\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u6e96\u5099\u306b\u4f7f\u308f\u308c\u308bIRA\u53e3\u5ea7\u306f\u3001\u5e74\u9593\u306e\u7a4d\u307f\u7acb\u3066\u9650\u5ea6\u304c50\u6b73\u307e\u3067\u306a\u3089$5,500\u300150\u6b73\u4ee5\u4e0a\u306a\u3089$6,500\uff082018\u5e74\uff09\u3068\u6c7a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u7a4d\u307f\u7acb\u3066\u306e\u9650\u5ea6\u984d\u3084\u7a0e\u63a7\u9664\u304c\u53d7\u3051\u3089\u308c\u308b\u984d\u306f\u3001\u8077\u5834\u3067\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5236\u5ea6\u306e\u6709\u7121\u3001\u6240\u5f97\u306b\u3088\u3063\u3066\u3082\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002\u3082\u3057\u3082\u3001\u9650\u5ea6\u3092\u8d85\u3048\u3066\u7a4d\u307f\u7acb\u3066\u3092\u3057\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u3069\u3046\u3059\u308c\u3070\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n
IRA\u306e\u7a4d\u307f\u7acb\u3066\u306e\u671f\u9650\u306f\u3001\u7fcc\u5e74\u306e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u306e\u671f\u9650\uff08\u901a\u5e384\u670815\u65e5\uff09\u3067\u3059\u3002\u305f\u3068\u3048\u30702018\u5e74\u306eIRA\u7a4d\u307f\u7acb\u3066\u306f\u30012019\u5e74\u306e4\u670815\u65e5\u307e\u3067\u306b\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u4e00\u5e74\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3092\u632f\u308a\u8fd4\u308a\u3001\u4f59\u5270\u91d1\u304c\u3042\u3063\u305f\u306e\u3067\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3092\u4f5c\u6210\u3059\u308b\u6642\u671f\u306b\u5408\u308f\u305bIRA\u306e\u7a4d\u307f\u7acb\u3066\u3092\u884c\u3046\u3068\u3044\u3046\u65b9\u306f\u3001\u6628\u5e74\u4e00\u5e74\u306e\u53ce\u5165\u304c\u3044\u304f\u3089\u304b\u3068\u3044\u3046\u60c5\u5831\u3092\u624b\u5143\u306b\u8a08\u753b\u7684\u306b\u7a4d\u307f\u7acb\u3066\u304c\u884c\u3048\u307e\u3059\u306e\u3067\u3001\u9650\u5ea6\u984d\u3092\u6b63\u78ba\u306b\u5b88\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4e00\u65b9\u3067\u30012018\u5e74\u304c\u660e\u3051\u3066\u3059\u3050\u306b\u30012018\u5e74\u5206\u306eIRA\u7a4d\u307f\u7acb\u3066\u3092\u65e9\u3005\u3068\u6e08\u307e\u3059\u4eba\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u3002\u3068\u3053\u308d\u304c\u3001\u305d\u306e\u5f8c\u5e78\u904b\u306b\u30822018\u5e74\u306e\u53ce\u5165\u304c\u30a2\u30c3\u30d7\u3057\u305f\u3001\u3042\u308b\u3044\u306f\u601d\u3044\u304c\u3051\u306a\u3044\u30dc\u30fc\u30ca\u30b9\u304c\u51fa\u305f\u306a\u3069\u3001\u6700\u7d42\u7684\u306bIRA\u7a4d\u307f\u7acb\u3066\u306e\u9650\u5ea6\u984d\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u3048\u307e\u3059\u3002\u307e\u305f\u3001\u5358\u306b\u8907\u6570\u53e3\u5ea7\u3067\u9593\u9055\u3048\u3066\u7a4d\u307f\u7acb\u3066\u3092\u3057\u3066\u3057\u307e\u3063\u305f\u3068\u304b\u3001\u8a08\u7b97\u9593\u9055\u3044\u3067\u9650\u5ea6\u984d\u3092\u8d85\u3048\u3066\u3057\u307e\u3046\u5834\u5408\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n
IRA\u306f\u7a0e\u512a\u9047\u306e\u3042\u308b\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u53e3\u5ea7\u3067\u3059\u304b\u3089\u3001\u9650\u5ea6\u984d\u3092\u8d85\u3048\u305f\u5229\u7528\u306b\u3064\u3044\u3066\u306f\u5e74\u9593\uff16\uff05\u306e\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u8ab2\u305b\u3089\u308c\u307e\u3059\u3002\u3053\u306e\uff16\uff05\u306f\u3001\u8d85\u3048\u305f\u7a4d\u307f\u7acb\u3066\u5206\u304c\u4f55\u3089\u304b\u306e\u5f62\u3067\u4fee\u6b63\u3055\u308c\u308b\u307e\u3067\u3001\u6bce\u5e74\u8ab2\u305b\u3089\u308c\u7d9a\u3051\u307e\u3059\u3002\u305f\u3060\u3001\u4fee\u6b63\u306e\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\u3089\u3001\u5fc3\u914d\u3059\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4ee5\u4e0b\u306b\u4fee\u6b63\u306e\u65b9\u6cd5\u3092\u307e\u3068\u3081\u307e\u3059\u3002<\/p>\n
<\/p>\n
Roth IRA\u3067\u306f\u3001\u5e74\u53ce\u306b\u5fdc\u3058\u3066\u3044\u304f\u3089\u307e\u3067\u7a4d\u307f\u7acb\u3066\u304c\u3067\u304d\u308b\u304b\u306e\u7a4d\u307f\u7acb\u3066\u9650\u5ea6\u984d\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n
\u9650\u5ea6\u984d\u3092\u8d85\u3048\u3066\u7a4d\u307f\u7acb\u3066\u305f\u5834\u5408\u306f\u3001\u4ee5\u4e0b\u306e\uff13\u3064\u306e\u3069\u308c\u304b\u3067\u8abf\u6574\u3092\u884c\u3044\u307e\u3059\u3002<\/p>\n
<\/p>\n
\uff11\uff0e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3092\u63d0\u51fa\u3059\u308b\u524d\u306b\u3001\u8d85\u904e\u5206\u3092\u5f15\u304d\u51fa\u3059<\/strong><\/p>\n 4\u670815\u65e5\u306e\u30bf\u30c3\u30af\u30b9\u30c3\u30ea\u30bf\u30fc\u30f3\u306e\u671f\u9650\u65e5\u304b\u3001\u3042\u308b\u3044Extension\uff08\u5ef6\u9577\uff09\u7533\u8acb\u3092\u3057\u305f\u5834\u5408\u306f\u300110\u670815\u65e5\u306e\u671f\u9650\u65e5\u307e\u3067\u306b\u3001\u8d85\u904e\u3057\u3066\u3044\u308b\u5206\u3092\u5f15\u304d\u51fa\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u5f15\u304d\u51fa\u3057\u305f\u5143\u672c\u306b\u4ed8\u968f\u3059\u308b\u5229\u56de\u308a\u90e8\u5206\u3082\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u8d85\u904e\u5206\u3068\u305d\u308c\u306b\u4ed8\u968f\u3059\u308b\u5229\u56de\u308a\u306e\u8a08\u7b97\u306f\u3001\u53e3\u5ea7\u3092\u7dad\u6301\u3057\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u306b\u554f\u3044\u5408\u308f\u305b\u308c\u3070\u8a08\u7b97\u3057\u3066\u304f\u308c\u307e\u3059\u3002<\/p>\n <\/p>\n \uff12\uff0e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u63d0\u51fa\u5f8c\u306a\u3089<\/strong>10\u670815\u65e5\u307e\u3067\u306b\u3001\u8d85\u904e\u5206\u3092\u5f15\u304d\u51fa\u3059<\/strong><\/p>\n \u77e5\u3089\u305a\u306b\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u306f\u6e08\u307e\u305b\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3067\u3082\u3001\u30b0\u30ec\u30fc\u30b9\u30d4\u30ea\u30aa\u30c9\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u306610\u670815\u65e5\u307e\u3067\u306b\u8d85\u904e\u5206\u3092\u5f15\u304d\u3060\u305b\u3070\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u306f\u514d\u308c\u307e\u3059\u3002\u5f15\u304d\u51fa\u3057\u984d\u306e\u8a08\u7b97\u306f\u4e0a\u3068\u540c\u3058\u3067\u3059\u3002\u305f\u3060\u3057\u3001\u5f15\u304d\u51fa\u3057\u305f\u65e8\u304c\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u306b\u6b63\u3057\u304f\u53cd\u6620\u3055\u308c\u308b\u3088\u3046\u3001Amended\uff08\u4fee\u6b63\uff09\u30ea\u30bf\u30fc\u30f3\u3092\u63d0\u51fa\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u4f1a\u8a08\u58eb\u3055\u3093\u306b\u304a\u9858\u3044\u3059\u308b\u304b\u3001TurboTax\u306a\u3069\u306e\u30bd\u30d5\u30c8\u3092\u304a\u4f7f\u3044\u306a\u3089\u3001\u63d0\u51fa\u3057\u305f\u30ea\u30bf\u30fc\u30f3\u3092\u3082\u3068\u306bAmended\u30ea\u30bf\u30fc\u30f3\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n <\/p>\n \uff13\uff0e\u7fcc\u5e74\u306e\u7a4d\u307f\u7acb\u3066\u5206\u306b\u5f53\u3066\u308b<\/strong><\/p>\n \u8d85\u904e\u5206\u3092\u5f15\u304d\u51fa\u3057\u305b\u305a\u3001\u305d\u306e\u307e\u307e\u53e3\u5ea7\u5185\u306b\u7f6e\u3044\u3066\u304a\u304d\u3001\u7fcc\u5e74\u306e\u7a4d\u307f\u7acb\u3066\u5206\u306b\u5f53\u3066\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u53e3\u5ea7\u306e\u3042\u308b\u91d1\u878d\u6a5f\u95a2\u306b\u3001\u8d85\u904e\u5206\u3092\u7fcc\u5e74\u306b\u9069\u7528\u3057\u305f\u3044\u65e8\u9023\u7d61\u3057\u3066\u624b\u7d9a\u304d\u3057\u307e\u3059\u3002\u3053\u308c\u306f\u5f15\u304d\u51fa\u3057\u306a\u3069\u9762\u5012\u306a\u3053\u3068\u304c\u306a\u304f\u3066\u697d\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u305f\u3060\u5f53\u5e74\u306b\u304a\u3044\u3066\u306f\u53e3\u5ea7\u306e\u4e2d\u306b\u8d85\u904e\u5206\u304c\u6b8b\u308a\u307e\u3059\u306e\u3067\u3001\u5f53\u5e74\u306f\u8d85\u904e\u5206\u306b\uff16\uff05\u306e\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u304b\u304b\u308a\u307e\u3059\uff08From 5329\uff09\u3002<\/p>\n \u8d85\u904e\u5206\u304c\u305f\u3044\u3057\u305f\u984d\u3067\u306f\u306a\u304f\u3001\uff16\uff05\u3092\u6255\u3063\u3066\u3082\u305d\u308c\u307b\u3069\u75db\u304f\u306a\u3044\u5834\u5408\u306b\u306f\u3088\u3044\u30aa\u30d7\u30b7\u30e7\u30f3\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n \u00a0<\/strong><\/p>\n \uff14\uff0e\u8d85\u904e\u5206\u3092<\/strong>Traditional IRA\u306b\u5909\u66f4\uff08Recharacterize\uff09\u3059\u308b<\/strong><\/p>\n Roth IRA\u3067\u7a4d\u307f\u7acb\u3066\u3066\u3057\u307e\u3063\u305f\u304c\u3001\u9650\u5ea6\u984d\u3092\u8d85\u904e\u3057\u3066\u3044\u305f\u5206\u306f\u3001Traditional IRA\u306b\u7a4d\u307f\u7acb\u3066\u76f4\u3059\uff1dRecharacterize\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5177\u4f53\u7684\u306b\u306f\u3001\u8d85\u904e\u5206\u3068\u305d\u308c\u306b\u4ed8\u968f\u3059\u308b\u5229\u56de\u308a\u5206\u3092Roth IRA\u304b\u3089Traditional IRA\u3078\u30c8\u30e9\u30f3\u30b9\u30d5\u30a1\u30fc\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u30c8\u30e9\u30f3\u30b9\u30d5\u30a1\u30fc\u306f\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3067Form 8606(Non Deductible IRA)\u5831\u544a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u5831\u544a\u5f8c\u306f\u3053\u306e\u8d85\u904e\u5206\u306fTraditional IRA\u306b\u7a4d\u307f\u7acb\u3066\u305f\u3068\u307f\u306a\u3055\u308c\u307e\u3059\u3002<\/p>\n <\/p>\n Traditional IRA\u306e\u5834\u5408\u306e\u7a4d\u307f\u7acb\u3066\u9650\u5ea6\u984d\u306f\u3001\u5e38\u306b$5,500\uff0850\u6b73\u307e\u3067\uff09\/$6,500\uff0850\u6b73\u4ee5\u4e0a\uff09\uff082018\u5e74\uff09\u3067\u3059\uff08\u305f\u3060\u3057\u3001\u53ce\u5165\u304c\u3053\u308c\u3088\u308a\u5c11\u306a\u3051\u308c\u3070\u305d\u308c\u304c\u9650\u5ea6\uff09\u3002\u305f\u3060\u3001\u8077\u5834\u3067\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5236\u5ea6\u304c\u3042\u308b\u304b\u3068\u6240\u5f97\u306e\u5927\u304d\u3055\u306b\u3088\u3063\u3066\u3001\u3044\u304f\u3089\u307e\u3067\u304c\u6240\u5f97\u7a0e\u63a7\u9664\u306b\u306a\u308b\u304b<\/u>\u304c\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n \u7a4d\u307f\u7acb\u3066\u9650\u5ea6\u984d\u3068\u3001\u6240\u5f97\u7a0e\u63a7\u9664\u984d\u3068\u3092\u6df7\u540c\u3057\u306a\u3044\u3088\u3046\u306b\u3001\u5225\u3005\u306b\u8003\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n <\/p>\n \u307e\u305a\u7a4d\u307f\u7acb\u3066\u9650\u5ea6\u984d\u3092\u8d85\u3048\u3066\u7a4d\u307f\u7acb\u3066\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306f\u3001\u4e0a\u8a18Roth IRA\u3067\u306e\u5bfe\u51e6\u6cd5\u306e1\u304b\u3089\uff13\u304cTraditional IRA\u306b\u3082\u5f53\u3066\u306f\u307e\u308a\u307e\u3059\u3002<\/p>\n \uff11\uff0e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3092\u63d0\u51fa\u3059\u308b\u524d\u306b\u3001\u8d85\u904e\u5206\u3092\u5f15\u304d\u51fa\u3059<\/p>\n \uff12\uff0e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u63d0\u51fa\u5f8c\u306a\u308910\u670815\u65e5\u307e\u3067\u306b\u3001\u8d85\u904e\u5206\u3092\u5f15\u304d\u51fa\u3059<\/p>\n \uff13\uff0e\u7fcc\u5e74\u306e\u7a4d\u307f\u7acb\u3066\u5206\u306b\u5f53\u3066\u308b<\/p>\n <\/p>\n Traditional IRA\u306e\u5834\u5408\u306f\u3001\u7a4d\u307f\u7acb\u3066\u304c\uff08Non Deductible IRA\u3067\u306a\u3044\u9650\u308a\uff09\u6240\u5f97\u7a0e\u63a7\u9664\u3067\u884c\u308f\u308c\u3066\u3044\u308b\u306e\u3067\u3001\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3067\u5f15\u304d\u51fa\u3057\u305f\u5206\u3092\u6240\u5f97\u306b\u8db3\u3057\u623b\u3059\u4f5c\u696d\u306a\u3069\u3082\u5fc5\u8981\u3067\u3059\u3002\u4f1a\u8a08\u58eb\u3055\u3093\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n \u306a\u304a\u3001\u524d\u8ff0\u306e\u3068\u304a\u308a\u3001$5,500\/$6,500\u306e\u9650\u5ea6\u984d\u3092\u8d85\u3048\u3066\u3044\u306a\u304f\u3066\u3082\u3001\u8077\u5834\u3067\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5236\u5ea6\u304c\u3042\u308b\u304b\u3068\u6240\u5f97\u306e\u5927\u304d\u3055\u306b\u3088\u3063\u3066\u7a4d\u7acb\u984d\u306e\u5168\u984d\u304c\u6240\u5f97\u7a0e\u63a7\u9664\u306b\u306f\u306a\u3089\u306a\u3044<\/u>\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u306f\u3001\u9650\u5ea6\u984d\u3092\u8d85\u3048\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u306e\u3067\u3001\uff16\uff05\u306e\u30da\u30ca\u30eb\u30c6\u30a3\u3092\u5fc3\u914d\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305f\u3060\u3069\u3053\u307e\u3067\u304c\u63a7\u9664\u7bc4\u56f2\u3067\u3001\u3069\u3053\u304b\u3089\u306f\u63a7\u9664\u7bc4\u56f2\u3067\u306a\u3044\u304b\u3092\u898b\u6975\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u63a7\u9664\u306b\u306a\u308b\u984d\u3060\u3051\u3001\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u6642\u306bForm 1040\u306eLine 32\u3000IRA Deduction(2017\u5e74\u3067\u306fLine 32\u3067\u3059\u304c\u3001\u5e74\u306b\u3088\u3063\u3066Line \u756a\u53f7\u306f\u5909\u66f4\u306b\u306a\u308b\u3053\u3068\u3042\u308a)\u3067\u63a7\u9664\u3092\u53d7\u3051\u3001\u63a7\u9664\u306b\u306a\u3089\u306a\u3044\u7a4d\u7acb\u984d\u306b\u3064\u3044\u3066\u306f\u3001\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u6642\u306bForm 8606(Non Deductible IRA) \u3067\u5831\u544a\u3057\u307e\u3059\u3002<\/p>\n Form 8606\u3067\u3001\u975e\u63a7\u9664\u3067\u7a4d\u307f\u7acb\u3066\u305f\u984d\u3092\u5831\u544a\u3092\u3057\u3066\u304a\u304f\u3068\u3001\u5c06\u6765Traditional IRA\u304b\u3089\u5f15\u304d\u51fa\u3057\u3092\u3059\u308b\u3068\u304d\u3001\u901a\u5e38\u306f\u6240\u5f97\u7a0e\u304c\u304b\u304b\u308b\u3068\u3053\u308d\u3001\u5831\u544a\u5206\u306f\uff08\u4e00\u5ea6\u7a0e\u91d1\u3092\u6255\u3063\u3066\u3044\u308b\u306e\u3067\uff09\u975e\u8ab2\u7a0e\u3067\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u306e\u8a18\u9332\u7dad\u6301\u306f\u672c\u4eba\u306e\u8cac\u4efb\u3067\u3059\u3002<\/p>\n \u306a\u304a\u3001\u63a7\u9664\u5bfe\u8c61\u306eTraditional IRA\u3068\u975e\u63a7\u9664\u306eTraditional IRA(Non Deductible IRA\u3068\u3082\u547c\u3070\u308c\u308b)\u306f\u540c\u3058\u4e00\u3064\u306e\u53e3\u5ea7\u306b\u307e\u3068\u3081\u3066\u5165\u308c\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002Form8606\u3067\u3001\u7a4d\u7acb\u984d\u306e\u3069\u306e\u90e8\u5206\u304cnondeductible\u304b\u306f\u8a18\u9332\u304c\u6b8b\u308a\u307e\u3059\u306e\u3067\u3001\u5fc5\u8981\u306b\u5fdc\u3058deductible\u3068nondeductible\u90e8\u5206\u3092\u8a8d\u8b58\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5c06\u6765\u7684\u306b\u3001Non deductible\u7a4d\u307f\u7acb\u3066\u984d\u304c\u5927\u304d\u304f\u306a\u3063\u3066\u3044\u304f\u3088\u3046\u306a\u5834\u5408\u306f\u3001\u3075\u305f\u3064\u306e\u5225\u3005\u306e\u53e3\u5ea7\u306b\u3057\u3066\u304a\u3044\u305f\u307b\u3046\u304c\u7ba1\u7406\u304c\u7c21\u5358\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n","protected":false},"excerpt":{"rendered":" \u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u6e96\u5099\u306b\u4f7f\u308f\u308c\u308bIRA\u53e3\u5ea7\u306f\u3001\u5e74\u9593\u306e\u7a4d\u307f\u7acb\u3066\u9650\u5ea6\u304c50\u6b73\u307e\u3067\u306a\u3089$5,500\u300150\u6b73\u4ee5\u4e0a\u306a\u3089$6,500\uff082018\u5e74\uff09\u3068\u6c7a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u7a4d\u307f\u7acb\u3066\u306e\u9650\u5ea6\u984d\u3084\u7a0e\u63a7\u9664\u304c\u53d7\u3051\u3089\u308c\u308b\u984d\u306f\u3001\u8077\u5834\u3067\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u5236\u5ea6\u306e\u6709\u7121\u3001\u6240\u5f97\u306b\u3088\u3063\u3066\u3082\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002\u3082\u3057\u3082\u3001\u9650\u5ea6\u3092\u8d85\u3048\u3066\u7a4d\u307f\u7acb\u3066\u3092\u3057\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u3069\u3046\u3059\u308c\u3070\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f IRA\u306e\u7a4d\u307f\u7acb\u3066\u306e\u671f\u9650\u306f\u3001\u7fcc\u5e74\u306e\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u306e\u671f\u9650\uff08\u901a\u5e384\u670815\u65e5\uff09\u3067\u3059\u3002\u305f\u3068\u3048\u30702018\u5e74\u306eIRA\u7a4d\u307f\u7acb\u3066\u306f\u30012019\u5e74\u306e4\u670815\u65e5\u307e\u3067\u306b\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u4e00\u5e74\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3092\u632f\u308a\u8fd4\u308a\u3001\u4f59\u5270\u91d1\u304c\u3042\u3063\u305f\u306e\u3067\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3092\u4f5c\u6210\u3059\u308b\u6642\u671f\u306b\u5408\u308f\u305bIRA …<\/p>\n","protected":false},"author":1,"featured_media":3975,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36,62,38],"tags":[],"class_list":["post-4397","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-tax","category-retirement"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/SP-coin-and-pencils.jpg?fit=525%2C350&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-18V","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4397","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=4397"}],"version-history":[{"count":3,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4397\/revisions"}],"predecessor-version":[{"id":4489,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4397\/revisions\/4489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/3975"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=4397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=4397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=4397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Traditional IRA\u306e\u5834\u5408<\/h1>\n