{"id":2967,"date":"2014-03-18T09:56:28","date_gmt":"2014-03-18T17:56:28","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2967"},"modified":"2014-03-10T15:04:03","modified_gmt":"2014-03-10T23:04:03","slug":"high-yield-saving-cd","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/high-yield-saving-cd\/","title":{"rendered":"High Yield Saving \u304b\u3000CD\u304b\u30fb\u30fb\u30fb"},"content":{"rendered":"<p>High Yield Saving\u306b\u8208\u5473\u304c\u3042\u308b\u306e\u3067\u3059\u304c\u30fb\u30fb\u3068\u3044\u3046\u304a\u8a71\u3092\u3088\u304f\u805e\u304d\u307e\u3059\u3002\u6211\u304c\u5bb6\u3067\u3082\u3001\u5bb6\u306e\u8cb7\u3044\u66ff\u3048\u3067\u3001\u524d\u306e\u5bb6\u304c\u58f2\u308c\u3066\u304b\u3089\u6b21\u306e\u5bb6\u3092\u8cb7\u3046\u307e\u3067\u306e\u9593\u3001\u982d\u91d1\u3092Amex Bank\u306eHigh Yield Saving\u306b\u5165\u308c\u3066\u304a\u304d\u307e\u3057\u305f\u3002\u5bb6\u306e\u8cb7\u3044\u66ff\u3048\u306b\u306f\u306a\u3093\u30684\u5e74\u3082\u304b\u304b\u308a\u3001Saving\u306b\u5165\u308c\u3066\u304a\u304f\u306b\u306f\u3082\u3063\u305f\u3044\u306a\u304b\u3063\u305f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u4f55\u305b\u3001\u3044\u3064\u6c17\u306b\u5165\u308b\u5bb6\u304c\u3042\u308f\u3089\u308c\u3066\u3059\u3050\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308b\u3084\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u3042\u305f\u308a\u306e\u9280\u884c\u306eSaving\u3088\u308a\u306f\u91d1\u5229\u304c\u9ad8\u304f\u3001\u3059\u3050\u73fe\u91d1\u3092\u5f15\u304d\u51fa\u305b\u308bSaving\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3057\u305f\u3002Saving\u3088\u308a\u306f\u91d1\u5229\u306e\u3088\u3044CD\uff08Certificate of Deposit=\u6e80\u671f\u4ed8\u9810\u91d1\uff09\u3082\u8003\u3048\u307e\u3057\u305f\u304c\u3001\u3046\u307e\u304f\u5f15\u304d\u51fa\u3057\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u304c\u3042\u308f\u306a\u3044\u3068\u9762\u5012\u3060\u3068\u8003\u3048\u3001\u3084\u306f\u308aHigh Yield Saving\u3068\u306a\u3063\u305f\u308f\u3051\u3067\u3059\u3002\u4eca\u65e5\u306f\u3001\u3053\u306eHigh Yield Saving\u3068\u6614\u304b\u3089\u3042\u308bCD\u3068\u3092\u6bd4\u3079\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u305d\u3082\u305d\u3082High Yield Saving\u3068\u306f\uff1f<\/h2>\n<p>\u30d5\u30c4\u30a6\u306e\u9280\u884c\uff08\u7a93\u53e3\u3092\u6301\u3064\u5f93\u6765\u306e\u9280\u884c\uff09\u306eSaving\u306e\u5229\u5b50\u306f\u3072\u3069\u3044\u30680.01\uff05\u3001\u5927\u53e3\u9810\u91d1\u306a\u3069\u3060\u3068\u3088\u304f\u30660.15\uff05\u3068\u3044\u3046\u73fe\u72b6\u3067\u3059\u3002\u3053\u308c\u306b\u6bd4\u3079High Yield Saving\u3060\u30680.95\uff05\u3068\u3044\u3046\u5229\u5b50\u306b\u8df3\u306d\u4e0a\u304c\u308a\u307e\u3059\uff082014\u5e743\u6708\u73fe\u5728\uff09\u3002\u3064\u307e\u308a\u5229\u5b50\u304c\u9ad8\u3044\u304b\u3089High Yield\u3068\u3044\u3046\u5f62\u5bb9\u8a5e\u304c\u3064\u3044\u3066\u3044\u308b\u308f\u3051\u3067\u3059\u306d\u3002High Yield Saving\u53e3\u5ea7\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u9280\u884c\u306f\u307b\u3068\u3093\u3069\u304c\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u3068\u3088\u3070\u308c\u308b\u9280\u884c\u3067\u3001\u7a93\u53e3\u306e\u3042\u308b\u7269\u7406\u7684\u306a\u652f\u5e97\u306f\u6301\u3061\u5408\u308f\u305b\u3066\u3044\u307e\u305b\u3093\u3002\u7d50\u679c\u7684\u306b\u3001\u30aa\u30fc\u30d0\u30fc\u30d8\u30c3\u30c9\u8cbb\u7528\u304c\u5c11\u306a\u304f\u3066\u3059\u307f\u3001\u6d6e\u3044\u305f\u30b3\u30b9\u30c8\u3092\u5229\u5b50\u306b\u53cd\u6620\u3055\u305b\u308b\u3068\u3044\u3046\u3057\u304f\u307f\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002High Yield\u3000Saving\u306e\u5229\u5b50\u306f\u3059\u3050\u6bd4\u8f03\u3067\u304d\u308b\u5f62\u3067\u30cd\u30c3\u30c8\u306e\u3042\u3061\u3053\u3061\u306b\u63b2\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3057\u3001\u305d\u306e\u305d\u3082\u9867\u5ba2\u30bf\u30fc\u30b2\u30c3\u30c8\u304c\u30cd\u30c3\u30c8\u3092\u5229\u7528\u3057\u6bd4\u8f03\u691c\u8a0e\u3059\u308b\u30bf\u30a4\u30d7\u306e\u4eba\u306a\u306e\u3067\u3001\u9867\u5ba2\u7372\u5f97\u7af6\u4e89\u306f\u6fc0\u3057\u304f\u3001\u7d50\u679c\u7684\u306b\u5229\u5b50\u3082\u304b\u306a\u308a\u30b3\u30f3\u30da\u30c6\u30a3\u30c6\u30a3\u30d6\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>High Yield Saving\u53e3\u5ea7\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u7c21\u5358\u306b\u958b\u3051\u307e\u3059\u3002\u53e3\u5ea7\u306f\u30d5\u30c4\u30a6\u306e\u9280\u884c\u306eChecking\u3084Saving\u53e3\u5ea7\u3068\u540c\u3058\u304f\u3001FDIC\uff08Federal Deposit Insurance Corporation\uff09\u306e$250,000\u307e\u3067\u306e\u5143\u91d1\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002\u53e3\u5ea7\u958b\u8a2d\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u5229\u5b50\u3060\u3051\u3067\u306a\u304f\u3001\u6761\u4ef6\u3082\u691c\u8a0e\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002\u30aa\u30fc\u30d0\u30fc\u30d8\u30c3\u30c9\u3092\u8efd\u6e1b\u3059\u308b\u305f\u3081\u3001\u53e3\u5ea7\u5229\u7528\u306b\u5bfe\u3057\u3066\u306e\u5236\u9650\u304c\u3042\u308b\u3053\u3068\u304c\u5e38\u3060\u304b\u3089\u3067\u3059\u3002\u30d5\u30c4\u30a6\u306e\u9280\u884c\u306e\u3088\u3046\u306b\u30c1\u30a7\u30c3\u30af\u30d6\u30c3\u30af\u3092\u81ea\u7531\u306b\u4f7f\u3063\u305f\u308a\u3001\u9001\u91d1\u3092\u9650\u5ea6\u306a\u3057\u3067\u3057\u305f\u308a\u3068\u3044\u3046\u3053\u3068\u306f\u5236\u9650\u3055\u308c\u308b\u5834\u5408\u304c\u591a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u73fe\u5728\uff082014\u5e743\u6708\u534a\u3070\uff09\u306eHigh Yield Saving\u306e\u91d1\u5229\u306f\u30010.85\u304b\u30890.95\uff05\u3042\u305f\u308a\u3067\u3059\u3002\u4e00\u65b9\u3001\uff11\u5e74\u3082\u306eCD\u306e\u91d1\u5229\u306f\u3001\uff11\uff05\u304b\u30891.05\uff05\u3067\u3059\u3002\uff12\u5e74\u3082\u306eCD\u306e\u91d1\u5229\u306f1.10\uff05\u304b\u30891.15\uff05\u3042\u305f\u308a\u30015\u5e74\u3082\u306e\u306b\u306a\u308b\u30682.00\uff05\u304b\u30892.25\uff05\u307b\u3069\u306b\u306a\u308a\u307e\u3059\u3002\u3055\u3066\u3001High Yield Saving\u304bCD\u304b\u3069\u3061\u3089\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u91d1\u5229\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308b\u6642\u4ee3\u306a\u3089CD<\/h2>\n<p>CD\u306f\u6e80\u671f\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u9593\u3001\u5143\u91d1\u306f\u5f15\u304d\u51fa\u3055\u306a\u3044\u3053\u3068\u3092\u524d\u63d0\u306b\u91d1\u5229\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3082\u3057\u3082\u6e80\u671f\u4ee5\u524d\u306b\u304a\u91d1\u3092\u5f15\u304d\u51fa\u3059\u5834\u5408\u306f\u3001Early Withdrawal Penalty\u3068\u3044\u3046\u7f70\u91d1\u304c\u8ab2\u3055\u308c\u307e\u3059\u3002\u3053\u306ePenalty\u306f\u9280\u884c\u306b\u3088\u3063\u3066\u307e\u3061\u307e\u3061\u3067\u3001\u826f\u5fc3\u7684\u306a\u7dda\u3067\u91d1\u5229\uff11\u30f6\u6708\u5206\u3001\u3072\u3069\u3044\u4f8b\u3060\u3068\u4e00\u5f8b$25\u306e\u56fa\u5b9a\u984d\u30d7\u30e9\u30b9\u5143\u91d1\u306e\uff13\uff05\u3068\u3044\u3046\u4f8b\u3082\u3042\u308b\u305d\u3046\u3067\u3059\u3002\u5143\u91d1\u306e\uff13\uff05\u3068\u3044\u3046\u3068\u3001\u5229\u5b50\u304c\u6848\u5916\u3064\u3044\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3001\u7d50\u679c\u7684\u306b\u5143\u91d1\u5272\u308c\u3059\u308b\u53ef\u80fd\u6027\u5927\u3067\u3059\u304b\u3089\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\uff08FDIC\u306e\u73fe\u91d1\u4fdd\u8a3c\u306f\u30da\u30ca\u30eb\u30c6\u30a3\u306b\u3088\u308b\u5143\u91d1\u5272\u308c\u306b\u306f\u9069\u7528\u3055\u308c\u307e\u305b\u3093\uff09\u3002\u5e73\u5747\u7684\u306a\u3068\u3053\u308d\u3067\u306f\u3001\uff11\u5e74\u3082\u306e\u4ee5\u4e0b\u3067\u3042\u308c\u3070\u30013\u304b\u6708\u5206\u306e\u5229\u5b50\u30011\u5e74\u3092\u3053\u3048\u305f\u6e80\u671f\u3067\u3042\u308c\u30706\u304b\u6708\u5206\u306e\u5229\u5b50\u3068\u3044\u3046\u3068\u3053\u308d\u3067\u3059\u3002<\/p>\n<p>\u91d1\u5229\u304c\u5b89\u5b9a\u3057\u3066\u304a\u308a\u3001CD\u306e\u91d1\u5229\u306e\u307b\u3046\u304cHigh Yield Saving\u3088\u308a\u3082\u9b45\u529b\u7684\u306a\u5834\u5408\u306f\u3001\u304a\u305d\u3089\u304f\u304a\u91d1\u304c\u5fc5\u8981\u3068\u306a\u308b\u3053\u3068\u306e\u306a\u3044\u671f\u9593\u3092\u8003\u3048\u3066\u3001\u305d\u308c\u306b\u3042\u308f\u305b\u305f\u6e80\u671f\u306eCD\u3092\u9078\u3076\u306e\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u975e\u5e38\u6642\u306e\u84c4\u3048\uff08\u30a8\u30de\u30fc\u30b8\u30a7\u30f3\u30b7\u30fc\u30d5\u30a1\u30f3\u30c9\uff09\u306a\u3069\u3067\u3001\u304a\u305d\u3089\u304f\u5f53\u5206\u306f\u5fc5\u8981\u306b\u306a\u3089\u306a\u3044\u304c\u3001\u3059\u3050\u306b\u73fe\u91d1\u5316\u3067\u304d\u308b\u3053\u3068\u304c\u5927\u5207\u306a\u304a\u91d1\u306b\u95a2\u3057\u3066\u306f\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u305d\u3093\u306a\u306b\u3072\u3069\u304f\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u6562\u3048\u3066\uff15\u5e74\u306a\u3069\u306e\u9577\u671f\u6e80\u671f\u3092\u9078\u3093\u3067\u3082\u3044\u3044\u3067\u3057\u3087\u3046\u3002\u3082\u3057\u3082\u4e07\u671f\u524d\u306b\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u3092\u6255\u3063\u3066\u3082\u5341\u5206\u306a\u5229\u5b50\u304c\u6b8b\u308b\u3068\u3044\u3046\u8a08\u7b97\u3067\u3059\u3002<\/p>\n<p>\u3042\u308b\u3044\u306fCD Laddering\uff08Ladder\u306f\u306f\u3057\u3054\u306e\u3053\u3068\u3067\u3059\uff09\u3068\u3044\u3063\u3066\u3001\u5143\u91d1\u3092\u3044\u304f\u3064\u304b\u306b\u5206\u3051\u3066\u6bb5\u968e\u7684\u306b\u6570\u53e3\u5ea7\u306eCD\u306b\u5165\u308c\u308b\u3068\u3044\u3046\u624b\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001$\uff140,000\u3092\u3072\u3068\u3064\u306e\uff15\u5e74\u3082\u306eCD\u306b\u5165\u308c\u308b\u4ee3\u308f\u308a\u306b\u3001$40,000\u3092$10,000\u305a\u3064\u306b\u5206\u3051\u307e\u3059\u3002\u4eca\u65e5\u307e\u305a$10,000\u30921\u5e74\u3082\u306eCD\u306b\u5165\u308c\u30013\u30f6\u6708\u5f8c\u306b\u3082\u3046$10,000\u3092\u65b0\u3057\u304f1\u5e74\u3082\u306eCD\u306b\u5165\u308c\u3001\u3055\u3089\u306b3\u30f5\u6708\u5f8c\u3068\u305d\u306e\u307e\u305f3\u30f6\u6708\u5f8c\u306b\u540c\u3058\u3088\u3046\u306b\u7e70\u308a\u8fd4\u3059\u3053\u3068\u3067\u3001\uff14\u3064\u306e1\u5e74\u3082\u306eCD\u3092\u4f5c\u308a\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\uff13\u30f6\u6708\u3054\u3068\u306b\u3042\u308b\u7a0b\u5ea6\u306e\u73fe\u91d1\u304c\u6e80\u671f\u3092\u8fce\u3048\u308b\u72b6\u614b\u3092\u3064\u304f\u308a\u3060\u3057\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u306e\u53ef\u80fd\u6027\u3092\u6e1b\u5c11\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u4f4e\u91d1\u5229\u6642\u4ee3\u306fHigh Yield Saving\u306e\u307b\u3046\u304c\u3044\u3044\u304b\u3082<\/h2>\n<p>\u305f\u3060\u3057\u3001\u4eca\u306f\u304b\u3064\u3066\u306a\u3044\u4f4e\u91d1\u5229\u6642\u4ee3\u3002\u91d1\u5229\u306f\u3053\u308c\u304b\u3089\u4e0a\u304c\u308b\u3057\u304b\u306a\u3044\u6642\u4ee3\u3067\u3059\u3002\u554f\u984c\u306f\u3044\u3064\u3069\u306e\u3088\u3046\u306b\u4e0a\u304c\u3063\u3066\u3044\u304f\u304b\u3067\u3059\u304c\u3001\u3053\u308c\u3070\u304b\u308a\u306f\u79c1\u305f\u3061\u306b\u306f\u77e5\u308b\u7531\u3082\u3042\u308a\u307e\u305b\u3093\u3002\u91d1\u5229\u304c\u3053\u308c\u304b\u3089\u4e0a\u304c\u3063\u3066\u3044\u304f\u3053\u3068\u3092\u524d\u63d0\u306b\u3059\u308b\u306a\u3089\u3001\u5c11\u3005\u73fe\u5728\u306e\u91d1\u5229\u304c\u3044\u3044CD\u3088\u308aHigh Yield Saving\u306e\u307b\u3046\u304c\u5f97\u7b56\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002CD\u306f\u6e80\u671f\u304c\u6765\u308b\u307e\u3067\u5f53\u521d\u306e\u91d1\u5229\u304c\u56fa\u5b9a\u3055\u308c\u307e\u3059\u304c\u3001High Yield Saving\u306e\u5834\u5408\u306f\u3001\u5e02\u5834\u306e\u91d1\u5229\u306b\u5408\u308f\u305b\u3066\u5229\u5b50\u304c\u63a8\u79fb\u3059\u308b\u304b\u3089\u3067\u3059\u3002\u52a0\u3048\u3066\u524d\u8ff0\u306e\u3088\u3046\u306b\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u306a\u3057\u3067\u3044\u3064\u3067\u3082\u304a\u91d1\u3092\u5f15\u304d\u51fa\u305b\u308b\u3068\u3044\u3046\u30d5\u30ec\u30ad\u30b7\u30d3\u30ea\u30c6\u30a3\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3053\u308c\u304b\u3089\uff12\u5e74\u9593\u306e\u3046\u3061\u5f90\u3005\u306b\u91d1\u5229\u304c\uff11\uff05\u4e0a\u304c\u308b\u5834\u5408\u3092\u8003\u3048\u3066\u898b\u307e\u3057\u3087\u3046\u3002\uff12\u5e74\u3082\u306e\u306eCD\u306b$10,000\u3092\u5165\u308c\u308b\u3068\uff12\u5e74\u9593\u3067\u5229\u5b50\u306f$230\u307b\u3069\u3001High Yield Saving\u306a\u3089\uff12\u5e74\u9593\u3067$270\u307b\u3069\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4eca\u5ea6\u306f\u3001\u3053\u308c\u304b\u3089\uff13\u5e74\u9593\u306e\u3046\u3061\u5f90\u3005\u306b\u91d1\u5229\u304c\uff13\uff05\u4e0a\u304c\u308b\u5834\u5408\u3092\u8003\u3048\u3066\u898b\u307e\u3057\u3087\u3046\u3002\uff15\u5e74\u3082\u306e\u306eCD\u306b$10,000\u3092\u5165\u308c\u308b\u3068\uff15\u5e74\u9593\u3067\u5229\u5b50\u306f$1,190\u307b\u3069\u3001High Yield Saving\u306a\u3089\uff15\u5e74\u9593\u3067$1,644\u306b\u306a\u308a\u307e\u3059\u3002\uff08\u6700\u521d\u306e\uff13\u5e74\u3067\u91d1\u5229\u304c\uff13\uff05\u4e0a\u304c\u308a\u3001\u305d\u306e\u5f8c\uff12\u5e74\u306f\u91d1\u5229\u636e\u3048\u7f6e\u304d\u3068\u3044\u3046\u30d1\u30bf\u30fc\u30f3\u306e\u5834\u5408\uff09<\/p>\n<p>&nbsp;<\/p>\n<p>\u3069\u3046\u3044\u3046\u6642\u671f\u306b\u3069\u306e\u304f\u3089\u3044\u91d1\u5229\u304c\u4e0a\u304c\u3063\u3066\u3044\u304f\u304b\u306b\u3088\u3063\u3066\u7d50\u679c\u306f\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u5c11\u306a\u304f\u3068\u3082\u3053\u308c\u304b\u3089\u91d1\u5229\u304c\u4e0a\u304c\u308b\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u308b\u4eca\u306f\u3001\u9577\u671fCD\u306b\u304a\u91d1\u3092\u5165\u308c\u3066\u300c\u91d1\u5229\u304c\u56fa\u5b9a\u3055\u308c\u3066\u3057\u307e\u3046\u5371\u967a\u6027\u300d\u306b\u3082\u914d\u616e\u3057\u305f\u307b\u3046\u304c\u3044\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u304b\u3048\u3063\u3066\u3001\u73fe\u5728\u306e\u6642\u70b9\u3067\u306e\u91d1\u5229\u306f\u4f4e\u304f\u3068\u3082\u3001\u6562\u3048\u3066High Yield Saving\u3092\u9078\u3076\u3068\u3044\u3046\u306e\u3082\u7406\u306b\u304b\u306a\u3063\u3066\u3044\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u9078\u629e\u306b\u306f\u3042\u304f\u307e\u3067\u305d\u306e\u304a\u91d1\u306e\u76ee\u7684\u3001\u5fc5\u8981\u306b\u306a\u308a\u305d\u3046\u306a\u671f\u9593\u3068\u305d\u306e\u53ef\u80fd\u6027\u3092\u9451\u307f\u3064\u3064\u3001\u4eca\u5f8c\u306e\u91d1\u5229\u306e\u52d5\u5411\u3092\u6c17\u306b\u3057\u3064\u3064\u3001Prepayment Penalty\u306e\u8ab2\u305b\u3089\u308c\u65b9\u306a\u3069\u3092\u8003\u3048\u305f\u4e0a\u3067\u3001\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3059\u308b\u3068\u3088\u3044\u3088\u3046\u3067\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>High Yield Saving\u306b\u8208\u5473\u304c\u3042\u308b\u306e\u3067\u3059\u304c\u30fb\u30fb\u3068\u3044\u3046\u304a\u8a71\u3092\u3088\u304f\u805e\u304d\u307e\u3059\u3002\u6211\u304c\u5bb6\u3067\u3082\u3001\u5bb6\u306e\u8cb7\u3044\u66ff\u3048\u3067\u3001\u524d\u306e\u5bb6\u304c\u58f2\u308c\u3066\u304b\u3089\u6b21\u306e\u5bb6\u3092\u8cb7\u3046\u307e\u3067\u306e\u9593\u3001\u982d\u91d1\u3092Amex Bank\u306eHigh Yield Saving\u306b\u5165\u308c\u3066\u304a\u304d\u307e\u3057\u305f\u3002\u5bb6\u306e\u8cb7\u3044\u66ff\u3048\u306b\u306f\u306a\u3093\u30684\u5e74\u3082\u304b\u304b\u308a\u3001Saving\u306b\u5165\u308c\u3066\u304a\u304f\u306b\u306f\u3082\u3063\u305f\u3044\u306a\u304b\u3063\u305f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u4f55\u305b\u3001\u3044\u3064\u6c17\u306b\u5165\u308b\u5bb6\u304c\u3042\u308f\u3089\u308c\u3066\u3059\u3050\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308b\u3084\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u3042\u305f\u308a\u306e\u9280\u884c\u306eSaving\u3088\u308a\u306f\u91d1\u5229\u304c\u9ad8\u304f\u3001\u3059\u3050\u73fe\u91d1\u3092\u5f15\u304d\u51fa\u305b\u308bSaving\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3057\u305f\u3002Saving\u3088\u308a\u306f\u91d1\u5229\u306e\u3088\u3044CD\uff08Certificate of Deposit=\u6e80\u671f\u4ed8\u9810\u91d1\uff09\u3082\u8003\u3048\u307e\u3057\u305f\u304c\u3001\u3046\u307e\u304f\u5f15\u304d\u51fa\u3057\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u304c\u3042\u308f\u306a\u3044\u3068\u9762\u5012\u3060\u3068\u8003\u3048\u3001\u3084\u306f\u308aHigh Yield Saving\u3068\u306a\u3063\u305f\u308f\u3051\u3067\u3059\u3002\u4eca\u65e5\u306f\u3001\u3053\u306eHigh Yield Saving\u3068\u6614\u304b\u3089\u3042\u308bCD\u3068\u3092\u6bd4\u3079\u3066\u307f\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":4000,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[23],"tags":[19,24],"class_list":["post-2967","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-bank-accounts","tag-banks"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/SP-iphone-and-dollars.jpeg?fit=474%2C350&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-LR","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=2967"}],"version-history":[{"count":2,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2967\/revisions"}],"predecessor-version":[{"id":4687,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2967\/revisions\/4687"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/4000"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=2967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=2967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=2967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}