{"id":5538,"date":"2020-11-17T10:00:00","date_gmt":"2020-11-17T18:00:00","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5538"},"modified":"2020-11-16T17:46:23","modified_gmt":"2020-11-17T01:46:23","slug":"credit-freeze%e3%81%ae%e3%81%99%e3%81%99%e3%82%81","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/credit-freeze%e3%81%ae%e3%81%99%e3%81%99%e3%82%81\/","title":{"rendered":"Credit Freeze\u306e\u3059\u3059\u3081"},"content":{"rendered":"\n<p>\u500b\u4eba\u60c5\u5831\u306e\u6d41\u51fa\u3001\u306a\u308a\u3059\u307e\u3057\u88ab\u5bb3\u306a\u3069\u4e0d\u7a4f\u306a\u4e8b\u4ef6\u306f\u5f8c\u3092\u7d76\u3061\u307e\u305b\u3093\u3002\u305d\u308c\u306b\u5bfe\u51e6\u3059\u308b\u7b56\u3068\u3057\u3066\u3001\u6d88\u8cbb\u8005\u304c\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3092\u5b88\u308aID\u8a50\u6b3a\u3092\u672a\u7136\u306b\u9632\u3050\u305f\u3081\u306e\u65b9\u6cd5\u3068\u3057\u3066\u30012013\u5e74\u304b\u3089Credit Freeze(\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306e\u51cd\u7d50)\u304c\u53ef\u80fd\u3068\u306a\u308a\u307e\u3057\u305f\u3002\u3042\u308c\u304b\u3089\uff17\u5e74\u7d4c\u3061\u3001Credit Freeze\u3082\u767a\u5c55\u3057\u307e\u3057\u305f\u3002\u4ee5\u524d\u306fFreeze\u3092\u3059\u308b\u306e\u306b\u6599\u91d1\u304c\u3042\u308a\u3001Unfreeze\u3059\u308b\u306e\u306b\u6599\u91d1\u304c\u3042\u308a\u3068\u3001\u4f55\u304b\u3068\u304a\u91d1\u304c\u304b\u304b\u3063\u3066\u3044\u305f\u306e\u304c\u306a\u304f\u306a\u308a\u307e\u3057\u305f\u3002\u307e\u305f\u3001Freeze\/Unfreeze\u306e\u3057\u3084\u3059\u3055\u3082\u5404\u6bb5\u306b\u6539\u5584\u3055\u308c\u307e\u3057\u305f\u30022020\u5e74\u306b\u306a\u3063\u3066\u307f\u3066\u79c1\u304c\u601d\u3046\u306e\u306f\u3001\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306fFreeze\u3057\u3066\u304a\u304f\u3068\u3044\u3046\u306e\u304c\u30c7\u30d5\u30a9\u30eb\u30c8\u306b\u306a\u3063\u3066\u3082\u3088\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u4eca\u65e5\u306f\u305d\u306e\u3053\u3068\u306b\u3064\u3044\u3066\u8003\u3048\u3066\u307f\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">Credit Freeze\u3068\u306f\uff1f<\/p>\n\n\n\n<p>Credit Freeze\u3092\u884c\u3046\u3068\u3001\u500b\u4eba\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306f\u5b8c\u5168\u306b\u30a2\u30af\u30bb\u30b9\u304c\u3067\u304d\u306a\u3044\u72b6\u614b\u306b\u306a\u308a\u307e\u3059\u3002\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u767a\u884c\u3067\u306f\u3001\u5fc5\u305a\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3078\u306e\u7167\u4f1a\u304c\u5fc5\u8981\u3067\u3059\u304b\u3089\u3001\u30a2\u30af\u30bb\u30b9\u304c\u4e0d\u53ef\u80fd\u3068\u3044\u3046\u3053\u3068\u306f\u65b0\u3057\u3044\u53e3\u5ea7\u3092\u958b\u304f\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u500b\u4eba\u60c5\u5831\u3092\u76d7\u307f\u672c\u4eba\u306b\u306a\u308a\u3059\u307e\u3057\u3066\u304a\u91d1\u3092\u501f\u308a\u305f\u308a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u3064\u304f\u308b\u3068\u3044\u3046\u30bf\u30a4\u30d7\u306eID\u8a50\u6b3a\u306f\u3001\u5b8c\u5168\u306b\u9632\u6b62\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>Equifax\u3001Experian\u3001TransUnion\u306e\u4e09\u3064\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30d3\u30e5\u30ed\u30fc\u306b\u5bfe\u3057\u3066\u3001Credit Freeze\u3092\u7533\u8acb\u3057\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u30b5\u30a4\u30c8\/\u96fb\u8a71\u756a\u53f7\u306f\u3053\u3061\u3089\u3002\u305d\u308c\u305e\u308c\u30af\u30ec\u30b8\u30c3\u30c8\u30d3\u30e5\u30ed\u30fc\u306b\u3088\u3063\u3066\u3001\u201cFreeze Credit Report\u201d\u3068\u304b\u3000\u201dSecurity Freeze\u201d\u3068\u304b\u3000\u201cFreeze Credit\u201d\u306a\u3069\u3068\u3001\u8868\u73fe\u304c\u9055\u3044\u307e\u3059\u304c\u5168\u90e8\u610f\u5473\u306f\u540c\u3058\u3067\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u7ba1\u7406\u3057\u3066\u3044\u308b\u500b\u4eba\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3092\u30a2\u30af\u30bb\u30b9\u304c\u3067\u304d\u306a\u3044\u3088\u3046\u306b\u51cd\u7d50\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u51cd\u7d50\u306f\uff13\u3064\u306e\u30d3\u30e5\u30ed\u30fc\u5168\u90e8\u306b\u5bfe\u3057\u3066\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305b\u3063\u304b\u304f\u306a\u3089\u3070\u5168\u90e8\u51cd\u7d50\u3059\u308b\u306e\u304c\u3088\u308a\u7cbe\u5ea6\u306e\u9ad8\u3044\u4fdd\u8b77\u306b\u306a\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u4ee5\u4e0b\u304b\u3089\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>Equifax<\/strong><br \/><a target=\"_blank\" href=\"https:\/\/www.equifax.com\/personal\/credit-report-services\" >Equifax.com\/personal\/credit-report-services<\/a><br \/>800-685-1111<\/p>\n\n\n\n<p><strong>Experian<\/strong><br \/><a target=\"_blank\" href=\"https:\/\/experian.com\/help\" >Experian.com\/help<\/a><br \/>888-EXPERIAN (888-397-3742)<\/p>\n\n\n\n<p><strong>Transunion<\/strong><br \/><a target=\"_blank\" href=\"https:\/\/transunion.com\/credit-help\" >TransUnion.com\/credit-help<\/a><br \/>888-909-8872<\/p>\n\n\n\n<p>Credit Freeze\u306f\u3001\u3044\u308f\u3070\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u306b\u95a2\u3059\u308b\u500b\u4eba\u60c5\u5831\u306e\u4fdd\u7ba1\u5834\u6240\u306b\u30ab\u30ae\u3092\u304b\u3051\u308b\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u3002\u30ed\u30fc\u30f3\u3092\u958b\u304f\u3068\u304b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u7533\u3057\u8fbc\u307f\u305f\u3044\u3068\u304b\u3067\u3001\u81ea\u5206\u81ea\u8eab\u304c\u8ab0\u304b\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u60c5\u5831\u3092\u5be9\u67fb\u3057\u3066\u3082\u3089\u308f\u306d\u3070\u306a\u3089\u306a\u3044\u5834\u5408\u3067\u3082\u3001\u30ab\u30ae\u3092\u958b\u3051\u3066\u898b\u3089\u308c\u308b\u3088\u3046\u306b\u3057\u306a\u304f\u3066\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u3053\u308c\u304cUnfreeze\u3067\u3059\u3002\u3053\u308c\u3082\u4e0a\u306e\u30b5\u30a4\u30c8\u304b\u3089\u305d\u308c\u305e\u308c\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30d3\u30e5\u30ed\u30fc\u306b\u5bfe\u3057\u3066\u7533\u8acb\u3057\u307e\u3059\u3002\u201cUnfreeze\u201d\u3068\u304b\u201dLife a Freeze\u201d\u3068\u304b\u201cRemove a Freeze\u201d\u306a\u3069\u8868\u73fe\u306f\u9055\u3044\u307e\u3059\u304c\u3001\u540c\u3058\u3053\u3068\u3092\u6307\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:42px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">Credit Freeze\u306e\u8981\u70b9<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u8ab0\u304b\u304c\u672c\u4eba\u306b\u6210\u308a\u3059\u307e\u3057\u3066\u65b0\u3057\u3044\u53e3\u5ea7\u3092\u958b\u3051\u308b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u3064\u304f\u308b\u3001\u30ed\u30fc\u30f3\u3092\u7533\u3057\u8fbc\u3080\u306a\u3069\u306e\u8a50\u6b3a\u3092\u9632\u6b62\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li><li>\u3054\u81ea\u5206\u304c\u65b0\u3057\u3044\u53e3\u5ea7\u3092\u958b\u3051\u308b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u3064\u304f\u308b\u3001\u30ed\u30fc\u30f3\u3092\u7533\u3057\u8fbc\u3080\u5fc5\u8981\u304c\u3042\u308b\u3068\u304d\u306b\u306f\u3001\u5404\u4f1a\u793e\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u53ef\u80fd\u3068\u3059\u308b\u305f\u3081Unfreeze\u3059\u308b\u5fc5\u8981(\u7121\u6599)\u304c\u3042\u308a\u307e\u3059\u3002<\/li><li>\u4e00\u5e74\u306b\u4e00\u5ea6\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3092\u7121\u6599\u3067\u95b2\u89a7\u3059\u308b\u6a29\u5229\u3067\u3042\u308b<a target=\"_blank\" href=\"http:\/\/www.annualcreditreport.com\/\" >free annual credit report<\/a>\u3000\u306f\u5f15\u304d\u7d9a\u304d\u4f7f\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002Credit Freeze\u3067\u306a\u308a\u3059\u307e\u3057\u306a\u3069\u306e\u8a50\u6b3a\u306f\u9632\u3052\u308b\u306f\u305a\u3067\u3059\u304c\u3001\u305d\u308c\u3067\u3082\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\/\u30ab\u30fc\u30c9\u306e\u652f\u6255\u3044\u306a\u3069\u9593\u9055\u3044\u306e\u5831\u544a\u304c\u63b2\u8f09\u3055\u308c\u3066\u3044\u308b\u53ef\u80fd\u6027\u306f\u3042\u308a\u307e\u3059\u304b\u3089\u3001\u4e00\u5e74\u306b\u4e00\u5ea6\u306f\u30c1\u30a7\u30c3\u30af\u3057\u307e\u3059\u3002<\/li><li>\u65b0\u898f\u53e3\u5ea7\u306e\u306a\u308a\u3059\u307e\u3057\u958b\u8a2d\u306f\u9632\u3052\u308b\u3082\u306e\u306e\u3001\u65e2\u5b58\u9280\u884c\u53e3\u5ea7\u306e\u60aa\u7528\u3001\u65e2\u5b58\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u306a\u308a\u3059\u307e\u3057\u5229\u7528\u306a\u3069\u306f\u9632\u3052\u307e\u305b\u3093\u3002\u65e2\u5b58\u53e3\u5ea7\u306f\u3001Credit Freeze\u3068\u306f\u5225\u306b\u304d\u3061\u3093\u3068\u30e2\u30cb\u30bf\u30fc\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li><li>\u30c0\u30a4\u30ec\u30af\u30c8\u30e1\u30fc\u30eb\u3084\u96fb\u5b50\u30e1\u30fc\u30eb\u3067\u306e\u5404\u7a2e\u91d1\u878d\u5546\u54c1\u306e\u5ba3\u4f1d\u304c\u306a\u304f\u306a\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305d\u308c\u3089\u3092\u306a\u304f\u3057\u305f\u3044\u5834\u5408\u306fl 888-5OPTOUT (888-567-8688) \u304b <a target=\"_blank\" href=\"https:\/\/www.optoutprescreen.com\/?rf=t\" >online<\/a>\u3067\u624b\u7d9a\u304d\u3092\u3057\u307e\u3059\u3002<\/li><li>Freeze\u3092\u3057\u3066\u3082\u65e2\u5b58\u306e\u30ed\u30fc\u30f3\u50b5\u6a29\u8005\/\u30ab\u30fc\u30c9\u4f1a\u793e\u306a\u3069\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306b\u30a2\u30af\u30bb\u30b9\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001Court Order\u3084Search Warrant\u306a\u3069\u306b\u3088\u308a\u30a2\u30af\u30bb\u30b9\u304c\u6cd5\u7684\u306b\u8a8d\u3081\u3089\u308c\u305f\u5834\u5408\u306f\u5f53\u8a72\u6a5f\u95a2\u304c\u30a2\u30af\u30bb\u30b9\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li><li>Freeze\u3059\u308b\u3068\u304d\u306b\u306f\u3001\u5404\u30af\u30ec\u30b8\u30c3\u30c8\u30d3\u30e5\u30ed\u30fc\u306b\u5bfe\u3057\u3001name, address, date of birth, Social Security number\u306a\u3069\u3092\u63d0\u4f9b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u30aa\u30f3\u30e9\u30a4\u30f3\u306e\u5834\u5408\u306f\u3001\u305d\u3053\u304c\u672c\u5f53\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30d3\u30e5\u30ed\u30fc\u306e\u30b5\u30a4\u30c8\u3067\u3042\u308b\u3053\u3068\uff08\u306a\u308a\u3059\u307e\u3057\u30b5\u30a4\u30c8\u3067\u306a\u3044\u3053\u3068\uff09\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002\u4e0d\u5b89\u3067\u3042\u308c\u3070\u3001<a target=\"_blank\" href=\"https:\/\/www.consumer.ftc.gov\/articles\/0497-credit-freeze-faqs\" >\u3053\u3061\u3089\u306eFTC\uff08Federal Trade Commission\uff09\u306e\u30b5\u30a4\u30c8<\/a>\u304b\u3089\u76f4\u63a5\u30ea\u30f3\u30af\u3092\u305f\u3069\u3063\u3066\u304f\u3060\u3055\u3044\u3002<\/li><li>Unfreeze\u3059\u308b\u3068\u304d\u306b\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\/\u96fb\u8a71\u3067\u7533\u8acb\u3059\u308b\u30681\u6642\u9593\u4ee5\u5185\u306b\u5bfe\u51e6\u3055\u308c\u307e\u3059\u3002Unfreeze\u306f\u6c38\u4e45\u306b\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u304c\u3001\u4e00\u5b9a\u671f\u9593\uff08\u305f\u3068\u3048\u30703\u65e5\u9593\u3060\u3051\u306a\u3069\uff09\u3060\u3051\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<\/li><\/ul>\n\n\n\n<div style=\"height:41px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">Fraud Alert\uff08\u8a50\u6b3a\u6ce8\u610f\uff09\u3068\u3044\u3046\u306e\u3082\u3042\u308a\u307e\u3059<\/p>\n\n\n\n<p>ID\u8a50\u6b3a\u306b\u5bfe\u3057\u3066\u5fc3\u914d\u304c\u3042\u308b\u5834\u5408\u3001Fraud Alert\u3092\u3064\u3051\u3066\u304a\u304f\u3068\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u53e3\u5ea7\u3084\u30ed\u30fc\u30f3\u53e3\u5ea7\u306a\u3069\u306e\u958b\u8a2d\u306e\u305f\u3081\u306b\u3001\u30ab\u30fc\u30c9\/\u30ed\u30fc\u30f3\u4f1a\u793e\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306b\u30a2\u30af\u30bb\u30b9\u3092\u3057\u305f\u5834\u5408\u3001\u672c\u4eba\u78ba\u8a8d\u306e\u305f\u3081\u306b\u3088\u308a\u9ad8\u3044\u7cbe\u5ea6\u3067\u81e8\u3080\u3068\u3044\u3046\u3082\u306e\u3067\u3059\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3078\u306e\u30a2\u30af\u30bb\u30b9\u304c\u51cd\u7d50\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u6ce8\u610f\u66f8\u304d\u3092\u898b\u308b\u3053\u3068\u3067\u30ab\u30fc\u30c9\/\u30ed\u30fc\u30f3\u4f1a\u793e\u304c\u306a\u308a\u3059\u307e\u3057\u3067\u306a\u3044\u304b\u306b\u3064\u3044\u3066\u3088\u308a\u9ad8\u3044\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30c1\u30a7\u30c3\u30af\u3092\u884c\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4ee5\u524d\u306f\u3001\u304a\u8ca1\u5e03\u3092\u306a\u304f\u3057\u305f\u3068\u304b\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u30ab\u30fc\u30c9\u3092\u306a\u304f\u3057\u305f\u3068\u304b\u3067\u3001ID\u8a50\u6b3a\u306b\u906d\u3046\u78ba\u7387\u304c\u9ad8\u3044\u5834\u5408\u306bCredit Alert\u3001\u5b9f\u969b\u306b\u8a50\u6b3a\u306b\u906d\u3063\u3066\u3055\u3089\u306a\u308b\u88ab\u5bb3\u3092\u9632\u304e\u305f\u3044\u3068\u304d\u306bCredit Freeze\u3068\u3044\u3046\u3088\u3046\u306a\u4f7f\u3044\u5206\u3051(\u4e00\u5fdc\u306e)\u304c\u63d0\u5531\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u73fe\u5728\u3067\u306fCredit Freeze\u306e\u307b\u3046\u304c\u4e00\u822c\u7684\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>Credit Freeze\u3092\u3059\u308b\u3053\u3068\u306e\u4e00\u756a\u306e<u>\u9577\u6240<\/u>\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306b\u8ab0\u3082\u30a2\u30af\u30bb\u30b9\u304c\u3067\u304d\u306a\u3044\u72b6\u614b\u306b\u306a\u308b\u3053\u3068\u3067\u3059\u3002\u305d\u3057\u3066\u3001Credit Freeze\u3092\u3059\u308b\u3053\u3068\u306e\u4e00\u756a\u306e<u>\u77ed\u6240<\/u>\u3082\u307e\u305f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306b\u8ab0\u3082\u30a2\u30af\u30bb\u30b9\u304c\u3067\u304d\u306a\u3044\u72b6\u614b\u306b\u306a\u308b\u3053\u3068\u3067\u3059\u3002\u300c\u8ab0\u3082\u300d\u306f\u672c\u4eba\u3082\u542b\u307f\u3001\u305f\u3068\u3048\u3070\u672c\u4eba\u304c\u30ed\u30fc\u30f3\u306b\u7533\u3057\u8fbc\u3093\u3060\u5834\u5408\u3082\u3001\u30ed\u30fc\u30f3\u4f1a\u793e\u306f\u30a2\u30af\u30bb\u30b9\u3092\u8a31\u3055\u308c\u307e\u305b\u3093\u306e\u3067\u7533\u8acb\u624b\u7d9a\u304d\u3092\u9032\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u524d\u8ff0\u306eUnfreeze\u306e\u624b\u7d9a\u304d\u306f\u5c11\u3005\u9762\u5012\u306a\u3082\u306e\u306e\u3001\u305f\u3060\u624b\u7d9a\u304d\u3092\u3059\u308c\u3070\u6e08\u3080\u3082\u306e\u306a\u306e\u3067\u3001\u4ed6\u306e\u8ab0\u304b\u304c\u4e0d\u6b63\u30a2\u30af\u30bb\u30b9\u3092\u3057\u3066\u88ab\u308b\u88ab\u5bb3\u3092\u9632\u3050\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u306a\u3089\u3001\u3042\u307e\u308a\u4f59\u3063\u3066\u5c0f\u3055\u306a\u3053\u3068\u306e\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:42px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">7\u5e74\u4f7f\u3063\u3066\u307f\u3066<\/p>\n\n\n\n<p>\u6211\u304c\u5bb6\u306f\u592b\u5a66\u3068\u3082\u306b2013\u5e74\u304b\u3089Credit Freeze\u3092\u3057\u3066\u3044\u307e\u3059\u3002\u4eca\u307e\u3067\u306e7\u5e74\u9593\u306e\u9593\u3069\u3046\u3060\u3063\u305f\u304b\u30fb\u30fb\u30fb\u7d4c\u9a13\u3092\u5171\u6709\u3055\u305b\u3066\u3044\u305f\u3060\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p><u><strong>\u65b0\u3057\u3044\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u3064\u304f\u308a\u307e\u3057\u305f<\/strong><\/u>\uff1a\u3000Chase\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3060\u3063\u305f\u306e\u3067\u3059\u304c\u3001Chase\u306fExperian\u304b\u3089\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3092\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3057\uff08Which credit bureau does \u3007\u3007\u3000use?\u306a\u3069\u3068\u3044\u3046\u611f\u3058\u3067Google\u30b5\u30fc\u30c1\u3059\u308b\u3068\u3001\u5927\u624b\u306b\u3064\u3044\u3066\u306f\u7b54\u3048\u304c\u3059\u3050\u51fa\u3066\u304d\u307e\u3059\uff09\u3001Experian\u3060\u3051Unfreeze\u3057\u3066\u304b\u3089\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u7533\u3057\u8fbc\u307f\u307e\u3057\u305f\u3002\u5be9\u67fb\u304c\u901a\u3063\u305f\u3089\u3059\u3050\u307e\u305fFreeze\u3057\u307e\u3057\u305f\u3002\u7279\u306b\u554f\u984c\u3082\u306a\u304f\u3001Freeze\/Unfreeze\u51e6\u7406\u306f\u30c8\u30fc\u30bf\u30eb\u306710\u5206\u3082\u304b\u304b\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u3002<\/p>\n\n\n\n<p><u><strong>\u8eca\u3092\u8cb7\u3044\u307e\u3057\u305f<\/strong><\/u>\uff1a\u3000\u4e2d\u53e4\u8eca\u3092\u30c7\u30a3\u30fc\u30e9\u30fc\u304b\u3089\u30ed\u30fc\u30f3\u3092\u7d44\u307e\u305a\u306b\u73fe\u91d1\u3067\u8cfc\u5165\u3057\u307e\u3057\u305f\u304c\u3001\u305d\u308c\u3067\u3082\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u30c1\u30a7\u30c3\u30af\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u79c1\u305f\u3061\u306f\u30c1\u30a7\u30c3\u30af\u304c\u3042\u308b\u3053\u3068\u3092\u77e5\u3089\u305aCredit Freeze\u306f\u305d\u306e\u307e\u307e\u3067\u3057\u305f\u3002\u30c7\u30a3\u30fc\u30e9\u30fc\u304c\u30c1\u30a7\u30c3\u30af\u3057\u305f\u3068\u3053\u308d\u4e0d\u53ef\u80fd\u3067\u3001\u201c\u3042\u306a\u305f\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30d5\u30a1\u30a4\u30eb\u304c\u306a\u3044\uff01\u201d\u3068\u3044\u3046\u306e\u3067\u3001\u201c\u3042\u3042\u3001Freeze\u306e\u3053\u3068\u3060\u201d\u3068\u601d\u3044\u3001\u3059\u3050\u3069\u3053\u306e\u30d3\u30e5\u30ed\u30fc\u3092\u30c1\u30a7\u30c3\u30af\u3057\u3066\u3044\u308b\u304b\u3092\u805e\u304d\u3001\uff08\u305f\u3057\u304b\uff09TransUnion\u3060\u3063\u305f\u306e\u3067\u305d\u306e\u5834\u3067Freeze\u30921\u65e5\u3060\u3051\u306f\u305a\u3057\u307e\u3057\u305f\uff08Unfreeze\uff09\u3002\u305d\u306e\u307e\u307e\u8eca\u306f\u8cb7\u3048\u3066\u4e57\u3063\u3066\u5e30\u3063\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p><u><strong>\u5bb6\u306e\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30ea\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3092\u3057\u307e\u3057\u305f<\/strong><\/u>\uff1a\u3000\u30aa\u30f3\u30e9\u30a4\u30f3\uff08<a target=\"_blank\" href=\"https:\/\/www.mtgprofessor.com\" >https:\/\/www.mtgprofessor.com<\/a>\uff09\u3067\u30a4\u30cb\u30b7\u30a2\u30eb\u306e\u6253\u8a3a\u3092\u3057\u305f\u3068\u3053\u308d\u30d6\u30ed\u30fc\u30ab\u30fc\u304b\u3089\u9023\u7d61\u304c\u3042\u308a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30d3\u30e5\u30ed\u30fc3\u793e\u3068\u3082Unfreeze\u304c\u5fc5\u8981\u3068\u8a00\u308f\u308c\u307e\u3057\u305f\u3002\u4ed6\u306b\u3082\u3044\u304f\u3064\u304b\u5f53\u305f\u3063\u3066\u307f\u308b\u4e88\u5b9a\u3082\u3042\u3063\u305f\u306e\u3067\u30011\u9031\u9593\u9650\u5b9a\u30673\u793e\u3068\u3082Unfreeze\u3057\u307e\u3057\u305f\u3002\uff12\u793e\u306f\u30b9\u30e0\u30fc\u30ba\u306bUnfreeze\u3002\u4e00\u793e\u306f\u3057\u305f\u3064\u3082\u308a\u304c\u3046\u307e\u304f\u3067\u304d\u3066\u304a\u3089\u305a\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u3068\u306e\u3084\u308a\u3068\u308a\u304c\u4f55\u56de\u304b\u3042\u308a\u307e\u3057\u305f\u304c\u6700\u5f8c\u306b\u306f\u304d\u3061\u3093\u3068Unfreeze\u3057\u3001\u30ed\u30fc\u30f3\u7533\u8acb\u306f\u6ede\u308a\u306a\u304f\u9032\u307f\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>Freeze\u3082Unfreeze\u3082\u304b\u306a\u308a\u7c21\u5358\u306b\u3067\u304d\u307e\u3059\u3057\u3001\u7121\u6599\u3067\u3059\u3002Unfreeze\u306e\u8a2d\u5b9a\u306e\u4ed5\u65b9\u306f\u30d3\u30e5\u30ed\u30fc\u306b\u3082\u3088\u308a\u307e\u3059\u304c\u3001mm\/dd\/yy\u304b\u3089mm\/dd\/yy\u307e\u3067\u306a\u3069\u3068\u3044\u3046\u3088\u3046\u306b\u671f\u9593\u6307\u5b9a\u3092\u3057\u3066\u3067\u304d\u308b\u306e\u3067\u3001Unfreeze\u5f8c\u518d\u5ea6Freeze\u306e\u624b\u7d9a\u304d\u3092\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3057\u304b\u306b\u3001Unfreeze\u306e\u9762\u5012\u306a\u304f\u5404\u30af\u30ec\u30b8\u30c3\u30c8\/\u30ed\u30fc\u30f3\u696d\u8005\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30c1\u30a7\u30c3\u30af\u3092\u3067\u304d\u308b\u306e\u306f\u697d\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u305d\u308c\u306f\u4ed6\u306e\u3060\u308c\u304b\u3082\u898b\u3089\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3002\u3067\u3042\u308c\u3070\u3001\u591a\u5c11\u306e\u624b\u9593\u306f\u899a\u609f\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u306fFreeze\u3057\u3066\u304a\u304f\u306e\u304c\u3088\u3044\u306a\u3068\u3044\u3046\u306e\u304c\u79c1\u306e\u611f\u60f3\u3067\u3059\u3002\u81ea\u5206\u306e\u5bb6\u306b\u5916\u51fa\u5148\u304b\u3089\u3059\u3050\u306b\u5165\u308c\u308b\u304b\u3089\u3068\u8a00\u3063\u3066\u3001\u30ab\u30ae\u3092\u639b\u3051\u306a\u3044\u3067\u51fa\u304b\u3051\u308b\u4eba\u306f\u3044\u307e\u305b\u3093\u3088\u306d\u3002\u30ab\u30ae\u3092\u958b\u3051\u308b\u624b\u9593\u304c\u3042\u3063\u3066\u3082\u3001\u5916\u51fa\u3057\u3066\u3044\u308b\u9593\u306e\u5b89\u5fc3\u306e\u305f\u3081\u3001\u76d7\u96e3\u306a\u3069\u4e8b\u6545\u306e\u9632\u6b62\u306e\u305f\u3081\u30ab\u30ae\u3092\u639b\u3051\u307e\u3059\u3002\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3082\u540c\u69d8\u306b\u30ab\u30ae\u306f\u3057\u3066\u304a\u304f\u3068\u3044\u3046\u306e\u304c\u30c7\u30d5\u30a9\u30eb\u30c8\u306b\u306a\u3063\u3066\u3082\u3088\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3046\u306e\u3067\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u500b\u4eba\u60c5\u5831\u306e\u6d41\u51fa\u3001\u306a\u308a\u3059\u307e\u3057\u88ab\u5bb3\u306a\u3069\u4e0d\u7a4f\u306a\u4e8b\u4ef6\u306f\u5f8c\u3092\u7d76\u3061\u307e\u305b\u3093\u3002\u305d\u308c\u306b\u5bfe\u51e6\u3059\u308b\u7b56\u3068\u3057\u3066\u3001\u6d88\u8cbb\u8005\u304c\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30dd\u30fc\u30c8\u3092\u5b88\u308aID\u8a50\u6b3a\u3092\u672a\u7136\u306b\u9632\u3050\u305f\u3081\u306e\u65b9\u6cd5\u3068\u3057\u3066\u30012013\u5e74\u304b\u3089Credit 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