{"id":4735,"date":"2019-05-21T13:59:22","date_gmt":"2019-05-21T21:59:22","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=4735"},"modified":"2023-08-03T16:41:49","modified_gmt":"2023-08-04T00:41:49","slug":"rmd1","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/rmd1\/","title":{"rendered":"RMD\u3092\u77e5\u308b\uff08\uff11\uff09"},"content":{"rendered":"<p>401(k)\u3084Traditional IRA\u306b\u306f\u300170\u6b73\u534a\u306b\u306a\u308b\u3068\uff08SECURE ACT\u306b\u3066\u3001\u958b\u59cb\u6642\u304c\u751f\u5e74\u306b\u3088\u3063\u306672\u6b73\u304b\u308975\u6b73\u307e\u3067\u306e\u9593\u306b\u5909\u66f4\uff09Required Minimum Distribution\uff08RMD)\u3068\u3044\u3046\u5f15\u304d\u51fa\u3057\u5fc5\u8981\u984d\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002RMD\u306f\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u3082\u3057\u3082\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u305fRMD\u3092\u5f15\u304d\u51fa\u3055\u306a\u3044\u3068\u624b\u75db\u3044\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u3042\u308a\u307e\u3059\u3002\u8907\u6570\u306e\u53e3\u5ea7\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u7ba1\u7406\u3084\u8a08\u7b97\u3082\u8907\u96d1\u306b\u306a\u308a\u307e\u3059\u300270\u6b73\u534a\uff08\u958b\u59cb\u6642\u304c\u751f\u5e74\u306b\u3088\u3063\u306672\u6b73\u304b\u308975\u6b73\u307e\u3067\u306e\u9593\u306b\u5909\u66f4\uff09\u306b\u306a\u308b\u524d\u306bRMD\u306b\u3064\u3044\u3066\u628a\u63e1\u3057\u3066\u304a\u304d\u3001RMD\u306e\u81ea\u52d5\u5f15\u304d\u51fa\u3057\u306a\u3069\u5fc5\u8981\u306a\u624b\u7d9a\u304d\u3092\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u8ce2\u660e\u3067\u3059\u30022\u56de\u306b\u5206\u3051\u3066\u304a\u9001\u308a\u3057\u307e\u3059\u3002<\/p>\n<h2>RMD\u3068\u306f<\/h2>\n<p>401(k)\u3084Traditional IRA\u306a\u3069\u306f\u300170\u6b73\u534a\uff082019\u5e74\u672bSECURE ACT\u306b\u306672\u6b73\u306b\u5909\u66f4\uff09\u306b\u306a\u308b\u3068\u3001\u305d\u3053\u304b\u3089\u304a\u91d1\u3092\u4f7f\u3046\u5fc5\u8981\u304c\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u6700\u4f4e\u9650\u306e\u5f15\u304d\u51fa\u3057\u984d\uff08Required Minimum Distribution\u3000:RMD\uff09\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u6e96\u5099\u76ee\u7684\u304c\u3086\u3048\u306b\u7a0e\u512a\u9047\u306e\u3042\u308b\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u304a\u91d1\u3092\u8caf\u3081\u306a\u304c\u3089\u3001\u5b9f\u306f\u3042\u307e\u308a\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u306b\u4f7f\u308f\u305a\u3001\u7a0e\u512a\u9047\u3092\u53d7\u3051\u305f\u307e\u307e\u6b21\u4e16\u4ee3\u3078\u76f8\u7d9a\u3059\u308b\u306a\u3069\u306e\u4f7f\u308f\u308c\u65b9\u3092\u9632\u3050\u610f\u5473\u304c\u3042\u308a\u307e\u3059\u3002\u5e74\u3005\u6700\u4f4e\u9650\u306e\u984d\u306f\u5f15\u304d\u51fa\u3055\u305b\u3001\u8ab2\u7a0e\u3059\u308b\u3068\u3044\u3046\u306e\u304cRMD\u306e\u5b58\u5728\u610f\u7fa9\u3067\u3059\u3002<\/p>\n<h2>RMD\u304c\u5fc5\u8981\u306a\u53e3\u5ea7<\/h2>\n<p>\u57fa\u672c\u7684\u306b\u3001RMD\u304c\u5fc5\u8981\u306b\u306a\u308b\u53e3\u5ea7\u306f\u3001\u4e0b\u306e\uff11\uff09\u3084\uff12\uff09\u306e\u3088\u3046\u306a\u6240\u5f97\u7a0e\u63a7\u9664\u3067\u7a4d\u307f\u7acb\u3066\u305f\u53e3\u5ea7\u3067\u3059\u3002\u7a0e\u91d1\u3092\u6255\u308f\u306a\u3044\u3067\u7a4d\u307f\u7acb\u3066\u3001\u5229\u56de\u308a\u3082\u7a0e\u512a\u9047\u3067\u904b\u7528\u3057\u3066\u3044\u308b\u53e3\u5ea7\u3067\u3059\u3002\u305d\u306e\u30c0\u30d6\u30eb\u7279\u5178\u306e\u72b6\u614b\u304c\u6c38\u9060\u306b\u7d9a\u304f\u3053\u3068\u3092\u9632\u304e\u3001\u3042\u304f\u307e\u3067\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u6e96\u5099\u306e\u305f\u3081\u306e\u7a0e\u512a\u9047\u3067\u3042\u308b\u3053\u3068\u3092\u5fb9\u5e95\u3059\u308b\u305f\u3081\u3001\u591a\u304f\u306e\u4eba\u304c\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u306b\u5165\u3063\u3066\u3044\u308b\u306f\u305a\u306e70\u6b73\u534a\uff082019\u5e74\u672bSECURE ACT\u306b\u306672\u6b73\u306b\u5909\u66f4\uff09\u306b\u306a\u3063\u305f\u3089\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u3068\u3057\u3066\u5f15\u304d\u51fa\u3057\u3092\u3055\u305b\u3001\u6240\u5f97\u7a0e\u306e\u8ab2\u7a0e\u3092\u305d\u306e\u6642\u70b9\u3067\u306f\u3058\u3081\u3066\u3059\u308b\u3068\u3044\u3046\u3057\u304f\u307f\u3067\u3059\u3002<\/p>\n<ul>\n<li>401(k)\u3001403(B)\u3001457<\/li>\n<li>Traditional IRA\u3001SEP\u3000IRA\u3001\u3001SIMPLE IRA<\/li>\n<li>Roth 401(k)<\/li>\n<\/ul>\n<p>\uff13\uff09\u306eRoth 401(k)\u306f\u3001\uff11\uff09\u3084\uff12\uff09\u3068\u306f\u9055\u3044\u3001\u6240\u5f97\u7a0e\u3092\u652f\u6255\u3063\u305f\u5f8c\u306e\u7a4d\u307f\u7acb\u3066\u3067\u5f15\u51fa\u984d\u3082\u6240\u5f97\u7a0e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u305b\u3093\u304c\u3001RMD\u306e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002\u305f\u3060\u3057Roth 401(k)\u306f\u3001\u96e2\u8077\u5f8c\u306b\u3001RMD\u306e\u5fc5\u8981\u306e\u306a\u3044Roth IRA\u306b\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u305d\u3046\u3059\u308b\u3053\u3068\u3067RMD\u3092\u56de\u907f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002RMD\u304c\u5fc5\u8981\u306b\u306a\u308b\u6642\u70b9\u306e\u524d\u306e\u5e74\u306e\u5e74\u672b\u6642\u70b9\u3067Roth 401(k)\u306e\u6b8b\u9ad8\u304c\u30bc\u30ed\u3067\u3042\u308c\u3070\u3001RMD\u306f\u767a\u751f\u3057\u307e\u305b\u3093\u3002<\/p>\n<h2>RMD\u306e\u30bf\u30a4\u30df\u30f3\u30b0<\/h2>\n<p>\u7b2c\u4e00\u56de\u76ee\u306eRMD\u306f\u300170\u6b73\u534a\uff082019\u5e74\u672bSECURE ACT\u306b\u306672\u6b73\u306b\u5909\u66f4\uff09\u306b\u306a\u3063\u305f\u5e74\u306e\u3001\u6b21\u306e\u5e74\u306e4\u67081\u65e5\u307e\u3067\u306b\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u7b2c\u4e8c\u56de\u76ee\u306eRMD\u306f\u3001\u7b2c\u4e00\u56de\u76ee\u306eRMD\u304cDue\u306e4\u6708\u3068\u540c\u3058\u5e74\u306e12\u670831\u65e5\u307e\u3067\u306b\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u308c\u4ee5\u964d\u306f\u3001\u6bce\u5e7412\u670831\u65e5\u307e\u3067\u306b\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u3075\u305f\u3064\u4f8b\u3092\u898b\u3066\u307f\u308b\u3068\u3002\u3002\u3002<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd1.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4738\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd1.png?resize=666%2C202&#038;ssl=1\" alt=\"\" width=\"666\" height=\"202\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd1.png?w=666&amp;ssl=1 666w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd1.png?resize=300%2C91&amp;ssl=1 300w\" sizes=\"auto, (max-width: 666px) 100vw, 666px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd2.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4737\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd2.png?resize=667%2C208&#038;ssl=1\" alt=\"\" width=\"667\" height=\"208\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd2.png?w=667&amp;ssl=1 667w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmd2.png?resize=300%2C94&amp;ssl=1 300w\" sizes=\"auto, (max-width: 667px) 100vw, 667px\" \/><\/a><\/p>\n<p>\u540c\u30581948\u5e74\u751f\u307e\u308c\u3067\u3082\u3001\u751f\u307e\u308c\u6708\u306b\u3088\u308a\u3001\u7b2c\u4e00\u56de\u76ee\u306eRMD\u306e\u5e74\u304c\u7570\u306a\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n<p>\u6ce8\u610f\u3057\u305f\u3044\u306e\u306f\u30011\u56de\u76ee\u306f4\u67081\u65e5\u307e\u3067\u306b\u5f15\u304d\u51fa\u3057\u30012\u56de\u76ee\u306f12\u670831\u65e5\u307e\u3067\u306b\u5f15\u304d\u51fa\u3057\u3067\u3059\u304c\u3001\u3053\u308c\u3089\u306f\u540c\u3058\u5e74\u3067\u3042\u308b\u3053\u3068\u3067\u3059\u3002\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3084\u30da\u30f3\u30b7\u30e7\u30f3\u306a\u3069\u4ed6\u306e\u53ce\u5165\u304c\u3042\u308b\u5834\u5408\u3001\u307e\u305fRMD\u306e\u5bfe\u8c61\u3068\u306a\u308b\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u7523\u304c\u5927\u304d\u3044\u5834\u5408\u306b\u306f\u30012\u56de\u306eRMD\u304c\u3042\u308b\u3068\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308b\u6240\u5f97\u304c\u81a8\u308c\u4e0a\u304c\u308a\u7a0e\u91d1\u3082\u5927\u304d\u304f\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u304c\u5371\u60e7\u3055\u308c\u308b\u5834\u5408\u306b\u306f\u3001\u7b2c\u4e00\u56de\u76ee\u306eRMD\u3092\u30014\u67081\u65e5\u306e\u524d\u306e\u5e74\u306e\u5e74\u672b\u307e\u3067\u306b\u5f15\u304d\u51fa\u3057\u3066\u304a\u304f\u3053\u3068\u3067\u30011\u56de\u76ee\u30682\u56de\u76ee\u304c\u9055\u3046\u5e74\u306b\u5206\u304b\u308c\u3001\u6240\u5f97\u7a0e\u304c\u6291\u3048\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3054\u81ea\u5206\u306eRMD\u306e\u671f\u65e5\u306f\u3053\u3061\u3089\u3067\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<a target=\"_blank\" href=\"https:\/\/www.kiplinger.com\/tool\/retirement\/T045-S001-when-do-i-have-to-take-my-first-rmd\/index.php\" >https:\/\/www.kiplinger.com\/tool\/retirement\/T045-S001-when-do-i-have-to-take-my-first-rmd\/index.php<\/a><\/p>\n<p>\u3082\u3057\u3082\u300170\u6b73\u534a\uff08<strong>\u8a02\u6b63\uff1a2019\u5e74\u672bSECURE ACT\u306b\u306672\u6b73\u306b\u5909\u66f4\u3055\u308c\u307e\u3057\u305f\uff01 72\u6b73\u306b\u306a\u3063\u305f\u5e74\u306e12\/31\u307e\u3067\u306b\u3001RMD\u3092\u5f15\u304d\u3060\u3057\u307e\u3059<\/strong>\uff09\u6642\u70b9\u3067\u307e\u3060\u30ea\u30bf\u30a4\u30e4\u3057\u3066\u304a\u3089\u305a\u50cd\u3044\u3066\u3044\u305f\u5834\u5408\u306f\u3001\uff11\uff09\u306e401(k)\u3001403(b)\u3001457\u306e\u5834\u5408\u306f\u3001\u96e2\u8077\u3059\u308b\u307e\u3067RMD\u3092\u9045\u3089\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u5834\u5408\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002\u305d\u308c\u305e\u308c\u96c7\u7528\u4e3b\u306e\u30eb\u30fc\u30eb\u306b\u3088\u308a\u307e\u3059\u306e\u3067\u3001\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002IRA\u306b\u306fRMD\u306e\u9045\u5ef6\u306f\u8a31\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002<\/p>\n<h2>RMD\u306e\u984d<\/h2>\n<p>RMD\u306e\u984d\u306f\u3001RMD\u306e\u5f15\u304d\u51fa\u3057\u304cDue\u3067\u3042\u308b\u5e74\u306e\u5e74\u521d\u306e\u53e3\u5ea7\u6b8b\u9ad8\u3092\u3001\u4ee5\u4e0b\u306eDivisor\uff08\u6b8b\u5b58\u5bff\u547d\u5e74\u6570\uff09\u3067\u5272\u3063\u305f\u984d\u3067\u3059\u3002<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmdtable.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4739\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmdtable.png?resize=391%2C538&#038;ssl=1\" alt=\"\" width=\"391\" height=\"538\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmdtable.png?w=391&amp;ssl=1 391w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/05\/rmdtable.png?resize=218%2C300&amp;ssl=1 218w\" sizes=\"auto, (max-width: 391px) 100vw, 391px\" \/><\/a><\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u6700\u521d\u306eRMD\u306e\u5834\u5408\u3001\u5e74\u521d\u306b$500,000\u306e\u6b8b\u9ad8\u3067\u3042\u3063\u305f401(k)\u306f\u3001\u305d\u306e\u5e74\u306e4\u67081\u65e5\u307e\u3067\u306b$500,000\u00f727.4\uff1d$18,249\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3001\u305d\u306e\u53e3\u5ea7\u306eBeneficiary\u304c\u3001\u53e3\u5ea7\u3092\u6240\u6709\u3059\u308b\u672c\u4eba\u306e\u914d\u5076\u8005\u3067\u3042\u308a\u3001\u914d\u5076\u8005\u306e\u5e74\u9f62\u304c\u672c\u4eba\u3088\u308a10\u6b73\u4ee5\u4e0a\u82e5\u3044\u5834\u5408\u306b\u306f\u3001\u4e0a\u8a18\u3068\u306f\u5225\u306eDivisor\u30c6\u30fc\u30d6\u30eb\u304c\u7528\u610f\u3055\u308c\u3066\u304a\u308a\u3001\u5e74\u9f62\u5dee\u3092\u8003\u616e\u3057\u3001\u3088\u308a\u3086\u3063\u304f\u308a\u3068\u5f15\u304d\u51fa\u3057\u304c\u3067\u304d\u308b\u3057\u304f\u307f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u82e5\u3044\u914d\u5076\u8005\u306e\u5b58\u547d\u671f\u9593\u4e2d\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u3092\u67af\u6e07\u3055\u305b\u305a\u4f7f\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u3068\u3044\u3046\u914d\u616e\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u6700\u521d\u306eRMD\u3067\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u306e\u5927\u304d\u3055\u306b\u3088\u3063\u3066\u3001\u3069\u306e\u304f\u3089\u3044\u306eRMD\u304c\u5fc5\u8981\u306b\u306a\u308b\u304b\u306b\u3064\u3044\u3066\u3001\u3044\u304f\u3064\u304b\u306e\u30b1\u30fc\u30b9\u3092\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u30da\u30f3\u30b7\u30e7\u30f3\u306a\u3069\u304c\u306a\u3044\u3053\u3068\u3092\u524d\u63d0\u306b\u3059\u308b\u306a\u3089\u3001RMD\u306f\u304a\u305d\u3089\u304f\u751f\u6d3b\u8cbb\u3068\u3057\u3066\u5fc5\u8981\u3068\u306a\u308b\u7bc4\u56f2\u306e\u984d\u3067\u3059\u3002<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"199\">\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u7523<\/td>\n<td width=\"186\">\u6700\u521d\u306eRMD<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">$250,000<\/td>\n<td width=\"186\">$9,125<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">$500,0000<\/td>\n<td width=\"186\">$18,249<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">$750,000<\/td>\n<td width=\"186\">$27,373<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">$1,000,000<\/td>\n<td width=\"186\">$36,497<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">$1,500,000<\/td>\n<td width=\"186\">$54,745<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">$2,000,000<\/td>\n<td width=\"186\">$72,993<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>401(k)\u3084Traditional IRA\u306b\u306f\u300170\u6b73\u534a\u306b\u306a\u308b\u3068\uff08SECURE ACT\u306b\u3066\u3001\u958b\u59cb\u6642\u304c\u751f\u5e74\u306b\u3088\u3063\u306672\u6b73\u304b\u308975\u6b73\u307e\u3067\u306e\u9593\u306b\u5909\u66f4\uff09Required Minimum Distribution\uff08RMD)\u3068\u3044\u3046\u5f15\u304d\u51fa\u3057\u5fc5\u8981\u984d\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002RMD\u306f\u5f15\u304d\u51fa\u3059\u5fc5\u8981\u304c\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u3082\u3057\u3082\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u305fRMD\u3092\u5f15\u304d\u51fa\u3055\u306a\u3044\u3068\u624b\u75db\u3044\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u3042\u308a\u307e\u3059\u3002\u8907\u6570\u306e\u53e3\u5ea7\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u7ba1\u7406\u3084\u8a08\u7b97\u3082\u8907\u96d1\u306b\u306a\u308a\u307e\u3059\u300270\u6b73\u534a\uff08\u958b\u59cb\u6642\u304c\u751f\u5e74\u306b\u3088\u3063\u306672\u6b73\u304b\u308975\u6b73\u307e\u3067\u306e\u9593\u306b\u5909\u66f4\uff09\u306b\u306a\u308b\u524d\u306bRMD\u306b\u3064\u3044\u3066\u628a\u63e1\u3057\u3066\u304a\u304d\u3001RMD\u306e\u81ea\u52d5\u5f15\u304d\u51fa\u3057\u306a\u3069\u5fc5\u8981\u306a\u624b\u7d9a\u304d\u3092\u3057\u3066\u304a\u304f\u3053\u3068 &hellip;<\/p>\n","protected":false},"author":1,"featured_media":4035,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36,38],"tags":[47,75,60],"class_list":["post-4735","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-retirement","tag-retire","tag-investment","tag-60"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/SP-wallet-in-pocket.jpg?fit=525%2C350&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/s1OwA5-rmd1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=4735"}],"version-history":[{"count":5,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4735\/revisions"}],"predecessor-version":[{"id":6519,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/4735\/revisions\/6519"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/4035"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=4735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=4735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=4735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}