{"id":4281,"date":"2018-04-05T11:31:46","date_gmt":"2018-04-05T19:31:46","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=4281"},"modified":"2018-04-05T11:32:10","modified_gmt":"2018-04-05T19:32:10","slug":"amortization","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/amortization\/","title":{"rendered":"\u6708\u3005\u306e\u30e2\u30fc\u30b2\u30fc\u30b8\u8fd4\u6e08\u984d\u306e\u4e2d\u8eab\u77e5\u3063\u3066\u307e\u3059\u304b\uff1f"},"content":{"rendered":"<p>\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u7d44\u3093\u3067\u5bb6\u3092\u8cb7\u3063\u305f\u65b9\u306a\u3089\u3001\u3054\u5b58\u77e5\u3067\u3057\u3087\u3046\u3002\u6bce\u6708\u8fd4\u6e08\u3059\u308b\u984d\uff08\u56fa\u5b9a\u5229\u5b50\u3092\u60f3\u5b9a\uff09\u306f\u4e00\u5b9a\u3067\u3059\u3002\u6bce\u6708\u6bce\u6708\u540c\u3058\u984d\u3092\u30ed\u30fc\u30f3\u304c\u5b8c\u6e08\u3055\u308c\u308b\u307e\u3067\u6255\u3044\u7d9a\u3051\u307e\u3059\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u305d\u306e\u4e2d\u8eab\u306f\u6708\u3005\u5909\u5316\u3057\u3001\uff11\uff15\u5e74\u30ed\u30fc\u30f3\u3067\u3042\u3063\u3066\u3082\uff13\uff10\u5e74\u30ed\u30fc\u30f3\u3067\u3042\u3063\u3066\u3082\u3001\u4e00\u5b9a\u306e\u8fd4\u6e08\u984d\u306e\u5185\u8a33\u306f\u3075\u305f\u3064\u3068\u540c\u3058\u3082\u306e\u304c\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3092\u3054\u5b58\u77e5\u3067\u3057\u3087\u3046\u304b\uff1f\u8eca\u306e\u30ed\u30fc\u30f3\u306a\u3069\u3082\u540c\u3058\u3053\u3068\u3067\u3059\u3002\u4e00\u5b9a\u671f\u9593\u3067\u5168\u984d\u3092\u8fd4\u6e08\u3057\u7d42\u308f\u308b\u3088\u3046\u306b\u3001\u6708\u3005\u4e00\u5b9a\u306e\u984d\u3092\u8fd4\u6e08\u3057\u7d9a\u3051\u308b\u3053\u306e\u30d7\u30ed\u30bb\u30b9\u306fAmortization\u3068\u547c\u3070\u308c\u307e\u3059\u3002\u3061\u3087\u3063\u3068\u65e5\u672c\u8a9e\u306b\u306f\u3057\u306b\u304f\u3044\u3053\u306eAmortization\u306e\u3057\u304f\u307f\u304c\u4eca\u65e5\u306e\u30c8\u30d4\u30c3\u30af\u3067\u3059\u3002\u5225\u306b\u77e5\u3063\u3066\u3044\u306a\u304f\u3066\u3082\u5927\u304d\u306a\u554f\u984c\u306b\u306f\u306a\u3089\u306a\u3044\u3051\u308c\u3069\u3001\u77e5\u3063\u3066\u3044\u308b\u3068\u3061\u3087\u3063\u3068\u9055\u3046\u898b\u5730\u304b\u3089\u3082\u306e\u3092\u898b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u30fb\u30fb\u30fb\u305d\u3093\u306a\u304a\u8a71\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306e\u4e2d\u8eab<\/h2>\n<p>\u3044\u304f\u3089\u501f\u308a\u305f\u3044\u304b\uff08\u4e0b\u3067\u306fHome price\u30de\u30a4\u30ca\u30b9Down payment\uff09\u3001\u8fd4\u6e08\u671f\u9593\uff08Term\uff09\u3001\u5229\u5b50(Annual interest \uff52\uff41\uff54\uff45)\u3092\u6307\u5b9a\u3059\u308b\u3068\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306f\u7c21\u5358\u306b\u8a08\u7b97\u3067\u304d\u307e\u3059\u3002\u4e0b\u306f<a target=\"_blank\" href=\"https:\/\/www.bankrate.com\/calculators\/mortgages\/mortgage-calculator-new.aspx#testid=10194013345_variation1\" >\u3001Bankrate\u306e\u30ab\u30ea\u30ad\u30e5\u30ec\u30fc\u30bf<\/a>\u3067\u3001$300,000\u306e\u5bb6\u309220\uff05\u30c0\u30a6\u30f3\u3067\u8cb7\u3046\u3001\u3064\u307e\u308a$240,000\u30923.88\uff05\u56fa\u5b9a\u5229\u5b50\u3067\u501f\u308a30\u5e74\u304b\u3051\u3066\u8fd4\u6e08\u3059\u308b\u5834\u5408\u306e\u6708\u3005\u306e\u8fd4\u6e08\u984d\uff08\u6301\u3061\u5bb6\u4fdd\u967a\u3084\u30d7\u30ed\u30d1\u30c6\u30a3\u7a0e\u306f\u542b\u307e\u306a\u3044\u3001\u7d14\u30e2\u30fc\u30b2\u30fc\u30b8\u8fd4\u6e08\u90e8\u5206\u306e\u307f\uff09\u3092\u8a08\u7b97\u3057\u3066\u307f\u308b\u3068\u3001$1,129.26\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4286\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/monthly-payment.png?resize=500%2C482\" alt=\"\" width=\"500\" height=\"482\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/monthly-payment.png?w=500&amp;ssl=1 500w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/monthly-payment.png?resize=300%2C289&amp;ssl=1 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/p>\n<p>30\u5e74\u9593\u3001\u6bce\u6708\u3053\u306e$1,129.26\u3092\u652f\u6255\u3044\u7d9a\u3051\u308b\u3068\u3001$240,000\u306e\u5143\u91d1\u304c\u5b8c\u6e08\u3067\u304d\u308b\u308f\u3051\u3067\u3059\u3002<\/p>\n<p>\u3055\u3066\u3001\u3053\u306e$1,129.26\u306f30\u5e74\u9593\u5909\u308f\u308b\u3053\u3068\u304c\u306a\u3044\uff08\u7e70\u308a\u4e0a\u3052\u8fd4\u6e08\u3084\u3001\u501f\u308a\u63db\u3048\u306a\u3069\u306f\u9664\u3044\u3066\uff09\u308f\u3051\u3067\u3059\u304c\u3001\u3053\u306e\u8fd4\u6e08\u984d\u306b\u306f\u5b9f\u306f\u3075\u305f\u3064\u306e\u8981\u7d20\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3072\u3068\u3064\u306f<strong>\u5229\u5b50<\/strong>\u3067\u3042\u308a\u3001\u3082\u3046\u3072\u3068\u3064\u306f<strong>\u5143\u91d1\u8fd4\u6e08\u90e8\u5206<\/strong>\u3067\u3059\u3002<\/p>\n<p><strong>\u5229\u5b50<\/strong>\u3068\u3044\u3046\u306e\u306f\u3001\u8fd4\u6e08\u6b8b\u9ad8\uff58\u5229\u5b50\uff08\u6708\u3042\u305f\u308a\uff09\u3067\u8a08\u7b97\u3055\u308c\u307e\u3059\u3002\u4e0a\u306e\u4f8b\u3067\u3044\u3046\u306a\u3089\u30011\u304b\u6708\u76ee\u306e\u5229\u5b50\u306f\u3001<\/p>\n<p>$240,000\u3000\uff58\u3000\uff08\u5e74\u52293.88%\u00f712\u304b\u6708\uff09\u3000\uff1d$776<\/p>\n<p>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u5143\u91d1\u8fd4\u6e08\u90e8\u5206<\/strong>\u3068\u3044\u3046\u306e\u306f\u3001\u501f\u308a\u305f$240,000\u306e\u8fd4\u6e08\u306b\u5145\u3066\u3089\u308c\u308b\u90e8\u5206\u3068\u3044\u3046\u3053\u3068\u3067\u3001<\/p>\n<p>\u56fa\u5b9a\u306e\u8fd4\u6e08\u984d\u3067\u3042\u308b$1129.26\u3000\uff0d\u3000$776\u3000\uff1d$353.26<\/p>\n<p>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u3067\u306f2\u304b\u6708\u76ee\u306f\u3069\u3046\u306a\u308b\u3067\u3057\u3087\u3046\uff1f<\/p>\n<p>1\u304b\u6708\u76ee\u306b\u5143\u91d1\u3092$353.26\u5206\u3001\u8fd4\u6e08\u3057\u307e\u3057\u305f\u306e\u3067\u30012\u304b\u6708\u76ee\u306e\u8fd4\u6e08\u6b8b\u9ad8\u306f<\/p>\n<p>$240,000\u3000\uff0d\u3000$353.26\uff1d\u3000$239,646.74<\/p>\n<p>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u304b\u3089\u30012\u304b\u6708\u76ee\u306b\u6255\u3046<strong>\u5229\u5b50<\/strong>\u3092\u540c\u3058\u3088\u3046\u306b\u8a08\u7b97\u3059\u308b\u3068\u3001<\/p>\n<p>$239,646.74\u3000\uff58\u3000\uff08\u5e74\u52293.88%\u00f712\u304b\u6708\uff09\u3000\uff1d$774.86<\/p>\n<p>\u3068\u306a\u308a\u307e\u3059\u30021\u304b\u6708\u76ee\u306e\u5229\u5b50\u3088\u308a\u3001\u5c11\u3057\u6e1b\u308a\u307e\u3057\u305f\u306d\u3002\u5143\u91d1\u306e\u8fd4\u6e08\u304c\u5c11\u3057\u3060\u3051\u9032\u3093\u3060\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e00\u65b9\u30012\u304b\u6708\u76ee\u306e<strong>\u5143\u91d1\u8fd4\u6e08\u90e8\u5206<\/strong>\u3068\u3044\u3046\u306e\u306f\u3001<\/p>\n<p>\u56fa\u5b9a\u306e\u8fd4\u6e08\u984d\u3067\u3042\u308b$1129.26\u3000\uff0d\u3000$774.86\uff1d\u3000$354.40<\/p>\n<p>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u304a\u308f\u304b\u308a\u3067\u3057\u3087\u3046\u304b\u3001\u3053\u306e\u3088\u3046\u306b\u3001\u5143\u91d1\u3092\u5c11\u3057\u3065\u3064\u8fd4\u6e08\u3057\u3066\u3044\u304d\u307e\u3059\u304b\u3089\u8fd4\u6e08\u6b8b\u9ad8\u306f\u5c11\u3057\u3065\u3064\u6e1b\u3063\u3066\u3044\u304d\u3001\u7d50\u679c\u7684\u306b\u8fd4\u6e08\u6b8b\u9ad8\uff58\u56fa\u5b9a\u5229\u5b50\u3067\u8a08\u7b97\u3055\u308c\u308b\u5229\u5b50\u306e\u984d\u3082\u5c11\u3057\u3065\u3064\u6e1b\u3063\u3066\u3044\u304d\u307e\u3059\u3002\u53cd\u5bfe\u306b\u3001\u6708\u3005\u306e\u5143\u91d1\u8fd4\u6e08\u90e8\u5206\u306f\u3001\u56fa\u5b9a\u8fd4\u6e08\u984d\u2015\u5229\u5b50\u984d\u3067\u8a08\u7b97\u3055\u308c\u3001\u3060\u3093\u3060\u3093\u3068\u5897\u3048\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u6708\u3005\u306e\u8fd4\u6e08\u984d\u304c\u4e00\u5b9a\u3067\u3082\u3001\u30ed\u30fc\u30f3\u671f\u9593\u3092\u901a\u3057\u3066\u3001\u8fd4\u6e08\u984d\u306e\u3046\u3061\u306b\u5360\u3081\u308b\u5229\u5b50\u984d\u90e8\u5206\u306f\u5c0f\u3055\u304f\u306a\u308a\u3001\u53cd\u5bfe\u306b\u8fd4\u6e08\u984d\u306e\u3046\u3061\u306b\u5360\u3081\u308b\u5143\u91d1\u8fd4\u6e08\u90e8\u5206\u306f\u5927\u304d\u304f\u306a\u3063\u3066\u3044\u304d\u307e\u3059\u3002\u3053\u308c\u3092\u30ed\u30fc\u30f3\u671f\u9593\u3092\u901a\u3057\u3066\u3069\u3093\u306a\u3075\u3046\u306b\u306a\u308b\u304b\u8a08\u7b97\u3057\u3066\u304f\u308c\u308b\u6a5f\u80fd\u304c\u3042\u308a\u307e\u3059\u3002\u4e0a\u306eBankrate\u306e\u30b5\u30a4\u30c8\u3067\u306f<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4287\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization.png?resize=513%2C47\" alt=\"\" width=\"513\" height=\"47\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization.png?w=513&amp;ssl=1 513w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization.png?resize=300%2C27&amp;ssl=1 300w\" sizes=\"auto, (max-width: 513px) 100vw, 513px\" \/><\/p>\n<p>\u3068\u3044\u3046\u30ea\u30f3\u30af\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3092\u30af\u30ea\u30c3\u30af\u3057\u3066\u307f\u308b\u3068\u30fb\u30fb\u30fb<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4285\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization1.png?resize=678%2C429\" alt=\"\" width=\"678\" height=\"429\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization1.png?w=678&amp;ssl=1 678w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization1.png?resize=300%2C190&amp;ssl=1 300w\" sizes=\"auto, (max-width: 678px) 100vw, 678px\" \/><\/p>\n<p>\u6708\u3005\u306e\u8fd4\u6e08\u304c30\u5e74\uff1d360\u304b\u6708\u5206\u8a08\u7b97\u3055\u308c\u3066\u51fa\u3066\u304d\u307e\u3059\u3002\u4e0a\u306f\u6700\u521d\u306e1\u5e74\u5206\u3002\u5143\u91d1\u8fd4\u6e08\u90e8\u5206\u304c\u3060\u3093\u3060\u3093\u3068\u5897\u3048\u3001\u5229\u5b50\u304c\u3060\u3093\u3060\u3093\u3068\u6e1b\u308a\u3001\u8fd4\u6e08\u6b8b\u9ad8\u304c\u3060\u3093\u3060\u3093\u3068\u6e1b\u3063\u3066\u8fd4\u6e08\u304c\u9032\u3093\u3067\u3044\u308b\u306e\u304c\u308f\u304b\u308a\u307e\u3059\u3002\u3053\u308c\u304cAmortization\u3000Schuedule\u3068\u547c\u3070\u308c\u308b\u3082\u306e\u3067\u3059\u3002<\/p>\n<p>\u6700\u5f8c\u306e1\u5e74\u306f\u3069\u3046\u306a\u308b\u304b\u3068\u3044\u3046\u3068\u30fb\u30fb\u30fb<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4284\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization2.png?resize=697%2C405\" alt=\"\" width=\"697\" height=\"405\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization2.png?w=697&amp;ssl=1 697w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/amortization2.png?resize=300%2C174&amp;ssl=1 300w\" sizes=\"auto, (max-width: 697px) 100vw, 697px\" \/><\/p>\n<p>\u6700\u5f8c\u306e\u65b9\u306f\u3001\u307b\u3068\u3093\u3069\u30ed\u30fc\u30f3\u6b8b\u9ad8\u304c\u306a\u3044\u306e\u3067\u5229\u5b50\u3082\u5c11\u306a\u304f\u3001\u307b\u3068\u3093\u3069\u304c\u5143\u91d1\u8fd4\u6e08\u306b\u5145\u3066\u3089\u308c\u3066\u3044\u308b\u306e\u304c\u308f\u304b\u308a\u307e\u3059\u300230\u5e74\u306e\u6700\u5f8c\u306b\u306f\u30ed\u30fc\u30f3\u6b8b\u9ad8\u306f\u30bc\u30ed\u306b\u306a\u308a\u307e\u3059\u3002\u30b0\u30e9\u30d5\u306b\u3059\u308b\u3068\u3053\u3093\u306a\u611f\u3058\u3002<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4282\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/c080e207d8c3a9bf63033111d95e52e3.png?resize=584%2C372\" alt=\"\" width=\"584\" height=\"372\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/c080e207d8c3a9bf63033111d95e52e3.png?w=584&amp;ssl=1 584w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/c080e207d8c3a9bf63033111d95e52e3.png?resize=300%2C191&amp;ssl=1 300w\" sizes=\"auto, (max-width: 584px) 100vw, 584px\" \/><\/p>\n<p>\u3053\u306eAmortization Schedule\u3092\u7406\u89e3\u3057\u3066\u304a\u304f\u3068\u3044\u308d\u3044\u308d\u306a\u5fdc\u7528\u304c\u5229\u304f\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u30fb\u30fb<\/p>\n<p>\u3088\u304f\u5bb6\u3092\u8cb7\u3048\u3070\u3001\u30ec\u30f3\u30c8\u3068\u306f\u9055\u3044\u30a8\u30af\u30a4\u30c6\u30a3\u304c\u8caf\u307e\u308b\u30fb\u30fb\u3068\u3044\u3044\u307e\u3059\u304c\u3001\u30e2\u30fc\u30b2\u30fc\u30b8\u8fd4\u6e08\u3092\u958b\u59cb\u3057\u305f\u76f4\u5f8c\u306f\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306e\u3046\u3061\u307b\u3068\u3093\u3069\u304c\u5229\u5b50\u3067\u3001\u30a8\u30af\u30a4\u30c6\u30a3\u306e\u8caf\u307e\u308a\u306e\u30b9\u30d4\u30fc\u30c9\u306f\u9045\u3044\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\uff08\u305f\u3060\u3057\u3001\u5bb6\u306e\u4fa1\u5024\u81ea\u4f53\u304c\u4e0a\u304c\u308c\u3070\u30a8\u30af\u30a4\u30c6\u30a3\u306b\u306a\u308a\u307e\u3059\u304c\u30fb\u30fb\uff09\u3002<\/p>\n<p>\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3067\u306e\u30e2\u30fc\u30b2\u30fc\u30b8\u5229\u5b50\u63a7\u9664\u3082\u3001\u6bce\u5e74\u5b9a\u984d\u3067\u306f\u306a\u3044\u3053\u3068\u3002\u30e2\u30fc\u30b2\u30fc\u30b8\u8fd4\u6e08\u958b\u59cb\u5f53\u521d\u306e\u307b\u3046\u304c\u3001\u3088\u308a\u5927\u304d\u306a\u984d\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u6bce\u6708\u8fd4\u6e08\u984d\u306b\u4e0a\u4e57\u305b\u3067\u8fd4\u6e08\u3057\u305f\u308a\u3001\u4e00\u62ec\u3067\u8ffd\u52a0\u8fd4\u6e08\u3057\u305f\u3082\u306e\u306f\u3001\u8fd4\u6e08\u6b8b\u9ad8\u3092\u5897\u3084\u3059\u306e\u3067\u3001\u305d\u306e\u5f8c\u306e\u5229\u5b50\u304c\u5c0f\u3055\u304f\u306a\u308a\u3001\u305d\u308c\u3067\u3055\u3089\u306b\u5143\u91d1\u8fd4\u6e08\u90e8\u5206\u304c\u5897\u3048\u3001\u8fd4\u6e08\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u304c\u30b9\u30d4\u30fc\u30c9\u30a2\u30c3\u30d7\u3059\u308b\u3002<\/p>\n<p>\u5fdc\u7528\u7de8\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <a href=\"http:\/\/smartandresponsible.com\/blog\/hybrid_mortgage2\/\" ><strong>\u30e2\u30fc\u30b2\u30fc\u30b8\u3000\uff0d\u3000\u7121\u7406\u306b15\u5e74\u30ed\u30fc\u30f3\u306b\u3057\u306a\u3044\u306e\u304c\u8ce2\u660e\u306a\u308f\u3051<\/strong><\/a><\/p>\n<p>\u306a\u304a\u3001\u3059\u3079\u3066\u306e\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u304c\u3001\u3053\u306e\u3088\u3046\u306aAmortization\u306e\u8003\u3048\u65b9\u3067\u9032\u3081\u3089\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>Amortization\u306e\u8003\u3048\u65b9\u304c\u9069\u7528\u3055\u308c\u308b\u3082\u306e\u306f\uff1a<\/p>\n<ul>\n<li>\u5bb6\u306e\u30e2\u30fc\u30b2\u30fc\u30b8<\/li>\n<li>\u8eca\u306e\u30ed\u30fc\u30f3<\/li>\n<li>\u5b66\u751f\u30ed\u30fc\u30f3\u306a\u3069\u306e\u30d1\u30fc\u30bd\u30ca\u30eb\u30ed\u30fc\u30f3<\/li>\n<\/ul>\n<p>\u3053\u308c\u3089\u306f\u307f\u306a\u56fa\u5b9a\u984d\u3092\u7740\u5b9f\u306b\u8fd4\u6e08\u3055\u3048\u3057\u3066\u3044\u308c\u3070\u3001\u671f\u9650\u304c\u304f\u308b\u3068\u5b8c\u6e08\u3059\u308b\u3088\u3046\u306b\u7d44\u307e\u308c\u305f\u3082\u306e\u3067\u3059\u3002<\/p>\n<p>\u53cd\u5bfe\u306b\u3001Amortization\u306e\u8003\u3048\u65b9\u304c\u9069\u7528\u3055\u308c\u306a\u3044\u3082\u306e\u306f\uff1a<\/p>\n<ul>\n<li>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u8ca0\u50b5\uff1a\u3000\u30ea\u30dc\u6255\u3044\uff08Revolving\uff09\u30ed\u30fc\u30f3\u3068\u547c\u3070\u308c\u3001Minimum Payment\u4ee5\u4e0a\u3067\u3001\u3044\u304f\u3089\u8fd4\u6e08\u3059\u308b\u304b\u3092\u81ea\u5206\u3067\u6c7a\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u30ed\u30fc\u30f3\u3067\u3059\u3002Minimum Payment\u3055\u3048\u6255\u3063\u3066\u3044\u308c\u3070\u3088\u3057\u3068\u3055\u308c\u307e\u3059\u304c\u3001\u305d\u308c\u3060\u3051\u3067\u306f\u8fd4\u6e08\u306f\u9032\u307e\u306a\u3044\u30ed\u30fc\u30f3\u3067\u3059\u3002\u8a08\u753b\u7684\u306b\u8fd4\u6e08\u3057\u306a\u3044\u3068\u3001\u3044\u3064\u307e\u3067\u3082\u5229\u5b50\u3070\u304b\u308a\u6255\u3044\u7d9a\u3051\u308b\u5371\u967a\u6027\u3092\u542b\u3080\u30ed\u30fc\u30f3\u3067\u3059\u3002<\/li>\n<li>Interest only\u30ed\u30fc\u30f3\uff1a\u305d\u306e\u540d\u306e\u3054\u3068\u304f\u5229\u5b50\u3060\u3051\u3092\u6255\u3046\u30ed\u30fc\u30f3\u3067\u3001\u81ea\u5206\u3067\u6562\u3048\u3066\u5229\u5b50\u4ee5\u4e0a\u306b\u8fd4\u6e08\u3092\u3059\u308b\u3068\u6c7a\u3081\u3066\u884c\u52d5\u3057\u306a\u3044\u9650\u308a\u3001\u5143\u91d1\u90e8\u5206\u306f\u8fd4\u6e08\u304c\u307e\u3063\u305f\u304f\u3055\u308c\u306a\u3044\u306e\u3067\u3001\u3053\u308c\u3082\u3044\u3064\u307e\u3067\u3082\u5229\u5b50\u3092\u6255\u3044\u7d9a\u3051\u308b\u5371\u967a\u6027\u3092\u542b\u3080\u30ed\u30fc\u30f3\u3067\u3059\u3002<\/li>\n<li>Balloon \u30ed\u30fc\u30f3\uff1a\u521d\u671f\u306b\u306f\u5c0f\u3055\u306a\u984d\u3092\u8fd4\u6e08\u3059\u308b\u3060\u3051\u3067\u3088\u3044\u306e\u3067\u3001\u6708\u3005\u306e\u8fd4\u6e08\u8ca0\u62c5\u306f\u5c0f\u3055\u3044\u3067\u3059\u304c\u3001\u5143\u91d1\u8fd4\u6e08\u306f\u306a\u304b\u306a\u304b\u3059\u3059\u307f\u307e\u305b\u3093\u3002\u3042\u308b\u6642\u304c\u304f\u308b\u3068\u5143\u91d1\u306e\u3059\u3079\u3066\u3001\u3042\u308b\u3044\u306f\u5143\u91d1\u3046\u3061\u306e\u5927\u304d\u306a\u984d\uff08Balloon\uff09\u306e\u8fd4\u6e08\u304c\u5fc5\u8981\u306b\u306a\u308b\u30ed\u30fc\u30f3\u3067\u3059\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\u304a\u91d1\u3092\u501f\u308a\u305f\u306a\u3089\u3001\u304d\u3061\u3093\u3068\u8a08\u753b\u7684\u306b\u8fd4\u6e08\u3057\u305f\u3044\u3067\u3059\u306d\u3002\u305d\u308c\u304cAmortization \u306e\u30ed\u30fc\u30f3\u306a\u306e\u304b\u3001\u3061\u304c\u3046\u306e\u304b\u3001\u307e\u305fAmortization\u3059\u308b\u3082\u306e\u3067\u3042\u308c\u3070\u3001\u3069\u306e\u3088\u3046\u306b\u305d\u308c\u304c\u9032\u3080\u306e\u304b\u3001\u3061\u3087\u3063\u3068\u982d\u306e\u9685\u306b\u7f6e\u3044\u3066\u304a\u304f\u3068\u3088\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u7d44\u3093\u3067\u5bb6\u3092\u8cb7\u3063\u305f\u65b9\u306a\u3089\u3001\u3054\u5b58\u77e5\u3067\u3057\u3087\u3046\u3002\u6bce\u6708\u8fd4\u6e08\u3059\u308b\u984d\uff08\u56fa\u5b9a\u5229\u5b50\u3092\u60f3\u5b9a\uff09\u306f\u4e00\u5b9a\u3067\u3059\u3002\u6bce\u6708\u6bce\u6708\u540c\u3058\u984d\u3092\u30ed\u30fc\u30f3\u304c\u5b8c\u6e08\u3055\u308c\u308b\u307e\u3067\u6255\u3044\u7d9a\u3051\u307e\u3059\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u305d\u306e\u4e2d\u8eab\u306f\u6708\u3005\u5909\u5316\u3057\u3001\uff11\uff15\u5e74\u30ed\u30fc\u30f3\u3067\u3042\u3063\u3066\u3082\uff13\uff10\u5e74\u30ed\u30fc\u30f3\u3067\u3042\u3063\u3066\u3082\u3001\u4e00\u5b9a\u306e\u8fd4\u6e08\u984d\u306e\u5185\u8a33\u306f\u3075\u305f\u3064\u3068\u540c\u3058\u3082\u306e\u304c\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3092\u3054\u5b58\u77e5\u3067\u3057\u3087\u3046\u304b\uff1f\u8eca\u306e\u30ed\u30fc\u30f3\u306a\u3069\u3082\u540c\u3058\u3053\u3068\u3067\u3059\u3002\u4e00\u5b9a\u671f\u9593\u3067\u5168\u984d\u3092\u8fd4\u6e08\u3057\u7d42\u308f\u308b\u3088\u3046\u306b\u3001\u6708\u3005\u4e00\u5b9a\u306e\u984d\u3092\u8fd4\u6e08\u3057\u7d9a\u3051\u308b\u3053\u306e\u30d7\u30ed\u30bb\u30b9\u306fAmortization\u3068\u547c\u3070\u308c\u307e\u3059\u3002\u3061\u3087\u3063\u3068\u65e5\u672c\u8a9e\u306b\u306f\u3057\u306b\u304f\u3044\u3053\u306eAmortization\u306e\u3057\u304f\u307f\u304c\u4eca\u65e5\u306e\u30c8\u30d4\u30c3\u30af\u3067\u3059\u3002\u5225\u306b\u77e5\u3063\u3066\u3044\u306a\u304f\u3066\u3082\u5927\u304d\u306a\u554f\u984c\u306b\u306f\u306a\u3089\u306a\u3044\u3051\u308c\u3069\u3001\u77e5\u3063\u3066\u3044\u308b\u3068\u3061\u3087\u3063\u3068 &hellip;<\/p>\n","protected":false},"author":1,"featured_media":4282,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[14,32],"tags":[74,35],"class_list":["post-4281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit","category-housing-and-realestate","tag-credit","tag-mortgage"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/02\/c080e207d8c3a9bf63033111d95e52e3.png?fit=584%2C372&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-173","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=4281"}],"version-history":[{"count":2,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4281\/revisions"}],"predecessor-version":[{"id":4346,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4281\/revisions\/4346"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/4282"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=4281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=4281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=4281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}