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Traded Fund)\u306f\u898f\u5236\u306e\u5bfe\u8c61\u3068\u306a\u3089\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u53c2\u8003\u00a0\u00a0 <a href=\"https:\/\/smartandresponsible.com\/blog\/etf\/\" ><strong>ETF\u3092\u77e5\u308b\u3000-\u3000\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068\u3069\u3046\u9055\u3046\uff1f<\/strong><\/a><\/p>\n<p>\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306f\u500b\u4eba\u3068\u30d5\u30a1\u30f3\u30c9\u4f1a\u793e\u3068\u306e\u9593\u3067\u306e\u53d6\u5f15\u306b\u306a\u308b\u306e\u306b\u5bfe\u3057\u3001ETF\u306f\u500b\u5225\u682a\u5f0f\u3068\u540c\u69d8\u500b\u4eba\u9593\u3067\u306e\u58f2\u8cb7\u3068\u306a\u308a\u3001\u3053\u306e\u9055\u3044\u304c\uff08\u79c1\u306b\u306f\u3088\u304f\u8aac\u660e\u3067\u304d\u307e\u305b\u3093\u304c\uff09\u975e\u5c45\u4f4f\u8005\u306e\u53d6\u5f15\u3067\u30e2\u30ce\u3092\u3044\u3046\u3089\u3057\u304f\u3001ETF\u306b\u95a2\u3057\u3066\u306f\u975e\u5c45\u4f4f\u8005\u306e\u7e1b\u308a\u3092\u53d7\u3051\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u591a\u304f\u306e\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306b\u306f\u3001\u305d\u308c\u3068\u307e\u308b\u3067\u540c\u3058\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3092\u30d5\u30a9\u30ed\u30fc\u3057\u305f\u308a\u540c\u3058\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u3067\u6295\u8cc7\u3057\u3066\u3044\u308bETF\u30d0\u30fc\u30b8\u30e7\u30f3\u3068\u3044\u3046\u306e\u304c\u5b58\u5728\u3057\u307e\u3059\u3002\u3067\u3059\u306e\u3067\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u304c\u30c0\u30e1\u306a\u3089\u3070\u3001\u65e5\u672c\u5e30\u56fd\u306b\u969b\u3057\u3066\u305d\u308c\u3092ETF\u306b\u4e57\u308a\u63db\u3048\u3001ETF\u3067\u4eca\u307e\u3067\u3069\u304a\u308a\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u3068\u3044\u3046\u9053\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3053\u308c\u306b\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u81ea\u4f53\u304c\u975e\u5c45\u4f4f\u8005\u306b\u53e3\u5ea7\u306e\u7dad\u6301\u3092\u8a31\u3057\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u3053\u306e\u30d6\u30ed\u30b0\u3067\u4f55\u5ea6\u3082\u3054\u7d39\u4ecb\u3057\u3066\u3044\u308bVanguard\u793e\u306eETF\u306f\u3001Vanguard\u72ec\u7279\u306e\u3057\u304f\u307f\u306b\u3088\u308a\u3001\u7d14\u7c8bETF\u3067\u306f\u306a\u304f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306e\u30b7\u30a7\u30a2\u30bf\u30a4\u30d7\u306e\u3072\u3068\u3064\u3068\u3044\u3046\u4f4d\u7f6e\u3065\u3051\u3067\u3042\u308b\u305f\u3081\u3001\u73fe\u5b9f\u7684\u306b\u306f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068\u3057\u3066\u8a8d\u8b58\u3055\u308c\u3066\u3057\u307e\u3046\u3068\u306e\u3053\u3068\u3002Vanguard\u306e\u753b\u671f\u7684\u306a\u3057\u304f\u307f\u304c\u3053\u3053\u3067\u306f\u88cf\u76ee\u306b\u3067\u3066\u3057\u307e\u3044\u3001\u975e\u5c45\u4f4f\u8005\u3068\u3057\u3066Vanguard\u3000ETF\u306f\u8cb7\u3046\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2>\u975e\u5c45\u4f4f\u8005\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u91d1\u878d\u6a5f\u95a2<\/h2>\n<p>\u975e\u5c45\u4f4f\u8005\u306b\u5bfe\u3057\u3066\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u3067\u306a\u3044\u91d1\u878d\u6a5f\u95a2\u3068\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u91d1\u878d\u6a5f\u95a2\u304c\u5b58\u5728\u3057\u307e\u3059\u3002\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u6a5f\u95a2\u306f\u3001\u975e\u5c45\u4f4f\u8005\u3067\u3042\u3063\u3066\u3082\u53e3\u5ea7\u306e\u958b\u8a2d\u3092\u8a31\u3057\u3001\u53e3\u5ea7\u306e\u7dad\u6301\u306f\u3082\u3061\u308d\u3093\u3001\u6cd5\u304c\u8a31\u3059\u7bc4\u56f2\u3067\u306e\u53d6\u5f15\u3082\u8a31\u5bb9\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3082\u3057\u3082\u65e5\u672c\u306b\u5e30\u308b\u8a08\u753b\u304c\u304a\u3042\u308a\u306a\u3089\u3001\u3054\u81ea\u5206\u306e\u4f7f\u3063\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u304c\u975e\u5c45\u4f4f\u8005\u306b\u5bfe\u3057\u3066\u3069\u306e\u3088\u3046\u306a\u5236\u9650\u3092\u8ab2\u3057\u3066\u3044\u308b\u304b\u3001\u8a31\u3055\u308c\u308b\u30b5\u30fc\u30d3\u30b9\u306f\u4f55\u304b\u306a\u3069\u3092\u3042\u3089\u304b\u3058\u3081\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u306a\u304a\u3001\u96c7\u7528\u4e3b\u63d0\u4f9b\u306e\u30da\u30f3\u30b7\u30e7\u30f3\u3084401(K)\u306a\u3069\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u305d\u308c\u305e\u308c\u96c7\u7528\u4e3b\u306e\u8a2d\u5b9a\u3057\u3066\u3044\u308b\u30eb\u30fc\u30eb\u3082\u3042\u308a\u307e\u3059\u304b\u3089\u3001\u4eba\u4e8b\u90e8\u306e\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u62c5\u5f53\u306b\u78ba\u8a8d\u3092\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u4e0b\u3067\u975e\u5c45\u4f4f\u8005\u306b\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u3067\u306a\u3044\u6a5f\u95a2\u3068\u3057\u3066\u540d\u524d\u304c\u6319\u304c\u3063\u3066\u3044\u3066\u3082\u3001\u96c7\u7528\u4e3b\u63d0\u4f9b\u306e\u30d7\u30e9\u30f3\u3068\u3057\u3066\u306f\u53e3\u5ea7\u7dad\u6301\u53ef\u80fd\u3068\u3044\u3046\u3053\u3068\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u306e\u3067\u3001\u3042\u304f\u307e\u3067\u81ea\u5206\u306e\u30b1\u30fc\u30b9\u306f\u3069\u3046\u306a\u306e\u304b\u306e\u78ba\u8a8d\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u975e\u5c45\u4f4f\u8005\u306b\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u3067\u306a\u3044\u91d1\u878d\u6a5f\u95a2\u3068\u3057\u3066\u3088\u304f\u540d\u524d\u304c\u6319\u304c\u308b\u306e\u306f\uff1b<\/p>\n<ul>\n<li>Fidelity,<\/li>\n<li>Merrill Lynch,<\/li>\n<li>Wells Fargo,<\/li>\n<li>JP Morgan,<\/li>\n<li>USAA,<\/li>\n<li>Vanguard<\/li>\n<\/ul>\n<p>\u53cd\u5bfe\u306b\u3001\u975e\u5c45\u4f4f\u8005\u306b\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u3060\u3068\u3057\u3066\u540d\u524d\u304c\u6319\u304c\u308b\u306e\u304c\u3001<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"https:\/\/international.schwab.com\/public\/international\/us_investing\" >Charles Schwab<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.tdameritrade.com\/\" >TD Ameritrade<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.interactivebrokers.com\" >Interactive Brokers<\/a><\/li>\n<\/ul>\n<p>TD Ameritrade\u3068Interactive Brokers\u306f\u3001\u3069\u3061\u3089\u3082\u975e\u5c45\u4f4f\u8005\u3067\u3042\u3063\u3066\u3082\u53e3\u5ea7\u958b\u8a2d\u3092\u8a31\u3057\u3001\u682a\u5f0f\u3001\u50b5\u5238\u3001ETF\u306a\u3069\u306e\u5e02\u5834\u53d6\u5f15\u3068\u3001\u9650\u3089\u308c\u305f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3078\u306e\u6295\u8cc7\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u4e8c\u3064\u306b\u3064\u3044\u3066\u306f\u52c9\u5f37\u4e0d\u8db3\u3067\u3042\u307e\u308a\u60c5\u5831\u304c\u3042\u308a\u307e\u305b\u3093\u306e\u3067\u3001\u4eca\u56de\u306fCharles Schwab\u306b\u95a2\u3057\u3066\u308f\u304b\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u3054\u5831\u544a\u3057\u3088\u3046\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>Charles Schwab\u306f\u3001\u975e\u5c45\u4f4f\u8005\u5c02\u7528\u306eCharles Schwab International\u3068\u3044\u3046\u4e8b\u696d\u3092\u6301\u3063\u3066\u3044\u3066\u3001\u30a2\u30e1\u30ea\u30ab\u4eba\u3067\u6d77\u5916\u306b\u4f4f\u3093\u3067\u3044\u308b\u4eba\uff08Expatriate\u3068\u304b\u77ed\u304fExpat\u3068\u547c\u3076)\u306a\u3069\u3092\u5bfe\u8c61\u306bExpatriate Service\u3082\u5145\u5b9f\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30e1\u30ea\u30ab\u4eba\u3067\u306a\u304f\u3066\u65e5\u672c\u4eba\u3067\u3082\u3001\u3053\u306eInternational\u3068\u3044\u3046\u53e3\u5ea7\u306f\u958b\u3051\u307e\u3059\u3002<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab1.png\" ><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5111\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab1.png\" alt=\"\" width=\"751\" height=\"472\" srcset=\"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab1.png 909w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab1-300x188.png 300w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab1-768x482.png 768w\" sizes=\"auto, (max-width: 751px) 100vw, 751px\" 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IRA\u3092\u958b\u304f\u3002<\/p>\n<p>\uff12\uff09401(k)\u3001403(b)\u3001457\u306a\u3069\u306fTraditional IRA\u306b\u3001Roth\u53e3\u5ea7\u306fRoth IRA\u306b\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u3059\u308b\u3002<\/p>\n<p>\u53c2\u8003\u3000<a href=\"https:\/\/smartandresponsible.com\/blog\/one_account\/\" ><strong>\u6295\u8cc7\u53e3\u5ea7\u306e\u6574\u7406\u3000\uff0d\u3000\u307e\u3068\u3081\u3066\u7ba1\u7406\u3092\u30e9\u30af\u306b\u3059\u308b\uff01<\/strong><\/a><\/p>\n<p>\uff13\uff09\u305d\u306e\u5f8c\u51fa\u56fd\u306b\u5148\u7acb\u3061\u3001Schwab\u306eInternational\u53e3\u5ea7\u3092\u958b\u304d\u3001\u4e0a\u306e\u53e3\u5ea7\u3092\u79fb\u8ee2\u3055\u305b\u308b\u3002<\/p>\n<p><span style=\"color: #ff0000;\">Feb 2020\u3000\u8ffd\u8a18\uff09\u305d\u306e\u5f8c\u3001\u3044\u308d\u3044\u308d\u306a\u30bd\u30fc\u30b9\u304b\u3089\u60c5\u5831\u304c\u5165\u3063\u3066\u304d\u307e\u3057\u305f\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u306b\u3044\u308b\u9593\u3067\u3042\u3063\u3066\u3082\u3001\u975e\u5c45\u4f4f\u8005\u306b\u306a\u308b\u524d\u63d0\u3067\u53e3\u5ea7\u3092\u958b\u3053\u3046\u3068\u3059\u308b\u3068\u3001\u7a93\u53e3\u3067\u306f\u3044\u3063\u305f\u3093\u53d7\u3051\u4ed8\u3051\u3066\u304f\u308c\u308b\u3082\u306e\u306e\u3001\u305d\u306e\u5f8c\u6700\u7d42\u6bb5\u968e\u3067\u5374\u4e0b\u3055\u308c\u305f\u3068\u3044\u3046\u30b1\u30fc\u30b9\u304c\u3042\u308b\u305d\u3046\u3067\u3059\u3002\u307e\u305f\u3001\u3044\u3063\u305f\u3093\u65e5\u672c\u5c45\u4f4f\u306b\u306a\u3063\u305f\u5834\u5408\u306f\u3001\u305f\u3068\u3048Schwab\u306b\u4ed6\u306e\u65e2\u5b58\u53e3\u5ea7\u304c\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u65b0\u305f\u306a\u53e3\u5ea7\u306f\u958b\u8a2d\u3067\u304d\u307e\u305b\u3093\u3002Shcwab\u3082\u805e\u304f\u7a93\u53e3\u3084\u90e8\u7f72\u3067\u5bfe\u5fdc\u304c\u4e00\u5b9a\u3067\u306a\u3044\u96f0\u56f2\u6c17\u304c\u3042\u308a\u3001\u307e\u3060\u78ba\u56fa\u3068\u3057\u305f\u30eb\u30fc\u30eb\u78ba\u7acb\u3068\u7d44\u7e54\u5fb9\u5e95\u304c\u306a\u3055\u308c\u3066\u3044\u306a\u3044\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\n<p>\u3068\u3044\u3046\u3084\u308a\u65b9\u3092\u3059\u308c\u3070\u3001\u65e5\u672c\u304b\u3089\u3082\u5f15\u304d\u7d9a\u304d\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u53e3\u5ea7\u306e\u7dad\u6301\u304c\u53ef\u80fd\u3067\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u305f\uff082019\u5e7410\u6708\u73fe\u5728\uff09\u3002\u305f\u3060\u3057\u4e88\u60f3\u3069\u304a\u308a\u3001\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3078\u306e\u6295\u8cc7\u306f\u9650\u754c\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u305d\u306e\u5834\u5408\u306fETF\u3067\u540c\u69d8\u306a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u3053\u3068\u306b\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u305f\u3002\u4e0b\u306e\u60c5\u5831\u3092\u307f\u308b\u3068\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u53e3\u5ea7\u3092international.schwab.com\u3067\u7dad\u6301\u3067\u304d\u3001\u682a\u5f0f\u3001\u50b5\u5238\u3001ETF\u3092\u53d6\u5f15\u3067\u304d\u308b\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab-2.png\" ><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5110\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab-2.png\" alt=\"\" width=\"829\" height=\"382\" srcset=\"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab-2.png 829w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab-2-300x138.png 300w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab-2-768x354.png 768w\" sizes=\"auto, (max-width: 829px) 100vw, 829px\" 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target=\"_blank\" href=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab3.png\" ><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5109\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab3.png\" alt=\"\" width=\"945\" height=\"384\" srcset=\"https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab3.png 945w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab3-300x122.png 300w, https:\/\/smartandresponsible.com\/blog\/wp-content\/uploads\/2019\/11\/schwab3-768x312.png 768w\" sizes=\"auto, (max-width: 945px) 100vw, 945px\" \/><\/a><\/p>\n<p>\u30a2\u30e1\u30ea\u30ab\u304b\u3089\u65e5\u672c\u306b\u5e30\u56fd\u3059\u308b\u65b9\u306b\u306f\u3001\u3053\u306eCharles Schwab 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