{"id":5758,"date":"2022-09-06T20:11:52","date_gmt":"2022-09-07T04:11:52","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5758"},"modified":"2022-09-06T20:11:55","modified_gmt":"2022-09-07T04:11:55","slug":"tax-on-ss","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/tax-on-ss\/","title":{"rendered":"\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3000\u53d7\u7d66\u3057\u305f\u3089\u7a0e\u91d1\u6255\u3046\u306e\uff1f"},"content":{"rendered":"\n

\u591a\u304f\u306e\u4eba\u306767\u6b73\u304c\u30d5\u30eb\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30a8\u30a4\u30b8\u3068\u306a\u308b\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u8001\u9f62\u5e74\u91d1\u3002\u30d5\u30eb\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30a8\u30a4\u30b8\u3088\u308a\u524d\u3001\u65e9\u671f\u53d7\u7d66\u958b\u59cb\u306f62\u6b73\u304b\u3089\u3001\u53cd\u5bfe\u306b\u53d7\u7d66\u9045\u5ef6\u306f70\u6b73\u307e\u3067\u53ef\u80fd\u3067\u3059\u3002\u53d7\u7d66\u958b\u59cb\u304c\u5f8c\u306b\u306a\u308b\u307b\u3069\u53d7\u7d66\u984d\u306f\u5897\u3048\u308b\u3057\u304f\u307f\u3067\u3059\u3002\u53d7\u7d66\u984d\u306f\u3053\u3061\u3089\u306e\u30b5\u30a4\u30c8\u3067\u30c1\u30a7\u30c3\u30af\/\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/a>\u304c\u3067\u304d\u307e\u3059\u3002\u3055\u3066\u3053\u306e\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306b\u7a0e\u91d1\u306f\u304b\u304b\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u3000<\/p>\n\n\n\n

\u30b7\u30f3\u30d7\u30eb\u306a\u7b54\u3048\u306f\u3001\u300c\u306f\u3044\u3001\u57fa\u672c\u7684\u306b\u304b\u304b\u308a\u307e\u3059\u300d\u3067\u3059\u3002\u3044\u304f\u3089\u304b\u304b\u308b\u304b\u306f\u3001\u30c8\u30fc\u30bf\u30eb\u306e\u6240\u5f97\u306b\u3088\u308a\u307e\u3059\u3002\u7aef\u7684\u306b\u3044\u3046\u306a\u3089\u3001401(k)\u3084\u306a\u3069Traditional IRA\u306a\u3069\u5f15\u304d\u51fa\u3057\u984d(\u6240\u5f97\u3068\u307f\u306a\u3055\u308c\u308b)\u3084\u52b4\u50cd\u53ce\u5165(\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u306a\u3069)\u304c\u3042\u308b\u5834\u5408\u306b\u306f\u3001\u30c8\u30fc\u30bf\u30eb\u6240\u5f97\u304c\u3042\u308b\u7a0b\u5ea6\u306e\u984d\u4ee5\u4e0a\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u3001\u304a\u305d\u3089\u304f\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306b\u3082\u6240\u5f97\u7a0e\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u53cd\u5bfe\u306b\u3001\u4ed6\u306e\u6240\u5f97\u304c\u307e\u3063\u305f\u304f\u306a\u304f\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u3060\u3051\u3067\u751f\u6d3b\u3055\u308c\u308b\u306a\u3089\u3001\u304a\u305d\u3089\u304f\u6240\u5f97\u7a0e\u8ab2\u7a0e\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3053\u308c\u306f\u76ee\u5b89\u3067\u3059\u306e\u3067\u3001\u5b9f\u969b\u306b\u306f\u3069\u3046\u3044\u3046\u8a08\u7b97\u304c\u3055\u308c\u308b\u304b\u3092\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u5b9f\u969b\u306e\u8a08\u7b97<\/h2>\n\n\n\n

\u4ee5\u4e0b\u306e\u984d\u3092\u307e\u305a\u8a08\u7b97\u3057\u307e\u3059\u3002<\/p>\n\n\n\n

\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306e\u534a\u5206\u3000\uff0b\u3000\u305d\u306e\u4ed6\u306e\u53ce\u5165\uff08401\u3084Traditional IRA\u306a\u3069\u304b\u3089\u306e\u5f15\u304d\u51fa\u3057\u3001\u52b4\u50cd\u53ce\u5165\u3001\u914d\u5f53\u91d1\u3001\u5229\u5b50\u53ce\u5165\u3001\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u306a\u3069\u3002\u901a\u5e38\u306f\u8ab2\u7a0e\u3055\u308c\u306a\u3044\u5730\u65b9\u50b5\u306a\u3069\u306e\u5229\u5b50\u53ce\u5165\u306a\u3069\u3082\u542b\u3081\u308b\uff09<\/p>\n\n\n\n

\u3053\u306e\u5f0f\u3067\u8a08\u7b97\u3055\u308c\u308b\u984d\u304c\u3001$25,000\u672a\u6e80\uff08\u30b7\u30f3\u30b0\u30eb\uff09\u53ca\u3073$32,000\u4ee5\u4e0b\uff08\u30b8\u30e7\u30a4\u30f3\u30c8\uff09\u672a\u6e80\u306a\u3089\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u3078\u306e\u8ab2\u7a0e\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

\u30b7\u30f3\u30b0\u30eb\u3067\u3001\u4e0a\u306e\u984d\u304c$25,000\u4ee5\u4e0a$34,000\u306a\u3089\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306e50\uff05\u307e\u3067\u304c\u6240\u5f97\u7a0e\u8ab2\u7a0e\u306e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u3002$34,000\u3092\u8d85\u3048\u308b\u3068\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306e85\uff05\u307e\u3067\u304c\u6240\u5f97\u7a0e\u8ab2\u7a0e\u306e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u30b8\u30e7\u30a4\u30f3\u30c8\u306a\u3089\u3001\u4e0a\u306e\u984d\u304c$32,000\u4ee5\u4e0a$44,000\u306a\u3089\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306e50\uff05\u307e\u3067\u304c\u6240\u5f97\u7a0e\u8ab2\u7a0e\u306e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u3002$44,000\u3092\u8d85\u3048\u308b\u3068\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306e85\uff05\u307e\u3067\u304c\u6240\u5f97\u7a0e\u8ab2\u7a0e\u306e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u3067\u3059\u306e\u3067\u3001\u3056\u3063\u3068\u898b\u3066\u3044\u305f\u3060\u3044\u3066\u304a\u5206\u304b\u308a\u306b\u306a\u308b\u304b\u3068\u601d\u3044\u307e\u3059\u304c\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u91d1\u3092\u304d\u3061\u3093\u3068\u6e96\u5099\u3057\u3066\u3001\u30ea\u30bf\u30a4\u30e4\u5f8c\u306b\u306f\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u8cc7\u7523\u304b\u3089\u306e\u5f15\u304d\u51fa\u3057\u3066\u3084\u3063\u3066\u3044\u3053\u3046\u3068\u8003\u3048\u3066\u3044\u308b\u4e00\u822c\u7684\u306a\u30b1\u30fc\u30b9\u306a\u3089\u3070\u3001\u3075\u3064\u3046\u306f\u57fa\u672c\u7684\u306b\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306b\u3082\u8ab2\u7a0e\u304c\u3055\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u305f\u3060\u3001Roth IRA\u304b\u3089\u306e\u5f15\u304d\u51fa\u3057\u306f\u6240\u5f97\u306b\u306f\u30ab\u30a6\u30f3\u30c8\u3055\u308c\u306a\u3044\u306e\u3067\u3001\u3082\u3057\u3082\u3042\u306a\u305f\u304cRoth IRA\u304c\u305f\u3063\u3077\u308a\u3068\u3042\u308a\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u3068Roth\u3000IRA\u304b\u3089\u306e\u5f15\u304d\u51fa\u3057\u3067\u751f\u6d3b\u3057\u3066\u3044\u304b\u308c\u308b\u306e\u306a\u3089\u3001\u3082\u3057\u304b\u3057\u305f\u3089\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306f\u5b8c\u5168\u306b\u975e\u8ab2\u7a0e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

\u4e0a\u3067\u3001\u300c50\uff05\u307e\u3067\u300d\u3068\u304b\u300c85\uff05\u307e\u3067\u300d\u3068\u3044\u3046\u306e\u306f\u5c11\u3057\u306f\u3063\u304d\u308a\u3057\u306a\u3044\u8a00\u3044\u65b9\u3067\u3059\u304c\u3001\u3053\u306e\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u304c\u8ab2\u7a0e\u5bfe\u8c61\u306b\u306a\u308b\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306e\u4e0a\u9650\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u3068\u7406\u89e3\u304f\u3060\u3055\u3044\u3002\u4e00\u822c\u7684\u306b\u3001\u305d\u308c\u305e\u308c\u306e\u53ce\u5165\u7bc4\u56f2\u3067\u3001\u30c8\u30fc\u30bf\u30eb\u6240\u5f97\u304c\u591a\u3051\u308c\u3070\u591a\u3044\u307b\u3069\u3001\u4e0a\u9650\u306e\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u306b\u8fd1\u3044\u7387\u304c\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u6e90\u6cc9\u5fb4\u53ce<\/strong><\/p>\n\n\n\n

\u52b4\u50cd\u53ce\u5165\u304c\u3042\u308b\u3068\u304d\u306b\u306f\u3001\u6bce\u6708\u3082\u3089\u3046\u7d66\u6599\u304b\u3089\u4e00\u5b9a\u306e\u6240\u5f97\u7a0e\u304c\u6e90\u6cc9\u5fb4\u53ce\uff08Withholding\uff09\u3055\u308c\u3066\u3044\u305f\u3068\u601d\u3044\u307e\u3059\u3002\u540c\u3058\u3088\u3046\u306b\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u3082\u53d7\u7d66\u3059\u308b\u305f\u3073\u306b\u3001\u6240\u5f97\u7a0e\u304c\u6e90\u6cc9\u5fb4\u53ce\u3055\u308c\u308b\u3088\u3046\u306b\u8a2d\u5b9a\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u304b\u3089\u306e\u6e90\u6cc9\u5fb4\u53ce\u306f\u5fc5\u305a\u3059\u308b\u3088\u3046\u6cd5\u5f8b\u3067\u5f37\u5236\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305f\u3060\u3001\u6e90\u6cc9\u5fb4\u53ce\u3092\u3057\u3066\u3044\u306a\u3051\u308c\u3070\u3001\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u6642\u306b\u307e\u3068\u307e\u3063\u305f\u7a0e\u91d1\u3092\u7d0d\u3081\u308b\u5fc5\u8981\u304c\u3067\u3066\u304d\u307e\u3059\u3002\u30de\u30f3\u30b9\u30ea\u30fc\u306e\u53ce\u652f\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u30ad\u30fc\u30d7\u3059\u308b\u305f\u3081\u306b\u3082\u3001\u652f\u7d66\u3055\u308c\u308b\u305f\u3073\u306e\u9069\u5207\u306a\u6e90\u6cc9\u5fb4\u53ce\u306f\u30de\u30cd\u30fc\u7ba1\u7406\u3092\u7c21\u5358\u306b\u3059\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

W\u20154V (Voluntary Withholding Request)<\/a>\u3000\u3067\u3001\u6e90\u6cc9\u5fb4\u53ce\u306e\u30d1\u30fc\u30bb\u30f3\u30c6\u30fc\u30b8\u3092\u6307\u5b9a\u3057\u3066\u30ea\u30af\u30a8\u30b9\u30c8\u3057\u307e\u3059\u30027%, 10%, 12% \u300122%\u306e4\u7a2e\u985e\u3057\u304b\u9078\u629e\u80a2\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6240\u5f97\u306e\u591a\u3044\u4eba\u306f\u9ad8\u3044\u7387\u3092\u3001\u4f4e\u3081\u306e\u4eba\u306f\u4f4e\u3044\u7387\u3092\u9078\u3073\u307e\u3059\u3002\u8a18\u5165\u5f8cSocial Security Administration (SSA)\u306b\u63d0\u51fa\u3057\u307e\u3059\u3002\u3053\u306e\u7387\u306f\u5909\u66f4\u306f\u53ef\u80fd\u3067\u3059\u304b\u3089\u3001\u4e00\u5e74\u3084\u3063\u3066\u307f\u3066\u30bf\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3092\u3057\u3066\u307f\u3066\u304b\u3089\u3001\u591a\u3059\u304e\u305f\u3089\u4f4e\u3044\u7387\u306b\u3001\u4f4e\u3059\u304e\u305f\u3089\u9ad8\u3044\u7387\u306b\u5909\u66f4\u3059\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u5dde\u7a0e\u306f\uff1f<\/strong><\/p>\n\n\n\n

\u3053\u3053\u307e\u3067\u306f\u9023\u90a6\u6240\u5f97\u7a0e\u306e\u8a71\u3067\u3057\u305f\u304c\u3001\u4eca\u5ea6\u306f\u5dde\u306e\u8a71\u3067\u3059\u3002\u5c45\u4f4f\u3057\u3066\u3044\u308b\u5dde\u306b\u3088\u3063\u3066\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u306f\u5dde\u306e\u6240\u5f97\u7a0e\u8ab2\u7a0e\u306e\u5bfe\u8c61\u306b\u3082\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

\u5168\u7c73\u306713\u5dde\u306f\u3001\u9023\u90a6\u306e\u30eb\u30fc\u30eb\u3068\u307e\u308b\u3067\u540c\u3058\u30eb\u30fc\u30eb\u3067\u8ab2\u7a0e\u3057\u3066\u304a\u308a\u3001\u52a0\u3048\u3066\uff19\u5dde\u306f\u3001\u9023\u90a6\u30eb\u30fc\u30eb\u3068\u540c\u3058\u30eb\u30fc\u30eb\u3092\u9069\u7528\u3059\u308b\u304c\u3001\u5e74\u9f62\u3084\u6240\u5f97\u306b\u3088\u308a\u3042\u308b\u7a0b\u5ea6\u306e\u63a7\u9664\u3067\u304d\u308b\u984d\u3092\u8a2d\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u305d\u306e\u307b\u304b\u306e37\u5dde\u306f\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5e74\u91d1\u3078\u306e\u8ab2\u7a0e\u306f\u306a\u3057\u3067\u3059\u3002<\/p>\n\n\n\n

\u8ab2\u7a0e\u6cd5<\/strong><\/td><\/tr>
\u9023\u90a6\u6240\u5f97\u7a0e\u3068\u540c\u3058\u30eb\u30fc\u30eb\u3067\u8ab2\u7a0e<\/strong><\/td>Minnesota, North Dakota, Vermont, West Virginia<\/td><\/tr>
\u9023\u90a6\u6240\u5f97\u7a0e\u3068\u540c\u3058\u30eb\u30fc\u30eb\u3067\u8ab2\u7a0e\u3055\u308c\u308b\u304c\u3001\u6240\u5f97\u30ec\u30d9\u30eb\u3084\u5e74\u9f62\u306a\u3069\u3067\u63a7\u9664\u984d\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b<\/strong><\/td>Colorado, Connecticut, Kansas, Missouri, Montana, Nebraska, New Mexico, Rhode Island, Utah<\/td><\/tr>
\u5dde\u306e\u6240\u5f97\u7a0e\u8ab2\u7a0e\u306a\u3057<\/strong><\/td>Alabama, Alaska, Arizona, Arkansas, California, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin, Wyoming<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

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