{"id":4473,"date":"2018-08-21T09:43:54","date_gmt":"2018-08-21T17:43:54","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=4473"},"modified":"2018-08-16T15:44:19","modified_gmt":"2018-08-16T23:44:19","slug":"vanguard_owner","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/vanguard_owner\/","title":{"rendered":"Vanguard\u304c\u30c8\u30af\u30d9\u30c4\u306a\u308f\u3051\u30fc\u3042\u306a\u305f\u304c\u30aa\u30fc\u30ca\u30fc!"},"content":{"rendered":"

\u79c1\u306f\u81ea\u4ed6\u3068\u3082\u306b\u8a8d\u3081\u308bVanguard\u30d5\u30a1\u30f3\u3067\u3059\u3002\u81ea\u5206\u3067\u3082Vanguard\u3067\u6295\u8cc7\u3092\u3057\u3066\u3044\u307e\u3059\u3057\u3001\u304a\u5ba2\u3055\u3093\u306b\u3082\u53cb\u9054\u306b\u3082\u201cVanguard\u306f\u3044\u3044\u3067\u3059\u3088\u201d\u3068\u3059\u3050\u52e7\u3081\u307e\u3059\u3002\u5225\u306bVanguard\u3092\u52e7\u3081\u3066\u3069\u306a\u305f\u304c\u30d5\u30a1\u30f3\u30c9\u3092\u8cfc\u5165\u3057\u305f\u3068\u3057\u3066\u3082\u3001\u79c1\u306b\u4f55\u304b\u898b\u8fd4\u308a\u304c\u3042\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u306e\u3067\u3059\u304c\u3001\u305d\u308c\u3067\u3082\u3069\u306a\u305f\u304b\u304cVanguard\u306b\u53e3\u5ea7\u3092\u958b\u3044\u305f\u3068\u304a\u3063\u3057\u3083\u308b\u3068\u3001\u3082\u3046\u3072\u3068\u308a\u540c\u58eb\u304c\u5897\u3048\u305f\u601d\u3044\u3067\u306a\u3093\u3060\u304b\u3046\u308c\u3057\u304f\u306a\u308b\u3082\u306e\u3067\u3059\u3002\u524d\u306b\u3082\u3053\u3093\u306a\u8a18\u4e8b\u66f8\u304d\u307e\u3057\u305f\uff08\u79c1\u304cVanguard\u304c\u597d\u304d\u306a\u308f\u3051\u30fb\u30fb\u30fb<\/a><\/strong>\uff09\u3053\u3093\u306a\u79c1\u306f\u5c11\u3057\u5909\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n

Boglehead\u305f\u3061<\/h2>\n

\u3044\u3048\u3001\u6848\u5916\u305d\u3046\u3044\u3046Vanguard\u30d5\u30a1\u30f3\u306f\u305f\u304f\u3055\u3093\u3044\u307e\u3059\u3002Vanguard\u306e\u5275\u59cb\u8005\u306eJohn Bogle\u306b\u3061\u306a\u3093\u3067\u3001\u30d5\u30a1\u30f3\u305f\u3061\u306f\u81ea\u3089\u3092Bogleheads\u547c\u3073\u3001bogleheads.org\u3067\u306f\u6d3b\u767a\u306a\u610f\u898b\u4ea4\u63db\u304c\u4ea4\u308f\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u610f\u898b\u4ea4\u63db\u306f\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3092\u751f\u696d\u306b\u3059\u308b\u4eba\u3082\u3044\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u591a\u304f\u306f\u9577\u671f\u6295\u8cc7\u306b\u3064\u3044\u3066\u6df1\u304f\u8003\u3048\u308b\u4eba\u3005\u3067\u3001\u7d4c\u9a13\u304c\u6d45\u3044\u3072\u3068\u3082\u3044\u308c\u3070\u3001\u8ad6\u6587\u304c\u66f8\u3051\u305d\u3046\u306a\u304f\u3089\u3044\u77e5\u8b58\u3092\u6301\u3063\u305f\u4eba\u3082\u304a\u308a\u3001\u4e0b\u624b\u306a\u60c5\u5831\u8a8c\u3084\u6295\u8cc7\u672c\u3092\u8aad\u3080\u304f\u3089\u3044\u306a\u3089\u3001\u3053\u3063\u3061\u306e\u307b\u3046\u304c\u305a\u3063\u3068\u53c2\u8003\u306b\u306a\u3063\u305f\u308a\u3057\u307e\u3059\u3002<\/p>\n

\u3068\u3053\u308d\u3067\u3001\u306a\u305c\u79c1\u304cVanguard\u304c\u3053\u308c\u307b\u3069\u307e\u3067\u306b\u597d\u304d\u306a\u306e\u304b\u3001\u306a\u305c\u81ea\u4fe1\u3092\u3082\u3063\u3066\u304a\u52e7\u3081\u3059\u308b\u306e\u304b\u3001\u306a\u305c\u591a\u304f\u306e\u71b1\u72c2\u7684\u306aVanguard\u30d5\u30a1\u30f3\u304c\u5b58\u5728\u3059\u308b\u306e\u304b\u30fb\u30fb\u306b\u3064\u3044\u3066\u66f8\u3044\u3066\u307f\u307e\u3059\u3002<\/p>\n

Vanguard\u793e\u306f\u307f\u3093\u306a\u306e\u4f1a\u793e<\/h2>\n

Vanguard\u304c\u4ed6\u306e\u91d1\u878d\u6a5f\u95a2\u3068\u7570\u306a\u308b\u7b2c\u4e00\u306e\u7406\u7531\u306f\u305d\u306e\u30d3\u30b8\u30cd\u30b9\u5f62\u614b\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n

\u4ed6\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u4e0a\u5834\u4f01\u696d\u304b\u975e\u4e0a\u5834\u540c\u65cf\u4f01\u696d\u3067\u3059\u3002\u8a00\u3046\u307e\u3067\u3082\u306a\u304f\u3001\u3069\u3061\u3089\u3082\u55b6\u5229\u4f01\u696d\u3067\u3059\u3002\u4e0a\u5834\u4f01\u696d\u306a\u3089\u3001\u305d\u306e\u682a\u5f0f\u306f\u5e02\u5834\u3067\u53d6\u5f15\u3055\u308c\u3001\u8cfc\u5165\u3057\u305f\u682a\u3092\u6240\u6709\u3059\u308b\u3072\u3068\u304c\u305d\u306e\u4f1a\u793e\u306e\u682a\u4e3b\u3067\u3042\u308a\u30aa\u30fc\u30ca\u30fc\u3067\u3059\u3002\u4f1a\u793e\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u3092\u904b\u55b6\u3057\u305f\u308a\u8ca9\u58f2\u3057\u305f\u308a\u3057\u3066\u304a\u91d1\u3092\u5132\u3051\u3001\u305d\u306e\u5132\u3051\u305f\u304a\u91d1\u3067\u30b3\u30b9\u30c8\u3092\u6255\u3044\u3001\u305d\u306e\u3046\u3048\u3067\u5229\u76ca\u3092\u51fa\u3055\u306d\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u682a\u4e3b\u306f\u3001\u914d\u5f53\u91d1\u304b\u3001\u3042\u308b\u3044\u306f\u682a\u4fa1\u4e0a\u6607\u3068\u3044\u3046\u5f62\u3067\u3001\u5229\u76ca\u306e\u898b\u8fd4\u308a\u3092\u53d7\u3051\u308b\u3053\u3068\u3092\u671f\u5f85\u3057\u3066\u3044\u308b\u304b\u3089\u3067\u3059\u3002Charles Schwab\u306a\u3069\u306f\u3053\u306e\u30bf\u30a4\u30d7\u3067\u3059\u3002<\/p>\n

\u975e\u4e0a\u5834\u540c\u65cf\u4f01\u696d\u306fPrivately-owned\u3068\u82f1\u8a9e\u3067\u306f\u8a00\u3044\u307e\u3059\u304c\u3001\u682a\u5f0f\u306f\u5bb6\u65cf\u30fb\u89aa\u65cf\u306e\u4e2d\u3067\u6240\u6709\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u6301\u3061\u682a\u5236\u5ea6\u306a\u3069\u3067\u5f93\u696d\u54e1\u304c\u682a\u4e3b\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u304c\u3001\u30e1\u30a4\u30f3\u306e\u682a\u4e3b\u306f\u540c\u65cf\u3067\u3059\u3002\u3044\u305a\u308c\u306b\u305b\u3088\u4e0a\u5834\u4f01\u696d\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u682a\u4e3b\u306e\u5229\u76ca\u306e\u6700\u5927\u5316\u304c\u305d\u306e\u5b58\u5728\u610f\u7fa9\u3067\u3059\u3002<\/p>\n

\u4e00\u65b9\u3067\u3001Vanguard\u306e\u30d3\u30b8\u30cd\u30b9\u5f62\u614b\u306f\u3001\u3053\u306e\u3075\u305f\u3064\u306e\u3069\u3061\u3089\u3067\u3082\u306a\u304f\u76f8\u4e92\u4f1a\u793e\u3067\u3059\u3002\u82f1\u8a9e\u3067\u306fMutual company\u3068\u547c\u3070\u308c\u307e\u3059\u3002\u3053\u308c\u306f\u5275\u59cb\u8005\u306eJohn Bogle\u304c\u3001\u4e00\u822c\u306e\u500b\u4eba\u6295\u8cc7\u5bb6\u304c\u7279\u306b\u682a\u5f0f\u58f2\u8cb7\u306e\u77e5\u8b58\u304c\u306a\u304f\u3068\u3082\u5e83\u304f\u5206\u6563\u3057\u305f\u682a\u5f0f\u3092\u5b89\u4fa1\u306b\u3082\u3064\u3053\u3068\u306b\u3088\u3063\u3066\u304b\u3093\u305f\u3093\u306b\u682a\u5f0f\u6295\u8cc7\u306b\u53c2\u52a0\u3067\u304d\u308b\u3088\u3046\u306b\u3068\u3044\u3046\u610f\u56f3\u3092\u3082\u3063\u3066\u3001\u6700\u521d\u306eS&P500\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u3064\u304f\u3063\u305f\u3068\u304d\u306b\u3001\u610f\u56f3\u3057\u3066\u9078\u3093\u3060\u30d3\u30b8\u30cd\u30b9\u5f62\u614b\u3067\u3059\u3002<\/p>\n

\u300c\u76f8\u4e92\u300d\u306e\u610f\u5473\u306f\u3001\u6295\u8cc7\u5bb6\u304cVanguard\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u8cfc\u5165\u3057\u3066Vanguard\u306e\u904b\u55b6\u3057\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9\u6240\u6709\u8005\u306b\u306a\u308b\u3068\u3001\u81ea\u52d5\u7684\u306bVanguard\u793e\u306e\u30aa\u30fc\u30d0\u30fc\u306b\u3082\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002Vanguard\u793e\u306fVanguard\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u3088\u3063\u3066\u6240\u6709\u3055\u308c\u3066\u304a\u308a\u3001\u30d5\u30a1\u30f3\u30c9\u306f\u305d\u306e\u6295\u8cc7\u5bb6\u306b\u3088\u3063\u3066\u6240\u6709\u3055\u308c\u3066\u3044\u308b\u3068\u3044\u3046\u5f62\u614b\u3067\u3059\u3002\u30d5\u30a1\u30f3\u30c9\u6295\u8cc7\u5bb6\u304cVanguard\u306e\u30aa\u30fc\u30ca\u30fc\u3067\u3059\u3002\u5916\u90e8\u306e\uff08Vanguard\u30d5\u30a1\u30f3\u30c9\u306e\u8cfc\u5165\u8005\u4ee5\u5916\u306e\uff09\u682a\u4e3b\u306f\u5b58\u5728\u3057\u306a\u3044\u306e\u3067\u3001\u682a\u4e3b\u306e\u305f\u3081\u306b\u5229\u76ca\u3092\u4e0a\u3052\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u682a\u4e3b\u306e\u610f\u5411\u3092\u512a\u5148\u3055\u305b\u3066\u3001\u30d5\u30a1\u30f3\u30c9\u8cfc\u5165\u8005\u306b\u9ad8\u3044\u624b\u6570\u6599\u3092\u8ab2\u3059\u5fc5\u8981\u3082\u3042\u308a\u307e\u305b\u3093\u3002\u9867\u5ba2\u3068\u682a\u4e3b\u306e\u9593\u306b\u305f\u3063\u3066\u3001\u3069\u3061\u3089\u306e\u5229\u76ca\u3092\u512a\u5148\u3055\u305b\u3088\u3046\u304b\u3068\u60a9\u3080\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002100%\u6295\u8cc7\u5bb6\u306e\u65b9\u3092\u5411\u3044\u3066\u30d3\u30b8\u30cd\u30b9\u3092\u3059\u308c\u3070\u3088\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n

\u91d1\u878d\u696d\u754c\u306f\u4ed6\u3068\u3061\u3087\u3063\u3068\u9055\u3046<\/h2>\n

\u30d3\u30b8\u30cd\u30b9\u3092\u3057\u3066\u5229\u76ca\u3092\u3042\u3052\u682a\u4e3b\u306b\u305d\u308c\u3092\u9084\u5143\u3059\u308b\u3053\u3068\u81ea\u4f53\u306f\u3001\u5168\u7136\u9593\u9055\u3063\u305f\u8003\u3048\u65b9\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5065\u5168\u306a\u30d3\u30b8\u30cd\u30b9\u3092\u3057\u3066\u3001\u9867\u5ba2\u306b\u306f\u4ed8\u52a0\u4fa1\u5024\u3092\u63d0\u4f9b\u3057\u3001\u305d\u308c\u306b\u898b\u5408\u3063\u305f\u4ee3\u91d1\u3092\u3082\u3089\u3044\u3001\u6295\u8cc7\u3092\u3057\u3066\u304f\u308c\u305f\u682a\u4e3b\u306b\u306f\u5065\u5168\u306a\u5229\u76ca\u3092\u9084\u5143\u3059\u308b\u306e\u306f\u8cc7\u672c\u4e3b\u7fa9\u306e\u30d9\u30fc\u30b9\u3067\u3059\u3002\u3068\u3053\u308d\u304c\u91d1\u878d\u696d\u754c\u306e\u5834\u5408\u3001\u3053\u308c\u304c\u3061\u3087\u3063\u3068\u96e3\u3057\u304f\u306a\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002\u9867\u5ba2\u306f\u3001\u54c1\u7269\u3092\u624b\u306b\u3068\u3063\u3066\u6bd4\u8f03\u3067\u304d\u307e\u305b\u3093\u3057\u3001\u91d1\u878d\u5546\u54c1\u306f\u305d\u3082\u305d\u3082\u8907\u96d1\u306a\u3082\u306e\u3082\u591a\u304f\u3001\u58f2\u308a\u624b\u3068\u8cb7\u3044\u624b\u306b\u77e5\u8b58\u30ec\u30d9\u30eb\u306e\u5927\u304d\u306a\u5dee\u304c\u3042\u308a\u3001\u3068\u3082\u3059\u308b\u3068\u9867\u5ba2\u304c\u201c\u3060\u307e\u3055\u308c\u308b\u201d\u3068\u3044\u3046\u8a00\u8449\u306f\u60aa\u3044\u3067\u3059\u304c\u3001\u3042\u308b\u610f\u5473\u306e\u201c\u643e\u53d6\u201d\u304c\u8d77\u3053\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

\u5b9f\u969b\u3053\u306e\u70b9\u304c\u554f\u984c\u306b\u306a\u3063\u3066\u3001\u300c\u6295\u8cc7\u5bb6\u306b\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u3059\u308b\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3084\u30d7\u30e9\u30ca\u30fc\u306f\u3001\u9867\u5ba2\u306e\u5229\u76ca\u3092\u7b2c\u4e00\u306b\u8003\u3048\u3066\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u884c\u308f\u306d\u3070\u306a\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u30d5\u30a3\u30c7\u30e5\u30b7\u30a2\u30ea\u30fc\u30fb\u30eb\u30fc\u30eb\u304c\u3064\u304f\u3089\u308c\u307e\u3057\u305f\uff08\u30aa\u30d0\u30de\u653f\u6a29\u5bb6\u3067\u63d0\u6848\u3055\u308c\u305f\u3053\u306e\u30eb\u30fc\u30eb\u306f\u4e00\u90e8\u65bd\u884c\u3092\u898b\u307e\u3057\u305f\u304c\u3001\u305d\u306e\u5f8c\u30c8\u30e9\u30f3\u30d7\u653f\u6a29\u306b\u306a\u3063\u3066\u304b\u3089\u518d\u8003\u3055\u308c\u3001\u5b8c\u5168\u65bd\u884c\u3092\u898b\u306a\u3044\u307e\u307e\u3067\u3059\u3002\u8a73\u3057\u304f\u306f\u3053\u3061\u3089\uff1a\u3042\u306a\u305f\u306e\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306f\u672c\u5f53\u306b\u3042\u306a\u305f\u306e\u5473\u65b9\uff1f<\/strong><\/a>\uff09\u3002\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u884c\u3046\u306e\u3067\u3059\u304b\u3089\u3001\u9867\u5ba2\u306e\u5229\u76ca\u3092\u7b2c\u4e00\u306b\u3059\u308b\u306e\u304c\u5f53\u7136\u3068\u3082\u3044\u3048\u3070\u5f53\u7136\u306a\u306e\u306b\u3001\u308f\u3056\u308f\u3056\u30eb\u30fc\u30eb\u306b\u305b\u306d\u3070\u306a\u3089\u306a\u3044\u3068\u3044\u3046\u3068\u3053\u308d\u304c\u3001\u3053\u306e\u696d\u754c\u306e\u5371\u3046\u3055\u3068\u3082\u3044\u3048\u307e\u3059\u3002<\/p>\n

\u30b3\u30b9\u30c8\u3067\u306e\u904b\u55b6<\/h2>\n

\u305d\u306e\u70b9\u3001Vanguard\u306f\u9867\u5ba2\u3068\u7d4c\u55b6\u8005\u5074\uff08\u3042\u308b\u3044\u306f\u7d4c\u55b6\u8005\u5074\u304b\u3089\u7d66\u6599\u3084\u30b3\u30df\u30c3\u30b7\u30e7\u30f3\u3092\u5f97\u3066\u3044\u308b\u4eba\u9593\uff09\u3068\u306e\u5229\u5bb3\u306e\u885d\u7a81\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u6295\u8cc7\u5bb6\u3068\u4f1a\u793e\u306e\u30aa\u30fc\u30ca\u30fc\u304c\u540c\u4e00\u3067\u3042\u308a\u3001\u6295\u8cc7\u5bb6\u306e\u5229\u76ca\u3092\u56f3\u308b\u3053\u3068\u304c\u4f1a\u793e\u306e\u5229\u76ca\u3092\u56f3\u308b\u3053\u3068\u3068\u5b8c\u5168\u306b\u4e00\u81f4\u3057\u3066\u3044\u307e\u3059\u3002\u8a00\u3044\u63db\u3048\u308b\u3068\u3001Vanguard\u306f\u30b3\u30b9\u30c8\u3067\u904b\u55b6\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4ed6\u306e\u4f1a\u793e\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u624b\u6570\u6599\u306b\u306f\u3001\u30b3\u30b9\u30c8\u306e\u90e8\u5206\u3068\u5229\u76ca\u306e\u90e8\u5206\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001Vanguard\u306e\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\u306f\u30b3\u30b9\u30c8\u3060\u3051\u3067\u3059\u3002\u5229\u76ca\u306f\u4e0a\u3052\u308b\u5fc5\u8981\u304c\u306a\u304f\u3001\u306a\u308b\u3079\u304f\u4f4e\u624b\u6570\u6599\u5316\u3092\u56f3\u308a\u3001\u6295\u8cc7\u5bb6\u306b\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u3092\u9084\u5143\u3059\u308b\u306e\u304c\u5b58\u5728\u610f\u7fa9\u306b\u6cbf\u3063\u3066\u3044\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n

Vanguard\u306f\u696d\u754c\u4e00\u306e\u4f4e\u624b\u6570\u6599\u4f1a\u793e\u3067\u3042\u308a\u3064\u3064\u3051\u306a\u304c\u3089\u3082\u3001\u3055\u3089\u306b\u4f4e\u624b\u6570\u6599\u5316\u306e\u52aa\u529b\u3092\u3057\u7d9a\u3051\u3066\u3044\u307e\u3059\u30022009\u5e74\u6642\u70b9\u3067\u5e73\u5747\u624b\u6570\u6599\u304c0.20\uff05\u3068\u3059\u3067\u306b\u696d\u754c\u6700\u5b89\u3060\u3063\u305fVanguard\u3067\u3059\u304c\u3001\u305d\u306e\u5f8c\u306e5\u5e74\u9593\u3001\u3055\u3089\u306a\u308b\u52aa\u529b\u3067\u696d\u754c\u6700\u5927\u306e\u624b\u6570\u6599\u524a\u6e1b\u7387(30%)\u3092\u679c\u305f\u30570.14\uff05\u307e\u3067\u4e0b\u3052\u307e\u3057\u305f\u3002\u3061\u306a\u307f\u306b\u3053\u308c\u304c\u73fe\u57282018\u5e74\u306b\u306f0.11\uff05\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u30022008\u5e74\u306e\u91d1\u878d\u5927\u6050\u614c\u4ee5\u964d\u3001\u5fc5\u8981\u306b\u8feb\u3089\u308c\u3066\u4ed6\u793e\u3082\u624b\u6570\u6599\u3092\u4e0b\u3052\u3001\u4f4e\u624b\u6570\u6599\u5316\u306f\u696d\u754c\u5168\u4f53\u306e\u30c8\u30ec\u30f3\u30c9\u306b\u306f\u306a\u3063\u3066\u3044\u307e\u3059\u304c\u30012018\u5e74\u73fe\u5728\u306e\u696d\u754c\u5e73\u5747\u624b\u6570\u6599\u306f0.62\uff05\u3067\u3059\u3002<\/p>\n

\"\"<\/p>\n

\u4f3c\u305f\u3088\u3046\u306a\u30d5\u30a1\u30f3\u30c9\u540c\u58eb\u3092\u6bd4\u3079\u308b\u3068\u304d\u3001\u4ed6\u793e\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u624b\u6570\u6599\u304cVanguard\u306e\u3082\u306e\u3088\u308a\u4f4e\u3044\u3068\u3044\u3046\u3053\u3068\u306f\u307b\u3068\u3093\u3069\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306b\u95a2\u3057\u3066\u306f\u3001Vanguard\u304c0.14\uff05~0.15\uff05\u306e\u3068\u3053\u308d\u3001Charles Schwab\u306f0.08\uff05\u3068\u304b\u306a\u308a\u5b89\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001Schwab\u306e\u5b9f\u8cea\u306e\u624b\u6570\u6599\u306f0.14%\u7a0b\u5ea6\u3067\u3042\u308b\u3068\u767a\u8868\u3055\u308c\u3066\u304a\u308a\u3001\u7d4c\u55b6\u6226\u7565\u7684\u306b\uff08Vanguard\u306b\u52dd\u3064\u305f\u3081\u306b\uff090.08%\u306b\u308f\u3056\u3068\u4e0a\u9650\u8a2d\u5b9a\u3092\u3057\u3066\u62bc\u3055\u3048\u3066\u3044\u308b\u3082\u306e\u3067\u3059(\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3000Vanguard \u3068Charles Schwab\u3069\u3063\u3061\uff1f<\/a><\/strong>)\u3002\u3053\u306e\u7d4c\u55b6\u4e0a\u306e\u6226\u7565\u7684\u306a\u4f4e\u624b\u6570\u6599\u5316\u306f\u3001\u5c06\u6765\u9577\u671f\u7684\u306b\u306f\u300c\u682a\u4e3b\u306e\u305f\u3081\u306b\u5229\u76ca\u3092\u4e0a\u3052\u308b\u52b9\u679c\u300d\u304c\u3042\u308b\u304b\u3089\u305d\u3046\u3057\u3066\u3044\u308b\u306e\u3067\u3042\u3063\u3066\u3001\u6c7a\u3057\u3066\u4f4e\u30b3\u30b9\u30c8\u306e\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u3092\u6295\u8cc7\u5bb6\u306b\u8fd4\u3059\u305f\u3081\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002Vanguard\u306e\u4f4e\u30b3\u30b9\u30c8\u52aa\u529b\u3068\u306f\u4e00\u7dda\u3092\u753b\u3059\u308b\u3082\u306e\u3067\u3059\u3002\u3053\u306e\u7d4c\u55b6\u6226\u7565\u304c\u3044\u3064\u304b\u5909\u308f\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u3064\u307e\u308b\u3068\u3053\u308d\u3001\u300c\u305d\u308c\u304c\u8ab0\u306e\u305f\u3081\u304b\u30fb\u30fb\u300d\u304c\u9055\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u5730\u5473\u3067\u5805\u5b9f\u3067\u6025\u6210\u9577<\/h2>\n

2008\u5e74\u306e\u91d1\u878d\u6050\u614c\u4ee5\u524d\u3082Vanguard\u30d5\u30a1\u30f3\u306f\u78ba\u5b9f\u306b\u3044\u305f\u306f\u305a\u3067\u3059\u304c\u3001\u305f\u3060\u3053\u306e\u5805\u5b9f\u3067\u5730\u5473\u306a\u4f1a\u793e\u306f\u811a\u5149\u3092\u6d74\u3073\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u30a6\u30a9\u30fc\u30eb\u30b9\u30c8\u30ea\u30fc\u30c8\u306e\u83ef\u3084\u304b\u306a\u4e16\u754c\u3068\u306f\u4e00\u7dda\u3092\u304a\u304d\u3001\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u3068\u306f\u96e2\u308c\u305f\u30d5\u30a3\u30e9\u30c7\u30eb\u30d5\u30a3\u30a2\u90ca\u5916\u306b\u672c\u793e\u3092\u7f6e\u304f\u3053\u306e\u4f1a\u793e\u306f\u3001\u8ca9\u58f2\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u9b45\u529b\u7684\u306a\u30b3\u30df\u30c3\u30b7\u30e7\u30f3\u3092\u6255\u3046\u3053\u3068\u3082\u306a\u304f\u3001\u83ef\u7f8e\u306a\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u6d3b\u52d5\u306b\u4e00\u8ca1\u3092\u6295\u3058\u308b\u3053\u3068\u3082\u306a\u3044\u304b\u3089\u3067\u3059\u3002\u91d1\u878d\u6050\u614c\u304c\u5230\u6765\u3057\u3066\u304b\u3089\u306f\u3001\u305d\u308c\u307e\u3067\u306e\u30a6\u30a9\u30fc\u30eb\u30b9\u30c8\u30ea\u30fc\u30c8\u306e\u3084\u308a\u65b9\u306b\u4e0d\u4fe1\u3092\u62b1\u304f\u4eba\u3082\u5897\u3048\u3001\u307e\u305f\u305d\u308c\u307e\u3067\u30d0\u30d6\u30eb\u306e\u305f\u3081\u3042\u307e\u308a\u554f\u984c\u306b\u3082\u3055\u308c\u306a\u304b\u3063\u305f\u624b\u6570\u6599\u306b\u6ce8\u76ee\u304c\u5f53\u3066\u3089\u308c\u307e\u3057\u305f\u3002<\/p>\n

\"\"<\/p>\n

\u305d\u3053\u304b\u3089\u306f\u3001Vanguard\u306e\u4f4e\u624b\u6570\u6599\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306e\u4fa1\u5024\u304c\u9ad8\u304f\u8a55\u4fa1\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u5f53\u793e\u3078\u306e\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u306e\u6d41\u5165\u304c\u7d9a\u304d\u307e\u3057\u305f\u3002\uff04\uff11\u30c8\u30ea\u30ea\u30aa\u30f3\u3060\u3063\u305fVanguard\u306e\u6295\u8cc7\u904b\u7528\u8cc7\u7523\u306f$\uff15\u30c8\u30ea\u30ea\u30aa\u30f3\u3068\uff15\u500d\u306b\u81a8\u308c\u307e\u3057\u305f\u3002\u73fe\u5728\u3001Blackrock\u793e\u3060\u3051\u304c\u6295\u8cc7\u904b\u7528\u8cc7\u7523\u3067Vanguard\u306e\u4e0a\u3092\u3044\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u4e21\u8005\u306e\u904e\u53bb\u306e\u6210\u9577\u7387\u304c\u305d\u306e\u307e\u307e\u7d9a\u3051\u30702020\u5e74\u306b\u306fVanguard\u304cBlackrock\u3092\u8d85\u3048\u308b\u3067\u3042\u308d\u3046\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002New York Times\u306b\u3088\u308c\u3070\u3001\u8fd1\u5e74\u306eVanguard\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u306e\u4f38\u3073\u306f\u3001\u4ed6\u793e\u3092\u5168\u90e8\u5408\u308f\u305b\u305f\u305d\u306e\u4f38\u3073\u3092\u4e0a\u56de\u308b\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u30d3\u30ea\u30aa\u30cd\u30a2\u306b\u306a\u308b\u3088\u308a\u5927\u4e8b\u306a\u3053\u3068<\/h2>\n

2018\u5e74\u304b\u3089Vanguard\u306eCEO\u306b\u306a\u3063\u305fTim Buckley\u306f\u3001\u30a4\u30f3\u30bf\u30fc\u30d3\u30e5\u30fc\u306e\u4e2d\u3067\u3053\u3046\u8a9e\u3063\u3066\u3044\u307e\u3059\uff1a To run Vanguard, \u201cyou have to be willing not to be a billionaire.\u201c\u3000\uff0d\u3000(Vanguard\u3092\u7387\u3044\u308b\u8005\u306b\u306a\u308b\u306a\u3089) \u30d3\u30ea\u30aa\u30cd\u30a2\u306b\u306a\u308a\u305f\u3044\u3068\u601d\u3063\u3066\u306f\u306a\u3089\u306a\u3044\u3002\u2015\u3000\u76f8\u4e92\u4f1a\u793e\u3068\u3044\u3046\u5f62\u614b\u306f\u5c06\u6765\u3082\u5909\u3048\u308b\u3064\u3082\u308a\u306f\u306a\u3044\u3068\u3044\u3046\u8a71\u3092\u3057\u3066\u3044\u307e\u3057\u305f\u3002CEO\u306e\u7d66\u6599\u3082\uff08\u5b9f\u969b\u306e\u6570\u5b57\u306f\u672a\u767a\u8868\u3067\u3059\u304c\uff09\u4ed6\u793e\u3088\u308a\u304d\u3063\u3068\u305a\u3044\u3076\u3093\u5c11\u306a\u3044\u306e\u3067\u3057\u3087\u3046\u3002\u7d4c\u55b6\u8005\u306e\u4e2d\u3067\u3082\u904e\u5ea6\u306a\u30dc\u30fc\u30ca\u30b9\u3084\u30b9\u30c8\u30c3\u30af\u30aa\u30d7\u30b7\u30e7\u30f3\u306a\u3069\u3082\u306a\u3044\u3068\u3044\u3046\u8a71\u3067\u3059\u3002\u3060\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u80fd\u529b\u306e\u306a\u3044\u4eba\u9593\u304c\u96c6\u307e\u3063\u3066\u3044\u308b\u304b\u3068\u3044\u3046\u3068\u3001\u305d\u3093\u306a\u3053\u3068\u3082\u306a\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u79c1\u306f\u3088\u304fVanguard\u306e\u30ea\u30b5\u30fc\u30c1\u30da\u30fc\u30d1\u30fc\u3092\u53c2\u8003\u306b\u3057\u307e\u3059\u304c\u3001\u975e\u5e38\u306b\u3088\u304f\u8abf\u3079\u3089\u308c\u305f\u9ad8\u8cea\u306e\u30da\u30fc\u30d1\u30fc\u304c\u51fa\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u3082\u3001Morningstar\u793e\u306eStar Rating\u3067\u9ad8\u304f\u8a55\u4fa1\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u65b0CEO\u306eTim Buckley\u306f\u3001\u5275\u59cb\u8005John Bogle\u306e\u5143\u3067\u30ad\u30e3\u30ea\u30a2\u3092\u59cb\u3081\u307e\u3057\u305f\u3002\u3044\u308f\u3070Bogle\u306e\u54f2\u5b66\u3092\u4f53\u3067\u611f\u3058\u3066\u80b2\u3063\u305f\u4eba\u3067\u3059\u3002\u4ed6\u306e\u4f1a\u793e\u306b\u884c\u3051\u3070\u30a6\u30f3\u5341\u500d\u306e\u7d66\u6599\u304c\u3082\u3089\u3048\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u304c\u3001\u305d\u308c\u3067\u3082Vanguard\u3067\u50cd\u304d\u305f\u3044\u30fb\u30fb\u3068\u3044\u3046\u601d\u3046\u4eba\u3082\u5c11\u306a\u304f\u306a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n

\u3053\u3053\u3067\u3061\u3087\u3063\u3068\u3044\u308d\u3093\u306a\u4f1a\u793e\u306e\u5049\u3044\u4eba\u306e\u7d14\u8cc7\u7523\u6bd4\u3079\u3092\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u304b\u3002\u3002\u7d14\u8cc7\u7523\u306e\u7d50\u679c\u306f\u3001\u3082\u3061\u308d\u3093\u3044\u308d\u3044\u308d\u306a\u52b9\u679c\u306e\u7dcf\u5408\u7d50\u679c\u306a\u306e\u3067\u3001\u3059\u3079\u3066\u304c\u3059\u3079\u3066\u3053\u3053\u3067\u8a71\u3057\u305f\u5185\u5bb9\u306b\u8d77\u56e0\u3059\u308b\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305d\u308c\u3082\u3053\u308c\u3082\u3054\u7406\u89e3\u3044\u305f\u3060\u3044\u305f\u3046\u3048\u3067\u30fb\u30fb<\/p>\n

\u305f\u3068\u3048\u3070\u6bd4\u8f03\u7684\u5b9a\u6570\u6599\u904b\u55b6\u3067\u77e5\u3089\u308c\u308bFidelity\u793e(\u540c\u65cf\u4f1a\u793e)\u306eOwner\u306e\u3072\u3068\u308aEdward Johnson\u3000III\u3068\u3044\u3046\u3072\u3068\u306f\u7d14\u8cc7\u7523\u304c$7.6\u30d3\u30ea\u30aa\u30f3\u3002<\/p>\n

\"\"<\/p>\n

 <\/p>\n

\u3084\u306f\u308a\u3001\u4f4e\u624b\u6570\u6599\u904b\u55b6\u3067\u77e5\u3089\u308c\u308bCharles Schwab\u306e\u5275\u59cb\u8005\/\u30aa\u30fc\u30ca\u30fc\u306eCharles Schwab\u306f$9.6\u30d3\u30ea\u30aa\u30f3<\/p>\n

\"\"<\/p>\n

 <\/p>\n

\u696d\u754c\u30b7\u30a7\u30a2\u4e00\u4f4d\u306eBlackrock\u306f\u3001\u4f4e\u624b\u6570\u6599ETF\u3067\u77e5\u3089\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u5275\u59cb\u8005Laurence D. Fink\u306f\u3001\u3084\u3063\u3068\u6700\u8fd1\u3001\u7d14\u8cc7\u7523\u304c$1\u30d3\u30ea\u30aa\u30f3\u3092\u8d85\u3048\u305f\u3068\u30cb\u30e5\u30fc\u30b9\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n

\"\"<\/p>\n

 <\/p>\n

\u4e00\u65b9\u3067\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306e\u7236\u3001Vanguard\u306e\u5275\u59cb\u8005John Bogle\u306e\u7d14\u8cc7\u7523\u306f$80\u30df\u30ea\u30aa\u30f3\u3068\u3044\u308f\u308c\u3066\u3044\u307e\u3059\u3002\u6841\u304c\u3075\u305f\u3064\u9055\u3044\u307e\u3059\u3002\u4e0a\u306e\u4e09\u4eba\u306f\u30d3\u30ea\u30aa\u30f3\u3001\u3053\u306e\u4eba\u306f\u30df\u30ea\u30aa\u30f3\u30021\u30d3\u30ea\u30aa\u30f3\uff1d1,000\u30df\u30ea\u30aa\u30f3\u3067\u3059\u3002\u4e0b\u306b\u3042\u308b\u3068\u304a\u308a\u3001\u201cBogle\u306f\u512a\u306b\u30d3\u30ea\u30aa\u30cd\u30a2\u306b\u306a\u308c\u305f\u306f\u305a\u3060\u304c\u3001\u6562\u3048\u3066\u6295\u8cc7\u5bb6\u3092Vanguard\u306e\u30aa\u30fc\u30ca\u30fc\u306b\u3059\u308b\u3053\u3068\u3092\u9078\u3093\u3060\u201d\u306e\u3067\u3059\u3002\"\"<\/p>\n

\u306d\u3063\u3001\u3061\u3087\u3063\u3068Vanguard\u3001\u8208\u5473\u6301\u3061\u307e\u305b\u3093\uff1f<\/p>\n","protected":false},"excerpt":{"rendered":"

\u79c1\u306f\u81ea\u4ed6\u3068\u3082\u306b\u8a8d\u3081\u308bVanguard\u30d5\u30a1\u30f3\u3067\u3059\u3002\u81ea\u5206\u3067\u3082Vanguard\u3067\u6295\u8cc7\u3092\u3057\u3066\u3044\u307e\u3059\u3057\u3001\u304a\u5ba2\u3055\u3093\u306b\u3082\u53cb\u9054\u306b\u3082\u201cVanguard\u306f\u3044\u3044\u3067\u3059\u3088\u201d\u3068\u3059\u3050\u52e7\u3081\u307e\u3059\u3002\u5225\u306bVanguard\u3092\u52e7\u3081\u3066\u3069\u306a\u305f\u304c\u30d5\u30a1\u30f3\u30c9\u3092\u8cfc\u5165\u3057\u305f\u3068\u3057\u3066\u3082\u3001\u79c1\u306b\u4f55\u304b\u898b\u8fd4\u308a\u304c\u3042\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u306e\u3067\u3059\u304c\u3001\u305d\u308c\u3067\u3082\u3069\u306a\u305f\u304b\u304cVanguard\u306b\u53e3\u5ea7\u3092\u958b\u3044\u305f\u3068\u304a\u3063\u3057\u3083\u308b\u3068\u3001\u3082\u3046\u3072\u3068\u308a\u540c\u58eb\u304c\u5897\u3048\u305f\u601d\u3044\u3067\u306a\u3093\u3060\u304b\u3046\u308c\u3057\u304f\u306a\u308b\u3082\u306e\u3067\u3059\u3002\u524d\u306b\u3082\u3053\u3093\u306a\u8a18\u4e8b\u66f8\u304d\u307e\u3057\u305f\uff08\u79c1\u304cVanguard\u304c\u597d\u304d\u306a\u308f\u3051\u30fb\u30fb\u30fb\uff09\u3053\u3093\u306a\u79c1\u306f\u5c11\u3057\u5909\u3067\u3057\u3087\u3046\u304b\uff1f Boglehead\u305f\u3061 \u3044\u3048\u3001\u6848\u5916\u305d\u3046\u3044\u3046Vanguard\u30d5\u30a1\u30f3\u306f\u305f\u304f\u3055\u3093\u3044\u307e\u3059\u3002Vanguard\u306e\u5275\u59cb\u8005\u306eJo …<\/p>\n","protected":false},"author":1,"featured_media":4479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Vanguard\u304c\u30c8\u30af\u30d9\u30c4\u306a\u308f\u3051\u30fc\u3042\u306a\u305f\u304c\u30aa\u30fc\u30ca\u30fc!","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36],"tags":[75,45,57],"class_list":["post-4473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","tag-investment","tag-fighting-as-consumer","tag-setsuyaku"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2018\/07\/john-bogle.jpg?fit=150%2C259&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-1a9","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=4473"}],"version-history":[{"count":1,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4473\/revisions"}],"predecessor-version":[{"id":4480,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4473\/revisions\/4480"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/4479"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=4473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=4473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=4473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}