{"id":2816,"date":"2013-11-05T20:56:01","date_gmt":"2013-11-06T04:56:01","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2816"},"modified":"2013-11-05T20:56:01","modified_gmt":"2013-11-06T04:56:01","slug":"obamacare","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/obamacare\/","title":{"rendered":"\u533b\u7642\u4fdd\u967a\u6539\u9769\uff08\u30aa\u30d0\u30de\u30b1\u30a2\uff09\u3067\u4f55\u304c\u3069\u3046\u306a\u308b\uff1f"},"content":{"rendered":"<p>2010\u5e74\u304b\u30892020\u5e74\u306b\u304b\u3051\u3066\u6bb5\u968e\u7684\u306b\u65bd\u884c\u3055\u308c\u308bThe Affordable Care Act\u3002\u6b63\u5f0f\u306b\u306f\u3001The Patient Protection and Affordable Care Act\u3068\u3044\u3046\u540d\u524d\u3067\u3001\u4fd7\u306b\u306fObamacare\u3068\u3082\u547c\u3070\u308c\u307e\u3059\u30022013\u5e7410\u67081\u65e5\u304b\u3089\u306f\u3001\u5404\u500b\u4eba\u306f\u5404\u5dde\u304c\u63d0\u4f9b\u3059\u308bHealth Insurance Exchanges\u3092\u901a\u3057\u5065\u5eb7\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u4e16\u5e2f\u53ce\u5165\u306b\u3088\u3063\u3066\u306f\u4fdd\u967a\u8cfc\u5165\u306b\u5bfe\u3057\u3066\u306e\u52a9\u6210\u91d1\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u3082\u306a\u308a\u307e\u3057\u305f\u3002\u4eca\u65e5\u306f\u3001\u500b\u4eba\u306b\u3068\u3063\u3066\u305d\u308c\u304c\u3069\u306e\u3088\u3046\u306a\u5f71\u97ff\u3092\u3082\u305f\u3089\u3059\u306e\u304b\u7c21\u5358\u306b\u898b\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u306e\u6d41\u308c\u3067\u3088\u308a\u5927\u304d\u306a\u5f71\u97ff\u3092\u53d7\u3051\u308b\u306e\u306f\u3001\u73fe\u5728\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u306a\u3044\u4eba\u3001Self-employed\u306e\u4eba\u3084\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u3092\u6301\u3063\u3066\u3044\u308b\u4eba\u3001\u3042\u308b\u3044\u306f\u96c7\u7528\u4e3b\u3092\u901a\u3057\u3066\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u4eba\u3067\u3059\u3002\u96c7\u7528\u4e3b\u3092\u901a\u3057\u3066\u5065\u5eb7\u4fdd\u967a\u306b\u5165\u3063\u3066\u3044\u308b\u4eba\u306b\u5bfe\u3057\u3066\u306f\u305d\u308c\u307b\u3069\u5927\u304d\u306a\u5f71\u97ff\u306f\u306a\u3044\u3068\u601d\u308f\u308c\u307e\u3059\u304c\u3001\u6982\u8981\u306f\u628a\u63e1\u3057\u3066\u304a\u304f\u3068\u3088\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u306d\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u307f\u3093\u306a\u306e\u4fdd\u967a<\/h2>\n<p>\u3053\u308c\u304b\u3089\u5951\u7d04\u3055\u308c\u308b\u65b0\u3057\u3044\u4fdd\u967a\u30d7\u30ed\u30b0\u30e9\u30e0\u30682010\u5e74\u4ee5\u964d\u306b\u958b\u59cb\u3055\u308c\u305f\u4fdd\u967a\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u306f\u3001\u65e2\u5f80\u75c7\uff08preexisting conditions\uff09\u304c\u3042\u308b\u305f\u3081\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u304c\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u75c5\u6c17\u306b\u306a\u3063\u305f\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u5951\u7d04\u3092\u4e2d\u6b62\u3055\u308c\u308b\u3053\u3068\u3082\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u4e00\u6614\u307e\u3067\u3088\u304f\u3042\u3063\u305f1\u5e74\u9593\u306e\u88dc\u511f\u984d\u306e\u9650\u5b9a\u984d\u3084\u3001\u30e9\u30a4\u30d5\u30bf\u30a4\u30e0\u3067\u306e\u88dc\u511f\u984d\u306e\u9650\u5b9a\u984d\u3092\u8a2d\u5b9a\u3057\u3066\u306f\u306a\u3089\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u5065\u5eb7\u72b6\u614b\u3084\u6027\u5225\u306b\u3088\u3063\u3066\u4fdd\u967a\u6599\u306b\u5dee\u304c\u51fa\u308b\u3068\u3044\u3046\u3053\u3068\u3082\u306a\u304f\u306a\u308a\u307e\u3059\u300226\u6b73\u307e\u3067\u306e\u5b50\u306f\u89aa\u306e\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u3057\u3066\u300150\u4eba\u4ee5\u4e0a\u306e\u30d5\u30eb\u30bf\u30a4\u30e0\u3042\u308b\u3044\u306f\u30d5\u30eb\u30bf\u30a4\u30e0\u76f8\u5f53\u306e\u96c7\u7528\u8005\u3092\u62b1\u3048\u308b\u4f01\u696d\u306f\u5065\u5eb7\u4fdd\u967a\u3092\u63d0\u4f9b\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u5236\u5ea6\u306f\u307e\u305f\u3001\u3059\u3079\u3066\u306e\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u57fa\u672c\u7684\u306a\u5065\u5eb7\u4fdd\u967a\u306e\u88dc\u511f\u9805\u76ee10\u9805\u76ee\u3092\u63d0\u4f9b\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3068\u3057\u3066\u3044\u307e\u3059\u300210\u9805\u76ee\u3068\u306f\uff1a<\/p>\n<ul>\n<li>Ambulatory patient services\uff08Walk-in\u3001Outpatient\u306a\u3069\u5916\u6765\u30b5\u30fc\u30d3\u30b9\uff09<\/li>\n<li>Emergency services\uff08\u7dca\u6025\u6642\u30b5\u30fc\u30d3\u30b9\uff09<\/li>\n<li>Hospitalization\uff08\u5165\u9662\uff09<\/li>\n<li>Maternity\/newborn care\uff08\u30de\u30bf\u30cb\u30c6\u30a3\u3001\u65b0\u751f\u5150\u30b1\u30a2\uff09<\/li>\n<li>Mental health and substance use disorder services \uff08\u7cbe\u795e\u79d1\u3001\u85ac\u7269\u4e71\u7528\u30b1\u30a2\u306a\u3069\uff09<\/li>\n<li>Prescription drugs\uff08\u51e6\u65b9\u7b8b\uff09<\/li>\n<li>Rehab and habilitative services\/devices\uff08\u30ea\u30cf\u30d3\u30ea\u3001Occupational\/Physical Therapy, Language\/Speech Therapy\uff09<\/li>\n<li>Lab services\uff08\u30e9\u30dc\u30c6\u30b9\u30c8\u3001\u691c\u67fb\uff09<\/li>\n<li>Preventive\/wellness services and chronic disease management\uff08\u4e88\u9632\u3001\u5065\u5eb7\u8a3a\u65ad\u3001\u6162\u6027\u75c5\u5bfe\u51e6\uff09<\/li>\n<li>Pediatric services \uff08\u5c0f\u5150\u79d1\u30b1\u30a2\uff09<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2>Health Insurance Exchanges\u3068\u306f<\/h2>\n<p>Health Insurance Marketplace\u3068\u3082\u547c\u3070\u308c\u307e\u3059\u304c\u3001\u3053\u308c\u306f\u5dde\u5358\u4f4d\u3067\u63d0\u4f9b\u3055\u308c\u308b\u5065\u5eb7\u4fdd\u967a\u8cfc\u5165\u30b5\u30a4\u30c8\u3067\u3001\u3055\u307e\u3056\u307e\u306a\u4fdd\u967a\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u6bd4\u8f03\u3057\u305f\u308a\u9078\u629e\u3057\u305f\u308a\u3067\u304d\u308b\u3082\u306e\u3067\u3059\u3002\u5dde\u306b\u3088\u3063\u3066\u72ec\u81ea\u306e\u30b7\u30b9\u30c6\u30e0\u3092\u904b\u55b6\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308c\u3070\u3001\u5dde\u304c\u9023\u90a6\u653f\u5e9c\u3068\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u7d44\u3080\u3053\u3068\u3067\u9023\u90a6\u653f\u5e9c\u306e\u30b7\u30b9\u30c6\u30e0\u3092\u4f7f\u3063\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>Exchange\u3067\u63d0\u4f9b\u3055\u308c\u308b\u5065\u5eb7\u4fdd\u967a\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u3001\u5065\u5eb7\u4fdd\u967a\u304c\u533b\u7642\u8cbb\u306e\u4f55\u30d1\u30fc\u30bb\u30f3\u30c8\u3092\u30ab\u30d0\u30fc\u3059\u308b\u304b\u306b\u3088\u3063\u3066\u30014\u6bb5\u968e\u306b\u5206\u304b\u308c\u307e\u3059\u3002<\/p>\n<ul>\n<li>Bronze\u3000\uff1a\u300060%\u3092\u30ab\u30d0\u30fc<\/li>\n<li>Silver \u3000\uff1a\u300070%\u3092\u30ab\u30d0\u30fc<\/li>\n<li>Gold \u3000\u3000\uff1a\u300080%\u3092\u30ab\u30d0\u30fc<\/li>\n<li>Platinum \uff1a\u300090%\u3092\u30ab\u30d0\u30fc<\/li>\n<\/ul>\n<p>\u3053\u306e\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u306f\u3042\u304f\u307e\u3067\u76ee\u5b89\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3082\u3061\u308d\u3093\u3001\u3069\u306e\u6bb5\u968e\u3092\u9078\u3076\u304b\u306b\u3088\u3063\u3066\u4fdd\u967a\u6599\u306b\u5dee\u304c\u51fa\u307e\u3059\u3002\u307e\u305f\u3001\u540c\u3058\u3088\u3046\u306a\u30ab\u30d0\u30fc\u306e\u4fdd\u967a\u3067\u3042\u3063\u3066\u3082\u3001\u4f4f\u3080\u5dde\u306b\u3088\u3063\u3066\u4fdd\u967a\u6599\u306b\u5dee\u304c\u51fa\u307e\u3059\u3002\u305d\u306e\u4e0a\u3001\u540c\u3058\u5dde\u306e\u4e2d\u3067\u3042\u3063\u3066\u3082\u3001\u4f4f\u3080\u5e02\u304c\u9055\u3046\u3068\u4fdd\u967a\u6599\u306b\u5dee\u304c\u51fa\u308b\u3053\u3068\u304c\u3042\u308b\u305d\u3046\u3067\u3059\u3002\u3053\u306e\u4fdd\u967a\u6599\u306e\u5dee\u306f\u5c0f\u3055\u304f\u306a\u3044\u3088\u3046\u3067\u3001\u304b\u306a\u308a\u306e\u30ae\u30e3\u30c3\u30d7\u304c\u751f\u307e\u308c\u308b\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u4fdd\u967a\u6599\u306e\u5dee\u306e\u307f\u306a\u3089\u305a\u3001\u5dde\u306b\u3088\u3063\u3066\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u308b\u75c7\u72b6\u3084\u75c5\u72b6\u306b\u5dee\u304c\u3067\u308b\u3053\u3068\u3082\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u81ea\u9589\u75c7\u306e\u88dc\u511f\u304c\u3001\u3042\u308b\u5dde\u3067\u306f\u624b\u539a\u304f\u3001\u3042\u308b\u5dde\u3067\u306f\u5e0c\u8584\u3067\u3042\u308b\u3068\u3044\u3046\u3088\u3046\u306a\u5dee\u3082\u751f\u307e\u308c\u308b\u3068\u4e88\u60f3\u3055\u308c\u3001\u3053\u308c\u3089\u306e\u5730\u57df\u5dee\u306b\u3088\u308a\u5f15\u8d8a\u3057\u3092\u8003\u3048\u308b\u4eba\u3005\u3082\u751f\u307e\u308c\u308b\u3067\u3042\u308d\u3046\u3068\u4e88\u6e2c\u3057\u3066\u3044\u308b\u5c02\u9580\u5bb6\u3082\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u7f70\u91d1\u3063\u3066\uff1f<\/h2>\n<p>\u8ab0\u3067\u3082\u5065\u5eb7\u4fdd\u967a\u304c\u8cb7\u3044\u3084\u3059\u304f\u306a\u308b\u4e00\u65b9\u3067\u3001\u4e00\u90e8\u306e\u4f8b\u5916\u3092\u9664\u3044\u3066\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u306a\u3044\u3068\u7f70\u91d1\u3092\u652f\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u7f70\u91d1\u306f\u30a4\u30f3\u30ab\u30e0\u30bf\u30c3\u30af\u30b9\u306b\u4fbf\u4e57\u3059\u308b\u5f62\u3067\u5fb4\u53ce\u3055\u308c\u307e\u3059\u3002\u307e\u305f\u3001\u7f70\u91d1\u306f\u4eca\u5f8c\u6bce\u5e74\u4e0a\u304c\u3063\u3066\u3044\u304d\u307e\u3059\u30022014\u5e74\u306e\u5834\u5408\u3067\u3059\u3068\u30011)\u3000\u5927\u4eba\u4e00\u4eba\u3042\u305f\u308a$95\uff0818\u6b73\u4ee5\u4e0b\u306e\u5b50\u3069\u3082\u306f$47.50\u3001\u4e00\u5bb6\u65cf\u306b\u3064\u304d\u6700\u9ad8$285\uff09\u304b\u30012)\u3000\u500b\u4eba\u3067$10,000\/\u5bb6\u65cf\u3067$20,000\u3092\u8d85\u3048\u308b\u4e16\u5e2f\u53ce\u5165\u306e1%\u306e\u3046\u3061\u3069\u3061\u3089\u304b\u5927\u304d\u3044\u984d\u306e\u307b\u3046\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u4e16\u5e2f\u53ce\u5165\u304c$50,000\u306e\u5bb6\u65cf\u3067\u3042\u308c\u3070\u3001$30,000\u306e1%\u3067$300\u306e\u7f70\u91d1\u3068\u306a\u308a\u307e\u3059\u3002\u3053\u306e$95\/1%\u3068\u3044\u3046\u30b3\u30f3\u30d3\u30cd\u30fc\u30b7\u30e7\u30f3\u304c\u30012016\u5e74\u306b\u306f$325\/2%\u306b\u30012017\u5e74\u306b\u306f$695\/2.5\uff05\u3068\u4e0a\u304c\u308a\u307e\u3059\u3002\u305d\u308c\u4ee5\u964d\u306f$695\u306e\u9650\u5ea6\u984d\u304c\u30a4\u30f3\u30d5\u30ec\u7387\u3068\u3068\u3082\u306b\u8abf\u6574\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u3044\u3064\u3067\u3082\u52a0\u5165\u3067\u304d\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093<\/h2>\n<p>\u307f\u3093\u306a\u5165\u308c\u308b\u4fdd\u967a\u304c\u3067\u304d\u305f\u304b\u3089\u3001\u5fc5\u8981\u306a\u3068\u304d\u306b\u306a\u3063\u305f\u3089\u5165\u308d\u3046\uff65\uff65\uff65\u3068\u3044\u3046\u306e\u306f\u5931\u6557\u306e\u30e2\u30c8\u306e\u3088\u3046\u3067\u3059\u3002\u30aa\u30fc\u30d7\u30f3\u30a8\u30f3\u30ed\u30fc\u30eb\u30e1\u30f3\u30c8\u671f\u9593\u3068\u3044\u3046\u306e\u304c\u3042\u3063\u3066\u3001\u521d\u5e74\u5ea6\u306e\u4eca\u56de\u306f2013\u5e7410\u67081\u65e5\u304b\u30892014\u5e743\u670831\u65e5\u306e\u9593\u306b\u52a0\u5165\u7533\u3057\u8fbc\u307f\u3092\u305b\u306d\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u6765\u671f\u4ee5\u964d\u306f\u3001\u6bce\u5e7410\u67081\u65e5\u304b\u308912\u67087\u65e5\u304c\u30aa\u30fc\u30d7\u30f3\u30a8\u30f3\u30ed\u30fc\u30eb\u30e1\u30f3\u30c8\u3068\u306a\u308b\u305d\u3046\u3067\u3059\u3002\u3053\u306e\u30aa\u30fc\u30d7\u30f3\u30a8\u30f3\u30ed\u30fc\u30eb\u30e1\u30f3\u30c8\u671f\u9593\u306b\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u306a\u3044\u3068\u3001\u4e00\u5e74\u9593\u5f8c\u306e\u6b21\u306e\u30aa\u30fc\u30d7\u30f3\u30a8\u30f3\u30ed\u30fc\u30eb\u30e1\u30f3\u30c8\u307e\u3067\u5f85\u305f\u306a\u3044\u3068\u4fdd\u967a\u306e\u8cfc\u5165\u304c\u3067\u304d\u307e\u305b\u3093\uff08\u30b9\u30da\u30b7\u30e3\u30eb\u30a8\u30f3\u30ed\u30fc\u30eb\u30e1\u30f3\u30c8\u3068\u3044\u3046\u7279\u4f8b\u3092\u9664\u3044\u3066\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u52a9\u6210\u91d1<\/h2>\n<p>\u5834\u5408\u306b\u3088\u3063\u3066\u5065\u5eb7\u4fdd\u967a\u8cfc\u5165\u306e\u305f\u3081\u306b\u52a9\u6210\u91d1\u304c\u3082\u3089\u3048\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u52a9\u6210\u91d1\u306b\u306f2\u7a2e\u985e\u3042\u3063\u3066\u3001\u3072\u3068\u3064\u306f\u4fdd\u967a\u6599\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u3001\u3082\u3046\u3072\u3068\u3064\u306f\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u3067\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u6599\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u306e\u307b\u3046\u306f\u3001\u9023\u90a6\u653f\u5e9c\u306e\u5b9a\u3081\u308b<a target=\"_blank\" href=\"http:\/\/www.familiesusa.org\/resources\/tools-for-advocates\/guides\/federal-poverty-guidelines.html\" >\u8ca7\u56f0\u30ec\u30d9\u30eb<\/a>\u306e400\uff05\u4ee5\u4e0b\u306e\u6240\u5f97\u3067\u3042\u308b\u5834\u5408\u306b\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u8ca7\u56f0\u30ec\u30d9\u30eb\u306a\u3069\u3068\u805e\u304f\u3068\u3068\u3066\u3082\u8ca7\u3057\u304f\u306a\u304f\u3066\u306f\u52a9\u6210\u91d1\u3092\u3082\u3089\u3048\u306a\u3044\u304b\u3068\u601d\u3044\u304c\u3061\u3067\u3059\u304c\u3001\u30df\u30bd\u306f\u8ca7\u56f0\u30ec\u30d9\u30eb\u306e400%\u3064\u307e\u308a4\u500d\u304c\u9650\u5ea6\u3068\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u3002\u5bb6\u65cf\u306e\u4eba\u6570\u3082\u95a2\u4e0e\u3057\u307e\u3059\u306e\u3067\u3001\u5927\u304d\u306a\u5bb6\u65cf\u3067\u3042\u308c\u3070\u4e16\u5e2f\u53ce\u5165\u304c\u3042\u308b\u7a0b\u5ea6\u3042\u3063\u3066\u3082\u52a9\u6210\u91d1\u3092\u53d7\u3051\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u8ca7\u56f0\u30ec\u30d9\u30eb\u306f\u5e74\u3005\u4fee\u6b63\u3055\u308c\u307e\u3059\u304c\u30012013\u5e74\u306e\u5834\u5408\u3067\u3042\u308c\u3070\u3001\u8ca7\u56f0\u30ec\u30d9\u30eb\u306e4\u500d\u3060\u3068\u3001\u500b\u4eba\u306a\u3089$45,960\u3001\u592b\u5a66\u306a\u3089$62,040\u30014\u4eba\u5bb6\u65cf\u306a\u3089$94,200\u3068\u3044\u3046\u30ec\u30d9\u30eb\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><a target=\"_blank\" href=\"http:\/\/kff.org\/interactive\/subsidy-calculator\/\" >\u3053\u3061\u3089\u306e\u30ab\u30ea\u30ad\u30e5\u30ec\u30fc\u30bf<\/a>\u3067\u52a9\u6210\u91d1\u304c\u53d7\u3051\u3089\u308c\u308b\u304b\u3069\u3046\u304b\u3001\u53d7\u3051\u3089\u308c\u308b\u306a\u3089\u3069\u306e\u304f\u3089\u3044\u304b\u3092\u8a08\u7b97\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305f\u3068\u3048\u307040\u6b73\u3067\u5b50\u3069\u3082\u304c\u4e8c\u4eba\u3044\u308b\u592b\u5a66\u3067\u4e16\u5e2f\u53ce\u5165\u304c$85,000\u3060\u3063\u305f\u5834\u5408\uff08\u30ce\u30f3\u30b9\u30e2\u30fc\u30ab\u30fc\uff09\u306f\u3069\u3046\u3067\u3057\u3087\u3046\u3002\u7d50\u679c\u306f\u4e0b\u8868\u306e\u3068\u304a\u308a\u3002<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2013\/10\/affordable-care-act-subsidy.gif?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"wp-image-2819 aligncenter\" alt=\"affordable care act subsidy\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2013\/10\/affordable-care-act-subsidy.gif?resize=534%2C335&#038;ssl=1\" width=\"534\" height=\"335\" \/><\/a><\/p>\n<p>\u3053\u306e\u5bb6\u65cf\u306e\u4e16\u5e2f\u53ce\u5165\u306f\u8ca7\u56f0\u30ec\u30d9\u30eb\u306e361%\u3067\u3042\u308a\u3001Silver\u30ec\u30d9\u30eb\u306e\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u305f\u5834\u5408\u3001\u5e74\u9593\u306e\u4fdd\u967a\u6599\u306f$9,397\u306b\u306a\u308a\u307e\u3059\u3002\u53d7\u3051\u3089\u308c\u308b\u52a9\u6210\u91d1\u306f\u5e74\u9593\u3067$1,322\u3067\u3042\u308a\u3001\u5dee\u3057\u5f15\u3044\u3066\u81ea\u5df1\u8ca0\u62c5\u306e\u4fdd\u967a\u6599\u306f$8,075\u3068\u306a\u308a\u307e\u3059\u3002Silver\u30ec\u30d9\u30eb\u3067\u306a\u304f\u307b\u304b\u306e\u30ec\u30d9\u30eb\u306e\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u3066\u3082\u3044\u3044\u3067\u3059\u304c\u3001\u52a9\u6210\u91d1\u306f\u4e00\u5b9a\u3067\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u3053\u306e\u52a9\u6210\u91d1\u306f\u3001Health Insurance Exchange\u3092\u901a\u3057\u3066\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u305f\u5834\u5408\u306b\u306e\u307f\u5f97\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e00\u65b9\u3001\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u306e\u307b\u3046\u306f\u3001Deductible\u3084Co-insurance\u3001Annual Maximum Out-of-pocket Costs\u306a\u3069\u306e\u81ea\u5df1\u8ca0\u62c5\u984d\u3092\u6e1b\u3089\u3059\u308f\u3051\u3067\u3059\u304c\u3001\u52a9\u6210\u91d1\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u306f\u53ce\u5165\u304c\u5148\u306e\u8ca7\u56f0\u30ec\u30d9\u30eb\u306e250\uff05\u4ee5\u4e0b\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u500b\u4eba\u306a\u3089$28,725\u3001\u592b\u5a66\u306a\u3089$38,775 \u30014\u4eba\u5bb6\u65cf\u306a\u3089$58,875 \u3068\u3044\u3046\u30ec\u30d9\u30eb\u306b\u306a\u308a\u307e\u3059\u3002\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u3092\u5f97\u308b\u305f\u3081\u306b\u306f\u3001Silver\u30ec\u30d9\u30eb\u306e\u4fdd\u967a\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u96c7\u7528\u4e3b\u306e\u4fdd\u967a\u304c\u3042\u308b\u306a\u3089<\/p>\n<p align=\"left\">\u96c7\u7528\u4e3b\u306e\u63d0\u4f9b\u3059\u308b\u5065\u5eb7\u4fdd\u967a\u3092\u5229\u7528\u3067\u304d\u308b\u5834\u5408\u306f\u3069\u3046\u306a\u308b\u306e\u3067\u3057\u3087\u3046\uff1f\u305d\u306e\u5834\u5408\u3082Health Insurance Exchange\u3067\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u3057\u305f\u3044\u306e\u306a\u3089\u3001\u305d\u3046\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002\u305f\u3060\u3057\u3001\u96c7\u7528\u4e3b\u306e\u63d0\u4f9b\u3059\u308b\u5065\u5eb7\u4fdd\u967a\u306e\u5834\u5408\u306f\u3001\u96c7\u7528\u4e3b\u304c\u305d\u306e\u4e00\u90e8\u3092\u8ca0\u62c5\u3057\u3066\u304f\u308c\u3066\u3044\u307e\u3059\u304c\u3001Exchange\u3067\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u305f\u5834\u5408\u306f\u96c7\u7528\u4e3b\u8ca0\u62c5\u306f\u53d7\u3051\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n<p align=\"left\">\u3067\u306fExchange\u3067\u8cfc\u5165\u3057\u305f\u5834\u5408\u3001\u52a9\u6210\u91d1\u306f\u53d7\u3051\u3089\u308c\u308b\u306e\u304b\u3068\u3044\u3044\u307e\u3059\u3068\u3001\u305d\u308c\u306f\u96c7\u7528\u4e3b\u306e\u63d0\u4f9b\u3059\u308b\u5065\u5eb7\u4fdd\u967a\u306e\u5185\u5bb9\u306b\u3088\u3063\u3066\u7b54\u304c\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002\u305f\u3068\u3048\u524d\u8ff0\u306e\u3088\u3046\u306a\u53ce\u5165\u4e0a\u306e\u52a9\u6210\u91d1\u53d7\u3051\u53d6\u308a\u8cc7\u683c\u306f\u30af\u30ea\u30a2\u3057\u3066\u3044\u3066\u3082\u3001\u96c7\u7528\u4e3b\u306e\u63d0\u4f9b\u3059\u308b\u4fdd\u967a\u304caffordable\u3067\u3042\u308a\u3001\u307e\u305fminimum value\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u8a8d\u3081\u3089\u308c\u305f\u5834\u5408\u306b\u306f\u3001\u52a9\u6210\u91d1\u3092\u53d7\u3051\u3089\u308c\u307e\u305b\u3093\u3002\u96c7\u7528\u4e3b\u306e\u63d0\u4f9b\u3059\u308b\u4fdd\u967a\u304caffordable\u304b\u3001minimum value\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u304b\u306f\u3001\u96c7\u7528\u4e3b\u306e\u4eba\u4e8b\u90e8\u306b\u554f\u3044\u5408\u308f\u305b\u308c\u3070\u6559\u3048\u3066\u304f\u308c\u307e\u3059\u3002affordable\u304b\u3001minimum value\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u304b\u306f\u3001\u6761\u4ef6\u304c\u305d\u308c\u307b\u3069\u53b3\u3057\u304f\u306a\u3044\u306e\u3067\u76f8\u5f53\u6570\u306e\u4fdd\u967a\u304c\u3053\u308c\u3092\u30af\u30ea\u30a2\u3059\u308b\u3068\u8003\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p align=\"left\">\n<p align=\"left\">\n<p align=\"left\">\u30cd\u30ac\u30c6\u30a3\u30d6PR\u3082\u591a\u3044Affordable Care Act\u3067\u3059\u304c\u3001\u6d88\u8cbb\u8005\u3072\u3068\u308a\u3072\u3068\u308a\u306e\u6a29\u5229\u3092\u5b88\u308a\u3001\u5065\u5eb7\u4fdd\u967a\u306e\u8cfc\u5165\u3059\u308b\u8005\u3068\u3057\u3066\u306e\u6a29\u5229\u3084\u4fdd\u8b77\u304c\u305f\u304f\u3055\u3093\u76db\u308a\u8fbc\u307e\u308c\u3066\u3044\u308b\u306e\u3082\u771f\u5b9f\u3067\u3059\u304b\u3089\u3001\u628a\u63e1\u3059\u3079\u304d\u3068\u3053\u308d\u306f\u628a\u63e1\u3057\u3001\u3088\u308a\u3088\u3044\u9078\u629e\u304c\u3067\u304d\u308b\u3088\u3046\u52aa\u3081\u305f\u3044\u3082\u306e\u3067\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2010\u5e74\u304b\u30892020\u5e74\u306b\u304b\u3051\u3066\u6bb5\u968e\u7684\u306b\u65bd\u884c\u3055\u308c\u308bThe Affordable Care Act\u3002\u6b63\u5f0f\u306b\u306f\u3001The Patient Protection and Affordable Care Act\u3068\u3044\u3046\u540d\u524d\u3067\u3001\u4fd7\u306b\u306fObamacare\u3068\u3082\u547c\u3070\u308c\u307e\u3059\u30022013\u5e7410\u67081\u65e5\u304b\u3089\u306f\u3001\u5404\u500b\u4eba\u306f\u5404\u5dde\u304c\u63d0\u4f9b\u3059\u308bHealth Insurance Exchanges\u3092\u901a\u3057\u5065\u5eb7\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u4e16\u5e2f\u53ce\u5165\u306b\u3088\u3063\u3066\u306f\u4fdd\u967a\u8cfc\u5165\u306b\u5bfe\u3057\u3066\u306e\u52a9\u6210\u91d1\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u3082\u306a\u308a\u307e\u3057\u305f\u3002\u4eca\u65e5\u306f\u3001\u500b\u4eba\u306b\u3068\u3063\u3066\u305d\u308c\u304c\u3069\u306e\u3088\u3046\u306a\u5f71\u97ff\u3092\u3082\u305f\u3089\u3059\u306e\u304b\u7c21\u5358\u306b\u898b\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059<\/p>\n","protected":false},"author":1,"featured_media":2819,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[8],"tags":[42,73],"class_list":["post-2816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-healthinsurance","tag-choosing-insurance","tag-healthinsurance"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2013\/10\/affordable-care-act-subsidy.gif?fit=763%2C478&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-Jq","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=2816"}],"version-history":[{"count":1,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2816\/revisions"}],"predecessor-version":[{"id":2820,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2816\/revisions\/2820"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/2819"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=2816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=2816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=2816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}