{"id":4359,"date":"2018-05-08T09:12:16","date_gmt":"2018-05-08T17:12:16","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=4359"},"modified":"2026-05-07T16:51:18","modified_gmt":"2026-05-08T00:51:18","slug":"vanguard_schwab","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/vanguard_schwab\/","title":{"rendered":"\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3000Vanguard \u3068Charles Schwab\u3069\u3063\u3061\uff1f"},"content":{"rendered":"

\u3053\u306e\u30d6\u30ed\u30b0\u3067\u306f\u4e00\u8cab\u3057\u3066\u4f4e\u624b\u6570\u6599\u306eVanguard\u793e\u3092\u304a\u52e7\u3081\u3057\u3066\u3044\u307e\u3059\u3002Vanguard\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u4e2d\u3067\u3082\u3001\u5e74\u9f62\u306b\u5fdc\u3058\u5fc5\u8981\u306a\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u304c\u3059\u3067\u306b\u7d44\u307e\u308c\u3066\u304a\u308a\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5e74\u304c\u8fd1\u3065\u304f\u306b\u3064\u308c\u81ea\u52d5\u7684\u306b\u4f4e\u30ea\u30b9\u30af\u306b\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u8abf\u6574\u3055\u308c\u308b\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u591a\u304f\u306e\u4eba\u4e00\u822c\u306b\u304a\u52e7\u3081\u306e\u30d5\u30a1\u30f3\u30c9\u3068\u3057\u3066\u4f55\u5ea6\u304b\u3068\u308a\u3042\u3052\u3066\u304d\u307e\u3057\u305f\u3002Vanguard\u306f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3067\u306f\u30c0\u30f3\u30c8\u30c4\u306e\u30b7\u30a7\u30a2\u4e00\u4f4d\u3002\u540c\u793e\u306f\u6295\u8cc7\u5bb6\u306e\u5229\u76ca\u512a\u5148\u3067\u3082\u4fe1\u983c\u306e\u304a\u3051\u308b\u4f1a\u793e\u3068\u3057\u3066\u6839\u5f37\u3044\u30d5\u30a1\u30f3\u3082\u591a\u304f\u3001\u81ea\u4fe1\u3092\u3082\u3063\u3066\u304a\u52e7\u3081\u3067\u304d\u308b\u4f1a\u793e\u3067\u3059\u3002Vanguard\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306f\u696d\u754c\u3067\u3082\u6700\u4f4e\u624b\u6570\u6599\u3092\u8a87\u3063\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u3053\u3053\u306bCharles Schwab\u304c\u3055\u3089\u306b\u4f4e\u624b\u6570\u6599\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3092\u5c0e\u5165\u3057\u3001\u6311\u307f\u3092\u304b\u3051\u3066\u304d\u307e\u3057\u305f\u3002\u4eca\u65e5\u306f\u3001Vanguard\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30d5\u30c8\u30d5\u30a1\u30f3\u30c9\u3068Charles Schwab\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3092\u6bd4\u8f03\u3057\u3066\u307f\u3088\u3046\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n

 <\/p>\n

Schwab\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9<\/h3>\n

Schwab\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306b\u306f2\u7a2e\u985e\u3042\u308a\u3001\u3072\u3068\u3064\u306f\u4ee5\u524d\u304b\u3089\u3042\u3063\u305fSchwab Target Funds\u3067\u3059\u3002\u3053\u3061\u3089\u306f\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u30d9\u30fc\u30b9\u306e\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u3068\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u3092\u4f7f\u3063\u305f\u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\u3092\u30df\u30c3\u30af\u30b9\u3057\u305f\u30d5\u30a1\u30f3\u30c9\u3067\u3059\uff08\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u30fb\u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3092\u53c2\u7167\u306e\u3053\u3068\u3002\u308f\u304b\u308b\u9577\u671f\u6295\u8cc7\uff1a\u3053\u308c\u3060\u3051\u62bc\u3055\u3048\u3066\u3057\u3063\u304b\u308a\u904b\u7528\uff08\uff12\uff09<\/strong><\/a>\u3001\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u3068\u306e\u3064\u304d\u3042\u3044\u304b\u305f<\/strong><\/a>\uff09\u3002\u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\u304c\u5165\u3063\u3066\u3044\u308b\u3060\u3051\u3042\u3063\u3066\u3001\u624b\u6570\u6599\u3082\u9ad8\u3044\u306e\u3067\u304a\u3059\u3059\u3081\u3057\u307e\u305b\u3093\u3002<\/p>\n

\u4e00\u65b9\u3082\u3046\u3072\u3068\u3064\u306e\u3001Schwab Target Index Funds\u306e\u307b\u3046\u306f\u3001Index\u3068\u3044\u3046\u3053\u3068\u3070\u304c\u5165\u3063\u3066\u3044\u308b\u3060\u3051\u3042\u3063\u3066\u3001\uff11\uff10\uff10\uff05\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u30d9\u30fc\u30b9\u306e\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u578b\u3067\u3059\u3002\u624b\u6570\u6599\u306f0.08\uff05\u3067\u3001Vanguard\u306e0.14\uff05~0.15\uff05\u306b\u6bd4\u3079\u683c\u6bb5\u306b\u5b89\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u3042\u306a\u305f\u304c\u3001401(k)\u306a\u3069\u306e\u96c7\u7528\u4e3b\u63d0\u4f9b\u306e\u30d7\u30ed\u30b0\u30e9\u30e0\u3084\u3001529\u306a\u3069\u306e\u30ab\u30ec\u30c3\u30b8\u30d5\u30a1\u30f3\u30c9\u306b\u52a0\u5165\u3055\u308c\u3066\u3044\u3066\u3001\u305d\u306e\u4e2d\u3067\u3053\u308c\u3089\u306e\u3069\u3061\u3089\u304b\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u305f\u3089\uff08\u4e8c\u3064\u3068\u3082\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u7a00\u3067\u3057\u3087\u3046\uff09\u3001\u3069\u3061\u3089\u3067\u3082\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u3092\u8ff7\u308f\u305a\u9078\u3093\u3067\u304f\u3060\u3055\u3044\u3002\u3069\u3061\u3089\u3082\u4f4e\u624b\u6570\u6599\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d9\u30fc\u30b9\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3067\u5b89\u5fc3\u3057\u3066\u4f7f\u3048\u308b\u3068\u3044\u3048\u307e\u3059\u3002\u305f\u3060\u3001\u3042\u306a\u305f\u304c\u3001\u898f\u5236\u306e\u30d7\u30ed\u30b0\u30e9\u30e0\u306b\u7e1b\u3089\u308c\u305a\u3001\u500b\u4eba\u3068\u3057\u3066\u65b0\u305f\u306b\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u307c\u3046\u3068\u3059\u308b\u3068\u304d\uff08\u305f\u3068\u3048\u3070IRA\u3084Taxable Account\u3067\u306e\u6295\u8cc7\u306a\u3069\uff09\u3001Vanguard\u3092\u9078\u3076\u304bSchwab\u3092\u9078\u3076\u304b\u3001\u3069\u3061\u3089\u304c\u3044\u3044\u304b\u3068\u8ff7\u3046\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u7c21\u5358\u306a\u7b54\u3048\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u4ee5\u4e0b\u306b\u500b\u4eba\u7684\u306b\u7d0d\u5f97\u306e\u3044\u304f\u9078\u629e\u3092\u3044\u305f\u3060\u304f\u305f\u3081\u306e\u6bd4\u8f03\u3092\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u6295\u8cc7\u3057\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9<\/h2>\n

\"\"<\/h2>\n

Vanguard\u306f\u30b7\u30f3\u30d7\u30eb\u306b\uff14\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u3002Schwab\u306f\uff17\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u304c\u3001US\u682a\u5f0f\u3001US\u4ee5\u5916\u682a\u5f0f\u3001US\u50b5\u5238\u3067\uff12\u30d5\u30a1\u30f3\u30c9\u305a\u3064\u3001\u305f\u3060\u3057US\u4ee5\u5916\u306e\u56fd\u969b\u50b5\u5238\u306b\u306f\u6295\u8cc7\u3057\u3066\u3044\u307e\u305b\u3093\u3002\u307e\u305f\u3001Vanguard\u3067\u306f\u6295\u8cc7\u3057\u3066\u3044\u306a\u3044REIT\u306b\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u682a\u5f0f\u3082\u50b5\u5238\u3082\u4e16\u754c\u5206\u6563\u3055\u305b\u308b\u3068\u3044\u3046\u8003\u3048\u65b9\u3067\u306fVanguard\u304c\u6559\u79d1\u66f8\u7684\u306b\u3059\u3079\u3066\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306b\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u3002REIT\u306f\u4e0d\u52d5\u7523\u95a2\u9023\u4f1a\u793e\u306e\u682a\u5f0f\u306b\u7279\u5316\u3057\u3066\u6295\u8cc7\u3057\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u304c\u3001US\u682a\u5f0f\u3001US\u4ee5\u5916\u306e\u682a\u5f0f\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u306f\u3001\u305d\u3082\u305d\u3082\u305d\u308c\u3089\u306e\u4f1a\u793e\u3082\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u4e8c\u91cd\u6295\u8cc7\u3068\u3044\u3048\u307e\u3059\u3002\u305d\u306e\u610f\u5473\u3067\u3082Vanguard\u306e\u65b9\u304c\u6559\u79d1\u66f8\u7684\u306a\u4e16\u754c\u5206\u6563\u3060\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u5b9f\u969b\u3001\u7d30\u304b\u3044\u5185\u8a33\u3092\u898b\u3066\u307f\u308b\u3068\u3001Vanguard\u306fUS\u4ee5\u5916\u306e\u56fd\u969b\u682a\u3001US\u4ee5\u5916\u306e\u56fd\u969b\u50b5\u5238\u306e\u6bd4\u7387\u304cSchwab\u3088\u308a\u9ad8\u304f\u3001\u4e16\u754c\u5206\u6563\u3057\u3066\u3044\u307e\u3059\u3002Schwab\u306fUS\u306eMid Cap\u3001Small Cap\u6bd4\u7387\u304c\u9ad8\u304f\u3001\u56fd\u969b\u50b5\u5238\u3084\u30a8\u30de\u30fc\u30b8\u30f3\u30b0\u56fd\u682a\u5f0f\u306a\u3069\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u30d0\u30e9\u30f3\u30b9\u304b\u3089\u884c\u304f\u3068\u3001Vanguard\u306b\u65d7\u304c\u4e0a\u304c\u308b\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002<\/p>\n

\"\"<\/p>\n

 <\/p>\n

Glide Path<\/h2>\n

\u30bf\u30fc\u30b2\u30c3\u30c8\u5e74\u304c\u8fd1\u3065\u304f\u306b\u3064\u308c\u3066\u3001\u30ea\u30b9\u30af\u3092\u4f4e\u304f\u81ea\u52d5\u8abf\u6574\u3057\u3066\u3044\u304f\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u306e\u3053\u3068\u3092Glide Path\u3068\u3044\u3044\u307e\u3059\u3002<\/p>\n

\u4e0b\u304cVanguard\u306eGlide Path\u3002<\/p>\n

\"\"<\/p>\n

 <\/p>\n

\u304a\u6b21\u304cSchwab\u306eGlide Path\u3002<\/p>\n

\"\"<\/p>\n

\u3069\u3061\u3089\u308225\u6b73\uff0865\u6b73\u30ea\u30bf\u30a4\u30e4\u30fb\u30bf\u30fc\u30b2\u30c3\u30c8\u306e40\u5e74\u524d\uff09\u6642\u70b9\u3067\u306f\u3001\u682a\u5f0f\u6bd4\u7387\u304c90%\u7a0b\u5ea6\u3067\u306f\u3058\u307e\u308a\u307e\u3059\u3002Vanguard\u306f\u30bf\u30fc\u30b2\u30c3\u30c8\u5e74\u3067\u682a\u5f0f\u6bd4\u7387\u304c50%\u306b\u4e0b\u304c\u308a\u3001\u305d\u306e\u5f8c7\u5e74\u307b\u3069\u3067\u682a\u5f0f\u6bd4\u738730\uff05\u307e\u3067\u4e0b\u3052\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u671f\u9593\u306f\u305d\u306e\u30ec\u30d9\u30eb\u3067\u7dad\u6301\u3057\u307e\u3059\u3002Schwab\u306e\u307b\u3046\u306f\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u5e74\u3067\u3001\u682a\u5f0f\u6bd4\u738740%\u307e\u3067\u4e0b\u3052\u3001\u305d\u306e\u5f8c20\u5e74\u307b\u3069\u304b\u3051\u3066\u682a\u5f0f\u6bd4\u738725%\u304f\u3089\u3044\u307e\u3067\u4e0b\u3052\u307e\u3059\u3002Glide Path\u9762\u3067\u306f\u3001\u82e5\u5e72Vanguard\u306e\u307b\u3046\u304c\u30ea\u30bf\u30a4\u30e4\u5e74\u3067Aggressive\u306a\u6295\u8cc7\u3067\u3059\u304c\u3001\u307b\u307c\u4f3c\u305f\u3088\u3046\u306a\u611f\u3058\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u5206\u6563\u306e\u5ea6\u5408\u3044<\/h2>\n

\u3053\u306e2\u793e\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306e\u5206\u6563\u306e\u5ea6\u5408\u3044\u3092\u6bd4\u3079\u3066\u307f\u307e\u3057\u305f\u3002Vanguard\u306f\uff14\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u3001Schwab\u306f\uff17\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3057\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u30d5\u30a1\u30f3\u30c9\u306e\u6570\u304c\u591a\u3044\u304b\u3089\u3068\u8a00\u3063\u3066\u5fc5\u305a\u3057\u3082\u5206\u6563\u304c\u5927\u304d\u3044\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5b9f\u969b\u3001\u305d\u308c\u305e\u308c\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u7dcf\u5408\u3067\u3044\u304f\u3064\u306e\u7a2e\u985e\u306e\u682a\u5f0f\u3068\u50b5\u5238\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u304b\u3092\u8abf\u3079\u3066\u307f\u308b\u3068\u3002\u3002<\/p>\n

\"\"<\/p>\n

\u306a\u3093\u3068Vanguard\u306fSchwab\u306e2\u500d\u5f31\u306e\u682a\u5f0f\u6570\u30013.5\u500d\u5f31\u306e\u50b5\u6a29\u6570\u306b\u5206\u6563\u3057\u3066\u3044\u307e\u3059\u3002\u5206\u6563\u6295\u8cc7\u3068\u3044\u3046\u9762\u3067\u306fVanguard\u304c\u5927\u5e45\u306b\u5148\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u30ab\u30b9\u30bf\u30de\u30fc\u30b5\u30fc\u30d3\u30b9<\/h2>\n

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\u3053\u3053\u3067\u306e\u8ecd\u914d\u306fSchwab\u306b\u4e0a\u304c\u308a\u307e\u3059\u3002Schwab\u306e\u30ab\u30b9\u30bf\u30de\u30fc\u30b5\u30fc\u30d3\u30b9\u306f\u304b\u306a\u308a\u3088\u3044\u30ec\u30d3\u30e5\u30fc\u3092\u53d7\u3051\u3066\u3044\u307e\u3059\u3002Schwab\u306f\u652f\u5e97\u304c\u3042\u308a\u3001\u51fa\u5411\u3044\u3066\u884c\u3063\u3066\u8cea\u554f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u304c\u3001Vanguard\u306f\u652f\u5e97\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u96fb\u8a71\u3067\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u983c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u6570\u3042\u308b\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u306e\u4e2d\u3067\u3082\u3001Vanguard\u306f\u552f\u4e00\u3001\u30d5\u30a1\u30f3\u30c9\u30aa\u30fc\u30ca\u30fc\u3067\u3042\u308b\u6295\u8cc7\u5bb6\u304c\u9593\u63a5\u7684\u306bVanguard\u793e\u306e\u30aa\u30fc\u30ca\u30fc\u3067\u3082\u3042\u308b\u3068\u3044\u3046\u3001\u201cMutual Company(\u76f8\u4e92\u4f1a\u793e)\u201d\u306e\u5f62\u614b\u3092\u3068\u3063\u3066\u304a\u308a\u3001\u6295\u8cc7\u5bb6\u306e\u5229\u76ca\u512a\u5148\u3092\u7b2c\u4e00\u306b\u3067\u304d\u308b\u3068\u3044\u3046\u5927\u304d\u306a\u5229\u70b9\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u53cd\u9762\u3001\u975e\u55b6\u5229\u4f1a\u793e\u3067\u3059\u306e\u3067\u3001\u5229\u6f64\u8ffd\u6c42\u306e\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3084\u30b5\u30fc\u30d3\u30b9\u3068\u3044\u3046\u3068\u3053\u308d\u3067\u306f\u9045\u308c\u304c\u3042\u308b\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002\u30aa\u30f3\u30e9\u30a4\u30f3\u6a5f\u80fd\u3082\u62e1\u5145\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u975e\u5e38\u306b\u4f7f\u3044\u3084\u3059\u3044\u304b\u3068\u3044\u3046\u3068\u305d\u3046\u3067\u3082\u306a\u3044\u3068\u3053\u308d\u304c\u305f\u304f\u3055\u3093\u3042\u308b\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001Schwab\u306f\u5229\u76ca\u8ffd\u6c42\u306e\u666e\u901a\u306e\u4f1a\u793e\u3067\u3059\u304b\u3089\u3001\u4f7f\u3044\u3084\u3059\u3055\u3068\u30b5\u30dd\u30fc\u30c8\u3067\u306f\u5145\u5b9f\u3057\u3066\u3044\u308b\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002<\/p>\n

\u306a\u304a\u3001Schwab\u306e0.08\uff05\u306e\u624b\u6570\u6599\u3067\u3059\u304c\u3001\u3053\u308c\u306f\u5b9f\u8cea\u306e\u624b\u6570\u6599\u306f0.14%\u7a0b\u5ea6\u3067\u3042\u308b\u3068\u3053\u308d\u3001\u610f\u56f3\u7684\u306b0.08%\u306b\u4e0a\u9650\u8a2d\u5b9a\u3092\u3057\u3066\u4e0b\u3052\u3066\u3044\u308b\u3082\u306e\u3067\u3059\u3002\u304a\u305d\u3089\u304fVanguard\u306b\u5bfe\u6297\u3059\u308b\u610f\u5473\u3067\u6226\u7565\u7684\u306b\u3057\u3066\u3044\u308b\u3053\u3068\u3067\u3057\u3087\u3046\u304c\u3001\u3053\u308c\u304c\u5c06\u6765\u7684\u306b\u3082\u7d99\u7d9a\u7684\u306b\u671f\u5f85\u3067\u304d\u308b\u304b\u3092\u5371\u60e7\u3059\u308b\u58f0\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u307e\u3068\u3081\u307e\u3059\u3068\u3001\u4e16\u754c\u5206\u6563\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u89b3\u70b9\u304b\u3089\u3059\u308b\u3068Vanguard\u306e\u307b\u3046\u304c\u3088\u3044\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u304c\u3001\u305f\u3060\u3001\u624b\u6570\u6599\u304c0.06~0.07\uff05\u307b\u3069\u5b89\u3044Schwab\u306f\u9b45\u529b\u3067\u3082\u3042\u308a\u307e\u3059\u3002\u3068\u304f\u306b\u6295\u8cc7\u984d\u304c\u5897\u3048\u308b\u3068\u3001\u305f\u3068\u3048\u3070$500,000\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306a\u3089\u3001\u5e74\u9593$300~$350\u306e\u5dee\u306b\u306a\u308a\u307e\u3059\u3002\u79c1\u306f\u500b\u4eba\u7684\u306b\u306f\u3001Vanguard\u306eMutual Company\u306e\u7406\u5ff5\u304c\u597d\u304d\u3067\u4f1a\u793e\u3092\u5168\u9762\u7684\u306b\u4fe1\u983c\u3057\u3066\u3044\u308b\u306e\u3068\u3001\u4e16\u754c\u5206\u6563\u6295\u8cc7\u306e\u30d1\u30ef\u30fc\u3082\u4fe1\u3058\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u5c11\u3005\u624b\u6570\u6599\u304c\u4e0a\u304c\u3063\u3066\u3082Vanguard\u3092\u9078\u3073\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u304c\u3001\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304c\u5927\u304d\u304f\u306a\u3063\u3066\u3001\u624b\u6570\u6599\u304c\u6c17\u306b\u306a\u308b\u3068\u3044\u3046\u5834\u5408\u306fSchwab\u3092\u9078\u3076\u306e\u3082\u7406\u306b\u9069\u3046\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

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