{"id":5983,"date":"2022-02-02T16:40:05","date_gmt":"2022-02-03T00:40:05","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=5983"},"modified":"2022-02-02T16:40:08","modified_gmt":"2022-02-03T00:40:08","slug":"vanguard%e3%82%bf%e3%83%bc%e3%82%b2%e3%83%83%e3%83%88%e3%83%87%e3%82%a4%e3%83%88%e3%83%95%e3%82%a1%e3%83%b3%e3%83%89%e3%81%ae%e3%82%ad%e3%83%a3%e3%83%94%e3%82%bf%e3%83%ab%e3%82%b2%e3%82%a4%e3%83%b3","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/vanguard%e3%82%bf%e3%83%bc%e3%82%b2%e3%83%83%e3%83%88%e3%83%87%e3%82%a4%e3%83%88%e3%83%95%e3%82%a1%e3%83%b3%e3%83%89%e3%81%ae%e3%82%ad%e3%83%a3%e3%83%94%e3%82%bf%e3%83%ab%e3%82%b2%e3%82%a4%e3%83%b3\/","title":{"rendered":"Vanguard\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u554f\u984c"},"content":{"rendered":"\n

Vanguard \u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306f\u696d\u754c\u30ca\u30f3\u30d0\u30fc\u30ef\u30f3\u306e\u30b7\u30a7\u30a2\u3092\u8a87\u308b\u4eba\u6c17\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u304c\u30012021\u5e74\u306b\u3001\u901a\u5e38\u3068\u6bd4\u3079\u3066\u3042\u307e\u308a\u306b\u3082\u5927\u304d\u306a\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3092\u51fa\u3057\u305f\u3053\u3068\u3067\u554f\u984c\u304c\u6d6e\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3001401(k)\u3084IRA\u306a\u3069\u306e\u7a0e\u512a\u9047\u306e\u3042\u308b\u53e3\u5ea7\u3067\u6301\u3063\u3066\u3044\u308b\u9650\u308a\u306b\u304a\u3044\u3066\u306f\u554f\u984c\u306b\u306a\u308a\u307e\u305b\u3093\u304c\u3001\u8ab2\u7a0e\u53e3\u5ea7\uff08Taxable Account\u3001Brokerage Account\u3068\u547c\u3070\u308c\u308b\uff09\u3067\u6301\u3063\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u5f53\u5e74\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3068\u3057\u3066\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3067\u5831\u544a\u3057\u3001\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u3092\u652f\u6255\u3046\u7fa9\u52d9\u304c\u767a\u751f\u3057\u307e\u3059\u3002\u305d\u3082\u305d\u3082\u3001\u7a0e\u91d1\u3092\u3042\u307e\u308a\u5fc3\u914d\u3059\u308b\u5fc5\u8981\u306e\u306a\u3044\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u30d9\u30fc\u30b9\u306b\u3057\u305f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3067\u3001\u306a\u305c\u4f8b\u5e74\u306b\u6bd4\u3057\u3066\u3042\u307e\u308a\u306b\u3082\u5927\u304d\u306a\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u306b\u306a\u3063\u305f\u306e\u304b\u3001\u3053\u308c\u3092\u8003\u3048\u3066\u307f\u307e\u3059\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u8b0e\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3<\/h2>\n\n\n\n

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\"\"<\/a><\/figure><\/div>\n\n\n\n

<\/a><\/p>\n\n\n\n

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<\/div>\n\n\n\n

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    <\/div>\n\n\n\n

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    A. \u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u3067\u3001\u6a5f\u3092\u307f\u3066\u5b89\u304f\u8cb7\u3063\u3066\u9ad8\u304f\u58f2\u308b\u3053\u3068\u3067\u5229\u30b6\u30e4\u3092\u5897\u3084\u3059\u3053\u3068\u3092\u72d9\u3063\u3066\u306e\u58f2\u308a\u8cb7\u3044\u3002\u30a2\u30af\u30c6\u30a3\u30d6\u30d5\u30a1\u30f3\u30c9\u306f\u57fa\u672c\u7684\u306b\u58f2\u308a\u8cb7\u3044\u3092\u6052\u5e38\u7684\u306b\u884c\u3063\u3066\u3044\u307e\u3059\u304b\u3089\u3001\u304a\u306e\u3065\u3068\u30d5\u30a1\u30f3\u30c9\u5185\u306b\u84c4\u7a4d\u3059\u308b\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u306f\u81a8\u3089\u307f\u307e\u3059\u3002\u4eca\u56de\u306eVanguard\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u30d9\u30fc\u30b9\u306a\u306e\u3067\u3001\u3053\u306e\u3088\u3046\u306a\u58f2\u308a\u8cb7\u3044\u306f\u8d77\u3053\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

    B. \u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3067\u3001\u5e02\u5834\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u81ea\u4f53\u304c\u5909\u66f4\u306b\u306a\u3063\u305f\uff08S&P500\u304b\u3089\u4f01\u696d\u304c\u5916\u308c\u308b\uff09\u3053\u3068\u3067\u3001\u305d\u306e\u5e02\u5834\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u3092\u30d5\u30a9\u30ed\u30fc\u3059\u308b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u304c\u58f2\u308a\u3092\u3057\u305f\u3068\u304d\u3002\u3053\u308c\u306f\u305f\u307e\u306b\u8d77\u3053\u308b\u3053\u3068\u3067\u3042\u3063\u3066\u3001\u4eca\u56de\u306e\u3088\u3046\u306a\u5927\u304d\u306a\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u306b\u306f\u3064\u306a\u304c\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

    C. \u30d5\u30a1\u30f3\u30c9\u304c\u3001\u6295\u8cc7\u5185\u5bb9\u306e\u9069\u6b63\u6bd4\u7387\u3092\u4fdd\u3064\u305f\u3081\u3001\u30ea\u30d0\u30e9\u30f3\u30b9\u3092\u3059\u308b\u3068\u304d\u3002\u305f\u3068\u3048\u3070\u300180%\u682a\u5f0f\uff1a20\uff05\u50b5\u5238\u3067\u6295\u8cc7\u3092\u59cb\u3081\u305f\u304c\u3001\u682a\u5f0f\u5e02\u5834\u306e\u597d\u8abf\u3067\u682a\u90e8\u5206\u304c\u4f38\u307385\uff05\uff1a15\uff05\u306b\u306a\u3063\u305f\u306e\u3067\u3001\uff15\uff05\u306e\u682a\u5f0f\u3092\u58f2\u3063\u3066\u50b5\u5238\u3092\u8cb7\u3063\u305f\u3068\u304d\u306b\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u304c\u51fa\u308b\u30b1\u30fc\u30b9\u3002\u3053\u308c\u306f\u30012021\u5e74\u306e\u682a\u5f0f\u5e02\u5834\u306e\u597d\u8abf\u3092\u898b\u308b\u3068\u304d\u3042\u308a\u3048\u306a\u304f\u306f\u306a\u3044\u3067\u3059\u304c\u3001\u305f\u3060\u4e0a\u3067\u898b\u308b\u3088\u3046\u306a\u30ec\u30d9\u30eb\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u306b\u3064\u306a\u304c\u308b\u3053\u3068\u306f\u8003\u3048\u306b\u304f\u3044\u3067\u3059\u3002<\/p>\n\n\n\n

    D. \u30d5\u30a1\u30f3\u30c9\u304c\u5927\u304d\u304f\u58f2\u3089\u308c\u3066\u73fe\u91d1\u5316\u3055\u308c\u305f\u3068\u304d\u3002\u8ab0\u304b\u304c\u30d5\u30a1\u30f3\u30c9\u3092\u58f2\u3063\u305f\u3068\u304d\u3001\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u306f\u73fe\u91d1\u3092\u78ba\u4fdd\u3057\u3066\u6255\u3044\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3082\u3057\u3082\u540c\u6642\u306b\u305d\u306e\u30d5\u30a1\u30f3\u30c9\u3092\u8cb7\u3046\u4eba\u304c\u3044\u308c\u3070\u3001\u30d5\u30a1\u30f3\u30c9\u5185\u306e\u6295\u8cc7\u3092\u58f2\u308b\u3053\u3068\u306a\u3057\u306b\u3001\u8cb7\u3046\u4eba\u304b\u3089\u53d7\u3051\u53d6\u3063\u305f\u73fe\u91d1\u3092\u58f2\u3063\u305f\u4eba\u306b\u6a2a\u6d41\u3057\u306b\u3067\u304d\u307e\u3059\u304c\u3001\u8cb7\u3063\u305f\u4eba\u3088\u308a\u58f2\u3063\u305f\u4eba\u304c\u591a\u3044\u3068\u304d\u3001\u3064\u307e\u308a\u5165\u3063\u3066\u304f\u308b\u73fe\u91d1\u3088\u308a\u51fa\u3066\u3044\u304f\u73fe\u91d1\u304c\u591a\u3044\u3068\u304d\u306b\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u306f\u30d5\u30a1\u30f3\u30c9\u5185\u306e\u6295\u8cc7\u3092\u58f2\u5374\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

    <\/div>\n\n\n\n

    Vanguard\u306e\u4f01\u696d\u52aa\u529b<\/h2>\n\n\n\n

    \u4eca\u56de\u306f\u3001\u3069\u3046\u3084\u3089\u3053\u306eD\u304c\u539f\u56e0\u3060\u3063\u305f\u3088\u3046\u3067\u3059\u3002\u3053\u308c\u307b\u3069\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3092\u767a\u751f\u3055\u305b\u308b\u58f2\u308a\u3001\u30d5\u30a1\u30f3\u30c9\u304b\u3089\u306e\u73fe\u91d1\u6d41\u51fa\u306f\u306a\u305c\u8d77\u3053\u3063\u305f\u306e\u304b\u3002<\/p>\n\n\n\n

    Vanguard\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306f\u696d\u754c\u30b7\u30a7\u30a2\u30ca\u30f3\u30d0\u30fc\u30ef\u30f3\u306e\u826f\u8cea\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u3002\u5e74\u3005\u3001\u6295\u8cc7\u6b8b\u9ad8\u3082\u7740\u5b9f\u306b\u4f38\u3073\u3066\u3044\u307e\u3059\u3002Vanguard\u306f\u4f01\u696d\u52aa\u529b\u3092\u6020\u3089\u305a\u3001\u6295\u8cc7\u6b8b\u9ad8\u304c\u5927\u304d\u304f\u306a\u308c\u3070\u3001Economy of Scale\u3067\u305d\u306e\u5206\u624b\u6570\u6599\u3082\u4f4e\u304f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u305d\u308c\u3092\u3053\u308c\u307e\u3067\u3082\u6295\u8cc7\u5bb6\u306b\u7d99\u7d9a\u7684\u306b\u9084\u5143\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u4eca\u56de\u306f\u3001\u305d\u306e\u4f01\u696d\u52aa\u529b\u3086\u3048\u306b\u3053\u306e\u6b8b\u5ff5\u306a\u554f\u984c\u304c\u8d77\u3053\u3063\u3066\u3057\u307e\u3063\u305f\u3088\u3046\u3067\u3059\u3002<\/p>\n\n\n\n

    2020\u5e74\u306e12\u6708\u306b\u3001Vanguard\u306f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306eInstitutional\u30b7\u30a7\u30a2\uff08\u5927\u898f\u6a21\u96c7\u7528\u4e3b\u5411\u3051\u3002401(k)\u306a\u3069\u7528\uff09\u306e\u6700\u4f4e\u6295\u8cc7\u6b8b\u9ad8\u30ec\u30d9\u30eb\u3092\u3001\uff04100\u30df\u30ea\u30aa\u30f3\u304b\u3089\uff045\u30df\u30ea\u30aa\u30f3\u306b\u4e0b\u3052\u307e\u3057\u305f\u3002\u500b\u4eba\u3068\u3057\u3066\u81ea\u5206\u3067\u6295\u8cc7\u3059\u308b\uff08\u96c7\u7528\u4e3b\u7d4c\u7531\u3067\u306f\u306a\u304f\u3001IRA\u3084\u8ab2\u7a0e\u53e3\u5ea7\u3067\u306e\u500b\u4eba\u6295\u8cc7\u306e\uff09\u5834\u5408\u306f\u3001\u500b\u4eba\u6295\u8cc7\u5bb6\u3068\u3057\u3066Investor\u30b7\u30a7\u30a2\u3092\u4f7f\u3046\u308f\u3051\u3067\u624b\u6570\u6599\u306f0.13%\u304b\u30890.15%\u7a0b\u5ea6\u3067\u3059\u304c\u3001\u96c7\u7528\u4e3b\u7d4c\u7531\u306eInstitutional\u30b7\u30a7\u30a2\u306f\u624b\u6570\u6599\u306e\u5272\u5f15\u304c\u3042\u308a0.09%\u7a0b\u5ea6\u307e\u3067\u4e0b\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

    \u305d\u308c\u307e\u3067\uff04100\u30df\u30ea\u30aa\u30f3\u306e\u6295\u8cc7\u6b8b\u9ad8\u3092\u96c6\u3081\u3089\u308c\u306a\u304b\u3063\u305f\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u306fInvestor\u30b7\u30a7\u30a2\u3067\u306e401(k)\u904b\u55b6\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u3044\u304d\u306a\u308a\u4e0b\u9650\u304c$5\u30df\u30ea\u30aa\u30f3\u306b\u4e0b\u304c\u3063\u305f\u3053\u3068\u3067\u975e\u5e38\u306b\u591a\u304f\u306e\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u304c\u3001Institutional\u30b7\u30a7\u30a2\u3067\u306e\u904b\u7528\u3092\u3059\u308b\u8cc7\u683c\u3092\u5f97\u305f\u308f\u3051\u3067\u3059\u3002<\/p>\n\n\n\n

    \u30fb\u30fb\u30fb\u3068\u3053\u3068\u307e\u3067\u306f\u3001\u3084\u3063\u3071\u308aVanguard\u306f\u3059\u3070\u3089\u3057\u3044\u30fb\u30fb\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308b\u306e\u3067\u3059\u304c\u3001\u3053\u3053\u304b\u3089\u304c\u554f\u984c\u3067\u3059\u3002Institutional\u30b7\u30a7\u30a2\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3068\u3001Investor\u30b7\u30a7\u30a2\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306f\u5185\u5bb9\u7684\u306b\u5168\u304f\u540c\u3058\u3067\u3082\u3001\u5225\u30d5\u30a1\u30f3\u30c9\u3068\u3057\u3066\u904b\u55b6\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002Investor\u30b7\u30a7\u30a2\u304b\u3089Institutional\u30b7\u30a7\u30a2\u306b\u4e57\u308a\u63db\u3048\u308b\u306b\u306f\u3001\u524d\u8005\u3092\u58f2\u3063\u3066\u73fe\u91d1\u5316\u3057\u305d\u3057\u3066\u5f8c\u8005\u3092\u8cb7\u3046\u3068\u3044\u3046\u624b\u7d9a\u304d\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u308f\u3051\u3067\u3059\u3002<\/p>\n\n\n\n

    \u305d\u3053\u3067\u8d77\u3053\u3063\u305f\u306e\u304cInvestor\u30b7\u30a7\u30a2\u306e\u30d5\u30a1\u30f3\u30c9\u304b\u3089\u306e\u73fe\u91d1\u6d41\u51fa\u3067\u3059\u3002\u305f\u3068\u3048\u3070\u4e0a\u306e2040\u5e74\u30d5\u30a1\u30f3\u30c9\u3092\u4f8b\u306b\u3068\u3063\u3066\u307f\u308c\u3070\u30012021\u5e74\u306e1\u6708\u304b\u30899\u6708\u306e9\u304b\u6708\u9593\u3067\uff0416\u30d3\u30ea\u30aa\u30f3\u304c\u6d41\u51fa\u3057\u307e\u3057\u305f\u3002\u540c\u6642\u306b\uff046\u30d3\u30ea\u30aa\u30f3\u304c\u65b0\u305f\u306b\u5165\u3063\u3066\u304d\u307e\u3057\u305f\u304c\u3001\u305d\u308c\u306b\u3057\u3066\u3082\u5dee\u3057\u5f15\u304d$10\u30d3\u30ea\u30aa\u30f3\u306e\u6d41\u51fa\u3067\u3059\u3002\u30d5\u30a1\u30f3\u30c9\u6b8b\u9ad8\u306e1\/4\u7a0b\u5ea6\u304c\u73fe\u91d1\u5316\u3055\u308c\u305f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

    \u3053\u308c\u306b\u3088\u308a\u3001\u4e0a\u8a18D\u306e\u58f2\u308a\u304c\u4f59\u5100\u306a\u304f\u3055\u308c\u307e\u3057\u305f\u3002\u73fe\u91d1\u3068\u3057\u3066\u306f\u3001Institutional\u30b7\u30a7\u30a2\u306e\u307b\u3046\u306b\u5165\u3063\u3066\u304f\u308b\u3082\u306e\u304c\u5b58\u5728\u3059\u308b\u306e\u3067\u3001\u305d\u308c\u3092\u6255\u3044\u51fa\u305b\u308c\u3070\u3088\u304b\u3063\u305f\u306e\u3067\u3059\u304c\u3001\u3044\u304b\u3093\u305b\u3093\u5225\u30d5\u30a1\u30f3\u30c9\u904b\u55b6\u3067\u3042\u3063\u305f\u306e\u3067\u3001Investor\u30b7\u30a7\u30a2\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u5927\u304d\u304f\u58f2\u308b\u5fc5\u8981\u304c\u51fa\u305f\u306e\u3067\u3059\u3002<\/p>\n\n\n\n

    <\/div>\n\n\n\n

    Vanguard\u306e\u6b8b\u5ff5\u306a\u5224\u65ad\u30df\u30b9\uff1f<\/h2>\n\n\n\n

    2021\u5e749\u6708\u306b\u306f\u3001Vanguard\u306fInvestor\u30b7\u30a7\u30a2\u30fb\u30d5\u30a1\u30f3\u30c9\u3068Institutional\u30b7\u30a7\u30a2\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u30de\u30fc\u30b8\u3055\u305b\u308b\u3068\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3072\u3068\u3064\u306e\u30d5\u30a1\u30f3\u30c9\u3068\u3057\u3066\u904b\u55b6\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3068\u3044\u3046\u308f\u3051\u3067\u3059\u3002\u3053\u306e\u5408\u4f75\u306f2022\u5e742\u6708\u307e\u3067\u6bb5\u968e\u7684\u306b\u9032\u3081\u308b\u3088\u3046\u3067\u3059\u3002\u524d\u8ff0\u306e\u3068\u304a\u308a\u3001\u3075\u305f\u3064\u306f\u5185\u5bb9\u7684\u306b\u306f\u5168\u304f\u540c\u3058\u3067\u3042\u308b\u305f\u3081\u3001\u6700\u521d\u304b\u3089\u30de\u30fc\u30b8\u3055\u305b\u3066\u304a\u3051\u3070\u3001\u65b0\u305f\u306bInstitutional\u30b7\u30a7\u30a2\u306bqualify\u3057\u305f\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u30fb\u30b7\u30a7\u30a2\u3092\u58f2\u308b\u3053\u3068\u306a\u304f\u5358\u306b\u30b7\u30a7\u30a2\u30af\u30e9\u30b9\u306e\u5909\u66f4\u624b\u7d9a\u304d\u3092\u3059\u308b\u3060\u3051\u3067\u3088\u304b\u3063\u305f\u306e\u3060\u3068\u601d\u3044\u307e\u3059\u3002\u307e\u305f\u3001Investor\u30b7\u30a7\u30a2\u3092\u6301\u3061\u7d9a\u3051\u3066\u3044\u308b\u4eba\u306f\u3001\u73fe\u91d1\u6d41\u51fa\uff0b\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u767a\u751f\u306b\u3088\u308a\u3001\u8eab\u306b\u899a\u3048\u306e\u306a\u3044\uff08\u81ea\u5206\u304c\u5168\u304f\u95a2\u4e0e\u3057\u306a\u3044\uff09\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u3092\u652f\u6255\u3046\u306f\u3081\u306b\u3082\u306a\u3089\u306a\u304b\u3063\u305f\u306e\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

    \u306a\u305c\u3001\u6700\u521d\u304b\u3089\u30de\u30fc\u30b8\u51e6\u7406\u3092\u9032\u3081\u306a\u304b\u3063\u305f\u306e\u304b\u30fb\u30fb\u30fb\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u306e\u4e57\u308a\u63db\u3048\u306b\u3088\u3063\u3066\u3001\u3053\u306e\u3088\u3046\u306a\u7121\u99c4\u306a\uff08\u3068\u79c1\u306f\u601d\u3044\u307e\u3059\uff09\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u767a\u751f\u304c\u8d77\u3053\u308b\u3053\u3068\u304c\u4e88\u671f\u3067\u304d\u306a\u304b\u3063\u305f\u306e\u304b\u30fb\u30fb\u30fb\u30df\u30b9\u30c6\u30ea\u30fc\u3067\u3059\u3002Vanguard\u30d5\u30a1\u30f3\u3068\u3057\u3066\u306f\u5927\u5909\u6b8b\u5ff5\u306a\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n

    \u3053\u306e\u3088\u3046\u306a\u4e8b\u4ef6\u3092\u7d4c\u3066\u3001\u4eca\u5f8c\u8ab2\u7a0e\u53e3\u5ea7\u3067\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u3092\u6301\u3061\u7d9a\u3051\u308b\u3053\u3068\u306ePro\u3068Con\u3092\u4eca\u5f8c\u8003\u3048\u76f4\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

    Vanguard \u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3\u30c9\u306f\u696d\u754c\u30ca\u30f3\u30d0\u30fc\u30ef\u30f3\u306e\u30b7\u30a7\u30a2\u3092\u8a87\u308b\u4eba\u6c17\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u304c\u30012021\u5e74\u306b\u3001\u901a\u5e38\u3068\u6bd4\u3079\u3066\u3042\u307e\u308a\u306b\u3082\u5927\u304d\u306a\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3092\u51fa\u3057\u305f\u3053\u3068\u3067\u554f\u984c\u304c\u6d6e\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3001401(k)\u3084IRA\u306a\u3069\u306e\u7a0e\u512a\u9047\u306e\u3042\u308b\u53e3\u5ea7\u3067\u6301\u3063\u3066\u3044\u308b\u9650\u308a\u306b\u304a\u3044\u3066\u306f\u554f\u984c\u306b\u306a\u308a\u307e\u305b\u3093\u304c\u3001\u8ab2\u7a0e\u53e3\u5ea7\uff08Taxable Account\u3001Brokerage Account\u3068\u547c\u3070\u308c\u308b\uff09\u3067\u6301\u3063\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u5f53\u5e74\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3068\u3057\u3066\u30bf\u30c3\u30af\u30b9\u30ea\u30bf\u30fc\u30f3\u3067\u5831\u544a\u3057\u3001\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u3092\u652f\u6255\u3046\u7fa9\u52d9\u304c\u767a\u751f\u3057\u307e\u3059\u3002\u305d\u3082\u305d\u3082\u3001\u7a0e\u91d1\u3092\u3042\u307e\u308a\u5fc3\u914d\u3059\u308b\u5fc5\u8981\u306e\u306a\u3044\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u30d9\u30fc\u30b9\u306b\u3057\u305f\u30bf\u30fc\u30b2\u30c3\u30c8\u30c7\u30a4\u30c8\u30d5\u30a1\u30f3 …<\/p>\n","protected":false},"author":1,"featured_media":5206,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[36,62,38],"tags":[],"class_list":["post-5983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-tax","category-retirement"],"jetpack_publicize_connections":[],"modified_by":"admin","jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2020\/01\/pexels-photo-268362.jpeg?fit=500%2C375&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p1OwA5-1yv","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=5983"}],"version-history":[{"count":2,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5983\/revisions"}],"predecessor-version":[{"id":5986,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/5983\/revisions\/5986"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/5206"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=5983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=5983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=5983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}