{"id":3698,"date":"2016-10-25T14:43:29","date_gmt":"2016-10-25T22:43:29","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=3698"},"modified":"2016-10-25T14:43:29","modified_gmt":"2016-10-25T22:43:29","slug":"roboadvisor1","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/roboadvisor1\/","title":{"rendered":"\u6295\u8cc7\u696d\u754c\u306e\u5909\u5316\u2015\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\uff08\uff11\uff09"},"content":{"rendered":"<p>\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3068\u3044\u3046\u8a00\u8449\u3092\u304a\u805e\u304d\u306b\u306a\u3063\u305f\u3053\u3068\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u304b\uff1f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u3001\u9867\u5ba2\u306b\u30a2\u30f3\u30b1\u30fc\u30c8\u306a\u3069\u306b\u7b54\u3048\u3066\u3082\u3089\u3044\u3001\u9867\u5ba2\u306e\u8a31\u5bb9\u30ea\u30b9\u30af\u30ec\u30d9\u30eb\u3092\u6e2c\u308a\u3001\u305d\u308c\u306b\u3088\u3063\u3066\u4f4e\u624b\u6570\u6599\u306eETF\u306a\u3069\u3092\u4e2d\u5fc3\u306b\u7d44\u307f\u5408\u308f\u305b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u3064\u304f\u308a\u7ba1\u7406\u3059\u308b\u81ea\u52d5\u5316\u30b5\u30fc\u30d3\u30b9\u306e\u3053\u3068\u3067\u3059\u304c\u3001\u3053\u3053\u6570\u5e74\u3067\u3001\u3059\u3054\u3044\u52e2\u3044\u3067\u6ce8\u76ee\u304c\u9ad8\u307e\u308a\u3001\u30d3\u30b8\u30cd\u30b9\u62e1\u5927\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3078\u306e\u95a2\u5fc3\u3068\u3042\u3044\u307e\u3063\u3066\u3001\u30a4\u30f3\u30c3\u30c7\u30af\u30b9ETF\u3068\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u30b3\u30f3\u30d3\u30cd\u30fc\u30b7\u30e7\u30f3\u3067\u6295\u8cc7\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u306e\u304c\u3001\u3044\u308f\u3070\u6d41\u884c\u308a\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u4eca\u56de\u306f\u30012\u56de\u306b\u5206\u3051\u305d\u306e\u3042\u305f\u308a\u306e\u6295\u8cc7\u696d\u754c\u306e\u6d41\u308c\u3068\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u9078\u629e\u306b\u3064\u3044\u3066\u6ce8\u610f\u3059\u3079\u304d\u3053\u3068\u306b\u3064\u3044\u3066\u8003\u3048\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>ETF\u624b\u6570\u6599\u30ab\u30c3\u30c8\u7af6\u4e89<\/h1>\n<p>&nbsp;<\/p>\n<p>\u6700\u8fd1\u5404\u793e\u306eETF\uff08Exchange Traded Fund\uff09\u306e\u624b\u6570\u6599\u30ab\u30c3\u30c8\u306e\u7af6\u4e89\u304c\u6fc0\u3057\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002BlackRock\u306f\u81ea\u793e\u306e15\u7a2e\u306eETF\u306e\u624b\u6570\u6599\u3092\u4e0b\u3052\u308b\u3068\u767a\u8868\u3002\u6b21\u3044\u3067Charles \u00a0Schwab\u304c\u81ea\u793e\u306e5\u7a2e\u306eEFT\u306e\u624b\u6570\u6599\u524a\u6e1b\u306e\u767a\u8868\u3092\u3057\u307e\u3057\u305f\u3002Vanguard\u3084Fidelity\u3082\u3001EFT\u3078\u5ba2\u5f15\u304d\u5bc4\u305b\u7b56\u3092\u5f37\u5316\u3057\u3066\u3044\u307e\u3059\u30022008\u5e74\u306e\u91d1\u878d\u5371\u6a5f\u4ee5\u964d\u3001\u6295\u8cc7\u5bb6\u306eActively Managed Fund\uff08\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\uff09\u96e2\u308c\u306f\u7d99\u7d9a\u7684\u306b\u9032\u307f\u3001\u305d\u306e\u5206\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3078\u6295\u8cc7\u30de\u30cd\u30fc\u304c\u6d41\u308c\u8fbc\u3093\u3067\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306e\u4e2d\u3067\u3082ETF\u306e\u5f62\u614b\u3067\u63d0\u4f9b\u3055\u308c\u308b\u3082\u306e\u3078\u306e\u9867\u5ba2\u306e\u95a2\u5fc3\u306f\u9ad8\u304f\u3001\u5404\u793e\u306fETF\u306e\u4f4e\u624b\u6570\u6599\u3092\u6b4c\u3044\u3001\u9867\u5ba2\u96c6\u3081\u306b\u305f\u3086\u307e\u306c\u52aa\u529b\u3092\u6ce8\u3044\u3067\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u6295\u8cc7\u306e\u4eba\u6c17\u4f4e\u4e0b<\/h1>\n<p>&nbsp;<\/p>\n<p>\u91d1\u878d\u5371\u6a5f\u307e\u3067\u306e\u9593\u3001\u4eba\u6c17\u306e\u3042\u3063\u305f\u6295\u8cc7\u6cd5\u306f\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u6295\u8cc7\u3067\u3057\u305f\u3002\u30d5\u30a1\u30f3\u30c9\u306b\u3088\u308a\u7a0b\u5ea6\u306e\u5dee\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u306e\u6642\u70b9\u305d\u306e\u6642\u70b9\u3067\u3001\u201c\u5132\u304b\u308a\u305d\u3046\u306a\u682a\u201d\u3092\u5b89\u3044\u6642\u306b\u8cb7\u3044\u3001\u9ad8\u3044\u6642\u306b\u58f2\u308b\u3068\u3044\u3046\u6295\u6a5f\u7684\u306a\u65b9\u6cd5\u3092\u7e70\u308a\u8fd4\u3059\u3053\u3068\u3067\u3001\u5229\u30b6\u30e4\u3092\u7a3c\u3044\u3067\u3044\u304f\u65b9\u6cd5\u3067\u3059\u3002\u3053\u306e\u3084\u308a\u65b9\u306f\u3001\u4e00\u5ea6\u8cb7\u3063\u305f\u3089\u6301\u3061\u7d9a\u3051\u308b\uff08Buy &amp; Hold\uff09\u3084\u308a\u65b9\u306b\u6bd4\u3079\u308b\u3068\u3001\u52b4\u529b\u3068\u624b\u9593\u304c\u304b\u304b\u308b\u305f\u3081\u3001\u3082\u3061\u308d\u3093\u624b\u6570\u6599\u3082\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002\u91d1\u878d\u5371\u6a5f\u524d\u306f\u3001\u6295\u8cc7\u5bb6\u306e\u4e2d\u306b\u5371\u6a5f\u611f\u3082\u4f4e\u304f\u3001\u624b\u6570\u6599\u304c\u898b\u3048\u308b\u3088\u3046\u306b\u958b\u793a\u3055\u308c\u3066\u3044\u306a\u304b\u3063\u305f\u3053\u3068\u3082\u3042\u308a\u3001\u305d\u306e\u3084\u308a\u65b9\u306b\u7591\u554f\u3092\u3044\u3060\u304f\u4eba\u3082\u3042\u307e\u308a\u3044\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u3068\u3053\u308d\u304c\u5371\u6a5f\u3092\u304d\u3063\u304b\u3051\u306b\u3001\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u306e\u3084\u308a\u65b9\u3068\u305d\u306e\u624b\u6570\u6599\u306e\u59a5\u5f53\u6027\u306b\u5927\u304d\u306a\u6ce8\u76ee\u304c\u3042\u305f\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u7d50\u679c\u3001\u4eba\u3005\u306f\u624b\u6570\u6599\u306e\u9ad8\u3044\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u304b\u3089\u304a\u91d1\u3092\u5f15\u304d\u51fa\u3057\u3001\u624b\u6570\u6599\u306e\u4f4e\u3044Buy &amp; Hold\u578b\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306a\u3069\u306b\u6295\u8cc7\u3092\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>Active Investing\u3068Passive Investing\uff08Buy&amp;Hold\/Index Fund Investing)\u306b\u3064\u3044\u3066\u306f<a href=\"\u79c1\u304cVanguard\u304c\u597d\u304d\u306a\u308f\u3051\u30fb\u30fb\u30fb\">\u3053\u3061\u3089\u306e\u8a18\u4e8b<\/a>\u3092\u3054\u53c2\u8003\u306b\u3002<\/p>\n<p>\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3059\u308b\u306b\u3042\u305f\u308a\u3001\u5927\u304d\u304f\u5206\u3051\u3066\u4e8c\u3064\u306e\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002\u3072\u3068\u3064\u306f\u901a\u5e38\u306e\u30df\u30e5\u30fc\u30c1\u30e5\u30d5\u30a1\u30eb\u30d5\u30a1\u30f3\u30c9\u578b\u306e\u30a4\u30f3\u30c3\u30c7\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3059\u308b\u65b9\u6cd5\u3002401(k)\u306a\u3069\u3067\u306f\u3001\u3053\u306e\u5f62\u304c\u4e3b\u6d41\u3067\u3059\u3002\u3082\u3046\u3072\u3068\u3064\u306fETF\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3059\u308b\u65b9\u6cd5\u3002\u500b\u4eba\u3067\u3042\u308b\u7a0b\u5ea6\u30d5\u30ec\u30ad\u30b7\u30d6\u30eb\u306b\u6295\u8cc7\u5148\u3092\u5909\u3048\u305f\u3044\u306a\u3069\u3068\u3044\u3046\u5834\u5408\u306b\u306f\u3001\u3053\u306e\u65b9\u6cd5\u304c\u9069\u5207\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068ETF\u306b\u3064\u3044\u3066<a href=\"ETF\u3092\u77e5\u308b\u3000-\u3000\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068\u3069\u3046\u9055\u3046\uff1f\">\u3053\u3061\u3089\u306e\u8a18\u4e8b<\/a>\u3092\u3054\u53c2\u8003\u306b\u3002<\/p>\n<p>\u4eca\u56de\u3001\u5404\u793e\u304c\u9867\u5ba2\u7372\u5f97\u306b\u3057\u306e\u304e\u3092\u524a\u3063\u3066\u3044\u308b\u306e\u306f\u3053\u306e\u5f8c\u8005\u306e\u307b\u3046\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u767b\u5834<\/h1>\n<p>&nbsp;<\/p>\n<p>\u3053\u306e\u52d5\u304d\u306f\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u767b\u5834\u3068\u6df1\u304f\u304b\u304b\u308f\u3063\u3066\u3044\u307e\u3059\u3002\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3092\u3054\u5b58\u77e5\u3067\u3059\u304b\uff1f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u3001\u9867\u5ba2\u306b\u30a2\u30f3\u30b1\u30fc\u30c8\u306a\u3069\u306b\u7b54\u3048\u3066\u3082\u3089\u3044\u3001\u9867\u5ba2\u306e\u8a31\u5bb9\u30ea\u30b9\u30af\u30ec\u30d9\u30eb\u3092\u6e2c\u308a\u3001\u305d\u308c\u306b\u3088\u3063\u3066\u4f4e\u624b\u6570\u6599\u306eETF\u306a\u3069\u3092\u4e2d\u5fc3\u306b\u7d44\u307f\u5408\u308f\u305b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u3064\u304f\u308a\u7ba1\u7406\u3059\u308b\u81ea\u52d5\u5316\u30b5\u30fc\u30d3\u30b9\u306e\u3053\u3068\u3067\u3059\u3002\u6642\u9593\u304c\u305f\u3064\u306b\u3064\u308c\u3066\u5fc5\u8981\u3068\u306a\u308b\u30ea\u30d0\u30e9\u30f3\u30b9\u3084\u3001\u7bc0\u7a0e\u5bfe\u7b56\u3092\u5ff5\u982d\u306b\u58f2\u308a\u8cb7\u3044\u3092\u53f8\u308b\u6a5f\u80fd\uff08Tax Harvesting\uff09\u3082\u679c\u305f\u3057\u307e\u3059\u3002<\/p>\n<p>\u91d1\u878d\u5371\u6a5f\u4ee5\u524d\u306f\u3001\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u306b\u5408\u308f\u305b\u3001\u30d5\u30a1\u30f3\u30c9\u3092\u4f7f\u3063\u3066\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u3064\u304f\u308a\u7dad\u6301\u3057\u3001\u305d\u308c\u306b\u5bfe\u3057\u3066\uff11\uff05\uff5e\u6570\uff05\u306e\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u6599\u3092\u3068\u308b\u30a2\u30c3\u30bb\u30c3\u30c8\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u3068\u304b\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306a\u3069\u3068\u547c\u3070\u308c\u308b\u5c02\u9580\u5bb6\uff08\u3064\u307e\u308a\u4eba\u9593\uff09\u306e\u4eba\u6c17\u3082\u9ad8\u304b\u3063\u305f\u306e\u3067\u3059\u304c\u3001\u5371\u6a5f\u4ee5\u964d\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u81ea\u4f53\u306e\u624b\u6570\u6599\u306b\u52a0\u3048\u3001\u3053\u306e\u3088\u3046\u306a\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3078\u306e\u624b\u6570\u6599\u3082\u7591\u554f\u8996\u3059\u308b\u5411\u304d\u304c\u9ad8\u307e\u308a\u3001\u524d\u8ff0\u306e\u3088\u3046\u306a\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30a2\u30fc\u3078\u306e\u4eba\u6c17\u304c\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u30d9\u30fc\u30b9\u306e\u3053\u306e\u81ea\u52d5\u30b5\u30fc\u30d3\u30b9\u3067\u3001\u4f4e\u624b\u6570\u6599\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9EFT\u3092\u4e2d\u5fc3\u306b\u6295\u8cc7\u3092\u3059\u308b\u3053\u3068\u3067\u3001\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\u3068\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u6599\u3092\u30c0\u30d6\u30eb\u3067\u524a\u6e1b\u3067\u304d\u3001\u6295\u8cc7\u5bb6\u306b\u306f\u9b45\u529b\u7684\u306a\u8a71\u3068\u3044\u3048\u308b\u308f\u3051\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u5bfe\u8c61\u7bc4\u56f2\u306e\u62e1\u5927<\/h1>\n<p>&nbsp;<\/p>\n<p>\u3053\u308c\u304b\u3089\u3082\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3078\u306e\u4eba\u6c17\u306f\u9ad8\u307e\u308a\u7d9a\u3051\u308b\u6c17\u914d\u304c\u3042\u308a\u3001\u4eca\u306e\u3068\u3053\u308d\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u4e2d\u5fc3\u306b\u7528\u3044\u3089\u308c\u3066\u3044\u308b\u306e\u306f\u3001IRA\u3084Taxable Account\uff08401(k)\u3084529\u306a\u3069\u306e\u3088\u3046\u306a\u7a0e\u512a\u9047\u63aa\u7f6e\u306e\u306a\u3044\u3001\u901a\u5e38\u306e\u6295\u8cc7\u53e3\u5ea7\uff09\u3067\u3059\u304c\u3001\u4eca\u5f8c\u306f\u3053\u308c\u307e\u3067\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u7bc4\u56f2\u5916\u3068\u3055\u308c\u3066\u3044\u305f401(k)\u3084529\u30d7\u30e9\u30f3\u307e\u3067\u5bfe\u8c61\u306b\u3055\u308c\u3066\u3044\u304f\u3053\u3068\u306b\u306a\u308b\u3088\u3046\u3067\u3059\u3002\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u4e3b\u529b\u306f\u3053\u306e\u3088\u3046\u306a\u52d5\u304d\u3092\u898b\u305b\u3066\u3044\u307e\u3059\uff1b<\/p>\n<ul>\n<li>Wealthfront\u306f\u3001\u3053\u308c\u307e\u3067\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3092\u4ecb\u3057\u3066\u58f2\u3089\u308c\u3066\u3044\u305f529\u30d7\u30e9\u30f3\u306b\u4ecb\u5165\u3057\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\u30b5\u30fc\u30d3\u30b9\u3067\u3042\u308bWealthfront 529\u30d7\u30e9\u30f3\u3092\u958b\u59cb\u4e88\u5b9a\u3002\u624b\u6570\u6599\u306f\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\uff0b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\u624b\u6570\u7528\u306743%\uff5e0.46\uff05\uff08That is higher than some 529 plans sold directly to consumers.<\/li>\n<li>Betterment\u306f1\u6708\u306b\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u5411\u3051\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9401(k)\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u958b\u59cb\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h1>\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u3082\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\uff1f<\/h1>\n<p>&nbsp;<\/p>\n<p>\u3053\u308c\u3089\u306f\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3068\u3057\u3066\u59cb\u307e\u3063\u305f\u65b0\u8208\u4f01\u696d\u3067\u3059\u304c\u3001\u3053\u306e\u5411\u304d\u306f\u65e2\u5b58\u306e\u9280\u884c\u3084\u65e2\u5b58\u306e\u6295\u8cc7\u4f1a\u793e\u306b\u3082\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u305d\u308c\u3089\u306f\u81ea\u793e\u5185\u3067\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\u30b5\u30fc\u30d3\u30b9\u3092\u7acb\u3061\u4e0a\u3052\u308b\u304b\u3001\u3042\u308b\u3044\u306f\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u4f1a\u793e\u3092\u8cb7\u53ce\u3059\u308b\u3053\u3068\u3067\u3001\u81ea\u793e\u3067\u3082\u305d\u306e\u6a5f\u80fd\u3092\u6e96\u5099\u3057\u3088\u3046\u3068\u753b\u7b56\u3057\u3066\u3044\u307e\u3059\uff1b<\/p>\n<ul>\n<li>Vanguard\u306fVanguard Personal Advisor Services\u958b\u59cb<\/li>\n<li>Charles Schwab\u306fSchwab Intelligent Portfolios\u958b\u59cb<\/li>\n<li>Fidelity\u306fFidelity GO\u3092\u958b\u59cb<\/li>\n<li>Bank of America\u304c\u81ea\u793e\u306e\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\u30b5\u30fc\u30d3\u30b9\u3092\u7acb\u3061\u4e0a\u3052\u308b\u3068\u767a\u8868<\/li>\n<li>Northwestern Mutual \u304c LearnVest\u3092\u8cb7\u53ce<\/li>\n<li>Interactive Brokers\u00a0\u304c Covestor\u3092\u8cb7\u53ce<\/li>\n<li>Manulife Financial\uff08John Hancock\uff09\u304c Guide Financial\u3092\u8cb7\u53ce<\/li>\n<li>Invesco\u00a0\u304c JemStep\u3092\u8cb7\u53ce<\/li>\n<li>BlackRock \u304cFutureAdvisor\u3092\u8cb7\u53ce<\/li>\n<li><\/li>\n<\/ul>\n<h1>\u30bb\u30fc\u30eb\u30eb\u30de\u30f3\u7684\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc<\/h1>\n<p>&nbsp;<\/p>\n<p>\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u304c\u63d0\u4f9b\u3059\u308b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\u30b5\u30fc\u30d3\u30b9\u3067\u3042\u308c\u3070\u3001\u3082\u3061\u308d\u3093\u81ea\u793e\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u4e2d\u5fc3\u306b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u3088\u3046\u30a2\u30c9\u30d0\u30a4\u30b9\u3059\u308b\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u307e\u3059\u304c\u3001\u4e00\u65b9\u3067\u3001\u305d\u3082\u305d\u3082\u306f\u72ec\u7acb\u7cfb\u30d3\u30b8\u30cd\u30b9\u3068\u3057\u3066\u7acb\u3061\u4e0a\u304c\u3063\u305f\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u4f1a\u793e\u3082\u91d1\u878d\u5404\u793e\u306e\u5098\u4e0b\u306b\u5438\u53ce\u3055\u308c\u3001\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u7d44\u3093\u3067\u3044\u307e\u3059\u3002\u30d5\u30a1\u30f3\u30c9\u904b\u55b6\u3092\u3057\u3066\u3044\u308b\u5404\u793e\u306f\u524d\u8ff0\u306e\u3088\u3046\u306bETF\u306e\u624b\u6570\u6599\u3092\u4e0b\u3052\u308b\u3068\u3068\u3082\u306b\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\u30b5\u30fc\u30d3\u30b9\u3082\u53d6\u308a\u5165\u308c\u3001\u9867\u5ba2\u306e\u56f2\u3044\u8fbc\u307f\u306b\u4e00\u5c64\u306e\u52aa\u529b\u3092\u6ce8\u3044\u3067\u3044\u307e\u3059\u3002\u3053\u306e\u610f\u5473\u3067\u3001<strong>\u3082\u306f\u3084\u300c\u5b8c\u5168\u306b\u72ec\u7acb\u3057\u4e2d\u7acb\u3057\u305f\u300d\u7acb\u5834\u304b\u3089\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u63d0\u6848\u304c\u96e3\u3057\u304f\u306a\u308b\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002<\/strong><\/p>\n<p>\u3042\u308b\u5c02\u9580\u5bb6\u306f\u3001\u300c\u4eca\u5f8c\u306f\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306f\u30c7\u30a3\u30b9\u30c8\u30ea\u30d3\u30e5\u30fc\u30b7\u30e7\u30f3\u30fb\u30c1\u30e3\u30cd\u30eb\u3068\u5316\u3059\u3060\u308d\u3046\u300d\u3068\u8a00\u3063\u3066\u3044\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u5b8c\u5168\u306b\u72ec\u7acb\u3057\u4e2d\u7acb\u3057\u305f\u300d\u7acb\u5834\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u3059\u308b\u3068\u3044\u3046\u3088\u308a\u306f\u3001<strong>\u81ea\u793e\u3042\u308b\u3044\u306f\u95a2\u9023\u4f1a\u793e\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u58f2\u308b\u305f\u3081\u306e\u30bb\u30fc\u30eb\u30b9\u30de\u30f3\u7684\u5f79\u5272<\/strong>\u3092\u306b\u306a\u3046\u3053\u3068\u306b\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070Charles Schwab\u306e\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306fSchwab\u306eETF\u3092\u4e3b\u306b\u63d0\u6848\u3059\u308b\u3060\u308d\u3046\u3057\u3001BlackRock\u3067\u3042\u308c\u3070\u3044Share ETF\u3092\u3001Invesco\u3067\u3042\u308c\u3070PowerShares 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