{"id":2701,"date":"2013-07-30T09:43:30","date_gmt":"2013-07-30T17:43:30","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2701"},"modified":"2013-07-30T09:43:38","modified_gmt":"2013-07-30T17:43:38","slug":"studentloan","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/studentloan\/","title":{"rendered":"\u5b66\u8cc7\u30ed\u30fc\u30f3\u3000- \u4eba\u751f\u3092\u300c\u8d64\u300d\u304b\u3089\u306f\u3058\u3081\u308b\u5927\u5909\u3055"},"content":{"rendered":"

\u4eca\u65e5\u306f\u3001\u8ca0\u50b5\u3067\u4eba\u751f\u3092\u306f\u3058\u3081\u308b\u3053\u3068\u306e\u5927\u5909\u3055\u3092\u8003\u3048\u3066\u307f\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u8ca0\u50b5\u3067\u4eba\u751f\u3092\u306f\u3058\u3081\u308b\u30fb\u30fb\u30fb\u305d\u3046\u3001\u5927\u5b66\u306e\u5b66\u8cbb\u30ed\u30fc\u30f3\u306e\u3053\u3068\u3067\u3059\u3002\u5927\u5b66\u6559\u80b2\u306f\u5c06\u6765\u3078\u306e\u6295\u8cc7\u3001\u5fc5\u305a\u30e2\u30c8\u304c\u3068\u308c\u308b\u306f\u305a\u30fb\u30fb\u3068\u671f\u5f85\u306b\u80f8\u3092\u81a8\u3089\u307e\u305b\u3066\u52c9\u5f37\u3057\u3001\u5352\u696d\u8a3c\u66f8\u3068\u3068\u3082\u306b\u6b8b\u308b\u5b66\u8cc7\u30ed\u30fc\u30f3\u3002\u5b66\u8cc7\u30ed\u30fc\u30f3\u306f\u793e\u4f1a\u4eba\u751f\u6d3b\u3092\u8d64\u3067\u306f\u3058\u3081\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002\u30e2\u30fc\u30b2\u30fc\u30b8\u306a\u3069\u306f\u3001\u4eba\u751f\u304c\u3042\u308b\u7a0b\u5ea6\u8ecc\u9053\u306b\u4e57\u308a\u3001\u982d\u91d1\u306b\u3059\u308b\u3088\u3046\u306a\u304a\u91d1\u3082\u8caf\u307e\u3063\u305f\u6642\u70b9\u3067\u501f\u308a\u308b\u30ed\u30fc\u30f3\u3067\u3059\u304c\u3001\u5b66\u8cc7\u30ed\u30fc\u30f3\u306f\u3001\u4f55\u3082\u306a\u3044\u3001\u307e\u3060\u30b9\u30bf\u30fc\u30c8\u3057\u3066\u3044\u306a\u3044\u6642\u70b9\u304b\u3089\u62b1\u3048\u308b\u8d64\u5b57\u3067\u3059\u3002\u307e\u3063\u305f\u304f\u501f\u308a\u306a\u3044\u307b\u3046\u304c\u3044\u3044\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u6c7a\u3057\u3066\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u5b50\u3069\u3082\u304c\u5b66\u8cbb\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b\u4e0a\u3067\u3001\u7121\u7406\u306a\u304f\u8d64\u304b\u3089\u9ed2\u306b\u8ee2\u63db\u3057\u3001\u305d\u306e\u5f8c\u3082\u9ed2\u306e\u751f\u6d3b\u3092\u6253\u3061\u7acb\u3066\u3066\u3044\u304b\u308c\u308b\u3088\u3046\u3001\u89aa\u306f\u5c06\u6765\u3092\u898b\u901a\u3057\u3066\u6c17\u3092\u914d\u3063\u3066\u3084\u308b\u5fc5\u8981\u304c\u3042\u308b\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002<\/p>\n

2004\u5e74\u306b\u306f\u3001\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u9664\u304f\u500b\u4eba\u30ed\u30fc\u30f3\u306e\u5168\u7c73\u8ca0\u50b5\u984d\u30e9\u30f3\u30ad\u30f3\u30b0\u306f\u3001<\/p>\n

1\u4f4d\uff1a\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3<\/p>\n

\uff12\u4f4d\uff1a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u8ca0\u50b5<\/p>\n

\uff13\u4f4d\uff1a\u30db\u30fc\u30e0\u30a8\u30af\u30a4\u30c6\u30a3\u30ed\u30fc\u30f3<\/p>\n

\uff14\u4f4d\uff1a\u5b66\u8cc7\u30ed\u30fc\u30f3<\/p>\n

\u3067\u3057\u305f\u304c\u30012009\u5e74\u3092\u5883\u306b\u5b66\u8cc7\u30ed\u30fc\u30f3\u304c\u4ed6\u306e3\u7a2e\u3092\u629c\u304d\u3001\u305d\u306e\u5f8c\u3082\u4ed6\u306e3\u7a2e\u306f\u8ca0\u50b5\u984d\u304c\u6052\u5e38\u7684\u306b\u6e1b\u5c11\u3057\u305f\u4e00\u65b9\u3001\u5b66\u8cc7\u30ed\u30fc\u30f3\u3060\u3051\u306f\u5e74\u300519\uff05\u306e\u7387\u3067\u4f38\u3073\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u73fe\u5728\u306e\u8ca0\u50b5\u984d\u30e9\u30f3\u30ad\u30f3\u30b0\u306f\u3001<\/p>\n

1\u4f4d\uff1a\u5b66\u8cc7\u30ed\u30fc\u30f3<\/p>\n

2\u4f4d\uff1a\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3<\/p>\n

3\u4f4d\uff1a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u8ca0\u50b5<\/p>\n

4\u4f4d\uff1a\u30db\u30fc\u30e0\u30a8\u30af\u30a4\u30c6\u30a3\u30ed\u30fc\u30f3<\/p>\n

\u3068\u306a\u308a\u3001\u5b66\u8cc7\u30ed\u30fc\u30f3\u306f\u5168\u7c73\u8ca0\u50b5\u984d\u30d9\u30fc\u30b9\u3067\u30e2\u30fc\u30b2\u30fc\u30b8\u306b\u6b21\u3050\u306e\u307f\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n

 <\/p>\n

2011\u5e74\u5ea6\u5352\u696d\u751f\u306e\u5e73\u5747\u5b66\u751f\u30ed\u30fc\u30f3\u8ca0\u50b5\u984d\u306f$26,600\u3002<\/p>\n

\u305f\u3060\u3057\u3001\u3053\u308c\u306f\u3042\u304f\u307e\u3067\u5e73\u5747\u3067\u3042\u308a\u3001\u8ca0\u50b5\u984d\u306e\u5927\u304d\u3055\u306f\u5927\u304d\u306a\u3070\u3089\u3064\u304d\u304c\u3042\u308a\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u5c11\u3057\u3057\u304b\u501f\u308a\u3066\u3044\u306a\u3044\u4eba\u3082\u3044\u308c\u3070\u3001\u975e\u5e38\u306b\u591a\u304f\u501f\u308a\u3066\u3044\u308b\u4eba\u3082\u3044\u308b\u3068\u3044\u3046\u4e8b\u5b9f\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n

40\uff05\u306e\u4eba\u306f\u3001\u8ca0\u50b5\u984d\u306f$10,000\u4ee5\u4e0b<\/p>\n

30\uff05\u306e\u4eba\u306f\u3001\u8ca0\u50b5\u984d\u304c$10,000\u4ee5\u4e0a$25,000\u4ee5\u4e0b<\/p>\n

\u3067\u3042\u308a\u3001\u3053\u306e\u3075\u305f\u3064\u3092\u5408\u308f\u305b\u308b\u3068\u5408\u8a0870\uff05\u306f\u8ca0\u50b5\u984d\u304c$25,000\u4ee5\u4e0b\u3067\u3059\u3002\u3053\u306e\u30ec\u30d9\u30eb\u306e\u8ca0\u50b5\u3067\u3042\u308c\u3070\u3001\u53ce\u5165\u3055\u3048\u78ba\u4fdd\u3067\u304d\u308c\u3070\u3042\u308b\u7a0b\u5ea6\u7121\u7406\u306a\u304f\u8fd4\u6e08\u304c\u53ef\u80fd\u3068\u601d\u308f\u308c\u307e\u3059\u3002\u305d\u306e\u4e00\u65b9\u3067<\/p>\n

12\uff05\u306e\u4eba\u306f\u3001\u8ca0\u50b5\u984d\u304c$50,000\u4ee5\u4e0a<\/p>\n

\u305d\u306e\u3046\u30613.7\uff05\u306e\u4eba\u306f\u3001\u8ca0\u50b5\u984d\u304c$100,000\u4ee5\u4e0a<\/p>\n

\u3067\u3042\u308a\u3001\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u306e10\u5e74\u8fd4\u6e08\u30fb\u5229\u73876.8\uff05\u3067\u8a08\u7b97\u3059\u308b\u3068\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306f$600\uff5e$1200\u4ee5\u4e0a\u3068\u3044\u3046\u30ec\u30d9\u30eb\u306b\u306a\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u53ce\u5165\u306e\u9ad8\u3044\u8077\u7a2e\u306b\u3064\u3051\u305f\u3068\u3057\u3066\u3082\u3001\u4eca\u304b\u3089\u793e\u4f1a\u4eba\u3068\u3057\u3066\u30b9\u30bf\u30fc\u30c8\u3057\u3001\u7d4c\u6e08\u7684\u306a\u57fa\u76e4\u3092\u4f5c\u308a\u4e0a\u3052\u3066\u3044\u304b\u306d\u3070\u306a\u3089\u306a\u3044\u82e5\u8005\u306b\u3068\u3063\u3066\u306f\u3001\u3053\u306e\u30ec\u30d9\u30eb\u306e\u8fd4\u6e08\u306f\u8ca0\u62c5\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n

 <\/p>\n

\u8eca\u3082\u5bb6\u3082\u8cb7\u3048\u306a\u3044\u30fb\u30fb\u30fb<\/h1>\n

\u8fd4\u6e08\u8ca0\u62c5\u306f\u3001\u793e\u4f1a\u4eba\u306b\u306a\u3063\u305f\u82e5\u8005\u304c\u3001\u8eca\u3092\u8cb7\u3044\u3001\u5bb6\u3092\u8cb7\u3044\u3001\u5bb6\u5ead\u3092\u7bc9\u3044\u3066\u3044\u304f\u4e0a\u3067\u306e\u8ca0\u62c5\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u3001\u6700\u8fd1\u306e\u30ea\u30b5\u30fc\u30c1\u3067\u3082\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n

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 <\/p>\n

\u8d64\u306e\u751f\u6d3b\u3068\u9ed2\u306e\u751f\u6d3b<\/h1>\n

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\u3053\u306e\u3075\u305f\u3064\u306e\u30b1\u30fc\u30b9\u306e\u82e5\u8005\u306f\u3075\u305f\u308a\u3082\u304d\u3061\u3093\u3068\u5c31\u8077\u3057\u3001\u3075\u305f\u308a\u3068\u3082\u6708\u3005\u306e\u8fd4\u6e08\u984d\u304c\u8fd4\u6e08\u3057\u7d9a\u3051\u3089\u308c\u308b\u7d66\u6599\u3067\u3042\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u307e\u305f\u3001\u6bd4\u8f03\u3092\u7c21\u5358\u306b\u3059\u308b\u305f\u3081\u306b\u7d66\u6599\u3084\u6708\u3005\u306e\u652f\u51fa\u3082\u307b\u307c\u540c\u4e00\u3067\u3042\u3063\u305f\u3068\u4eee\u5b9a\u3057\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u53ce\u5165\u3082\u652f\u51fa\u3082\u307b\u307c\u540c\u3058\u3001\u9055\u3044\u306f\u6708\u3005\u306e\u5b66\u8cc7\u30ed\u30fc\u30f3\u8fd4\u6e08\u984d\u306e\u9055\u3044\u3001\u3064\u307e\u308a$460\u306e\u5dee\u306e\u307f\u3068\u3057\u307e\u3059\u3002<\/p>\n

\"college<\/p>\n

\u4e0a\u306e\u30b1\u30fc\u30b9\u3067\u306f\u3001\u4e0b\u306e\u30b1\u30fc\u30b9\u306b\u6bd4\u3079\u3066$460\u5206\u4f59\u5206\u306b\u53ef\u51e6\u5206\u6240\u5f97\u304c\u5b58\u5728\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u3092\u3069\u3046\u4f7f\u3046\u3082\u500b\u4eba\u306e\u52dd\u624b\u3067\u3059\u304c\u3001\u3053\u306e\u82e5\u8005\u306f\u3053\u306e$460\u3092\u6708\u3005\u7a4d\u307f\u7acb\u3066\u3001\u50cd\u304d\u59cb\u3081\u30662\u5e74\u3057\u305f\u3068\u3053\u308d\u3067\u3001\u8caf\u307e\u3063\u305f$11,040\u3092\u982d\u91d1\u306b$25,000\u306e\u8eca\u3092\u8cb7\u3044\u307e\u3057\u305f\u3002\u5dee\u984d\u306e$13,960\u306f3\u5e74\u30ed\u30fc\u30f3\u3092\u7d44\u307f\u307e\u3057\u305f\u3002\u3053\u306e\u6642\u70b9\u3067\u3001\u7d14\u8cc7\u7523\uff08\u8cc7\u7523\u2015\u8ca0\u50b5\u306e\u3053\u3068\u3067\u30a8\u30af\u30a4\u30c6\u30a3\u3068\u3082\u3044\u3046\uff09\u306f$2,540\u3067\u3059\u3002\u5b66\u8cc7\u30ed\u30fc\u30f3\u3068\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3068\u3044\u3046\u3075\u305f\u3064\u306e\u30ed\u30fc\u30f3\u3092\u304d\u3061\u3093\u3068\u652f\u6255\u3046\u3053\u3068\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u3082\u4e0a\u304c\u3063\u3066\u884c\u304d\u307e\u3059\u300228\u6b73\u3067\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u306f\u5b8c\u6e08\u3002\u5b66\u8cc7\u30ed\u30fc\u30f3\u3082\u8fd4\u6e08\u304c\u9032\u307f\u3001\u7d14\u8cc7\u7523\u306f$15,500\u306b\u307e\u3067\u6210\u9577\u3057\u307e\u3057\u305f\u3002<\/p>\n

\u305d\u306e\u5f8c\u3082\u3053\u306e\u82e5\u8005\u306f\u3001$460\u3092\u8caf\u84c4\u3057\u7d9a\u3051\u300133\u6b73\u306b\u306b\u306a\u3063\u305f\u3068\u3053\u308d\u3067\u8caf\u307e\u3063\u305f$27,600\u3092\u982d\u91d1\u306b$150,000\u306e\u5bb6\u3092\u8cfc\u5165\u3057\u307e\u3057\u305f\u3002\u5dee\u984d\u306e$122,400\u306f30\u5e74\u30ed\u30fc\u30f3\u3092\u7d44\u307f\u307e\u3057\u305f\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u3082\u304d\u3061\u3093\u3068\u51fa\u6765\u4e0a\u304c\u3063\u3066\u3044\u305f\u306e\u3067\u3001\u3088\u3044\u6761\u4ef6\u3067\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u300235\u6b73\u306b\u306a\u3063\u305f\u6642\u70b9\u3067\u306f\u3001\u3053\u306e\u4eba\u306e\u7d14\u8cc7\u7523\u306f$46,200\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n

\u4e00\u65b9\u3001\u5352\u696d\u6642\u306b$50,000\u306e\u5b66\u8cc7\u30ed\u30fc\u30f3\u304c\u3042\u3063\u305f\u4e0b\u306e\u30b1\u30fc\u30b9\u306f\u3069\u3046\u3067\u3057\u3087\u3046\u3002\u6708\u3005$575\u306e\u652f\u6255\u3044\u3092\u7740\u5b9f\u306b\u9032\u3081\u307e\u3059\u304c\u3001\u8eca\u3084\u5bb6\u3092\u8cb7\u3046\u3088\u3046\u306a\u4f59\u88d5\u306f\u306a\u304b\u306a\u304b\u3042\u308a\u307e\u305b\u3093\u300233\u6b73\u306e\u5b8c\u6e08\u6642\u307e\u3067\u7d14\u8cc7\u7523\u306f\u305a\u3063\u3068\u8d64\u5b57\uff08\u30cd\u30ac\u30c6\u30a3\u30d6\u30a8\u30af\u30a4\u30c6\u30a3\uff09\u306e\u307e\u307e\u3067\u3059\u300233\u6b73\u306e\u5b8c\u6e08\u3092\u7d4c\u306635\u6b73\u3067\u3084\u3063\u3068\u8eca\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u3002\u3053\u306e\u6642\u70b9\u3067\u7d14\u8cc7\u7523\u306f$13,000\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n

 <\/p>\n

\u300c\u8d64\u300d\u306f\u975e\u5e38\u306b\u4e0d\u5b89\u5b9a<\/h1>\n

\u3057\u304b\u3082\u3001\u4e0a\u306e\u8a71\u306f\u6708\u3005\u306e$575\u306e\u652f\u6255\u3044\u304c\u6ede\u308a\u306a\u304f\u7d9a\u3051\u3089\u308c\u305f\u5834\u5408\u306e\u30b7\u30ca\u30ea\u30aa\u3067\u3059\u3002\u3082\u3057\u9014\u4e2d\u3067\u652f\u6255\u3044\u304c\u56f0\u96e3\u306b\u306a\u3063\u3066\u8fd4\u6e08\u304c\u6ede\u3063\u305f\u308a\u3059\u308b\u3068\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u81a8\u308c\u4e0a\u304c\u308a\u8fd4\u6e08\u306f\u3055\u3089\u306b\u9577\u5f15\u304f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u8fd4\u6e08\u304c\u306a\u3093\u3068\u304b\u3067\u304d\u305f\u3068\u3057\u3066\u3082\u3001\u4ed6\u306e\u652f\u51fa\u304c\u30ab\u30d0\u30fc\u3057\u304d\u308c\u305a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u8ca0\u50b5\u3092\u62b1\u3048\u308b\u3053\u3068\u306b\u3082\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002<\/p>\n

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\u3053\u306e\u6bd4\u8f03\u306f\u3001\u7d66\u6599\u3084\u652f\u51fa\u304c\u540c\u3058\u30b1\u30fc\u30b9\u3067\u306e\u5358\u7d14\u6bd4\u8f03\u3067\u3059\u304b\u3089\u3001\u3082\u3061\u308d\u3093\u5b66\u8cc7\u30ed\u30fc\u30f3\u304c$50,000\u3042\u3063\u305f\u4eba\u304c\u3001\u5b66\u8cc7\u30ed\u30fc\u30f3\u304c$10,000\u3060\u3063\u305f\u4eba\u3088\u308a\u3082\u7d66\u6599\u304c\u629c\u7fa4\u306b\u3088\u3051\u308c\u3070\u3001\u4e0a\u306e\u3088\u3046\u306a\u554f\u984c\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u305f\u3060\u554f\u984c\u306f\u3001\u305d\u306e\u3088\u3046\u306a\u7d66\u6599\u306f\u3061\u3083\u3093\u3068\u78ba\u4fdd\u3067\u304d\u308b\u304b\u30fb\u30fb\u30fb\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n

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