{"id":5628,"date":"2021-03-02T14:30:16","date_gmt":"2021-03-02T22:30:16","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5628"},"modified":"2021-03-02T14:30:19","modified_gmt":"2021-03-02T22:30:19","slug":"m1-finance-%e3%81%ae%e4%bd%bf%e3%81%84%e9%81%93","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/m1-finance-%e3%81%ae%e4%bd%bf%e3%81%84%e9%81%93\/","title":{"rendered":"M1 Finance \u306e\u4f7f\u3044\u9053"},"content":{"rendered":"\n

\u6700\u8fd1\u3054\u9023\u7d61\u3092\u3044\u305f\u3060\u304f\u304a\u5ba2\u69d8\u306e\u306a\u304b\u306bM1\u3000Finance\u3092\u304a\u4f7f\u3044\u306e\u65b9\u304c\u5897\u3048\u3066\u3044\u308b\u3088\u3046\u306b\u611f\u3058\u3066\u3044\u307e\u3059\u3002\u5e02\u5834\u306b\u306f\u3055\u307e\u3056\u307e\u306a\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u3042\u308a\u3001\u79c1\u306f\u3068\u3066\u3082\u5168\u90e8\u3092\u628a\u63e1\u3057\u3066\u304a\u308a\u307e\u305b\u3093\u304c\u3001\u4eca\u56de\u306f\u3053\u306eM1 Finance\u306e\u4f7f\u3044\u9053\u3092\u541f\u5473\u3057\u3066\u307f\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002M1 Finance\u306e\u6295\u8cc7\u30b5\u30fc\u30d3\u30b9\u306f\u7121\u6599\u3067\u3042\u308b\u3053\u3068\u3068\u3001\u4f4e\u30b3\u30b9\u30c8ETF\u3092\u4f7f\u3063\u305f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u7684\u306a\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u3001S\uff4d\uff41\uff52\uff54 & Responsible\u3067\u304a\u52e7\u3081\u3057\u3066\u3044\u308b\u9577\u671f\u30d1\u30c3\u30b7\u30d6\u30fb\u4f4e\u624b\u6570\u6599\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u6295\u8cc7\u3068\u76ee\u6307\u3059\u3068\u3053\u308d\u304c\u540c\u3058\u3088\u3046\u306b\u611f\u3058\u3066\u3044\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u65b9\u306e\u30cb\u30fc\u30ba\u306b\u3082\u3088\u308a\u307e\u3059\u304c\u3001\u8ab2\u7a0e\u53e3\u5ea7\u3084\uff29\uff32\uff21\u3067\u5229\u7528\u4fa1\u5024\u304c\u3042\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u307e\u305a\u306f\u57fa\u672c\u60c5\u5831\u304b\u3089<\/h2>\n\n\n\n

\u6700\u4f4e\u6295\u8cc7\u984d\u306f$100\u304b\u3089\uff08\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u53e3\u5ea7\u306b\u3064\u3044\u3066\u306f$500\u304b\u3089\uff09\u3002\u30b5\u30fc\u30d3\u30b9\u624b\u6570\u6599\u306f\u30bc\u30ed\u3002M1 Finance\u306f\u81ea\u793e\u30b5\u30fc\u30d3\u30b9\u3092\u300c\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u300d\u3068\u306f\u4f4d\u7f6e\u4ed8\u3051\u3066\u304a\u3089\u305a\u3001\u300c\u81ea\u52d5\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u30d3\u30eb\u30c0\u30fc\u300d\u3068\u4f4d\u7f6e\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002\u300c\u30a2\u30c9\u30d0\u30a4\u30b8\u30f3\u30b0\u300d\u306e\u6a5f\u80fd\u306f\u6700\u5c0f\u3067\u3001\u4ed6\u306e\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3088\u3046\u306a\u300c\u30b4\u30fc\u30eb\u8a2d\u5b9a\u300d\u3001\u300c\u6295\u8cc7\u671f\u9593\u306e\u8a8d\u8b58\u300d\u3001\u300c\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u541f\u5473\u300d\u306a\u3069\u306e\u30d5\u30a7\u30fc\u30ba\u306f\u306a\u304f\u3001\u30e1\u30fc\u30eb\u3068\u30d1\u30b9\u30ef\u30fc\u30c9\u3092\u3064\u304f\u308b\u3068\u3001\u6b21\u306b\u805e\u304b\u308c\u308b\u306e\u304c\u300c\u3069\u306e\u3088\u3046\u306a\u6295\u8cc7\u306b\u8208\u5473\u304c\u3042\u308b\u304b\uff1f\u300d\u3067\u3059\u3002\u3053\u308c\u306f\u3042\u3068\u3067\u5909\u66f4\u304c\u3067\u304d\u308b\u306e\u3067\u6df1\u304f\u8003\u3048\u305a\u9069\u5f53\u306b\u7b54\u3048\u3066\uff2f\uff2b\u3067\u3059\u3002\u3053\u306e\u6b21\u306e\u30b9\u30c6\u30fc\u30b8\u3067\u3001Expert Portfolio\u3068\u3057\u3066\u76ee\u7684\u5225\u306b\u3059\u3067\u306b\u7d44\u307e\u308c\u305f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304c\u9078\u629e\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u76ee\u7684\u306b\u3082\u3088\u308a\u307e\u3059\u304c\u3001Smart &Responsible\u306e\u8003\u3048\u65b9\u3092\u30d9\u30fc\u30b9\u306b\u3068\u304f\u306b\u304a\u85a6\u3081\u3059\u308b\u306e\u306f\u6700\u521d\u306e\u4e8c\u3064\u3001General Investing\u3068Plan for Retirement\u3067\u3059\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa<\/h2>\n\n\n\n

General Investing\u306e\u307b\u3046\u306f\u3001\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6(\u682a\u5f0f\uff1a\u50b5\u5238\u6bd4\u7387)\u306b\u3088\u308a\u3001\u4e0b\u8a18\u306e\uff17\u3064\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304c\u7d44\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306f\u305d\u308c\u305e\u308c\u3001Vanguard\u306e\u4f4e\u624b\u6570\u6599ETF\u3092\u4e2d\u5fc3\u306b\u7d44\u307e\u308c\u3001\u30ea\u30b9\u30af\u30ec\u30d9\u30eb\u3092\u9078\u3076\u3060\u3051\u3067\u3059\u3050\u6295\u8cc7\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u306e\u6bd4\u7387\u306f\u56fa\u5b9a\u3067\u3059\u306e\u3067\u3001\u30ea\u30d0\u30e9\u30f3\u30b9\uff08\u6642\u9593\u7d4c\u904e\u3068\u3068\u3082\u306b\u305d\u308c\u305e\u308c\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u6295\u8cc7\u6210\u7e3e\u304c\u9055\u3046\u306e\u3067\u3001\u6bd4\u7387\u304c\u305a\u308c\u305f\u3082\u306e\u3092\u5f53\u521d\u306e\u6bd4\u7387\u306b\u76f4\u3059\u4f5c\u696d\uff09\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u308c\u4ee5\u5916\u306e\u30ea\u30b9\u30af\u8abf\u6574\u306f\u884c\u308f\u308c\u307e\u305b\u3093\u3002\u56fa\u5b9a\u30ea\u30b9\u30af\u3067\u306e\u904b\u7528\u3067\u3059\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u3082\u3046\u3072\u3068\u3064\u306e\u3001Plan for Retirement\u306e\u307b\u3046\u306f\u3001\u540d\u524d\u306e\u901a\u308a\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u306e\u305f\u3081\u306e\u6295\u8cc7\u3067\u3042\u308a\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304c\u7d44\u307e\u308c\u3066\u3044\u307e\u3059\u30022020\u5e74\u304b\u30892060\u5e74\u307e\u3067\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u5e74\u306b\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u30015\u5e74\u6bce\u306b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u306f\u540c\u3058\u5e74\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u3067\u3082\u3001\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5fdc\u3058Aggressive\u3068Moderate\u3068Conservative\u306e3\u7a2e\u985e\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e0b\u8a18\u306f2030\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\uff13\u3064\u306e\u7570\u306a\u308b\u30ec\u30d9\u30eb\u3067\u3059\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u3053\u308c\u3089\u306f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3068\u540c\u3058\u3088\u3046\u306a\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\u30d5\u30a1\u30f3\u30c9\u3067\u306f\u306a\u3044\u306e\u3067\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3068\u306f\u547c\u3073\u307e\u305b\u3093\u304c\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u30bf\u30fc\u30b2\u30c3\u30c8\u5e74\u307e\u3067\u306e\u9593\u3001\u542b\u307e\u308c\u308bETF\u306b\u5bfe\u3057\u81ea\u52d5\u3067\u30ea\u30d0\u30e9\u30f3\u30b9\u3068\u30ea\u30b9\u30af\u8abf\u6574\uff08\u30bf\u30fc\u30b2\u30c3\u30c8\u5e74\u304c\u8fd1\u3065\u304f\u306b\u3064\u308c\u3066\u3060\u3093\u3060\u3093\u3068\u682a\u5f0f\u6bd4\u7387\u3092\u4e0b\u3052\u3066\u3044\u304f\u4f5c\u696d\uff09\u3092\u884c\u3044\u307e\u3059\u3002\u307e\u305f\u3001Vanguard\u306e\u4f4e\u624b\u6570\u6599ETF\u3092\u4e2d\u5fc3\u306b\u7d44\u3093\u3067\u3044\u308b\u306e\u3067\u30d5\u30a1\u30f3\u30c9\u8cbb\u7528\u3068\u3057\u3066\u306f\u5927\u5909\u4f4e\u624b\u6570\u6599\u3067\u3059\u3002<\/p>\n\n\n\n

\u305f\u3068\u3048\u3070\u30012035\u5e74Moderate\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u4e2d\u8eab\u3092\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n

  • \"\"<\/figure><\/li>
  • \"\"<\/figure><\/li><\/ul><\/figure>\n\n\n\n
    <\/div>\n\n\n\n

    \u3053\u306e\u3088\u3046\u306b19\u306e ETF\u3067\u7d44\u307e\u308c\u305f\u4e16\u754c\u5206\u6563\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3067\u3059\u3002\u3053\u3093\u306a\u306b\u30d5\u30a1\u30f3\u30c9\u304c\u591a\u3044\u3068\u3044\u3063\u305f\u3044\u4f55\u306b\u6295\u8cc7\u3057\u3066\u3044\u308b\u306e\u304b\u5168\u4f53\u50cf\u304c\u898b\u306b\u304f\u3044\u3067\u3059\u304c\u3001\u305f\u3068\u3048\u3070\u696d\u754c\u3067\u3059\u3067\u306b\u5b9a\u8a55\u306e\u9ad8\u3044\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3067\u3042\u308bVanguard Target Retirement 2035\u3068\u6bd4\u8f03\u3057\u3066\u307f\u308b\u3068\u3057\u307e\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n

    Portfolio A(\u5de6)\u304cM1 \u306e2035\u3000Moderate<\/strong>\u3001\u3000<\/p>\n\n\n\n

    Portfolio B(\u53f3)\u304cVanguard Target Retirement 2035\u306eInvestor Share<\/strong>(\u500b\u4eba\u6295\u8cc7\u30b7\u30a7\u30a2)\u3067\u3059\u3002<\/p>\n\n\n\n

    \"\"<\/figure>\n\n\n\n

    \u6295\u8cc7\u6bd4\u7387\u306f\u5927\u307e\u304b\u306b\u4f3c\u3066\u3044\u307e\u3059\u3002\u682a\u5f0f\u6bd4\u7387\u306fM1\u304c48.65\uff05\u3001Vanguard\u304c44.51\uff05\u3068M1\u306e\u65b9\u304c\u5c11\u3057\u30ea\u30b9\u30af\u9ad8\u3002\u3055\u3089\u306bM1\u306e\u65b9\u304cCash\u3068Other\u304c\u82e5\u5e72\u591a\u3044\u3067\u3059\u3002\u4e00\u822c\u7684\u306b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306f\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u6599\u91d1\u306b\u52a0\u3048\u3001\u9867\u5ba2\u306e\u73fe\u91d1\u3092\u904b\u7528\u3057\u3066\u306e\u5229\u5b50\u306a\u3069\u3067\u5229\u76ca\u3092\u4e0a\u3052\u307e\u3059\u3002\u30ed\u30d0\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u3088\u3063\u3066\u306f\u81ea\u52d5\u63d0\u6848\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b\u304b\u306a\u308a\u9ad8\u3044\u73fe\u91d1\u6bd4\u7387\u3092\u5165\u308c\u8fbc\u307f\u3001\u3053\u306e\u90e8\u5206\u3067\u306e\u5229\u76ca\u3092\u4e0a\u3052\u308b\u3053\u3068\u3092\u72d9\u3063\u3066\u3044\u308b\u3082\u306e\u3082\u591a\u3044\u3067\u3059\u3002M1\u306f\u7121\u6599\u306a\u306e\u3067\u3001\u3084\u306f\u308a\u3053\u306e\u73fe\u91d1\u306f\u5229\u76ca\u30bd\u30fc\u30b9\u3060\u3068\u306f\u601d\u3044\u307e\u3059\u304c\u30012\uff05\u4ee5\u4e0b\u3057\u304b\u542b\u307e\u306a\u3044\u306e\u306f\u826f\u5fc3\u7684\u3068\u8a00\u3048\u308b\u304b\u3068\u601d\u3044\u307e\u3059\u3002Other\u306b\u95a2\u3057\u3066\u306f\u3001M1\u306f\u30b3\u30e2\u30c7\u30a3\u30c6\u30a3\u6295\u8cc7\u3092\u5165\u308c\u3066\u3044\u307e\u3059\u3002\u30b3\u30e2\u30c7\u30a3\u30c6\u30a3\u306f\u3042\u308b\u610f\u5473\u300c\u5206\u6563\u52b9\u679c\u300d\u3092\u4e0a\u3052\u307e\u3059\u304c\u3001\u9577\u671f\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u306b\u306f\u5fc5\u9808\u306e\u8981\u7d20\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002Vanguard\u306f\u3053\u306e\u90e8\u5206\u306f\u542b\u3093\u3067\u3044\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

    \u3053\u308c\u3089\u5c0f\u3055\u306a\u9055\u3044\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u5185\u5bb9\u7684\u306b\u306f\u307b\u307c\u540c\u3058\u69cb\u6210\u3067\u3059\u3002\u4e0b\u56f3\u3067\u30bb\u30b0\u30e1\u30f3\u30c8\u3054\u3068\u306e\u69cb\u6210\u8981\u7d20\u304c\u6bd4\u8f03\u3067\u304d\u307e\u3059\u3002M1\u306e\u307b\u3046\u306fUS\u682a\u5f0f\u306e\u6bd4\u7387\u304c\u5c11\u3057\u9ad8\u304f\uff08\u682a\u5f0f\u5168\u4f53\u306e70\uff05\u304cUS\u682a\u5f0f\uff09\u3001Vanguard\u306e\u307b\u3046\u306f\u4f4e\u3081\u3067\u3059\uff08\u682a\u5f0f\u5168\u4f53\u306e60\uff05\u304cUS\u682a\u5f0f\uff09\u3002\u5b9f\u969b\u306e\u5168\u4e16\u754c\u682a\u5f0f\u5e02\u5834\u306b\u5360\u3081\u308bUS\u682a\u5f0f\u5e02\u5834\u306e\u6bd4\u7387\u306f55%\u7a0b\u5ea6\u3067\u3059\u306e\u3067\u3001Vanguard\u306e\u307b\u3046\u304c\u3088\u308a\u672c\u6765\u306e\u5e02\u5834\u5360\u6709\u6bd4\u7387\u306b\u306f\u8fd1\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

    \"\"<\/figure>\n\n\n\n

    M1\u306e\u307b\u3046\u306f19\u306eETF\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u304a\u308a\u3001Vanguard\u306e\u307b\u3046\u306f\uff14\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u306e\u307f\u3067\u306e\u7d44\u5408\u305b\u3067\u3059\u304c\u3001\u4e2d\u8eab\u3092\u898b\u3066\u307f\u308b\u3068M1\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b\u542b\u307e\u308c\u308b\u682a\u5f0f\u306f10,015\u9298\u67c4\u3001Vanguard\u306f10,486\u3067\u3059\u3002\u50b5\u5238\u306b\u3064\u3044\u3066\u306f\u3001M1\u306f13,649\u9298\u67c4\u3001Vanguard\u306f16,661\u9298\u67c4\u3002\u3053\u3061\u3089\u306e\u8a18\u4e8b\u306b\u3082\u66f8\u304d\u307e\u3057\u305f\u304c\u3001Vanguard\u306e\uff14\u3064\u306e\u57fa\u672c\u30d5\u30a1\u30f3\u30c9\u304c\u3044\u304b\u306b\u5305\u62ec\u7684\u306b\u4e16\u754c\u306e\u9298\u67c4\u3092\u30ab\u30d0\u30fc\u3059\u308b\u304b\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

    • \"\"<\/figure><\/li><\/ul><\/figure>\n\n\n\n
      <\/div>\n\n\n\n

      \u305d\u308c\u304b\u3089\u5927\u4e8b\u306a\u624b\u6570\u6599\u3067\u3059\u304c\u3001M1\u306e2035\u3000Moderate\u306f0.075\uff05\u3001Vanguard Target Retirement\u30002035\u306f0.14\uff05\u3067\u3059\u3002<\/p>\n\n\n\n

      \"\"<\/figure>\n\n\n\n

      M1\u306e0.075\uff05\u306fETF\u306e\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\u306e\u5408\u8a08\u306e\u307f\u3067\u3059\u3002M1\u306f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u30ea\u30d0\u30e9\u30f3\u30b9\u30fb\u30ea\u30b9\u30af\u8abf\u6574\u306f\u7121\u6599\u3067\u3084\u3063\u3066\u304f\u308c\u308b\u3068\u3044\u3046\u306e\u306f\u79f0\u8cdb\u306b\u5024\u3057\u307e\u3059\u3002Vanguard\u306e\u307b\u3046\u306f\u69cb\u6210\u8981\u7d20\u3068\u3057\u3066\u306e\u30d5\u30a1\u30f3\u30c9\u624b\u6570\u6599\u306e\u5408\u8a08\u3060\u3051\u3060\u30680.05\uff5e0.06\uff05\u7a0b\u5ea6\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u3053\u308c\u306b\u30ea\u30d0\u30e9\u30f3\u30b9\u30fb\u30ea\u30b9\u30af\u8abf\u6574\u306e\u904b\u55b6\u624b\u6570\u6599\u3068\u3057\u3066\u4e0a\u4e57\u305b\u304c\u3042\u308a\u5408\u8a080.14\uff05\u3068\u306a\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u3053\u308c\u306fInvestor Share\uff08\u500b\u4eba\u6295\u8cc7\u30b7\u30a7\u30a2\uff09\u306a\u306e\u3067\u3001401(k)\u306a\u3069\u306e\u56e3\u4f53\u5951\u7d04\u30d7\u30e9\u30f3\u3067\u306f\u3001Institutional Share\u3068\u3057\u3066\u306e\u30c8\u30fc\u30bf\u30eb0.09\uff05\u7a0b\u5ea6\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

      <\/div>\n\n\n\n

      \u3069\u3046\u4f7f\u3046\u304b<\/h2>\n\n\n\n

      401(k)\u3067Vanguard\u3084\u3042\u308b\u3044\u306f\u4ed6\u306e\u4f1a\u793e\u306e\u4f4e\u624b\u6570\u6599\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u305d\u308c\u3092\u4f7f\u3046\u306e\u304c\u4e00\u756a\u7c21\u5358\u3067\u624b\u9593\u3044\u3089\u305a\u306e\u9577\u671f\u6295\u8cc7\u306b\u306a\u308a\u307e\u3059\u3002401(k)\u306f\u96c7\u7528\u4e3b\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3082\u306e\u306b\u5229\u7528\u304c\u9650\u3089\u308c\u307e\u3059\u306e\u3067\u3001M1\u3067\u904b\u7528\u3068\u3044\u3046\u308f\u3051\u306b\u306f\u3044\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

      401(k)\u3092\u9650\u5ea6\u307e\u3067\u7a4d\u307f\u7acb\u3066\u3001\u305d\u308c\u3067\u3082\u6295\u8cc7\u3057\u305f\u3044\u984d\u304c\u3042\u308b\u5834\u5408\u306f\u6b21\u306bIRA\u3092\u8003\u3048\u307e\u3059\u304c\u30011)\u3000Vanguard\u306bIRA\u53e3\u5ea7\u3092\u958b\u304dVanguard Target Retirement\u30670.14\uff05\u6255\u3063\u3066\u904b\u7528\u3059\u308b\u304b\u30012)\u3000M1\u3067IRA\u53e3\u5ea7\u3092\u958b\u304dM1\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b0.075\uff05\u6255\u3063\u3066\u904b\u7528\u3059\u308b\u304b\u306e\u9078\u629e(\u3082\u3061\u308d\u3093\u4ed6\u306e\u91d1\u878d\u6a5f\u95a2\u3068\u3044\u3046\u30c1\u30e7\u30a4\u30b9\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u3053\u3067\u306f2\u793e\u306e\u6bd4\u8f03\u306e\u307f\u3068\u3057\u307e\u3057\u305f)\u306b\u306a\u308a\u307e\u3059\u3002\u3059\u3067\u306bVanguard\u306b\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u305f\u308a\u3001\u6295\u8cc7\u7d76\u5bfe\u984d\u304c\u305d\u308c\u307b\u3069\u5927\u304d\u304f\u306a\u3051\u308c\u3070\u3001\u591a\u5c11\u624b\u6570\u6599\u304c\u9ad8\u304f\u3066\u3082Vanguard\u306b\u307e\u3068\u3081\u3066\u3057\u307e\u3046\u306e\u3082\u3088\u3057\u3001\u3042\u308b\u3044\u306f\u601d\u3044\u5207\u3063\u3066M1\u3092\u59cb\u3081\u308b\u306e\u3082\u3088\u3057\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n

      401(k)\u3084IRA\u306a\u3069\u306e\u7a0e\u512a\u9047\u63aa\u7f6e\u304c\u306a\u3044\u3075\u3064\u3046\u306e\u53e3\u5ea7\uff08\u8ab2\u7a0e\u53e3\u5ea7\uff09\u306e\u5834\u5408\u306f\u3001Vanguard\u306a\u3089Digital Advisor\u306b0.20\uff05\u6255\u3063\u3066\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3067\u904b\u7528\u3059\u308b\u304b\u3001M1\u30670.075\uff05\u6255\u3063\u3066\u30bf\u30fc\u30b2\u30c3\u30c8\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3067\u904b\u7528\u3059\u308b\u304b\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u306f\u3001\u305d\u3053\u305d\u3053\u624b\u6570\u6599\u306e\u5dee\u304c\u5927\u304d\u3044\u306e\u3067\u3001M1\u306e\u307b\u3046\u3092\u9078\u3076\u306e\u304c\u7406\u306b\u9069\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u7d30\u304b\u3044\u30ea\u30b9\u30af\u8abf\u6574\u306b\u305d\u308c\u307b\u3069\u6c17\u3092\u4f7f\u308f\u306a\u3044\u306e\u306a\u3089\u3001Vanguard\u3067\u81ea\u5206\u3067ETF\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u6295\u8cc7\u3057\u3066\u3044\u304f\u3068\u3044\u3046\u30aa\u30d7\u30b7\u30e7\u30f3\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u3082\u3061\u308d\u3093\u3053\u308c\u304c\u4e00\u756a\u4f4e\u624b\u6570\u6599\u3067\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

      \u6700\u8fd1\u3054\u9023\u7d61\u3092\u3044\u305f\u3060\u304f\u304a\u5ba2\u69d8\u306e\u306a\u304b\u306bM1\u3000Finance\u3092\u304a\u4f7f\u3044\u306e\u65b9\u304c\u5897\u3048\u3066\u3044\u308b\u3088\u3046\u306b\u611f\u3058\u3066\u3044\u307e\u3059\u3002\u5e02\u5834\u306b\u306f\u3055\u307e\u3056\u307e\u306a\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u3042\u308a\u3001\u79c1\u306f\u3068\u3066\u3082\u5168\u90e8\u3092\u628a\u63e1\u3057\u3066\u304a\u308a\u307e\u305b\u3093\u304c\u3001\u4eca\u56de\u306f\u3053\u306eM1 Finance\u306e\u4f7f\u3044\u9053\u3092\u541f\u5473\u3057\u3066\u307f\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002M1 Finance\u306e\u6295\u8cc7\u30b5\u30fc\u30d3\u30b9\u306f\u7121\u6599\u3067\u3042\u308b\u3053\u3068\u3068\u3001\u4f4e\u30b3\u30b9\u30c8ETF\u3092\u4f7f\u3063\u305f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u7684\u306a\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u3001S\uff4d\uff41\uff52\uff54 & Responsible\u3067\u304a\u52e7\u3081\u3057\u3066\u3044\u308b\u9577\u671f\u30d1\u30c3\u30b7\u30d6\u30fb\u4f4e\u624b\u6570\u6599\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u6295\u8cc7\u3068\u76ee\u6307\u3059\u3068\u3053\u308d\u304c\u540c\u3058\u3088\u3046\u306b\u611f\u3058\u3066\u3044\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u65b9\u306e\u30cb\u30fc\u30ba\u306b\u3082\u3088\u308a\u307e\u3059\u304c\u3001\u8ab2\u7a0e\u53e3\u5ea7\u3084\uff29\uff32\uff21\u3067\u5229\u7528\u4fa1\u5024\u304c\u3042\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d …<\/p>\n","protected":false},"author":1,"featured_media":4031,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36,38],"tags":[],"class_list":["post-5628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-retirement"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2017\/06\/SP-tomates.jpeg?fit=525%2C350&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-1sM","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=5628"}],"version-history":[{"count":4,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5628\/revisions"}],"predecessor-version":[{"id":5648,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5628\/revisions\/5648"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/4031"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=5628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=5628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=5628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}