{"id":5382,"date":"2020-04-28T16:32:56","date_gmt":"2020-04-29T00:32:56","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5382"},"modified":"2020-04-28T16:32:59","modified_gmt":"2020-04-29T00:32:59","slug":"%e8%87%aa%e5%8b%95%e8%bb%8a%e4%bf%9d%e9%99%ba%e3%81%ae%e3%83%aa%e3%83%95%e3%82%a1%e3%83%b3%e3%83%89%e3%81%a8%e3%81%93%e3%82%8c%e3%81%8b%e3%82%89","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/%e8%87%aa%e5%8b%95%e8%bb%8a%e4%bf%9d%e9%99%ba%e3%81%ae%e3%83%aa%e3%83%95%e3%82%a1%e3%83%b3%e3%83%89%e3%81%a8%e3%81%93%e3%82%8c%e3%81%8b%e3%82%89\/","title":{"rendered":"\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u30ea\u30d5\u30a1\u30f3\u30c9\u3068\u3053\u308c\u304b\u3089"},"content":{"rendered":"\n<p>4\u6708\u306f\u3058\u3081\u306bAllstate \u3068 American Family\u306e2\u793e\u304c\u3001\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u306e\u5f71\u97ff\u306b\u3088\u308bStay-at-Home\u306e\u5b9f\u65bd\u306b\u3088\u308a\u4fdd\u967a\u91d1\u6255\u3044\u51fa\u3057\u306e\u8efd\u6e1b\u304c\u3042\u3063\u305f\u305f\u3081\u3001\u305d\u306e\u5206\u3092\u4fdd\u967a\u5951\u7d04\u8005\u306b\u6255\u3044\u623b\u3059\u3068\u306f\u767a\u8868\u3057\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u81ea\u52d5\u8eca\u4fdd\u967a\u4f1a\u793e\u306f\u3055\u307e\u3056\u307e\u306a\u30c7\u30fc\u30bf\u3092\u4f7f\u3063\u3066\u3001\u4e8b\u6545\u306e\u767a\u751f\u78ba\u7387\u3084\u88dc\u511f\u984d\u306e\u5927\u304d\u3055\u306a\u3069\u3092\u7d71\u8a08\u7684\u306b\u5272\u308a\u51fa\u3057\u3001\u5951\u7d04\u8005\u306e\u6255\u3046\u4fdd\u967a\u6599\u306e\u984d\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002\u5229\u7528\u3059\u308b\u30c7\u30fc\u30bf\u306e\u3046\u3061\u306e\u3072\u3068\u3064\u3001Miles\nDriven\uff08\u8d70\u884c\u8ddd\u96e2\uff09\u306f\u76f4\u63a5\u4e8b\u6545\u306e\u767a\u751f\u78ba\u7387\u306b\u5f71\u97ff\u3057\u307e\u3059\u304c\u3001Stay-at-Home\u306b\u3088\u308a\u3053\u306eMiles\nDriven\u306f\u5927\u304d\u304f\u6e1b\u5c11\u3057\u307e\u3057\u305f\u3002\u30e2\u30d0\u30a4\u30eb\u30c7\u30fc\u30bf\u5206\u6790\u3092\u5c02\u9580\u3068\u3059\u308bArity\u793e\u306f\u30013\u6708\u534a\u3070\u304b\u30894\u670822\u65e5\u307e\u3067\u306e\u9593\u306b\u3001\u5168\u7c73\u3067\u306eMiles\nDriven\u306e\u6570\u5024\u306f50%\u6e1b\u5c11\u3057\u305f\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3044\u3061\u65e9\u304f\u30ea\u30d5\u30a1\u30f3\u30c9\u3092\u6c7a\u5b9a\u3057\u305fAllstate \u3068 American Family\u306b\u7d9a\u304d\u3001\u4ed6\u793e\u3082\u30ea\u30d5\u30a1\u30f3\u30c9\u3092\u767a\u8868\u3057\u3066\u3044\u307e\u3059\u3002\u5404\u793e\u3067\u3001\u30ea\u30d5\u30a1\u30f3\u30c9\u3092\u53d7\u3051\u308b\u305f\u3081\u306e\u6761\u4ef6\u3084\u305d\u306e\u5927\u304d\u3055\u304c\u9055\u3044\u307e\u3059\u3002\u3044\u3064\u306e\u6642\u70b9\u3067\u5951\u7d04\u8005\u3067\u306a\u3051\u308c\u306a\u3089\u306a\u3044\u304b\u3068\u3044\u3046\u6761\u4ef6\u306b\u3064\u3044\u3066\u3001\u4f55\u6708\u4f55\u65e5\u3068\u30d4\u30f3\u30dd\u30a4\u30f3\u30c8\u3067\u6307\u5b9a\u3057\u3066\u3044\u308b\u4f1a\u793e\u3082\u3042\u308c\u3070\u3001\u3042\u308b\u7a0b\u5ea6\u306e\u671f\u9593\u3092\u6307\u5b9a\u3057\u3066\u3044\u308b\u4f1a\u793e\u3082\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u30ea\u30d5\u30a1\u30f3\u30c9\u306e\u5927\u304d\u3055\u306f\u3001\u4e00\u5b9a\u671f\u9593\u306e\u4fdd\u967a\u6599\u306e\u3007\uff05\u3068\u3057\u3066\u3044\u308b\u4f1a\u793e\u3082\u3042\u308c\u3070\u3001\u5951\u7d04\u8005\u4e00\u5f8b\u8eca\u4e00\u53f0\u306b\u3064\u304d$50\u30c9\u30eb\u306a\u3069\u3088\u3046\u306e\u3046\u306b\u56fa\u5b9a\u984d\u306b\u3057\u3066\u3044\u308b\u4f1a\u793e\u3082\u3042\u308a\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u30ea\u30d5\u30a1\u30f3\u30c9\u306e\u65b9\u6cd5\u306f\u3001\u81ea\u52d5\u7684\u306b\u53e3\u5ea7\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u3055\u308c\u308b\u5834\u5408\u3084\u3001\u5c0f\u5207\u624b\u767a\u884c\u3055\u308c\u308b\u5834\u5408\u3001\u3042\u308b\u3044\u306f\u3053\u308c\u304b\u3089\u652f\u6255\u3046\u30ea\u30cb\u30e5\u30fc\u30a2\u30eb\u6642\u306e\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u3068\u3057\u3066\u53cd\u6620\u3055\u308c\u308b\u5834\u5408\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3001\u3072\u3068\u3064\u5171\u901a\u3057\u3066\u3044\u308b\u306e\u306f\u3001\u30ea\u30d5\u30a1\u30f3\u30c9\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u3001<strong>\u5951\u7d04\u8005\u5074\u304b\u3089\u7533\u8acb\u3057\u305f\u308a\u3001\u4f55\u3089\u304b\u306e\u30a2\u30af\u30b7\u30e7\u30f3\u3092\u8d77\u3053\u3059\u5fc5\u8981\u306f\u6c7a\u3057\u3066\u306a\u3044<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3053\u306e\u6a5f\u4f1a\u3092\u60aa\u7528\u3057\u3066\u3001\u4fdd\u967a\u4f1a\u793e\u3092\u507d\u3063\u3066\u500b\u4eba\u60c5\u5831\u3092\u8981\u6c42\u3059\u308b\u306a\u3069\u306e\u8a50\u6b3a\u6d3b\u52d5\u304c\u5fc3\u914d\u3055\u308c\u3066\u3044\u308b\u3068\u3044\u3046FCC\u306e\u8b66\u544a\u304c\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u3069\u3046\u305e\u53cd\u5fdc\u3055\u308c\u307e\u305b\u3093\u3088\u3046\u306b\u3002<\/p>\n\n\n\n<p>\u5404\u793e\u306e\u30ea\u30d5\u30a1\u30f3\u30c9\u984d\u3092\u7c21\u5358\u306b\u307e\u3068\u3081\u305f\u3082\u306e\uff08<a target=\"_blank\" href=\"https:\/\/www.forbes.com\/sites\/advisor\/2020\/04\/06\/car-insurance-companies-start-offering-refunds-because-few-are-driving\/#2d0dbff24350\" >Forbes\u793e\u3057\u3089\u3079<\/a>\uff09\u304c\u4ee5\u4e0b\u3067\u3059\u3002\u8a73\u3057\u304f\u306f\u3054\u81ea\u5206\u306e\u4fdd\u967a\u4f1a\u793e\u306eWeb\u30da\u30fc\u30b8\u306a\u3069\u3054\u53c2\u7167\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>American Family Insurance: $50<\/li><li>Amica: 20% credit for April and May<\/li><li>Allstate: 15% for April and May<\/li><li>Auto-Owners Insurance: 15% refund for April and May<\/li><li>Chubb: 35% reduction for April and May, upon renewal<\/li><li>The Cincinnati Insurance Cos.: 15% credit for April\nand May<\/li><li>Erie Insurance: Varies by individual and state<\/li><li>Farmers: 25% for April<\/li><li>Farm Bureau Insurance of Tennessee: Special payments\nwill equal 24.75% of two months premium<\/li><li>Germania Insurance: $25 payment March and April.<\/li><li>GoAuto Insurance: 15% premium reductions for April\nand May for Louisiana and Nevada policyholders<\/li><li>Geico: 15% on the entire six-month policy upon\nrenewal<\/li><li>The Hanover: 15% refund for April and May<\/li><li>The Hartford: 15% credit for April and May<\/li><li>Liberty Mutual: 15% on two months\u2019 of premiums<\/li><li>Main Street America: $50 per eligible vehicle<\/li><li>Nationwide: $50<\/li><li>NJM Insurance: 15% on the equivalent of three months\nof premium<\/li><li>NYCM Insurance: 15% credit for April and May<\/li><li>Plymouth Rock Assurance: 25% credit on liability and\npersonal injury protection coverages<\/li><li>Progressive: 20% for April and May<\/li><li>Safety Insurance: 15% credit for April and May<\/li><li>Selective Insurance: 15% credit for April and May<\/li><li>Shelter Insurance: Approximately 30% refund for\nApril and May<\/li><li>State Farm: Average of 25% of premium owed between\nMarch 20 and May 31, 2020<\/li><li>Travelers: 15% for April and May<\/li><li>Union Mutual of Vermont: 15% credit<\/li><li>USAA: 20% on two months&#8217; of premium<\/li><li>Westfield: 15% credit for April, May and June<\/li><\/ul>\n\n\n\n<p>J.D. Power\u306f\u3001\u30b3\u30ed\u30ca\u306e\u5f71\u97ff\u3067\u3001\u5951\u7d04\u8005\u306e\u4fdd\u967a\u4f1a\u793e\u6bd4\u8f03\u304c\u3055\u304b\u3093\u306b\u306a\u308b\u3060\u308d\u3046\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u96c7\u7528\u3084\u5bb6\u8a08\u72b6\u6cc1\u306e\u5909\u5316\u3067\u4fdd\u967a\u6599\u306e\u898b\u76f4\u3057\u304c\u5fc5\u8981\u3068\u306a\u308b\u30b1\u30fc\u30b9\u3082\u591a\u304f\u3001\u4fdd\u967a\u306e\u30ad\u30e3\u30f3\u30bb\u30eb\u3001\u88dc\u511f\u7bc4\u56f2\u306e\u898b\u76f4\u3057\u3001\u7af6\u5408\u4ed6\u793e\u304b\u3089\u306e\u898b\u7a4d\u3082\u308a\u6bd4\u8f03\u306a\u3069\u304c\u4eca\u5f8c\u5897\u3048\u308b\u3060\u308d\u3046\u3068\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>Stay-at-Home\u3067\u3044\u3063\u305f\u3093Miles Driven\u304c\u4e0b\u304c\u3063\u305f\u3082\u306e\u306e\u3001\u30ed\u30c3\u30af\u30c0\u30a6\u30f3\u304c\u89e3\u7981\u3055\u308c\u308c\u3070\u307e\u305f\u5143\u3068\u540c\u3058\u30ec\u30d9\u30eb\u306e\u901a\u52e4\u30fb\u901a\u5b66\u306b\u306a\u308b\u3068\u3044\u3046\u4eba\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3057\u3001\u4e00\u65b9\u3067zoom\u30df\u30fc\u30c6\u30a3\u30f3\u30b0\u306a\u3069\u306e\u5c0e\u5165\u3067\u30ea\u30e2\u30fc\u30c8\u3067\u5bfe\u5fdc\u53ef\u80fd\u306a\u3053\u3068\u3082\u5897\u3048\u3001\u4eca\u5f8c\u306f\u4ee5\u524d\u307b\u3069\u306f\u904b\u8ee2\u3092\u3057\u306a\u3044\u751f\u6d3b\u3092\u30ad\u30fc\u30d7\u3057\u305f\u3044\u3068\u3044\u3046\u4eba\u3082\u5897\u3048\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>2008\u5e74\u306e\u91d1\u878d\u6050\u614c\u306e\u3068\u304d\u306b\u306f\u3001\u305d\u308c\u307e\u3067\u652f\u6255\u3063\u3066\u3044\u3066\u3082\u3042\u307e\u308a\u6ce8\u76ee\u3055\u308c\u306a\u304b\u3063\u305f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306e\u624b\u6570\u6599\u306b\u30d5\u30a9\u30fc\u30ab\u30b9\u304c\u5f53\u305f\u308a\u3001\u305d\u306e\u5f8c\u30ed\u30fc\u30b3\u30b9\u30c8\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3078\u306e\u8cc7\u91d1\u6d41\u51fa\u304c\u7d9a\u304d\u3001\u5168\u4f53\u7684\u306b\u624b\u6570\u6599\u306e\u5287\u7684\u306a\u4f4e\u4e0b\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u540c\u3058\u3088\u3046\u306b\u3001\u4eca\u56de\u306e\u7d4c\u6e08\u6253\u6483\u3067\u306f\u3001\u3075\u3064\u3046\u306b\u652f\u6255\u3063\u3066\u3044\u305f\u5bb6\u8a08\u306e\u4e2d\u306e\u8cbb\u7528\uff08\u3068\u304f\u306b\u5b9a\u671f\u7684\u306b\u767a\u751f\u3059\u308b\u4fdd\u967a\u6599\u3084\u30e6\u30fc\u30c6\u30a3\u30ea\u30c6\u30a3\u3001\u4f1a\u54e1\u8cbb\u306a\u3069\uff09\u306e\u898b\u76f4\u3057\u304c\u9032\u3080\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u5834\u5408\u3001\u3053\u3093\u306a\u30b3\u30b9\u30c8\u524a\u6e1b\u6cd5\u304c\u3042\u308b\u3088\u3046\u3067\u3059\u306e\u3067\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pay-Per-Mile\nInsurance<\/h3>\n\n\n\n<p>\u5b9f\u969b\u306eMiles Driven\uff08\u8d70\u884c\u8ddd\u96e2\uff09\u306b\u3088\u3063\u3066\u3001\u4fdd\u967a\u6599\u304c\u6c7a\u307e\u308b\u4fdd\u967a\u3067\u3059\u3002\u4f8b\u3068\u3057\u3066\u306f\u3001\u3053\u3093\u306a\u5177\u5408\u306b\u4fdd\u967a\u6599\u304c\u8a08\u7b97\u3055\u308c\u307e\u3059\uff1a<\/p>\n\n\n\n<p>\u6708\u3005\u306e\u4fdd\u967a\u6599\uff1d\u56fa\u5b9a\u4fdd\u967a\u6599$29\/\u6708\uff0b$0.06\uff58\u524d\u6708\u306e\u5b9f\u969b\u306e\u8d70\u884c\u30de\u30a4\u30eb<\/p>\n\n\n\n<p>\u6708\u3005\u306e\u4fdd\u967a\u6599\uff1d\u56fa\u5b9a\u4fdd\u967a\u6599$1.50\/\u65e5\uff58\u65e5\u6570\uff0b$0.06\uff58\u524d\u6708\u306e\u5b9f\u969b\u306e\u8d70\u884c\u30de\u30a4\u30eb<\/p>\n\n\n\n<p>\u30ea\u30e2\u30fc\u30c8\u30ef\u30fc\u30af\u304c\u5897\u3048\u308b\u3001\u5b50\u3069\u3082\u304c\u5927\u304d\u304f\u306a\u3063\u3066\u304a\u8fce\u3048\u30fb\u7fd2\u3044\u4e8b\u306a\u3069\u306e\u904b\u8ee2\u304c\u6e1b\u308b\u306a\u3069\u3001\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u306e\u5909\u5316\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u306f\u8003\u616e\u306b\u305f\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002Miles\nDriven\u30c7\u30fc\u30bf\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u63d0\u4f9b\u3059\u308b\u30c7\u30d0\u30a4\u30b9\u3092\u8eca\u306b\u642d\u8f09\u3057\u305f\u308a\u3001\u30b9\u30de\u30dbAPP\u306a\u3069\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u96c6\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u306e\u4f1a\u793e\u306a\u3069\u304cPay-Per-Mile\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u5dde\u306b\u3088\u308a\u3001\u63d0\u4f9b\u72b6\u6cc1\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.libertymutual.com\/bymile\"  target=\"_blank\" rel=\"noreferrer noopener\">ByMile<\/a>&nbsp;from\nLiberty Mutual Insurance<\/li><li><a href=\"https:\/\/www.mileauto.com\/\"  target=\"_blank\" rel=\"noreferrer noopener\">Mile Auto<\/a>&nbsp;(available\nonly in limited states)<\/li><li><a href=\"https:\/\/www.allstate.com\/auto-insurance\/milewise.aspx\"  target=\"_blank\" rel=\"noreferrer noopener\">Milewise<\/a>&nbsp;from Allstate<\/li><li><a href=\"https:\/\/www.metromile.com\/\"  target=\"_blank\" rel=\"noreferrer noopener\">Metromile<\/a><\/li><li><a href=\"https:\/\/www.nationwide.com\/personal\/insurance\/auto\/discounts\/smartmiles\/\"  target=\"_blank\" rel=\"noreferrer noopener\">SmartMiles<\/a>&nbsp;from Nationwide<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Pay-as-You-Drive\nInsurance<\/h3>\n\n\n\n<p>Miles\nDriven\u3060\u3051\u3067\u306a\u304f\u904b\u8ee2\u306e\u7dcf\u5408\u7684\u306a\u30d1\u30bf\u30fc\u30f3\u306b\u3064\u3044\u3066\u8a73\u3057\u3044\u60c5\u5831\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u4e00\u5b9a\u306e\u57fa\u6e96\u3067Safe Driver\u3060\u3068\u8a8d\u8b58\u3055\u308c\u308c\u3070\u3001\u901a\u5e38\u3088\u308a\u3082\u4fdd\u967a\u6599\u304c\u524a\u6e1b\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u3044\u3046\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u3059\u3002\u904b\u8ee2\u3059\u308b\u66dc\u65e5\u3001\u6642\u9593\u5e2f\u3001\u30b9\u30d4\u30fc\u30c9\u3001\u52a0\u901f\u6e1b\u901f\u306e\u30d1\u30bf\u30fc\u30f3\u3001\u30d6\u30ec\u30fc\u30ad\u5229\u7528\u306e\u30d1\u30bf\u30fc\u30f3\u306a\u3069\u904b\u8ee2\u306e\u7fd2\u6163\u306b\u3064\u3044\u3066\u306e\u30c7\u30fc\u30bf\u304c\u541f\u5473\u3055\u308c\u3001\u901a\u5e38\u306e10\uff05\uff5e30\uff05\u7a0b\u5ea6\u306e\u6e1b\u984d\u304c\u898b\u8fbc\u3081\u307e\u3059\u3002\u3053\u306e\u30d7\u30ed\u30b0\u30e9\u30e0\u306b\u30b5\u30a4\u30f3\u30a2\u30c3\u30d7\u3059\u308c\u3070\u5373\u523b5\uff5e10\uff05\u306e\u4fdd\u967a\u6599\u524a\u6e1b\u3092\u63d0\u4f9b\u3059\u308b\u3068\u3053\u308d\u3001\u4e00\u5b9a\u306e\u904b\u8ee2\u30d1\u30bf\u30fc\u30f3\u3067\u201c\u5b89\u5168\u201d\u3068\u307f\u306a\u3055\u308c\u308c\u3070\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u304c\u63d0\u4f9b\u3055\u308c\u308b\u3068\u3053\u308d\u3001\u3042\u308b\u3044\u306f\u304b\u3048\u3063\u3066\u201d\u5371\u967a\u201c\u3068\u5224\u65ad\u3055\u308c\u3066\u3075\u3064\u3046\u3088\u308a\u4fdd\u967a\u6599\u304c\u4e0a\u304c\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u3068\u3053\u308d\u306a\u3069\u3001\u30cf\u30f3\u30c9\u30ea\u30f3\u30b0\u306f\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u4e0a\u306ePer-per-Mile\u3068\u540c\u69d8\u306b\u3001\u30c7\u30fc\u30bf\u306f\u4fdd\u967a\u4f1a\u793e\u306e\u63d0\u4f9b\u3059\u308b\u30c7\u30d0\u30a4\u30b9\u3092\u8eca\u306b\u642d\u8f09\u3057\u305f\u308a\u3001\u30b9\u30de\u30dbAPP\u306a\u3069\u3092\u5229\u7528\u3057\u3066\u96c6\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4e0b\u306e\u4f1a\u793e\u306a\u3069\u304cPay-as-You-Drive\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u5dde\u306b\u3088\u308a\u3001\u63d0\u4f9b\u72b6\u6cc1\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Allstate\u2019s&nbsp;<a href=\"https:\/\/www.allstate.com\/drive-wise.aspx\"  target=\"_blank\" rel=\"noreferrer noopener\">Drivewise<\/a><\/li><li>American Family Insurance\u2019s&nbsp;<a href=\"https:\/\/www.amfam.com\/insurance\/car\/knowyourdrive\"  target=\"_blank\" rel=\"noreferrer noopener\">KnowYourDrive<\/a><\/li><li>Farmers\u2019&nbsp;<a href=\"https:\/\/www.farmers.com\/signal\/\"  target=\"_blank\" rel=\"noreferrer noopener\">Signal<\/a><\/li><li>Liberty Mutual Insurance\u2019s&nbsp;<a href=\"https:\/\/www.libertymutual.com\/righttrack\"  target=\"_blank\" rel=\"noreferrer noopener\">RightTrack&nbsp;<\/a><\/li><li>MAPFRE\u2019s&nbsp;<a href=\"https:\/\/www.mapfreinsurance.com\/en\/products\/car-insurance\/incontrol\/\"  target=\"_blank\" rel=\"noreferrer noopener\">DriveAdvisor<\/a><\/li><li>Nationwide\u2019s&nbsp;<a href=\"https:\/\/www.nationwide.com\/personal\/insurance\/auto\/discounts\/smartride\/\"  target=\"_blank\" rel=\"noreferrer noopener\">SmartRide<\/a><\/li><li>Progressive\u2019s&nbsp;<a href=\"https:\/\/www.progressive.com\/lp\/auto-snapshot\/?code=8004309007&amp;se=Google&amp;kwd=progressive%20snapshot&amp;mt=e&amp;psd=c&amp;spn=g&amp;adid=92195020610&amp;adpos=&amp;phone=80043&amp;srcfrc=true&amp;gclid=CjwKCAjwnIr1BRAWEiwA6GpwNVbbq0A1GRqJaXtHYstfLEILgs6NBPaUXnCxOfw9_CEuACFqz32xiRoCz4sQAvD_BwE\"  target=\"_blank\" rel=\"noreferrer noopener\">Snapshot<\/a><\/li><li>Travelers\u2019&nbsp;<a href=\"https:\/\/www.travelers.com\/car-insurance\/programs\/Intellidrive\"  target=\"_blank\" rel=\"noreferrer noopener\">IntelliDrive<\/a><\/li><li>Safeco\u2019s&nbsp;<a href=\"https:\/\/www.safeco.com\/products\/righttrack\"  target=\"_blank\" rel=\"noreferrer noopener\">RightTrack<\/a><\/li><li>State Farm\u2019s&nbsp;<a href=\"https:\/\/www.statefarm.com\/insurance\/auto\/discounts\/drive-safe-save\"  target=\"_blank\" rel=\"noreferrer noopener\">Drive Safe &amp; Save<\/a><\/li><\/ul>\n\n\n\n<p>\u3054\u81ea\u5206\u306e\u904b\u8ee2\u30d1\u30bf\u30fc\u30f3\u3067\u3069\u306e\u304f\u3089\u3044\u4fdd\u967a\u6599\u304c\u4e0b\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u304b\u3092\u5224\u65ad\u3067\u304d\u308b\u30c4\u30fc\u30eb\u304c\u3042\u308a\u307e\u3059\u3002<a target=\"_blank\" href=\"https:\/\/www.insureuonline.org\/drivecheck.htm\" >\u3053\u3061\u3089\u3002<\/a>\u3000\u3053\u308c\u3067\u53ef\u80fd\u6027\u5927\u306a\u3089\u3070\u3001Pay-as-You-Drive \u306e\u4fdd\u967a\u3092\u63a2\u3057\u3066\u307f\u308b\u4fa1\u5024\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2020\/04\/drivecheck.png?resize=425%2C243&#038;ssl=1\" alt=\"\" class=\"wp-image-5383\" width=\"425\" height=\"243\" srcset=\"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2020\/04\/drivecheck.png?w=1014&amp;ssl=1 1014w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2020\/04\/drivecheck.png?resize=300%2C172&amp;ssl=1 300w, https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2020\/04\/drivecheck.png?resize=768%2C440&amp;ssl=1 768w\" sizes=\"auto, (max-width: 425px) 100vw, 425px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Low-Mileage Discount<\/h3>\n\n\n\n<p>Per-per-Mile \u3084Pay-as-You-Drive\u30e2\u30c7\u30eb\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u5c02\u7528\u30c7\u30d0\u30a4\u30b9\u3084\u30b9\u30de\u30dbAPP\u306b\u3088\u308b\u8d70\u884c\u8ddd\u96e2\u3001\u904b\u8ee2\u30d1\u30bf\u30fc\u30f3\u306e\u60c5\u5831\u63d0\u4f9b\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u3042\u308b\u610f\u5473\u3001\u500b\u4eba\u60c5\u5831\u3092\u4fdd\u967a\u4f1a\u793e\u306b\u30b7\u30a7\u30a2\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u53cd\u611f\u306e\u3042\u308b\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u305d\u308c\u306b\u6bd4\u3079\u3001Low-Mileage-Discount\u306f\u3082\u3046\u5c11\u3057\u30a2\u30ca\u30ed\u30b0\u3067\u30013\u304b\u6708\u3068\u304b\u534a\u5e74\u306a\u3069\u4e00\u5b9a\u671f\u9593\u3054\u3068\u306b\u30aa\u30c9\u30e1\u30fc\u30bf\u30fc\u306e\u6570\u5024\u3092\u5831\u544a\u3057\uff08Web\u306e\u81ea\u5206\u306e\u53e3\u5ea7\u5185\u3067\u5165\u529b\u3059\u308b\u306a\u3069\uff09\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u8d70\u884c\u8ddd\u96e2\u3092\u5272\u308a\u51fa\u3057\u3001\u4e00\u5b9a\u4ee5\u4e0b\u306a\u3089\u6b21\u306e\u4fdd\u967a\u6599\u306b\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u3092\u53cd\u6620\u3055\u305b\u308b\u3068\u3044\u3046\u3082\u306e\u3067\u3059\uff08\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u3063\u3066\u3084\u308a\u65b9\u306b\u5dee\u306f\u3042\u308a\uff09\u3002\u5e74\u95937,500\u30de\u30a4\u30eb\u4ee5\u4e0b\u3067\u6700\u3082\u30b3\u30b9\u30c8\u6e1b\u3068\u306a\u308a\u307e\u3059\u3002<a target=\"_blank\" href=\"https:\/\/www.thezebra.com\/auto-insurance\/driver\/other-factors\/car-insurance-low-mileage-drivers\/#usage\" >USAA\u3001State Farm\u306a\u3069\u304c\u6bd4\u8f03\u7684\u5927\u304d\u306a\u30c7\u30a3\u30b9\u30ab\u30a6\u30f3\u30c8\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059<\/a>\u3002<\/p>\n\n\n\n<p>\u4fdd\u967a\u306f\u5dde\u3054\u3068\u306b\u30eb\u30fc\u30eb\u304c\u7570\u306a\u308a\u3001\u307e\u305f\u65e5\u3005\u30b5\u30fc\u30d3\u30b9\u3082\u66f4\u65b0\u3055\u308c\u307e\u3059\u3002\u79c1\u306f\u4fdd\u967a\u306e\u5c02\u9580\u5bb6\u3067\u306f\u306b\u306e\u3067\u3001\u4ee5\u4e0a\u306e\u60c5\u5831\u306f\u3042\u304f\u307e\u3067\u3054\u53c2\u8003\u307e\u3067\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>4\u6708\u306f\u3058\u3081\u306bAllstate \u3068 American Family\u306e2\u793e\u304c\u3001\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u306e\u5f71\u97ff\u306b\u3088\u308bStay-at-Home\u306e\u5b9f\u65bd\u306b\u3088\u308a\u4fdd\u967a\u91d1\u6255\u3044\u51fa\u3057\u306e\u8efd\u6e1b\u304c\u3042\u3063\u305f\u305f\u3081\u3001\u305d\u306e\u5206\u3092\u4fdd\u967a\u5951\u7d04\u8005\u306b\u6255\u3044\u623b\u3059\u3068\u306f\u767a\u8868\u3057\u307e\u3057\u305f\u3002 \u81ea\u52d5\u8eca\u4fdd\u967a\u4f1a\u793e\u306f\u3055\u307e\u3056\u307e\u306a\u30c7\u30fc\u30bf\u3092\u4f7f\u3063\u3066\u3001\u4e8b\u6545\u306e\u767a\u751f\u78ba\u7387\u3084\u88dc\u511f\u984d\u306e\u5927\u304d\u3055\u306a\u3069\u3092\u7d71\u8a08\u7684\u306b\u5272\u308a\u51fa\u3057\u3001\u5951\u7d04\u8005\u306e\u6255\u3046\u4fdd\u967a\u6599\u306e\u984d\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002\u5229\u7528\u3059\u308b\u30c7\u30fc\u30bf\u306e\u3046\u3061\u306e\u3072\u3068\u3064\u3001Miles Driven\uff08\u8d70\u884c\u8ddd\u96e2\uff09\u306f\u76f4\u63a5\u4e8b\u6545\u306e\u767a\u751f\u78ba\u7387\u306b\u5f71\u97ff\u3057\u307e\u3059\u304c\u3001Stay-at-Home\u306b\u3088\u308a\u3053\u306eMiles Driven\u306f\u5927\u304d\u304f\u6e1b\u5c11\u3057\u307e\u3057\u305f\u3002\u30e2\u30d0\u30a4\u30eb\u30c7\u30fc\u30bf\u5206\u6790\u3092\u5c02\u9580\u3068\u3059\u308bArity\u793e\u306f\u30013\u6708\u534a\u3070\u304b\u30894\u670822\u65e5 &hellip;<\/p>\n","protected":false},"author":1,"featured_media":5383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[1,61,59],"tags":[],"class_list":["post-5382","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","category-thrift-life","category-auto-insurance"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2020\/04\/drivecheck.png?fit=1014%2C581&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-1oO","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=5382"}],"version-history":[{"count":1,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5382\/revisions"}],"predecessor-version":[{"id":5384,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5382\/revisions\/5384"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/5383"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=5382"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=5382"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=5382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}