{"id":5356,"date":"2020-04-07T12:18:02","date_gmt":"2020-04-07T20:18:02","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5356"},"modified":"2020-04-07T12:18:06","modified_gmt":"2020-04-07T20:18:06","slug":"%e3%82%b3%e3%83%ad%e3%83%8a%e3%82%a6%e3%82%a4%e3%83%ab%e3%82%b9%e3%80%80%e3%83%a2%e3%83%bc%e3%82%b2%e3%83%bc%e3%82%b8%e6%95%91%e6%8f%b4","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/%e3%82%b3%e3%83%ad%e3%83%8a%e3%82%a6%e3%82%a4%e3%83%ab%e3%82%b9%e3%80%80%e3%83%a2%e3%83%bc%e3%82%b2%e3%83%bc%e3%82%b8%e6%95%91%e6%8f%b4\/","title":{"rendered":"\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u3000\u30e2\u30fc\u30b2\u30fc\u30b8\u6551\u63f4"},"content":{"rendered":"\n<p>\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u306e\u5f71\u97ff\u3067\u5bb6\u8a08\u306b\u6253\u6483\u3092\u53d7\u3051\u305f\u5834\u5408\u3001\u307e\u305a\u5bb6\u8a08\u306e\u4e2d\u3067\u3082\u5927\u304d\u306a\u652f\u6255\u3044\u7fa9\u52d9\u3067\u3042\u308b\u30e2\u30fc\u30b2\u30fc\u30b8\u3084\u30ec\u30f3\u30c8\u304c\u554f\u984c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u9023\u90a6\u304a\u3088\u3073\u591a\u304f\u306e\u5dde\u653f\u5e9c\u306f\u3001\u6551\u6e08\u63aa\u7f6e\u3092\u767a\u8868\u3057\u3066\u304a\u308a\u3001\u307e\u305f\u540c\u6642\u306b\u591a\u304f\u306e\u30e2\u30fc\u30b2\u30fc\u30b8\u95a2\u9023\u4f1a\u793e\u306b\u5bfe\u3057\u3066\u6551\u63f4\u63aa\u7f6e\u306e\u5b9f\u65bd\u3092\u4fc3\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u307e\u305a\u306f\u3058\u3081\u306b<\/h3>\n\n\n\n<p>\u6551\u6e08\u63aa\u7f6e\u306b\u3064\u3044\u3066\u77e5\u308b\u524d\u306b\u3001\u307e\u305a\u306f\u81ea\u5206\u306e\u5bb6\u8a08\u306e\u72b6\u6cc1\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u751f\u6d3b\u7dad\u6301\u306e\u305f\u3081\u306b\u5fc5\u8981\u306a\u56fa\u5b9a\u8cbb\u3092\u6d17\u3044\u51fa\u3057\u307e\u3057\u3087\u3046\u3002\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30ec\u30f3\u30c8\u3001\u30e6\u30fc\u30c6\u30a3\u30ea\u30c6\u30a3\u3001\u4fdd\u967a\u8cbb\u3084\u7a0e\u91d1\u3001\u98df\u8cbb\u3042\u305f\u308a\u304c\u56fa\u5b9a\u8cbb\u306b\u5165\u3063\u3066\u304f\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u591a\u304f\u306e\u5dde\u3067Stay-at-home\u304c\u5b9f\u65bd\u3055\u308c\u3066\u304a\u308a\u3001\u4e0d\u5e78\u4e2d\u306e\u5e78\u3044\u3068\u3082\u3044\u3044\u307e\u3059\u304b\u3001\u5916\u98df\u30fb\u4f59\u8208\u3001\u30c1\u30e3\u30a4\u30eb\u30c9\u30b1\u30a2\u30fb\u8ab2\u5916\u6d3b\u52d5\u8cbb\u306a\u3069\u3001\u652f\u51fa\u3057\u305f\u304f\u3066\u3082\u652f\u51fa\u3067\u304d\u306a\u3044\u72b6\u614b\u3067\u3059\u304b\u3089\u3001\u3053\u308c\u3089\u306f\u5927\u5e45\u306b\u524a\u6e1b\u3067\u304d\u308b\u306f\u305a\u3067\u3059\u3002\u30b9\u30dd\u30fc\u30c4\u30b8\u30e0\u3084\u7fd2\u3044\u4e8b\u306a\u3069\u3082\u30aa\u30f3\u30e9\u30a4\u30f3\u3084\u30d0\u30fc\u30c1\u30e3\u30eb\u3067\u7d99\u7d9a\u3055\u308c\u308b\u30b1\u30fc\u30b9\u3082\u591a\u3044\u3067\u3059\u304c\u3001\u8cc7\u91d1\u7e70\u308a\u304c\u96e3\u3057\u3044\u306e\u306a\u3089\u4e00\u6642\u4f11\u6b62\u306b\u3059\u308b\u306e\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002\u8863\u6599\u8cbb\u30fb\u7f8e\u5bb9\u8cbb\u306a\u3069\u3082\u524a\u6e1b\u304c\u53ef\u80fd\u306f\u306a\u305a\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u8cbb\u7528\u3092\u6574\u7406\u3057\u305f\u3042\u3068\u3001\u3069\u3046\u3057\u3066\u3082\u652f\u51fa\u304c\u5fc5\u8981\u306a\u56fa\u5b9a\u8cbb\u306e\u30c8\u30fc\u30bf\u30eb\u3092\u7b97\u51fa\u3057\u3001\u624b\u5143\u306b\u3042\u308b\u73fe\u91d1\uff08\u30a8\u30de\u30fc\u30b8\u30a7\u30f3\u30b7\u30fc\u30d5\u30a1\u30f3\u30c9\uff09\u3067\u4f55\u30ab\u6708\u9593\u8010\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u304b\u3092\u628a\u63e1\u3057\u307e\u3059\u3002\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u30fb\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u304c\u3069\u306e\u304f\u3089\u3044\u7d99\u7d9a\u3059\u308b\u304b\u3001\u307e\u305f\u5931\u308f\u308c\u305f\u30fb\u6e1b\u984d\u3055\u308c\u305f\u52b4\u50cd\u53ce\u5165\u304c\u3069\u306e\u304f\u3089\u3044\u306e\u671f\u9593\u306e\u3042\u3068\u623b\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u8ab0\u3082\u6b63\u78ba\u306b\u77e5\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u304b\u3089\u3001\u4f55\u30ab\u6708\u4ee5\u4e0a\u30ab\u30d0\u30fc\u3067\u304d\u308c\u3070\u5b89\u5fc3\u3067\u304d\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u5224\u65ad\u304c\u96e3\u3057\u3044\u90e8\u5206\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u304c\u3001\u6570\u304b\u6708\u4ee5\u5185\u3057\u304b\u30ab\u30d0\u30fc\u3067\u304d\u305d\u3046\u306b\u306a\u3044\u5834\u5408\u306f\u3001\u304a\u305d\u3089\u304f\u56fa\u5b9a\u8cbb\u306e\u306a\u304b\u3067\u3082\u5927\u304d\u306a\u90e8\u5206\u3092\u5360\u3081\u308b\u30e2\u30fc\u30b2\u30fc\u30b8\u306b\u3064\u3044\u3066\u5bfe\u7b56\u3092\u3068\u308b\u3053\u3068\u304c\u8ce2\u660e\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u652f\u6255\u3044\u3092\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u30fb\u3042\u308b\u3044\u306f\u4e00\u90e8\u3057\u304b\u652f\u6255\u3048\u306a\u3044\u3053\u3068\u304c\u308f\u304b\u3063\u305f\u5834\u5408\u306b\u306f\u3001\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u306b\u76f4\u3061\u306b\u9023\u7d61\u3092\u3057\u307e\u3059\u3002\u30ed\u30fc\u30f3\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u3001\u53d7\u3051\u3089\u308c\u308b\u63aa\u7f6e\u306b\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002\u4ee5\u4e0b\u306e\u624b\u9806\u3067\u78ba\u8a8d\u3092\u3057\u3066\u3044\u304d\u307e\u3059\u3002<a target=\"_blank\" href=\"https:\/\/www.consumerfinance.gov\/about-us\/blog\/guide-coronavirus-mortgage-relief-options\/\" >\u4ee5\u4e0b\u306f\u3001Consumer Financial Protection Bureau\u306e\u30da\u30fc\u30b8\u3092\u53c2\u8003\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">&nbsp;STEP\uff11\uff1a\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u3092\u78ba\u8a8d\u3059\u308b<\/h3>\n\n\n\n<p>\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u3068\u306f\u3001\u3042\u306a\u305f\u304c\u6bce\u6708\u30e2\u30fc\u30b2\u30fc\u30b8\u8fd4\u6e08\u3092\u3057\u3066\u3044\u308b\u652f\u6255\u5148\u3067\u3059\u3002\u6708\u3005\u9001\u3089\u308c\u3066\u304f\u308b\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30b9\u30c6\u30a4\u30c8\u30e1\u30f3\u30c8\u306b\u4f1a\u793e\u306e\u60c5\u5831\u304c\u3042\u308a\u307e\u3059\u3002\u30b9\u30c6\u30a4\u30c8\u30e1\u30f3\u30c8\u304c\u898b\u5f53\u305f\u3089\u306a\u3051\u308c\u3070\u3001\u30e2\u30fc\u30b2\u30fc\u30b8\u652f\u6255\u3044\u304c\u5f15\u304d\u843d\u3068\u3055\u308c\u3066\u3044\u308b\u9280\u884c\u53e3\u5ea7\u306e\u30b9\u30c6\u30a4\u30c8\u30e1\u30f3\u30c8\u306b\u4f1a\u793e\u540d\u304c\u3042\u308b\u306f\u305a\u3067\u3059\u3002\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u306f\u3001\u8fd4\u6e08\u3092\u53d7\u3051\u53d6\u308a\u30fb\u7ba1\u7406\u3092\u3057\u3066\u3044\u308b\u4f1a\u793e\u3067\u3042\u308a\u3001\u5fc5\u305a\u3057\u3082\u3042\u306a\u305f\u304c\u6700\u521d\u306b\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u501f\u308a\u5165\u308c\u305f\u91d1\u878d\u6a5f\u95a2\u3067\u306f\u306a\u3044\u3053\u3068\u3082\u591a\u3044\u306e\u3067\u6c17\u3092\u3064\u3051\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">STEP2\uff1a\u30e2\u30fc\u30b2\u30fc\u30b8\u304c\u3069\u306e\u30bf\u30a4\u30d7\u3067\u3042\u308a\u3001\u3069\u3093\u306a\u6551\u63f4\u7b56\u304c\u3042\u308b\u304b\u306e\u5168\u5bb9\u3092\u628a\u63e1\u3059\u308b<\/h3>\n\n\n\n<p>\u3053\u306e3\u6708\u306b\u5236\u5b9a\u3055\u308c\u305f\u30b3\u30ed\u30ca\u7d4c\u6e08\u5bfe\u7b56\u3000CARES\nACT\u4e0b\u3067\u306e\u4fdd\u8b77\u3092\u5f97\u308b\u305f\u3081\u306b\u306f\u3001\u3042\u306a\u305f\u306e\u30e2\u30fc\u30b2\u30fc\u30b8\u304c\u9023\u90a6\u653f\u5e9c\u306b\u4fdd\u8a3c\u3055\u308c\u305f\u3082\u306e\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u9023\u90a6\u653f\u5e9c\u306e\u4fdd\u8a3c\u3068\u306f\u3001\u4ee5\u4e0b\u306e\u56e3\u4f53\u306b\u3088\u3063\u3066\u4fdd\u8a3c\u3055\u308c\u3066\u3044\u308b\u304b\u3092\u610f\u5473\u3057\u307e\u3059\u3002\u3082\u3057\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u5834\u5408\u306f\u3001\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u306b\u554f\u3044\u5408\u308f\u305b\u308c\u3070\u6559\u3048\u3066\u304f\u308c\u307e\u3059\u304c\u3001\u96fb\u8a71\u304c\u306a\u304b\u306a\u304b\u3064\u306a\u304c\u3089\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p><strong>List of federal agencies and entities<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.hud.gov\/sites\/dfiles\/OCHCO\/documents\/20-04hsgml.pdf\">U.S. Department of\nHousing and Urban Development (HUD)&nbsp;<\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/www.usda.gov\/\" >U. S. Department of Agriculture&nbsp;<\/a><ul><li><a target=\"_blank\" href=\"https:\/\/www.rd.usda.gov\/sites\/default\/files\/USDA_SA_COVID19_SFHContinuity03202020.pdf\" >USDA Direct&nbsp;<\/a><\/li><\/ul><ul><li><a target=\"_blank\" href=\"https:\/\/www.rd.usda.gov\/sites\/default\/files\/USDA_RD_SA_Foreclosure_and_Eviction_Relief_COVID19_NationalEmergency.pdf\" >USDA Guaranteed&nbsp;<\/a><\/li><\/ul><\/li><li><a href=\"https:\/\/www.hud.gov\/sites\/dfiles\/OCHCO\/documents\/20-04hsgml.pdf\">Federal Housing\nAdministration (FHA) (Includes reverse mortgages)&nbsp;<\/a><\/li><li><a href=\"https:\/\/www.benefits.va.gov\/HOMELOANS\/documents\/circulars\/26_20_8.pdf\">U.S. Department of\nVeterans Affairs (VA)&nbsp;<\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/www.consumerfinance.gov\/external-site\/?ext_url=https%3A%2F%2Fsinglefamily.fanniemae.com%2Fmedia%2F22261%2Fdisplay&amp;signature=CHAg-qakgnlyIA97W1GthC7lF8M\" >Fannie Mae&nbsp;<\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/www.consumerfinance.gov\/external-site\/?ext_url=https%3A%2F%2Fguide.freddiemac.com%2Fapp%2Fguide%2Fbulletin%2F2020-4&amp;signature=jC8WfFIR4CdAyJ1rtZyedeYIYbY\" >Freddie Mac&nbsp;<\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">STEP 3\uff1a\u3069\u306e\u3088\u3046\u306a\u6551\u63f4\u7b56\u304c\u53d7\u3051\u3089\u308c\u308b\u304b\u3092\u77e5\u308b<\/h3>\n\n\n\n<p><strong>\u9023\u90a6\u653f\u5e9c\u306e\u4fdd\u8a3c\u304c\u3042\u308b\u30ed\u30fc\u30f3\u306e\u5834\u5408<\/strong>\u306b\u306f\u3001Coronavirus Aid, Relief, and Economic Security (CARES)ACT\u306b\u3088\u308a\u3001\u30d5\u30a9\u30fc\u30af\u30ed\u30fc\u30b8\u30e3\u306b\u5bfe\u3059\u308b\u6700\u4f4e60\u65e5\u9593\u306e\u7336\u4e88\u3068\u3001180\u65e5\u9593\u306eForbearance (\u6551\u63f4\u63aa\u7f6e)\u304c\u53d7\u3051\u3089\u308c\u307e\u3059\u3002\u3055\u3089\u306b180\u65e5\u9593\u306e\u5ef6\u9577\u3092\u30ea\u30af\u30a8\u30b9\u30c8\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3002\u624b\u6570\u6599\u3084\u30da\u30ca\u30eb\u30c6\u30a3\u306f\u306a\u3057\u3002\u3053\u306e\u63aa\u7f6e\u306e\u5bfe\u8c61\u3068\u306a\u3063\u305f\u8fd4\u6e08\u9045\u5ef6\u984d\u3078\u306e\u5229\u5b50\u306e\u767a\u751f\u306a\u3057\u3002<\/p>\n\n\n\n<p>\u9023\u90a6\u653f\u5e9c\u306e\u4fdd\u8a3c\u306b\u52a0\u3048\u3001\u304b\u3064<strong>Fannie Mae \u304cFreddie Mac.\u306e\u4fdd\u8a3c\u304c\u3042\u308b\u5834\u5408<\/strong>\u306b\u306f\u3001\u4e0a\u8a18\u306e\u30d5\u30a9\u30fc\u30af\u30ed\u30fc\u30b8\u30e3\u2015\u7336\u4e88\u3068\u6551\u63f4\u63aa\u7f6e\u306b\u52a0\u3048\u3066\u3001\u9045\u5ef6\u624b\u6570\u6599\u306e\u514d\u9664\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u4f1a\u793e\u3078\u306e\u30cd\u30ac\u30c6\u30a3\u30d6\u30fb\u30ec\u30dd\u2015\u30c6\u30a3\u30f3\u30b0\u306e\u514d\u9664\u3001\u30d5\u30a9\u30fc\u30af\u30ed\u30b8\u30e3\u30fc\u53ca\u3073\u305d\u306e\u4ed6\u6cd5\u7684\u624b\u7d9a\u304d\u306e\u4e00\u6642\u4f11\u6b62\u304c\u78ba\u4fdd\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>Fannie Mae \u304cFreddie Mac.\u306e\u4fdd\u8a3c\u304c\u3042\u308b\u304b\u3069\u3046\u304b\u306f\u3001\u4ee5\u4e0b\u3067\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Is my loan backed\nby&nbsp;<a target=\"_blank\" href=\"https:\/\/www.consumerfinance.gov\/external-site\/?ext_url=https%3A%2F%2Fwww.knowyouroptions.com%2Floanlookup&amp;signature=Bvgzh7BU5hJj7f39uzPnA_rSjzE\" >Fannie Mae&nbsp;<\/a>?<\/li><li>Is my loan backed\nby&nbsp;<a target=\"_blank\" href=\"https:\/\/www.consumerfinance.gov\/external-site\/?ext_url=https%3A%2F%2Fww3.freddiemac.com%2Floanlookup%2F&amp;signature=qPRMXXcdSSDR0nob7-FPSP3R6Ik\" >Freddie Mac&nbsp;<\/a>?<\/li><\/ul>\n\n\n\n<p>\u9023\u90a6\u653f\u5e9c\u306e\u4fdd\u8a3c\u306f\u306a\u3044\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u5834\u5408\u3067\u3082\u3001\u5404\u5dde\u306b\u3088\u3063\u3066\u4e0a\u306b\u6319\u3052\u305f\u306e\u3068\u4f3c\u305f\u3088\u3046\u306a\u63aa\u7f6e\u304c\u53d6\u3089\u308c\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3059\u3002\u5dde\u306e\u540d\u524d\u3068\u3001\u201cMortgage Relief\u201d\u3001\u201dMortgage\nForbearance\u201d\u306a\u3069\u306e\u30ad\u30fc\u30ef\u30fc\u30c9\u3067\u30b5\u30fc\u30c1\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">STEP 4\uff1a\u3000\u76f4\u63a5\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u306b\u554f\u3044\u5408\u308f\u305b\u308b<\/h3>\n\n\n\n<p>\u3042\u308b\u7a0b\u5ea6\u3069\u3093\u306aForbearance\u304c\u3042\u308b\u304b\u306e\u5168\u5bb9\u3092\u628a\u63e1\u3057\u305f\u3046\u3048\u3067\u3001\u76f4\u63a5\u30e2\u30fc\u30b2\u30fc\u30b8\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u306b\u554f\u3044\u5408\u308f\u305b\u30fb\u30ea\u30af\u30a8\u30b9\u30c8\u3092\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>Forbearance\u306f\u3001\u652f\u6255\u3044\u7fa9\u52d9\u3092\u514d\u9664\u3059\u308b\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u4f11\u6b62\u3055\u308c\u305f\u30e2\u30fc\u30b2\u30fc\u30b8\u652f\u6255\u3044\u3084\u6e1b\u984d\u3055\u308c\u305f\u652f\u6255\u3044\u306f\u3001\u5c06\u6765\u7684\u306b\u652f\u6255\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30ed\u30fc\u30f3\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u3001Forbearance\u306b\u306f\u3055\u307e\u3056\u307e\u306a\u30bf\u30a4\u30d7\u304c\u3042\u308a\u307e\u3059\u3002\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u30aa\u30d7\u30b7\u30e7\u30f3\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304b\u3001\u6761\u4ef6\u3092\u6bd4\u8f03\u3057\u3066\u6700\u9069\u3068\u601d\u308f\u308c\u308b\u3082\u306e\u3092\u9078\u3076\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002Forbearance\u306e\u4f8b\u3068\u3057\u3066\u306f\u3001\u4e00\u5b9a\u671f\u9593\u652f\u6255\u3044\u7fa9\u52d9\u304c\u4f11\u6b62\u3042\u308b\u3044\u306f\u6e1b\u984d\u3055\u308c\u3001\u305d\u306e\u9593\u306e\u652f\u6255\u3044\u306f\u671f\u9593\u5f8c\u306b\u4e00\u62ec\u8fd4\u6e08\u3059\u308b\u3088\u3046\u8981\u6c42\u3055\u308c\u308b\u3082\u306e\u3001\u3042\u308b\u3044\u306f\u4e00\u5b9a\u671f\u9593\u306e\u9593\u306b\u5206\u5272\u3057\u3066\u8fd4\u6e08\uff08\u3082\u3068\u3082\u3068\u306e\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306b\u4e0a\u4e57\u305b\u3059\u308b\u304b\u305f\u3061\u3067\u8fd4\u6e08\uff09\u3059\u308b\u3082\u306e\u3001\u3042\u308b\u3044\u306f\u30e2\u30fc\u30b2\u30fc\u30b8\u671f\u9593\u306e\u5ef6\u9577\u3068\u3044\u3046\u5f62\u3067\u8fd4\u6e08\u3092\u3059\u308b\u3082\u306e\u306a\u3069\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002\u3069\u306e\u3088\u3046\u306a\u30aa\u30d7\u30b7\u30e7\u30f3\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u3066\u3001\u3054\u81ea\u5206\u306e\u5bb6\u8a08\u306b\u3068\u3063\u3066\u306f\u3069\u308c\u304c\u30d9\u30b9\u30c8\u304b\u3092\u541f\u5473\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u53ce\u5165\u304c\u3044\u3064\u623b\u308b\u304b\u4e0d\u660e\u306a\u5834\u5408\u306b\u306f\u3001\u4e00\u62ec\u8fd4\u6e08\u306a\u3069\u306e\u6761\u4ef6\u306f\u907f\u3051\u308b\u65b9\u304c\u3088\u304f\u3001\u30e2\u30fc\u30b2\u30fc\u30b8\u671f\u9593\u306e\u5ef6\u9577\u3084\u25cb\u25cb\u65e5\u5f8c\u518d\u5ea6Forbearance\u306b\u3064\u3044\u3066\u8003\u616e\u3055\u308c\u308b\u3088\u3046\u306a\u5f62\u306e\u307b\u3046\u304c\u5b89\u5168\u304b\u3068\u601d\u3044\u307e\u3059\u3002\u4f11\u6b62\u3055\u308c\u305f\u984d\u3001\u3042\u308b\u3044\u306f\u6e1b\u984d\u3055\u308c\u305f\u984d\u306f\u3001\u8fd4\u6e08\u307e\u3067\u5229\u5b50\u304c\u304b\u304b\u308b\u304b\u3069\u3046\u304b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30d2\u30b9\u30c8\u30ea\u30fc\u3078\u306e\u30cd\u30ac\u30c6\u30a3\u30d6\u306a\u5f71\u97ff\u304c\u3042\u308b\u306e\u304b\u306a\u3044\u304b\u3082\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u96fb\u8a71\u306f\u304b\u306a\u308a\u6df7\u96d1\u3057\u3066\u3044\u3066\u306a\u304b\u306a\u304b\u3064\u306a\u304c\u3089\u306a\u3044\u3053\u3068\u304c\u591a\u3044\u3067\u3057\u3087\u3046\u304b\u3089\u3001\u307e\u305a\u306fWeb\u30da\u30fc\u30b8\u3067\u3067\u304d\u308b\u3060\u3051\u306e\u60c5\u5831\u3092\u78ba\u8a8d\u3059\u308b\u306e\u304c\u8ce2\u660e\u3060\u3068\u601d\u3044\u307e\u3059\u3002\u30ed\u30fc\u30f3\u30fb\u30b5\u30fc\u30d3\u30b9\u4f1a\u793e\u306eWeb\u30da\u30fc\u30b8\u3092\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3068\u3001COVID-19\u5bfe\u7b56\u306e\u60c5\u5831\u30da\u30fc\u30b8\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u4f1a\u793e\u306b\u3088\u3063\u3066\u306f\u3001Forbearance\u306eRequest Form\u304c\u7528\u610f\u3055\u308c\u3066\u304a\u308a\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3001E-mail\u3001Fax\u306a\u3069\u3067\u63d0\u51fa\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u3002Forbearance\u306e\u9078\u629e\u80a2\u30fb\u5185\u5bb9\u306b\u3064\u3044\u3066\u3082\u3042\u3089\u304b\u3058\u3081\u8a73\u3057\u304f\u8aac\u660e\u304c\u3042\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7533\u8acb\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u60c5\u5831\u304c\u5fc5\u8981\u306b\u306a\u308b\u3053\u3068\u304c\u591a\u3044\u306e\u3067\u3001\u540c\u6642\u306b\u7528\u610f\u3092\u3057\u3066\u304a\u304f\u3068\u3088\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u89e3\u96c7\u3055\u308c\u305f\u5834\u5408\u306f\u3001Layoff letter\u3084Unemployment\nbenefit\u3092\u53d7\u3051\u3066\u3044\u308b\u3053\u3068\u306e\u8a3c\u660e<\/li><li>\u53ce\u5165\u304c\u6e1b\u3063\u305f\u5834\u5408\u306f\u3001\u524d\u6708\u3068\u4eca\u6708\u306ePaystub\u3067\u6e1b\u53ce\u3057\u305f\u3053\u3068\u304c\u308f\u304b\u308b\u3082\u306e<\/li><li>\u30d3\u30b8\u30cd\u30b9\u306e\u7d4c\u55b6\u96e3\u306e\u5834\u5408\u306f\u3001\u9280\u884c\u306e\u53e3\u5ea7\u30b9\u30c6\u30fc\u30c8\u30e1\u30f3\u30c8\u3067\u30d3\u30b8\u30cd\u30b9\u53ce\u5165\u304c\u6e1b\u3063\u305f\u3053\u3068\u304c\u308f\u304b\u308b\u3082\u306e<\/li><li>\u305d\u306e\u4ed6\u6570\u5b57\u3067\u8a3c\u660e\u304c\u96e3\u3057\u3044\u3082\u306e\u306b\u3064\u3044\u3066\u306f\u3001\u306a\u305c\u8fd4\u6e08\u304c\u56f0\u96e3\u306b\u306a\u3063\u305f\u304b\u306e\u7406\u7531\u8aac\u660e\u3068\u3067\u304d\u308b\u9650\u308a\u305d\u308c\u3092\u30d0\u30c3\u30af\u30a2\u30c3\u30d7\u3059\u308b\u66f8\u985e<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">STEP5\u3000\u6587\u66f8\u3067\u78ba\u8a8d<\/h3>\n\n\n\n<p>Forbearance\u306e\u5185\u5bb9\u306b\u3064\u3044\u3066\u304d\u3061\u3093\u3068\u7406\u89e3\u3057\u307e\u3059\u3002\u3044\u3064\u304b\u306f\u8fd4\u6e08\u304c\u5fc5\u8981\u306a\u3082\u306e\u3067\u3059\u304b\u3089\u3001\u3068\u308a\u3042\u3048\u305a\u3057\u306e\u3052\u308c\u3070\u3088\u3044\u30fb\u30fb\u3068\u3044\u3046\u6c17\u6301\u3061\u3067\u306a\u304f\u3001\u6761\u4ef6\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002\u3042\u3068\u3042\u3068\u554f\u984c\u306b\u306a\u3089\u306a\u3044\u3088\u3046\u306b\u3001\u8a73\u7d30\u306b\u3064\u3044\u3066\u306e\u6587\u66f8\u3092\u53d7\u3051\u53d6\u308a\u4fdd\u7ba1\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">STEP 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