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Simple is best..\u3068\u306f\u3088\u304f\u3044\u3063\u305f\u3082\u306e\u3002\u3053\u3068\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306b\u95a2\u4fc2\u3059\u308b\u3053\u3068\u306f\u3001\u5fc5\u8981\u306a\u3053\u3068\u3092\u304d\u3061\u3093\u3068\u30ab\u30d0\u30fc\u3057\u306a\u304c\u3089\u3082\u3001\u3067\u304d\u308b\u9650\u308a\u30b7\u30f3\u30d7\u30eb\u3067\u3042\u308b\u3053\u3068\u304c\u3088\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u8907\u96d1\u3059\u304e\u3066\u7406\u89e3\u3057\u304c\u305f\u3044\u5546\u54c1\u306f\u907f\u3051\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n
\u30d1\u30fc\u30bd\u30ca\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u30a8\u30ea\u30a2\u3067\u306f\u3001\u60c5\u5831\u306e\u4e0d\u5747\u8861\u304c\u5b58\u5728\u3057\u307e\u3059\u3002\u4fdd\u967a\u3084\u6295\u8cc7\u5546\u54c1\u3092\u58f2\u308b\u91d1\u878d\u6a5f\u95a2\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u5c02\u9580\u5bb6\u3001\u4e00\u65b9\u305d\u308c\u3092\u8cb7\u3046\u5074\u306e\u6d88\u8cbb\u8005\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u3053\u3068\u3092\u3088\u304f\u77e5\u3089\u306a\u3044\u65b9\u3082\u591a\u3044\u3082\u306e\u3002\u8907\u96d1\u3059\u304e\u3066\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u5546\u54c1\u306f\u3001\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u307e\u307e\u306b\u3057\u3066\u304a\u3044\u305f\u307b\u3046\u304c\u91d1\u878d\u6a5f\u95a2\u306b\u90fd\u5408\u304c\u3088\u3044\u304b\u3089\u3001\u305d\u3046\u306a\u3063\u3066\u3044\u308b\u3082\u306e\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u8907\u96d1\u3067\u306a\u304f\u3068\u3082\u3001\u76ee\u7684\u3092\u5341\u5206\u679c\u305f\u3059\u5546\u54c1\u306f\u3042\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n
\u307e\u305f\u3001\u6295\u8cc7\u3068\u6b7b\u4ea1\u4fdd\u969c\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u7d42\u8eab\u4fdd\u967a\u306a\u3069\u306e\u3088\u3046\u306b\u3001\u3075\u305f\u3064\u4ee5\u4e0a\u306e\u76ee\u7684\u3092\u5408\u4f53\u3055\u305b\u305f\u8907\u5408\u5546\u54c1\u306e\u4ee3\u308f\u308a\u306b\u3001\u6295\u8cc7\u306a\u3089\u6295\u8cc7\u3060\u3051\u3001\u6b7b\u4ea1\u4fdd\u969c\u306a\u3089\u6b7b\u4ea1\u4fdd\u969c\u3060\u3051\u306e\u5225\u3005\u306e\u30b7\u30f3\u30d7\u30eb\u306a\u5546\u54c1\u3092\u9078\u3093\u3060\u307b\u3046\u304c\u3088\u3044\u3068\u3044\u3046\u3053\u3068\u3082\u591a\u3044\u3067\u3059\u3002\u3055\u3089\u306b\u3001\u6295\u8cc7\u306e\u591a\u69d8\u5316\u3092\u72d9\u3063\u3066\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u3092\u3042\u307e\u308a\u306b\u3082\u5897\u3084\u3057\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304c\u8907\u96d1\u306b\u306a\u308a\u3059\u304e\u308b\u3053\u3068\u3082\u3088\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u30d1\u30fc\u30bd\u30ca\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3067\u679c\u305f\u3059\u3079\u304d\u76ee\u7684\u3092\u6d17\u3044\u51fa\u3057\u3001\u305d\u306e\u76ee\u7684\u3092\u300c\u3061\u3087\u3046\u3069\u300d\u679c\u305f\u3059\u3088\u3046\u306a\u30b7\u30f3\u30d7\u30eb\u306a\u30d7\u30e9\u30f3\u3092\u6301\u3061\u3001\u5b9f\u884c\u3059\u308b\u3053\u3068\u3001\u3053\u308c\u304c\u30df\u30bd\u3067\u3059\u3002<\/p>\n
\u30a2\u30e1\u30ea\u30ab\u306b\u4f4f\u3080\u9650\u308a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3092\u6c17\u306b\u305b\u305a\u66ae\u3089\u3059\u3053\u3068\u306f\u304b\u306a\u308a\u96e3\u3057\u3044\u3067\u3057\u3087\u3046\u3002\u79c1\u305f\u3061\u81ea\u8eab\u304c\u671b\u3080\u3068\u671b\u307e\u306a\u3044\u3068\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u81ea\u52d5\u7684\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u60c5\u5831\u306f\u96c6\u3081\u3089\u308c\u81ea\u52d5\u7684\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u304c\u632f\u3089\u308c\u307e\u3059\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u6301\u3061\u305f\u304f\u306a\u3044\u3001\u30ed\u30fc\u30f3\u306f\u4e00\u5207\u7d44\u307f\u305f\u304f\u306a\u3044\u3068\u3044\u3046\u8003\u3048\u65b9\u306f\u3001\u5c0a\u656c\u3059\u3079\u304d\u3072\u3068\u3064\u306e\u751f\u304d\u65b9\u3067\u3059\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3092\u6301\u3061\u3001\u8cac\u4efb\u3042\u308b\u4f7f\u3044\u65b9\u3092\u3057\u3066\u3044\u308b\u4eba\u304c\u5f97\u3092\u3059\u308b\u30b7\u30b9\u30c6\u30e0\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n
\u5bb6\u3084\u8eca\u3092\u8cb7\u3046\u3068\u304d\u3060\u3051\u3067\u306a\u304f\u3001\u305d\u308c\u304c\u4ed5\u4e8b\u3092\u898b\u3064\u3051\u305f\u308a\u3001\u30a2\u30d1\u30fc\u30c8\u3092\u501f\u308a\u305f\u308a\u3068\u3044\u3046\u3068\u304d\u306b\u307e\u3067\u5f71\u97ff\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u306e\u3067\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u5b8c\u5168\u306b\u7121\u8996\u3057\u3066\u751f\u304d\u308b\u3053\u3068\u306f\u5c11\u3057\u3070\u304b\u308a\u5927\u5909\u306a\u9078\u629e\u3068\u3082\u3044\u3048\u307e\u3059\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u304d\u3061\u3093\u3068\u7dad\u6301\u3057\u3066\u3044\u306a\u3044\u3068\u3001\u30ed\u30fc\u30f3\u304c\u964d\u308a\u306a\u3044\u3001\u9ad8\u3044\u5229\u5b50\u306e\u8ca0\u50b5\u3092\u62b1\u3048\u7d9a\u3051\u308b\u306a\u3069\u60aa\u5faa\u74b0\u30b9\u30d1\u30a4\u30e9\u30eb\u306b\u306f\u307e\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n
\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3082\u5343\u5dee\u4e07\u5225\u3067\u3001\u6761\u4ef6\u306e\u3088\u3044\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306b\u306f\u3001Purchase Protection\u3001Price Guarantee\u3001Travel Insurance\u306a\u3069\u306e\u3055\u307e\u3056\u307e\u306a\u7279\u5178\u304c\u3042\u308b\u3068\u540c\u6642\u306b\u3001\u5e74\u306b\u5343\u30c9\u30eb\u5358\u4f4d\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30c3\u30af\u3084\u30dd\u30a4\u30f3\u30c8\u30ea\u30ef\u30fc\u30c9\u3082\u53ef\u80fd\u3067\u3042\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u304d\u3061\u3093\u3068\u69cb\u7bc9\u30fb\u7dad\u6301\u3057\u3001\u751f\u6d3b\u306e\u5473\u65b9\u306b\u3064\u3051\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u304c\u8ce2\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n
PPO\u3001POS\u3001HMO\u306a\u3069\u306e\u5225\u306f\u3082\u3061\u308d\u3093\u306e\u3053\u3068\u3001\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u533b\u306e\u78ba\u8a8d\u306e\u3057\u304b\u305f\u3001Copay\u3084Deductible\u3001Out of Pocket Maximum\u3001High Deductible\u30d7\u30e9\u30f3\u306e\u5834\u5408\u306fHSA\u306e\u904b\u7528\u306e\u4ed5\u65b9\u3001Emergency\u3084\u65c5\u884c\u4e2d\u306e\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306e\u53d7\u3051\u65b9\u306a\u3069\u3001\u57fa\u672c\u7684\u306a\u3053\u3068\u306f\u6291\u3048\u3066\u304a\u304d\u305f\u3044\u3082\u306e\u3067\u3059\u3002\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u3001\u3055\u307e\u3056\u307e\u306a\u4fdd\u967a\u4f1a\u793e\u304c\u3042\u308b\u3046\u3048\u3001\u305d\u308c\u305e\u306e\u4fdd\u967a\u4f1a\u793e\u306e\u4e2d\u3067\u3082\u3055\u307e\u3056\u307e\u306a\u30d7\u30e9\u30f3\u304c\u3042\u308b\u306e\u3067\u3001\u3042\u306a\u305f\u306e\u53cb\u4eba\u3082\u3001\u75c5\u9662\u306e\u53d7\u4ed8\u3082\u3001\u304a\u533b\u8005\u3055\u3093\u3082\u3001\u8ab0\u3082\u3042\u306a\u305f\u306e\u4fdd\u967a\u306e\u8a73\u7d30\u306f\u304d\u3061\u3093\u3068\u308f\u304b\u3063\u3066\u3044\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u4eba\u306b\u8a00\u308f\u308c\u308b\u3053\u3068\u3092\u9d5c\u5451\u307f\u306b\u305b\u305a\u3001\u81ea\u5206\u3067\u78ba\u8a8d\u3059\u308b\u59ff\u52e2\u304c\u3001\u304a\u3069\u308d\u304f\u307b\u3069\u306e\u9ad8\u984d\u8acb\u6c42\u304c\u3042\u3068\u304b\u3089\u6765\u305f\u308a\u3001\u52b9\u304f\u306f\u305a\u306e\u4fdd\u967a\u304c\u52b9\u304b\u306a\u304b\u3063\u305f\u306a\u3069\u3068\u3044\u3046\u3053\u3068\u3092\u9632\u304e\u307e\u3059\u3002<\/p>\n
\u4fdd\u967a\u4f1a\u793e\u306eWeb\u30da\u30fc\u30b8\u3067\u81ea\u5206\u306e\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u3064\u304f\u308a\u4fdd\u967a\u306e\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u3092\u304d\u3061\u3093\u3068\u7406\u89e3\u3057\u3066\u304a\u304f\u3053\u3068\u3001\u3042\u308b\u3044\u306fExplanation of Your Plan\u3068\u304b\u3001Summary of Benefits\u3068\u304b\u3001Member\u3000Handbook\u306a\u3069\u3068\u3044\u3046\u540d\u79f0\u3067\u547c\u3070\u308c\u3066\u3044\u308b\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u3092\u8aac\u660e\u3057\u305f\u518a\u5b50\u3092\u5165\u624b\u3057\uff08Web\u304b\u3089\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\uff09\u3001\u57fa\u672c\u4e8b\u9805\u3092\u62bc\u3055\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002\u305d\u308c\u3068\u540c\u6642\u306b\u3001\u7121\u6599\u3067\u53d7\u3051\u3089\u308c\u308b\u5b9a\u671f\u5065\u8a3a\u3084\u5a66\u4eba\u79d1\u691c\u8a3a\u306a\u3069\u3092\u304d\u3061\u3093\u3068\u53d7\u3051\u3001\u5065\u5eb7\u3092\u7dad\u6301\u3057\u3066\u304a\u304f\u3053\u3068\u3082\u3001\u5f8c\u3005\u306e\u7121\u99c4\u306a\u533b\u7642\u8cbb\u3092\u9632\u304e\u3001\u30ea\u30bf\u30a4\u30e4\u5f8c\u306e\u5065\u5eb7\u306a\u751f\u6d3b\u3092\u30a8\u30f3\u30b8\u30e7\u30a4\u3067\u304d\u308b\u6e96\u5099\u306b\u5927\u5207\u3067\u3059\u3002<\/p>\n
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