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AUM\u3000Fee\u306f\u3001\u6295\u8cc7\u8cc7\u7523\u306e\u5927\u304d\u3055\u306b\u3088\u3063\u3066\u3082\u5909\u5316\u3057\u307e\u3059\u304c\u3001\u5e73\u5747\u306f1.02\uff05\/\u5e74\uff082017 AdvisoryHQ study\uff09\u3067\u3059\u3002\u6295\u8cc7\u8cc7\u7523\u304c\u5927\u304d\u304f\u306a\u308b\u3068\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u304c\u4e0b\u304c\u308b\u306e\u304c\u666e\u901a\u3067\u3059\u3002\u53cd\u5bfe\u306b\u6295\u8cc7\u8cc7\u7523\u304c\u5c0f\u3055\u3044\u3068\u3001\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u304c\u4e0a\u304c\u3063\u305f\u308a\u3001\u3042\u308b\u3044\u306f\u305d\u3082\u305d\u3082\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u3092\u53d7\u3051\u3066\u3082\u3089\u3048\u306a\u3044\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002$1,000,000\u6295\u8cc7\u8cc7\u7523\u306e\u3042\u3063\u305f\u5834\u5408\u306e\uff11\uff05\u306f\u3001\u5e74\u9593$10,000\u53ce\u5165\u306b\u306a\u308a\u307e\u3059\u304c\u3001$100,000\u306e\uff11\uff05\u306f$1,000\u3067\u3042\u308a\u3001\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u3068\u3063\u3066\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u304c\u52b9\u7387\u7684\u3067\u306a\u3044\u304b\u3089\u3067\u3059\u3002$250,000\u7a0b\u5ea6\u304c\u6700\u4f4e\u6295\u8cc7\u8cc7\u7523\u30e9\u30a4\u30f3\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u3044\u3088\u3046\u3067\u3059\u3002Fee\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u81ea\u4f53\u306e\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\u306b\u8ffd\u52a0\u3067\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n
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Betterment\u3084Swell\u306a\u3069\u3001\u6700\u8fd1\u3088\u304f\u8a71\u984c\u306b\u4e0a\u308b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306f\u3001\u3044\u308f\u3070AUM\u30e2\u30c7\u30eb\u306e\u30ed\u30dc\u30c3\u30c8\u7248\u3067\u3059\u3002AUM\u306f\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3068\u3044\u3046\u4eba\u9593\u304c\u6295\u8cc7\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u307f\u3001\u305d\u306e\u5f8c\u30ea\u30d0\u30e9\u30f3\u30b9\u3084\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u5909\u66f4\u306a\u3069\u306e\u7ba1\u7406\u3092\u884c\u3044\u307e\u3059\u304c\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306f\u3053\u308c\u3092\u30bd\u30d5\u30c8\u30a6\u30a8\u30a2\u3067\u884c\u3046\u3068\u3044\u3046\u30a4\u30e1\u30fc\u30b8\u3067\u3059\u3002\u30bd\u30d5\u30c8\u30a6\u30a8\u30a2\u3067\u81ea\u52d5\u5316\u3059\u308b\u90e8\u5206\u304c\u5927\u304d\u3044\u305f\u3081\u3001AUM\u30e2\u30c7\u30eb\u306e\u3088\u3046\u306b\u4e00\u5b9a\u306e\u6295\u8cc7\u8cc7\u7523\u3092\u3082\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u5fc5\u8981\u6761\u4ef6\u306b\u3055\u308c\u308b\u3053\u3068\u3082\u306a\u304f\u3001\u8ab0\u3067\u3082\u6c17\u697d\u306b\u59cb\u3081\u3089\u308c\u307e\u3059\u3002Fee\u306f\u3001\u6295\u8cc7\u8cc7\u7523\u306e0\uff05(\u5c11\u984d\u6295\u8cc7)\u304b\u30890.89\uff05\u7a0b\u5ea6\u307e\u3067\u3067\u3001\u5e73\u5747\u306f0.40\uff05\/\u5e74\u3067\u3059\u3002Fee\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u81ea\u4f53\u306e\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\u306b\u8ffd\u52a0\u3067\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n
\u307e\u305f\u3001Vanguard \u3084Schwab\u306a\u3069\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u6a5f\u80fd\u306b\u52a0\u3048\u3066\u3001\u5fc5\u8981\u306a\u3089\u4eba\u306b\u76f4\u63a5\u8a71\u305b\u308b\u6a5f\u80fd\u3092\u5408\u308f\u305b\u3066\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u3002\u3044\u305a\u308c\u306b\u305b\u3088AUM\u30e2\u30c7\u30eb\u3068\u540c\u3058\u304f\u3001\u7126\u70b9\u306f\u6295\u8cc7\u30de\u30cd\u30fc\u30b8\u30e1\u30f3\u30c8\u306b\u3042\u305f\u308a\u307e\u3059\u3002<\/p>\n
\u81ea\u5206\u306e\u6295\u8cc7\u30b9\u30d1\u30f3\u3084\u30ea\u30b9\u30af\u306b\u5bfe\u3059\u308b\u59ff\u52e2\u3001\u305d\u306e\u4ed6\u306e\u8ca1\u7523\u306a\u3069\u3092\u5165\u529b\u3057\u3001\u81ea\u5206\u306b\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3057\u305f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u5b89\u4fa1\u306b\u7d44\u3093\u3067\u6b32\u3057\u3044\u3068\u3044\u3046\u30cb\u30fc\u30ba\u304c\u3042\u308b\u5834\u5408\u306b\u306f\u3001\u529b\u3065\u3088\u3044\u5473\u65b9\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002\u307e\u305f\u3001\u6295\u8cc7\u984d\u304c\u5c0f\u3055\u3044\u3046\u3061\u306f\uff05\u30d9\u30fc\u30b9\u306e\u624b\u6570\u6599\u306f\u7d76\u5bfe\u984d\u306b\u3057\u3066\u975e\u5e38\u306b\u5c0f\u3055\u3044\u984d\u3067\u3059\u304b\u3089\u3001\u3068\u308a\u3042\u3048\u305a\u82e5\u3044\u3046\u3061\u306f\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3067\u59cb\u3081\u3066\u304a\u3044\u3066\u3001\u305d\u306e\u3046\u3061\u3082\u3063\u3068\u30d1\u30fc\u30bd\u30ca\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u304c\u8907\u96d1\u306b\u306a\u3063\u305f\u3089\uff08\u7d50\u5a5a\u3057\u305f\u3001\u5bb6\u3092\u8cb7\u3046\u3001\u5b50\u3069\u3082\u304c\u751f\u307e\u308c\u305f\u306a\u3069\uff09\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u5e83\u3044\u7bc4\u56f2\u306e\u30d7\u30e9\u30cb\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u3092\u4f7f\u3046\u3068\u3044\u3046\u306e\u3082\u60aa\u304f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n
\u4f4e\u624b\u6570\u6599\u306e\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u4f7f\u3063\u305fBuy&Hold\uff08\u3044\u3063\u305f\u3093\u8cb7\u3063\u305f\u3089\u6301\u3061\u7d9a\u3051\u308b\uff1d\u58f2\u308a\u8cb7\u3044\u3092\u3057\u306a\u3044\uff09\u306e\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u304c\u3001\u6700\u8fd1\u3067\u306f\u5927\u304d\u306a\u30c8\u30ec\u30f3\u30c9\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u307e\u3059\u3002\u4f4e\u624b\u6570\u6599\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\uff14\u3064\u3082\u5408\u308f\u305b\u308c\u3070\u3001\u30ea\u30b9\u30af\u3092\u5e83\u304f\u5206\u6563\u3055\u305b\u305f\u512a\u826f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304c\u7c21\u5358\u306b\u4f5c\u308c\u308b\u6642\u4ee3\u3067\u3059\u3002\u3053\u306e\u3053\u3068\u306f\u3001Do-it-yourselfer\uff08\u81ea\u5206\u3067\u3084\u308b\u3072\u3068\uff09\u306b\u306f\u8ffd\u3044\u98a8\u3067\u3001AUM\u30e2\u30c7\u30eb\u306b\u305b\u3088\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u305b\u3088\u3001\u305a\u3063\u3068\u304b\u304b\u308a\u7d9a\u3051\u308bFee\u306b\u6e0b\u3044\u9854\u3092\u3057\u3001\u81ea\u5206\u3067\u3084\u308d\u3046\u3068\u3059\u308b\u9867\u5ba2\u5c64\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n
\u307e\u305f\u3001\u6700\u8fd1\u3067\u306f\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u306eTarget Date Fund\u3084\u3001\u5b66\u8cc7\u6e96\u5099\u306e529\u306eAge-based Portfolio\u306a\u3069\u3001\u3044\u3064\u9000\u8077\u3059\u308b\u304b\u3001\u3044\u3064\u5165\u5b66\u3059\u308b\u304b\u3068\u3044\u3046\u30bf\u30fc\u30b2\u30c3\u30c8\u5e74\u306b\u5408\u308f\u305b\u3066\u3001\u6642\u9593\u7d4c\u904e\u3059\u308b\u306b\u3064\u308c\u81ea\u52d5\u7684\u306b\u30ea\u30b9\u30af\u8abf\u6574\u3092\u884c\u3046\u30d5\u30a1\u30f3\u30c9\u3082\u4eba\u6c17\u3092\u535a\u3057\u3066\u304a\u308a\u3001\u3053\u306e\u3088\u3046\u306a\u30d5\u30a1\u30f3\u30c9\u3092\u4f7f\u3048\u3070\u308f\u3056\u308f\u3056AUM\u3084Robo Advisor\u306f\u3044\u3089\u306a\u3044\u3068\u3059\u308b\u4eba\u305f\u3061\u3082\u3044\u307e\u3059\u3002<\/p>\n
<\/p>\n
<\/p>\n
AUM\u30bf\u30a4\u30d7\u3067\u306f\u30ab\u30d0\u30fc\u3055\u308c\u306a\u3044\u6295\u8cc7\u30de\u30cd\u30fc\u30b8\u30e1\u30f3\u30c8\u4ee5\u5916\u306e\u3055\u307e\u3056\u307e\u306a\u30d1\u30fc\u30bd\u30ca\u30eb\u30d5\u30a1\u30a4\u30ca\u30b9\u306e\u8981\u7d20\u3092\u30ab\u30d0\u30fc\u3059\u308b\u30e2\u30c7\u30eb\u3067\u3001\u6708\u3054\u3068\u306e\u6599\u91d1\uff08Monthly Retainer)\u304b\u3001\u5e74\u9593\u6599\u91d1\uff08Annual Retainer)\u304b\u306e\u5f62\u3067\u3001\u7d99\u7d9a\u7684\u306b\u6599\u91d1\u3092\u652f\u6255\u3044\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u7d99\u7d9a\u7684\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u30e2\u30c7\u30eb\u3067\u3059\u3002\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u3088\u3063\u3066\u306f\u3001\u307e\u305a\u521d\u56de\u306f\u6570\u5343\u30c9\u30eb\u3067\u5305\u62ec\u7684\u306a\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30cb\u30f3\u30b0\u3092\u884c\u3044\u3001\u305d\u308c\u4ee5\u964d\u306f\u6708\/\u5e74\u306e\u6599\u91d1\u3092\u5fb4\u53ce\u3057\u306a\u304c\u3089\u3001\u30d7\u30e9\u30f3\u3057\u305f\u3053\u3068\u306e\u5b9f\u884c\u3092\u52a9\u3051\u305f\u308a\u3001\u305d\u306e\u5f8c\u306e\u6295\u8cc7\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u3092\u884c\u3063\u305f\u308a\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u8cea\u554f\u306b\u7b54\u3048\u305f\u308a\u306a\u3069\u306e\u7d99\u7d9a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3068\u3044\u3046\u30bf\u30a4\u30d7\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n
\u6599\u91d1\u306f\u3001AUM\u306e\u3088\u3046\u306b\u6295\u8cc7\u8cc7\u7523\u306b\u5bfe\u3057\u3066\u4e00\u5b9a\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u304c\u3068\u3089\u308c\u308b\u3068\u3044\u3046\u306e\u3067\u306f\u306a\u304f\u3001\u8ab0\u304c\u5229\u7528\u3057\u3066\u3082\u4e00\u5b9a\u984d\u3067\u3059\u3002\u5178\u578b\u7684\u306a\u6599\u91d1\u306f\u3001\u5e74\u9593\u306b\u3057\u3066$2,000\u304b\u3089$7,500\u306e\u9593\u3067\u3059\uff08Nerdwallet)\u3002<\/p>\n
Charles Schwab\u304c\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u52a0\u3048\u3066\u3001Retainer\u30bf\u30a4\u30d7\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u59cb\u3081\u307e\u3057\u305f\u3002\u6700\u521d\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u5165\u529b\u3055\u308c\u305f\u60c5\u5831\u3092\u3082\u3068\u306b1\u6642\u9593\u306e\u30df\u30fc\u30c6\u30a3\u30f3\u30b0\u3067\u3067\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u3092\u4f5c\u308a\uff08\u521d\u56de$300)\u3001\u305d\u306e\u5f8c\u6708\u3005$30\u3067\u5fc5\u8981\u306a\u30d8\u30eb\u30d7\u3001\u76f8\u8ac7\u3092\u63d0\u4f9b\u3059\u308b\uff0830\u5206\u30df\u30fc\u30c6\u30a3\u30f3\u30b0\uff09\u3068\u3044\u3046\u3082\u306e\u3067\u3059\u3002\u30d0\u30b8\u30a7\u30c3\u30c8\u3064\u304f\u308a\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3001\u5b66\u8cc7\u306a\u3069\u306e\u30b4\u30fc\u30eb\u306e\u305f\u3081\u306e\u6295\u8cc7\u306a\u3069\u307e\u3067\u76f8\u8ac7\u306b\u306e\u3063\u3066\u304f\u308c\u307e\u3059\u3002\u6bd4\u8f03\u7684\u77ed\u6642\u9593\u3067\u30b7\u30f3\u30d7\u30eb\u306b\u30d7\u30e9\u30f3\u3092\u4f5c\u308a\u3001\u5b9f\u884c\u3059\u308b\u305f\u3081\u306e\u30d8\u30eb\u30d7\u3082\u3061\u3087\u3053\u3061\u3087\u3053\u3063\u3064\u3068\u6b32\u3057\u3044\u3068\u3044\u3046\u30bf\u30a4\u30d7\u306e\u65b9\u306b\u306f\u304a\u624b\u9803\u306a\u30b5\u30fc\u30d3\u30b9\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n
<\/p>\n
<\/p>\n
\u3053\u306e\u30bf\u30a4\u30d7\u306f\u3001\u5358\u306b\u5fc5\u8981\u306a\u6642\u9593\u3060\u3051\u5fc5\u8981\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u304b\u304b\u3063\u305f\u6642\u9593\u306b\u5bfe\u3057\u6642\u9593\u7d66\u3067\u30c1\u30e3\u30fc\u30b8\u3057\u307e\u3059\u3002\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u898b\u76f4\u3057\u3060\u3051\u3001\u751f\u547d\u4fdd\u967a\u306e\u30c1\u30a7\u30c3\u30af\u3060\u3051\u3068\u3044\u3046\u3088\u3046\u306b\u3001\u5358\u767a\u8ab2\u984c\u3060\u3051\u3092\u53d6\u308a\u7d44\u3080\u3053\u3068\u3082\u3042\u308c\u3070\u3001\u5168\u4f53\u7684\u304b\u3064\u5305\u62ec\u7684\u306a\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30cb\u30f3\u30b0\u3068\u3057\u3066\u3001\u3059\u3079\u3066\u306e\u8981\u7d20\u3092\u5206\u6790\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002Smart & Responsible\u306f\u3053\u306eHourly Fee\u30b7\u30b9\u30c6\u30e0\u3092\u4f7f\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n
Hourly Fee\u306f$200\uff5e$400\u7a0b\u5ea6\u304c\u5178\u578b\u7684\u3067\u3059\u3002Hourly Fee\u30e2\u30c7\u30eb\u3067\u306f\u3001\u3072\u3068\u3064\u3072\u3068\u3064\u306e\u6848\u4ef6\u306b\u304b\u304b\u308b\u6642\u9593\u6570\u3092\u898b\u7a4d\u3082\u308b\u3053\u3068\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u304c\u3001\u3053\u308c\u304c\u5b9f\u306f\u306a\u304b\u306a\u304b\u3080\u305a\u304b\u3057\u3044\u3082\u306e\u3067\u3059\u3002\u3084\u308a\u306f\u3058\u3081\u3066\u5206\u6790\u3057\u3066\u3044\u3063\u3066\u306f\u3058\u3081\u3066\u308f\u304b\u308b\u8981\u4ef6\u3068\u3044\u3046\u306e\u3082\u3042\u3063\u3066\u3001\u898b\u7a4d\u3082\u3063\u305f\u4ee5\u4e0a\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u3053\u3068\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3088\u3063\u3066\u3001Hourly Fee\u306e\u8003\u3048\u65b9\u3092\u30d9\u30fc\u30b9\u306b\u3057\u306a\u304c\u3089\u3001\u6848\u4ef6\u30d9\u30fc\u30b9\u3067Flat Fee\uff08\u56fa\u5b9a\u6599\u91d1\uff09\u3092\u8ab2\u3059\u30e2\u30c7\u30eb\u3082\u3042\u308a\u307e\u3059\u3002Flat Fee\u3067\u306f\u3001\u6848\u4ef6\u306b\u3088\u308a\u307e\u3059\u304c\u3001$1,000\u304b\u3089$3,000\u304c\u5178\u578b\u7684\u306a\u7bc4\u56f2\u3067\u3059\u3002\u4e00\u822c\u7684\u306b\u53ce\u5165\u304c\u591a\u3044\u307b\u3046\u304c\u3001\u8cc7\u7523\u69cb\u6210\u3082\u8907\u96d1\u306b\u306a\u308b\u50be\u5411\u304c\u3042\u308a\u3001\u540c\u6642\u306b\u30d7\u30e9\u30cb\u30f3\u30b0\u306e\u8907\u96d1\u6027\u3082\u9ad8\u307e\u308a\u307e\u3059\u3002\u4e00\u822c\u306b\u3001\u53ce\u5165\u306e\uff11\uff05\u304b\u30892\uff05\u7a0b\u5ea6\u304c\u5305\u62ec\u7684\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30cb\u30f3\u30b0\u306e\u30b3\u30b9\u30c8\u76ee\u5b89\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n
Hourly Fee\/Flat Fee\u30d9\u30fc\u30b9\u306e\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u591a\u304f\u306f\u3001\u5305\u62ec\u7684\u30d1\u30fc\u30bd\u30ca\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3092\u30ab\u30d0\u30fc\u3059\u308b\u5834\u5408\u304c\u591a\u304f\u3001\u5168\u4f53\u7684\u306a\u30d7\u30e9\u30cb\u30f3\u30b0\u3092\u3057\u3001\u30a2\u30af\u30b7\u30e7\u30f3\u30d7\u30e9\u30f3\u306e\u5b9f\u884c\u306f\u5fc5\u8981\u306b\u5fdc\u3058\u6642\u9593\u7d66\u3067\u30d8\u30eb\u30d7\u3059\u308b\u3068\u3044\u3046\u3088\u3046\u306a\u5f62\u304c\u4e3b\u3067\u3059\u3002<\/p>\n
<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
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