{"id":2931,"date":"2014-02-11T12:46:33","date_gmt":"2014-02-11T20:46:33","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2931"},"modified":"2014-01-29T13:11:08","modified_gmt":"2014-01-29T21:11:08","slug":"small_investment","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/small_investment\/","title":{"rendered":"\u5c0f\u3055\u304f\u59cb\u3081\u5927\u304d\u304f\u5897\u3084\u3059\u3000-\u3000\u30ad\u30db\u30f3\u306e\u9577\u671f\u6295\u8cc7"},"content":{"rendered":"<p>\u300c\u5c0f\u91d1\u304c\u4f59\u3063\u3066\u3044\u308b\u306e\u3067\u3059\u304c\u6295\u8cc7\u3092\u59cb\u3081\u308b\u307b\u3069\u3067\u306f\u306a\u3044\u306e\u3067\u3059\u3002\u300d\u3068\u3044\u3046\u58f0\u3092\u3088\u304f\u304a\u805e\u304d\u3057\u307e\u3059\u3002\u300c\u3069\u306e\u304f\u3089\u3044\u306e\u5c0f\u91d1\u3067\u3059\u304b\uff1f\u300d\u3068\u304a\u805e\u304d\u3059\u308b\u3068\u3001\u5341\u5206\u6295\u8cc7\u3092\u59cb\u3081\u308b\u306e\u306b\u8db3\u308b\u91d1\u984d\u3060\u3063\u305f\u308a\u3057\u307e\u3059\u3002\u6295\u8cc7\u306b\u306f\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u5fc5\u8981\u3068\u8003\u3048\u3089\u308c\u3066\u3044\u308b\u5834\u5408\u304c\u591a\u3044\u3067\u3059\u304c\u3001\u3000\u6570\u5343\u30c9\u30eb\u304b\u3089\u53ef\u80fd\u3067\u3059\u3002\u6708\u3005\u3001\u7a4d\u307f\u7acb\u3066\u308b\u30b3\u30df\u30c3\u30c8\u30e1\u30f3\u30c8\u304c\u3042\u308b\u306a\u3089\u3001\u3082\u3063\u3068\u5c0f\u3055\u304f\u59cb\u3081\u3089\u308c\u307e\u3059\u3002\u3042\u308b\u3044\u306f\u3001\u300c\u6295\u8cc7\u3092\u59cb\u3081\u305f\u3044\u304c\u3069\u3053\u304b\u3089\u59cb\u3081\u308c\u3070\u3044\u3044\u306e\u304b\u308f\u304b\u308a\u307e\u305b\u3093\u300d\u3068\u3044\u3046\u58f0\u3082\u304a\u805e\u304d\u3057\u307e\u3059\u3002\u6295\u8cc7\u3068\u3044\u3046\u3068\u3061\u3087\u3063\u3068\u96e3\u3057\u305d\u3046\u306b\u805e\u3053\u3048\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u9280\u884c\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u53e3\u5ea7\u306e\u3088\u3046\u306a\u611f\u899a\u3067\u3001\u53e3\u5ea7\u3092\u958b\u8a2d\u3057\u305f\u308a\u904b\u55b6\u3057\u305f\u308a\u3067\u304d\u308b\u5834\u5408\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>$500,000\u306a\u3044\u3068\u6295\u8cc7\u3067\u304d\u306a\u3044\uff1f<\/h2>\n<p>\u5b9f\u969b\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306a\u3069\u306b\u76f8\u8ac7\u3059\u308b\u3068\u6700\u4f4e$250,000\u3068\u304b$500,000\u306e\u8cc7\u91d1\u304c\u5fc5\u8981\u306a\u3069\u3068\u3044\u308f\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u308c\u306f\u305d\u306e\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u305d\u308c\u4ee5\u4e0b\u306e\u6295\u8cc7\u8cc7\u7523\u306e\u304a\u5ba2\u306f\u3068\u3089\u306a\u3044\u3068\u3044\u3046\u3060\u3051\u306e\u8a71\u3067\u3042\u3063\u3066\u3001\u81ea\u5206\u3067\u6295\u8cc7\u3092\u59cb\u3081\u308b\u306a\u3089\u8a71\u306f\u307e\u3063\u305f\u304f\u5225\u3067\u3059\u3002<\/p>\n<p>\u306a\u305c\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306f\u3053\u3093\u306a\u984d\u3092\u63d0\u793a\u3059\u308b\u306e\u3067\u3057\u3087\u3046\u3002\u305d\u306e\u7406\u7531\u306f\u3001\u591a\u304f\u306e\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u3001\u30a2\u30c9\u30d0\u30a4\u30b9\u3059\u308b\u6295\u8cc7\u984d\u306b\u5bfe\u3059\u308b\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u3067\u8ab2\u91d1\u3059\u308b\u3053\u3068\u306b\u3042\u308a\u307e\u3059\u3002\u6295\u8cc7\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u5834\u5408\u3001\u5927\u304d\u306a\u6295\u8cc7\u984d\u306b\u306a\u308c\u3070\u3042\u308b\u7a0b\u5ea6\u30a2\u30c9\u30d0\u30a4\u30b9\u3082\u8907\u96d1\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u5b9f\u969b\u306f\u305d\u308c\u307b\u3069\u624b\u9593\u304c\u5909\u308f\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6295\u8cc7\u984d\u304c\u5927\u304d\u304f\u3066\u3082\u5c0f\u3055\u304f\u3066\u3082\u3001\u6295\u8cc7\u306e\u76ee\u7684\u3084\u30ea\u30b9\u30af\u8a31\u5bb9\u306b\u3064\u3044\u3066\u306e\u5206\u6790\u306f\u540c\u69d8\u306b\u5fc5\u8981\u3067\u3001\u540c\u3058\u3088\u3046\u306a\u4f5c\u696d\u304c\u5fc5\u8981\u3067\u3059\u3002\u6295\u8cc7\u984d\u306b\u5bfe\u3059\u308b\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u624b\u6570\u6599\u304c1\uff05\u306e\u5834\u5408\u3001\u540c\u3058\u3088\u3046\u306a\u4f5c\u696d\u3092\u3057\u3066\u3082$500,000\u306e\u6295\u8cc7\u984d\u306a\u3089\u3001\u5e74\u9593$5,000\u306e\u53ce\u5165\u306b\u306a\u308a\u307e\u3059\u304c\u3001$5,000\u306e\u6295\u8cc7\u984d\u306a\u3089\uff0450\u306b\u3057\u304b\u306a\u308a\u307e\u305b\u3093\u3002\u3053\u3046\u3044\u3046\u7406\u7531\u304b\u3089\u6295\u8cc7\u984d\u306e\u4e0b\u9650\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u308f\u3051\u3067\u3001\u3053\u308c\u306f\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u5074\u306e\u52dd\u624b\u306a\u8a2d\u5b9a\u3067\u3059\u3002\u5b9f\u969b\u3001\u6295\u8cc7\u306f\u5927\u91d1\u304c\u306a\u304f\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002\u5927\u91d1\u304c\u306a\u3044\u304b\u3089\u3053\u305d\u6295\u8cc7\u3067\u5897\u3084\u3057\u305f\u3044\u3068\u3053\u308d\u3067\u3059\u306d\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u304b\u3068\u3044\u3063\u3066\u6255\u3044\u305f\u304f\u306a\u3044\u624b\u6570\u6599\u30fb\u30fb<\/h2>\n<p>\u5927\u91d1\u304c\u306a\u3044\u5834\u5408\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u304b\u3089\u30d5\u30a1\u30f3\u30c9\u3092\u8cfc\u5165\u3059\u308b\u3068\u3044\u3046\u306e\u306f\u3088\u304f\u3042\u308b\u624b\u3067\u3059\u3002\u81ea\u52d5\u7684\u306b\u6bce\u6708\u6c7a\u307e\u3063\u305f\u984d\u3092\u30d5\u30a1\u30f3\u30c9\u306b\u5165\u308c\u308b\u3088\u3046\u8a2d\u5b9a\u3057\u3066\u3082\u3089\u3046\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u30d6\u30ed\u30fc\u30ab\u30fc\u7d4c\u7531\u3067\u58f2\u3089\u308c\u308b\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u306a\u3089\u3001\u6570\u767e\u30c9\u30eb\u304b\u3089\u59cb\u3081\u3089\u308c\u308b\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002\u5c0f\u3055\u304f\u59cb\u3081\u3089\u308c\u4fbf\u5229\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u304b\u3089\u8cb7\u3046\u30d5\u30a1\u30f3\u30c9\u306f\u591a\u304f\u306e\u5834\u5408\u30bb\u30fc\u30eb\u30b9\u30fb\u30ed\u30fc\u30c9\u3068\u547c\u3070\u308c\u308b\u624b\u6570\u6599\u304c\u8ab2\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u30bb\u30fc\u30eb\u30b9\u30fb\u30ed\u30fc\u30c9\u306f\u6570\uff05\u304b\u3089\uff16\uff05\u304f\u3089\u3044\u307e\u3067\u3067\u3001\u6c7a\u3057\u3066\u30d0\u30ab\u306b\u3067\u304d\u308b\u984d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3053\u306e\u30bb\u30fc\u30eb\u30b9\u30fb\u30ed\u30fc\u30c9\u304c\u3044\u304b\u306b\u6295\u8cc7\u30ea\u30bf\u30fc\u30f3\u3092\u55b0\u3046\u3082\u306e\u3067\u3042\u308b\u304b\u306f\u3001<a href=\"http:\/\/smartandresponsible.com\/blog\/mutual-fund-fee1\/\" title=\"\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u306e\u624b\u6570\u6599\u306b\u304a\u6c17\u3092\u3064\u3051\u3092\uff01(1)\uff0dSales Load\" >\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3092\u3054\u89a7\u304f\u3060\u3055\u3044<\/a>\u3002<a href=\"http:\/\/smartandresponsible.com\/blog\/mutual-fund-fee2\/\" >\u30bb\u30fc\u30eb\u30b9\u30fb\u30ed\u30fc\u30c9\u4ee5\u5916\u306b\u3082\u6ce8\u610f\u3059\u3079\u304d\u624b\u6570\u6599\u306f\u3042\u308a<\/a>\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u306b\u52e7\u3081\u3089\u308c\u308b\u307e\u307e\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3076\u306e\u306f\u3088\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u30d6\u30ed\u30fc\u30ab\u30fc\u306b\u30d5\u30a1\u30f3\u30c9\u3092\u52e7\u3081\u3089\u308c\u305f\u3089\u3001\u624b\u6570\u6599\u306e\u304b\u304b\u308a\u65b9\u3092\u304d\u3061\u3093\u3068\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3068\u3001\u305d\u306e\u30d5\u30a1\u30f3\u30c9\u304c\u306a\u305c\u81ea\u5206\u306b\u3068\u3063\u3066\u30d9\u30b9\u30c8\u306a\u306e\u304b\u3092\u3088\u304f\u7d0d\u5f97\u3059\u308b\u3053\u3068\u304c\u5927\u524d\u63d0\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u624b\u6570\u6599\u306e\u5b89\u3044\u30d5\u30a1\u30f3\u30c9\u3092\u81ea\u5206\u3067\u8cb7\u3046<\/h2>\n<p>Vanguard\u3084Fidelity\u3001T.Rowe Price\u306a\u3069\u306e\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u304b\u3089\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u3092\u4ecb\u3055\u305a\u30c0\u30a4\u30ec\u30af\u30c8\u306b\u30d5\u30a1\u30f3\u30c9\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u3092\u5229\u7528\u3059\u308b\u3068\u3001\u30bb\u30fc\u30eb\u30b9\u30ed\u30fc\u30c9\u3082\u306a\u304f\u3001\u305d\u306e\u4ed6\u306e\u624b\u6570\u6599\u3082\u975e\u5e38\u306b\u4f4e\u3044\u512a\u826f\u306a\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u81ea\u5206\u3067\u6295\u8cc7\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3053\u3061\u3089\u306f\u4e0b\u9650\u304c\u5148\u307b\u3069\u306e\u6570\u767e\u30c9\u30eb\u30ec\u30d9\u30eb\u304b\u3089\u5c11\u3005\u4e0a\u304c\u3063\u3066\u3001\u6570\u5343\u30c9\u30eb\u30ec\u30d9\u30eb\u306b\u306a\u308a\u307e\u3059\u3002\u901a\u5e38\u306e\uff08\u8ab2\u7a0e\u5bfe\u8c61\u306e\uff09\u6295\u8cc7\u53e3\u5ea7\u3067\u3059\u3068\u3001Fidelity\u3084Vanguard\u3067$2,500\u3068\u304b$3,000\u3068\u304b\u3068\u3044\u3046\u4e0b\u9650\u3001IRA\u306a\u3069\uff08\u7a0e\u9045\u5ef6\u63aa\u7f6e\u306e\u3042\u308b\uff09\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u53e3\u5ea7\u3060\u3068$1,000\u4e0b\u9650\u3042\u305f\u308a\u3067\u3059\u3002TD Ameritrade\u3084E-Trade\u3060\u3068\u4e0b\u9650\u8a2d\u5b9a\u304c\u306a\u304b\u3063\u305f\u308a\u3001Scottrade\u3060\u3068$500\u30ec\u30d9\u30eb\u306e\u3088\u3046\u3067\u3059\u3002<\/p>\n<p>\u4e0b\u9650\u8a2d\u5b9a\u304c\u3042\u308b\u5834\u5408\u3001\u3053\u308c\u306f\uff11\u30d5\u30a1\u30f3\u30c9\u3042\u305f\u308a\u306e\u4e0b\u9650\uff08\u3042\u308b\u3072\u3068\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3059\u308b\u984d\u306e\u4e0b\u9650\uff09\u3067\u3042\u308b\u306e\u3067\u3001\u3044\u304f\u3064\u304b\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3082\u3046\u3068\u3059\u308b\u3068\u554f\u984c\u306b\u306a\u308a\u307e\u3059\u3002\uff14\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u3044\u306e\u306a\u3089\u3001\uff14\uff58$3,000\uff08$3,000\u4e0b\u9650\u306e\u5834\u5408\uff09\uff1d$12,000\u5fc5\u8981\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u554f\u984c\u306b\u5bfe\u3059\u308b\u5bfe\u51e6\u6cd5\u3068\u3057\u3066\u306f\u30011)\u3000\u3042\u308b\u7a0b\u5ea6\u3001\u8cc7\u91d1\u304c\u305f\u307e\u308b\u307e\u3067\u73fe\u91d1\u76f8\u5f53\u54c1\u306a\u3069\u306e\u4f4e\u30ea\u30b9\u30af\u5546\u54c1\u3067\u904b\u55b6\u3057\u8cc7\u91d1\u304c\u305f\u307e\u3063\u305f\u3068\u3053\u308d\u3067\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u65b9\u6cd5\u30012)\u3000\u4e0b\u9650\u8a2d\u5b9a\u306e\u306a\u3044\uff25\uff34\uff26\u3092\u5229\u7528\u3059\u308b\u65b9\u6cd5\u30013)\u3000\u3059\u3067\u306b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u5316\u304c\u6e08\u3093\u3067\u3044\u308b\u30e9\u30a4\u30d5\u30b5\u30a4\u30af\u30eb\u30d5\u30a1\u30f3\u30c9\u306a\u3069\u3092\u5229\u7528\u3059\u308b\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u3067\u3001\u3069\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3079\u3070\u3044\u3044\u306e\uff1f<\/h2>\n<p>\u4f4e\u624b\u6570\u6599\u3067\u77e5\u3089\u308c\u308bVanguard\u306f\u79c1\u306e\u304a\u52e7\u3081\u3067\u3059\u304c\u3001$3,000\u304b\u3089\u6295\u8cc7\u53ef\u80fd\u3067\u3059\u3002\u6295\u8cc7\u958b\u59cb\u3068\u3044\u3046\u3068\u96e3\u3057\u3044\u30a4\u30e1\u30fc\u30b8\u3092\u6301\u3064\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u53e3\u5ea7\u3092\u958b\u304d\u3001\u9280\u884c\u304b\u3089\u76f4\u63a5\u9001\u91d1\u3067\u304d\u307e\u3059\u306e\u3067\u6577\u5c45\u306f\u305d\u3093\u306a\u306b\u9ad8\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u6295\u8cc7\u3092\u59cb\u3081\u308b\u5834\u5408\u306e\u3082\u3063\u3068\u3082\u5927\u304d\u306a\u96e3\u95a2\u306f\u3001\u3069\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3079\u3070\u3088\u3044\u304b\u3067\u3057\u3087\u3046\u3002\u3053\u3053\u3067\u4e8c\u306e\u8db3\u3092\u8e0f\u3093\u3067\u3001\u306a\u304b\u306a\u304b\u6295\u8cc7\u304c\u59cb\u3081\u3089\u308c\u306a\u3044\u3068\u3044\u3046\u65b9\u3082\u591a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002\u3053\u3053\u3067\u5927\u5207\u306a\u3053\u3068\u306f\u3001\u6df1\u304f\u8003\u3048\u3059\u304e\u306a\u3044\u3053\u3068\u3067\u3059\u3002\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u3068\u8a00\u3046\u3068\u591a\u7a2e\u591a\u69d8\u3067\u3059\u304c\u3001\u305d\u306e\u4f55\u4e07\u3082\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u4e2d\u304b\u3089\u4e00\u756a\u3044\u3044\u3082\u306e\u3092\u9078\u3070\u306d\u3070\u30fb\u30fb\u306a\u3069\u3068\u8003\u3048\u308b\u3068\u3001\u3044\u3064\u307e\u3067\u305f\u3063\u3066\u3082\u59cb\u3081\u3089\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3082\u3001\u300c\u4e00\u756a\u3044\u3044\u30d5\u30a1\u30f3\u30c9\u300d\u306a\u3069\u3068\u3044\u3046\u3082\u306e\u306f\u305d\u3082\u305d\u3082\u5b58\u5728\u3057\u306a\u3044\u3068\u8003\u3048\u305f\u307b\u3046\u304c\u3088\u3044\u306e\u3067\u3059\u3002\u3042\u308b\u5e74\u306b\u30ca\u30f3\u30d0\u30fc\u30ef\u30f3\u306e\u5229\u56de\u308a\u3092\u51fa\u3057\u305f\u30d5\u30a1\u30f3\u30c9\u304c\u3001\u6570\u5e74\u5f8c\u306b\u306f\u4e0a\u4f4d10\u306b\u3082\u5165\u3089\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u306f\u65e5\u5e38\u8336\u98ef\u4e8b\u3067\u3059\u3002\u305d\u308c\u3088\u308a\u3001\u6700\u3082\u30d9\u30fc\u30b7\u30c3\u30af\u306a\u30d5\u30a1\u30f3\u30c9\u306b\u3060\u3051\u30d5\u30a9\u30fc\u30ab\u30b9\u3092\u7d5e\u308b\u3068\u3044\u3046\u3053\u3068\u3092\u304a\u52e7\u3081\u3057\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u7d75\u306e\u5177\u306e\u4e09\u539f\u8272\u3092\u8003\u3048\u3066\u898b\u307e\u3057\u3087\u3046\u3002\u79c1\u306e\u597d\u304d\u306a\u8272\u306f\u3001\u30e9\u30d9\u30f3\u30bf\u30fc\u306e\u3088\u3046\u306a\u30d1\u30fc\u30d7\u30eb\u3068\u6625\u306e\u7a7a\u306e\u3088\u3046\u306a\u8584\u30d6\u30eb\u30fc\u3068\u30d5\u30e5\u30fc\u30b8\u30a2\u3068\u3088\u3070\u308c\u308b\u30d4\u30f3\u30af\u3068\u304c\u6df7\u3056\u3063\u305f\u3088\u3046\u306a\u5fae\u5999\u306a\u8272\u3067\u3059\u304c\u3001\u7d75\u306e\u5177\u5c4b\u3055\u3093\u306b\u884c\u3063\u3066\u3082\u601d\u3063\u305f\u3068\u304a\u308a\u306e\u8272\u3092\u898b\u3064\u3051\u308b\u3053\u3068\u306f\u306a\u304b\u306a\u304b\u96e3\u3057\u3044\u3067\u3057\u3087\u3046\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u5353\u8d8a\u3057\u305f\u6cb9\u7d75\u306e\u5148\u751f\u306a\u3089\u3001\u9ec4\u8272\u3068\u30de\u30bc\u30f3\u30c0\u3068\u547c\u3070\u308c\u308b\u8d64\u7d2b\u8272\u3068\u30b7\u30a2\u30f3\u3068\u547c\u3070\u308c\u308b\u9752\u7dd1\u8272\u306e\u4e09\u539f\u8272\u3067\u3001\u3053\u306e\u5fae\u5999\u306a\u8272\u3092\u4f5c\u308a\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u30d5\u30a1\u30f3\u30c9\u6295\u8cc7\u3082\u540c\u3058\u3067\u3001\u57fa\u672c\u7684\u306a\u682a\u3068\u57fa\u672c\u7684\u306a\u50b5\u5238\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u30d5\u30a9\u30fc\u30ab\u30b9\u3092\u5f53\u3066\u3001\u305d\u306e\u8abf\u5408\u306e\u5272\u5408\u3060\u3051\u3092\u5909\u3048\u308b\u3053\u3068\u3067\u3001\u81ea\u5206\u306b\u3074\u3063\u305f\u308a\u306e\u5168\u4f53\u52b9\u679c\u3092\u3064\u304f\u308b\u3068\u3044\u3046\u306e\u304c\u3001\u5b9f\u306f\u3082\u3063\u3068\u3082\u624b\u3063\u53d6\u308a\u65e9\u3044\u65b9\u6cd5\u3067\u3042\u3063\u305f\u308a\u3057\u307e\u3059\u3002\u8907\u96d1\u306a\u30d5\u30a1\u30f3\u30c9\u306f\u624b\u6570\u6599\u3082\u9ad8\u3044\u3053\u3068\u304c\u3057\u3070\u3057\u3070\u3067\u3059\u304c\u3001\u57fa\u672c\u7684\u306a\u30d5\u30a1\u30f3\u30c9\u306f\u53cd\u5bfe\u306b\u624b\u6570\u6599\u304c\u3082\u3063\u3068\u3082\u4f4e\u3044\u3068\u3044\u3046\u306e\u3082\u5229\u70b9\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>ETF\u306a\u3089\u30fb\u30fb\u30fb<\/h2>\n<p>\u305f\u3068\u3048\u3070Vangaurd\u306e\u3082\u3063\u3068\u3082\u57fa\u672c\u7684\u306a\u512a\u826f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u3001\u8cc7\u91d1$3,000\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u3064\u304f\u3063\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u307e\u305a\u306fETF\u3067\u3064\u304f\u3063\u3066\u307f\u307e\u3059\u3002\u4e0b\u306e\u4f8b\u306f\u682a60\uff05\u3001\u50b5\u523840\uff05\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3067\u3059\u304c\u3001\u8a31\u5bb9\u3059\u308b\u30ea\u30b9\u30af\u306b\u3088\u308a\u305d\u308c\u305e\u308c\u306e\u6bd4\u7387\u306f\u8abf\u6574\u3001\u3064\u307e\u308a\u8abf\u5408\u306e\u5ea6\u5408\u3044\u3092\u5909\u5316\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2014\/01\/vanguard-etf-portpolio.gif?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2933\" alt=\"vanguard etf portpolio\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2014\/01\/vanguard-etf-portpolio.gif?resize=556%2C138&#038;ssl=1\" width=\"556\" height=\"138\" 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Strategy\u30d5\u30a1\u30f3\u30c9\u3068\u3044\u3046\u540d\u79f0\u3067\u58f2\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u30ea\u30af\u30b9\u8a31\u5bb9\u30ec\u30d9\u30eb\u306b\u3088\u3063\u30664\u7a2e\u985e\u306e\u30d1\u30c3\u30b1\u30fc\u30b8\u304c\u3042\u308a\u3001\u682a\u3001\u50b5\u5238\u304c\u6307\u5b9a\u306e\u8abf\u5408\u3067\u30d1\u30c3\u30b1\u30fc\u30b8\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e0b\u306e\u4f8b\u306fModerate 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href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2014\/01\/vanguard-life-strategy-fund.gif?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2932\" alt=\"vanguard life strategy fund\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2014\/01\/vanguard-life-strategy-fund.gif?resize=614%2C172&#038;ssl=1\" width=\"614\" height=\"172\" 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