{"id":5035,"date":"2022-10-04T09:51:00","date_gmt":"2022-10-04T17:51:00","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5035"},"modified":"2023-02-06T14:16:01","modified_gmt":"2023-02-06T22:16:01","slug":"mcf","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/mcf\/","title":{"rendered":"\u5bb6\u8a08\u7c3f\u3092\u3064\u3051\u3066\u3044\u306a\u3044\uff01\u3000\u307e\u305a\u4e16\u754c\u3067\u4e00\u756a\u30b7\u30f3\u30d7\u30eb\u306a\u53ce\u652f\u8868\u304b\u3089\u3064\u304f\u3063\u3066\u307f\u308b"},"content":{"rendered":"\n<p>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30cb\u30f3\u30b0\u3092\u884c\u3046\u6642\u306b\u6b20\u304b\u305b\u306a\u3044\u60c5\u5831\u306e\u3072\u3068\u3064\u304c\u3001\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3067\u3059\u3002\u65e5\u672c\u8a9e\u306e\u5bb6\u8a08\u7c3f\u3068\u307b\u307c\u540c\u3058\u3088\u3046\u306a\u610f\u5473\u5408\u3044\u3067\u4f7f\u308f\u308c\u307e\u3059\u3002\u5f62\u614b\u306f\u3044\u308d\u3044\u308d\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u5bb6\u8a08\u7c3f\u3082\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3082\u304a\u91d1\u306e\u53ce\u652f\u3092\u8a18\u9332\u3059\u308b\u3068\u3044\u3046\u610f\u5473\u3067\u540c\u3058\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5bb6\u8a08\u7c3f\u306a\u304f\u3066\u3082\u5927\u4e08\u592b\u3067\u3059\">\u5bb6\u8a08\u7c3f\u306a\u304f\u3066\u3082\u5927\u4e08\u592b\u3067\u3059\uff01<\/h2>\n\n\n\n<p>\u307f\u306a\u3055\u3093\u3001\u5bb6\u8a08\u7c3f\u306f\u3064\u3051\u3066\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u304b\uff1f\u51e0\u5e33\u9762\u306a\u65b9\u306a\u3089\u3001Yes\u3068\u7b54\u3048\u308b\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u306d\u3002\u3042\u308b\u3044\u306f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u5f37\u3044\u304b\u305f\u306a\u3089\u3001\u30b9\u30de\u30db\u306eAPP\u3067\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u3002Mint\u306a\u3069\u306e\u30b5\u30a4\u30c8\u3067\u4e00\u62ec\u7ba1\u7406\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u4eba\u3082\u3044\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3061\u306a\u307f\u306b\u79c1\u306f\u305d\u306e\u3069\u308c\u3067\u3082\u3042\u308a\u307e\u305b\u3093\u3002\u5bb6\u8a08\u7c3f\u3082\u3064\u3051\u3066\u3044\u306a\u3044\u3057\u3001APP\u3082\u4f7f\u3063\u3066\u3044\u307e\u305b\u3093\u3002\u3067\u3082\u5927\u4f53\u306e\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u306f\u628a\u63e1\u3057\u3066\u3044\u307e\u3059\u3002\u5e74\u306b1\u56de\u3001\u305d\u306e\u5e74\u306e\u5e73\u5747\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3092\u4f5c\u3063\u3066\u305d\u306e\u5e74\u306e\u304a\u91d1\u306e\u51fa\u5165\u308a\u304c\u524d\u306e\u5e74\u3068\u6bd4\u3079\u3066\u3069\u3046\u3060\u3063\u305f\u304b\u3092\u628a\u63e1\u3057\u307e\u3059\u3002\u4eca\u56de\u306f\u3001\u79c1\u306e\u3088\u3046\u306a\u30bf\u30a4\u30d7\u3067\u3075\u3060\u3093\u304b\u3089\u8a18\u9332\u3092\u3068\u3063\u3066\u3044\u306a\u3044\u65b9\u306e\u305f\u3081\u306b\u3001\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u306e\u3064\u304f\u308a\u304b\u305f\u3092\u4e00\u7dd2\u306b\u5b66\u3093\u3067\u307f\u307e\u3057\u3087\u3046\uff01<\/p>\n\n\n\n<div style=\"height:71px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u306f\u3053\u3093\u306a\u3082\u306e<\/h2>\n\n\n\n<p>\u4e0b\u304c\u3001Smart &amp; Responsible\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u304a\u4f7f\u3044\u3044\u305f\u3060\u304f\u3068\u304d\u306b\u3001\u3054\u8a18\u5165\u3044\u305f\u3060\u304f\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3067\u3059\u3002\u4e0a\u304c\u53ce\u5165\u306e\u6b04\u3001\u4e0b\u304c\u652f\u51fa\u306e\u6b04\u3067\u3059\u3002\u4ee5\u4e0b\u3067\u4e00\u3064\u305a\u3064\u60c5\u5831\u3092\u898b\u3064\u3051\u3066\u3044\u304d\u306a\u304c\u3089\u3001\u6700\u7d42\u7684\u306b\u3053\u306e\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3092\u5b8c\u6210\u3055\u305b\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/cashflow-blank.png?ssl=1\"  target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"155\" height=\"300\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/cashflow-blank.png?resize=155%2C300&#038;ssl=1\" alt=\"\" class=\"wp-image-5036\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/cashflow-blank.png?resize=155%2C300&amp;ssl=1 155w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/cashflow-blank.png?resize=768%2C1487&amp;ssl=1 768w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/cashflow-blank.png?resize=529%2C1024&amp;ssl=1 529w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/cashflow-blank.png?w=1232&amp;ssl=1 1232w\" sizes=\"auto, (max-width: 155px) 100vw, 155px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>\u4ee5\u4e0b\u306b\u3001\u8a18\u5165\u3059\u308b\u3053\u3068\u306e\u3067\u304d\u308b\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u306e\u30d5\u30a9\u30fc\u30e0\u304c\u3042\u308a\u307e\u3059\u3002\u3088\u308d\u3057\u304b\u3063\u305f\u3089\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3044\u305f\u3060\u304d\u3001\u3054\u81ea\u5206\u306e\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3092\u4f5c\u3063\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/Monthly-Cash-FLOW.xlsx\" >\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc<\/a><\/p>\n\n\n\n<div style=\"height:76px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6700\u3082\u304b\u3093\u305f\u3093\u306a\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u304b\u3089\u3064\u304f\u308b<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u307e\u305a\u300c\u4e00\u5e74\u9593\u300d\u3092\u7279\u5b9a\u3059\u308b<\/h3>\n\n\n\n<p>\u307e\u305a\u7528\u610f\u3059\u308b\u3082\u306e\u306f\u3001\u9280\u884c\u53e3\u5ea7\u306e\u4e00\u5e74\u5206\u306e\u53e3\u5ea7\u660e\u7d30\u3067\u3059\u3002\u3044\u3064\u304b\u3089\u521d\u3081\u3066\u3044\u3064\u3067\u7d42\u308f\u3063\u3066\u3082\u554f\u984c\u3042\u308a\u307e\u305b\u3093\u3002\u304d\u308a\u306e\u826f\u3044\u3068\u3053\u304b\u3089\u59cb\u3081\u3066\u304f\u3060\u3055\u3044\u3002\u6700\u521d\u306e\u65e5\u3068\u6700\u5f8c\u306e\u65e5\u3092\u7279\u5b9a\u3057\u3066\u6b63\u78ba\u306a\u4e00\u5e74\u3092\u898b\u6975\u3081\u307e\u3059\u30021\/1\u304b\u308912\/31\u307e\u3067\u3067\u3082\u3044\u3044\u3067\u3059\u3057\u3001\u5e74\u306e\u9014\u4e2d\u3067\u3042\u3063\u3066\u3082\u554f\u984c\u306a\u304f\u3001\u305f\u3068\u3048\u30705\/15\uff5e\u7fcc\u5e74\u306e5\/14\u3067\u3082\u3044\u3044\u3067\u3059\u3002\u7d66\u6599\u65e5\u3092\u533a\u5207\u308a\u3068\u3057\u3001\u7d66\u6599\u306e\u5165\u91d1\u65e5\u304b\u3089<strong>13\u304b\u6708\u5f8c\u306e\u7d66\u6599\u306e\u5165\u91d1\u65e5\u306e\u524d\u65e5<\/strong>\u307e\u3067\u306e\u4e00\u5e74\u9593\u3092\u898b\u308b\u306a\u3069\u306e\u3084\u308a\u65b9\u304c\u7c21\u5358\u304b\u3082\u3057\u308c\u307e\u305b\u3093\uff08\u5834\u5408\u306b\u3088\u3063\u3066\u306f\uff11\uff13\u304b\u6708\u5206\u306e\u660e\u7d30\u304c\u5fc5\u8981\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\uff09\u3002<\/p>\n\n\n\n<p>\u8907\u6570\u306e\u53e3\u5ea7\u304c\u3042\u308c\u3070\u3001\u5168\u90e8\u7528\u610f\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u305f\u3060\u3057\u3001\u6295\u8cc7\u53e3\u5ea7\u3068\u304b\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306e\u3088\u3046\u306b\u3001\u751f\u6d3b\u8cbb\u306e\u51fa\u3057\u5165\u308c\u306e\u306a\u3044\u53e3\u5ea7\u306f\u4e0d\u8981\u3067\u3059\u3002\u7d66\u6599\u3092\u632f\u308a\u8fbc\u3080\u53e3\u5ea7\u3001\u30c1\u30a7\u30c3\u30af\u3092\u66f8\u304f\u3068\u5f15\u304d\u51fa\u3055\u308c\u308b\u53e3\u5ea7\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u8acb\u6c42\u984d\u304c\u5f15\u304d\u843d\u3068\u3055\u308c\u308b\u53e3\u5ea7\u306b\u3064\u3044\u3066\u306e\u307f\u5fc5\u8981\u3067\u3059\u3002\u30aa\u30f3\u30e9\u30a4\u30f3\u660e\u7d30\u3067\u3082\u306a\u3093\u3068\u304b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u30de\u30fc\u30af\u3057\u305f\u308a\u66f8\u304d\u8fbc\u3093\u3060\u308a\u304c\u3067\u304d\u308b\u3088\u3046\u30da\u30fc\u30d1\u30fc\u3067\u624b\u5143\u306b\u3042\u3063\u305f\u307b\u3046\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7d66\u6599\u306e\u5165\u91d1\u53e3\u5ea7\u3092\u67f1\u306b\u8003\u3048\u308b<\/h3>\n\n\n\n<p>\u307e\u305a\u7d66\u6599\u306a\u3069\u306e\u53ce\u5165\u304c\u3069\u3053\u306b\u5165\u91d1\u3055\u308c\u308b\u304b\u306e\u78ba\u8a8d\u304b\u3089\u59cb\u3081\u308b\u3068\u3088\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u7d66\u4e0e\u632f\u308a\u8fbc\u307f\u306e\u53e3\u5ea7\u3067\u3059\u3002\u591a\u304f\u306e\u5834\u5408\u306f\u3001\u3053\u306e\u53e3\u5ea7\u304c\u4e2d\u5fc3\u306b\u306a\u308a\u3001\u304a\u91d1\u304c\u51fa\u3066\u3044\u304f\uff08\u652f\u51fa\u3055\u308c\u308b\uff09\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u3001\u5171\u50cd\u304d\u3067\u592b\u5a66\u3067\u7570\u306a\u308b\u53e3\u5ea7\u3092\u4f7f\u3063\u3066\u3044\u305f\u308a\u3001\u304a\u3072\u3068\u308a\u3067\u3082\u7d66\u4e0e\u632f\u308a\u8fbc\u307f\u3092\u3092\u8907\u6570\u306e\u53e3\u5ea7\u306b\u5206\u5272\u3057\u3066\u3044\u308b\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u3002\u305d\u306e\u5834\u5408\u306f\u3001\u3059\u3079\u3066\u306e\u53e3\u5ea7\u306b\u3064\u3044\u3066\u6d41\u308c\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u3053\u3053\u3067\u306f\u8a71\u3092\u7c21\u5358\u306b\u3059\u308b\u305f\u3081\u3001\u7d66\u6599\u632f\u308a\u8fbc\u307f\u306f\u4e00\u3064\u306e\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u3068\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u307e\u305a\u5373\u5e2d\u306e\u5e74\u9593\u53ce\u652f\u30c1\u30a7\u30c3\u30af\u3092\u3057\u3088\u3046\uff01<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>\u3044\u304d\u306a\u308a\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3092\u4f5c\u6210\u3059\u308b\u307e\u3048\u306b\u3001\u307e\u305a\u5e74\u9593\u53ce\u652f\u6210\u7e3e\u3092\u30c1\u30a7\u30c3\u30af\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u3053\u308c\u306f\u3001\u4e00\u5e74\u9593\u306e\u9593\u3067\u3001\u304a\u91d1\u306e\u53ce\u652f\u304c\u30c8\u30fc\u30bf\u30eb\u3067\u9ed2\u5b57\u3060\u3063\u305f\uff08\u53ce\u5165\u304c\u591a\u3044\uff09\u306e\u304b\u3001\u8d64\u5b57\u3060\u3063\u305f\uff08\u652f\u51fa\u304c\u591a\u3044\uff09\u306e\u304b\u3092\u7c21\u5358\u306b\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u5e74\u3067\u6b8b\u9ad8\u304c\u3069\u308c\u3060\u3051\u5897\u3048\u305f\u304b\u6e1b\u3063\u305f\u304b<\/h3>\n\n\n\n<p>\u305f\u3068\u3048\u3070\u3001\u6bce\u67081\u65e5\u306b\u7d66\u6599\u304c\u5165\u308b\u306e\u306a\u3089\u3001\u305f\u3068\u3048\u30702021\u5e749\/1\uff5e2022\u5e748\/31\u307e\u3067\u306e\u671f\u9593\u3092\u8003\u3048\u3001\u305d\u306e\u6700\u521d\u3068\u6700\u5f8c\u306e\u6b8b\u9ad8\u3092\u6bd4\u3079\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305f\u3068\u3048\u3070\u3001<\/p>\n\n\n\n<p>2021\u5e74\u30009\/1\u65e5\u306e\u6b8b\u9ad8\u304c\u3000$21,221<\/p>\n\n\n\n<p>2022\u5e74\u30008\/31\u306e\u6b8b\u9ad8\u304c\u3000 $24,356<\/p>\n\n\n\n<p>\u3060\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u610f\u5473\u3059\u308b\u3068\u3053\u308d\u306f\u3001\u3042\u306a\u305f\u306e\u3053\u306e\u671f\u9593\u306e\u53ce\u5165\u306f\u652f\u51fa\u306b\u6bd4\u3079\u30663,135\u3060\u3051\u5927\u304d\u304b\u3063\u305f\u3001\u3064\u307e\u308a$3,135\u3060\u3051\u306e\u9ed2\u5b57\u3067\u3042\u3063\u305f\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u3057\u3066\u305d\u306e\u5206\u3001\u9280\u884c\u53e3\u5ea7\u306e\u6b8b\u9ad8\u304c\u5897\u3048\u305f\u308f\u3051\u3067\u3059\u3002\u4e0b\u306e\u5f0f\u304c\u6210\u308a\u7acb\u3061\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-4.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"671\" height=\"145\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-4.png?resize=671%2C145&#038;ssl=1\" alt=\"\" class=\"wp-image-6220\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-4.png?w=671&amp;ssl=1 671w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-4.png?resize=300%2C65&amp;ssl=1 300w\" sizes=\"auto, (max-width: 671px) 100vw, 671px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>\u3053\u308c\u3060\u3051\u3067\u307e\u305a\u3001\u5bb6\u8a08\u30c1\u30a7\u30c3\u30af\u306e\u7b2c\u4e00\u6b69\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u304c\u5bb6\u8a08\u306b\u5165\u3063\u3066\u304d\u305f\u304a\u91d1\u3068\u51fa\u3066\u884c\u3063\u305f\u304a\u91d1\u306e\u30d0\u30e9\u30f3\u30b9\u306e\u624b\u3063\u53d6\u308a\u65e9\u3044\u628a\u63e1\u3067\u3059\u3002\u53ce\u5165\u306f\u652f\u51fa\u3088\u308a\u591a\u304f\u3001\u9ed2\u5b57\u3067\u3042\u308b\u306e\u306f\u5b89\u5fc3\u3067\u3059\u304c\u3001\u305f\u3060\u3053\u306e\u6570\u5b57\u3060\u3051\u898b\u3066\u4e00\u6982\u306b\u826f\u3057\u60aa\u3057\u3092\u6c7a\u3081\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u3044\u304f\u3064\u304b\u8003\u616e\u3059\u3079\u304d\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u4ee5\u4e0b\u306e\u305d\u308c\u3092\u898b\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:52px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u7279\u5225\u306a\u53ce\u5165\u3084\u652f\u51fa\u306e\u5f71\u97ff\u3092\u3068\u308a\u306e\u305e\u304f<\/h3>\n\n\n\n<p>\u5bb6\u8a08\u306e\u53ce\u652f\u306e\u30d0\u30e9\u30f3\u30b9\u3068\u306f\u3001\u6708\u3005\u5165\u3063\u3066\u304f\u308b\u304a\u91d1\u3068\u51fa\u3066\u3044\u304f\u304a\u91d1\u306e\u30d0\u30e9\u30f3\u30b9\u3067\u3059\u304c\u3001\u305d\u308c\u4ee5\u5916\u306e\u7279\u5225\u3067\u4e0d\u5b9a\u671f\u306a\u53ce\u652f\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u306f\u3001<strong>\u305d\u306e\u5f71\u97ff\u3092\u53d6\u308a\u9664\u3044\u3066\u3084\u3089\u306a\u3044\u3068\u3001\u672c\u5f53\u306e\u6708\u3005\u306e\u53ce\u652f\u30d0\u30e9\u30f3\u30b9\u3092\u898b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002<\/strong><\/p>\n\n\n\n<p>\u305f\u3068\u3048\u3070\u3001\u5bb6\u3092\u8cb7\u3063\u305f\u306e\u3067\u982d\u91d1\u3092\u51fa\u3057\u305f\u3001\u5bb6\u306e\u5927\u304d\u306a\u4fee\u7406\u304c\u3042\u3063\u305f\u306e\u3067\u5927\u304d\u306a\u7279\u5225\u652f\u51fa\u304c\u3042\u3063\u305f\u3068\u3044\u3046\u3088\u3046\u306a\u5834\u5408\u306f\u3001\u9280\u884c\u53e3\u5ea7\u304b\u3089\u5927\u304d\u306a<strong>\u666e\u901a\u3067\u306a\u3044\u652f\u51fa<\/strong>\u304c\u3042\u3063\u305f\u308f\u3051\u3067\u3059\u3002\u305d\u308c\u306f\u666e\u6bb5\u306e\u51fa\u3066\u3044\u304f\u304a\u91d1\u3068\u306f\u7a2e\u985e\u304c\u5225\u306a\u3082\u306e\u3067\u3059\u304b\u3089\u3001\u305d\u306e\u5f71\u97ff\u306f\u9664\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u53cd\u5bfe\u306b\u3001<strong>\u7279\u5225\u306a\u53ce\u5165<\/strong>\u304c\u3042\u3063\u305f\u5834\u5408\u3082\u540c\u69d8\u3067\u3059\u3002\u89aa\u304b\u3089\u751f\u524d\u8d08\u4e0e\u3092\u53d7\u3051\u305f\u3068\u304b\u3001\u6301\u3061\u682a\u3092\u58f2\u3063\u305f\u306e\u3067\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u5165\u3063\u305f\u3068\u3044\u3046\u3088\u3046\u306a\u5834\u5408\u306f\u3001\u305d\u306e\u5f71\u97ff\u3092\u9664\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-5.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"696\" height=\"204\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-5.png?resize=696%2C204&#038;ssl=1\" alt=\"\" class=\"wp-image-6221\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-5.png?w=696&amp;ssl=1 696w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/09\/Pasted-5.png?resize=300%2C88&amp;ssl=1 300w\" sizes=\"auto, (max-width: 696px) 100vw, 696px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>\u3053\u306e\u5834\u5408\u306f\u3001$24,356-$21,221-$10,000\uff0b$15,000\uff1d$8,135\u3068\u3044\u3046\u6570\u5b57\u304c\u3001\u666e\u901a\u306e\uff08\u7279\u5225\u306e\u5f71\u97ff\u3092\u9664\u3044\u305f\uff09\u5e74\u9593\u53ce\u652f\u306b\u306a\u308a\u307e\u3059\u3002\u3068\u306b\u3082\u304b\u304f\u306b\u3082\u3053\u3053\u307e\u3067\u306e\u4f5c\u696d\u3067\u3001\u6708\u3005\u306e\u53ce\u652f\u304c1\u5e74\u5206\u3067$8,135\u306e\u9ed2\u5b57\u3067\u3042\u3063\u305f\u3068\u3044\u3046\u3053\u3068\u304c\u308f\u304b\u3063\u305f\u3053\u3068\u306f\u5927\u304d\u306a\u4e00\u6b69\u3067\u3059\u3002<\/p>\n\n\n\n<div style=\"height:57px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5e74\u9593\u306e\u53ce\u5165\u3092\u8abf\u3079\u3066\u307f\u3088\u3046\">\u5e74\u9593\u306e\u53ce\u5165\u3092\u8abf\u3079\u3066\u307f\u3088\u3046\uff01<\/h2>\n\n\n\n<p>\u3067\u306f\u6b21\u306b\u3082\u3046\u4e00\u6b69\u9032\u3093\u3067\u307f\u307e\u3059\u3002\u4e00\u5e74\u5206\u306e\u9280\u884c\u660e\u7d30\u304c\u3042\u308a\u307e\u3059\u304b\u3089\u3001\u4e00\u5e74\u9593\u306e\u53ce\u5165\u3060\u3051\u3092\u62fe\u3063\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u30de\u30f3\u30b9\u30ea\u30fc\u3067\u7d66\u6599\u3092\u3082\u3089\u3063\u3066\u3044\u308b\u4eba\u306a\u308912\u56de\u3001\u9694\u9031\u306e\u4eba\u306a\u3089\u307026\u56de\u304f\u3089\u3044\u5165\u91d1\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u306d\u3002\u305d\u308c\u3092\u5168\u90e8\u66f8\u304d\u51fa\u3057\u3066\u304a\u3044\u3066\u8db3\u3057\u5408\u308f\u305b\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u3082\u3057\u3082\u305d\u308c\u304c\u3001$60,000\u3060\u3063\u305f\u3068\u3057\u307e\u3059\u3002\u4e0a\u306e\u5f0f\u306b\u3053\u306e\u60c5\u5831\u3092\u5165\u308c\u3066\u307f\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"685\" height=\"199\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png?resize=685%2C199&#038;ssl=1\" alt=\"\" class=\"wp-image-6238\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png?w=685&amp;ssl=1 685w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png?resize=300%2C87&amp;ssl=1 300w\" sizes=\"auto, (max-width: 685px) 100vw, 685px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>\u3053\u306e\u5f0f\u304c\u6210\u308a\u7acb\u3064\u305f\u3081\u306b\u306f\u3001\uff1f\uff1f\u306e\u5e74\u9593\u306e\u652f\u51fa\u5408\u8a08\u304c\u3001$60,000-$8,135\uff1d$51,865\u3067\u3042\u308b\u3053\u3068\u304c\u8a08\u7b97\u3067\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-8.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"696\" height=\"191\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-8.png?resize=696%2C191&#038;ssl=1\" alt=\"\" class=\"wp-image-6239\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-8.png?w=696&amp;ssl=1 696w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-8.png?resize=300%2C82&amp;ssl=1 300w\" sizes=\"auto, (max-width: 696px) 100vw, 696px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>\u3069\u3046\u3067\u3057\u3087\u3046\uff01\u3053\u308c\u3060\u3051\u3067\u5e74\u9593\u30d9\u30fc\u30b9\u306e\u53ce\u652f\u8868\u304c\u3067\u304d\u307e\u3057\u305f\uff01\u4e16\u754c\u3067\u4e00\u756a\u30b7\u30f3\u30d7\u30eb\u306a\u5e74\u9593\u53ce\u652f\u8868\u3067\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-11.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"234\" height=\"173\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-11.png?resize=234%2C173&#038;ssl=1\" alt=\"\u4e16\u754c\u3067\u4e00\u756a\u30b7\u30f3\u30d7\u30eb\u306a\u5e74\u9593\u53ce\u652f\u8868\" class=\"wp-image-6253\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-11.png?w=234&amp;ssl=1 234w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-11.png?resize=80%2C60&amp;ssl=1 80w\" sizes=\"auto, (max-width: 234px) 100vw, 234px\" \/><\/a><\/figure>\n<\/div>\n\n\n<div style=\"height:43px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u3053\u308c\u3092\u30de\u30f3\u30b9\u30ea\u30fc\u306b\u7f6e\u304d\u63db\u3048\u3066\u307f\u308b\u3068\u30fb\u30fb\u30fb<\/h2>\n\n\n\n<p>\u3055\u3066\u3053\u3053\u307e\u3067\u3067\u3001\u5e74\u9593\u53ce\u652f\u8868\uff08\u30a2\u30cb\u30e5\u30a2\u30eb\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\uff09\u304c\u3067\u304d\u305f\u306e\u3067\u3001\u3053\u308c\u3092\u6708\u30d9\u30fc\u30b9\u306b\u7f6e\u304d\u63db\u3048\u3066\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u306b\u5909\u63db\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-gallery aligncenter has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\"><div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-9.png?ssl=1\" ><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"469\" height=\"202\" data-id=\"6240\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-9.png?resize=469%2C202&#038;ssl=1\" alt=\"\u5bb6\u8a08\u628a\u63e1\u3000\u5e74\u9593\u53ce\u652f\u8868\" class=\"wp-image-6240\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-9.png?w=469&amp;ssl=1 469w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2022\/09\/image-9.png?resize=300%2C129&amp;ssl=1 300w\" sizes=\"auto, (max-width: 469px) 100vw, 469px\" 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