{"id":3760,"date":"2017-02-14T09:31:58","date_gmt":"2017-02-14T17:31:58","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=3760"},"modified":"2017-02-10T21:32:18","modified_gmt":"2017-02-11T05:32:18","slug":"vanguard-mutualfund_etf","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/vanguard-mutualfund_etf\/","title":{"rendered":"Vanguard \u306e\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068ETF\u3000\u3069\u3063\u3061\u306b\u3059\u308b\uff1f"},"content":{"rendered":"<p>\u3053\u306e\u30d6\u30ed\u30b0\u3067\u3082\u4f55\u5ea6\u304b\u7d39\u4ecb\u3055\u305b\u3066\u3044\u305f\u3060\u3044\u305f\u3088\u3046\u306b\u3001\u79c1\u306f\u500b\u4eba\u7684\u306bVanguard\u304c\u5927\u597d\u304d\u3067\u3059\u3002Vanguard\u3092\u5275\u8a2d\u3057\u305fJohn Bogle\u306e\u601d\u60f3\u3082\u5927\u597d\u304d\u3067\u3059\u3057\u3001\u305d\u306e\u5f8c\u6642\u4ee3\u3092\u8d85\u3048\u3066\u8cab\u3044\u3066\u3044\u308b\u3001\u4f4e\u624b\u6570\u6599\u3067\u7740\u5b9f\u306a\u9577\u671f\u6295\u8cc7\u3078\u306e\u30d5\u30a9\u30fc\u30ab\u30b9\u306b\u540c\u610f\u3067\u304d\u308b\u3068\u3053\u308d\u304c\u305f\u304f\u3055\u3093\u3042\u308a\u307e\u3059\u3002Smart &amp; Responsible\u3067\u3082\u3001\u304a\u5ba2\u69d8\u306e\u6761\u4ef6\u304c\u3042\u3048\u3070\u3001Vanguard\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30fb\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3092\u304a\u52e7\u3081\u3059\u308b\u3053\u3068\u304c\u591a\u3044\u306e\u3067\u3059\u304c\u3001\u6700\u8fd1\u306fETF\uff08Exchange Traded Fund\uff09\u306e\u307b\u3046\u304c\u3055\u3089\u306b\u4f4e\u624b\u6570\u6599\u304b\u3064\u3001\u7a0e\u91d1\u9762\u3067\u3082\u6709\u5229\u3060\u3068\u3044\u3046\u60c5\u5831\u3082\u7d39\u4ecb\u3055\u308c\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u304bETF\u304b\u306e\u9078\u629e\u3067\u8ff7\u3046\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u3044\u307e\u3059\u3002\u4eca\u65e5\u306f\u3001\u305d\u306e\u3042\u305f\u308a\u3092\u7814\u7a76\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068ETF\u306e\u57fa\u672c\u7684\u306a\u9055\u3044\u304b\u3089\u77e5\u308b\u5fc5\u8981\u306e\u3042\u308b\u65b9\u306f\u3001\u3053\u3061\u3089\u3092\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/etf\/\" >ETF\u3092\u77e5\u308b\u3000-\u3000\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068\u3069\u3046\u9055\u3046\uff1f<\/a><\/p>\n<p>\u3055\u3066\u3001\u3053\u306e\u9055\u3044\u3092\u8e0f\u307e\u3048\u305f\u3046\u3048\u3067\u3001Vanguard\u306e\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068ETF\u3092\u6bd4\u3079\u307e\u3059\u3002<\/p>\n<h1>\u305f\u3068\u3048\u3070\u3053\u306e\u3075\u305f\u3064\u3002\u3002<\/h1>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3765\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-admiral.jpg?resize=810%2C260\" alt=\"vanguard total stock market admiral\" width=\"810\" height=\"260\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-admiral.jpg?w=1066&amp;ssl=1 1066w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-admiral.jpg?resize=300%2C96&amp;ssl=1 300w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-admiral.jpg?resize=768%2C246&amp;ssl=1 768w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-admiral.jpg?resize=1024%2C329&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3766\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=810%2C279\" alt=\"vanguard total stock market etf\" width=\"810\" height=\"279\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?w=1091&amp;ssl=1 1091w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=300%2C103&amp;ssl=1 300w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=768%2C265&amp;ssl=1 768w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=1024%2C353&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/p>\n<p>\u4e0a\u306fVanguard\u306eUS\u56fd\u5185\u682a\u306b\u307e\u3093\u3079\u3093\u306a\u304f\u6295\u8cc7\u3059\u308bTotal Stock Market\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306eAdmiral\u30af\u30e9\u30b9\uff08Adm\uff09\u3067\u3042\u308a\u3001\u4e0b\u306f\u540c\u3058Total Stock Market\u306eETF\u3067\u3059\u3002Admiral\u30af\u30e9\u30b9\u306f\u6700\u4f4e\u6295\u8cc7\u984d\u304c$10,000\u4ee5\u4e0a\u304c\u5bfe\u8c61\u3067\u3001\u624b\u6570\u6599\uff08Expense ratio\uff09\u306f0.05\uff05\u3067\u3059\u3002\u4e00\u65b9\u3001ETF\u306e\u307b\u3046\u306f\u6700\u4f4e\u6295\u8cc7\u984d\u306e\u8a2d\u5b9a\u306f\u306a\u304f\uff08\u305d\u3082\u305d\u3082ETF\u3068\u3044\u3046\u306e\u306f\uff11\u30b7\u30a7\u30a2\u304b\u3089\u3001\u81ea\u7531\u306b\u58f2\u308a\u8cb7\u3044\u3067\u304d\u308b\u305f\u3081\u306b\u3064\u304f\u3089\u308c\u3066\u3044\u307e\u3059\uff1dExchange Traded\u306e\u610f\uff09\u3001\u624b\u6570\u6599\u306f\u540c\u30580.05\uff05\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u3075\u305f\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u306f\u5225\u3005\u306b\u30ea\u30b9\u30c8\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001Vanguard\u306e\u5834\u5408\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068ETF\u306f\u3001\u6839\u5e95\u3067\u306f\u5168\u304f\u540c\u3058\u30d5\u30a1\u30f3\u30c9\u3067\u3042\u308a\u3001\u5358\u306b\u7570\u306a\u308b\u30b7\u30a7\u30a2\u30af\u30e9\u30b9\u3068\u3057\u3066\u58f2\u3089\u308c\u3066\u3044\u308b\u3060\u3051\u3067\u3059\u3002\u30b7\u30a7\u30a2\u30af\u30e9\u30b9\u3068\u3044\u3046\u306e\u306f\u3001\u540c\u4e00\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u7570\u306a\u308b\u8cb7\u3044\u65b9\uff08\u6295\u8cc7\u984d\u3084\u3001\u8cfc\u5165\u30c1\u30e3\u30cd\u30eb\u306a\u3069\uff09\u3092\u3059\u308b\u5834\u5408\u306b\u624b\u6570\u6599\u3084\u305d\u306e\u4ed6\u306e\u6761\u4ef6\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u3053\u308c\u3092\u8b58\u5225\u3059\u308b\u305f\u3081\u306e\u30e9\u30d9\u30eb\u3067\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u30ef\u30a4\u30f3\u3092\u8cfc\u5165\u3059\u308b\u5834\u5408\u306b\u4f8b\u3048\u308c\u3070\u30011\u672c\u3070\u3089\u58f2\u308a\u4fa1\u683c\u3001\u5148\u884c\u4e88\u7d04\u4fa1\u683c\u3001\uff11\u30c0\u30fc\u30b9\u306e\u30b1\u30fc\u30b9\u4fa1\u683c\u3001\uff16\u30c0\u30fc\u30b9\u4ee5\u4e0a\u306e\u5927\u53e3\u4fa1\u683c\u306a\u3069\u306b\u306e\u3088\u3046\u306a\u611f\u3058\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>\u307b\u304b\u306b\u3082\u3042\u308a\u307e\u3059\u3002\u3002\u3002<\/h1>\n<p>\u4e0a\u306b\u3042\u3052\u305fTotal Stock Market\u30d5\u30a1\u30f3\u30c9\u304b\u3089\u6d3e\u751f\u3057\u3066\u3044\u308b\u4ed6\u306e\u30b7\u30a7\u30a2\u30af\u30e9\u30b9\u306b\u306f\u4e0b\u8a18\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u3002\u4e0b\u8a18\u306e\u4e09\u3064\u306f\u3001\u4e0a\u8a18\u3067\u3054\u7d39\u4ecb\u3057\u305f\u4e00\u756a\u4e0a\u306eAdmiral\u30af\u30e9\u30b9\u3068\u540c\u3058\u304f\u3001\u3059\u3079\u3066\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u3002<\/p>\n<p>\u4e0b\u8a18\u6700\u4e0a\u6bb5\u306eInvestor\u30af\u30e9\u30b9\uff08Inv\uff09\u306f\u6700\u4f4e\u6295\u8cc7\u984d\u304c$3,000\u3067\u3001Admiral\u30af\u30e9\u30b9\u306e$10,000\u306b\u6295\u8cc7\u306e\u5143\u624b\u304c\u8db3\u308a\u306a\u3044\u5834\u5408\u306b\u8cfc\u5165\u3057\u307e\u3059\u3002\u305d\u306e\u4ee3\u308f\u308a\u624b\u6570\u6599\u306f\u9ad8\u304f0.16\uff05\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u771f\u3093\u4e2d\u306e\u306eInstitutional\u30af\u30e9\u30b9\uff08I\uff09\u306f\u3001\u4f01\u696d\u306a\u3069\u56e3\u4f53\u3092\u901a\u3057\u3066\u307e\u3068\u3081\u3066\u5951\u7d04\u3059\u308b\u5834\u5408\u306e\u30af\u30e9\u30b9\u3067\u3059\u3002\u96c7\u7528\u4e3b\u304c\u63d0\u4f9b\u3059\u308b401(k)\u306a\u3069\u3092\u901a\u3057\u3066\u63d0\u4f9b\u3055\u308c\u307e\u3059\u3002\u3088\u3063\u3066\u500b\u4eba\u6295\u8cc7\u5bb6\u306f\u8cfc\u5165\u3067\u304d\u307e\u305b\u3093\u3002\u624b\u6570\u6599\u306f0.04\uff05\u3067\u3059\u3002\u6700\u4e0b\u6bb5\u306eInstitutional Plus\u30af\u30e9\u30b9\uff08Inst Plus\uff09\u306f\u3001\u56e3\u4f53\u5951\u7d04\u306e\u4e2d\u3067\u3082\u3055\u3089\u306b\u5927\u53e3\u306e\u5834\u5408\u306e\u30af\u30e9\u30b9\u3067\u3001\u624b\u6570\u6599\u306f0.02\uff05\u3068\u3044\u3046\u30ec\u30d9\u30eb\u307e\u3067\u4e0b\u304c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3761\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorJPG.jpg?resize=810%2C266\" alt=\"vanguard total stock market investorJPG\" width=\"810\" height=\"266\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorJPG.jpg?w=1075&amp;ssl=1 1075w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorJPG.jpg?resize=300%2C99&amp;ssl=1 300w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorJPG.jpg?resize=768%2C252&amp;ssl=1 768w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorJPG.jpg?resize=1024%2C336&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3764\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorl.jpg?resize=810%2C262\" alt=\"vanguard total stock market investorl\" width=\"810\" height=\"262\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorl.jpg?w=1066&amp;ssl=1 1066w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorl.jpg?resize=300%2C97&amp;ssl=1 300w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorl.jpg?resize=768%2C249&amp;ssl=1 768w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-investorl.jpg?resize=1024%2C331&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3762\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-insti-plusJPG.jpg?resize=810%2C267\" alt=\"vanguard total stock market insti plusJPG\" width=\"810\" height=\"267\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-insti-plusJPG.jpg?w=1075&amp;ssl=1 1075w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-insti-plusJPG.jpg?resize=300%2C99&amp;ssl=1 300w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-insti-plusJPG.jpg?resize=768%2C253&amp;ssl=1 768w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-insti-plusJPG.jpg?resize=1024%2C337&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h1>Vanguard\u306e\u30b7\u30a7\u30a2\u30af\u30e9\u30b9<\/h1>\n<p>Vanguard\u306e\u30b7\u30a7\u30a2\u30af\u30e9\u30b9\u3054\u3068\u306e\u3001\u6700\u4f4e\u6295\u8cc7\u984d\u3068\u624b\u6570\u6599\u306e\u95a2\u4fc2\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3763\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-share-class.jpg?resize=607%2C558\" alt=\"vanguard share class\" width=\"607\" height=\"558\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-share-class.jpg?w=607&amp;ssl=1 607w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-share-class.jpg?resize=300%2C276&amp;ssl=1 300w\" sizes=\"auto, (max-width: 607px) 100vw, 607px\" \/><\/p>\n<p>\u5927\u5143\u306e\u30d5\u30a1\u30f3\u30c9\u304c\u540c\u4e00\u3067\u3042\u308b\u306a\u3089\u3070\u3001\u3042\u3068\u306f\u3067\u304d\u308b\u3060\u3051\u624b\u6570\u6599\u3092\u30ab\u30c3\u30c8\u3057\u3066\u8cb7\u3046\u3053\u3068\u304c\u6700\u9069\u3068\u306a\u308a\u307e\u3059\u3002\u3088\u3063\u3066\u3001401(K)\u306a\u3069\u3092\u901a\u3057\u3066\u8cfc\u5165\u3067\u304d\u308b\u306e\u3067\u3042\u308c\u3070\u3001Institutional \u30af\u30e9\u30b9\u3067\u8cfc\u5165\u3067\u304d\u308b\u5834\u5408\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u304b\u3089\uff08\u96c7\u7528\u4e3b\u306e\u898f\u6a21\u306b\u3088\u308a\u307e\u3059\u306e\u3067\u3001\u305d\u308c\u305e\u308c\u306e\u96c7\u7528\u4e3b\u63d0\u4f9b\u306e\u60c5\u5831\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\uff09\u3001\u305d\u308c\u3067\u8cfc\u5165\u3059\u308b\u306e\u304c\u4e00\u756a\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u500b\u4eba\u3067\u8cfc\u5165\u3059\u308b\u5834\u5408\u306f\u3001Investor\u30af\u30e9\u30b9\u3001Admiral \u30af\u30e9\u30b9\u3001ETF\u306e\u4e2d\u304b\u3089\u3069\u308c\u304b\u3092\u9078\u3076\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u304c\u3001Admiral\u30af\u30e9\u30b9\u3068ETF\u306f\u307b\u3068\u3093\u3069\u306e\u30b1\u30fc\u30b9\u3067\u624b\u6570\u6599\u306f\u540c\u3058\u3067\u3059\u3002\u3064\u307e\u308a\u6295\u8cc7\u984d\u304c$10,000\u4ee5\u4e0a\u3042\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u30d5\u30a1\u30f3\u30c9\u306e\u624b\u6570\u6599\u3068\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u7684\u306b\u306f\u3069\u3061\u3089\u3092\u9078\u3093\u3067\u3082\u540c\u3058\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u305d\u3046\u306a\u308b\u3068\u3001\u3069\u3061\u3089\u3092\u9078\u3076\u304b\u306f\u305d\u308c\u4ee5\u5916\u306e\u90e8\u5206\u306e\u4f7f\u3044\u52dd\u624b\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h1>\u4f7f\u3044\u52dd\u624b\u306f\u3002\u3002\u3002<\/h1>\n<h2>ETF-\u3044\u3064\u3067\u3082\u58f2\u308a\u8cb7\u3044\u3067\u304d\u308b<\/h2>\n<p>\u305d\u3082\u305d\u3082ETF\u767b\u5834\u306e\u7406\u7531\u306f\u3001\u307e\u308b\u3067\u682a\u3092\u4e00\u682a\u304b\u3089\u58f2\u308a\u8cb7\u3044\u3059\u308b\u306e\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u3044\u3064\u3067\u3082\u6642\u4fa1\u3067\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3092\uff11\u30b7\u30a7\u30a2\u304b\u3089\u58f2\u308a\u8cb7\u3044\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u305f\u3002\u3088\u3063\u3066\u3001\u3082\u3057\u58f2\u308a\u8cb7\u3044\u3092\u3044\u3064\u3067\u3082\u7c21\u5358\u306b\u3057\u305f\u3044\u3068\u3044\u3046\u30cb\u30fc\u30ba\u304c\u3042\u308b\u306a\u3089\u3001ETF\u3092\u9078\u3076\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3084\u308a\u65b9\u306f\u30c7\u30a4\u30c8\u30ec\u30fc\u30c7\u30a3\u30f3\u30b0\u3067\u3042\u308a\u3001\u6295\u8cc7\u3068\u3044\u3046\u3088\u308a\u306f\u300c\u6295\u6a5f\u7684\u306a\u5229\u30b6\u30e4\u7a3c\u304e\u300d\u306e\u58f2\u308a\u8cb7\u3044\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001Smart &amp; Responsible\u3067\u63d0\u5531\u3057\u3066\u3044\u308b\u300c\u9577\u671f\u7684\u306a\u6295\u8cc7\u300d\u306e\u7bc4\u7587\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u306e\u3067\u3001\u3053\u308c\u4ee5\u4e0a\u306e\u8b70\u8ad6\u304b\u3089\u6392\u9664\u3057\u307e\u3059\u3002<\/p>\n<p>\u4ee5\u4e0b\u306f\u3001\u9577\u671f\u6295\u8cc7\u3092\u3059\u308b\u5834\u5408\u306e\u8981\u7d20\u306b\u3064\u3044\u3066\u8003\u3048\u307e\u3059\u3002<\/p>\n<h2>\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9-Bid\/Ask Spread\u306a\u3057<\/h2>\n<p>ETF\u306f\u4e0a\u8a18\u3067\u8ff0\u3079\u305f\u901a\u308a\u81ea\u7531\u306b\u3044\u3064\u3067\u3082\u6642\u4fa1\u3067\u58f2\u308a\u8cb7\u3044\u3067\u304d\u308b\u3068\u3044\u3046\u4fbf\u5229\u3055\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u306e\u7279\u6a29\u306b\u306f\u5b9f\u306f\u6255\u3046\u3079\u304d\u30b3\u30b9\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305a\u306f\u3001Bid\/Ask Spread\u3068\u547c\u3070\u308c\u308b\u3001\u58f2\u308b\u3068\u304d\u3068\u8cb7\u3046\u6642\u306e\u5024\u6bb5\u306e\u5dee\u3067\u3059\u3002Vanguard\u306eETF\u306e\u5834\u5408\u3001\u3053\u306eSpared\u3082\u4f4e\u304f\u6291\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u308c\u3067\u3082\u5e73\u57470.06\uff05\u3067\u3042\u308a\u3001\u3053\u308c\u306f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306b\u306f\u304b\u304b\u3089\u306a\u3044\u624b\u6570\u6599\u3067\u3059\u3002<\/p>\n<h2>\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9-\u30b7\u30f3\u30d7\u30eb\u6295\u8cc7<\/h2>\n<p>\u307e\u305fETF\u306e\u58f2\u308a\u8cb7\u3044\u306f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306e\u58f2\u308a\u8cb7\u3044\u306e\u3088\u3046\u306b\u30b7\u30f3\u30d7\u30eb\u3067\u306f\u306a\u3044\u3068\u3044\u3046\u70b9\u3082\u6ce8\u610f\u3067\u3059\u3002\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306f\u65e5\u4e2d\u306b\u58f2\u308a\u8cb7\u3044\u3057\u3066\u3082\u3001\u305d\u306e\u65e5\u306e\u7d42\u308f\u308a\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u5024\u6bb5\uff08Net Asset Value\uff09\u3067\u58f2\u308a\u8cb7\u3044\u3055\u308c\u307e\u3059\u3002\u3053\u308c\u306b\u5bfe\u3057\u3001ETF\u306f\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u58f2\u308a\u8cb7\u3044\u304c\u53ef\u80fd\u3067\u3001\u8cb7\u3044\u305f\u3044\u4eba\u304c\u591a\u3051\u308c\u3070\u30d5\u30a1\u30f3\u30c9\u81ea\u4f53\u306e\u5024\u6bb5(Net Asset Value)\u3088\u308a\u3082\u9ad8\u3044\u5024\u304c\u3064\u304f\uff08Premium\uff09\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3057\u3001\u58f2\u308a\u305f\u3044\u4eba\u304c\u591a\u3051\u308c\u3070\u30d5\u30a1\u30f3\u30c9\u81ea\u4f53\u306e\u5024\u6bb5\uff08Net Asset Value\uff09\u3088\u308a\u4f4e\u3044\u5024\u304c\u3064\u304f\uff08Discount\uff09\u3082\u3042\u308a\u307e\u3059\u3002Premium\u3067\u8cb7\u3046\u3053\u3068\u3001\u3042\u308b\u3044\u306fDiscount\u3067\u58f2\u308b\u3053\u3068\u306b\u306a\u308c\u3070\u640d\u3067\u3059\u304c\u3001\u53cd\u5bfe\u306bPremium\u3067\u58f2\u308b\u3053\u3068\u3001\u3042\u308b\u3044\u306fDiscount\u3067\u8cb7\u3046\u3053\u3068\u306b\u306a\u308c\u3070\u5f97\u3067\u3059\u3002\u554f\u984c\u306f\u3001\u305d\u308c\u3092\u6c17\u306b\u305b\u306d\u3070\u306a\u3089\u306a\u3044\u3053\u3068\u3067\u3059\u3002\u3082\u3046\u4e00\u5ea6\u5148\u307b\u3069\u306eETF\u306equote\u3092\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u3053\u306e\u6642\u70b9\u306e\u5024\u6bb5\u306f117.24\u3001\u6a2a\u306b\u3042\u308bNAV(Net Asset Value)ha116.89\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u73fe\u5728Premium\u3067\u30c8\u30ec\u30fc\u30c9\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3766\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=810%2C279\" alt=\"vanguard total stock market etf\" width=\"810\" height=\"279\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?w=1091&amp;ssl=1 1091w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=300%2C103&amp;ssl=1 300w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=768%2C265&amp;ssl=1 768w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-etf.jpg?resize=1024%2C353&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/p>\n<p>\u3055\u3089\u306b\u58f2\u308a\u8cb7\u3044\u306e\u30b7\u30f3\u30d7\u30eb\u3055\u306b\u3064\u3044\u3066\u3067\u3059\u304c\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306f\u6295\u8cc7\u984d\u3092\u6c7a\u3081\u3066\u30dd\u30f3\u3068\u58f2\u308a\u8cb7\u3044\u3067\u304d\u307e\u3059\u304c\u3001ETF\u306f\u6295\u8cc7\u984d\u30d9\u30fc\u30b9\u3067\u306f\u306a\u304f\u30b7\u30a7\u30a2\u6570\u30d9\u30fc\u30b9\u3067\u58f2\u308a\u8cb7\u3044\u3059\u308b\u7169\u308f\u3057\u3055\u304c\u3042\u308a\u307e\u3059\u3002$10,000\u306e\u6295\u8cc7\u984d\u304c\u3042\u308b\u5834\u5408\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3067\u3042\u308c\u3070\u3001\u300c$10,000\u5206\u25cb\u25cb\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u300d\u3068\u3044\u3046\u624b\u7d9a\u304d\u3092\u3059\u308c\u3070\u3088\u3044\u3060\u3051\u3067\u3001\u305f\u3068\u3048\u3070\uff11\u30b7\u30a7\u30a2\u304c$57.05\u306a\u3089\u3070\u3001$10,000\u00f7$57.05\uff1d175.28\u30b7\u30a7\u30a2\u3092\u8cb7\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u30dd\u30a4\u30f3\u30c8\u306f\u30010.28\u30b7\u30a7\u30a2\u3068\u3044\u3046\u7aef\u6570\u3082OK\u3067\u3042\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001ETF\u306e\u307b\u3046\u306f\u3001\u30b7\u30a7\u30a2\u6570\u5358\u4f4d\u3067\u306e\u53d6\u5f15\u3067\u7aef\u6570\u306f\u4e0d\u53ef\u3067\u3059\u3002\uff11\u30b7\u30a7\u30a2\u304c117.24\u306a\u3089\u3070\u3001$10,000\u3067\u8cfc\u5165\u3067\u304d\u308b\u30b7\u30a7\u30a2\u6570\u3092\u8a08\u7b97\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002$10,000\u00f7117.24\uff1d85.30\u30b7\u30a7\u30a2\u3068\u306a\u308c\u3070\u3001\u300cETF\u25b3\u25b3\u30d5\u30a1\u30f3\u30c9\u309285\u30b7\u30a7\u30a2\u5206\u3092\u8cfc\u5165\u3059\u308b\u300d\u3068\u3044\u3046\u624b\u7d9a\u304d\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h2>\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9-Dollar Cost Averaging\u306b\u5411\u304f<\/h2>\n<p>\u3055\u3089\u306b\u3001\u6708\u3005\u81ea\u52d5\u5316\u3057\u3066\u540c\u984d\u3092\u6295\u8cc7\u3057\u305f\u3044\u5834\u5408\uff08Dollar Cost Averaging\u3068\u3044\u3046\uff09\u306b\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306a\u3089\u300c$500\u3092\u6708\u3005\u3001\u25cb\u25cb\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\uff08\u3042\u308b\u3044\u306f\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u6c7a\u3081\u3066\u8907\u6570\u30d5\u30a1\u30f3\u30c9\u306b\u81ea\u52d5\u914d\u5206\u3067\u6295\u8cc7\uff09\u300d\u3068\u8a2d\u5b9a\u3057\u3066\u304a\u3051\u3070\u3001\u6bce\u6708\u81ea\u52d5\u7684\u306b\u6295\u8cc7\u304c\u3055\u308c\u307e\u3059\u304c\u3001ETF\u306e\u5834\u5408\u306f\u3001\u4e00\u56de\u4e00\u56de\u58f2\u8cb7\u53d6\u5f15\u3092\u884c\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u9762\u5012\u306a\u3046\u3048\u306b\u3001\u5fd8\u308c\u304c\u3061\u3067\u3042\u3063\u305f\u308a\u3001\u3064\u3044\u3064\u3044\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u60c5\u5831\u306b\u6d41\u3055\u308c\u3066\u5f53\u521d\u306e\u4e88\u5b9a\u3068\u7570\u306a\u308b\u58f2\u308a\u8cb7\u3044\u884c\u52d5\u3092\u3057\u3066\u3057\u307e\u3063\u305f\u308a\u3068\u526f\u4f5c\u7528\u3082\u3042\u308a\u307e\u3059\u3002\u5e02\u5834\u304c\u826f\u3044\u6642\u3082\u60aa\u3044\u6642\u3082\u5e38\u306b\u5b9a\u984d\u3092\u30b3\u30f3\u30b9\u30bf\u30f3\u30c8\u306b\u8caf\u3081\u7d9a\u3051\u308b\u3068\u3044\u3046Dollar Cost Averaging\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306e\u307b\u3046\u304c\u5411\u3044\u3066\u3044\u307e\u3059\u3002Dollar Cost Averaging\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u3092\u3054\u53c2\u8003\u306b\u3002<\/p>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/stockmarket_instability\/\" >\u682a\u5f0f\u5e02\u5834\u306e\u4e0d\u5b89\u5b9a\u3067\u3046\u308d\u305f\u3048\u306a\u3044\u305f\u3081\u306b<\/a><\/p>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/do_nothing\/\" >\u682a\u5927\u8352\u308c\u3067\u3082\u30af\u30fc\u30eb\u306b\u304b\u307e\u3048\u308b\u305f\u3081\u306b<\/a><\/p>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/investment-strategy2\/\" >\u8ab0\u3067\u3082\u3067\u304d\u308b\u6210\u529f\u3059\u308b\u682a\u6295\u8cc7\uff08\uff12\uff09<\/a><\/p>\n<p>\u3068\u3053\u3053\u307e\u3067\u898b\u3066\u304f\u308b\u3068\u304a\u5206\u304b\u308a\u306b\u3088\u3046\u306b\u3001\u9577\u671f\u6295\u8cc7\u306b\u306fVanguard\u306b\u8a71\u3092\u9650\u308b\u9650\u308a\u3001ETF\u3088\u308a\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306e\u307b\u3046\u304c\u5411\u3044\u3066\u3044\u307e\u3059\u3002\u554f\u984c\u306f\u3001Institutional\u30b7\u30a7\u30a2\u3092\u8cb7\u3046\u3053\u3068\u3082\u3067\u304d\u305a\u3001\u307e\u305f\u6295\u8cc7\u984d\u304c$10,000\u306b\u6e80\u3061\u305a\u500b\u4eba\u7684\u306bAdmiral\u30b7\u30a7\u30a2\u3092\u8cb7\u3046\u3053\u3068\u3082\u3067\u304d\u306a\u3044\u5834\u5408\u3067\u3059\u304c\u3001\u3053\u306e\u5834\u5408\u306f\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\u3060\u3051\u6bd4\u8f03\u3059\u308b\u3068ETF\u306e\u307b\u3046\u304c\u9b45\u529b\u3067\u3059\u3002\u305f\u3060\u3001\u3057\u3070\u3089\u304f\u7a4d\u307f\u7acb\u3066\u3092\u7d9a\u3051\u3066$10,000\u306b\u9054\u3059\u308c\u3070\u3001Admiral\u306b\u4e57\u308a\u63db\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u304b\u3089\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306eInvestor\u30af\u30e9\u30b9\u3067\u306f\u3058\u3081\u3067\u304d\u308b\u3060\u3051\u306f\u3084\u304f\u306e\u4e57\u308a\u63db\u3048\u3092\u76ee\u6a19\u306b\u3001\u7a4d\u307f\u7acb\u3066\u306b\u52b1\u3080\u3068\u3044\u3046\u306e\u304c\u4e00\u756a\u826f\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u3053\u306e\u30d6\u30ed\u30b0\u3067\u3082\u4f55\u5ea6\u304b\u7d39\u4ecb\u3055\u305b\u3066\u3044\u305f\u3060\u3044\u305f\u3088\u3046\u306b\u3001\u79c1\u306f\u500b\u4eba\u7684\u306bVanguard\u304c\u5927\u597d\u304d\u3067\u3059\u3002Vanguard\u3092\u5275\u8a2d\u3057\u305fJohn Bogle\u306e\u601d\u60f3\u3082\u5927\u597d\u304d\u3067\u3059\u3057\u3001\u305d\u306e\u5f8c\u6642\u4ee3\u3092\u8d85\u3048\u3066\u8cab\u3044\u3066\u3044\u308b\u3001\u4f4e\u624b\u6570\u6599\u3067\u7740\u5b9f\u306a\u9577\u671f\u6295\u8cc7\u3078\u306e\u30d5\u30a9\u30fc\u30ab\u30b9\u306b\u540c\u610f\u3067\u304d\u308b\u3068\u3053\u308d\u304c\u305f\u304f\u3055\u3093\u3042\u308a\u307e\u3059\u3002Smart &#038; Responsible\u3067\u3082\u3001\u304a\u5ba2\u69d8\u306e\u6761\u4ef6\u304c\u3042\u3048\u3070\u3001Vanguard\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30fb\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3092\u304a\u52e7\u3081\u3059\u308b\u3053\u3068\u304c\u591a\u3044\u306e\u3067\u3059\u304c\u3001\u6700\u8fd1\u306fETF\uff08Exchange Traded Fund\uff09\u306e\u307b\u3046\u304c\u3055\u3089\u306b\u4f4e\u624b\u6570\u6599\u304b\u3064\u3001\u7a0e\u91d1\u9762\u3067\u3082\u6709\u5229\u3060\u3068\u3044\u3046\u60c5\u5831\u3082\u7d39\u4ecb\u3055\u308c\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u304bETF\u304b\u306e\u9078\u629e\u3067\u8ff7\u3046\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u3044\u307e\u3059\u3002\u4eca\u65e5\u306f\u3001\u305d\u306e\u3042\u305f\u308a\u3092\u7814\u7a76\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":3765,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36],"tags":[47,75],"class_list":["post-3760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","tag-retire","tag-investment"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/01\/vanguard-total-stock-market-admiral.jpg?fit=1066%2C342&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-YE","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/3760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=3760"}],"version-history":[{"count":2,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/3760\/revisions"}],"predecessor-version":[{"id":5602,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/3760\/revisions\/5602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/3765"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=3760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=3760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=3760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}