\u5c71\u706b\u4e8b\u3001\u706b\u5c71\u5674\u706b\u3001\u53f0\u98a8\u3001\u6c34\u5bb3\u3001\u30cf\u30ea\u30b1\u30fc\u30f3\u3001\u30c8\u30eb\u30cd\u30fc\u30c9\u3001\u5730\u9707\u30fb\u30fb\u30fb\u81ea\u7136\u707d\u5bb3\u306e\u30cb\u30e5\u30fc\u30b9\u3092\u805e\u304f\u3053\u3068\u304c\u591a\u3044\u4eca\u65e5\u3053\u306e\u9803\u3067\u3059\u3002\u3054\u81ea\u5206\u306e\u5bb6\u3092\u6301\u3063\u3066\u3044\u308b\u3054\u5bb6\u5ead\u3067\u306f\u3001\u307b\u3068\u3093\u3069\u306e\u5834\u5408Home Owner\u2019s Insurance\u306b\u5165\u3063\u3066\u304a\u3089\u308c\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u30e2\u30fc\u30b2\u30fc\u30b8\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u30ec\u30f3\u30c0\u30fc\u304cHome Owner’s Insurance\u52a0\u5165\u3092\u8cb8\u3057\u4ed8\u3051\u306e\u6761\u4ef6\u306b\u3057\u307e\u3059\u306e\u3067\u3001\u52a0\u5165\u7387\u306f100\uff05\u3067\u3057\u3087\u3046\u3002\u3068\u3053\u308d\u3067\u3001\u3053\u306eHome Owner\u2019s Insurance\u3067\u3069\u3053\u307e\u3067\u81ea\u7136\u707d\u5bb3\u3092\u30ab\u30d0\u30fc\u3059\u308b\u306e\u304b\u3001\u5225\u9014\u81ea\u7136\u707d\u5bb3\u7528\u306e\u4fdd\u967a\u304c\u5fc5\u8981\u306a\u306e\u304b\u2026\u4eca\u65e5\u306f\u305d\u306e\u3042\u305f\u308a\u306e\u304a\u8a71\u3057\u3067\u3059\u3002<\/p>\n
\u304a\u5bdf\u3057\u306e\u901a\u308a\u3001\u4e0a\u306b\u5217\u6319\u3055\u308c\u305f\u81ea\u7136\u707d\u5bb3\u304c\u3059\u3079\u3066Home Owner\u2019s Insurance\u3067\u30ab\u30d0\u30fc\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4f55\u304c\u30ab\u30d0\u30fc\u3055\u308c\u306a\u3044\u304b\u30fb\u30fb\u3092\u541f\u5473\u3057\u3066\u3044\u304f\u524d\u306b\u3001\u4f55\u304c\u30ab\u30d0\u30fc\u3055\u308c\u308b\u304b\u30fb\u30fb\u3092\u307e\u305a\u78ba\u8a8d\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n
<\/p>\n
Insurance Policy\u3067\u4f55\u304c\u30ab\u30d0\u30fc\u3055\u308c\u3001\u4f55\u304c\u9664\u5916\u3055\u308c\u3066\u3044\u308b\u304b\u306f\u3001Policy\u306b\u8a18\u8f09\u304c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3042\u308b\u7a0b\u5ea6\u306e\u6a19\u6e96\u5316\u304c\u3042\u308b\u3082\u306e\u306e\u3001\u4fdd\u967a\u4f1a\u793e\u3054\u3068\u306b\u7d30\u304b\u3044\u5dee\u7570\u306f\u5b58\u5728\u3057\u307e\u3059\u3057\u3001\u307e\u305fRider(\u7279\u7d04)\u3067\u30ab\u30d0\u30fc\u3092\u8ffd\u52a0\u3057\u3066\u3044\u305f\u308a\u3059\u308c\u3070\u3001\u305d\u308c\u3082\u5dee\u7570\u306b\u306a\u308a\u307e\u3059\u3002\u4ee5\u4e0b\u3067\u306f\u3001\u4e00\u822c\u7684\u306bHome Owner\u2019s Insurance\u3067\u30ab\u30d0\u30fc\u3055\u308c\u308b\u3082\u306e\u306b\u3064\u3044\u3066\u5217\u6319\u3057\u307e\u3059\u3002<\/p>\n
<\/p>\n
FIRE AND SMOKE<\/strong><\/p>\n \u706b\u707d\u306b\u3088\u308b\u88ab\u5bb3\u3001\u7159\u306b\u3088\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u4e00\u90e8\u306e\u5dde\u3067\u731b\u5a01\u3092\u632f\u308b\u3046\u5c71\u706b\u4e8b\u306f\u3082\u3061\u308d\u3093\u306e\u3053\u3068\u3001\u5730\u9707\u304c\u539f\u56e0\u3067\u30ac\u30b9\u7ba1\u304c\u58ca\u308c\u767a\u706b\u3057\u3066\u706b\u4e8b\u306b\u306a\u3063\u305f\u3068\u3044\u3046\u3088\u3046\u306a\u5834\u5408\u3067\u3082\u3001\u88ab\u5bb3\u304c\u706b\u707d\u306b\u3088\u308b\u3082\u306e\u306a\u306e\u3067\u30ab\u30d0\u30fc\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n \u00a0<\/strong><\/p>\n LIGHTNING STRIKES<\/strong><\/p>\n \u843d\u96f7\u306b\u3088\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u4fdd\u967aPolicy\u306b\u3088\u3063\u3066\u306f\u3001\u30d1\u30ef\u30fc\u30b5\u30fc\u30b8\u306b\u3088\u308b\u5bb6\u96fb\u88fd\u54c1\u306a\u3069\u306e\u30c0\u30e1\u30fc\u30b8\u3082\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002<\/p>\n \u00a0<\/strong><\/p>\n WINDSTORMS AND HAIL<\/strong><\/p>\n \u98a8\u3084\u30d2\u30e7\u30a6\u306b\u3088\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u30c8\u30eb\u30cd\u30fc\u30c9\u304c\u6765\u3066\u5f37\u98a8\u3067\u5c4b\u6839\u304c\u5439\u304d\u98db\u3093\u3060\u30fb\u30fb\u306a\u3069\u306f\u98a8\u5bb3\u3067\u3059\u306e\u3067\u3001\u901a\u5e38\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u3002\u5f37\u98a8\u306e\u305b\u3044\u3067\u7a93\u304c\u58ca\u308c\u96e8\u3084\u96ea\u304c\u5bb6\u306e\u4e2d\u306b\u5165\u308a\u8fbc\u307f\u6c34\u5bb3\u304c\u8d77\u3053\u3063\u305f\u3088\u3046\u306a\u5834\u5408\u3082\u3001\u539f\u56e0\u304c\u98a8\u306a\u306e\u3067\u901a\u5e38\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u3042\u305f\u308a\u306f\u3001Policy\u3054\u3068\u306b\u5fae\u5999\u306a\u5dee\u304c\u5b58\u5728\u3059\u308b\u30a8\u30ea\u30a2\u3067\u3082\u3042\u308a\u3001\u3088\u304fPolicy\u3092\u8aad\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n \u00a0<\/strong><\/p>\n EXPLOSION<\/strong><\/p>\n \u7206\u767a\u306b\u3088\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u30ac\u30b9\u6f0f\u308c\u3084BBQ\u30b0\u30ea\u30eb\u306e\u30d7\u30ed\u30d1\u30f3\u304c\u7206\u767a\u3057\u305f\u3088\u3046\u306a\u5834\u5408\u3082\u3001\u901a\u5e38\u306f\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u3002<\/p>\n <\/p>\n VANDALISM AND MALICIOUS MISCHIEF<\/strong><\/p>\n \u00a0<\/strong>\u7834\u58ca\u884c\u70ba\u3084\u60aa\u610f\u3042\u308b\u3044\u305f\u305a\u3089\u306a\u3069\u3088\u306b\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u30b9\u30d7\u30ec\u30fc\u30da\u30a4\u30f3\u30c8\u3067\u306e\u843d\u66f8\u304d\u3001\u6295\u77f3\u306a\u3069\u3067\u306e\u7834\u58ca\u3001\u5375\u653b\u6483\uff08Egging\u3068\u3044\u3046\u82f1\u5358\u8a9e\u304c\u5b58\u5728\u3057\u307e\u3059\uff09\u306a\u3069\u306e\u88ab\u5bb3\u3067\u3059\u3002\u901a\u5e38\u8b66\u5bdf\u306b\u901a\u5831\u3057\u30ec\u30dd\u30fc\u30c8\u3092\u4f5c\u6210\u3057\u3066\u3082\u3089\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n <\/p>\n DAMAGE FROM AN AIRCRAFT, CAR OR VEHICLE<\/strong><\/p>\n \u98db\u884c\u6a5f\u3001\u8eca\u3001\u30c8\u30e9\u30c3\u30af\u306a\u3069\u306b\u3088\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u3042\u307e\u308a\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u3051\u3069\u3001\u305d\u308c\u3067\u3082\u6848\u5916\u805e\u304d\u307e\u3059\u306d\u3002\u30bb\u30b9\u30ca\u304c\u4f4f\u5b85\u306b\u7a81\u3063\u8fbc\u3093\u3060\u3068\u3044\u3046\u30cb\u30e5\u30fc\u30b9\u3082\u3061\u3087\u3063\u3068\u524d\u306b\u3042\u308a\u307e\u3057\u305f\u3002\u88ab\u5bb3\u306f\u901a\u5e38\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u3002<\/p>\n <\/p>\n THEFT<\/strong><\/p>\n \u00a0<\/strong>\u7a83\u76d7\u306b\u3088\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u6ce5\u68d2\u304c\u7a93\u3092\u58ca\u3057\u3066\u4fb5\u5165\u3057\u3001\u7269\u3092\u76d7\u3093\u3067\u3044\u3063\u305f\u3088\u3046\u306a\u30b1\u30fc\u30b9\u3067\u306f\u3001\u5efa\u7269\u3078\u306e\u30c0\u30e1\u30fc\u30b8\u3082\u76d7\u307e\u308c\u305f\u7269\u3082\u901a\u5e38\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u304c\u3001\u7269\u54c1\u306e\u307b\u3046\u306f\u3069\u306e\u3088\u3046\u306a\u30bf\u30a4\u30d7\u306e\u3082\u306e\u3092\u3069\u308c\u3060\u3051\u30ab\u30d0\u30fc\u3059\u308b\u3068\u3044\u3046\u7d30\u304b\u3044\u898f\u5b9a\u304c\u3042\u308b\u5834\u5408\u304c\u591a\u3044\u3088\u3046\u3067\u3059\u3002\u9ad8\u4fa1\u306a\u3082\u306e\u306f\u5168\u984d\u30ab\u30d0\u30fc\u3055\u308c\u306a\u3044\u5834\u5408\u304c\u591a\u3044\u306e\u3067\u3001\u5225\u9014\u7279\u7d04\u3067\u30ab\u30d0\u30fc\u3092\u3057\u3066\u304a\u304f\u306e\u304c\u8ce2\u660e\u3067\u3059\u3002<\/p>\n \u00a0<\/strong><\/p>\n FALLING OBJECTS<\/strong><\/p>\n \u843d\u4e0b\u7269\u306b\u3088\u308b\u88ab\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u5b87\u5b99\u304b\u3089\u98db\u3093\u3067\u304f\u308b\u6d41\u661f\u3067\u3082\u3001\u30c8\u30eb\u30cd\u30fc\u30c9\u306b\u5dfb\u304d\u4e0a\u3052\u3089\u308c\u305f\u77f3\u3067\u3082\u3001\u53f0\u98a8\u3067\u6298\u308c\u305f\u6728\u3067\u3082\u3001\u4e0a\u304b\u3089\u843d\u3061\u3066\u304d\u3066\u5bb6\u306b\u30c0\u30e1\u30fc\u30b8\u3092\u767a\u751f\u3055\u305b\u305f\u5834\u5408\u306f\u3001\u901a\u5e38\u30ab\u30d0\u30fc\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n \u00a0<\/strong><\/p>\n WEIGHT OF ICE, SNOW OR SLEET<\/strong><\/p>\n \u00a0<\/strong>\u5c4b\u6839\u306b\u7a4d\u3082\u3063\u305f\u96ea\u3084\u6c37\u306a\u3069\u306e\u91cd\u3055\u3067\u3001\u5efa\u7269\u306b\u3067\u304d\u305f\u30c0\u30e1\u30fc\u30b8\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u5efa\u7269\u304c\u58ca\u308c\u3066\u6c34\u304c\u4e2d\u306b\u5165\u3063\u305f\u308a\u3001\u98a8\u304c\u5439\u304d\u8fbc\u307f\u88ab\u5bb3\u304c\u3042\u3063\u305f\u3088\u3046\u306a\u5834\u5408\u3082\u3001\u901a\u5e38\u306f\u30ab\u30d0\u30fc\u3055\u308c\u307e\u3059\u3002<\/p>\n <\/p>\n WATER DAMAGE<\/strong><\/p>\n \u6c34\u9053\u7ba1\u7834\u88c2\u3084\u30a6\u30a9\u30fc\u30bf\u30fc\u30d2\u30fc\u30bf\u30fc\u306e\u7206\u88c2\u306a\u3069\u306b\u3088\u308b\u6c34\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u6b21\u7b2c\u306b\u8d77\u3053\u308b\u6469\u8017\u30fb\u6d88\u8017\u306f\u5bfe\u8c61\u306b\u306a\u308a\u307e\u305b\u3093\u3002\u6025\u306b\u4e8b\u6545\u7684\u306b\u8d77\u3053\u308b\u3082\u306e\u3060\u3051\u304c\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n Flood\uff08\u6d2a\u6c34\uff09\u306b\u3088\u308b\u6c34\u5bb3\u3082\u30ab\u30d0\u30fc\u3057\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u4e0b\u6c34\u30fb\u6392\u6c34\u304c\u3064\u307e\u3063\u3066\u30d0\u30c3\u30af\u30a2\u30c3\u30d7\u3057\u305f\u308a\u3001\u5730\u4e0b\u306eSump Pump\u304c\u30aa\u30fc\u30d0\u30fc\u30d5\u30ed\u30fc\u3059\u308b\u3053\u3068\u3067\u306e\u6c34\u5bb3\u3082\u30ab\u30d0\u30fc\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n <\/p>\n \u4e0a\u306b\u4e0a\u3052\u305f\u4ee5\u4e0b\u306e\u30ea\u30b9\u30af\u306fHome Owner’s Insurance\u3067\u306f\u901a\u5e38\u30ab\u30d0\u30fc\u3055\u308c\u306a\u3044\u306e\u3067\u3001\u5225\u9014\u4fdd\u967a\u306e\u8cfc\u5165\u304c\u5fc5\u8981\u3067\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u5730\u57df\u3067\u306e\u30ea\u30b9\u30af\u8981\u56e0\u3092\u541f\u5473\u3057\u3001\u5225\u9014\u8cfc\u5165\u306e\u5fc5\u8981\u6027\u3092\u541f\u5473\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n <\/p>\n \u6d2a\u6c34<\/strong><\/p>\n \u4f4e\u5730\u3001\u6cb3\u5ddd\u304c\u8fd1\u304f\u306b\u3042\u308b\u5730\u57df\u3001\u30c0\u30e0\u306e\u4e0b\u6d41\u306a\u3069\u6d2a\u6c34\u306e\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u5730\u57df\u3067\u306fFlood Insurance\u3092\u5225\u9014\u8cb7\u3046\u306e\u304c\u8ce2\u660e\u3067\u3059\u3002\u5bb6\u306e\u8cfc\u5165\u6642\u306b\u306f\u3001\u5bb6\u304c\u6d2a\u6c34\u78ba\u7387\u306e\u9ad8\u3044Flood Zone\u306b\u3042\u308b\u304b\u306e\u60c5\u5831\u958b\u793a\u304c\u5fc5\u8981\u306a\u306e\u3067\u3001\u3059\u3067\u306b\u3054\u5b58\u3058\u304b\u3068\u601d\u3044\u307e\u3059\u3002FEMA\u306e\u3053\u3061\u3089\u306e\u30b5\u30a4\u30c8\u3067\u3082\u30a2\u30c9\u30ec\u30b9\u3092\u5165\u529b\u3059\u308b\u3068<\/a>Flood\u306e\u30ea\u30b9\u30af\u5206\u6790\u3092\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u3082Flood Insurance\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u304c\u3001National Flood Insurance Program<\/a>\u3092\u901a\u3057\u3066\u8cfc\u5165\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002Houselogic\u306b\u3088\u308c\u3070\u3001\u5e73\u5747\u7684Flood Insurance\u306e\u4fdd\u967a\u6599\u306f\u5e74\u306b$600\u307b\u3069\u3001\u5e73\u5747\u7684\u306aFlood\u88ab\u5bb3\u306e\u30af\u30ec\u30fc\u30e0\u304c\u82e6\u306f$30,000\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n <\/p>\n \u30cf\u30ea\u30b1\u30fc\u30f3<\/strong><\/p>\n 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Insurance\u306b\u8ffd\u52a0\u3059\u308b\u5f62\u3067\u540c\u3058\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u8cfc\u5165\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002Homelogic\u306b\u3088\u308c\u3070\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u3067\u306e\u5730\u9707\u4fdd\u967a\u306f\u3001Deductible\u304c\u5bb6\u306e\u4fa1\u683c\u306e5%\u304b\u308915%\u306e\u8a2d\u5b9a\u3067\u3001\u4fdd\u967a\u6599\u306f\u5bb6\u306e\u4fa1\u683c$1,000\u306b\u3064\u304d$1.50\u304b\u3089$3.00\u7a0b\u5ea6\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u4ee5\u5916\u306e\u5dde\u306e\u5834\u5408\u3070\u3001\u76f4\u63a5\u4fdd\u967a\u4f1a\u793e\u306b\u554f\u3044\u5408\u308f\u305b\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n <\/p>\n 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