{"id":5151,"date":"2020-01-07T12:29:48","date_gmt":"2020-01-07T20:29:48","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5151"},"modified":"2020-01-07T12:29:54","modified_gmt":"2020-01-07T20:29:54","slug":"%e4%bb%8a%e5%b9%b4%e3%81%93%e3%81%9d%e3%83%9e%e3%83%8d%e3%83%bc%e6%8a%8a%e6%8f%a1%e3%80%80%ef%bc%95%e3%81%a4%e3%81%ae%e8%b3%aa%e5%95%8f%e3%81%ab%e7%ad%94%e3%81%88%e3%82%89%e3%82%8c%e3%81%be%e3%81%99","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/%e4%bb%8a%e5%b9%b4%e3%81%93%e3%81%9d%e3%83%9e%e3%83%8d%e3%83%bc%e6%8a%8a%e6%8f%a1%e3%80%80%ef%bc%95%e3%81%a4%e3%81%ae%e8%b3%aa%e5%95%8f%e3%81%ab%e7%ad%94%e3%81%88%e3%82%89%e3%82%8c%e3%81%be%e3%81%99\/","title":{"rendered":"\u4eca\u5e74\u3053\u305d\u30de\u30cd\u30fc\u628a\u63e1\u3000\uff15\u3064\u306e\u8cea\u554f\u306b\u7b54\u3048\u3089\u308c\u307e\u3059\u304b\uff1f"},"content":{"rendered":"

\u5bb6\u5ead\u306e\u30de\u30cd\u30fc\u628a\u63e1\u306e\u305f\u3081\u306e\uff15\u3064\u306e\u8cea\u554f\u3092\u7528\u610f\u3057\u3066\u307f\u307e\u3057\u305f\u3002\u5bb6\u8a08\u7ba1\u7406\u304c\u5f97\u610f\u306a\u65b9\u3084\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u30de\u30cd\u30fc\u30c4\u30fc\u30eb\u306a\u3069\u3092\u4f7f\u3063\u3066\u7ba1\u7406\u3092\u3055\u308c\u3066\u3044\u308b\u65b9\u306a\u3089\u7c21\u5358\u306b\u7b54\u3048\u3089\u308c\u308b\u8cea\u554f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u5c11\u3057\u524d\u306b\u3053\u306e\u30d6\u30ed\u30b0\u3067\u7d39\u4ecb\u3057\u307e\u3057\u305f\u5bb6\u8a08\u628a\u63e1<\/strong>\u2015\u30de\u30f3\u30b9\u30ea\u30fc\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3092\u3064\u304f\u3063\u3066\u307f\u308b\uff01<\/strong><\/a>\u30b7\u30ea\u30fc\u30ba\u3092\u5b9f\u884c\u306b\u79fb\u3057\u305f\u65b9\u306a\u3089\u3001\u982d\u306b\u6570\u5b57\u304c\u6d6e\u304b\u3093\u3067\u304f\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u30d1\u30fc\u30bd\u30ca\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30cb\u30f3\u30b0\u3067\u306f\u3001\u300c\u30de\u30cd\u30fc\u611f\u899a\u300d\u3068\u3044\u3046\u3088\u3046\u306a\u3082\u306e\u304c\u5927\u4e8b\u3060\u3068\u601d\u3044\u307e\u3059\u3002\uff11\u30c9\u30eb\u3001\uff12\u30c9\u30eb\u306e\u30ec\u30d9\u30eb\u307e\u3067\u6b63\u78ba\u3067\u306f\u306a\u304f\u3066\u3044\u3044\u306e\u3067\u3001\u3060\u3044\u305f\u3044\u306e\u304a\u91d1\u306eIN\u3068OUT\u306e\u6d41\u308c\u3001\u307e\u305f\u4eca\u4f7f\u3046\u304a\u91d1\u3068\u5c06\u6765\u4f7f\u3046\u304a\u91d1\u306e\u305f\u3081\u306e\u8caf\u84c4\u30fb\u6295\u8cc7\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u628a\u63e1\u3057\u3066\u3044\u308b\u3068\u3001\u5bb6\u8a08\u306e\u69d8\u3005\u306a\u5c40\u9762\u3067\u5229\u70b9\u304c\u3042\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u3067\u306f\u3001\u30c6\u30b9\u30c8\u3067\u3059\u3002\uff15\u3064\u306e\u8cea\u554f\u306b\u7b54\u3048\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n

\u624b\u53d6\u308a\u7d66\u6599\u306f\u3044\u304f\u3089\u3067\u3059\u304b\uff1f<\/h2>\n

\u56fa\u5b9a\u7d66\u306e\u65b9\u306a\u3089\u30b0\u30ed\u30b9\u5e74\u53ce\u30ec\u30d9\u30eb\u3067\u306e\u628a\u63e1\u306f\u6848\u5916\u7c21\u5358\u3060\u3068\u601d\u3044\u307e\u3059\u3002\u81ea\u55b6\u306e\u65b9\u306f\u5b63\u7bc0\u6027\u306a\u3069\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u3042\u308b\u7a0b\u5ea6\u30b0\u30ed\u30b9\u3067\u306e\u53ce\u5165\u306f\u6291\u3048\u3089\u308c\u3066\u3044\u308b\u3067\u3057\u3087\u3046\u3002\u624b\u53d6\u308a\u306f\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\uff1f\u3059\u3050\u7b54\u3048\u3089\u308c\u307e\u3059\u304b\uff1f\u307b\u3068\u3093\u3069\u306e\u65b9\u304c\u6708\u3005\u306e\u7d66\u6599\u3067\u751f\u6d3b\u3092\u3055\u308c\u3066\u3044\u308b\u3067\u3057\u3087\u3046\u304b\u3089\u3001\u3053\u308c\u304c\u304a\u91d1\u306eIN\u3067\u3059\u3002\u4ed6\u306b\u3001\u30ec\u30f3\u30bf\u30eb\u53ce\u5165\u3084\u6295\u8cc7\u53ce\u5165\u306a\u3069\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n

\u592b\u5a66\u306e\u5834\u5408\u3001\u5bb6\u8a08\u3092\u7ba1\u7406\u3057\u3066\u3044\u308b\u307b\u3046\u306e\u914d\u5076\u8005\u306f\u624b\u53d6\u308a\u7d66\u6599\u3092\u76f4\u3050\u8a00\u3048\u3066\u3082\u3001\u5bb6\u8a08\u306b\u30ce\u30fc\u30bf\u30c3\u30c1\u306e\u307b\u3046\u306e\u65b9\u306f\u3042\u307e\u308a\u77e5\u3089\u306a\u3044\u306a\u3093\u3066\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u306d\u3002\u307e\u305f\u592b\u5a66\u5225\u4f1a\u8a08\u306b\u3057\u3066\u3044\u308b\u3088\u3046\u306a\u5834\u5408\u306f\u3001\u304a\u4e92\u3044\u306e\u624b\u53d6\u308a\u3092\u77e5\u3089\u306a\u3044\u3053\u3068\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u6211\u304c\u5bb6\u306e\u5834\u5408\u3001\u79c1\u306e\u4e3b\u4eba\u306f\u81ea\u5206\u306e\u30b0\u30ed\u30b9\u5e74\u53ce\u306f\u77e5\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u624b\u53d6\u308a\u984d\u306f\u7b54\u3048\u3089\u308c\u306a\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u4f55\u5e74\u304b\u306b\u4e00\u5ea6\u306f\u3001\u592b\u5a66\u3067\u30b0\u30ed\u30b9\u3068\u624b\u53d6\u308a\u3092\u78ba\u8a8d\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3082\u6709\u610f\u7fa9\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n

\u624b\u53d6\u308a\u304c\u3044\u304f\u3089\u306a\u306e\u304b\u78ba\u8a8d\u3057\u305f\u3044\u5834\u5408\u306f\u3069\u3053\u3092\u898b\u308c\u3070\u3044\u3044\u3067\u3057\u3087\u3046\u304b\uff1f\u6708\u3005\u9280\u884c\u306b\u632f\u308a\u8fbc\u307e\u308c\u308b\u984d\u3092\u898b\u308c\u3070\u3044\u3044\u3067\u3059\u306d\u3002\u3042\u308b\u3044\u306f\u3001\u7d66\u4e0e\u660e\u7d30\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u632f\u8fbc\u984d\u3092\u78ba\u8a8d\u3059\u308c\u3070\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u3042\u308b\u91d1\u984d\u3092\u77e5\u308a\u305f\u3044\u3068\u304d\u3001\u3069\u3053\u3092\u898b\u308c\u3070\u3044\u3044\u304b\u3068\u3044\u3046\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\u306e\u3082\u3072\u3068\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u3067\u3059\u3002<\/p>\n

\u3053\u306e\u624b\u53d6\u308a\u53ce\u5165\u3068\u3044\u3046\u304a\u91d1\u3092\u5c06\u6765\u306e\u305f\u3081\u306e\u8caf\u84c4\u30fb\u6295\u8cc7\u3068\u6708\u3005\u306e\u751f\u6d3b\u306b\u5145\u3066\u3066\u3044\u304f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u304b\u3089\u3001\u3053\u308c\u306f\u6700\u3082\u57fa\u672c\u3068\u306a\u308b\u5927\u5207\u306a\u6570\u5b57\u3067\u3059\u3002<\/p>\n

\u30b0\u30ed\u30b9\u306e\u7d66\u6599\u304b\u3089\u5f15\u304b\u308c\u308b\u9805\u76ee\u306f\u4f55\u3067\u3059\u304b\uff1f<\/h2>\n

\u3067\u306f\u6b21\u306b\u3001\u305d\u306e\u624b\u53d6\u308a\u984d\u304c\u8a08\u7b97\u3055\u308c\u308b\u305f\u3081\u306b\u3001\u30b0\u30ed\u30b9\u53ce\u5165\u304b\u3089\u5f15\u304b\u308c\u3066\u3044\u308b\u9805\u76ee\u3092\u3059\u3050\u306b\u8a00\u3048\u307e\u3059\u304b\uff1f\u3067\u304d\u308c\u3070\u5927\u4f53\u306e\u984d\u307e\u3067\u628a\u63e1\u3067\u304d\u308c\u3044\u308c\u3070\u3059\u3070\u3089\u3057\u3044\u3067\u3059\u3002<\/p>\n

\u30d4\u30f3\u3068\u3053\u306a\u3044\u65b9\u306f\u3053\u306e\u6a5f\u4f1a\u306bPay Stub\uff08\u7d66\u6599\u660e\u7d30\uff09\u3092\u78ba\u8a8d\u3057\u3066\u307f\u307e\u305b\u3093\u304b\uff1f<\/p>\n

\u5f15\u304b\u308c\u3066\u3044\u308b\u984d\u306f\u5927\u304d\u304f\u5206\u3051\u3066\u3001Before-Tax Deduction\u3068After-Tax Deduction\u306b\u5206\u304b\u308c\u3066\u3044\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n

Before-Tax Deduction\u306f\u305d\u306e\u540d\u306e\u901a\u308a\u8ab2\u7a0e\u524d\u306b\u5f15\u304b\u308c\u308b\u984d\u3067\u3001\u3064\u307e\u308a\u6240\u5f97\u7a0e\u306e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u305b\u3093\u3002401(k)\u306a\u3069\u306e\u7a4d\u7acb\u984d\u3001\u5065\u5eb7\u4fdd\u967a\u6599\u306e\u81ea\u5df1\u8ca0\u62c5\u5206\u3001Flexible Spending Account\u3084Health Savings Account\u306a\u3069\u3078\u306e\u7a4d\u7acb\u984d\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

After-Tax Deduction\u306e\u65b9\u306f\u8ab2\u7a0e\u5f8c\u53ce\u5165\uff08\u6240\u5f97\u7a0e\u304c\u304b\u304b\u3063\u305f\u306e\u3061\uff09\u304b\u3089\u5f15\u304b\u308c\u308b\u984d\u3067\u3059\u3002401(k)\u306a\u3069\u3078\u306e\u7a4d\u7acb\u3067\u3082\u6562\u3048\u3066Roth\u3092\u9078\u3093\u3067\u3044\u308b\u5834\u5408\u3084\u3001\u96c7\u7528\u4e3b\u63d0\u4f9b\u306e\u751f\u547d\u4fdd\u967a\u3084\u6240\u5f97\u88dc\u511f\u4fdd\u967a\u306a\u3069\u306e\u3046\u3061\u81ea\u5df1\u8ca0\u62c5\u3067\u5165\u3063\u3066\u3044\u308b\u4fdd\u967a\u306e\u4fdd\u967a\u6599\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

\u305d\u3057\u3066\u3055\u3089\u306b\u306f\u7a0e\u91d1\u3082\u5f15\u304b\u308c\u307e\u3059\u3002\u7a0e\u91d1\u306b\u306f\u3001Federal\u00a0 Income Tax\u3001State Income Tax(\u6240\u5f97\u7a0e\u306e\u306a\u3044\u5dde\u3082\u3042\u308a)\u3001 OASDI Tax (\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3)\u3001 Medicare\u3000Tax\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3089\u304c\u30b0\u30ed\u30b9\u7d66\u6599\u304b\u3089\u5f15\u304b\u308c\u3066\u624b\u53d6\u308a\u306e\u7d66\u6599\u306b\u306a\u308a\u307e\u3059\u3002\u30b0\u30ed\u30b9\u7d66\u6599\u304c\u3044\u304f\u3089\u3067\u3001\u3044\u304f\u3089\u304f\u3089\u3044\u5dee\u3057\u5f15\u304b\u308c\u308b\u984d\u304c\u3042\u308a\u3001\u624b\u53d6\u308a\u304c\u3044\u304f\u3089\u306b\u306a\u3063\u3066\u3044\u308b\u304b\u3001\u3053\u306e\u5927\u67a0\u3092\u3068\u3089\u3048\u3066\u304a\u304f\u3068\u3088\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n

\u3044\u304f\u3089\u8caf\u3081\u3066\u3044\u307e\u3059\u304b\uff1f<\/h2>\n

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\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u6e96\u5099\u306b\u306f\u5e74\u9593\u3067\u3044\u304f\u3089\u8caf\u307e\u3063\u3066\u3044\u307e\u3059\u304b\uff1f<\/h2>\n

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\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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