{"id":2976,"date":"2014-04-01T09:49:40","date_gmt":"2014-04-01T17:49:40","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=2976"},"modified":"2016-03-31T18:17:56","modified_gmt":"2016-04-01T02:17:56","slug":"medicare2","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/medicare2\/","title":{"rendered":"Medicare\u3092\u77e5\u308b\uff08\uff12\uff09\u3000\uff0d\u3000Part C\u3001Part D\u3001Medigap"},"content":{"rendered":"<p align=\"left\">\u524d\u56de\u306fOriginal Medicare\u3068\u547c\u3070\u308c\u308bMedicare Part A\u3068Part B\u306b\u3064\u3044\u3066\u8abf\u3079\u307e\u3057\u305f\u3002\u4eca\u56de\u306f\u3001Original Medicare\u306e\u4ee3\u66ff\u30d7\u30e9\u30f3\u3067\u3042\u308bPart C\u3068\u3001\u51e6\u65b9\u7b8b\u3092\u30ab\u30d0\u30fc\u3059\u308bPart D\u306b\u3064\u3044\u3066\u898b\u3066\u307f\u307e\u3059\u3002<\/p>\n<h2><b>Part C\uff08Medicare Advantage Plan\uff09<\/b><\/h2>\n<p>Part C\u3068\u547c\u3070\u308c\u308bMedicare Advantage Plan\u306f\u3001Medicare\u3068\u63d0\u643a\u3057\u305f\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u4f9b\u3059\u308b\u3001Medicare\u3000Original(Part A\u3068Part B)\u306e\u4ee3\u66ff\u30d7\u30e9\u30f3\u3067\u3059\u3002Medicare Advantage Plan\u306f\u6700\u4f4e\u9650Medicare Original\u306e\u30ab\u30d0\u30fc\u3059\u308b\u30a2\u30a4\u30c6\u30e0\u306f\u30ab\u30d0\u30fc\u3057\u3001\u591a\u304f\u306e\u5834\u5408\u305d\u308c\u306b\u52a0\u3048\u3066\u8ffd\u52a0\u30a2\u30a4\u30c6\u30e0\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u51e6\u65b9\u7b8b\u3082\u30ab\u30d0\u30fc\u3059\u308b\u30d7\u30e9\u30f3\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u30ab\u30d0\u30fc\u7bc4\u56f2\u306f\u30d7\u30e9\u30f3\u306b\u3088\u3063\u3066\u5927\u304d\u306a\u5dee\u304c\u3042\u308a\u307e\u3059\u3002\u4eca\u65e5\u3067\u306f\u3001Medicare\u5bfe\u8c61\u8005\u306e7\u4eba\u306b\u3072\u3068\u308a\u304cMedicare Advantage Plan\u306b\u30b5\u30a4\u30f3\u30a2\u30c3\u30d7\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Medicare\u3000Advantage Plan\u306b\u306f\u3001\u30b5\u30fc\u30d3\u30b9\u30fb\u30a8\u30ea\u30a2\u306e\u6307\u5b9a\u304c\u3042\u308a\u3001\u30b5\u30fc\u30d3\u30b9\u30fb\u30a8\u30ea\u30a2\u306f\u30ab\u30a6\u30f3\u30c6\u30a3\u3001\u5dde\u3001\u305d\u306e\u4ed6\u306e\u5730\u57df\u3067\u3001\u305d\u306e\u30a8\u30ea\u30a2\u306b\u4f4f\u3080\u4eba\u3060\u3051\u304c\u305d\u306e\u30a8\u30ea\u30a2\u306e\u30d7\u30e9\u30f3\u306b\u53c2\u52a0\u3067\u304d\u3001\u305d\u306e\u30a8\u30ea\u30a2\u3067\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u975e\u5e38\u6642\uff08Emergency Care\u3068Urgent Care\uff09\u306b\u3064\u3044\u3066\u306f\u3001\u5168\u7c73\u3067\u30b5\u30fc\u30d3\u30b9\u304c\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>Original Medicare\u306e\u4ee3\u66ff\u30d7\u30e9\u30f3\u3068\u3044\u3046\u3068\u3001Original Medicare\u306b\u5165\u308b\u4ee3\u308f\u308a\u306bMedicare Advantage Plan\u306b\u5165\u308b\u3068\u3044\u3046\u30a4\u30e1\u30fc\u30b8\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u3046\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002Medicare Advantage\u306b\u5165\u308b\u305f\u3081\u306b\u306f\u3001Original Medicare\u306b\u5165\u3063\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002Original Medicare\u306ePart A\u306b\u306f\u3075\u3064\u3046\u4fdd\u967a\u6599\u304c\u3042\u308a\u307e\u305b\u3093\u304c\u3001Part B\u306b\u306f\u4fdd\u967a\u6599\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306ePart B\u306e\u4fdd\u967a\u6599\u3092\u652f\u6255\u3063\u305f\u4e0a\u3067\u3001\u3055\u3089\u306bMedicare Advantage\u306e\u4fdd\u967a\u6599\u3092\u6255\u3063\u3066\u306f\u3058\u3081\u3066\u3001Medicare Advantage Plan\u306b\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u3063\u3066\u3001Medicare Advantage\u306e\u30ab\u30d0\u30fc\u5185\u5bb9\u306b\u306f\u9055\u3044\u304c\u3042\u308a\u3001\u81ea\u5df1\u8ca0\u62c5\u3084\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306e\u53d7\u3051\u65b9\u3082\u307e\u3061\u307e\u3061\u3067\u3059\u3002\u307e\u305f\u3001\u4fdd\u967a\u6599\u3082\u3055\u307e\u3056\u307e\u3067\u3059\u3002<\/p>\n<p>\u52a0\u5165\u8005\u306fMedicare Part B\u306e\u4fdd\u967a\u6599\u306f\u652f\u6255\u3044\u307e\u3059\u304c\u3001\u52a0\u5165\u3057\u3066\u3044\u308bMedicare Advantage \u306f\u7b2c\u4e09\u8005\u3067\u3042\u308b\u4fdd\u967a\u4f1a\u793e\u304cMedicare\u3068\u306e\u63d0\u643a\u3092\u3082\u3068\u306b\u63d0\u4f9b\u3059\u308b\u5065\u5eb7\u4fdd\u967a\u3067\u3059\u3002Medicare\u304c\u3053\u308c\u3089\u306e\u4fdd\u967a\u4f1a\u793e\u306b\u652f\u6255\u3044\u3092\u3057\u3001\u3053\u308c\u3089\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u52a0\u5165\u8005\u306bMedicare\u306e\u30eb\u30fc\u30eb\u306b\u6cbf\u3063\u305f\u4fdd\u967a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002<\/p>\n<p>Medicare Advantage Plan\u306b\u306f\u3001HMO\u3001PPO\u3001PFFS\u3001MMSA\u3001SNP\u30d7\u30e9\u30f3\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4>Health Maintenance Organization (HMO)<\/h4>\n<p>\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5185\u306e\u533b\u5e2b\u3068\u75c5\u9662\u3067\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u3002Primary care\u533b\u5e2b\u304c\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u30b3\u30fc\u30c7\u30a3\u30cd\u30fc\u30c8\u3059\u308b\u3002<\/p>\n<h4 align=\"left\">Point-of-Service (POS)<\/h4>\n<p align=\"left\">HMO\u306e\u5909\u5f62\u7248\u3067\u3001\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5916\u306e\u533b\u5e2b\u3084\u75c5\u9662\u3067\u3082\u3001\u9ad8\u3081\u306e\u8cbb\u7528\u3092\u8ca0\u62c5\u3059\u308c\u3070\u5229\u7528\u3067\u304d\u308b\u3002<\/p>\n<h4 align=\"left\">Preferred Provider Organization (PPO)<\/h4>\n<p align=\"left\">\u5b89\u3081\u306e\u8cbb\u7528\u3067\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5185\u304b\u3089\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u304b\u3001\u9ad8\u3081\u306e\u8cbb\u7528\u3067\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u5916\u304b\u3089\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u304b\u9078\u629e\u3067\u304d\u308b\u3002\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306b\u30a2\u30af\u30bb\u30b9\u3059\u308b\u306e\u306bPrimary care\u533b\u5e2b\u304c\u5fc5\u8981\u306a\u304f\u3001\u81ea\u5206\u306e\u9078\u629e\u3067\u5c02\u9580\u533b\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3002<\/p>\n<h4 align=\"left\">Private Fee-for-Service (PFFS)<\/h4>\n<p align=\"left\">\u30d7\u30e9\u30f3\u306e\u5024\u6bb5\u8a2d\u5b9a\u3084\u6761\u4ef6\u3092\u53d7\u3051\u5165\u308c\u308b\u533b\u5e2b\u3084\u75c5\u9662\u3067\u3042\u308c\u3070\u3001\u3069\u3053\u304b\u3089\u3067\u3082\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u308b\u3002\u305f\u3060\u3057\u3001\u533b\u7642\u8cbb\u306e\u81ea\u5df1\u8ca0\u62c5\u5206\u304c\u5fc5\u8981\u3068\u306a\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b\u3002\u533b\u5e2b\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u8a2d\u5b9a\u304c\u3042\u308b\u30d7\u30e9\u30f3\u3068\u3001\u306a\u3044\u30d7\u30e9\u30f3\u304c\u3042\u308b\u3002<\/p>\n<h4>Medicare Medical Savings Account\uff08MMSA\uff09<\/h4>\n<p>Medicare\u306eHSA(Health Savings Account)\u30d0\u30fc\u30b8\u30e7\u30f3\u3002High Deductible\u30d7\u30e9\u30f3\u3092\u9078\u629e\u3057\u305f\u5834\u5408\u306b\u3001Medicare\u304c\u4e00\u5b9a\u984d\u3092Savings Account\u306b\u5165\u308c\u3066\u304f\u308c\u308b\u3002\u60a3\u8005\u306f\u3001\u81ea\u5df1\u8ca0\u62c5\u984d\u306a\u3069\u3092\u3053\u3053\u304b\u3089\u637b\u51fa\u3067\u304d\u308b\u3002<\/p>\n<h4>Special Needs Plan(SNP)<\/h4>\n<p>Medicare\u3068Medicaid\u3068\u306e\u4e21\u65b9\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u5411\u3051\u3002\u7279\u5225\u65bd\u8a2d\u306a\u3069\u3067\u306e\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u30b3\u30fc\u30c7\u30a3\u30cd\u30fc\u30c8\u3059\u308b\u305f\u3081\u306e\u30d7\u30e9\u30f3\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308bMedicare Advantage Plan\u306e\u6570\u306f\u304b\u306a\u308a\u306e\u5730\u57df\u5dee\u304c\u3042\u308b\u3088\u3046\u3067\u3001\u9078\u629e\u3067\u304d\u308b\u30d7\u30e9\u30f3\u304c\u5c11\u306a\u3044\u5730\u57df\u306f\u3001\u30cb\u30fc\u30ba\u306b\u3042\u3063\u305f\u30d7\u30e9\u30f3\u304c\u898b\u3064\u304b\u3089\u306a\u3044\u53ef\u80fd\u6027\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002Medicare A\uff44vantage Plan\u306e\u591a\u304f\u306fHMO\u3067\u3001\u3053\u308c\u307e\u3067PPO\u306a\u3069\u306b\u6163\u308c\u305f\u4eba\u306b\u306f\u3001\u4f7f\u3044\u306b\u304f\u3044\u53ef\u80fd\u6027\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><b>Plan D\uff08Medicare Prescription Drug -\u3000\u51e6\u65b9\u7b8b\uff09<\/b><\/h2>\n<p>\u51e6\u65b9\u7b8b\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002Plan D\u306fMedicare\u306b\u8a8d\u5b9a\u3055\u308c\u305f\u7b2c\u4e09\u8005\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u4f9b\u3057\u307e\u3059\u3002Plan D\u306f\u3001Original Medicare\u306b\u8ffd\u52a0\u3057\u305f\u308a\u3001\u3042\u308b\u3044\u306fMedicare Advantage Plan\u306e\u4e2d\u3067\u3082\u51e6\u65b9\u7b8b\u3092\u30ab\u30d0\u30fc\u3057\u306a\u3044\u30d7\u30e9\u30f3\u8ffd\u52a0\u3057\u305f\u308a\u3057\u3066\u3001\u51e6\u65b9\u7b8b\u306b\u5bfe\u3059\u308b\u30ab\u30d0\u30fc\u3092\u88dc\u8db3\u3057\u307e\u3059\u3002<\/p>\n<p>Plan D\u306f\u3001\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u30fb\u30d7\u30e9\u30f3\u3001\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u30fb\u30d7\u30e9\u30f3\u3068\u540c\u4fa1\u306e\u4ee3\u66ff\u30d7\u30e9\u30f3\u3001\u62e1\u5f35\u30d7\u30e9\u30f3\u306a\u3069\u306e\u5f62\u3067\u63d0\u4f9b\u3055\u308c\u3001\u5730\u57df\u306b\u3088\u3063\u3066\u591a\u7a2e\u306e\u30d7\u30e9\u30f3\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4ee5\u4e0b\u306f\u3001\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u30fb\u30d7\u30e9\u30f3\u306e\u30ab\u30d0\u30fc\u306e\u3057\u304f\u307f\u3067\u3059\u3002\u30ab\u30d0\u30fc\u306f4\u6bb5\u968e\u306b\u5206\u304b\u308c\u3066\u304a\u308a\u30011\u6bb5\u968e\u76ee\u3067\u306f$310\u307e\u3067\u306e\u30b3\u30b9\u30c8\u306f100\uff05\u81ea\u5df1\u8ca0\u62c5\uff08Deductible\uff09\u3067\u3059\u30022\u6bb5\u968e\u76ee\u3067\u306f\u3001$310\u3092\u8d85\u3048\u3066$2,850\u307e\u3067\u306e\u8cbb\u7528\u306e\u3046\u306125\uff05\u3092\u81ea\u5df1\u8ca0\u62c5\u3057\uff08Coinsurance\uff09\u3001\u6700\u9ad8\u3067$635\u307e\u3067\u306e\u8ca0\u62c5\u306b\u306a\u308a\u307e\u3059\u30023\u6bb5\u968e\u76ee\u3067\u306f\u3001$2,850\u3092\u8d85\u3048\u3066$6,455\u307e\u3067\u306e\u8cbb\u7528\u306e\u3046\u3061\u300147.5\uff05\u3092\u81ea\u5df1\u8ca0\u62c5\u3057\uff08Coinsurance\uff09\u3001\u6700\u9ad8\u3067$1,712\u3000\u307e\u3067\u306e\u8ca0\u62c5\u306b\u306a\u308a\u307e\u3059\u3002\uff13\u6bb5\u968e\u76ee\u306f\u3001\uff12\u6bb5\u968e\u76ee\u306b\u6bd4\u3079\u81ea\u5df1\u8ca0\u62c5\u6bd4\u7387\u304c\u9ad8\u307e\u308b\u305f\u3081\u3001Donut Hole\u3068\u304bCoverage Gap\uff08\u30ab\u30d0\u30fc\u306e\u7a74\u3068\u3044\u3046\u610f\u5473\uff09\u3068\u547c\u3070\u308c\u3066\u3044\u307e\u3059\u30024\u6bb5\u968e\u76ee\u306e$6,455\u3092\u8d85\u3048\u305f\u90e8\u5206\u3067\u306f\u3001\u591a\u304f\u306e\u5834\u5408\uff15\uff05\u307b\u3069\u306e\u81ea\u5df1\u8ca0\u62c5\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2014\/03\/medicare-part-D-chart.gif?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2977\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2014\/03\/medicare-part-D-chart.gif?resize=451%2C365&#038;ssl=1\" alt=\"medicare part D chart\" width=\"451\" height=\"365\" \/><\/a><\/p>\n<p>\u4e0a\u306f\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u30fb\u30d7\u30e9\u30f3\u3067\u3059\u304c\u3001\u3053\u306e\u307e\u307e\u306e\u5f62\u3067\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u30d7\u30e9\u30f3\u306f\u5c11\u6570\u3067\u3001$310\u306eDeductible\u304c\u306a\u304b\u3063\u305f\u308a\u3001\u3042\u308b\u3044\u306fDonut Hole\u304c\u5b58\u5728\u3057\u306a\u3044\u3088\u3046\u306b\u30d7\u30e9\u30f3\u304c\u69cb\u6210\u3055\u308c\u3066\u3044\u305f\u308a\u3001\u3042\u308b\u3044\u306f\u30ab\u30d0\u30fc\u3055\u308c\u308b\u85ac\u54c1\u304c\u7570\u306a\u3063\u305f\u308a\uff08\u30ab\u30d0\u30fc\u3055\u308c\u308b\u85ac\u54c1\u30ea\u30b9\u30c8\u3092Formulary\u3068\u547c\u3073\u307e\u3059\uff09\u3001\u4fdd\u967a\u6599\u3082\u307e\u3061\u307e\u3061\u3067\u3042\u3063\u305f\u308a\u3057\u307e\u3059\u3002<\/p>\n<p>Update:\u30aa\u30d0\u30de\u30b1\u30a2\u306e\u5c0e\u5165\u3067\u3001\u4e0a\u8a18Donut Hole\u3067\u306e\u500b\u4eba\u8ca0\u62c5\u5206\u304c\u6e1b\u5c11\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3057\u305f\u3002Donut Hole\u306e\u30d5\u30a7\u30fc\u30ba\u3067\u3001PlanD\u3067\u30ab\u30d0\u30fc\u3055\u308c\u308b\u30d6\u30e9\u30f3\u30c9\u85ac\u3092\u8cfc\u5165\u3059\u308b\u5834\u5408\u306b\u306f50\uff05\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u304c\u81ea\u52d5\u7684\u306b\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u3053\u306e\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\uff05\u306f2020\u5e74\u307e\u3067\u306e\u9593\u3001\u6bce\u5e74\u5897\u52a0\u3057\u30012020\u5e74\u306b\u306f\u500b\u4eba\u8ca0\u62c5\u5206\u306f25\uff05\u3068\u306a\u308a\u3001\u3053\u308c\u306fStage TWO\u306e\u8ca0\u62c5\u7387\u3092\u540c\u3058\u3067\u3059\u3002\u3064\u307e\u308a\u30012020\u5e74\u306b\u306f\u3053\u306eDonut Hole\u3068\u547c\u3070\u308c\u308b\u7a74\u90e8\u5206\u306f\u5b8c\u5168\u306b\u3075\u3055\u304c\u308c\u3001Stage THREE\u306f\u6d88\u6ec5\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2><b>Medigap\uff08Medicare Supplement Insurance\u3000\u2013\u3000Medicare\u88dc\u8db3\u4fdd\u967a\uff09<\/b><\/h2>\n<p>Medigap\u306f\u7b2c\u4e09\u8005\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u3063\u3066\u63d0\u4f9b\u3055\u308c\u3001Original Medicare\u3067\u30ab\u30d0\u30fc\u3055\u308c\u306a\u3044Deductible\u3001Copayments\u3001Coinsurance\u3092\u88dc\u8db3\u30ab\u30d0\u30fc\u3059\u308b\u305f\u3081\u306b\u7528\u3044\u3089\u308c\u307e\u3059\u3002\u30d7\u30e9\u30f3\u306b\u3088\u3063\u3066\u306f\u3001\u7c73\u56fd\u5916\u306e\u6ede\u5728\u4e2d\u306e\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u30ab\u30d0\u30fc\u3059\u308b\u3088\u3046\u306a\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002Medigap\u306f\u3001\u3042\u304f\u307e\u3067Original Medicare\u3092\u88dc\u8db3\u3059\u308b\u305f\u3081\u306e\u30d7\u30e9\u30f3\u3067\u3042\u308a\u3001Original Medicare\u306e\u4ee3\u66ff\u30d7\u30e9\u30f3\u3067\u3042\u308bMedical Advantage Plan\u3092\u88dc\u8db3\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002Medigap\u306e\u52a0\u5165\u306b\u3042\u305f\u3063\u3066\u306f\u3001Original Medicare \u3067\u3042\u308bPart A\u3068Part B\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u6761\u4ef6\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>Medigap\u306f\u3001\u82f1\u6587\u5b57A\u304b\u3089N\u3067\u8868\u308f\u3055\u308c\u308b\u30d7\u30e9\u30f3\u306e\u7a2e\u985e\u304c\u3042\u308a\u3001\u305d\u308c\u305e\u308c\u306e\u30d7\u30e9\u30f3\u3067\u306f\u5185\u5bb9\u304c\u6a19\u6e96\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002Medigap\u30d7\u30e9\u30f3\u3092\u6bd4\u8f03\u3059\u308b\u3068\u304d\u306f\u3001\u540c\u3058\u30d7\u30e9\u30f3\u5185\u5bb9\u540c\u58eb\u3067\u6bd4\u8f03\u305b\u306d\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u540c\u3058\u30d7\u30e9\u30f3\u5185\u5bb9\u3067\u3042\u3063\u3066\u3082\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u3063\u3066\u4fdd\u967a\u6599\u306b\u5dee\u304c\u3042\u308b\u3053\u3068\u3082\u591a\u3044\u306e\u3067\u3001\u6bd4\u8f03\u691c\u8a0e\u304c\u5fc5\u8981\u3067\u3059\u3002Medigap\u306f\u500b\u4eba\u3054\u3068\u306e\u5951\u7d04\u306b\u306a\u308a\u3001\u592b\u5a66\u3067\u52a0\u5165\u3059\u308b\u5834\u5408\u306f\u3001\u592b\u3068\u59bb\u3068\u3067\u5225\u500b\u306eMedigap\u30d7\u30e9\u30f3\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5dde\u306b\u3088\u3063\u3066\u306fMedicare SELECT\u3068\u547c\u3070\u308c\u308bMedigap\u30dd\u30ea\u30b7\u30fc\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u306a\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002Medicare SELECT\u306f\u30d5\u30eb\u306b\u7279\u5178\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u306f\u3001\u7279\u5b9a\u306e\u533b\u5e2b\u3001\u75c5\u9662\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u6307\u5b9a\u3055\u308c\u3066\u3044\u308b\u30d7\u30e9\u30f3\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u524d\u56de\u3068\u4eca\u56de\u3067\u3001Original Medicare(Part A \u3068\u3000Part B)\u3001Medicare Advantage\uff08Part C\uff09\u3001Medicare Prescription Drug\uff08Part D\uff09\u3001Medigap\u306e\u5185\u5bb9\u3092\u3056\u3063\u3068\u898b\u3066\u304d\u307e\u3057\u305f\u3002\u6b21\u56de\u306f\u3001Medicare\u306e\u5404\u30d1\u30fc\u30c4\u306e\u7d44\u307f\u5408\u308f\u305b\u65b9\u3001\u7533\u8acb\u306e\u4ed5\u65b9\u306a\u3069\u306b\u3064\u3044\u3066\u898b\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u524d\u56de\u306fOriginal Medicare\u3068\u547c\u3070\u308c\u308bMedicare Part A\u3068Part B\u306b\u3064\u3044\u3066\u8abf\u3079\u307e\u3057\u305f\u3002\u4eca\u56de\u306f\u3001Original Medicare\u306e\u4ee3\u66ff\u30d7\u30e9\u30f3\u3067\u3042\u308bPart C\u3068\u3001\u51e6\u65b9\u7b8b\u3092\u30ab\u30d0\u30fc\u3059\u308bPart D\u306b\u3064\u3044\u3066\u898b\u3066\u307f\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":2977,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[69],"tags":[78],"class_list":["post-2976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medicare","tag-medicare"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2014\/03\/medicare-part-D-chart.gif?fit=645%2C522&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-M0","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=2976"}],"version-history":[{"count":4,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2976\/revisions"}],"predecessor-version":[{"id":3545,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/2976\/revisions\/3545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/2977"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=2976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=2976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=2976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}