{"id":3327,"date":"2015-06-16T09:42:24","date_gmt":"2015-06-16T17:42:24","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=3327"},"modified":"2020-01-16T13:39:48","modified_gmt":"2020-01-16T21:39:48","slug":"retirementplanning2","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/retirementplanning2\/","title":{"rendered":"\u3053\u306e\u307e\u307e\u3067\u3044\u3044\u306e\u304b\u306a\uff1f – \u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30d7\u30e9\u30cb\u30f3\u30b0(2)"},"content":{"rendered":"

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\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u7523\u3092\u8abf\u3079\u308b<\/h1>\n

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\"balance<\/a><\/p>\n

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\u9577\u671f\u4ecb\u8b77\u306e\u3053\u3068\u3082\u30fb\u30fb\u30fb<\/h1>\n

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\u5bfe\u5fdc\u6cd5\u306b\u306f\u3001\u5bb6\u65cf\u30fb\u89aa\u621a\u306e\u304a\u4e16\u8a71\u306b\u306a\u308b\u3001\u6255\u3048\u308b\u5206\u3060\u3051\u6255\u3063\u3066\u3001\u8cc7\u7523\u304c\u5341\u5206\u5c11\u306a\u304f\u306a\u3063\u305f\u6642\u70b9\u3067Medcaid\u306e\u9577\u671f\u4ecb\u8b77\u3092\u7533\u8acb\u3059\u308b\u3001\u9577\u671f\u4ecb\u8b77\u306b\u8010\u3048\u3046\u308b\u3060\u3051\u8cc7\u91d1\u3092\u305f\u3081\u3066\u304a\u304f\u3001\u9577\u671f\u4ecb\u8b77\u4fdd\u967a\u3092\u8cb7\u3046\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

\u5bb6\u65cf\uff65\u89aa\u621a\u306b\u304a\u4e16\u8a71\u306b\u306a\u308b\u5834\u5408\u306f\u3001\u304a\u4e16\u8a71\u306b\u306a\u308c\u308b\u3088\u3046\u306a\u95a2\u4fc2\u3065\u304f\u308a\u3092\u3057\u3066\u304a\u304f\u3053\u3068\u3001\u305d\u306e\u305f\u3081\u306e\u8cc7\u91d1\u3092\u3042\u308b\u7a0b\u5ea6\u7528\u610f\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002Medicaid\u3092\u7533\u8acb\u3059\u308b\u3064\u3082\u308a\u304c\u3042\u308b\u306e\u306a\u3089\u3001\u3053\u3061\u3089\u306f\u53ce\u5165\u3068\u8ca1\u7523\u306b\u304a\u3044\u3066\u52a0\u6e1b\u5236\u9650\u304c\u3042\u308a\u307e\u3059\u304b\u3089\u3001\u8cc7\u7523\u306a\u3069\u306e\u6574\u7406\u3092\u5ff5\u982d\u306b\u304a\u3044\u3066\u3042\u308b\u7a0b\u5ea6\u306e\u8a08\u753b\u6027\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002\u81ea\u5206\u3067\u9577\u671f\u4ecb\u8b77\u306e\u8cc7\u91d1\u3092\u305f\u3081\u3066\u304a\u304f\u5834\u5408\u306b\u306f\u3001\u3082\u3057\u3082\u4ecb\u8b77\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u3068\u304d\u305d\u308c\u3092\u30ab\u30d0\u30fc\u3059\u308b\u5341\u5206\u306a\u6e96\u5099\u91d1\u304c\u3042\u308b\u304b\u3001\u3042\u308b\u3044\u306f\u6301\u3061\u5bb6\u3092\u58f2\u308b\u306a\u3069\u306e\u65b9\u7b56\u304c\u6b8b\u3055\u308c\u3066\u3044\u308b\u304b\u3082\u541f\u5473\u3059\u308b\u5fc5\u8981\u304c\u3067\u3066\u304d\u307e\u3059\u3002\u9577\u671f\u4ecb\u8b77\u4fdd\u967a\u3092\u8cb7\u3063\u305f\u307b\u3046\u304c\u3044\u3044\u3068\u306a\u308c\u3070<\/a>\u300160\u4ee3\u534a\u3070\u304f\u3089\u3044\u307e\u3067\u306b\u306f\u52a0\u5165\u3092\u8003\u616e\u3057\u305f\u307b\u3046\u304c\u3044\u3044\u3067\u3057\u3087\u3046\u3002\u3053\u306e\u5834\u5408\u306f\u4fdd\u967a\u6599\u304c\u6708\u3005\u306e\u652f\u51fa\u306b\u4e0a\u4e57\u305b\u3055\u308c\u307e\u3059\u3002\u3044\u305a\u308c\u306b\u305b\u3088\u9577\u671f\u4ecb\u8b77\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u5834\u5408\u3069\u3046\u3044\u3046\u5bfe\u5fdc\u3092\u3059\u308b\u3064\u3082\u308a\u304b\u304c\u3001\u5168\u4f53\u7684\u306a\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8a08\u753b\u306b\u7d44\u307f\u8fbc\u307e\u308c\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5f8c\u306e\u56fa\u5b9a\u53ce\u5165\u306e\u898b\u7a4d\u3082\u308a<\/h1>\n

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\u6b21\u306b\u540c\u3058\u304f\u56fa\u5b9a\u53ce\u5165\u3068\u3057\u3066\u3001\u4f01\u696d\u5e74\u91d1\uff08\u30da\u30f3\u30b7\u30e7\u30f3\uff09\u306a\u3069\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u4ee5\u5916\u306e\u5e74\u91d1\u304c\u53d7\u3051\u3089\u308c\u308b\u65b9\u306f\u3001\u540c\u69d8\u306b\u4f55\u6b73\u304b\u3089\u3044\u304f\u3089\u306e\u5e74\u91d1\u304c\u3082\u3089\u3048\u308b\u304b\u306b\u3064\u3044\u3066\u8abf\u3079\u307e\u3059\u3002\u901a\u5e38\u3001\u53d7\u7d66\u958b\u59cb\u5e74\u9f62\u3068\u305d\u306e\u984d\u3001\u52a0\u3048\u3066\u592b\u5a66\u306e\u5834\u5408\u306f\u6b8b\u3055\u308c\u305f\u914d\u5076\u8005\u3078\u306e\u53d7\u7d66\u984d\u306a\u3069\u3044\u304f\u3064\u304b\u306e\u9078\u629e\u80a2\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u305d\u308c\u305e\u308c\u306e\u4f1a\u793e\u30fb\u56e3\u4f53\u3067Web\u30da\u30fc\u30b8\u304c\u63d0\u4f9b\u3055\u308c\u3066\u304a\u308a\u3001\u305d\u308c\u3092\u30b7\u30e5\u30df\u30ec\u30fc\u30b7\u30e7\u30f3\u3067\u304d\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n

\u307e\u305f\u30a2\u30cb\u30e5\u30a4\u30c6\u30a3\u3092\u304a\u6301\u3061\u306e\u5834\u5408\u306f\u3001\u305d\u306e\u5951\u7d04\u5185\u5bb9\u306b\u3064\u3044\u3066\u3082\u78ba\u8a8d\u3057\u3001\u3069\u306e\u3088\u3046\u306b\u30a2\u30cb\u30e5\u30a4\u30bf\u30a4\u30ba\uff08\u5e74\u91d1\u5316\uff09\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u304b\u3092\u8abf\u3079\u307e\u3059\u3002\u5148\u306b\u3054\u7d39\u4ecb\u3057\u305fRMD\uff08Required Minimum Distribution\u300170\u6b73\u3068\u534a\u5e74\u3092\u904e\u304e\u305f\u6642\u70b9\uff082019\u5e74\u672bSECURE ACT\u306b\u306672\u6b73\u306b\u5909\u66f4\uff09\u3067\u3001\u305f\u3068\u3048\u5f15\u304d\u51fa\u3057\u305f\u304f\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u5fc5\u8981\u3068\u3055\u308c\u308b\u6cd5\u7684\u306b\u6c7a\u3081\u3089\u308c\u305f\u984d\uff09\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u305d\u308c\u3082\u56fa\u5b9a\u53ce\u5165\u3068\u6570\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n

\u56fa\u5b9a\u53ce\u5165\u306e\u3046\u3061\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3084\u4f01\u696d\u5e74\u91d1\u306f\u6bce\u6708\u6bce\u6708\u56fa\u5b9a\u984d\u304c\u5165\u308b\u3082\u306e\u3001RMD\u306a\u3069\u306e\u5834\u5408\u306f\u5e74\u9f62\u3068\u6b8b\u9ad8\u306b\u3088\u3063\u3066\u984d\u304c\u3042\u308b\u7a0b\u5ea6\u5909\u52d5\u3059\u308b\u304c\u3001\u305d\u308c\u3067\u3082\u6bce\u6708\u5165\u3063\u3066\u304f\u308b\u3082\u306e\u3067\u3059\u3002\u56fa\u5b9a\u53ce\u5165\u304c\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u3068\u540c\u7b49\u304b\u3001\u305d\u308c\u3092\u4e0a\u56de\u3063\u3066\u304a\u308c\u3070\u3001\u305d\u308c\u3060\u3051\u3067\u8001\u5f8c\u306e\u751f\u6d3b\u304c\u6210\u308a\u7acb\u3063\u3066\u3044\u304f\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002\u305d\u306e\u3088\u3046\u306a\u30e9\u30c3\u30ad\u30fc\u306a\u65b9\u3082\u304a\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u304c\u3001\u591a\u304f\u306e\u5834\u5408\u306f\u305d\u3046\u306f\u3044\u304d\u307e\u305b\u3093\u3002\u4e0d\u8db3\u5206\u304c\u3067\u307e\u3059\u306e\u3067\u3001\u305d\u306e\u984d\u306f\u3001\u6301\u3063\u3066\u3044\u308b\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6e96\u5099\u8cc7\u7523\u3092\u9069\u5b9c\u5f15\u304d\u51fa\u3057\u3066\u7a74\u57cb\u3081\u3059\u308b\u3068\u3044\u3046\u5bf8\u6cd5\u306b\u306a\u308a\u307e\u3059\u3002\u7406\u60f3\u7684\u306b\u306f\u3001\u751f\u6d3b\u306e\u30b9\u30bf\u30a4\u30eb\u306b\u3082\u3088\u308a\u307e\u3059\u304c\u3001\u8863\u98df\u4f4f\u306e\u57fa\u672c\u7684\u751f\u6d3b\u8cbb\u90e8\u5206\u3092\u56fa\u5b9a\u53ce\u5165\u3067\u30ab\u30d0\u30fc\u3057\u3001\u305d\u308c\u4ee5\u5916\u306e\u5909\u52d5\u8cbb\u90e8\u5206\uff08\u6559\u990a\u3001\u65c5\u884c\u3001\u5a2f\u697d\uff09\u3092\u3001\u305d\u306e\u4ed6\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u7523\u3092\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u5f15\u304d\u51fa\u3057\u3066\u30ab\u30d0\u30fc\u3059\u308b\u3068\u3044\u3046\u3084\u308a\u65b9\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n

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