{"id":4481,"date":"2018-08-28T09:44:32","date_gmt":"2018-08-28T17:44:32","guid":{"rendered":"http:\/\/smartandresponsible.com\/blog\/?p=4481"},"modified":"2018-08-16T15:44:54","modified_gmt":"2018-08-16T23:44:54","slug":"multiple_companies","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/multiple_companies\/","title":{"rendered":"\u30d5\u30a1\u30f3\u30c9\u306f\u3044\u304f\u3064\u304b\u306e\u6295\u8cc7\u4f1a\u793e\u306b\u5206\u6563\u6295\u8cc7\u304c\u3044\u3044\uff1f"},"content":{"rendered":"

\u201c\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3084TF\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u3072\u3068\u3064\u306e\u4f1a\u793e\u306b\u307e\u3068\u3081\u308b\u3068\u30ea\u30b9\u30af\u96c6\u4e2d\u3057\u307e\u305b\u3093\u304b\uff1f\u201d\u3001\u201c\u30ea\u30b9\u30af\u5206\u6563\u306e\u305f\u3081\u306b\u3001\u3044\u304f\u3064\u304b\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u3070\u3089\u3051\u3066\u6301\u3063\u305f\u65b9\u304c\u3044\u3044\u3067\u3059\u3088\u306d\uff1f\u201d\u3068\u3044\u3046\u3054\u8cea\u554f\u3092\u304a\u53d7\u3051\u3057\u307e\u3059\u3002\u201c\u682a\u3067\u3082\u306a\u3093\u3067\u3082\u3072\u3068\u3064\u306b\u6c7a\u3081\u6253\u3061\u3059\u308b\u4ee3\u308f\u308a\u306b\u3001\u3044\u304f\u3064\u304b\u306b\u5206\u6563\u3059\u308b\u30fb\u30fb\u3053\u308c\u3063\u3066\u57fa\u672c\u3067\u3057\u3087\uff1f\u201c\u3068\u3044\u3046\u610f\u898b\u3082\u3002\u5c11\u3057\u524d\u306b\u306f\u3001\u6295\u8cc7\u53e3\u5ea7\u306e\u6574\u7406\u3000\uff0d\u3000\u307e\u3068\u3081\u3066\u7ba1\u7406\u3092\u30e9\u30af\u306b\u3059\u308b\uff01<\/a>\u3068\u3044\u3046\u8a18\u4e8b\u3092\u66f8\u304d\u307e\u3057\u305f\u304c\u3001\u201d\u672c\u5f53\u306b\u307e\u3068\u3081\u3066\u3057\u307e\u3063\u3066\u3082\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u201c\u3068\u3044\u3046\u4e0d\u5b89\u3082\u3002\u7d50\u8ad6\u304b\u3089\u3044\u3044\u307e\u3059\u3068\u30fb\u30fb\u30fb\u3072\u3068\u3064\u306b\u307e\u3068\u3081\u3066\u3057\u307e\u3063\u3066\u554f\u984c\u306f\u3042\u308a\u307e\u305b\u3093\uff01<\/p>\n

\u306a\u3093\u3067\u3082\u304b\u3093\u3067\u3082\u5206\u6563\u306f\u30c0\u30e1<\/h2>\n

\u30ea\u30b9\u30af\u5206\u6563\u3068\u3044\u3046\u8a00\u8449\u306f\u3001\u6700\u8fd1\u3067\u306f\u6295\u8cc7\u3092\u3059\u308b\u65b9\u306e\u306a\u304b\u3067\u3082\u3060\u3093\u3060\u3093\u3068\u6839\u4ed8\u3044\u3066\u304d\u305f\u8a00\u8449\u3067\u3059\u3002\u3072\u3068\u3064\u304c\u30c0\u30e1\u306b\u306a\u3063\u3066\u3082\u4ed6\u304c\u5927\u4e08\u592b\u306a\u3088\u3046\u306b\u3001\u3044\u304f\u3064\u304b\u306b\u3070\u3089\u3051\u3055\u305b\u308b\u3068\u3044\u3046\u6982\u5ff5\u3067\u3059\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u306a\u3093\u3067\u3082\u304b\u3093\u3067\u3082\u8907\u6570\u306b\u5206\u6563\u3057\u305f\u307b\u3046\u304c\u3044\u3044\u304b\u3068\u3044\u3046\u3068\u305d\u3046\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3068\u3048\u3070\u3001\u4ee5\u524d\u306b\u3082\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u3054\u7d39\u4ecb\u3057\u307e\u3057\u305f\u304c\u3001\u30d5\u30a1\u30f3\u30c9\u6570\u306f\u591a\u3044\u307b\u3046\u304c\u30ea\u30b9\u30af\u5206\u6563\u304c\u3055\u308c\u3066\u3044\u3044\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3057\u3001\u7d44\u307f\u5408\u308f\u305b\u3092\u9593\u9055\u3048\u308b\u3068\u8907\u6570\u30d5\u30a1\u30f3\u30c9\u3092\u6301\u3064\u3053\u3068\u3067\u304b\u3048\u3063\u3066\u30ea\u30b9\u30af\u304c\u96c6\u4e2d\u3057\u3066\u3057\u307e\u3046\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n

\u6b63\u3057\u304f\u6295\u8cc7\u3092\u7406\u89e3\u3059\u308b\u3000\u2013\u3000\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u306e\u7a2e\u985e\u306f\u3044\u304f\u3064\u304b\u9069\u5f53\uff1f(2)<\/strong><\/a><\/p>\n

\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306e\u9593\u9055\u3063\u305f\u4f7f\u3044\u65b9\u306f\u30ad\u30b1\u30f3<\/strong><\/a><\/p>\n

\u30d5\u30a1\u30f3\u30c9\u3092\u7f6e\u3044\u3066\u304a\u304f\u91d1\u878d\u4f1a\u793e\u3082\u540c\u3058\u3088\u3046\u306b\u3001\u8907\u6570\u306b\u3070\u3089\u3057\u305f\u304b\u3089\u3068\u3044\u3063\u3066\u5927\u3057\u305f\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u306f\u306a\u304f\u3001\u304b\u3048\u3063\u3066\u30cf\u30f3\u30c9\u30ea\u30f3\u30b0\u304c\u5927\u5909\u306b\u306a\u308b\u3068\u3044\u3046\u6b20\u70b9\u306e\u307b\u3046\u304c\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002\u305d\u308c\u3069\u3053\u308d\u304b\u3001\u601d\u3044\u5207\u3063\u3066\u3072\u3068\u3064\u306b\u307e\u3068\u3081\u305f\u307b\u3046\u304c\u7ba1\u7406\u3068\u8a08\u753b\u304c\u683c\u6bb5\u306b\u697d\u306b\u306a\u308b\u3068\u3044\u3046\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u304c\u5927\u304d\u3044\u3067\u3059\u3002<\/p>\n

\u6295\u8cc7\u53e3\u5ea7\u306e\u6574\u7406\u3000\uff0d\u3000\u307e\u3068\u3081\u3066\u7ba1\u7406\u3092\u30e9\u30af\u306b\u3059\u308b\uff01<\/a><\/strong><\/p>\n

\u3067\u3082\u91d1\u878d\u4f1a\u793e\u304c\u5012\u7523\u3057\u305f\u3089\uff1f<\/h2>\n

\u30ea\u30fc\u30de\u30f3\u30d6\u30e9\u30b6\u30fc\u30b9\u306e\u7834\u305f\u3093\u306e\u8a18\u61b6\u306f\u3001\u306a\u304b\u306a\u304b\u6d88\u3057\u53bb\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u306d\u3002\u540c\u3058\u3053\u3068\u304c\u81ea\u5206\u306eIRA\u3092\u7f6e\u3044\u3066\u3044\u308b\u4f1a\u793e\u306b\u8d77\u3053\u3063\u305f\u3089\u3001\u79c1\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u306f\u3069\u3046\u306a\u308b\u306e\u304b\u30fb\u30fb\u30fb\u8ab0\u3082\u304c\u4e0d\u5b89\u306b\u601d\u3063\u3066\u5f53\u7136\u3067\u3059\u3002<\/p>\n

\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u8a17\u3057\u3066\u3044\u308b\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3084ETF\u306f\u3001\u3042\u304f\u307e\u3067\u6295\u8cc7\u5bb6\u3067\u3042\u308b\u9867\u5ba2\u306e\u6301\u3061\u7269\u3067\u3059\u3002Vanguard\u3067\u30d5\u30a1\u30f3\u30c9\u3092\u6301\u3063\u3066\u3044\u3066\u3082\u3001Charles Schwab\u3067ETF\u3092\u6301\u3063\u3066\u3044\u3066\u3082\u3001\u3069\u3061\u3089\u3082\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u3084\u30d6\u30ed\u30fc\u30b1\u30fc\u30b8\u4f1a\u793e\u306e\u6301\u3061\u7269\u3067\u306f\u306a\u304f\u3066\u3001\u6240\u6709\u8005\u306f\u3042\u304f\u307e\u3067\u6295\u8cc7\u5bb6\u3067\u3059\u3002\u3082\u3057\u3082\u3001\u305d\u308c\u3089\u306e\u91d1\u878d\u6a5f\u95a2\u304c\u7d4c\u55b6\u7834\u305f\u3093\u3092\u8d77\u3053\u3057\u3001\u8fd4\u6e08\u3067\u304d\u306a\u3044\u8ca0\u50b5\u304c\u81a8\u308c\u4e0a\u304c\u3063\u3066\u3057\u307e\u3063\u3066\u3082\u3001\u305d\u306e\u8ca0\u50b5\u3092\u8fd4\u6e08\u3059\u308b\u305f\u3081\u306b\u6295\u8cc7\u5bb6\u306e\u8ca1\u7523\u3067\u3042\u308b\u30d5\u30a1\u30f3\u30c9\u3084\uff25\uff34\uff26\u304c\u4f7f\u308f\u308c\u308b\u3053\u3068\u306f\u308a\u307e\u305b\u3093\u3002\u6295\u8cc7\u5bb6\u304c\u6240\u6709\u3057\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9\u3068\u3001\u305d\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u904b\u55b6\u30fb\u7dad\u6301\u30fb\u7ba1\u7406\u3092\u8a17\u3057\u3066\u3044\u308b\u91d1\u878d\u4f1a\u793e\u3068\u306f\u3001\u6cd5\u7684\u306b\u5225\u3005\u306e\u5b58\u5728\u306a\u306e\u3067\u3001\u91d1\u878d\u4f1a\u793e\u306e\u7d4c\u55b6\u96e3\u306e\u305f\u3081\u306b\u30d5\u30a1\u30f3\u30c9\u306e\u8cc7\u7523\u304c\u3042\u3066\u3089\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u306a\u3044\u306e\u3067\u3059\u3002<\/p>\n

\u91d1\u878d\u6a5f\u95a2\u304c\u3082\u3057\u3082\u7d4c\u55b6\u7834\u305f\u3093\u3092\u8d77\u3053\u3057\u3066\u5b58\u5728\u304c\u306a\u304f\u306a\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u30d5\u30a1\u30f3\u30c9\u3084\uff25\uff34\uff26\u306f\u5b58\u5728\u3057\u7d9a\u3051\u307e\u3059\u3002\u30d5\u30a1\u30f3\u30c9\u3084\uff25\uff34\uff26\u306e\u4e2d\u306b\u306f\u5b9f\u969b\u306e\u4f01\u696d\u306e\u682a\u5f0f\u3084\u50b5\u5238\u304c\u5165\u3063\u3066\u304a\u308a\u3001\u305d\u308c\u3089\u306e\u4fa1\u5024\u304c\u306a\u304f\u306a\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u30d5\u30a1\u30f3\u30c9\u3084\uff25\uff34\uff26\u306f\u5b58\u5728\u3057\u7d9a\u3051\u5b9f\u8cea\u7684\u306a\u4fa1\u5024\u3092\u6301\u3061\u7d9a\u3051\u308b\u306e\u3067\u3059\u3002\u91d1\u878d\u6a5f\u95a2\u304c\u30d3\u30b8\u30cd\u30b9\u3092\u505c\u6b62\u3059\u308b\u3088\u3046\u306a\u5834\u5408\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u3084\uff25\uff34\uff26\u306f\u305d\u306e\u307e\u307e\u306e\u5f62\u3067\u5225\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u79fb\u7ba1\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n

SIPC\u306f\u30d6\u30ed\u30fc\u30b1\u30fc\u30b8\u53e3\u5ea7\u306e\u305f\u3081<\/h2>\n

FDIC\u3084SIPC\u3068\u3044\u3046\u91d1\u878d\u8cc7\u7523\u4fdd\u8b77\u306e\u3057\u304f\u307f\u306b\u3064\u3044\u3066\u3054\u5b58\u77e5\u306e\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\uff26\uff24\uff29\uff23\u306f\u9280\u884c\u7834\u305f\u3093\u306e\u3068\u304d\u306b\u9810\u91d1\u3092\u4fdd\u8b77\u3057\u307e\u3059\u304c\u3001\u540c\u3058\u3088\u3046\u306b\uff33\uff29\uff30\uff23\u306f\u30d6\u30ed\u30fc\u30b1\u30fc\u30b8\u53e3\u5ea7\u3092<\/u>\u4fdd\u8b77\u3057\u307e\u3059\uff08\u91d1\u878d\u6a5f\u95a2\u304c\u00a0\u3064\u3076\u308c\u305f\u3089\u30fb\u30fb\u30fb\uff1f<\/strong><\/a>\uff09\u3002\u91d1\u878d\u6a5f\u95a2\u304c\u7d4c\u55b6\u96e3\u306e\u305f\u3081Liquidation(\u696d\u52d9\u6e05\u7b97)\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u5834\u5408\u306f\u3001\u4e0a\u3067\u66f8\u3044\u305f\u3088\u3046\u306b\u554f\u984c\u306a\u304f\u30d5\u30a1\u30f3\u30c9\u3084ETF\u306f\u6295\u8cc7\u5bb6\u306b\u623b\u3055\u308c\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u304c\u3001\u3082\u3057\u3082\u4f55\u304b\u554f\u984c\u304c\u3042\u3063\u305f\u5834\u5408\u306f\u3001SIPC\u304c\u95a2\u308f\u308a\u307e\u3059\u3002SIPC\u306f\u3067\u304d\u308b\u9650\u308a\u8fc5\u901f\u306b\u6295\u8cc7\u5bb6\u306e\u30d5\u30a1\u30f3\u30c9\u3084ETF\u306a\u3069\u3092\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u5f15\u304d\u4e0a\u3052\u6295\u8cc7\u5bb6\u3078\u623b\u3059\u3053\u3068\u306b\u52aa\u3081\u307e\u3059\u3002\u3053\u308c\u306f\u73fe\u91d1\u3067\u306e\u300c\u4fdd\u8a3c\u300d\u3067\u306f\u306a\u304f\u3066\u3001\u3042\u304f\u307e\u3067\u6295\u8cc7\u5bb6\u304c\u6301\u3063\u3066\u3044\u305f\u6295\u8cc7\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u4e2d\u8eab\uff08\u30d5\u30a1\u30f3\u30c9\u3084ETF\u3084\u682a\u306a\u3069\uff09\u3092\u305d\u306e\u307e\u307e\u306e\u5f62\u3067\u623b\u3059\u3053\u3068\u3092\u76ee\u6a19\u306b\u3057\u307e\u3059\u3002\u3082\u3057\u3082\u6295\u8cc7\u5bb6\u306e\u6295\u8cc7\u8cc7\u7523\u306e\u3046\u3061\u3001\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u5f15\u304d\u4e0a\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u305a\u6295\u8cc7\u5bb6\u306b\u623b\u3059\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u3082\u306e\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u306f\u3001SIPC\u306f\u4e00\u4eba$500,000\uff08\u305f\u3060\u3057\u73fe\u91d1\u306f\u3053\u306e\u3046\u3061$250,000\u307e\u3067\uff09\u3092\u9650\u5ea6\u306bSIPC\u81ea\u4f53\u306e\u8cc7\u7523\u3092\u4f7f\u3063\u3066\u3001\u623b\u3059\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u6295\u8cc7\u5a92\u4f53\u3092\u8cfc\u5165\u3057\u3001\u305d\u306e\u3046\u3048\u3067\u6295\u8cc7\u5bb6\u306b\u623b\u3057\u307e\u3059\u3002<\/p>\n

401(k)\u306f\u30c8\u30e9\u30b9\u30c8\u3067\u5b88\u3089\u3066\u3044\u307e\u3059<\/h2>\n

SIPC\u306f\u4e0a\u306b\u66f8\u3044\u305f\u901a\u308a\u3001\u30d6\u30ed\u30fc\u30b1\u30fc\u30b8\u53e3\u5ea7<\/u>\u3092\u4fdd\u8b77\u3057\u307e\u3059\u3002<\/p>\n

401(k)\u3084529\u306f\u30d6\u30ed\u30fc\u30b1\u30b8\u53e3\u5ea7\u3092\u4ecb\u3057\u3066\u8cfc\u5165\u3057\u306a\u3044\u306e\u3067\u3001SIPC\u306e\u5bfe\u8c61\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u30d6\u30ed\u30fc\u30b1\u30fc\u30b8\u53e3\u5ea7\u3092\u4ecb\u3055\u306a\u3044\u3067\u8cfc\u5165\u3059\u308b\u3068\u306f\u3001\u76f4\u63a5\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u304b\u3089\u30d5\u30a1\u30f3\u30c9\u3092\u8cfc\u5165\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u6bce\u6708\u5b9a\u671f\u7a4d\u307f\u7acb\u3066\u3092\u3059\u308b401(k)\u3084\u3001\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u3092\u76f4\u63a5\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u3058\u308b529\u306a\u3069\u304c\u305d\u306e\u5f62\u614b\u3067\u3059\u3002SIPC\u306e\u5bfe\u8c61\u3067\u306a\u3044\u304b\u3089\u5fc3\u914d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u304b\u3068\u3044\u3046\u3068\u305d\u3046\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3053\u308c\u3089\u306e\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u305d\u3082\u305d\u3082\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u306e\u7ba1\u7406\u4e0b\u306b\u306f\u306a\u304f\u3001\u30c8\u30e9\u30b9\u30c8\u3068\u3057\u3066\u5225\u7d44\u7e54\u306e\u7ba1\u7406\u4e0b\u306b\u3042\u308b\u306e\u3067\u3001SIPC\u306e\u4fdd\u8b77\u304c\u5fc5\u8981\u306a\u3044\u304b\u3089\u3067\u3059\u3002\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u304c\u7d4c\u55b6\u96e3\u306b\u306a\u3063\u3066\u3001\u30d5\u30a1\u30f3\u30c9\u306e\u8cc7\u7523\u304c\u6d41\u7528\u3055\u308c\u308b\u5371\u967a\u6027\u304c\u305d\u3082\u305d\u3082\u306a\u3044\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070Vanguard\u306f\u3064\u3076\u308c\u308b\u304b<\/h2>\n

\u3053\u306e\u30d6\u30ed\u30b0\u3067\u3082\u3088\u304f\u8a71\u984c\u306b\u4e0a\u308bVanguard\u3002\u5b9f\u969b\u3001\u3064\u3076\u308c\u308b\u3053\u3068\u3063\u3066\u3042\u308b\u3067\u3057\u3087\u3046\u304b\u3002\u3064\u3076\u308c\u308b\u3053\u3068\u306f\u3001\u3082\u3061\u308d\u3093\u306a\u3044\u3068\u306f\u3044\u3048\u307e\u305b\u3093\u3002\u305f\u3060\u30ea\u30fc\u30de\u30f3\u30d6\u30e9\u30b6\u30fc\u30ba\u306e\u3088\u3046\u306a\u3064\u3076\u308c\u65b9\u306f\u3061\u3087\u3063\u3068\u60f3\u50cf\u304c\u3057\u306b\u304f\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002\u30ea\u30fc\u30de\u30f3\u30d6\u30e9\u30b6\u30fc\u30ba\u306f\u3001\u4f1a\u793e\u81ea\u4f53\u304c\u30ea\u30b9\u30af\u3092\u7121\u8996\u3057\u305f\u6295\u8cc7\u3092\u3057\u305f\u305f\u3081\u306b\u7834\u305f\u3093\u3057\u307e\u3057\u305f\u3002\u9867\u5ba2\u304b\u3089\u9810\u304b\u3063\u3066\u3044\u305f\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u304c\u3046\u307e\u304f\u3044\u304b\u306a\u304f\u306a\u3063\u305f\u304b\u3089\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002Vanguard\u306f\u30d5\u30a1\u30f3\u30c9\u904b\u55b6\u3001\u58f2\u8cb7\u3001\u7dad\u6301\u3001\u7ba1\u7406\u696d\u52d9\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u3053\u308c\u3089\u306f\u30b5\u30fc\u30d3\u30b9\u696d\u52d9\u304c\u5c02\u9580\u3067\u3001\u30ea\u30fc\u30de\u30f3\u306e\u3088\u3046\u306b\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u7684\u306a\u696d\u52d9\u306f\u884c\u3063\u3066\u3044\u307e\u305b\u3093\u3002\u4f1a\u793e\u81ea\u4f53\u304c\u591a\u984d\u306e\u304a\u91d1\u3092\u30ea\u30b9\u30af\u3092\u7121\u8996\u3057\u3066\u6295\u8cc7\u3057\u3066\u5927\u7a74\u3092\u958b\u3051\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3082\u3057\u7d4c\u55b6\u7834\u305f\u3093\u306b\u9665\u308b\u3068\u3059\u308c\u3070\u3001\u7d4c\u55b6\u30b3\u30b9\u30c8\u304c\u53ce\u5165\u3067\u30ab\u30d0\u30fc\u3067\u304d\u306a\u304f\u306a\u308a\u3001\u8cc7\u91d1\u7e70\u308a\u304c\u56de\u3089\u306a\u304f\u306a\u308b\u3053\u3068\u3067\u3057\u3087\u3046\u304c\u3001\u3082\u3046\u305d\u3046\u3044\u3046\u3053\u3068\u304c\u3042\u308c\u3070\u554f\u984c\u306b\u306a\u308b\u524d\u306b\u624b\u6570\u6599\u3092\u4e0a\u3052\u308b\u306a\u3069\u3057\u3066\u53ce\u5165\u3092\u78ba\u4fdd\u3059\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u307e\u305f\u3001\u305f\u3068\u3048\u30ea\u30fc\u30de\u30f3\u30d6\u30e9\u30b6\u30fc\u30ba\u306e\u4f8b\u3092\u3068\u3063\u3066\u307f\u3066\u3082\u3001\u30ea\u30fc\u30de\u30f3\u306e\u682a\u5f0f\u306b\u6295\u8cc7\u3057\u3066\u3044\u305f\u4eba\uff08\u30ea\u30fc\u30de\u30f3\u306e\u682a\u4e3b\uff09\u306f\u75db\u3044\u76ee\u306b\u906d\u3044\u307e\u3057\u305f\u304c\u3001\u30ea\u30fc\u30de\u30f3\u306e\u53e3\u5ea7\u306b\u682a\u5f0f\u3084\u30d5\u30a1\u30f3\u30c9\u3092\u6301\u3063\u3066\u3044\u305f\u3060\u3051\u306e\u4eba\u306f\u3001\u30ea\u30fc\u30de\u30f3\u304c\u7834\u305f\u3093\u3057\u3066\u3082\u81ea\u5206\u306e\u6240\u6709\u3059\u308b\u682a\u5f0f\u3084\u30d5\u30a1\u30f3\u30c9\u3092\u3061\u3083\u3093\u3068\u53d6\u308a\u623b\u3057\u3066\u3044\u307e\u3059\u3002\u524d\u306b\u66f8\u3044\u305f\u3088\u3046\u306b\u6295\u8cc7\u8cc7\u7523\u306f\u6295\u8cc7\u5bb6\u306e\u6240\u8981\u7269\u3067\u3042\u308a\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u6240\u6709\u7269\u3067\u306f\u306a\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n

\u6b8b\u5ff5\u306a\u304c\u3089\u30ea\u30fc\u30de\u30f3\u306e\u682a\u4e3b\u306f\u3001\u682a\u5f0f\u304c\u307b\u3068\u3093\u3069\u4fa1\u5024\u306e\u306a\u3044\u3082\u306e\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u6295\u8cc7\u3057\u3066\u3044\u305f\u304a\u91d1\u3092\u306a\u304f\u3057\u307e\u3057\u305f\u3002\u4e0b\u304c\u30ea\u30fc\u30de\u30f3\u682a\u306e\u682a\u4fa1\u30c1\u30e3\u30fc\u30c8\u3067\u3059\u3002<\/p>\n

\"\"<\/p>\n

\u682a\u4e3b\u306f\u3001\u6295\u8cc7\u984d\u306e\u4e00\u90e8\u3092\u53d6\u308a\u623b\u3059\u305f\u3081\u306b\u3001\u96c6\u56e3\u8a34\u8a1f\u3092\u8d77\u3053\u3057\u4f1a\u793e\u5f79\u54e1\u3001\u7d4c\u55b6\u9663\u3001\u76e3\u67fb\u4f1a\u793e\u306a\u3069\u3092\u8a34\u3048\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u6642\u9593\u3082\u52b4\u529b\u3082\u8981\u3057\u305f\u308f\u3051\u3067\u3059\u3002\u3053\u308c\u306f\u3001\u672c\u984c\u3068\u306f\u305a\u308c\u307e\u3059\u304c\u304a\u91d1\u3092\u6295\u3058\u308b\u682a\u5f0f\u306f\u5206\u6563\u6295\u8cc7\u3057\u3066\u30ea\u30b9\u30af\u5206\u6563\u3092\u56f3\u3063\u305f\u307b\u3046\u304c\u3088\u3044\u3068\u3044\u3046\u5178\u578b\u4f8b\u3067\u3059\u3002<\/p>\n

\u307e\u3068\u3081\u308b\u3068\u3001\u682a\u5f0f\u3084\u50b5\u5238\u306a\u3069\u500b\u5225\u306e\u6295\u8cc7\u5a92\u4f53\u306b\u95a2\u3057\u3066\u306f\u3001\u8907\u6570\u3078\u306e\u5206\u6563\u6295\u8cc7\u306b\u3088\u308b\u30ea\u30b9\u30af\u5206\u6563\u306f\uff08\u3042\u3048\u3066\u5927\u304d\u306a\u30ea\u30b9\u30af\u306b\u8ced\u3051\u305f\u3044\u306e\u3067\u306a\u3044\u9650\u308a\uff09\u5fc5\u9808\u3002\u3057\u304b\u3057\u3001\u305d\u308c\u3089\u306e\u6295\u8cc7\u3092\u7f6e\u304f\u91d1\u878d\u4f1a\u793e\u306b\u3064\u3044\u3066\u306f\u5206\u6563\u3055\u305b\u308b\u5fc5\u8981\u306f\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201c\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3084TF\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u3072\u3068\u3064\u306e\u4f1a\u793e\u306b\u307e\u3068\u3081\u308b\u3068\u30ea\u30b9\u30af\u96c6\u4e2d\u3057\u307e\u305b\u3093\u304b\uff1f\u201d\u3001\u201c\u30ea\u30b9\u30af\u5206\u6563\u306e\u305f\u3081\u306b\u3001\u3044\u304f\u3064\u304b\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u3070\u3089\u3051\u3066\u6301\u3063\u305f\u65b9\u304c\u3044\u3044\u3067\u3059\u3088\u306d\uff1f\u201d\u3068\u3044\u3046\u3054\u8cea\u554f\u3092\u304a\u53d7\u3051\u3057\u307e\u3059\u3002\u201c\u682a\u3067\u3082\u306a\u3093\u3067\u3082\u3072\u3068\u3064\u306b\u6c7a\u3081\u6253\u3061\u3059\u308b\u4ee3\u308f\u308a\u306b\u3001\u3044\u304f\u3064\u304b\u306b\u5206\u6563\u3059\u308b\u30fb\u30fb\u3053\u308c\u3063\u3066\u57fa\u672c\u3067\u3057\u3087\uff1f\u201c\u3068\u3044\u3046\u610f\u898b\u3082\u3002\u5c11\u3057\u524d\u306b\u306f\u3001\u6295\u8cc7\u53e3\u5ea7\u306e\u6574\u7406\u3000\uff0d\u3000\u307e\u3068\u3081\u3066\u7ba1\u7406\u3092\u30e9\u30af\u306b\u3059\u308b\uff01\u3068\u3044\u3046\u8a18\u4e8b\u3092\u66f8\u304d\u307e\u3057\u305f\u304c\u3001\u201d\u672c\u5f53\u306b\u307e\u3068\u3081\u3066\u3057\u307e\u3063\u3066\u3082\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u201c\u3068\u3044\u3046\u4e0d\u5b89\u3082\u3002\u7d50\u8ad6\u304b\u3089\u3044\u3044\u307e\u3059\u3068\u30fb\u30fb\u30fb\u3072\u3068\u3064\u306b\u307e\u3068\u3081\u3066\u3057\u307e\u3063\u3066\u554f\u984c\u306f\u3042\u308a\u307e\u305b\u3093\uff01 \u306a\u3093\u3067\u3082\u304b\u3093\u3067\u3082\u5206\u6563\u306f\u30c0\u30e1 \u30ea\u30b9\u30af\u5206\u6563\u3068\u3044\u3046\u8a00\u8449\u306f\u3001\u6700\u8fd1\u3067\u306f\u6295\u8cc7\u3092\u3059\u308b\u65b9\u306e\u306a\u304b\u3067\u3082 …<\/p>\n","protected":false},"author":1,"featured_media":3968,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36],"tags":[47,75,45],"class_list":["post-4481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","tag-retire","tag-investment","tag-fighting-as-consumer"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/SP-business-building.jpg?fit=525%2C350&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-1ah","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=4481"}],"version-history":[{"count":1,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4481\/revisions"}],"predecessor-version":[{"id":4484,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4481\/revisions\/4484"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/3968"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=4481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=4481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=4481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}