{"id":3658,"date":"2016-10-18T14:00:51","date_gmt":"2016-10-18T22:00:51","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=3658"},"modified":"2016-10-18T14:00:51","modified_gmt":"2016-10-18T22:00:51","slug":"shcedueld_policy","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/shcedueld_policy\/","title":{"rendered":"\u30ab\u30ec\u30c3\u30b8\u3067PC\u3092\u76d7\u307e\u308c\u305f\u3068\u304d\u306e\u4fdd\u967a"},"content":{"rendered":"<p>\u606f\u5b50\u306e\u5927\u5b66\u306e\u5bee\u306e\u8cbb\u7528\u3068\u3068\u3082\u306b\u3001\u30ec\u30f3\u30bf\u30fc\u4fdd\u967a\uff08Renters Insurance\uff09\u306e\u6848\u5185\u304c\u6765\u307e\u3057\u305f\u3002PC\u3084MacBook\u3001\u30bf\u30d6\u30ec\u30c3\u30c8\u306b\u81ea\u8ee2\u8eca\u306a\u3069\u306a\u3069\u3001Dorm\u4f4f\u307e\u3044\u3068\u3044\u3048\u3069\u3082\u6848\u5916\u9ad8\u4fa1\u306a\u3082\u306e\u304c\u8eab\u306e\u56de\u308a\u306b\u3042\u308b\u3082\u306e\u3002\u3002\u300c\u30ec\u30f3\u30bf\u30fc\u4fdd\u967a\u3063\u3066\u5165\u3063\u305f\u307b\u3046\u304c\u3044\u3044\u304b\u306a\uff1f\u300d\u3068\u3044\u3046\u606f\u5b50\u306b\u3001\u300c\u3042\u3042\u3001\u30ec\u30f3\u30bf\u30fc\u4fdd\u967a\u306f\u5165\u3063\u305f\u307b\u3046\u304c\u3044\u3044\u304b\u3082\u306d\u300d\u3068\u3042\u307e\u308a\u8003\u3048\u305a\u306b\u7b54\u3048\u305f\u79c1\u3002\u3042\u3068\u3067\u7533\u3057\u8fbc\u307f\u624b\u7d9a\u304d\u6848\u5185\u304c\u6765\u305f\u3068\u3053\u308d\u5e74\u9593$160\u3060\u305d\u3046\u3067\u3059\u3002\u307e\u3001\u5024\u6bb5\u3068\u3057\u3066\u306f\u624b\u3054\u308d\u3060\u3051\u3069\u3001\u305f\u3068\u3048\u3070\u5bb6\u65cf\u3067\u4f4f\u3093\u3067\u3044\u308b\u30a2\u30d1\u30fc\u30c8\u3084\u4e00\u8ed2\u5bb6\u3067\u3082\u3053\u306e\u304f\u3089\u3044\u306e\u5024\u6bb5\u3067\u5165\u308c\u308b\u3053\u3068\u3082\u3042\u308b\u306e\u306b\u3001\u3061\u3044\u3055\u306a\u3061\u3044\u3055\u306a\u5927\u5b66\u306e\u5bee\uff08\u307e\u3001\u76d7\u96e3\u306e\u78ba\u7387\u306f\u9ad8\u3044\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3051\u3069\uff09\u3067\u3053\u306e\u5024\u6bb5\u3002\u3002\u305d\u3046\u8003\u3048\u308b\u3068\u5b89\u304f\u306f\u306a\u3044\u3002\u3061\u3087\u3063\u3068\u8abf\u3079\u3066\u307f\u308b\u3053\u3068\u306b\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>GradGuard\u306e\u898b\u7a4d\u3082\u308a<\/h2>\n<p>\u6848\u5185\u304c\u6765\u305f\u30ec\u30f3\u30bf\u30fc\u4fdd\u967a\u306f\u3001GradGuard\u3068\u3044\u3046\u4f1a\u793e\u306e\u3082\u306e\u3067\u3001\u3053\u3046\u3044\u3046\u30ab\u30d0\u30ec\u30c3\u30b8\u3067\u30b3\u30b9\u30c8\u306f\u4e00\u5e74\u3067$160\u3002<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3660\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2016\/09\/gradguard1.jpg?resize=350%2C272\" alt=\"gradguard1\" width=\"350\" height=\"272\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2016\/09\/gradguard1.jpg?w=350&amp;ssl=1 350w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2016\/09\/gradguard1.jpg?resize=300%2C233&amp;ssl=1 300w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/p>\n<p>\u305d\u3046\u3044\u3048\u3070\u3001Personal Property\u3084Liability\u306fHome Owner\u2019s Insurance\u3067\u3082\u30ab\u30d0\u30fc\u3055\u308c\u3066\u3044\u308b\u306f\u305a\u3067\u3059\u3002\u30c0\u30d6\u3063\u3066\u6301\u3064\u306e\u306f\u3082\u3063\u305f\u3044\u306a\u3044\u3002\u606f\u5b50\u306e\u5834\u5408Dorm\u306b\u6301\u3061\u8fbc\u3080\u3082\u306e\u306e\u3046\u3061PC\u3068\u81ea\u8ee2\u8eca\u3068\u30ae\u30bf\u30fc\u3068\u30b9\u30de\u30db\u304f\u3089\u3044\u304c\u300c\u9ad8\u4fa1\u300d\u306a\u3082\u306e\u3067\u3042\u308a\u3001\u3053\u308c\u3089\u3092\u5408\u8a08\u3059\u308b\u3068\u3084\u3063\u3068$5,000\u306b\u306a\u308b\u304b\u306a\u3089\u306a\u3044\u304b\u3060\u3057\u3001\u706b\u4e8b\u3067\u3082\u306a\u3089\u306a\u3044\u9650\u308a\u5168\u90e8\u540c\u6642\u306b\u640d\u5931\u3092\u53d7\u3051\u308b\u3053\u3068\u3082\u306a\u3044\u3067\u3057\u3087\u3046\u3002\u3060\u304b\u3089\u3001\u4e0a\u306e\u4fdd\u967a\u306f\u3061\u3087\u3063\u3068too much\u3067\u3042\u308b\u3068\u540c\u6642\u306b\u3001Liability\u306f\u304d\u3063\u3068Homeowner\u3068Umbrella\u3000Policy\u3067\u3082\u30ab\u30d0\u30fc\u3055\u308c\u3066\u3044\u308b\u306f\u305a\u3002\u3002\u3061\u3087\u3063\u3068\u4ed6\u306b\u3082\u30aa\u30d7\u30b7\u30e7\u30f3\u304c\u3042\u308b\u306e\u304b\u8abf\u3079\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2>\u89aa\u306e\u4fdd\u967a<\/h2>\n<p>\u5b50\u3069\u3082\u304c\u5bee\u306a\u3069\u30ad\u30e3\u30f3\u30d1\u30b9\u5185\u306e\u65bd\u8a2d\u306b\u4f4f\u3080\u5834\u5408\u306f\u3001\u901a\u5e38\u89aa\u306eHomeowners Insurance\u304b\u3042\u308b\u3044\u306fRenters Insurance\u3067\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u3002\u3082\u3061\u308d\u3093\u30dd\u30ea\u30b7\u30fc\u306b\u3088\u308a\u5dee\u7570\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u306e\u3067\u3001\u4fdd\u967a\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u306b\u78ba\u8a8d\u3059\u308b\u3079\u304d\u3067\u3059\u304c\u3001National Association of Insurance Commissioners (NAIC)\u306b\u3088\u308b\u3068\u300126\u6b73\u4ee5\u4e0b\u3067\u30aa\u30f3\u30ad\u30e3\u30f3\u30d1\u30b9\u306b\u66ae\u3089\u3059\u5b50\u3069\u3082\u306b\u5bfe\u3057\u3066\u306f\u89aa\u306e\u30dd\u30ea\u30b7\u30fc\u304c\u30ab\u30d0\u30fc\u3059\u308b\u3068\u3044\u3046\u6307\u91dd\u3092\u3060\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30ab\u30d0\u30fc\u3059\u308b\u304b\u3069\u3046\u304b\u3060\u3051\u3067\u306f\u306a\u304f\u3066\u3001\u30ab\u30d0\u30ec\u30c3\u30b8\u306e\u8a73\u7d30\u306f\u3088\u304f\u78ba\u8a8d\u3057\u3066\u304a\u3044\u305f\u307b\u3046\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u81ea\u5b85\u4ee5\u5916\u306ePersonal Property\u306b\u95a2\u3057\u3066\u306f\u3001\u30ab\u30d0\u30fc\u5bfe\u8c61\u3068\u306a\u308b\u30a2\u30a4\u30c6\u30e0\u306f\u30a2\u30a4\u30c6\u30e0\u3054\u3068\u306e\u9650\u5ea6\u984d\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u307e\u305f\u3001Deductible\u3082\u30c1\u30a7\u30c3\u30af\u304c\u5fc5\u8981\u3067\u3059\u3002Homeowners Insurance\u306f\u305d\u3082\u305d\u3082\u5bb6\u3068\u3044\u3046\u9ad8\u984d\u306e\u3082\u306e\u3092\u30e1\u30a4\u30f3\u3067\u88dc\u511f\u3059\u308b\u3082\u306e\u3067\u3059\u304b\u3089\u3001$1,000\u306ePC\u306b\u7126\u70b9\u3092\u5f53\u3066\u305f\u4fdd\u967a\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3088\u3063\u3066\u672c\u6765\u306e\u4f7f\u3044\u65b9\u306fDeductible\u3082\u305d\u308c\u306a\u308a\u306b\u3042\u308b\u7a0b\u5ea6\u5f15\u304d\u4e0a\u3052\u3066\u7f6e\u3044\u3066\u3001\u9ad8\u984d\u306e\u5927\u304d\u306a\u640d\u5931\u3092\u88dc\u511f\u3059\u308b\u3068\u3044\u3046\u306e\u304c\u8ce2\u3044\u4f7f\u3044\u65b9\u3067\u3059\u3002\u305d\u308c\u306b\u5f93\u3044\u3001Deductible\u304c$1,000\u4ee5\u4e0a\u3067\u8a2d\u5b9a\u3057\u3066\u3042\u308b\u306e\u306a\u3089\u3001$1,000\u306ePC\u304c\u76d7\u307e\u308c\u3066\u3082\u88dc\u511f\u306f\u53d7\u3051\u3089\u308c\u306a\u3044\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u5b66\u751f\u306eRenters Insurance<\/h2>\n<p>\u30aa\u30d5\u30ad\u30e3\u30f3\u30d1\u30b9\u3067\u66ae\u3089\u3059\u5b66\u751f\u306f\u3001\u901a\u5e38\u306f\u89aa\u306e\u4fdd\u967a\u304c\u30ab\u30d0\u30fc\u3057\u306a\u3044\u306e\u3067\u3001\u81ea\u5206\u3067\u4fdd\u967a\u3092\u8cb7\u3046\u3053\u3068\u304c\u5fc5\u8981\u306b\u306a\u308a\u3001Renters Insurance\u3092\u8003\u616e\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>Renters Insurance\u306f\u30a2\u30d1\u30fc\u30c8\u3084\u5bb6\u306e\u81ea\u5206\u306e\u6301\u3061\u7269\u304c\u76d7\u307e\u308c\u305f\u308a\u706b\u707d\u306a\u3069\u306b\u3088\u3063\u3066\u640d\u5931\u3092\u88ab\u3063\u305f\u5834\u5408\u306b\u88dc\u511f\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u904a\u3073\u306b\u6765\u305f\u53cb\u9054\u304c\u3051\u304c\u3092\u3057\u305f\u308a\u3001\u30a2\u30d1\u30fc\u30c8\u5185\u3067\u4e8b\u6545\u304c\u3042\u3063\u3066\u4ed6\u4eba\u304c\u640d\u5bb3\u3092\u53d7\u3051\u305f\u3068\u304d\u306eLiability\u306b\u5bfe\u3057\u3066\u3082\u88dc\u511f\u304c\u3042\u308a\u307e\u3059\u3002\u6761\u4ef6\u306b\u3088\u3063\u3066\u3082\u3061\u308d\u3093\u30b3\u30b9\u30c8\u306b\u5dee\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u5e73\u5747\u3001\u6708\u3042\u305f\u308a$5~$15\u3067\u898b\u3064\u3051\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>Dorm Insurance<\/h2>\n<p>\u4e0a\u306e\u300c\u901a\u5e38\u306e\u300dRenters Insurance\u306f\u3001Dorm\u3092\u5bfe\u8c61\u306b\u3057\u306a\u3044\u3053\u3068\u3082\u591a\u304f\u3001\u305d\u306e\u5834\u5408\u306fDorm\u5c02\u7528\u306eRenters Insurance\u3092\u8cfc\u5165\u3057\u307e\u3059\u3002\u4eca\u56de\u306e\u606f\u5b50\u306e\u3068\u3053\u308d\u306b\u6848\u5185\u304c\u304d\u305fGradGuard\u306f\u5f8c\u8005\u306e\u4fdd\u967a\u3067\u3059\u3002\u300c\u901a\u5e38\u306e\u300dRenters Insurance \u306e\u3088\u3046\u306b\u3001Personal Property\u306e\u88dc\u511f\u3068Liability\u306e\u88dc\u511f\u304c\u30bb\u30c3\u30c8\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002Deductible\u3082\u4f4e\u304f\u8a2d\u5b9a\u3057\u3066\u3042\u308b\u306e\u3067\u3001$1,000\u306ePC\u3082\u88dc\u511f\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u524d\u8ff0\u306e\u3088\u3046\u306bHomeowners Insurance\u3067\u306fPersonal Property\u306e\u88dc\u511f\u306b\u5bfe\u3057\u3001\u5bfe\u8c61\u30a2\u30a4\u30c6\u30e0\u3084\u30a2\u30a4\u30c6\u30e0\u3054\u3068\u306e\u88dc\u511f\u984d\u9650\u5ea6\u306e\u8a2d\u5b9a\u304c\u5b58\u5728\u3059\u308b\u3053\u3068\u3068\u3001Deductible\u304c\u6700\u4f4e\u3067\u3082$500\u3001\u9ad8\u3051\u308c\u3070\u6570\u5343\u30c9\u30eb\u3068\u3044\u3046\u3053\u3068\u3082\u3042\u308a\u3001\u7d50\u679c\u3068\u3057\u3066\u3001\u5b66\u751f\u304c\u30e9\u30c3\u30d7\u30c8\u30c3\u30d7\u304c\u76d7\u307e\u308c\u305f\u3001\u96fb\u8a71\u304c\u306a\u304f\u306a\u3063\u305f\u306a\u3069\u3067\u7d4c\u9a13\u3059\u308b\u640d\u5931\u306e\u7d0450\uff05\u306f\u640d\u5931\u88dc\u511f\u304c\u53d7\u3051\u3089\u308c\u306a\u3044\u3068\u3044\u3046\u30c7\u30fc\u30bf\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u591a\u304f\u306e\u5834\u5408\uff08\u3082\u3061\u308d\u3093\u5951\u7d04\u306b\u3082\u3088\u308a\u307e\u3059\u304c\uff09\u89aa\u306eHomeowners Insurance\u3084Renters Insurance\u306f\u3001\u88dc\u511f\u984d\u3092\u8a08\u7b97\u3059\u308b\u3068\u304d\u306bActual Cash Value (ACV)\u65b9\u5f0f\u304c\u4f7f\u308f\u308c\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u4f8b\u3048\u30702\u5e74\u524d\u306b$1,000\u3067\u8cfc\u5165\u3057\u305fPC\u306f\u30012\u5e74\u9593\u306e\u4f7f\u7528\u306b\u5bfe\u3059\u308b\u6e1b\u4fa1\u511f\u5374\u5206\u304c\u5dee\u3057\u5f15\u304b\u308c\u3001\u73fe\u5728\u306e\u5b9f\u8cea\u7684\u4fa1\u5024\u3067\u3042\u308b\uff08\u4f8b\u3048\u3070\u306e\u8a71\u3067\u3059\u304c\uff09$600\u304c\u88dc\u511f\u3068\u3057\u3066\u652f\u6255\u308f\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u3001\u540c\u7b49\u306ePC\u3092\u8cfc\u5165\u3059\u308b\u306b\u306f\u8db3\u308a\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u4e00\u65b9\u3067\u3001\u5b66\u751f\u3092\u5bfe\u8c61\u306b\u3064\u304f\u3089\u308c\u3066\u3044\u308bDorm Insurance\u306f\u591a\u304f\u306e\u5834\u5408\u3001Replacement Cost Coverage\uff08RCC\uff09\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001\u6e1b\u4fa1\u511f\u5374\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u73fe\u5728\u540c\u7b49\u54c1\u3092\u8cfc\u5165\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u984d\u304c\u88dc\u511f\u3055\u308c\u307e\u3059\u3002\u4fdd\u967a\u3068\u3057\u3066\u306fRCC\u306e\u307b\u3046\u304c\u9ad8\u4fa1\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u6301\u3061\u7269\u304c\u9650\u3089\u308c\u3066\u3044\u308b\u304c\u3001\u305d\u308c\u3089\u304c\u5931\u308f\u308c\u308b\u3068\u7aae\u5730\u306b\u9665\u308a\u304c\u3061\u306a\u5b66\u751f\u306b\u5bfe\u3057\u3066\u306f\u3001RCC\u304c\u9069\u3057\u3066\u3044\u308b\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>Scheduled Policy<\/h2>\n<p>\u6700\u5f8c\u306e\u30aa\u30d7\u30b7\u30e7\u30f3\u306fScheduled Policy\u3068\u547c\u3070\u308c\u308b\u3082\u306e\u3067\u3059\u3002Homeowners Insurance\u3084\uff08Dorn Insurance\u3092\u542b\u3080\uff09Renters Insurance\u306f\u3001\u305d\u306e\u5bfe\u8c61\u306e\u5bb6\u306a\u308a\u30a2\u30d1\u30fc\u30c8\u306a\u308aDorm\u306a\u308a\u306e\u4e2d\u306b\u3042\u308b\uff08\u9664\u5916\u30a2\u30a4\u30c6\u30e0\u4ee5\u5916\u306e\uff09Personal Property\u5168\u90e8\u304c\u30ab\u30d0\u30fc\u5bfe\u8c61\u3068\u306a\u308aLiability\u30ab\u30d0\u30ec\u30c3\u30b8\u3082\u30bb\u30c3\u30c8\u306b\u306a\u3063\u305f\u4fdd\u967a\u3067\u3059\u304c\u3001\u3053\u308c\u306b\u5bfe\u3057Schedule Policy\u3068\u3044\u3046\u306e\u306f\u4fdd\u967a\u5bfe\u8c61\u306b\u306a\u308b\u30a2\u30a4\u30c6\u30e0\u3092\u3072\u3068\u3064\u3072\u3068\u3064\u6307\u5b9a\u3057\u3066\u4fdd\u967a\u3092\u8cb7\u3046\u3082\u306e\u3067\u3001Liability\u306f\u3064\u3044\u3066\u3044\u307e\u305b\u3093\u3002\u30ab\u30d0\u30fc\u3057\u305f\u3044\u30a2\u30a4\u30c6\u30e0\u306e\u578b\u756a\u3001\u30b7\u30ea\u30a2\u30eb\u30ca\u30f3\u30d0\u30fc\u3001\u8cfc\u5165\u984d\uff08\u30ec\u30b7\u30fc\u30c8\u304c\u3042\u308c\u3070\u30d9\u30b9\u30c8\uff09\u306a\u3069\u3092\u4fdd\u967a\u4f1a\u793e\u306b\u3042\u3089\u304b\u3058\u3081\u77e5\u3089\u305b\u3001\u305d\u308c\u306b\u5bfe\u3057\u3066\u4fdd\u967a\u3092\u7528\u610f\u3057\u3066\u3082\u3089\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001Deductible\u306f\u901a\u5e38\u304b\u306a\u308a\u4f4e\u304f\u3001\uff04\uff10\u304c\u30c7\u30d5\u30a9\u30eb\u30c8\u3067\u3059\u3002\u901a\u5e38\u3053\u306e\u30dd\u30ea\u30b7\u30fc\u306fRCC\u3067\u7528\u610f\u3055\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u6559\u5ba4\u306b\u6025\u3044\u3067\u5411\u304b\u3046\u9014\u4e2dPC\u3092\u843d\u3068\u3057\u3066\u30c0\u30e1\u306b\u3057\u305f\u3057\u307e\u3063\u305f\u30fb\u30fb\u3068\u3044\u3046\u5834\u5408\u306f\u3001\u3059\u3050\u306b\u305d\u306e\u5348\u5f8c\u540c\u7b49\u306ePC\u3092\u8cfc\u5165\u3057\u3001\u305d\u306e\u984d\u306b\u5bfe\u3057\u3066\u88dc\u511f\u3092\u53d7\u3051\u308b\u3068\u3044\u3046\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>Dorm\u306b\u4f4f\u3080\u5b66\u751f\u306e\u5834\u5408\u3001\u30ab\u30d0\u30fc\u3057\u305f\u3044\u30a2\u30a4\u30c6\u30e0\u306f\u9650\u3089\u308c\u3066\u3044\u307e\u3059\u304b\u3089\u3001Liability\u306f\u8981\u3089\u306a\u3044\u3001\u3057\u304b\u3082\u7279\u5b9a\u306e\u30a2\u30a4\u30c6\u30e0\u3092\u3057\u3063\u304b\u308a\u30ab\u30d0\u30fc\u3057\u305f\u3044\u3068\u3044\u3046\u30cb\u30fc\u30ba\u306b\u306f\u3053\u306eScheduled Policy\u304c\u3072\u3063\u305f\u308a\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u6211\u304c\u5bb6\u306e\u5834\u5408<\/h2>\n<p>\u7d50\u5c40\u3001\u541f\u5473\u3057\u305f\u7d50\u679c\u3001\u6211\u304c\u5bb6\u306eHomeowners Insurance\u306eDeductible\u306f$2,628\u3067\u9ad8\u3059\u304e\u3002\u606f\u5b50\u304c\u4fdd\u967a\u3092\u304b\u3051\u305f\u3044\u30a2\u30a4\u30c6\u30e0\u306f\u3001PC\u3068\u30ae\u30bf\u30fc\u3068iPhone\u3068\u81ea\u96fb\u8eca\u3067\u3001\u5168\u90e8\u5408\u308f\u305b\u308b\u3068$4,000\u304f\u3089\u3044\u306b\u306a\u308b\u304c\u3001\u304a\u305d\u3089\u304f\u5168\u90e8\u540c\u6642\u306b\u640d\u5931\u306b\u3042\u308b\u3053\u3068\u306f\u306a\u3044\u3002Liability\u306f\u79c1\u305f\u3061\u306eHomeowners Insurance\u3068Umbrella Policy\u3067\u30ab\u30d0\u30fc\u3055\u308c\u308b\u306e\u3067\u4e0d\u8981\u3002\u3002\u3068\u3044\u3053\u3068\u3067\u3001\u5927\u5b66\u304b\u3089\u63d0\u6848\u3055\u308c\u305f\u5e74\u9593$160\u306eDorm 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Insurance\uff09\u306e\u6848\u5185\u304c\u6765\u307e\u3057\u305f\u3002PC\u3084MacBook\u3001\u30bf\u30d6\u30ec\u30c3\u30c8\u306b\u81ea\u8ee2\u8eca\u306a\u3069\u306a\u3069\u3001Dorm\u4f4f\u307e\u3044\u3068\u3044\u3048\u3069\u3082\u6848\u5916\u9ad8\u4fa1\u306a\u3082\u306e\u304c\u8eab\u306e\u56de\u308a\u306b\u3042\u308b\u3082\u306e\u3002\u3002\u300c\u30ec\u30f3\u30bf\u30fc\u4fdd\u967a\u3063\u3066\u5165\u3063\u305f\u307b\u3046\u304c\u3044\u3044\u304b\u306a\uff1f\u300d\u3068\u3044\u3046\u606f\u5b50\u306b\u3001\u300c\u3042\u3042\u3001\u30ec\u30f3\u30bf\u30fc\u4fdd\u967a\u306f\u5165\u3063\u305f\u307b\u3046\u304c\u3044\u3044\u304b\u3082\u306d\u300d\u3068\u3042\u307e\u308a\u8003\u3048\u305a\u306b\u7b54\u3048\u305f\u79c1\u3002\u3042\u3068\u3067\u7533\u3057\u8fbc\u307f\u624b\u7d9a\u304d\u6848\u5185\u304c\u6765\u305f\u3068\u3053\u308d\u5e74\u9593$160\u3060\u305d\u3046\u3067\u3059\u3002\u307e\u3001\u5024\u6bb5\u3068\u3057\u3066\u306f\u624b\u3054\u308d\u3060\u3051\u3069\u3001\u305f\u3068\u3048\u3070\u5bb6\u65cf\u3067\u4f4f\u3093\u3067\u3044\u308b\u30a2\u30d1\u30fc\u30c8\u3084\u4e00\u8ed2\u5bb6\u3067\u3082\u3053\u306e\u304f\u3089\u3044\u306e\u5024\u6bb5\u3067\u5165\u308c\u308b\u3053\u3068\u3082\u3042\u308b\u306e\u306b\u3001\u3061\u3044\u3055\u306a\u3061\u3044\u3055\u306a\u5927\u5b66\u306e\u5bee\uff08\u307e\u3001\u76d7\u96e3\u306e\u78ba\u7387\u306f\u9ad8\u3044\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3051\u3069\uff09\u3067\u3053\u306e\u5024\u6bb5\u3002\u3002\u305d\u3046\u8003\u3048\u308b\u3068\u5b89\u304f\u306f\u306a\u3044\u3002\u3061\u3087\u3063\u3068\u8abf\u3079\u3066\u307f\u308b\u3053\u3068\u306b\u3057\u307e\u3057\u305f\u3002<\/p>\n","protected":false},"author":1,"featured_media":3660,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[39,7],"tags":[42,58],"class_list":["post-3658","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-college","category-hoken","tag-choosing-insurance","tag-smart-shopping"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2016\/09\/gradguard1.jpg?fit=350%2C272&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-X0","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/3658","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=3658"}],"version-history":[{"count":2,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/3658\/revisions"}],"predecessor-version":[{"id":3690,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/3658\/revisions\/3690"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/3660"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=3658"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=3658"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=3658"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}