\u304f\u307f\u306a\u3069\u307e\u3063\u305f\u304f\u7121\u9813\u7740\u306b\u306a\u3063\u3066\u304a\u308a\u307e\u3057\u305f\u3002\u3002\u3067\u3082\u308f\u304b\u3089\u306a\u3044\u306a\u308a\u306b\u3082\u8abf\u3079\u3066\u307f\u307e\u3057\u305f\u3001\u65e5\u672c\u306e\u8001\u5f8c\u3002\u65e5\u672c\u3067\u306f\u3069\u306e\u304f\u3089\u3044\u3042\u308c\u3070\u8001\u5f8c\u306e\u751f\u6d3b\u304c\u9001\u308c\u308b\u306e\u304b\u3001\u30a2\u30e1\u30ea\u30ab\u3068\u6bd4\u3079\u3066\u3069\u3046\u306a\u306e\u304b\u30fb\u30fb\u3061\u3087\u3063\u3068\u30ad\u30e7\u30a6\u30df\u3042\u308a\u307e\u3059\u306d\u3002\u3002\u3000<\/p>\n","protected":false},"author":1,"featured_media":2514,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[38],"tags":[47,50],"class_list":["post-2512","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement","tag-retire","tag-pension"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2013\/04\/nihon_retirement_monthly_cost.png?fit=370%2C396&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-Ew","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=2512"}],"version-history":[{"count":5,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2512\/revisions"}],"predecessor-version":[{"id":2618,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2512\/revisions\/2618"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/2514"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=2512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=2512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=2512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}