{"id":2704,"date":"2013-08-06T10:11:06","date_gmt":"2013-08-06T18:11:06","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2704"},"modified":"2013-08-06T10:11:46","modified_gmt":"2013-08-06T18:11:46","slug":"dental_discount-plan","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/dental_discount-plan\/","title":{"rendered":"\u6b6f\u79d1\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3 &#8211; \u6b6f\u79d1\u4fdd\u967a\u3088\u308a\u304a\u5f97\uff1f"},"content":{"rendered":"<p>\u30a2\u30e1\u30ea\u30ab\u306f\u5065\u5eb7\u4fdd\u967a\u3068\u6b6f\u79d1\u4fdd\u967a\u304c\u5225\u3067\u3059\u306d\u3002\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u305f\u306a\u3044\u4eba\u53e3\u3082\u5927\u304d\u3044\u3067\u3059\u304c\u3001\u6b6f\u79d1\u4fdd\u967a\u3068\u304f\u308b\u3068\u306a\u304a\u3055\u3089\u3067\u3059\u3002\u4f55\u3089\u304b\u306e\u96c7\u7528\u306b\u9810\u304b\u3063\u3066\u3044\u308b\u4eba\u3067\u3042\u308c\u3070\u3001\u305d\u306e75\uff05\u307b\u3069\u306f\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u6b6f\u79d1\u4fdd\u967a\u306e\u5834\u5408\u306f50\uff05\u4ee5\u4e0b\u306b\u843d\u3061\u3053\u307f\u307e\u3059\u3002\u6b6f\u79d1\u4fdd\u967a\u306f\u3001\u30b3\u30b9\u30c8\u524a\u6e1b\u306e\u305f\u3081\u96c7\u7528\u4e3b\u304c\u3082\u3063\u3068\u3082\u30ab\u30c3\u30c8\u3057\u3084\u3059\u3044\u798f\u5229\u539a\u751f\u306e\u3072\u3068\u3064\u3067\u3059\u3002\u500b\u4eba\u3067\u5165\u308b\u5065\u5eb7\u4fdd\u967a\u306f\u975e\u5e38\u306b\u9ad8\u984d\u306b\u306a\u308a\u304c\u3061\u3067\u3059\u304c\u3001\u6b6f\u79d1\u4fdd\u967a\u3082\u3057\u304b\u308a\u3067\u3059\u3002\u3057\u304b\u3082\u3001\u4f7f\u3044\u52dd\u624b\u3082\u6c7a\u3057\u3066\u3088\u304f\u306a\u3044\u3082\u306e\u3082\u591a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u305d\u3053\u3067\u6ce8\u76ee\u3092\u6d74\u3073\u59cb\u3081\u305f\u306e\u304c\u6b6f\u79d1\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\uff08Dental Discount Plan\uff09\u3067\u3059\u3002\u96c7\u7528\u8005\u306e\u63d0\u4f9b\u3059\u308b\u6b6f\u79d1\u4fdd\u967a\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u3053\u306e\u6b6f\u79d1\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u3092\u5229\u7528\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u591a\u304f\u306a\u308a\u307e\u3057\u305f\u3002\u4eca\u65e5\u306f\u6b6f\u79d1\u4fdd\u967a\u3068\u6b6f\u79d1\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u3092\u6bd4\u8f03\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>\u6b6f\u79d1\u4fdd\u967a<\/h1>\n<p>&nbsp;<\/p>\n<p>\u6b6f\u79d1\u4fdd\u967a\u3067\u306f\u3001HMO\uff08DHMO\u3068\u304bDMO\u3068\u3082\u3044\u3046\uff09\u30bf\u30a4\u30d7\u3068PPO\u30bf\u30a4\u30d7\u304c\u4e3b\u6d41\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002HMO\u306f\u5065\u5eb7\u4fdd\u967a\u306eHMO\u3068\u540c\u69d8\u306b\u3001Primary Care Dentist\u3092\u9078\u3073\u3001\u305d\u306eDentist\u304cSpecialist\u3078\u306eReferral\u306a\u3069\u3082\u7d71\u62ec\u3059\u308b\u30bf\u30a4\u30d7\u306e\u3082\u306e\u3067\u3059\u3002\u4e00\u65b9PPO\u306f\u5065\u5eb7\u4fdd\u967a\u306ePPO\u3068\u540c\u69d8\u306b\u3001\u3069\u306e\u6b6f\u79d1\u533b\u306b\u884c\u3063\u3066\u3082\u3088\u3044\u3082\u306e\u3067\u3059\u3002\u30b3\u30b9\u30c8\u7684\u306b\u306fHMO\u306e\u307b\u3046\u304c\uff08\u4e00\u898b\uff09\u5b89\u304f\u6e08\u3080\u3088\u3046\u306b\u898b\u3048\u307e\u3059\u304c\u3001<a href=\"http:\/\/smartandresponsible.com\/blog\/dental-hmo\/\" >\u5b9f\u306f\u6b6f\u79d1HMO\u306f\u975e\u5e38\u306b\u4f7f\u3044\u3065\u3089\u3044<\/a>\u3001<a href=\"http:\/\/smartandresponsible.com\/blog\/dental-hmo3\/\" >\u3068\u3082\u3059\u308b\u3068\u307b\u3068\u3093\u3069\u5229\u7528\u4fa1\u5024\u306e\u306a\u3044\u3082\u306e\u306b\u306a\u308a\u304c\u3061\u3067\u3042\u308b\u3053\u3068<\/a>\u3092\u4ee5\u524d\u306b\u3082\u66f8\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u9577\u6240<\/h3>\n<ul>\n<li>\u6708\u3005\u3001\u4fdd\u967a\u6599\u3092\u652f\u6255\u3046\uff1a\u3000\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306e\u3088\u3046\u306b\u307e\u3068\u3081\u30666\u30f6\u6708\u30011\u5e74\u5206\u3092\u652f\u6255\u3046\u5fc5\u8981\u306f\u901a\u5e38\u3042\u308a\u307e\u305b\u3093\u3002<\/li>\n<li>\u5b9a\u671f\u30c1\u30a7\u30c3\u30af\u30a2\u30c3\u30d7\u3084\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306e\u30b3\u30b9\u30c8\u306f\u901a\u5e38100\uff05\u30ab\u30d0\u30fc\u3059\u308b\uff1a\u3000\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306e\u5834\u5408\u306f\u3001\u5b9a\u671f\u30c1\u30a7\u30c3\u30af\u30a2\u30c3\u30d7\u3084\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3082\u3042\u308b\u4e00\u5b9a\u984d\u306f\u81ea\u5df1\u8cac\u4efb\u3068\u306a\u308a\u307e\u3059\u3002<\/li>\n<li>\u5dde\u306eDepartment of Insurance\u304c\u7ba1\u8f44\u3057\u3066\u3044\u308b\u4fdd\u967a\u5546\u54c1\u3067\u3042\u308b\uff1a\u3000\u540d\u306e\u77e5\u308c\u305f\u4fdd\u967a\u4f1a\u793e\u3092\u9078\u3079\u3070\u3001\u3042\u308b\u7a0b\u5ea6\u306e\u5b89\u5fc3\u611f\u304c\u3042\u308b\u3046\u3048\u3001\u7ba1\u8f44\u56e3\u4f53\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u554f\u984c\u306b\u306a\u3063\u305f\u3068\u304d\u306b\u82e6\u60c5\u3092\u8a34\u3048\u308b\u5148\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3082\u3042\u308a\u307e\u3059\u3002\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306f\u4fdd\u967a\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304b\u3089\u3001\u305d\u306e\u3088\u3046\u306a\u7ba1\u8f44\u56e3\u4f53\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u3072\u3068\u3064\u3072\u3068\u3064\u3001\u500b\u4eba\u3067\u78ba\u304b\u3081\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/li>\n<li>\u521d\u671f\u624b\u6570\u6599\uff08Enrollment Fee\uff09\u304c\u5fc5\u8981\u306a\u5834\u5408\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>\u6b20\u70b9<\/h3>\n<ul>\n<li>\u6708\u3005\u306e\u4fdd\u967a\u6599\u306f\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306b\u6bd4\u8f03\u3057\u3066\u9ad8\u3081\u3002<\/li>\n<li>Deductible\u304c\u3042\u308b\uff1a\u3000Deductible\u307e\u3067\u306f\u81ea\u5df1\u8ca0\u62c5\u3067\u3059\u3002\u30b3\u30b9\u30c8\u524a\u6e1b\u306e\u305f\u3081\u6b6f\u79d1\u4fdd\u967a\u3092\u524a\u9664\u3059\u308b\u96c7\u7528\u4e3b\u306f\u591a\u3044\u3067\u3059\u304c\u3001\u524a\u9664\u3057\u306a\u3044\u307e\u3067\u3082\u3001Deductible\u3092\u4e0a\u3052\u308b\u96c7\u7528\u4e3b\u3082\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u81ea\u5206\u3067\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u5834\u5408\u306f\u3001\u3069\u306e\u304f\u3089\u3044\u6b6f\u79d1\u6cbb\u7642\u8cbb\u304c\u304b\u304b\u308a\u305d\u3046\u3067Deductible\u304c\u3044\u304f\u3089\u304b\u306f\u3001\u304d\u3061\u3093\u3068\u78ba\u8a8d\u3057\u3066\u5224\u65ad\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li>\u4fdd\u967a\u304c\u6709\u52b9\u306b\u306a\u308b\u307e\u3067\u306e\u5f85\u6a5f\u671f\u9593\uff08Waiting Periods\uff1d6\u30f6\u6708\u304b\u3089\u5e741\u5e74\uff09\u304c\u3042\u308b\u5834\u5408\u304c\u3042\u308b\u3002<\/li>\n<li>\u4e00\u5e74\u306e\u6700\u9ad8\u88dc\u511f\u9650\u5ea6\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\uff08\u901a\u5e38\u3001$1,000\uff5e$1,500\u304f\u3089\u3044\uff09\uff1a\u3000\u6cbb\u7642\u304c\u91cd\u306a\u3063\u3066\u3053\u308c\u4ee5\u4e0a\u306e\u6cbb\u7642\u8cbb\u304c\u767a\u751f\u3059\u308b\u3068\u3001\u9650\u5ea6\u4ee5\u4e0a\u306f\u81ea\u5df1\u8ca0\u62c5\u3068\u306a\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u9650\u5ea6\u307e\u3067\u9054\u6210\u3059\u308b\u306e\u306f\u4fdd\u967a\u4fdd\u6301\u8005\u5168\u4f53\u306e\uff13\uff05\u306e\u307f\u3068\u3044\u3046\u30c7\u30fc\u30bf\u3082\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u6b6f\u79d1\u6cbb\u7642\u306e\u5834\u5408\u3042\u308b\u7a0b\u5ea6\u300c\u5f85\u3066\u308b\u51e6\u7f6e\u300d\u3068\u3044\u3046\u306e\u3082\u3042\u308a\u307e\u3059\u304b\u3089\u3001\u65b0\u5e74\u5ea6\u307e\u3067\u5f85\u3064\u3068\u3044\u3046\u3053\u3068\u3082\u53ef\u80fd\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u306e\u3067\u3001\u30b1\u30fc\u30b9\u30fb\u30d0\u30a4\u30fb\u30b1\u30fc\u30b9\u3067\u5224\u65ad\u3057\u307e\u3059\u3002<\/li>\n<li>\u65e2\u5f80\u75c7\uff08Preexisting Condition\uff09\u304c\u3042\u308b\u306a\u3089\u3001\u4fdd\u967a\u6599\u304c\u9ad8\u304f\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\uff1a\u3000\u65e2\u5f80\u75c7\u3084\u4fdd\u967a\u52a0\u5165\u6642\u306b\u300cmissing tooth\uff1d\u306a\u304b\u3063\u305f\u6b6f\u300d\u306b\u3064\u3044\u3066\u306f\u3001\u65b0\u3057\u3044\u4fdd\u967a\u306f\u30ab\u30d0\u30fc\u3057\u306a\u3044\u3068\u3044\u3046\u3088\u3046\u306a\u6761\u4ef6\u304c\u3064\u3044\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/li>\n<li>\u51e6\u7f6e\u3092\u53d7\u3051\u308b\u524d\u306ePre-approval\u304c\u5fc5\u8981\u306a\u3053\u3068\u304c\u3042\u308b\uff1a\u3000\u30d9\u30cb\u30a2\u3084\u30a4\u30f3\u30d7\u30e9\u30f3\u30c8\u306a\u3069\u306e\u5be9\u7f8e\u51e6\u7f6e\u3068\u307f\u306a\u3055\u308c\u308b\u3082\u306e\u306b\u3064\u3044\u3066\u306f\u901a\u5e38\u30ab\u30d0\u30fc\u3057\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u5165\u308c\u6b6f\u3001\u30d6\u30ea\u30c3\u30b8\u3001\u304b\u3076\u305b\u3082\u306e\u306a\u3069\u306e\u51e6\u7f6e\u3092\u3059\u308b\u3068\u3001\u305d\u306e\u540c\u3058\u6b6f\u306b\u5bfe\u3057\u3066\u4e00\u5b9a\u671f\u9593\u306f\u540c\u69d8\u306a\u6cbb\u7642\u306f\u30ab\u30d0\u30fc\u3055\u308c\u305f\u306a\u3044\u3068\u3044\u3046\u6761\u4ef6\u3082\u3042\u308a\u307e\u3059\u3002<\/li>\n<li>\u30af\u30ec\u30fc\u30e0\u7533\u8acb\u304c\u5fc5\u8981\u306a\u3053\u3068\u304c\u3042\u308b\uff1a\u3000\uff11\uff09Deductible\u3084Co-pay\u306e\u81ea\u5df1\u8ca0\u62c5\u5206\u3092\u5148\u306b\u6255\u3063\u3066\u3001\u5dee\u984d\u306f\u6b6f\u79d1\u533b\u304c\u4fdd\u967a\u4f1a\u793e\u306b\u8acb\u6c42\u3059\u308b\u5834\u5408\u3084\u3001\uff12\uff09\u6b6f\u79d1\u533b\u304c\u4fdd\u967a\u4f1a\u793e\u306b\u8acb\u6c42\u3057\u305f\u3042\u3068\u3067\u81ea\u5df1\u8ca0\u62c5\u5206\u3092\u6255\u3046\u3088\u3046\u8acb\u6c42\u66f8\u304c\u304f\u308b\u5834\u5408\u3084\u3001\uff13\uff09\u5148\u306b\u5168\u984d\u3092\u6b6f\u79d1\u533b\u306b\u652f\u6255\u3044\u3001\u500b\u4eba\u304c\u4fdd\u967a\u4f1a\u793e\u306b\u30af\u30ec\u30fc\u30e0\u8acb\u6c42\u3059\u308b\u5834\u5408\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h1>\u6b6f\u79d1\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3<\/h1>\n<p>&nbsp;<\/p>\n<p>\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306f\u3001Sam\u2019s Club\u3084Costco\u306e\u30e1\u30f3\u30d0\u30fc\u30b7\u30c3\u30d7\u30fb\u30ab\u30fc\u30c9\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u3002\u3044\u3063\u305f\u3093\u30e1\u30f3\u30d0\u30fc\u6599\u91d1\u3092\u652f\u6255\u3063\u3066\u30ab\u30fc\u30c9\u3092\u6301\u3066\u3070\u3001\u6b6f\u79d1\u533b\u306b\u884c\u3063\u305f\u3068\u304d\u306b\u305d\u306e\u30ab\u30fc\u30c9\u3092\u63d0\u793a\u3059\u308b\u3053\u3068\u3067\u6b63\u898f\u6599\u91d1\u304b\u3089\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u3055\u308c\u305f\u6599\u91d1\u3067\u6cbb\u7642\u3092\u3046\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u30d7\u30e9\u30f3\u306b\u3088\u3063\u3066\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u984d\u306f\u3055\u307e\u3056\u307e\u3067\u3059\u304c\u3001\u305f\u3068\u3048\u3070\u6b63\u898f\u6599\u91d1\u306e20\uff05\u300150\uff05\u300170\uff05\u30aa\u30d5\u3068\u3044\u3046\u3068\u3044\u3046\u5177\u5408\u3067\u3059\u3002\u6b6f\u79d1\u4fdd\u967a\u3067\u306f\u3001\u6b6f\u79d1\u533b\u304c\u4fdd\u967a\u4f1a\u793e\u306b\u8acb\u6c42\u51e6\u7406\u3092\u3057\u3066\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u6b6f\u79d1\u533b\u306b\u652f\u6255\u3044\u3092\u3059\u308b\u3068\u3044\u3046\u30b9\u30c6\u30c3\u30d7\u304c\u5fc5\u8981\u3067\u3059\u304c\u3001\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u3067\u306f\u305d\u308c\u304c\u5fc5\u8981\u3042\u308a\u307e\u305b\u3093\u3002\u3042\u3089\u304b\u3058\u3081\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u984d\u3068\u3057\u3066\u8a2d\u5b9a\u3055\u308c\u305f\u984d\u3092\u3001\u60a3\u8005\u304c\u76f4\u63a5\u6b6f\u79d1\u533b\u306b\u6255\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u9577\u6240<\/h3>\n<ul>\n<li>\u4f4e\u30b3\u30b9\u30c8\uff1a\u3000\u6708\u3005\u306e\u30d7\u30e9\u30f3\u6599\u306f$10\uff5e$12\u304b\u3089\u306e\u3082\u306e\u304b\u3089\u5b58\u5728\u3059\u308b\u3002<\/li>\n<li>\u81ea\u5df1\u8ca0\u62c5\u984d\u304c\u660e\u77ad\uff1a\u3000\u81ea\u5df1\u8ca0\u62c5\u984d\u306f\u6cbb\u7642\u3054\u3068\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u304a\u308a\uff08\u7d76\u5bfe\u984d\u304b\u3001\u3042\u308b\u3044\u306f\u6cbb\u7642\u8cbb\u306e\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u3067\uff09\u3001\u6b6f\u79d1\u533b\u306b\u76f4\u63a5\u652f\u6255\u3046\u3053\u3068\u3067\u6cbb\u7642\u3092\u53d7\u3051\u308b\u306e\u3067\u3001\u3042\u3089\u304b\u3058\u3081\u8ca0\u62c5\u984d\u3092\u78ba\u8a8d\u3067\u304d\u5f8c\u3005\u306e\u8acb\u6c42\u554f\u984c\u306b\u767a\u5c55\u3059\u308b\u3053\u3068\u3092\u9632\u3052\u308b\u3002<\/li>\n<li>Deductible\u306f\u306a\u3057\u3002<\/li>\n<li>\u5e74\u9593\u306e\u6700\u9ad8\u88dc\u511f\u9650\u5ea6\u306f\u306a\u3057\uff1a\u3000\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u3001\u6b6f\u79d1\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u308b\u4eba\u304c\u3001\u6b6f\u79d1\u4fdd\u967a\u306e\u6700\u9ad8\u88dc\u511f\u9650\u5ea6\u306b\u9054\u3057\u305f\u5f8c\u306e\u6cbb\u7642\u8cbb\u524a\u6e1b\u306e\u305f\u3081\u3001\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u30aa\u30d7\u30b7\u30e7\u30f3\u3082\u3042\u308b\u3002<\/li>\n<li>\u5be9\u7f8e\u51e6\u7f6e\u3082\u30ab\u30d0\u30fc\u3059\u308b\u30d7\u30e9\u30f3\u3082\u3042\u308b\uff1a\u3000\u30d9\u30cb\u30a2\u3084\u30a4\u30f3\u30d7\u30e9\u30f3\u30c8\u306a\u3069\u306e\u5be9\u7f8e\u51e6\u7f6e\u306b\u3082\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u304c\u9069\u7528\u3059\u308b\u305f\u3081\u3001\u5e45\u5e83\u3044\u6b6f\u79d1\u6cbb\u7642\u304c\u53d7\u3051\u3089\u308c\u308b\u3002<\/li>\n<li>\u5f85\u6a5f\u671f\u9593\uff08Waiting Period\uff09\u304c\u306a\u3044\uff1a\u3000\u30d7\u30e9\u30f3\u3092\u8cfc\u5165\u3057\u305f\u30893\u65e5\u4ee5\u5185\u306b\u4f7f\u3044\u59cb\u3081\u3089\u308c\u308b\u3002<\/li>\n<li>\u65e2\u5f80\u75c7\uff08Preexisting Condition\uff09\u304c\u5bfe\u8c61\u5916\u3068\u306a\u3089\u306a\u3044\uff1a\u3000\u65e2\u5f80\u75c7\u304c\u3086\u3048\u306b\u5f85\u6a5f\u671f\u9593\u304c\u9577\u5f15\u3044\u305f\u308a\u3001\u3042\u308b\u7a2e\u306e\u6cbb\u7642\u304c\u9069\u7528\u5916\u3068\u306a\u3063\u305f\u308a\u3001\u30d7\u30e9\u30f3\u6599\u91d1\u304c\u4e0a\u304c\u308b\u3068\u3044\u3046\u3088\u3046\u306a\u3053\u3068\u304c\u306a\u3044\u3002<\/li>\n<li>\u30af\u30ec\u30fc\u30e0\u7533\u8acb\u306f\u5fc5\u8981\u306a\u3057\u3002<\/li>\n<li>\u5927\u304d\u306a\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308b\uff1a\u3000\u4fdd\u967a\u5546\u54c1\u3067\u306f\u306a\u3044\u306e\u3067\u5dde\u306eDepartment of Insurance\u306f\u7ba1\u8f44\u3057\u307e\u305b\u3093\u304c\u3001\u3074\u3093\u304b\u3089\u30ad\u30ea\u307e\u3067\u3042\u308b\u3082\u306e\u3046\u3061\u3001\u5927\u304d\u306a\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3082\u306e\u306a\u3089\u3042\u308b\u7a0b\u5ea6\u306e\u5b89\u5fc3\u611f\u306f\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>\u77ed\u6240<\/h3>\n<ul>\n<li>\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u984d\u306f\u6b6f\u79d1\u4fdd\u967a\u307b\u3069\u5927\u304d\u304f\u306a\u3044\u3053\u3068\u3082\u3042\u308b\u3002<\/li>\n<li>\u901a\u5e38\u30011\u5e74\u5206\u306e\u30d7\u30e9\u30f3\u6599\u3092\u524d\u6255\u3044\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/li>\n<li>\u5b9a\u671f\u30c1\u30a7\u30c3\u30af\u30a2\u30c3\u30d7\u3001\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u6599\u306f100\uff05\u306f\u30ab\u30d0\u30fc\u3057\u306a\u3044\u3002<\/li>\n<li>\u6cbb\u7642\u8cbb\uff08\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u984d\uff09\u3092\u6cbb\u7642\u306b\u5148\u7acb\u3063\u3066\u524d\u6255\u3044\u3059\u308b\u3053\u3068\u304c\u6761\u4ef6\u306b\u306a\u3063\u3066\u3044\u308b\u3082\u306e\u304c\u591a\u3044\uff1a\u3000\u6cbb\u7642\u8cbb\u304c\u5927\u304d\u3044\u5834\u5408\u306b\u306f\u3001\u652f\u6255\u3044\u306e\u65b9\u6cd5\u3092\u8a08\u753b\u7684\u306b\u9032\u3081\u308b\u3053\u3068\u304c\u5fc5\u8981\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h1>\u3061\u3087\u3063\u3068\u30b3\u30b9\u30c8\u6bd4\u8f03\u3092\u3057\u3066\u307f\u307e\u3057\u305f\u3088\u30fb\u30fb\u30fb<\/h1>\n<p>Delta Dental PPO\u3068\u3044\u3046\u6b6f\u79d1\u4fdd\u967a\u3068Humana One\u306e\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u3002\u3069\u3061\u3089\u3082\u5bb6\u65cf4\u4eba\u306e\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5bfe\u8c61\u306e\u30d7\u30e9\u30f3\u3092\u9078\u3073\u307e\u3057\u305f\u3002\u307e\u305a\u306f\u4fdd\u967a\u6599\/\u30d7\u30e9\u30f3\u6599\u306f\u65ad\u7136\u958b\u304d\u304c\u3042\u308a\u307e\u3059\u3002\u4e00\u5e74\u3067\u4fdd\u967a\u306e\u307b\u3046\u306f$1,764\u3082\u304b\u304b\u308a\u307e\u3059\u304c\u3001\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306e\u307b\u3046\u306f$199\u3067\u3059\u307f\u307e\u3059\u3002\u305d\u306e\u5dee\u3001$1,565\u3001\u5927\u304d\u3044\u3067\u3059\u306d\u3002<\/p>\n<p align=\"left\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-2705\" alt=\"dental insrance vs discount plan\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2013\/07\/dental-insrance-vs-discount-plan.png?resize=608%2C348&#038;ssl=1\" width=\"608\" height=\"348\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2013\/07\/dental-insrance-vs-discount-plan.png?w=868&amp;ssl=1 868w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2013\/07\/dental-insrance-vs-discount-plan.png?resize=300%2C171&amp;ssl=1 300w\" sizes=\"auto, (max-width: 608px) 100vw, 608px\" \/><\/p>\n<p align=\"left\">\u5b9a\u671f\u30c1\u30a7\u30c3\u30af\u30a2\u30c3\u30d7\u3084\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306a\u3069\u306f\u6b6f\u79d1\u4fdd\u967a\u3067\u306f100\uff05\u30ab\u30d0\u30fc\u3067\u3059\u304c\u3001\u4e00\u65b9\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u30d7\u30e9\u30f3\u306e\u307b\u3046\u3067\u306f\u81ea\u5df1\u8ca0\u62c5\u984d\u304c\u767a\u751f\u3057\u307e\u3059\u3002\u4e00\u4eba\u4e00\u56de$150\u304f\u3089\u3044\u304b\u304b\u308a\u307e\u3059\u306e\u3067\u30014\u4eba\u5bb6\u65cf\u3067\u5e74\u306b2\u56de\u3059\u308b\u3068\u306a\u308b\u3068\u3001$1,200\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p 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