![\"CD_41_Age_Gap_Retirement_700px_v4_0127\"](\"https:\/\/www.nerdwallet.com\/assets\/blog\/wp-content\/uploads\/2017\/02\/age-gap-retirement-edit.png\")
\nVia: NerdWallet<\/a><\/p>\n
\u3088\u308a\u591a\u304f\u306e\u682a\u5f0f\u6bd4\u7387\u304c\u5fc5\u8981\u306b\u306a\u308b<\/h2>\n
\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5e74\u304c\u8fd1\u3065\u304f\u306b\u3064\u308c\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6295\u8cc7\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u4e2d\u306e\u682a\u5f0f\u6bd4\u7387\u306f\u4e0b\u3052\u3066\u3044\u304f\u306e\u304c\u30c6\u30ad\u30b9\u30c8\u30d6\u30c3\u30af\u7684\u306a\u8003\u3048\u65b9\u3067\u3059\u3002\u82e5\u3044\u3053\u308d\u306f90\uff05\u4ee5\u4e0a\u3092\u682a\u5f0f\u306b\u5272\u308a\u632f\u3063\u3066\u30ea\u30b9\u30af\u3092\u3068\u3063\u3066\u904b\u7528\u3057\u3066\u3082\u554f\u984c\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3068\u3048\u5927\u304d\u304f\u5024\u304c\u4e0b\u304c\u308b\u5e74\u304c\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u3053\u308c\u304b\u3089\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u307e\u306730\u5e74\u300140\u5e74\u3042\u308b\u306e\u306a\u3089\u3001\u4e0b\u304c\u3063\u305f\u5206\u3092\u53d6\u308a\u623b\u3057\u3066\u3055\u3089\u306b\u5897\u3084\u3059\u671f\u9593\u304c\u5341\u5206\u306b\u3042\u308b\u304b\u3089\u3067\u3059\u3002\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u304c\u8fd1\u304f\u306a\u308b\u3068\u3001\u8cc7\u91d1\u3092\u5f15\u304d\u51fa\u3059\u307e\u3067\u306e\u671f\u9593\u304c\u77ed\u304f\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u306a\u306e\u3067\u3001\u5e02\u5834\u306e\u9a30\u843d\u306e\u5f71\u97ff\u3092\u30d5\u30eb\u306b\u53d7\u3051\u306a\u3044\u3088\u3046\u50b5\u5238\u6bd4\u7387\u3092\u4e0a\u3052\u3066\u904b\u7528\u3057\u3066\u3044\u304d\u307e\u3059\u3002\u8003\u3048\u65b9\u306b\u3088\u3063\u3066\u307e\u3061\u307e\u3072\u3067\u3059\u304c\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6642\u306b\u306f\u682a\u5f0f\u6bd4\u7387\u306f55\uff05~60%\u3042\u305f\u308a\u307e\u3067\u4e0b\u3052\u308b\u306e\u304c\u4e3b\u6d41\u306e\u8003\u3048\u65b9\u3067\u3059\u3002<\/p>\n
\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u5e74\u9f62\u5dee\u306e\u3042\u308b\u592b\u5a66\u3067\u306f\u3001\u3072\u3068\u308a\u304c65\u6b73\u3067\u3082\u3082\u3046\u4e00\u4eba\u306f55\u6b73\u3068\u3044\u3046\u3088\u3046\u306a\u3053\u3068\u306b\u306a\u308a\u300165\u6b73\u306e\u914d\u5076\u8005\u306f\u5bff\u547d\u309295\u6b73\u3068\u3059\u308c\u3070\u305d\u3053\u304b\u308930\u5e74\u9593\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308c\u3070\u3044\u3044\u308f\u3051\u3067\u3059\u304c\u300155\u6b73\u306e\u914d\u5076\u8005\u306f40\u5e74\u306e\u751f\u6d3b\u8cbb\u3092\u78ba\u4fdd\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u5e74\u9f62\u5dee\u306e\u5927\u304d\u3044\u592b\u5a66\u3067\u306f\u3001\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u671f\u9593\u304c\u3053\u306e\u3088\u3046\u306b\u9577\u671f\u5316\u3059\u308b\u308f\u3051\u3067\u3001\u9650\u3089\u308c\u305f\u8cc7\u91d1\u3067\u30de\u30cd\u30fc\u30b8\u3057\u3088\u3046\u3068\u3059\u308b\u5834\u5408\u3001\u3069\u3046\u3057\u3066\u3082\u682a\u5f0f\u6bd4\u7387\u3092\u4e0a\u3052\u3066\u904b\u7528\u3059\u308b\u3053\u3068\u304c\u4e0d\u53ef\u6b20\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n
\u5e74\u9f62\u306e\u9ad8\u3044\u914d\u5076\u8005\u7528\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3068\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u7528\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3068\u3092\u5225\u306b\u3057\u3066\u3001\u3068\u308b\u30ea\u30b9\u30af\u3092\u5225\u3005\u306b\u8a2d\u5b9a\u3057\u3066\u904b\u7528\u3057\u3001\u524d\u8005\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304b\u3089\u5148\u306b\u5f15\u304d\u51fa\u3057\u3092\u3057\u3001\u5f8c\u8005\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306f\u624b\u4ed8\u304b\u305a\u306e\u307e\u307e\u904b\u7528\u3057\u7d9a\u3051\u308b\u3068\u3044\u3046\u3088\u3046\u306a\u7b56\u3082\u5fc5\u8981\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002\u3068\u306b\u304b\u304f\u3001\u3072\u3068\u308a\u304c\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u6642\u671f\u5c1a\u65e9\u306b\u3042\u307e\u308a\u306b\u5b89\u5168\u904b\u7528\u306b\u5207\u308a\u66ff\u3048\u306a\u3044\u3053\u3068\u304c\u5fc5\u8981\u3067\u3057\u3087\u3046\u3002<\/p>\n
\u5f15\u304d\u51fa\u3057\u984d\u306e\u30de\u30cd\u30fc\u30b8\u30e1\u30f3\u30c8<\/h2>\n
\u307e\u305f\u3001\u3044\u304f\u3089\u5f15\u304d\u51fa\u3059\u304b\u306b\u3064\u3044\u3066\u3082\u3001\u8003\u616e\u3092\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u8cc7\u91d1\u306e\u5927\u304d\u3055\u304c\u540c\u3058\u3060\u3063\u305f\u5834\u5408\u3001\u4f3c\u305f\u3088\u3046\u306a\u5e74\u9f62\u540c\u58eb\u306e\u592b\u5a66\u3088\u308a\u3082\u4fdd\u5b88\u7684\u306a\u5f15\u304d\u51fa\u3057\u984d\u3092\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u3082\u5fc5\u8981\u3067\u3057\u3087\u3046\u3002\u592b\u5a66\u305d\u308d\u3063\u3066\u30ea\u30bf\u30a4\u30e4\u3057\u305f\u3044\u3068\u3044\u3046\u601d\u3044\u306f\u5f37\u3044\u3068\u601d\u3044\u307e\u3059\u304c\u3001\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u306e\u5bff\u547d\u307e\u3067\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u304c\u3082\u3064\u306e\u304b\u3069\u3046\u304b\u306e\u3042\u3089\u304b\u3058\u3081\u306e\u78ba\u8a8d\u306f\u5fc5\u8981\u3067\u3059\u3002\u3082\u3057\u96e3\u3057\u3044\u3068\u3044\u3046\u7d50\u679c\u306a\u3089\u3070\u3001\u4e00\u5ea6\u306b\u4e8c\u4eba\u3057\u3066\u4ed5\u4e8b\u3092\u3084\u3081\u3066\u3057\u307e\u3046\u306e\u3067\u306f\u306a\u304f\u3066\u3001\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3092\u9045\u3089\u3057\u305f\u308a\u3001\u3042\u308b\u3044\u306f\u3075\u305f\u308a\u3068\u3082\u5f53\u9762\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u3067\u7d9a\u3051\u3066\u3042\u308b\u7a0b\u5ea6\u306e\u53ce\u5165\u3092\u78ba\u4fdd\u3059\u308b\u306a\u3069\u306e\u300c\u30bd\u30d5\u30c8\u30e9\u30f3\u30c7\u30a3\u30f3\u30b0\u300d\u7684\u306a\u63aa\u7f6e\u3092\u3068\u308b\u3068\u3001\u8cc7\u91d1\u67af\u6e07\u3092\u9632\u3050\u52b9\u679c\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n
\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u306f\u8cc7\u91d1\u7684\u306a\u554f\u984c\u3060\u3051\u3067\u306a\u304f\u3001\u304a\u4e92\u3044\u6642\u9593\u3092\u3069\u3046\u904e\u3054\u3059\u304b\u3068\u3044\u3046\u3088\u3046\u306a\u8cea\u7684\u306a\u554f\u984c\u3082\u304b\u304b\u308f\u3063\u3066\u304d\u307e\u3059\u306e\u3067\u3001\u3042\u3089\u304b\u3058\u3081\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u306b\u5bfe\u3059\u308b\u305d\u308c\u305e\u308c\u306e\u30a4\u30e1\u30fc\u30b8\u3092\u8a71\u3057\u5408\u3044\u306a\u304c\u3089\u3001\u8cc7\u91d1\u3068\u751f\u6d3b\u306e\u8cea\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u3069\u3046\u3068\u3063\u3066\u3044\u304f\u304b\u306e\u8a08\u753b\u3082\u5927\u5207\u3067\u3059\u3002<\/p>\n
\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306f\u30fb\u30fb\u30fb<\/h2>\n
\u5e74\u9f62\u304c\u9ad8\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u304c\u3088\u308a\u9ad8\u6240\u5f97\u306e\u5834\u5408\u3001\u6700\u9ad870\u6b73\u307e\u3067\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u53d7\u7d66\u3092\u5f85\u3064\u3053\u3068\u3001\u3042\u308b\u3044\u306f\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u7d0d\u3081\u3066\u3044\u308b\u52b4\u50cd\u671f\u9593\u304c35\u5e74\u306b\u6e80\u305f\u306a\u3044\u306a\u3089\u306a\u308b\u3079\u304f\u9577\u304f\u50cd\u304f\u3053\u3068\u3067\u3001\u5c06\u6765\u3082\u3089\u3048\u308b\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u3092\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\u3059\u308b\u3068\u3044\u3046\u5bfe\u7b56\u304c\u52b9\u679c\u7684\u3067\u3059\u3002\u3053\u308c\u306f\u5e74\u9f62\u5dee\u304c\u3042\u308d\u3046\u3068\u306a\u304b\u308d\u3046\u3068\u3069\u3093\u306a\u5834\u5408\u3067\u3082\u52b9\u679c\u7684\u306a\u7b56\u3067\u3059\u304c\u3001\u3068\u304f\u306b\u5e74\u9f62\u5dee\u304c\u3042\u308b\u5834\u5408\u3001\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u304c\u5bff\u547d\u3092\u5168\u3046\u3059\u308b\u307e\u3067\u3088\u308a\u9577\u671f\u9593\u3001\u3088\u308a\u9ad8\u3044\u5e74\u91d1\u53ce\u5165\u3092\u78ba\u4fdd\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u308b\u306e\u3067\u3001\u5927\u304d\u306a\u5a01\u529b\u3092\u767a\u63ee\u3057\u307e\u3059\u3002<\/p>\n
\u5065\u5eb7\u4fdd\u967a\u3092\u3069\u3046\u78ba\u4fdd\u3059\u308b\u304b\u3082\u809d\u5fc3<\/h2>\n
\u5e74\u9f62\u306e\u9ad8\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u306f65\u6b73\u304b\u3089\u30e1\u30c7\u30a3\u30b1\u30a2\u3067\u30ab\u30d0\u30fc\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u306f\u4e00\u7dd2\u306b\u30e1\u30c7\u30a3\u30b1\u30a2\u304c\u4f7f\u3048\u307e\u305b\u3093\u3002\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u304c\u96c7\u7528\u4e3b\u63d0\u4f9b\u306e\u5065\u5eb7\u4fdd\u967a\u3067\u30ab\u30d0\u30fc\u3055\u308c\u308b\u5834\u5408\u306f\u554f\u984c\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u5148\u306b\u30ea\u30bf\u30a4\u30e4\u3059\u308b\u65b9\u306e\u914d\u5076\u8005\u306e\u96c7\u7528\u4e3b\u4fdd\u967a\u3067\u30ab\u30d0\u30fc\u3055\u308c\u3066\u3044\u305f\u5834\u5408\u306f\u3001\u3042\u3089\u305f\u306b\u500b\u4eba\u7684\u306b\u5065\u5eb7\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u8cbb\u7528\u306f\u4f4f\u3080\u5834\u6240\u3084\u4fdd\u967a\u5185\u5bb9\u306b\u3088\u308a\u9ad8\u984d\u306b\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u300110\u5e74\u3068\u3044\u3046\u9577\u3044\u671f\u9593\u306b\u306a\u308c\u3070\u304b\u306a\u308a\u307e\u3068\u307e\u3063\u305f\u984d\u306e\u304a\u91d1\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u3042\u3089\u304b\u3058\u3081\u4e88\u671f\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
RMD\u3068\u3064\u304d\u3042\u3046<\/h2>\n
Required Minimum Distribution(RMD)\u306f\u3001401(k)\u3084Traditional IRA\u306a\u3069\u306e\u6240\u5f97\u7a0e\u63a7\u9664\u3067\u7a4d\u7acb\u3066\u308b\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u53e3\u5ea7\u306b\u304a\u3044\u3066\u8ab2\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u3067\u300170\u6b73\u534a\uff082019\u5e74\u672bSECURE ACT\u306b\u306672\u6b73\u306b\u5909\u66f4\uff09\u306b\u306a\u3063\u305f\u6642\u70b9\u3067\u3001\u5fc5\u8981\u3068\u5fc5\u8981\u3067\u306a\u3044\u3068\u306b\u95a2\u308f\u3089\u305a\u3001\u305d\u306e\u6642\u70b9\u306e\u4e88\u60f3\u5bff\u547d\u306b\u5fdc\u3058\u3066\u8a08\u7b97\u3055\u308c\u308b\u3001\u5f15\u304d\u3060\u3055\u306d\u3070\u306a\u3089\u306a\u3044\u6700\u4f4e\u9650\u306e\u984d\u306e\u3053\u3068\u3067\u3059\u3002\u5e74\u9f62\u306e\u9ad8\u3044\u914d\u5076\u8005\u304c70\u6b73\u534a\u306b\u306a\u3063\u305f\u6642\u70b9\u3067\u3001\u8a72\u5f53\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u305f\u5834\u5408\u306fRMD\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u592b\u5a66\u306e\u5e74\u9f62\u304c10\u6b73\u4ee5\u4e0a\u3042\u308b\u5834\u5408\u306b\u306f\u3001RMD\u306e\u984d\u304c\u82e5\u5e72\u5c11\u306a\u304f\u3066\u6e08\u3080\u3068\u3044\u3046\u30eb\u30fc\u30eb\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
\u305f\u3068\u3048\u3070\u3001$500,000\u306e\u30d0\u30e9\u30f3\u30b9\u304c\u3042\u308b401(k)\u53e3\u5ea7\u3067\u3001\u592b\u5a66\u3068\u3082\u306b70\u6b73\u534a\u306e\u5834\u5408\u3001\u521d\u5e74\u5ea6\u306eRMD\u306f$18,200\u307b\u3069\u3067\u3059\u304c\u3001\u914d\u5076\u8005\u304c10\u6b73\u82e5\u3044\u3068$18,000\u5f31\u3067OK\u3067\u3059\u3002\u5fae\u3005\u305f\u308b\u5dee\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u5f15\u304d\u51fa\u3057\u306f\u5c11\u306a\u3044\u307b\u3046\u304c\u3088\u3044\u306e\u3067\u3001\u5f15\u304d\u51fa\u3055\u305a\u306b\u6e08\u3080\u3082\u306e\u306f\u305d\u306e\u307e\u307e\u904b\u7528\u3057\u307e\u3059\u3002<\/p>\n
\u307e\u305f\u3001\u5f15\u304d\u51fa\u3055\u306d\u3070\u306a\u3089\u306a\u304b\u3063\u305fRMD\u3082\u3001\u3082\u3057\u3082\u5168\u90e8\u4f7f\u308f\u306a\u3044\u3067\u751f\u6d3b\u3067\u304d\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u4f59\u5270\u5206\u306f\u6295\u8cc7\u904b\u7528\u306b\u623b\u3057\u3066\u3084\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002RMD\u3067\u5f15\u304d\u51fa\u3059\u3068\u5168\u984d\u6240\u5f97\u7a0e\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u304c\u3001\u3082\u3057\u3082\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u304c\u307e\u3060\u50cd\u3044\u3066\u3044\u3066401(k)\u3084Traditional IRA\u306b\u3088\u308a\u591a\u304f\u306e\u7a4d\u307f\u7acb\u3066\u3092\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u305f\u3089\u3001\u305d\u306e\u5206\u306f\u6240\u5f97\u7a0e\u63a7\u9664\u306b\u306a\u308a\u3001\u7a0e\u52b9\u679c\u304c\u3042\u308b\u7a0b\u5ea6\u76f8\u6bba\u3067\u304d\u308b\u3068\u3068\u3082\u306b\u3001\u4e0d\u8981\u306a\u4f59\u5270\u91d1\u306f\u9577\u671f\u6295\u8cc7\u306b\u307e\u308f\u3057\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u306b\u52a0\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3042\u308b\u3044\u306f\u3001\u6240\u5f97\u7a0e\u63a7\u9664\u306b\u306f\u305b\u305a\u3001Roth\u3000IRA\u306b\u5165\u308c\u308c\u3070\u3001\u5c06\u6765\u306f\u975e\u8ab2\u7a0e\u3067\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u6240\u5f97\u304c\u306a\u3044\u306e\u3067401(k)\u3084IRA\u306b\u306f\u7a4d\u7acb\u3066\u3089\u308c\u306a\u3044\u5834\u5408\u306f\u3001\u3075\u3064\u3046\u306e\u8ab2\u7a0e\u53e3\u5ea7\u3067\u69cb\u308f\u306a\u3044\u306e\u3067\u6295\u8cc7\u30fb\u8caf\u84c4\u306b\u56de\u3059\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n
\u30da\u30f3\u30b7\u30e7\u30f3\u304c\u3042\u308b\u306a\u3089\u3042\u308a\u304c\u305f\u3044<\/h2>\n
\u96c7\u7528\u4e3b\u306e\u30da\u30f3\u30b7\u30e7\u30f3\u304c\u671f\u5f85\u3067\u304d\u308b\u4eba\u306f\u3001Joint-and-survivor\u5e74\u91d1\u306e\u5f62\u614b\u3092\u9078\u3076\u306e\u304c\u975e\u5e38\u306b\u5fc3\u5f37\u3044\u65b9\u6cd5\u3067\u3059\u3002\u591a\u304f\u306e\u5834\u5408\u3001\u30da\u30f3\u30b7\u30e7\u30f3\u306e\u53d7\u53d6\u308a\u6cd5\u306b\u306f\u3044\u304f\u3064\u304b\u306e\u5f62\u614b\u304c\u63d0\u4f9b\u3055\u308c\u3066\u304a\u308a\u3001\uff11\uff09\u4e00\u62ec\u3067\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3001\uff12\uff09\u672c\u4eba\u306e\u751f\u6daf\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3001\uff13\uff09\u672c\u4eba\u304b\u914d\u5076\u8005\u304b\u3069\u3061\u3089\u304b\u751f\u304d\u3066\u3044\u308b\u9650\u308a\u751f\u6daf\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3001\uff14\uff09\u672c\u4eba\u304c\u6b7b\u4ea1\u3057\u3066\u3082\u3001\u914d\u5076\u8005\u306f\u672c\u4eba\u5e74\u91d1\u306e75\uff05\u53d7\u3051\u53d6\u308b\u3001\uff15\uff09\u672c\u4eba\u304c\u6b7b\u4ea1\u3057\u3066\u3082\u3001\u914d\u5076\u8005\u306f\u672c\u4eba\u5e74\u91d1\u306e50\uff05\u53d7\u3051\u53d6\u308b\u30fb\u30fb\u306a\u3069\u306e\u5f62\u614b\u304c\u3042\u308a\u307e\u3059\u3002\u53d7\u3051\u53d6\u308b\u5e74\u91d1\u984d\u306f\u3001\u4e88\u60f3\u5bff\u547d\u306a\u3069\u3092\u9451\u307f\u3066\u8a08\u7b97\u3055\u308c\u307e\u3059\u304c\u3001\uff14\uff09\u3084\uff15\uff09\u306e\u9078\u629e\u80a2\u3092\u9078\u3093\u3067\u304a\u304f\u3068\u3001\u82e5\u3044\u307b\u3046\u306e\u914d\u5076\u8005\u304c\u6b8b\u3055\u308c\u3066\u3082\u305d\u306e\u751f\u6daf\u3001\u6c7a\u307e\u3063\u305f\u5e74\u91d1\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u306e\u3067\u3001\u975e\u5e38\u306b\u5fc3\u5f37\u3044\u3068\u3044\u3048\u307e\u3057\u3087\u3046\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u5168\u7c73\u306e\u592b\u5a66\u306e\u5e74\u9f62\u5dee\u306e\u5e73\u5747\u5024\u306f2.3\u5e74\u3060\u305d\u3046\u3067\u3059\u300277\uff05\u306e\u30ab\u30c3\u30d7\u30eb\u3067\u3001\u592b\u5a66\u306e\u5e74\u9f62\u5dee\u306f5\u5e74\u4ee5\u5185\u3060\u305d\u3046\u3067\u3059\u304c\u3001\u4e00\u65b9\u306710\u6b73\u4ee5\u4e0a\u306e\u5dee\u304c\u3042\u308b\u592b\u5a66\u308210\uff05\u5b58\u5728\u3059\u308b\u3088\u3046\u3067\u3059\u3002\u521d\u5a5a\u306e\uff15\uff05\u3001\u518d\u5a5a\u306e20\uff05\u306710\u6b73\u4ee5\u4e0a\u306e\u5e74\u9f62\u5dee\u304c\u5831\u544a\u3055\u308c\u3066\u3044\u307e […]<\/p>\n","protected":false},"author":1,"featured_media":4330,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[36,38],"tags":[],"class_list":["post-4382","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-retirement"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/03\/pexels-photo-346807.jpeg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-18G","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=4382"}],"version-history":[{"count":2,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4382\/revisions"}],"predecessor-version":[{"id":5194,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4382\/revisions\/5194"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/4330"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=4382"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=4382"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=4382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}