{"id":5837,"date":"2021-11-23T04:43:00","date_gmt":"2021-11-23T12:43:00","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5837"},"modified":"2021-11-24T13:18:03","modified_gmt":"2021-11-24T21:18:03","slug":"%e6%8a%95%e8%b3%87%e3%81%ae%e3%83%93%e3%83%83%e3%82%b0%e3%83%94%e3%82%af%e3%83%81%e3%83%a3%e3%83%bc","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/%e6%8a%95%e8%b3%87%e3%81%ae%e3%83%93%e3%83%83%e3%82%b0%e3%83%94%e3%82%af%e3%83%81%e3%83%a3%e3%83%bc\/","title":{"rendered":"\u6295\u8cc7\u306e\u30d3\u30c3\u30b0\u30d4\u30af\u30c1\u30e3\u30fc"},"content":{"rendered":"\n<p>\u300c\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3068ETF\u3068\u3069\u3063\u3061\u304c\u3044\u3044\u3067\u3059\u304b\uff1f\u300d\u3001\u300c\u30c9\u30eb\u30b3\u30b9\u30c8\u6cd5\u3068\u3044\u3046\u306e\u3092\u3084\u3063\u3066\u307f\u305f\u3044\u306e\u3067\u3059\u304c\u3001\u3069\u3053\u3067\u53e3\u5ea7\u3092\u958b\u3051\u3070\u3044\u3044\u3067\u3059\u304b\u300d\u3068\u3044\u3046\u3054\u8cea\u554f\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u8cea\u554f\u8005\u304c\u6df1\u304f\u7406\u89e3\u3067\u304d\u308b\u3088\u3046\u8aac\u660e\u3067\u304d\u308c\u3070\u3044\u3044\u306e\u3067\u3059\u304c\u3001\u305f\u307e\u306b\u8aac\u660e\u3057\u3066\u3082\u306a\u3093\u3068\u306a\u304f\u8151\u306b\u843d\u3061\u306a\u3044\u9854\u3092\u3055\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u305f\u3076\u3093\u305d\u308c\u3070\u3001\u6295\u8cc7\u306e\u30d3\u30c3\u30b0\u30d4\u30af\u30c1\u30e3\u30fc\u3092\u63cf\u304f\u3053\u3068\u306a\u3057\u306b\u3001\u7d30\u304b\u3044\u90e8\u5206\u306b\u7126\u70b9\u3092\u5f53\u3066\u3066\u8aac\u660e\u3057\u3066\u3057\u307e\u3046\u305f\u3081\u3001\u306a\u304b\u306a\u304b\u8cea\u554f\u8005\u304c\u7d0d\u5f97\u3059\u308b\u56de\u7b54\u304c\u63d0\u4f9b\u3067\u304d\u306a\u3044\u306e\u304b\u3068\u601d\u3044\u307e\u3059\u3002\u305d\u308c\u3067\u4eca\u56de\u306f\u3001\u3044\u308d\u3044\u308d\u306a\u6982\u5ff5\u3092\u6574\u7406\u3057\u3066\u30d3\u30c3\u30b0\u30d4\u30af\u30c1\u30e3\u30fc\u3092\u63cf\u3044\u3066\u307f\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3068\u308a\u3042\u3048\u305a\u3001\u6295\u8cc7\u3092\u59cb\u3081\u305f\u3044\u3068\u601d\u3063\u305f\u3068\u304d\u3001\u3069\u3053\u304b\u3089\u8003\u3048\u3066\u3044\u304f\u3053\u3068\u306b\u306a\u308b\u304b\u3068\u3044\u3046\u30b9\u30bf\u30fc\u30c8\u30dd\u30a4\u30f3\u30c8\u304b\u3089\u59cb\u3081\u307e\u3059\u3002\u9805\u76ee\u3054\u3068\u306b\u91cd\u306a\u308b\u90e8\u5206\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u4ed5\u5206\u3051\u3092\u7406\u89e3\u3057\u3066\u30d3\u30c3\u30b0\u30d4\u30af\u30c1\u30e3\u30fc\u3092\u63cf\u304f\u52a9\u3051\u306b\u306a\u308b\u3088\u3046\u5217\u6319\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size\">\u53e3\u5ea7\u306e\u7a2e\u985e<\/p>\n\n\n\n<p>\u6295\u8cc7\u3059\u308b\u53e3\u5ea7\u306f\u3044\u308d\u3044\u308d\u306a\u7a2e\u985e\u306e\u53e3\u5ea7\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u307e\u305a\u306f\u5927\u304d\u304f\u5206\u3051\u3066\u7a0e\u91d1\u9762\u3067\u306e\u512a\u9047\u304c\u3042\u308b\u3082\u306e\u3068\u3001\u305d\u308c\u304c\u306a\u3044\u3082\u306e\u306b\u5927\u5225\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>A.\u3000\u7a0e\u512a\u9047\u304c\u3042\u308b\u53e3\u5ea7\uff1a\u7279\u5b9a\u306e\u76ee\u7684\u306e\u8cc7\u91d1\u6e96\u5099\u3092\u4fc3\u9032\u3059\u308b\u305f\u3081\u3001\u7a4d\u7acb\u91d1\u306e\u6240\u5f97\u7a0e\u63a7\u9664\u3084\u5229\u56de\u308a\u306e\u6240\u5f97\u7a0e\u9045\u5ef6\u3001\u3072\u3044\u3066\u306f\u5229\u56de\u308a\u306e\u6240\u5f97\u7a0e\u975e\u8ab2\u7a0e\u306a\u3069\u306e\u512a\u9047\u304c\u3042\u308b\u3082\u306e\u3002a.\u3000\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u76ee\u7684\u306e\u305f\u3081\u306e\u53e3\u5ea7\uff1a401(K)\u3001403(b)\u3001IRA\u306a\u3069 \u3084-\u3000b.\u3000\u5b66\u8cc7\u76ee\u7684\u306a\u3069\u306e\u7279\u5b9a\u306e\u76ee\u7684\uff1a529\u30d7\u30e9\u30f3\u3000\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>B.\u7a0e\u512a\u9047\u306e\u306a\u3044\u53e3\u5ea7\uff1a\u3044\u308f\u3086\u308b\u300c\u3075\u3064\u3046\u306e\u6295\u8cc7\u53e3\u5ea7\u300d\u3002\u7a0e\u512a\u9047\u304c\u306a\u3044\u53e3\u5ea7\u306a\u306e\u3067\u3001\u8ab2\u7a0e\u53e3\u5ea7\u3068\u304b\u82f1\u8a9e\u3067\u306fBrokerage Account\u3068\u547c\u3070\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u57fa\u672c\u7684\u306b\u3001A\u306e\u7a0e\u512a\u9047\u304c\u3042\u308b\u53e3\u5ea7\u304c\u4f7f\u3048\u308b\u306e\u306a\u3089\u306a\u308b\u3079\u304f\u3053\u3061\u3089\u304b\u3089\u512a\u5148\u7684\u306b\u5229\u7528\u3057\u3001\u7a4d\u7acb\u4e0a\u9650\u307e\u3067\u7a4d\u307f\u7acb\u3066\u305f\u5834\u5408\u3084\u3001\u7279\u5b9a\u306e\u76ee\u7684\u306b\u306f\u5f53\u3066\u306f\u307e\u3089\u306a\u3044\u6295\u8cc7\u304c\u3057\u305f\u3044\u5834\u5408\u306b\u306f\u3001\uff22\u306e\u8ab2\u7a0e\u53e3\u5ea7\u3092\u4f7f\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:47px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size\">\u52a0\u5165\u304c\u8077\u5834\u304b\u500b\u4eba\u304b\u306e\u5225<\/p>\n\n\n\n<p>C.\u3000\u8077\u5834\uff1a\u96c7\u7528\u4e3b\u304c\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u306e\u4e00\u74b0\u3068\u3057\u3066\u63d0\u4f9b\u3059\u308b\u3082\u306e\u3067\u3001401(K)\u3001403(b)\u3001457\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3089\u306f\u3059\u3079\u3066\u3001A\u306e\u7a0e\u512a\u9047\u304c\u3042\u308b\u53e3\u5ea7\u3067\u3059\u3002\u96c7\u7528\u8005\u306f\u3001\u96c7\u7528\u4e3b\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308b\u30d7\u30e9\u30f3\u3057\u304b\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u305a\u3001\u307e\u305f\u305d\u306e\u30d7\u30e9\u30f3\u306e\u306a\u304b\u3067\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9\u3057\u304b\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>D. \u500b\u4eba\uff1a\u500b\u4eba\u304c\u81ea\u7531\u306b\u91d1\u878d\u6a5f\u95a2\u3092\u9078\u3073\u3001\u53e3\u5ea7\u3092\u958b\u304d\u3001\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3093\u3067\u4f7f\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u53e3\u5ea7\u3067\u3059\u3002Traditional IRA\u3084Roth IRA\u3001\u8ab2\u7a0e\u53e3\u5ea7\u306a\u3069\u3067\u3059\u3002IRA\u306f\u7a0e\u512a\u9047\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u8ab2\u7a0e\u53e3\u5ea7\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<div style=\"height:51px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size\">\u30ea\u30b9\u30af\u3078\u306e\u8003\u3048\u65b9<\/p>\n\n\n\n<p>E. \u500b\u5225\u6d3e\uff1a\u682a\u3084\u50b5\u5238\u3067\u500b\u5225\u9298\u67c4\u3092\u9078\u3093\u3067\u6295\u8cc7\u3059\u308b\u65b9\u6cd5\u300210\u5e74\u3082\u306eUS\u56fd\u50b5\u3092\u6301\u3063\u3066\u3044\u305f\u308a\u3001Amazon\u306e\u682a\u3092\u6301\u3063\u3066\u3044\u305f\u308a\u3068\u3001\u500b\u5225\u306e\u9298\u67c4\u306b\u6295\u8cc7\u3059\u308b\u65b9\u6cd5\u3067\u3059\u3002\u307e\u305f\u3001\u30b9\u30c8\u30c3\u30af\u30aa\u30d7\u30b7\u30e7\u30f3\u3084\u30b9\u30c8\u30c3\u30af\u30b0\u30e9\u30f3\u30c8\u306a\u3069\u3067\u81ea\u793e\u682a\u3092\u6240\u6709\u3057\u3066\u3044\u308b\u5834\u5408\u3082\u3053\u306e\u30b0\u30eb\u30fc\u30d7\u306b\u306a\u308a\u307e\u3059\u3002\u7279\u5b9a\u306e\u9298\u67c4\u306b\u96c6\u4e2d\u3059\u308b\u306e\u3067\u3001\u4e0b\u306e\u5206\u6563\u6d3e\u306b\u6bd4\u3079\u308b\u3068\u9ad8\u30ea\u30b9\u30af\u9ad8\u30ea\u30bf\u30fc\u30f3\u3067\u3059\u3002<\/p>\n\n\n\n<p>F. \u5206\u6563\u6d3e\uff1a\u500b\u5225\u9298\u67c4\u3067\u306f\u306a\u304f\u3001\u5e83\u304f\u30ea\u30b9\u30af\u5206\u6563\u3057\u305f\u591a\u6570\u306e\u9298\u67c4\u3092\u6301\u3064\u65b9\u6cd5\u3067\u3059\u3002\u8907\u6570\u306e\u9298\u67c4\u306b\u6295\u8cc7\u3059\u308b\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3057\u307e\u3059\u3002\u9298\u67c4\u6570\u3092\u3069\u3093\u3069\u3093\u5897\u3084\u3057\u3001\u5e02\u5834\u306b\u542b\u307e\u308c\u308b\u3059\u3079\u3066\u307e\u3067\u62e1\u5927\u3057\u3066\u3044\u3063\u305f\u306e\u304c\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u3002<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href=\"https:\/\/smartandresponsible.com\/blog\/your-company-stock\/\" ><strong>\u30b9\u30c8\u30c3\u30af\u30aa\u30d7\u30b7\u30e7\u30f3\u30fbRSU\u30fb\u6301\u3061\u682a\u4f1a\uff1a\u81ea\u793e\u682a\u3092\u6301\u3064\u5fc3\u5f97<\/strong><\/a><\/p>\n\n\n\n<p>\u6628\u4eca\u3067\u306f\u3001401(K)\u3001403(b)\u3001457\u306a\u3069\u306e\u8077\u5834\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30d7\u30e9\u30f3\u3067\u306f\u3001F\u306e\u5206\u6563\u6d3e\u304c\u4e3b\u3067\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3067\u306e\u6295\u8cc7\u304c\u307b\u3068\u3093\u3069\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:49px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size\">\u30b9\u30bf\u30a4\u30eb\u306e\u5225<\/p>\n\n\n\n<p>G. \u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\uff1a\u6295\u8cc7\u3092\u3059\u308b\u9298\u67c4\u3092\u4e00\u751f\u61f8\u547d\u30ea\u30b5\u30fc\u30c1\u3057\u3066\u3001\u5b89\u3044\u3068\u304d\u306b\u8cb7\u3044\u9ad8\u3044\u3068\u304d\u306b\u58f2\u308b\u3068\u3044\u3046\u58f2\u308a\u8cb7\u3044\u3092\u7e70\u308a\u8fd4\u3057\u306a\u304c\u3089\u5229\u30b6\u30e4\u3092\u7a3c\u3044\u3067\u3044\u304f\u6295\u8cc7\u30b9\u30bf\u30a4\u30eb\u3002\u624b\u6570\u6599\u304c\u9ad8\u3081\u3002\u4e0a\u306eE\u306e\u500b\u5225\u6d3e\u306f\u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\u3067\u3059\u3002F\u306e\u5206\u6563\u6d3e\u306e\u4e2d\u306b\u3082\u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\u3092\u3057\u3066\u3044\u308b\u3082\u306e\u306f\u3042\u308a\u3001\u30d5\u30a1\u30f3\u30c9\u306e\u4e2d\u306b\u542b\u3080\u9298\u67c4\u3092\u7814\u7a76\u306b\u3088\u3063\u3066\u53b3\u9078\u3057\u3001\u5132\u304b\u308a\u305d\u3046\u306a\u3082\u306e\u3060\u3051\u306b\u6295\u8cc7\u3059\u308b\u30bf\u30a4\u30d7\u3067\u3001\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u3068\u547c\u3070\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/smartandresponsible.com\/blog\/active_fund\/\" ><strong>\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u3068\u306e\u3064\u304d\u3042\u3044\u304b\u305f<\/strong><\/a><\/p>\n\n\n\n<p>H. \u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\uff1a\u4e0a\u306eF\u306e\u5206\u6563\u6d3e\u306e\u4e2d\u306e\u3001\u542b\u3080\u9298\u67c4\u3092\u5e02\u5834\u5168\u4f53\u307e\u3067\u306b\u62e1\u5927\u3057\u3066\u3044\u3063\u305f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u6295\u8cc7\u3092\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u3068\u3044\u3044\u307e\u3059\u3002\u7814\u7a76\u3057\u306a\u3044\u3001\u9078\u3070\u306a\u3044\u3001\u58f2\u308a\u8cb7\u3044\u3057\u306a\u3044\u3067\u3001\u305f\u3060\u305f\u3060\u5e02\u5834\u5168\u4f53\u3092\u542b\u3080\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3057\u307e\u3059\u3002\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u6295\u8cc7\uff1d\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u3068\u8003\u3048\u3066\u3044\u305f\u3060\u3044\u3066\u554f\u984c\u306a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7e70\u308a\u8fd4\u3057\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u6628\u4eca\u3067\u306f\u3001401(K)\u3001403(b)\u3001457\u306a\u3069\u306e\u8077\u5834\u306e\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u30d7\u30e9\u30f3\u3067\u306f\u3001F\u306e\u5206\u6563\u6d3e\uff0bH\u306e\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u3067\u884c\u308f\u308c\u308b\u5834\u5408\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<\/p>\n\n\n\n<div style=\"height:61px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size\">\u30d5\u30a1\u30f3\u30c9\u306e\u6cd5\u7684\u5f62\u614b<\/p>\n\n\n\n<p>I. \u3000\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\uff1a\u8907\u6570\u306e\u6295\u8cc7\u5bb6\u304b\u3089\u8cc7\u91d1\u3092\u96c6\u3081\u3001\u305d\u308c\u3092\u30d7\u30fc\u30eb\u3059\u308b\u3053\u3068\u3067\u8907\u6570\u306e\u6295\u8cc7\u9298\u67c4\u306b\u6295\u8cc7\u3059\u308b\u30d5\u30a1\u30f3\u30c9\u3002\u305f\u3068\u3048\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u304c100\u306e\u9298\u67c4\u306b\u6295\u8cc7\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u305d\u306e\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306b\u6295\u8cc7\u3092\u3059\u308b\u6295\u8cc7\u5bb6\u306f\u3001\u305f\u3068\u3048$50\u306e\u6295\u8cc7\u984d\u3067\u3042\u3063\u3066\u3082\u5168100\u9298\u67c4\u306b\u307b\u3093\u306e\u5c11\u3057\u305a\u3064\u3067\u306f\u3042\u308b\u304c\u6295\u8cc7\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u4ed5\u7d44\u307f\u3002<\/p>\n\n\n\n<p>J. ETF\uff08Exchange-Traded Fund\uff09\uff1a\u30a2\u30a4\u30c7\u30a2\u3068\u3057\u3066\u306f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068\u4f3c\u3066\u3044\u308b\u304c\u3001\u6cd5\u7684\u306a\u5f62\u614b\u304c\u3053\u3068\u306a\u308a\u3001\u5e02\u5834\u3067\u53d6\u5f15\uff08\u58f2\u308a\u8cb7\u3044\uff09\u3055\u308c\u308b\u30d5\u30a1\u30f3\u30c9\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/smartandresponsible.com\/blog\/etf\/\" ><strong>ETF\u3092\u77e5\u308b\u3000-\u3000\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3068\u3069\u3046\u9055\u3046\uff1f<\/strong><\/a><\/p>\n\n\n\n<p>\u3061\u3087\u3063\u3068\u30d4\u30f3\u3068\u3053\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u500b\u5225\u682a\u304c\u5e02\u5834\u3067\u58f2\u308a\u8cb7\u3044\u3055\u308c\u308b\u3088\u3046\u306b\u3001\u58f2\u308a\u8cb7\u3044\u3067\u304d\u308b\u30d5\u30a1\u30f3\u30c9\u304cETF\u3067\u3059\u3002\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3082\u3082\u3061\u308d\u3093\u58f2\u3063\u305f\u308a\u8cb7\u3063\u305f\u308a\u3067\u304d\u307e\u3059\u304c\u3001\u300c\u5e02\u5834\u300d\u304c\u5b58\u5728\u3059\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002ETF\u306b\u306f\u5e02\u5834\u304c\u5b58\u5728\u3057\u3001\u53d6\u5f15\u5e02\u5834\u304c\u958b\u3044\u3066\u3044\u308b\u9593\u306f\u4e00\u65e5\u3092\u901a\u3057\u3066\u58f2\u308a\u8cb7\u3044\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>401(k)\u306a\u3069\u8077\u5834\u63d0\u4f9b\u306e\u30d7\u30e9\u30f3\u3084529\u3067\u306f\u3001\u307b\u3068\u3093\u3069\u304c\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3067\u306e\u63d0\u4f9b\u3067\u3059\u3002\u500b\u4eba\u3067\u5165\u308b\u53e3\u5ea7\u306e\u5834\u5408\u306b\u306f\u3001\u81ea\u7531\u306b\u91d1\u878d\u6a5f\u95a2\u3092\u9078\u629e\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u308f\u3051\u3067\u3059\u304c\u3001\u307b\u3068\u3093\u3069\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3082ETF\u3082\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u304b\u3089\u3001\u3069\u3061\u3089\u3067\u3082\u9078\u3079\u308b\u306e\u304c\u3075\u3064\u3046\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3082ETF\u3082\u3069\u3061\u3089\u3082F\u306e\u5206\u6563\u6d3e\u3067\u3059\u304c\u3001\u30b9\u30bf\u30a4\u30eb\u3068\u3057\u3066\u306fG\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u6295\u8cc7\u578b\u3082\u3042\u308c\u3070\u3001H\u306e\u30d1\u30c3\u30b7\u30d6\u6295\u8cc7\u578b\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5185\u5bb9\u7684\u306b\u540c\u3058\u9298\u67c4\u306b\u6295\u8cc7\u3057\u3066\u3044\u308b\u30d5\u30a1\u30f3\u30c9\u3067\u3001\u5f62\u614b\u3068\u3057\u3066\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3067\u3082ETF<br \/>\u3067\u3082\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u306f\u3088\u304f\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070Vanguard Total Stock Market Index Fund Admiral Shares\u00a0(VTSAX\uff09\u3068Vanguard Total Stock Market ETF (VTI)\u306f\u3001\u6295\u8cc7\u3057\u3066\u3044\u308b\u9298\u67c4\u306f\u5168\u304f\u540c\u3058\uff08\u5168\u7c73\u682a\u5f0f\uff09\u3067\u3059\u304c\u3001\u524d\u8005\u306f\u5f62\u614b\u3068\u3057\u3066\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3001\u5f8c\u8005\u306f\u5f62\u614b\u3068\u3057\u3066ETF\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u7684\u306b\u306f\u3001\u5168\u304f\u540c\u3058\u6295\u8cc7\u5185\u5bb9\u3067\u3082\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3088\u308aETF\u306e\u307b\u3046\u304c\u624b\u6570\u6599\u304c\u4f4e\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u7a0e\u7684\u306b\u3082ETF\u306e\u307b\u3046\u304c\u6709\u5229\u306a\u5834\u5408\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<div style=\"height:62px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size\">\u500b\u5225\u30d5\u30a1\u30f3\u30c9\u304bFund of Funds\u304b<\/p>\n\n\n\n<p>K. \u500b\u5225\u30d5\u30a1\u30f3\u30c9\uff1a\u500b\u5225\u30d5\u30a1\u30f3\u30c9\u3068\u3044\u3046\u306e\u306f\u3001\u4e0a\u306e\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u3084ETF\u3067\u306e\u3001\u3072\u3068\u3064\u3072\u3068\u3064\u306e\u6700\u5c0f\u5358\u4f4d\u30d5\u30a1\u30f3\u30c9\u306e\u3053\u3068\u3067\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u4e0a\u306eVanguard Total Stock Market Index Fund Admiral Shares\u00a0(VTSAX\uff09\u306f\u3001\u3072\u3068\u3064\u306e\u500b\u5225\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u3002<\/p>\n\n\n\n<p>L. Fund of Funds\uff1aFund of Funds\u306f\u540d\u524d\u306e\u8868\u3059\u3068\u304a\u308a\u3001\u500b\u5225\u30d5\u30a1\u30f3\u30c9\u3092\u3044\u304f\u3064\u304b\u307e\u3068\u3081\u3066\u3072\u3068\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u306b\u3057\u3066\u3044\u308b\u3082\u306e\u3067\u3001\u30d1\u30c3\u30b1\u30fc\u30b8\u5316\u3055\u308c\u305f\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u3002\u305f\u3068\u3048\u3070\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306a\u3069\u306f\u3053\u306e\u4f8b\u3067\u3001US\u56fd\u5185\u682a\u5f0f\u30d5\u30a1\u30f3\u30c9\u3001\u5916\u56fd\u682a\u5f0f\u30d5\u30a1\u30f3\u30c9\u3001\u50b5\u5238\u30d5\u30a1\u30f3\u30c9\u306a\u3069\u306e\u3044\u304f\u3064\u304b\u306e\u500b\u5225\u30d5\u30a1\u30f3\u30c9\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u30d1\u30c3\u30b1\u30fc\u30b8\u306b\u3057\u3066\u3044\u307e\u3059\u3002Funds of Funds\u306e\u307b\u3068\u3093\u3069\u306f\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u30d5\u30a1\u30f3\u30c9\u306e\u5f62\u614b\u3067\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size\">\u7a4d\u7acb\u6cd5<\/p>\n\n\n\n<p>M. 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