{"id":4204,"date":"2017-11-07T09:08:43","date_gmt":"2017-11-07T17:08:43","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=4204"},"modified":"2017-11-07T21:00:54","modified_gmt":"2017-11-08T05:00:54","slug":"2018obamacare","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/2018obamacare\/","title":{"rendered":"2018\u5e74 \u30aa\u30d0\u30de\u30b1\u30a2\u306f\u3069\u3046\u306a\u308b\u306e\uff1f\u3000\u4eca\u8cb7\u3048\u307e\u3059\uff01"},"content":{"rendered":"

\u30c8\u30e9\u30f3\u30d7\u5927\u7d71\u9818\u304c\u5ec3\u6b62\u306b\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u30aa\u30d0\u30de\u30b1\u30a2\u3002\u4eca\u3001\u30aa\u30d0\u30de\u30b1\u30a2\u306b\u5165\u3063\u3066\u3044\u308b\u4eba\u3005\u3001\u4eca\u307e\u3067\u306f\u5fc5\u8981\u306a\u304b\u3063\u305f\u304c\u3001\u6765\u5e74\u304b\u3089\u306f\u81ea\u5206\u3067\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u305b\u306d\u3070\u306a\u3089\u306a\u3044\u4eba\u3005\u306b\u3068\u3063\u3066\u3001\u3044\u3063\u305f\u3044\u5065\u5eb7\u4fdd\u967a\u304c\u4eca\u5f8c\u3069\u3046\u306a\u3063\u3066\u3044\u304f\u306e\u304b\u30fb\u30fb\u30fb\u3061\u3087\u3063\u3068\u75c5\u6c17\u306b\u306a\u3063\u305f\u308a\u3051\u304c\u3092\u3059\u308b\u3068\u533b\u7642\u8cbb\u8ca0\u62c5\u304c\u91cd\u304f\u306e\u3057\u304b\u304b\u308b\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u5927\u304d\u306a\u554f\u984c\u3067\u3059\u3002\u30c8\u30e9\u30f3\u30d7\u5927\u7d71\u9818\u304c\u4f55\u3068\u8a00\u3063\u3066\u3044\u3088\u3046\u3068\u30012017\u5e7411\u6708\u73fe\u5728\u3001\u30aa\u30d0\u30de\u30b1\u30a2\u306f\u307e\u3060\u30a2\u30e1\u30ea\u30ab\u3067\u306e\u6cd5\u5f8b\u3067\u3042\u308a\u30012018\u5e74\u306e\u30aa\u30d0\u30de\u30b1\u30a2\u5065\u5eb7\u4fdd\u967a\u306f11\u67081\u65e5\u304b\u3089\u59cb\u307e\u3063\u305fOpen Enrollment\u3067\u8cfc\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305f\u3060\u3057\u4eca\u5e74\u306eOpen Enrollment\u306f\u4f8b\u5e74\u3088\u308a\u77ed\u304f12\u670815\u65e5\u306b\u7d42\u308f\u308a\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u307e\u3060\u30aa\u30d0\u30de\u30b1\u30a2\u306f\u3042\u308b\u306e\uff1f<\/h2>\n

\u307e\u3060\u3042\u308a\u307e\u3059\u3002\u30c8\u30e9\u30f3\u30d7\u5927\u7d71\u9818\u304c\u201c\u30aa\u30d0\u30de\u30b1\u30a2\u306f\u672c\u5f53\u306b\u3072\u3069\u3044\u3002\u7d76\u5bfe\u306b\u5ec3\u6b62\u3059\u308b\u201d\u3068\u4f55\u5ea6\u3082\u30cd\u30ac\u30c6\u30a3\u30d6\u30fb\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3092\u3057\u3066\u3044\u308b\u305b\u3044\u3067\u3001\u3082\u3046\u30aa\u30d0\u30de\u30b1\u30a2\u306f\u904e\u53bb\u306e\u3082\u306e\u3068\u8aa4\u89e3\u3057\u3066\u3044\u308b\u4eba\u3005\u3082\u3044\u308b\u306e\u3067\u3059\u304c\u3001\u73fe\u6642\u70b9\u3067\u306f\u30aa\u30d0\u30de\u30b1\u30a2\u306f\u30a2\u30e1\u30ea\u30ab\u306e\u73fe\u884c\u6cd5\u3067\u3042\u308a\u3001\u304b\u3064\u96c7\u7528\u4e3b\u7d4c\u7531\u3084Medicare\u306a\u3069\u306e\u516c\u7684\u30c1\u30e3\u30cd\u30eb\u3067\u5065\u5eb7\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u4eba\u305f\u3061\u306b\u3068\u3063\u3066\u306f\u3001\u5fc3\u5f37\u3044\u4fdd\u967a\u52a0\u5165\u306e\u3057\u304f\u307f\u3067\u3059\u3002\u30a2\u30e1\u30ea\u30ab\u3067\u533b\u7642\u4fdd\u967a\u306a\u3057\u3067\u904e\u3054\u3059\u3053\u3068\u306f\u3042\u307e\u308a\u306b\u5927\u304d\u306a\u8ced\u3051\u3067\u3059\u3002\u30aa\u30d0\u30de\u30b1\u30a2\u4fdd\u967a\u304c\u8cfc\u5165\u3067\u304d\u308b\u4eca\u3001\u3067\u304d\u308b\u3060\u3051\u5b89\u4fa1\u306b\u4fdd\u967a\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u306f\u6700\u512a\u5148\u8ab2\u984c\u306e\u3072\u3068\u3064\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u5065\u5eb7\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u306a\u3044\u3068\u30da\u30ca\u30eb\u30c6\u30a3\u307e\u3060\u3042\u308b\u306e\uff1f<\/h2>\n

\u73fe\u6642\u70b9\u3067\u306f\u3001\u30aa\u30d0\u30de\u30b1\u30a2\u306f\u73fe\u884c\u6cd5\u3067\u3042\u308a\u3001\u4fdd\u967a\u3092\u6301\u3063\u3066\u3044\u306a\u3044\u3068\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u30da\u30ca\u30eb\u30c6\u30a3\u3082\u307e\u3060\u751f\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u30aa\u30fc\u30d7\u30f3\u30a8\u30f3\u30ed\u30fc\u30eb\u30e1\u30f3\u30c8\u306f\u3044\u3064\u307e\u3067\uff1f<\/h2>\n

\u305d\u306e\u5e74\u306e\u30aa\u30d0\u30de\u30b1\u30a2\u4fdd\u967a\u306f\u3001\u524d\u5e74\u306e11\u67081\u65e5\u3088\u308a\u305d\u306e\u5e74\u306e1\u670831\u65e5\u307e\u3067\u306eOpen Enrollment\u3067\u5951\u7d04\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u304c\u30012018\u5e74\u306e\u5065\u5eb7\u4fdd\u967a\u306b\u3064\u3044\u3066\u306f\u30012017\u5e7411\u67081\u65e5\u3088\u308a2017\u5e7412\u670815\u65e5\u307e\u3067\u3068\u4f8b\u5e74\u3088\u308aOpen Enrollment\u306e\u671f\u9593\u304c\u77ed\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u671f\u9593\u306b\u7533\u3057\u8fbc\u307e\u306a\u3044\u3068\u3001\u7279\u5225\u306a\u7406\u7531\u304c\u306a\u3044\u9650\u308a\u4fdd\u967a\u52a0\u5165\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u5dde\u306b\u3088\u3063\u3066\u306f\u3053\u306e\u671f\u9650\u3092\u5ef6\u9577\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u3002\u30df\u30cd\u30bd\u30bf\u3067\u306f1\u670814\u65e5\u3001\u30ef\u30b7\u30f3\u30c8\u30f3\u3067\u306f1\u670815\u65e5\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u3068\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u306f1\u670831\u65e5\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u3054\u81ea\u5206\u306e\u5dde\u306e\u671f\u9650\u3092\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u3001\u30aa\u30d0\u30de\u653f\u6a29\u4e0b\u3067\u306f\u3001Open Enrollment\u671f\u9593\u306ePR\u306b\u529b\u304c\u3044\u308c\u3089\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u30c8\u30e9\u30f3\u30d7\u653f\u6a29\u306f\u30aa\u30d0\u30de\u30b1\u30a2\u306e\u52a0\u5165\u4fc3\u9032\u306b\u306f\u307e\u3063\u305f\u304f\u60c5\u71b1\u304c\u306a\u3044\u305f\u3081\u3001\u591a\u304f\u306e\u4eba\u304c\u3053\u306e\u4e8b\u5b9f\u3092\u77e5\u3089\u306a\u3044\u72b6\u6cc1\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002S&S\u3000Global Market Intelligence\u306e\u4e88\u60f3\u3067\u306f\u3001\u672c\u5e74\u306f\u5951\u7d04\u8005\u304c1.6\u30df\u30ea\u30aa\u30f3\u3082\u6e1b\u308b\u3060\u308d\u3046\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u305f\u3060\u3001\u73fe\u6642\u70b9\u3067\u306f\u4f9d\u7136\u3068\u3057\u3066\u30aa\u30d0\u30de\u30b1\u30a2\u306f\u56fd\u6c11\u306e\u6a29\u5229\u3067\u3059\u3002\u52a0\u5165\u3067\u304d\u308b\u3046\u3061\u306b\u3057\u3063\u304b\u308a\u52a0\u5165\u3057\u3066\u304a\u304d\u305f\u3044\u3082\u306e\u3067\u3059\u3002\u4ee5\u4e0b\u30aa\u30d0\u30de\u524d\u5927\u7d71\u9818\u304b\u3089\u306eTweet\u3067\u3059\u3002<\/p>\n

\"\"<\/p>\n

 <\/p>\n

 <\/p>\n

\u52a9\u6210\u91d1\uff08\u3042\u308b\u3044\u306f\u30bf\u30c3\u30af\u30b9\u30af\u30ec\u30b8\u30c3\u30c8\uff09\u306f\u307e\u3060\u3082\u3089\u3048\u308b\u306e\uff1f<\/h2>\n

\u52a9\u6210\u91d1\u306b\u306f2\u7a2e\u985e\u3042\u3063\u3066\u3001\u3072\u3068\u3064\u306f\u4fdd\u967a\u6599\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u3001\u3082\u3046\u3072\u3068\u3064\u306f\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u3067\u3059\u3002\u3069\u3061\u3089\u3082\u307e\u3060\u3082\u3089\u3048\u307e\u3059\u3002<\/p>\n

\u4fdd\u967a\u6599\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u306e\u307b\u3046\u306f\u3001\u9023\u90a6\u653f\u5e9c\u306e\u5b9a\u3081\u308b\u8ca7\u56f0\u30ec\u30d9\u30eb\u306e400\uff05\u4ee5\u4e0b\u306e\u6240\u5f97\u3067\u3042\u308b\u5834\u5408\u306b\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u8ca7\u56f0\u30ec\u30d9\u30eb\u306a\u3069\u3068\u805e\u304f\u3068\u3068\u3066\u3082\u8ca7\u3057\u304f\u306a\u304f\u3066\u306f\u52a9\u6210\u91d1\u3092\u3082\u3089\u3048\u306a\u3044\u304b\u3068\u601d\u3044\u304c\u3061\u3067\u3059\u304c\u3001\u30df\u30bd\u306f\u8ca7\u56f0\u30ec\u30d9\u30eb\u306e400%\u3064\u307e\u308a4\u500d\u304c\u9650\u5ea6\u3068\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u3002\u5bb6\u65cf\u306e\u4eba\u6570\u3082\u95a2\u4e0e\u3057\u307e\u3059\u306e\u3067\u3001\u5927\u304d\u306a\u5bb6\u65cf\u3067\u3042\u308c\u3070\u4e16\u5e2f\u53ce\u5165\u304c\u3042\u308b\u7a0b\u5ea6\u3042\u3063\u3066\u3082\u52a9\u6210\u91d1\u3092\u53d7\u3051\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

\u4e00\u65b9\u3001\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u306e\u307b\u3046\u306f\u3001Deductible\u3084Co-insurance\u3001Annual Maximum Out-of-pocket Costs\u306a\u3069\u306e\u81ea\u5df1\u8ca0\u62c5\u984d\u3092\u6e1b\u3089\u3059\u308f\u3051\u3067\u3059\u304c\u3001\u52a9\u6210\u91d1\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u306f\u53ce\u5165\u304c\u5148\u306e\u8ca7\u56f0\u30ec\u30d9\u30eb\u306e250\uff05\u4ee5\u4e0b\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u3092\u5f97\u308b\u305f\u3081\u306b\u306f\u3001Silver\u30ec\u30d9\u30eb\u306e\u4fdd\u967a\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u3067\u3082\u30c8\u30e9\u30f3\u30d7\u5927\u7d71\u9818\u306f\u52a9\u6210\u91d1\u3092\u4e2d\u6b62\u3057\u305f\u3068\u304b\uff1f<\/h2>\n

10\u670812\u65e5\u306b\u3001\u3075\u305f\u3064\u3081\u306e\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u305f\u3081\u306b\u3001\u653f\u5e9c\u304b\u3089\u4fdd\u967a\u4f1a\u793e\u5404\u793e\u306b\u652f\u6255\u308f\u308c\u3066\u3044\u305f\u52a9\u6210\u304c\u30ab\u30c3\u30c8\u3055\u308c\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u307e\u3060\u751f\u304d\u3066\u3044\u308b\u30aa\u30d0\u30de\u30b1\u30a2\u3067\u5236\u5b9a\u4e0b\u3067\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3053\u306e\u52a9\u6210\u91d1\u3092\u5951\u7d04\u8005\u306b\u30aa\u30d5\u30a1\u30fc\u3059\u308b\u7fa9\u52d9\u304c\u5f15\u304d\u7d9a\u304d\u3042\u308b\u3068\u3044\u3046\u5947\u5999\u306a\u72b6\u6cc1\u306b\u3042\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u81ea\u5206\u305f\u3061\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3059\u308b\u305f\u3081\u3001\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u3068\u3044\u3046\u7b56\u306b\u51fa\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u3053\u306e\u533b\u7642\u8cbb\u306b\u5bfe\u3059\u308b\u52a9\u6210\u91d1\u306f\u3001Silver Plan\u3060\u3051\u3092\u5bfe\u8c61\u306b\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u306f\u4e3b\u306bSilver Plan\u306b\u304a\u3044\u3066\u9855\u8457\u306b\u307f\u3089\u308c\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u8ca0\u62c5\u306f\u4e0a\u304c\u308b\u306e\uff1f<\/h2>\n

\u524d\u8ff0\u306e\u3068\u304a\u308a\u533b\u7642\u8cbb\u3078\u306e\u52a9\u6210\u91d1\u3092\u30d0\u30c3\u30af\u30a2\u30c3\u30d7\u3059\u308b\u305f\u3081\u306e\u653f\u5e9c\u304b\u3089\u4fdd\u967a\u4f1a\u793e\u3078\u306e\u63f4\u52a9\u304c\u30ab\u30c3\u30c8\u3055\u308c\u305f\u305f\u3081\u3001Silver Plan\u306e\u4fdd\u967a\u6599\u306f\u5927\u304d\u304f\u4e0a\u304c\u3063\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u898b\u3089\u308c\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u76ae\u8089\u306a\u3053\u3068\u306b\u3001\u3053\u306e\u304a\u304b\u3052\u3067\u500b\u4eba\u304c\u53d7\u3051\u3089\u308c\u308b\u4fdd\u967a\u6599\u3078\u306e\u52a9\u6210\u91d1\uff08\u3042\u308b\u3044\u306f\u30bf\u30c3\u30af\u30b9\u30af\u30ec\u30b8\u30c3\u30c8\uff09\u304c\u5897\u3048\u308b\u3068\u3044\u3046\u5f71\u97ff\u3082\u3067\u3066\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u4fdd\u967a\u6599\u3078\u306e\u52a9\u6210\u91d1\uff08\u3042\u308b\u3044\u306f\u30bf\u30c3\u30af\u30b9\u30af\u30ec\u30b8\u30c3\u30c8\uff09\u306f\u3001Silver Plan\u306e\u4fdd\u967a\u6599\u306b\u3072\u3082\u3064\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u4ed6\u306e\u6761\u4ef6\u304c\u4e00\u5b9a\u306e\u5834\u5408\u3001Silver Plan\u306e\u4fdd\u967a\u6599\u304c\u9ad8\u3044\u307b\u3046\u304c\u52a9\u6210\u91d1\u304c\u591a\u304f\u306a\u308b\u30b7\u30b9\u30c6\u30e0\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002Silver Pla\uff4e\u306e\u4fdd\u967a\u6599\u304c\u5927\u304d\u304f\u4e0a\u304c\u3063\u305f\u4e00\u65b9\u3067\u3001\u305d\u306e\u4ed6\u306ePlan\u306e\u4fdd\u967a\u6599\u306f\u3042\u307e\u308a\u4e0a\u6607\u3092\u307f\u305b\u306a\u304b\u3063\u305f\u5dde\u3067\u306f\u3001\u52a9\u6210\u91d1\u304c\u4f8b\u5e74\u3088\u308a\u591a\u304f\u306a\u308a\u3001Silver Plan\u4ee5\u5916\u306e\u30d7\u30e9\u30f3\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u3067\u304b\u3048\u3063\u3066\u8ca0\u62c5\u3092\u4e0b\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3082\u3042\u308a\u3046\u308b\u3088\u3046\u3067\u3059\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u4fdd\u967a\u6599\u304c\u3069\u306e\u30d7\u30e9\u30f3\u3067\u4e0a\u304c\u3063\u305f\u304b\u3001\u3069\u306e\u304f\u3089\u3044\u4e0a\u304c\u3063\u305f\u304b\u306b\u3064\u3044\u3066\u306f\u3001\u5dde\u306b\u3088\u3063\u3066\u975e\u5e38\u306b\u5927\u304d\u306a\u5dee\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u52a9\u6210\u91d1\u304c\u671f\u5f85\u3067\u304d\u306a\u3044\u5bb6\u5ead\u3067\u306f\u3001\u8ca0\u62c5\u304c\u5927\u304d\u304f\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3088\u3046\u3067\u3059\u3002<\/p>\n

 <\/p>\n

Gold Plan\u306e\u307b\u3046\u304cSilver Plan\u3088\u308a\u5b89\u3044\uff1f<\/h2>\n

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