{"id":4178,"date":"2017-12-19T09:27:33","date_gmt":"2017-12-19T17:27:33","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=4178"},"modified":"2017-12-12T22:26:53","modified_gmt":"2017-12-13T06:26:53","slug":"long_term_investment5","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/long_term_investment5\/","title":{"rendered":"\u308f\u304b\u308b\u9577\u671f\u6295\u8cc7\uff1a\u3053\u308c\u3060\u3051\u62bc\u3055\u3048\u3066\u3057\u3063\u304b\u308a\u904b\u7528\uff08\uff15\uff09"},"content":{"rendered":"

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\"\"<\/p>\n

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\"\"<\/p>\n

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\"\"<\/p>\n

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\"\"<\/p>\n

\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u306f5\u5e74\u304a\u304d\u306e\u8a2d\u5b9a\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u305f\u3068\u3048\u30702037\u5e74\u306b\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u4e88\u5b9a\u3067\u3042\u308c\u3070\u30012035\u5e74\u30d5\u30a1\u30f3\u30c9\u30682040\u5e74\u30d5\u30a1\u30f3\u30c9\u306e\u3069\u3061\u3089\u304b\u3092\u9078\u3076\u304b\u3001\u3075\u305f\u3064\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u3067\u3001\u3061\u3087\u3046\u3069\u3088\u3044\u30df\u30c3\u30af\u30b9\u3092\u3064\u304f\u308a\u3060\u3057\u307e\u3059\u3002<\/p>\n

\u4ee5\u524d\u306f401(K)\u306a\u3069\u3067\u306f\u3001\u3044\u304f\u3064\u3082\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u81ea\u5206\u3067\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3057\u305f\u304c\u3001\u6700\u8fd1\u3067\u306f\u3053\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306e\u767b\u5834\u306b\u3088\u308a\u3001\u81ea\u5206\u306e\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u5e74\u53f7\u3092\u9078\u3076\u3060\u3051\u3067\u6295\u8cc7\u306f\u7d42\u308f\u308a\u3068\u3044\u3046\u30b1\u30fc\u30b9\u304c\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u30022006\u5e74\u306bPension Protection Act\u304c\u5236\u5b9a\u3055\u308c\u3066\u4ee5\u964d\u306f\u3001401(k)\u306a\u3069\u306e\u30d7\u30e9\u30f3\u306b\u52a0\u5165\u3057\u305f\u5834\u5408\u306e\u30c7\u30d5\u30a9\u30eb\u30c8\u306e\u6295\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u3068\u3057\u3066\u3001\u3053\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u304c\u4f7f\u308f\u308c\u308b\u3053\u3068\u304c\u307e\u3059\u307e\u3059\u591a\u304f\u306a\u308a\u307e\u3057\u305f\u30022016\u5e74\u672b\u306b\u306f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3055\u308c\u3066\u3044\u308b\u6295\u8cc7\u9ad8\u304c$880\u30d3\u30ea\u30aa\u30f3\u306b\u9054\u3057\u307e\u3057\u305f\u3002\u7af6\u4e89\u306e\u6fc0\u3057\u3044\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u304c\u3001\u30de\u30fc\u30b1\u30c3\u30c8\u30b7\u30a7\u30a2\u306f\u4e00\u4f4d\u304cVanguard\u306730%\u5f37\u3001\u4e8c\u4f4d\u304cFidelity\u306720%\u5f37\u3001\u4e09\u4f4d\u304cT. Rowe Price\u306717%\u5f31\u30673\u793e\u306770%\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306e\u624b\u6570\u6599\u306f2016\u5e74\u306e\u696d\u754c\u5e73\u5747\u30670.71\uff05\uff08Asset-weighted\u3000Average\uff09\u3067\u3057\u305f\u3002Fidelity\u306f\u6700\u5b89\u30670.12%\u3067\u3001Vanguard\u304c\u6b21\u3044\u30670.13\uff05\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u6700\u8fd1\u306eMorningstar\u793e\u306e\u30ec\u30dd\u30fc\u30c8<\/a>\u3067\u306f\u3001\u624b\u6570\u6599\u306e\u9ad8\u3055\u3068\u30d5\u30a1\u30f3\u30c9\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306b\u306f\u76f4\u63a5\u7684\u306a\u95a2\u9023\u306f\u306a\u3044\u3068\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306e\u5dee\u306f\u3001\u624b\u6570\u6599\u306e\u9ad8\u3055\u3067\u306f\u306a\u304f\u3066\u3001\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u5dee\u306b\u3088\u308b\uff08\u682a\u6bd4\u7387\u304c\u9ad8\u3044\u307b\u3046\u304c\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u304c\u3088\u3044\uff09\u3068\u3044\u3046\u7d50\u679c\u3067\u3057\u305f\u3002\u81ea\u5206\u304c\u8a31\u3059\u7bc4\u56f2\u306e\u30ea\u30b9\u30af\u3092\u3068\u308a\u3064\u3064\u3082\u3001\u306a\u308b\u3079\u304f\u4f4e\u624b\u6570\u6599\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3076\u306e\u304c\u5f97\u7b56\u3060\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n

 <\/p>\n

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 <\/p>\n

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