\u5065\u5168\u306a\u5bb6\u8a08\u3067\u306f\uff13\uff5e\uff16\u304b\u6708\u5206\u306e\u751f\u6d3b\u8cbb\u3092\u3001\u975e\u5e38\u6642\u306e\u84c4\u3048\uff08Emergency Fund\uff09\u3068\u3057\u3066\u73fe\u91d1\u3067\u6301\u3063\u3066\u304a\u304f\u3068\u3044\u3046\u306e\u304c\u57fa\u672c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u6025\u306a\u51fa\u8cbb\u3084\u4e8b\u6545\u3001\u53ce\u5165\u304c\u9014\u7d76\u3048\u305f\u308a\u6e1b\u984d\u306b\u306a\u3063\u305f\u3068\u304d\u3067\u3082\u3001\u554f\u984c\u306a\u304f\u901a\u5e38\u306e\u751f\u6d3b\u304c\u3067\u304d\u308b\u305f\u3081\u306e\u73fe\u91d1\u30d7\u30fc\u30eb\u3067\u3059\u3002\u3042\u308b\u7a0b\u5ea6\u307e\u3068\u307e\u3063\u305f\u73fe\u91d1\u3067\u3059\u304b\u3089\u3001\u3053\u308c\u3092\u5168\u984d\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u306b\u7f6e\u3044\u3066\u304a\u304f\u304b\u3001\u305d\u308c\u3068\u3082\u3082\u3046\u5c11\u3057\u9ad8\u3081\u306e\u5229\u5b50\u3067\u5897\u3084\u3059\u304b\u306f\u5224\u65ad\u304c\u5fc5\u8981\u306a\u3068\u3053\u308d\u3067\u3059\u3002\u4eca\u56de\u306f\u3001\u305d\u3093\u306a\u3068\u304d\u306b\u4f7f\u308f\u308c\u308b\u9078\u629e\u80a2\u3068\u306a\u308a\u3048\u308b\u53e3\u5ea7\u306e\u7a2e\u985e\u306b\u3064\u3044\u3066\u8003\u3048\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n
<\/p>\n
\u9280\u884c\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306f\u3001\u3054\u5b58\u77e5\u306e\u901a\u308a\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u3068\u30da\u30a2\u3067\u6301\u3064\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002\u30c1\u30a7\u30c3\u30af\u3084AMT\u306b\u3088\u308b\u51fa\u5165\u91d1\u306e\u6c7a\u6e08\u53e3\u5ea7\u3068\u3057\u3066\u306e\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u306f\u5229\u5b50\u304c\u30bc\u30ed\u3042\u308b\u3044\u306f\u307b\u307c\u30bc\u30ed\u306b\u8fd1\u3044\u3067\u3059\u304c\u3001\u3053\u308c\u306b\u6bd4\u8f03\u3059\u308c\u3070\u3001\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306f\u5c11\u3057\u5229\u7387\u304c\u3088\u3044\u306f\u305a\u3067\u3059\u3002\u304a\u91d1\u306e\u5f15\u304d\u51fa\u3057\u56de\u6570\u306b\u3064\u3044\u3066\u306f\u7121\u5236\u9650\u306e\u3082\u306e\u3082\u3042\u308c\u3070\u3001\u5236\u9650\u306e\u3042\u308b\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002\u5f93\u6765\u306e\u9280\u884c\uff08\u652f\u5e97\u3092\u6301\u3064\uff09\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306f\u3001\u304a\u91d1\u306e\u5f15\u304d\u51fa\u3057\u56de\u6570\u3001\u6700\u4f4e\u6b8b\u9ad8\u306b\u5bfe\u3059\u308b\u7e1b\u308a\u304c\u306a\u3044\u3082\u306e\u3082\u591a\u3044\u3067\u3059\u304c\u3001\u305d\u306e\u5206\u5229\u5b50\u30820.10\uff05\u4ee5\u4e0b\u306e\u3053\u3068\u3082\u591a\u304f\u3001\u304a\u91d1\u3092\u5897\u3084\u3059\u3053\u3068\u306f\u307b\u3068\u3093\u3069\u671f\u5f85\u3067\u304d\u307e\u305b\u3093\u3002\u305f\u3068\u3048\u3070\u3001\u3053\u306e\u8a18\u4e8b\u6642\u70b9\u3067\u306eBank of America\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306e\u5229\u5b50\u306f0.03\uff05\u3067\u3001\u3042\u304f\u307e\u3067\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u3088\u308a\u306f\u5c11\u3057\u307e\u3057\u3068\u3044\u3046\u30ec\u30d9\u30eb\u306b\u3068\u3069\u307e\u308a\u307e\u3059\u3002\u305f\u3060\u3001\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u3068\u9023\u52d5\u3055\u305b\u305f\u308a\u3001\u652f\u5e97ATM\u3067\u73fe\u91d1\u5f15\u304d\u51fa\u3057\u304c\u3067\u304d\u305f\u308a\u3068\u3044\u3046\u65e5\u5e38\u9762\u3067\u306e\u4fbf\u5229\u3055\u306f\u4e8c\u91cd\u4e38\u3067\u3057\u3087\u3046\u3002$250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u306f\u3001\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3068\u540c\u3058\u3088\u3046\u306b\u9280\u884c\u3067\u958b\u304f\u3053\u3068\u306e\u3067\u304d\u308b\u53e3\u5ea7\u3067\u3059\u304c\u3001\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u3067\u9280\u884c\u304c\u96c6\u3081\u305f\u73fe\u91d1\u306f\u3001\u30ed\u30fc\u30ea\u30b9\u30af\u306e\u77ed\u671f\u91d1\u878d\u5546\u54c1\u3067\u904b\u7528\u3055\u308c\u308b\u305f\u3081\u3001\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3088\u308a\u3082\u4e00\u822c\u7684\u306b\u5229\u5b50\u304c\u9ad8\u3081\u3067\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u3053\u306e\u8a18\u4e8b\u6642\u70b9\u3067\u306eBank of America\u306e\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u306e\u5229\u5b50\u306f0.06\uff05\u3067\u3059\u3002\u904b\u7528\u3068\u3044\u3063\u3066\u3082\u305d\u308c\u306f\u9280\u884c\u304c\u3059\u308b\u3053\u3068\u3067\u3001\u53e3\u5ea7\u306e\u30aa\u30fc\u30ca\u30fc\u304c\u3059\u308b\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3088\u3063\u3066\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u306f\u3001\u500b\u4eba\u306b\u3068\u3063\u3066\u306f\u6295\u8cc7\u904b\u7528\u3067\u306f\u306a\u304f\u3001\u5143\u91d1\u3082\u91d1\u5229\u3082\u4fdd\u8a3c\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u5f8c\u8ff0\u306e\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3068\u306f\u7570\u306a\u308a\u307e\u3059\uff09\u3002\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3068\u540c\u69d8\u3001250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
\u30c1\u30a7\u30c3\u30af\u3092\u66f8\u3044\u305f\u308a\u3001ATM\u3067\u5f15\u304d\u51fa\u3057\u304c\u3067\u304d\u307e\u3059\u304c\u3001\u305d\u306e\u56de\u6570\u306b\u306f\u5236\u9650\u304c\u3042\u308a\u307e\u3059\u3002\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3068\u6bd4\u3079\u308b\u3068\u3001\u521d\u3081\u306b\u30c7\u30dd\u30b8\u30c3\u30c8\u3059\u308b\u304a\u91d1\u3084\u6b8b\u9ad8\u306b\u5bfe\u3057\u3066\u6700\u4f4e\u984d\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u591a\u304f\u3001\u307e\u305f\u3001\u6700\u4f4e\u984d\u3092\u5272\u308b\u3068\u624b\u6570\u6599\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u671f\u9650\u4ed8\u304d\u306e\u5b9a\u671f\u9810\u91d1\u3067\u3001\u521d\u3081\u306b\u30c7\u30dd\u30b8\u30c3\u30c8\u3059\u308b\u984d\u3068\u9810\u3051\u5165\u308c\u308b\u671f\u9593\u306e\u9577\u3055\u306b\u3088\u308a\u3001\u4e00\u5b9a\u306e\u5229\u5b50\u304c\u4fdd\u8a3c\u3055\u308c\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u3053\u306e\u8a18\u4e8b\u6642\u70b9\u3067\u306f\u3001Bank of America\u3067\u306f\u3001$10,000\u30921\u5e74\u9810\u3051\u308bCD\u306e\u5229\u5b50\u306f0.07\uff05\u3067\u3059\u3002\u5b9a\u671f\u9810\u91d1\u306a\u306e\u3067\u3001\u671f\u9650\u307e\u3067\u624b\u4ed8\u304b\u305a\u3067\u7f6e\u3044\u3066\u304a\u304f\u306e\u304c\u539f\u5247\u3067\u3059\u3002AMT\u3084\u30c1\u30a7\u30c3\u30af\u306b\u3088\u308b\u5f15\u304d\u51fa\u3057\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u9014\u4e2d\u3067\u89e3\u7d04\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u3059\u304c\u3001\u305d\u306e\u5834\u5408\u306f\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u304b\u304b\u308a\u3001\u304b\u3048\u3063\u3066\u8d64\u5b57\u306b\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u671f\u9650\u307e\u3067\u6301\u3063\u3066\u3044\u308c\u3070\u624b\u6570\u6599\u306a\u3069\u306f\u3042\u308a\u307e\u305b\u3093\u3002250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002High-Yield Savings<\/p>\n
\u6700\u8fd1\u3067\u306f\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\uff08\u9ad8\u5229\u5b50\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\uff09\u3068\u3044\u3046\u540d\u524d\u3092\u3088\u304f\u8033\u306b\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u30bb\u30fc\u30d3\u30f3\u30b0\u306e\u4e00\u7a2e\u985e\u3067\u3001\u4e3b\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u306b\u3088\u308a\u63d0\u4f9b\u3055\u308c\u308b\u3082\u306e\u3067\u3059\u3002\u652f\u5e97\u5e97\u8217\u3092\u6301\u3064\u5f93\u6765\u306e\u9280\u884c\u306b\u6bd4\u3079\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u306f\u7269\u7406\u7684\u5efa\u7269\u3084AMT\u3092\u6301\u305f\u306a\u3044\u305f\u3081\u30ed\u30fc\u30b3\u30b9\u30c8\u306e\u904b\u55b6\u304c\u3067\u304d\u308b\u305f\u3081\u3001\u305d\u306e\u5f37\u307f\u3092\u751f\u304b\u3057\u9ad8\u3044\u5229\u5b50\u3092\u63d0\u4f9b\u3059\u308b\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3067\u3059\u3002\u305d\u306e\u4ee3\u308f\u308a\u3001\u304a\u91d1\u306e\u5f15\u304d\u51fa\u3057\u56de\u6570\u306b\u306f\u5236\u9650\u304c\u3042\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u672c\u6765\u306f\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306e\u4e00\u7a2e\u306a\u306e\u3067\u5225\u67a0\u3067\u3068\u308a\u3042\u3052\u3089\u308c\u308b\u306e\u3082\u5999\u306a\u8a71\u3067\u3059\u304c\u3001\u305d\u306e\u5229\u5b50\u306e\u9ad8\u3055\u3068\u4f7f\u3044\u52dd\u624b\u306e\u9055\u3044\u306e\u305f\u3081\u3001\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u3068\u3044\u3046\u540d\u79f0\u3067\u4e00\u822c\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3068\u306f\u4e00\u7dda\u3092\u5f15\u3044\u3066\u53d6\u308a\u4e0a\u3052\u3089\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u306e\u3072\u3068\u3064Ally Bank\u306e\u3001\u3053\u306e\u8a18\u4e8b\u6642\u70b9\u3067\u306e\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306e\u5229\u5b50\u306f\u30011.85\uff05\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u4ed6\u306b\u3082\u3082\u3046\u5c11\u3057\u77e5\u540d\u5ea6\u306e\u4f4e\u3044\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u3060\u30682.00\uff05\u3092\u8d85\u3048\u308b\u5229\u5b50\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n
\u65e5\u5e38\u4f7f\u3063\u3066\u3044\u308b\u81ea\u5206\u306e\u9280\u884c\u306e\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u3068\u30ea\u30f3\u30af\u3055\u305b\u3066\u304a\u304d\u3001\u3042\u308b\u4e00\u5b9a\u671f\u4f7f\u308f\u306a\u3044\u73fe\u91d1\u3092\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u3067\u5897\u3084\u3057\u3066\u7f6e\u304d\u3001\u5fc5\u8981\u306a\u3068\u304d\u3060\u3051\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u306b\u9001\u91d1\u3059\u308b\u3068\u3044\u3046\u3088\u3046\u306a\u4f7f\u3044\u65b9\u304c\u6700\u9069\u3067\u3059\u3002250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u3067\u63d0\u4f9b\u3055\u308c\u308bCD\u3067\u3059\u3002\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306eCD\u7248\u3068\u3067\u3082\u3044\u3044\u307e\u3057\u3087\u3046\u304b\u3002\u305f\u3068\u3048\u3070\u3001\u524d\u8ff0Ally Bank\u306e\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9CD\u306e\u5229\u5b50\u306f\u3001\u3053\u306e\u8a18\u4e8b\u6642\u70b9\u3067\u306f\uff13\u304b\u6708\u30670.75\uff05\uff5e5\u5e74\u30673.00\uff05\u307e\u3067\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u306b\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9CD\u3068\u304f\u308c\u3070\u3001\u304a\u5bdf\u3057\u306e\u3088\u3046\u306b\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u3082\u3042\u308a\u307e\u3059\u3002\u524d\u8ff0Ally Bank\u306e\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u306e\u5229\u5b50\u306f\u65e5\u3005\u306e\u5e73\u5747\u6b8b\u9ad8\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u3001$5,000\u306e\u6b8b\u9ad8\u30670.90\uff05\uff5e$25,000\u4ee5\u4e0a\u306e\u6b8b\u9ad8\u30671.00\uff05\u307e\u3067\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u6700\u5f8c\u306b\u3001\u3053\u3053\u307e\u3067\u898b\u3066\u304d\u305f\u53e3\u5ea7\u3068\u306f\u5c11\u3057\u7a2e\u985e\u306e\u3053\u3068\u306a\u308b\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u53d6\u308a\u4e0a\u3052\u307e\u3059\u3002\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u3068\u540d\u524d\u304c\u4f3c\u3066\u3044\u308b\u306e\u3067\u6df7\u540c\u3055\u308c\u304c\u3061\u3067\u3059\u304c\u3001\u3053\u308c\u3089\u4e8c\u3064\u306f\u5927\u304d\u306a\u5dee\u304c\u3042\u308a\u307e\u3059\u3002\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u3068\u3044\u3046\u540d\u524d\u304c\u3064\u3044\u3066\u3044\u308b\u901a\u308a\u6295\u8cc7\u53e3\u5ea7\u3067\u3059\u3002\u6295\u8cc7\u3092\u6271\u3046\u9280\u884c\u3084\u91d1\u878d\u6a5f\u95a2\u3067\u6295\u8cc7\u306e\u305f\u3081\u306e\u53e3\u5ea7\u3092\u958b\u304d\u3001\u305d\u306e\u4e2d\u3067\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3073\u6295\u8cc7\u3057\u307e\u3059\u3002\u77ed\u671f\u306e\u30ed\u30fc\u30ea\u30b9\u30af\u91d1\u878d\u5546\u54c1\u306b\u3001\u53e3\u5ea7\u306e\u30aa\u30fc\u30ca\u30fc\u304c\u6295\u8cc7<\/u>\u3059\u308b\u3082\u306e\u3067\u3001\u682a\u5f0f\u30d5\u30a1\u30f3\u30c9\u3084\u50b5\u5238\u30d5\u30a1\u30f3\u30c9\u3088\u308a\u3082\u305a\u3063\u3068\u30ea\u30b9\u30af\u304c\u4f4e\u3044\u3082\u306e\u306e\u305d\u308c\u3067\u3082\u6295\u8cc7\u306b\u306f\u5909\u308f\u308a\u306a\u304f\u3001\u91d1\u5229\u306f\u56fa\u5b9a\u4fdd\u8a3c\u3067\u306f\u306a\u304f\u5143\u672c\u4fdd\u8a3c\u3082\u3042\u308a\u307e\u305b\u3093\u3002\u9810\u91d1\u53e3\u5ea7\u3067\u306f\u306a\u3044\u306e\u3067\u3001250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u305b\u3093<\/u>\u3002\u3053\u306e\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u682a\u5f0f\u3084\u50b5\u5238\u30d5\u30a1\u30f3\u30c9\u3068\u5408\u308f\u305b\u3066\u6700\u9069\u306a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u305f\u3081\u306b\u4f7f\u308f\u308c\u308b\u3079\u304d\u30d5\u30a1\u30f3\u30c9\u3067\u3001\u77ed\u671f\u7684\u306b\u73fe\u91d1\u3092\u7f6e\u3044\u3066\u304a\u304f\u76ee\u7684\u306e\u305f\u3081\u306b\u306f\u4f7f\u308f\u306a\u3044\u306e\u304c\u30d9\u30b9\u30c8\u3067\u3059\u3002<\/p>\n
<\/p>\n
\u547c\u3073\u540d\u306f\u540c\u3058\u3067\u3082\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u3001\u5546\u54c1\u306b\u3088\u3063\u3066\u3001\u7d30\u304b\u3044\u6761\u4ef6\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u5229\u5b50\u306e\u9ad8\u3055\u3060\u3051\u306b\u76ee\u3092\u7559\u3081\u305a\u3001\u304d\u3061\u3093\u3068Fine\u3000Print\u3082\u8aad\u3080\u3053\u3068\u3068\u6d88\u8cbb\u8005\u3068\u3057\u3066\u306e\u6ce8\u610f\u3092\u6020\u3089\u306a\u3044\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n
\u305f\u3068\u3048\u3070\u3001\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9CD\u3067\u9ad8\u3044\u5229\u5b50\u3092\u6b4c\u3063\u3066\u3044\u3066\u3082\u3001\u3053\u308c\u304c\u671f\u9593\u4e2d\u4fdd\u8a3c\u3055\u308c\u305f\u56fa\u5b9a\u984d\u3067\u306f\u306a\u304f\u3001\u5909\u52d5\u3059\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001Call Feature\u306e\u3064\u3044\u305fCD\u3068\u3044\u3046\u306e\u3082\u3042\u308a\u3001\u3053\u3061\u3089\u306f\u5229\u5b50\u306f\u5909\u52d5\u3057\u307e\u305b\u3093\u304c\u3001\u305f\u3060\u671f\u9650\u306e\u524d\u306b\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u4e00\u65b9\u7684\u306bCall\uff08\u5951\u7d04\u4e2d\u6b62\uff09\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3068\u3044\u3046\u6761\u4ef6\u304c\u3064\u3044\u3066\u3044\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u305b\u3063\u304b\u304f\u5165\u308c\u305f\u304a\u91d1\u3082\u3001\u9014\u4e2d\u3067CD\u304c\u89e3\u7d04\u306b\u306a\u308a\u5229\u5b50\u304c\u6700\u5f8c\u307e\u3067\u3082\u3089\u3048\u307e\u305b\u3093\u3002<\/p>\n
\u307e\u305f\u3001\u5229\u5b50\u306e\u9ad8\u3055\u3067\u9867\u5ba2\u3092\u5f15\u304d\u4ed8\u3051\u3001\u4ed6\u306e\u5546\u54c1\u3092\u62b1\u304d\u5408\u308f\u305b\u3066\u58f2\u308b\u3068\u3044\u3046\u3088\u3046\u306a\u624b\u6cd5\u3082\u51fa\u56de\u3063\u3066\u3044\u307e\u3059\u3002\u5951\u7d04\u3092\u3057\u306b\u5e97\u8217\u306b\u51fa\u5411\u304f\u3068\u3001\u305d\u3053\u3067\u30a2\u30cb\u30e5\u30a4\u30c6\u30a3\u306a\u3069\u306e\u5546\u54c1\u306e\u8aac\u660e\u3092\u805e\u304f\u3053\u3068\u306b\u306a\u3063\u305f\u3068\u3044\u3046\u3088\u3046\u306a\u30b1\u30fc\u30b9\u3067\u3059\u3002<\/p>\n
\u6700\u5f8c\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u306e\u5834\u5408\u306f\u3068\u304f\u306b\u65b0\u8208\u306e\u4f1a\u793e\u3082\u591a\u304f\u3001\u305d\u306e\u4f1a\u793e\u81ea\u4f53\u306e\u30d3\u30b8\u30cd\u30b9\u306e\u5065\u5168\u6027\u306b\u306f\u5fc5\u305a\u76ee\u3092\u5411\u3051\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002\u3042\u308b\u7a0b\u5ea6\u5b9f\u7e3e\u304c\u3042\u308a\u30e9\u30f3\u30ad\u30f3\u30b0\u3067\u3082\u597d\u6210\u7e3e\u3092\u53ce\u3081\u308b\u4f1a\u793e\u306b\u306f\u3001Ally Bank\u3001Capital One\u3001American Express\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u5065\u5168\u306a\u5bb6\u8a08\u3067\u306f\uff13\uff5e\uff16\u304b\u6708\u5206\u306e\u751f\u6d3b\u8cbb\u3092\u3001\u975e\u5e38\u6642\u306e\u84c4\u3048\uff08Emergency Fund\uff09\u3068\u3057\u3066\u73fe\u91d1\u3067\u6301\u3063\u3066\u304a\u304f\u3068\u3044\u3046\u306e\u304c\u57fa\u672c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u6025\u306a\u51fa\u8cbb\u3084\u4e8b\u6545\u3001\u53ce\u5165\u304c\u9014\u7d76\u3048\u305f\u308a\u6e1b\u984d\u306b\u306a\u3063\u305f\u3068\u304d\u3067\u3082\u3001\u554f\u984c\u306a\u304f\u901a\u5e38\u306e\u751f\u6d3b\u304c\u3067\u304d\u308b\u305f\u3081\u306e […]<\/p>\n","protected":false},"author":1,"featured_media":4039,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[36,63],"tags":[19],"class_list":["post-4524","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-consumerlife","tag-bank-accounts"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/SP-yellow-airplane.jpeg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/s1OwA5-banking","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=4524"}],"version-history":[{"count":2,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4524\/revisions"}],"predecessor-version":[{"id":4560,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4524\/revisions\/4560"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/4039"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=4524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=4524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=4524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}