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\u3046\u610f\u5473\u3067\u306f\u4e8c\u91cd\u4e38\u3067\u3059\u3002<\/p>\n<p>S&amp;P500\u306f\u30a2\u30e1\u30ea\u30ab\u5e02\u5834\u306e\u3046\u3061\u3067\u3082\u5927\u4f01\u696d\u306e500\u793e\u306e\u5024\u52d5\u304d\u306b\u9023\u52d5\u3057\u305f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3067\u3059\u304c\u3001\u306a\u306b\u3082\u305d\u308c\u304c\u30a2\u30e1\u30ea\u30ab\u5e02\u5834\u306e\u3059\u3079\u3066\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002US\u3000Total Market Index\u3068\u3044\u3046\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u304c\u3042\u308a\u3001\u3053\u308c\u306f\u30a2\u30e1\u30ea\u30ab\u5e02\u5834\u306e\u5927\u3082\u5c0f\u3082\u3001\u682a\u5f0f\u304c\u53d6\u5f15\u3055\u308c\u3066\u3044\u308b\u4f1a\u793e\u306e\u682a\u306f\u307b\u307c\u5168\u90e8\u3092\u542b\u3093\u3067\u304a\u308a\u3001\u5408\u8a084,000\u793e\u306b\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306b\u57fa\u3065\u3044\u3066\u3044\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306fVanguard\u793e\u306eTotal Stock Market Index\u3000Fund\u304c\u6709\u540d\u3067\u3059\u304c\u3001\u3053\u306e\u30d5\u30a1\u30f3\u30c9\u306f$3,000\u304b\u3089\u6295\u8cc7\u3067\u304d\u3001$3,000\u3055\u3048\u3042\u308c\u3070\u3053\u306e\u30d5\u30a1\u30f3\u30c9\u4e00\u672c\u3067\u30a2\u30e1\u30ea\u30ab\u5e02\u5834\u306e4,000\u793e\u306b\u5206\u6563\u6295\u8cc7\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3061\u306a\u307f\u306b\u3001\u81ea\u793e\u682a\u3084\u305d\u306e\u4ed6\u306e\u4f1a\u793e\u306e\u682a\u3092\u96c6\u4e2d\u3057\u3066\u6301\u3064\u30bf\u30a4\u30d7\u306e\u6295\u8cc7\u3092\u3059\u308b\u65b9\u304c\u3044\u3089\u3063\u3057\u3083\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u4f55\u3082\u9593\u9055\u3063\u305f\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305f\u3060\u9650\u3089\u308c\u305f\u682a\u5f0f\u306b\u96c6\u4e2d\u6295\u8cc7\u3059\u308b\u3053\u3068\u306f\u3001\u5206\u6563\u6295\u8cc7\u3068\u306f\u307e\u308b\u3067\u53cd\u5bfe\u306e\u30cf\u30a4\u30ea\u30b9\u30af\u30fb\u30cf\u30a4\u30ea\u30bf\u30fc\u30f3\u3067\u3042\u308b\u3053\u3068\u306f\u899a\u609f\u3055\u308c\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/your-company-stock\/\" ><strong>\u30b9\u30c8\u30c3\u30af\u30aa\u30d7\u30b7\u30e7\u30f3\u30fbRSU\u30fb\u6301\u3061\u682a\u4f1a\uff1a\u81ea\u793e\u682a\u3092\u6301\u3064\u5fc3\u5f97<\/strong><\/a><\/p>\n<p>\u5206\u6563\u6295\u8cc7\u306b\u623b\u3057\u307e\u3059\u304c\u3001\u81ea\u529b\u30674,000\u793e\u306e\u682a\u5f0f\u3078\u5206\u6563\u6295\u8cc7\u3092\u3057\u3088\u3046\u3068\u3057\u305f\u3089\u304b\u306a\u308a\u306e\u8cc7\u91d1\u3060\u3051\u3067\u306a\u304f\u3001\u304b\u306a\u308a\u306e\u624b\u9593\u3082\u4f34\u3044\u307e\u3059\u304c\u3001Total Stock Market Index Fund\u3092\u8cb7\u3048\u3070\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u306e\u624b\u7d9a\u304d\uff11\u30af\u30ea\u30c3\u30af\u3067\u6e08\u307f\u307e\u3059\u3002\u3053\u308c\u304c\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306e\u5a01\u529b\u3067\u3059\u3002\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u306f\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u304c\u3044\u3066\u3001\u30d5\u30a1\u30f3\u30c9\u5185\u306e\u682a\u5f0f\u304c\u76ee\u6a19\u3068\u3059\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306e\u682a\u5f0f\u306b\u5408\u81f4\u3059\u308b\u3088\u3046\u306b\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002S&amp;P500\u306b\u305b\u3088\u3001Total Market\u306b\u305b\u3088\u3001\u6642\u6298\u542b\u307e\u308c\u308b\u682a\u5f0f\u304c\u5909\u66f4\u306b\u306a\u308b\uff08\u6307\u6a19\u306e\u6761\u4ef6\u306b\u65b0\u305f\u306b\u5408\u81f4\u3059\u308b\u4f1a\u793e\u304c\u3067\u304d\u3066\u65b0\u3057\u304f\u8ffd\u52a0\u3055\u308c\u305f\u308a\u3001\u53cd\u5bfe\u306b\u6761\u4ef6\u306b\u6e80\u305f\u306a\u304f\u306a\u3063\u3066\u306f\u305a\u3055\u308c\u305f\u308a\u3059\u308b\uff09\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u3068\u304d\u306b\u306f\u3001\u305d\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3092\u8ffd\u968f\u3059\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3082\u81ea\u5206\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u4e2d\u306e\u682a\u5f0f\u3092\u5909\u66f4\u3057\u307e\u3059\u304c\u3001\u305d\u308c\u4ee5\u5916\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u306f\u57fa\u672c\u7684\u306b\u58f2\u308a\u8cb7\u3044\u306f\u3057\u307e\u305b\u3093\u3002\u3064\u307e\u308a\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306f\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u306b\u3068\u3063\u3066\u3082\u3001\u591a\u304f\u306e\u52b4\u529b\u304c\u5fc5\u8981\u306a\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u305d\u308c\u3086\u3048\u624b\u6570\u6599\u304c\u4f4e\u3044\u5834\u5408\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<\/p>\n<p>\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3092\u305f\u3060\u8ffd\u968f\u3059\u308b\u3060\u3051\u3068\u3044\u3046\u3053\u306e\u3084\u308a\u65b9\u306f\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u3068\u547c\u3070\u308c\u307e\u3059\u304c\u3001\u53cd\u5bfe\u306b\u5132\u304b\u308a\u305d\u3046\u306a\u9298\u67c4\u3092\u898b\u6975\u3081\u3066\u9078\u3093\u3067\u6295\u8cc7\u3059\u308b\u3084\u308a\u65b9\u3092\u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\u3068\u547c\u3073\u307e\u3059\u3002\u30d1\u30c3\u30b7\u30d6\u3067\u4f4e\u624b\u6570\u6599\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u30a2\u30af\u30c6\u30a3\u30d6\u3067\u305d\u308c\u3086\u3048\u624b\u6570\u6599\u304c\u9ad8\u304f\u306a\u308b\u30d5\u30a1\u30f3\u30c9\u306b\u6bd4\u3079\u308b\u3068\u3001\u9577\u671f\u9593\u3067\u898b\u305f\u5834\u5408\u3088\u308a\u512a\u79c0\u306a\u6210\u7e3e\u3092\u53ce\u3081\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u904e\u53bb\u306e\u6570\u591a\u304f\u306e\u30ea\u30b5\u30fc\u30c1\u3067\u660e\u3089\u304b\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u5132\u304b\u308a\u305d\u3046\u306a\u9298\u67c4\u3092\u898b\u6975\u3081\u308b\u30bf\u30a4\u30d7\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u77ed\u671f\u7684\u306b\u306f\u5927\u304d\u304f\u5f53\u305f\u308a\u9ad8\u3044\u5229\u56de\u308a\u3092\u8a18\u9332\u3059\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u6052\u5e38\u7684\u306b\u305d\u308c\u3092\u7dad\u6301\u3059\u308b\u3053\u3068\u306f\u4e0d\u53ef\u80fd\u3067\u3042\u308b\u3053\u3068\u3068\u3001\u624b\u6570\u6599\u304c\u9ad8\u3044\u3053\u3068\u3067\u3001\u9577\u671f\u7684\u306b\u304a\u3057\u306a\u3079\u308b\u3068\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u4e0a\u56de\u308b\u6210\u7e3e\u3092\u51fa\u3059\u3053\u3068\u306f\u975e\u5e38\u306b\u56f0\u96e3\u3067\u3042\u308b\u3053\u3068\u304c\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/lower_fee_fund_and\/\" >\u30d5\u30a1\u30f3\u30c9\u306e\u4f4e\u624b\u6570\u6599\u5316\u3068\u307e\u3060\u307e\u3060\u6c17\u3092\u4ed8\u3051\u305f\u3044\u3053\u3068<\/a><\/p>\n<p><a href=\"http:\/\/smartandresponsible.com\/blog\/401-529-fee\/\" >401(k)\u3082529\u3082\u3001\u30af\u30bb\u30e2\u30ce\u624b\u6570\u6599\u306b\u3054\u6ce8\u610f\uff01<\/a><\/p>\n<p>\u307e\u3068\u3081\u307e\u3059\u3068\u3001\u30ab\u30c6\u30b4\u30ea\u30fc\u5185\u306e\u30c0\u30a4\u30d0\u30fc\u30b7\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u308b\u3068\u3044\u3046\u306e\u304c\u738b\u9053\u306b\u306a\u308a\u307e\u3059\u3002\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u682a\u5f0f\u30d0\u30fc\u30b8\u30e7\u30f3\u3082\u50b5\u5238\u30d0\u30fc\u30b8\u30e7\u30f3\u3082\u5b58\u5728\u3057\u307e\u3059\u3002\u305d\u3057\u3066\u305d\u308c\u3089\u306f\u3001\u56fd\u3054\u3068\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3001\u30a4\u30f3\u30bf\u30fc\u30ca\u30b7\u30e7\u30ca\u30eb\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\uff08\u81ea\u5206\u306e\u56fd\u4ee5\u5916\uff09\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\uff08\u81ea\u5206\u306e\u56fd\u542b\u3080\u5168\u4e16\u754c\uff09\u306a\u3069\u306e\u3088\u3046\u306b\u5730\u57df\u3067\u5206\u304b\u308c\u305f\u308a\u3001\u5148\u9032\u56fd\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3001\u65b0\u8208\u56fd\uff08\u30a8\u30de\u30fc\u30b8\u30f3\u30b0\u56fd\uff09\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3001\u9014\u4e0a\u56fd\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306a\u3069\u306e\u3088\u3046\u306b\u56fd\u306e\u30bf\u30a4\u30d7\u3067\u304f\u304f\u3063\u305f\u308a\u3057\u307e\u3059\u3002<\/p>\n<p>\u307e\u305a\u306f\u304f\u304f\u3063\u305f\u3053\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306e\u4e2d\u3067\u3001\u3067\u304d\u308b\u3060\u3051\u591a\u304f\u306e\u7a2e\u985e\u306e\u5bfe\u8c61\u306b\u6295\u8cc7\u3059\u308b\u3001\u5177\u4f53\u7684\u306b\u306f\u5e02\u5834\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306b\u6295\u8cc7\u3057\u3066\u3001\u305d\u308c\u305e\u308c\u306e\u5e02\u5834\u306b\u5b58\u5728\u3059\u308b\u3059\u3079\u3066\u306e\u682a\u306a\u308a\u50b5\u5238\u306a\u308a\u306b\u6295\u8cc7\u3059\u308b\u3068\u3044\u3046\u306e\u304c\u3001\u3072\u3068\u3064\u3081\u306e\u30c0\u30a4\u30d0\u30fc\u30b7\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u6e96\u5099\u306a\u3069\u306e\u9577\u671f\u6295\u8cc7\u3092\u3059\u308b\u306b\u3042\u305f\u3063\u3066\u3001\u6700\u4f4e\u9650\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u3092\u6291\u3048\u3001\u3067\u304d\u308b\u3060\u3051\u7c21\u5358\u306b\u9577\u671f\u6295\u8cc7\u3092\u59cb\u3081\u308b\u3001\u3042\u308b\u3044\u306f\u7dad\u6301\u3057\u3066\u3044\u304f\u305f\u3081\u306e\u8003\u3048\u65b9\u3092\u8eab\u306b\u3064\u3051\u308b\u30b7\u30ea\u30fc\u30ba\u30925\u56de\u306b\u5206\u3051\u3066\u304a\u9001\u308a\u3057\u307e\u3059\u30021\u56de\u76ee\u3067\u306f\u3001\u6295\u8cc7\u306e\u57fa\u672c\u3067\u3042\u308b\u30c0\u30a4\u30d0\u30fc\u30b7\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u3068\u306f\u4f55\u304b\u3068\u305d\u306e\u52b9\u679c\u306b\u3064\u3044\u3066\u898b\u3066\u307f\u307e\u3057\u305f\u30022\u56de\u76ee\u306e\u4eca\u56de\u306f\u3001\u5b9f\u969b\u306b\u3069\u3046\u30c0\u30a4\u30d0\u30fc\u30b7\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u5b9f\u73fe\u3059\u308b\u304b\u306b\u3064\u3044\u3066\u898b\u3066\u307f\u307e\u3059\u3002 \u3075\u305f\u3064\u306e\u30c0\u30a4\u30d0\u30fc\u30b7\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3 &nbsp; \u3072\u3068\u3053\u3068\u3067\u30c0\u30a4\u30d0\u30fc\u30b7\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u3068\u8a00\u3063\u3066\u3082\u3001\u6295\u8cc7\u3059\u308b\u5bfe\u8c61\u306b\u306f\u3044\u308d\u3044\u308d\u306a\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u304b\u3089\u3001\u3044\u3063\u305f\u3044\u3069\u3053\u304b\u3089\u59cb\u3081\u308c\u3070\u3088\u3044\u306e\u304b\u6238\u60d1\u3044\u307e\u3059\u3002\u6295\u8cc7\u3067\u304d\u308b\u3082\u306e\u306b\u306f\u3001\u30a2\u30e1\u30ea\u30ab\uff29\uff34\u306e\u82b1 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