{"id":621,"date":"2011-12-05T12:35:28","date_gmt":"2011-12-05T20:35:28","guid":{"rendered":"http:\/\/www.smartandresponsible.com\/blog\/?p=621"},"modified":"2016-01-07T15:55:42","modified_gmt":"2016-01-07T23:55:42","slug":"ss-maximizing-benefits","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/ss-maximizing-benefits\/","title":{"rendered":"\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u3000\u2013\u3000\u306a\u308b\u3079\u304f\u591a\u304f\u3082\u3089\u3046\u306b\u306f\u2026"},"content":{"rendered":"

\u300c\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u306f\u6c7a\u3081\u3089\u308c\u305f\u3068\u304a\u308a\u3001\u3082\u3089\u3048\u308c\u3070\u305d\u308c\u3067\u3088\u3057\u300d\u3068\u5b89\u6613\u306b\u8003\u3048\u3066\u3044\u307e\u305b\u3093\u304b\uff1f\u53d7\u7d66\u306b\u3064\u3044\u3066\u306e\u30eb\u30fc\u30eb\u3092\u628a\u63e1\u3057\u3001\u53d7\u7d66\u3059\u308bBenefits\u306e\u7a2e\u985e\u3084\u53d7\u7d66\u958b\u59cb\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u3046\u307e\u304f\u30d7\u30e9\u30cb\u30f3\u30b0\u3059\u308b\u3053\u3068\u3067\u3001\u751f\u6daf\u306b\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u53d7\u7d66\u984d\u306e\u5408\u8a08\u306b\u306f\u3001\u4f55\u4e07\u30c9\u30eb\u3082\u306e\u5dee\u304c\u3067\u3066\u304f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u3092\u3054\u5b58\u77e5\u3067\u3057\u3087\u3046\u304b\uff1f\u4e00\u751f\u61f8\u547d\u50cd\u3044\u3066\u7d0d\u3081\u305f\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u30fb\u30bf\u30c3\u30af\u30b9\u3067\u3059\u304b\u3089\u3001Benefits\u3092\u53d7\u3051\u308b\u7acb\u5834\u306b\u306a\u3063\u305f\u3068\u304d\u306b\u306f\u3001\u6b63\u3057\u3044\u7406\u89e3\u3067\u304d\u3061\u3093\u3068\u5229\u7528\u3057\u3066\u3044\u304d\u305f\u3044\u3067\u3059\u306d\u3002<\/p>\n

\u3067\u306f\u3001\u53d7\u7d66\u984d\u3092\u3067\u304d\u308b\u3060\u3051\u591a\u304f\u3059\u308b\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u70b9\u306b\u7559\u610f\u3059\u308c\u3070\u3088\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n

 <\/p>\n

\u53d7\u7d66\u958b\u59cb\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u898b\u8a08\u3089\u3046<\/strong><\/h5>\n

 <\/p>\n

\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u3067\u306f\u3001\u5404\u4eba\u306eFull Retirement Age\uff08\u751f\u307e\u308c\u305f\u5e74\u306b\u3088\u308a\u6c7a\u307e\u308a\u300165\u6b73\u304b\u308967\u6b73\u306e\u9593\uff09\u3068\u3044\u3046\u306e\u304c\u898f\u5b9a\u3055\u308c\u3066\u304a\u308a\u3001\u5404\u4eba\u304cFull Retirement Age\u3067Retirement Benefits\u306e\u53d7\u7d66\u958b\u59cb\u3092\u59cb\u3081\u305f\u3068\u304d\u306b\u53d7\u7d66\u3067\u304d\u308b\u984d\u3092Full Benefits\uff08\u6e80\u984d\uff09\u3042\u308b\u3044\u306f Basic Amount(\u57fa\u672c\u984d\uff09\u3068\u547c\u3093\u3067\u3044\u307e\u3059\u3002 Retirement Benefits\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u6700\u4f4e\u5e74\u9f62\u306f62\u6b73\u3067\u3059\u304c\u3001Full Retirement Age\u4ee5\u524d\u306b\u53d7\u7d66\u3092\u958b\u59cb\u3059\u308b\u3068\u3001\u53d7\u7d66\u984d\u306f\u6e1b\u984d\u3055\u308c\u3001\u6e80\u984d\u3042\u308b\u3044\u306f\u57fa\u672c\u984d\u3088\u308a\u5c11\u306a\u3044\u5e74\u91d1\u306b\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u53cd\u5bfe\u306bFull Retirement Age\u3092\u8d85\u3048\u3066\u3055\u3089\u306b\u53d7\u7d66\u958b\u59cb\u3092\u9045\u3089\u3059\uff08\u6700\u9ad870\u6b73\u307e\u3067\uff09\u3068\u3001\u9045\u3089\u3057\u305f\u5e74\u6570\u306b\u5fdc\u3058\u3066\u6e80\u984d\u3042\u308b\u3044\u306f\u57fa\u672c\u984d\u306b\u4e0a\u4e57\u305b\u304c\u3055\u308c\u3001\u53d7\u7d66\u984d\u304c\u5897\u3084\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u6e1b\u984d\u3001\u5897\u984d\u306f\u3001\u6c38\u4e45\u7684\uff08\u6b7b\u4ea1\u3059\u308b\u307e\u3067\uff09\u306a\u3082\u306e\u3067\u3059\uff08\u8a73\u3057\u304f\u306f\u3053\u3061\u3089\u3092\u304a\u8aad\u307f\u304f\u3060\u3055\u3044<\/a>\uff09\u306e\u3067\u3001\u53d7\u7d66\u958b\u59cb\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u306f\u3088\u304f\u8003\u616e\u3057\u3066\u6c7a\u5b9a\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n

\u3053\u306e\u70b9\u3092\u8003\u3048\u5408\u308f\u305b\u308b\u3068\u3001\u5065\u5eb7\u3067\u3042\u308a\u3001\u5e73\u5747\u5bff\u547d\u307e\u3067\u3001\u3042\u308b\u3044\u306f\u305d\u308c\u3092\u8d85\u3048\u308b\u307e\u3067\u751f\u304d\u308b\u3060\u308d\u3046\u3068\u4e88\u60f3\u3055\u308c\u308b\u306a\u3089\u3070\u3001\u3067\u304d\u308b\u9650\u308a\u53d7\u7d66\u3092\u9045\u3089\u3057\u305f\u307b\u3046\u304c\u6708\u3005\u306e\u53d7\u3051\u53d6\u308a\u984d\u304c\u591a\u304f\u306a\u308a\u3001\u7d50\u679c\u7684\u306b\u53d7\u3051\u53d6\u308b\u751f\u6daf\u5e74\u91d1\u306e\u7dcf\u984d\uff08\u6b7b\u4ea1\u3059\u308b\u307e\u3067\u306e\u5408\u8a08\u984d\uff09\u3082\u591a\u304f\u306a\u308b\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002\u53cd\u5bfe\u306b\u3001\u3059\u3067\u306b\u5927\u5909\u306a\u75c5\u6c17\u3092\u62b1\u3048\u3066\u3044\u3066\u3001\u6b8b\u5ff5\u306a\u304c\u3089\u5e73\u5747\u5bff\u547d\u307e\u3067\u306f\u751f\u304d\u3089\u308c\u306a\u3044\u3068\u8003\u3048\u3089\u308c\u308b\u5834\u5408\u306f\u3001\u3067\u304d\u308b\u3060\u3051\u65e9\u304f\u53d7\u7d66\u3092\u958b\u59cb\u3057\u305f\u307b\u3046\u304c\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n

 <\/p>\n

Benefits\u7b97\u51fa\u65b9\u6cd5\u3092\u77e5\u308b<\/strong><\/h5>\n

 <\/p>\n

\u53d7\u7d66\u3067\u304d\u308bRetirement Benefits\u306e\u984d\u306f\u3001\u53d7\u7d66\u306e\u958b\u59cb\u6642\u671f\u306b\u3088\u308a\u5de6\u53f3\u3055\u308c\u308b\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002Benefits\u7b97\u51fa\u306e\u8a08\u7b97\u306b\u306f\u3001\u904e\u53bb35\u5e74\u306e\u53ce\u5165\uff0835\u5e74\u4ee5\u4e0a\u50cd\u3044\u305f\u5834\u5408\u306f\u3001\u3082\u3063\u3068\u3082\u9ad8\u3044\u307b\u3046\u304b\u308935\u5e74\u5206\uff09\u306e\u5e73\u5747\u5024\u304c\u4f7f\u308f\u308c\u307e\u3059\u3002\u50cd\u3044\u305f\u5e74\u6570\u304c35\u5e74\u306b\u6e80\u305f\u306a\u3044\u5834\u5408\u3067\u3082\u3001\u5272\u308a\u7b97\u306e\u5206\u6bcd\u306f35\u3067\u3059\u304b\u3089\u3001\u53ce\u5165\u306e\u306a\u3044\u5e74\u304c\u3042\u308c\u3070\u3042\u308b\u307b\u3069\u3001Benefits\u306e\u984d\u304c\u5f15\u304d\u4e0b\u3052\u3089\u308c\u308b\u7d50\u679c\u306b\u306a\u308a\u307e\u3059\u3002\u7d50\u679c\u7684\u306b\u3001\u3067\u304d\u308b\u3060\u3051\u9577\u304f\u3001\u3067\u304d\u308b\u3060\u3051\u591a\u304f\u53ce\u5165\u3092\u5f97\u308b\u3053\u3068\u304c\u3001Benefits\u306e\u984d\u3092\u5f15\u304d\u4e0a\u3052\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u3001\u3042\u30682\u5e74\u50cd\u3051\u3070\u50cd\u3044\u305f\u5e74\u6570\u304c\u5408\u8a0835\u5e74\u306b\u306a\u308b\u3068\u3044\u3046\u306e\u3067\u3042\u308c\u3070\u3001\u3042\u3048\u30662\u5e74\u50cd\u304d\u7d9a\u3051\u308b\u3053\u3068\u3067\u53d7\u3051\u3089\u308c\u308bBenefits\u306e\u984d\u3092\u5927\u304d\u304f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u308f\u3051\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u50cd\u304d\u7d9a\u3051\u306a\u304c\u3089\u306eBenefits\u3092\u53d7\u7d66\u3059\u308b\u3068\u2026<\/strong><\/h5>\n

 <\/p>\n

Full Retirement Age\u306b\u9054\u3059\u308b\u524d\u306b<\/span>\u3001\u50cd\u304d\u7d9a\u3051\u306a\u304c\u3089Benefits\u53d7\u7d66\u3092\u958b\u59cb\u3059\u308b\u3068\u3001Benefits\u304c\u6e1b\u984d\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u5e74\u3005\u3001\u52b4\u50cd\u53ce\u5165\uff08Earned Income\uff09\u306e\u9650\u5ea6\u984d\u304c\u6c7a\u3081\u3089\u308c\u3001\u3053\u306e\u9650\u5ea6\u3092\u8d85\u3048\u305f\u52b4\u50cd\u53ce\u5165\u304c\u3042\u308b\u5834\u5408\u306b\u3001Benefits\u306e\u6e1b\u984d\u304c\u8d77\u3053\u308a\u307e\u3059\u3002\u5b9f\u969b\u306b\u306f\u3001\u9650\u5ea6\u984d\u3092\u8d85\u3048\u308b\u53ce\u5165\uff12\u30c9\u30eb\u306b\u3064\u304d\u3001Benefits\u304c\uff11\u30c9\u30eb\u6e1b\u984d\u3055\u308c\u307e\u3059\uff08Full Retirement Age\u3092\u8fce\u3048\u308b\u5e74\u306b\u306f\u3001\u3053\u306e\u984d\u3092\u8d85\u3048\u308b\u53ce\u5165\uff13\u30c9\u30eb\u306b\u3064\u304d\u3001Benefits\uff11\u30c9\u30eb\u306e\u6e1b\u984d\uff09\u30022010\u5e74\u30682011\u5e74\u306e\u9650\u5ea6\u984d\u306f$14,160\u3067\u3057\u305f\u3002\u305f\u3068\u3048\u3070\u3001\u52b4\u50cd\u53ce\u5165\u304c$14,260\u3067\u3042\u308a\u3001\u9650\u5ea6\u984d\u306e$100\u8d85\u3067\u3042\u308b\u3068\u3001Benefits\u304c$50\u6e1b\u984d\u3055\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u6848\u5916\u306e\u5272\u5408\u306e\u6e1b\u984d\u3067\u3059\u306d\u3002\u306a\u304a\u3001\u52b4\u50cd\u53ce\u5165\u3068\u306f\u3001\u6587\u5b57\u901a\u308a\u52b4\u50cd\u306b\u3088\u308b\u53ce\u5165\u3067\u3042\u308a\u3001\u6295\u8cc7\u306e\u5229\u76ca\u3084\u30ec\u30f3\u30bf\u30eb\u53ce\u5165\u306a\u3069\u306f\u542b\u307e\u308c\u307e\u305b\u3093\u3002<\/p>\n

Full Retirement Age\u306b\u9054\u3059\u308b\u307e\u3067\u5f85\u3063\u3066\u53d7\u7d66\u3092\u958b\u59cb\u3059\u308b\u3068<\/span>\u3001\u3044\u304f\u3089\u52b4\u50cd\u53ce\u5165\u304c\u3042\u3063\u3066\u3082Benefits\u306e\u6e1b\u984d\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n

\u3067\u304d\u308c\u3070\u3001\u52b4\u50cd\u3067\u304d\u308b\u3046\u3061\u306f\u53d7\u7d66\u3092\u53d7\u3051\u305aFull Retirement Age\u307e\u3067\u5f85\u3064\u304b\u3001\u3042\u308b\u3044\u306fFull Retirement Age\u4ee5\u524d\u306b\u53d7\u7d66\u3092\u958b\u59cb\u3059\u308b\u306e\u3067\u3042\u308c\u3070\u52b4\u50cd\u53ce\u5165\u3092\u9650\u5ea6\u984d\u4ee5\u5185\u306b\u62bc\u3055\u3048\u308b\u3053\u3068\u304c\u5f97\u7b56\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u592b\u5a66\u3067\u306eBenefits\u53d7\u7d66\u3092\u8a08\u753b\u7684\u306b\u884c\u3046<\/strong><\/h5>\n

 <\/p>\n

\u592b\u5a66\u3067\u306eBenefits\u306e\u53d7\u7d66\u30d7\u30e9\u30cb\u30f3\u30b0\u306f\u3001\u52e4\u52b4\u8005\u3072\u3068\u308a\u3060\u3051\u306e\u30d7\u30e9\u30cb\u30f3\u30b0\u306b\u6bd4\u3079\u3066\u8907\u96d1\u3067\u3059\u3002\u53d7\u7d66\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3068\u53d7\u3051\u3089\u308c\u308bBenefits\u306e\u984d\u3092\u3088\u304f\u541f\u5473\u3057\u8a08\u753b\u7684\u306b\u884c\u3046\u306e\u3068\u305d\u3046\u3067\u306a\u3044\u306e\u3067\u306f\u3001\u592b\u5a66\u3075\u305f\u308a\u3067\u53d7\u3051\u308b\u751f\u6daf\u5e74\u91d1\u7dcf\u984d\u306f\u4f55\u4e07\u30c9\u30eb\u3082\u306e\u5dee\u304c\u3067\u3066\u304f\u308b\u3053\u3068\u3082\u3057\u3070\u3057\u3070\u3067\u3059\u3002<\/p>\n

\u592b\u5a66\u3068\u3082\u306b\u50cd\u3044\u3066\u3044\u305f\u5834\u5408\u306f\u3001\u592b\u3068\u59bb\u306e\u305d\u308c\u305e\u308c\u306e\u52e4\u52b4\u8005\u672c\u4eba\u3068\u3057\u3066\u306eRetirement Benefits\u3075\u305f\u3064\u3068\u3001\u305d\u308c\u305e\u308c\u304c\u914d\u5076\u8005\u306e\u7acb\u5834\u3067\u53d7\u3051\u3089\u308c\u308b Spousal Benefits\u3075\u305f\u3064\u3001\u305d\u3057\u3066\u6700\u7d42\u7684\u306b\u306f\u3069\u3061\u3089\u304b\u304c\u5148\u7acb\u3063\u305f\u3068\u304d\u306e\u6b8b\u3055\u308c\u305f\u65b9\u304c\u53d7\u3051\u308bSurvivors Benefits\u3072\u3068\u3064\u3068\u3044\u3046\uff15\u3064\u306eBenefits\u306e\u9078\u629e\u80a2\u304c\u3042\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\uff15\u3064\u306e\u9078\u629e\u3092\u3001\u3069\u306e\u9806\u5e8f\u3067\u3069\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u3069\u306e\u3088\u3046\u306b\u53d7\u3051\u308b\u304b\u3092\u30b3\u30fc\u30c7\u30a3\u30cd\u30fc\u30c8\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u306b\u306a\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n

\u914d\u5076\u8005\u3068\u3057\u3066\u53d7\u3051\u3089\u308c\u308bSpousal Benefits \u3068Survivors Benefits\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u524d\u306e\u30d6\u30ed\u30b0<\/a>\u306b\u66f8\u304d\u307e\u3057\u305f\u304c\u3001\u3000\u3000\u3053\u306e\u30eb\u30fc\u30eb\u306b\u57fa\u3065\u304d\u3001\u592b\u5a66\u306e\u5e74\u9f62\u3001\u53ce\u5165\u5c65\u6b74\u3001\u5bff\u547d\u4e88\u6e2c\u306a\u3069\u3092\u8003\u3048\u5408\u308f\u305b\u3066\u53d7\u7d66\u8a08\u753b\u3092\u3059\u3059\u3081\u307e\u3059\u3002<\/p>\n

\u4e00\u822c\u7684\u306b\u306f\u3001\u592b\u5a66\u306e\u3046\u3061\u53ce\u5165\u304c\u4f4e\u304b\u3063\u305f\u307b\u3046\u306f\u3001\u53d7\u7d66\u304c\u53ef\u80fd\u306b\u306a\u308a\u6b21\u7b2c\u53d7\u7d66\u3092\u958b\u59cb\u3057\u3001\u53ce\u5165\u304c\u9ad8\u304b\u3063\u305f\u307b\u3046\u306f70\u6b73\u307e\u3067Retirement Benefits\u306e\u53d7\u7d66\u3092\u4f38\u3070\u3059\u3068\u3044\u3046\u306e\u304c\u3001\u3075\u305f\u308a\u306e\u751f\u6daf\u53d7\u7d66\u984d\u3092\u5927\u304d\u304f\u3059\u308b\u3059\u308b\u65b9\u6cd5\u3060\u3068\u8003\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u592b\u306e\u307b\u3046\u304c\u9ad8\u53ce\u5165\u3067\u3042\u3063\u305f4\u6b73\u9055\u3044\u306e\u592b\u5a66\u306e\u5834\u5408\u3001\u59bb\u306f62\u6b73\u306b\u306a\u3063\u305f\u6642\u70b9\u3067\u3001\u81ea\u5206\u306e\u53ce\u5165\u306b\u3088\u308bRetirement Benefits\u304b\u592b\u306e\u53ce\u5165\u306b\u3088\u308b Spousal Benefits\u306e\u3046\u3061\u3001\u9ad8\u984d\u306e\u307b\u3046\u3092\u53d7\u7d66\u3057\u59cb\u3081\u307e\u3059\u3002\u3053\u306e\u3068\u304d\u592b\u306f66\u6b73\u306eFull Retirement Age\u3067\u3059\u3002\u59bb\u304cSpousal Benefits\u3092\u53d7\u7d66\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u592b\u3082\u3053\u306e\u6642\u70b9\u3067\u81ea\u5206\u306eRetirement Benefits\u3092\u7533\u8acb\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u7533\u8acb\u5f8c\u3059\u3050\u53d7\u7d66\u3092\u4e00\u6642\u505c\u6b62(suspend)\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u3053\u3046\u3059\u308b\u3053\u3068\u3067\u592b\u306eRetirement Benefits\u306f\u5e74\u306b\uff18\uff05\u306e\u7387\u3067\u5897\u3048\u7d9a\u3051\u307e\u3059\u3002\u592b\u304c70\u6b73\u306b\u306a\u3063\u305f\u3068\u304d\u3001\u592b\u306eRetirement Benefits\u306f\u53d7\u7d66\u3067\u304d\u308b\u6700\u9ad8\u984d\u306b\u9054\u3057\u3001\u3053\u306e\u6642\u70b9\u3067\u592b\u306f\u53d7\u7d66\u3092\u306f\u3058\u3081\u307e\u3059\u3002\u305d\u306e\u5f8c\u592b\u304c\u4ea1\u304f\u306a\u3063\u305f\u6642\u70b9\u3067\u3001\u59bb\u306fSurvivors Benefits\u306b\u5207\u308a\u66ff\u3048\u3001\u592b\u306e\u53d7\u7d66\u3057\u3066\u3044\u305fRetirement Benefits\u3092\u53d7\u7d66\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u592b\u5a66\u3068\u3082\u306b\u5bff\u547d\u8fd1\u304f\u307e\u3067\u751f\u304d\u305f\u5834\u5408\u3001\u592b\u5a66\u306e\u751f\u6daf\u53d7\u7d66\u984d\u306f\u3082\u3063\u3068\u3082\u5927\u304d\u304f\u306a\u308a\u3001\u307e\u305f\u540c\u6642\u306b\u592b\u304c\u5148\u7acb\u3063\u305f\u3068\u304d\u3001\u6b8b\u3055\u308c\u305f\u59bb\u306b\u3088\u308a\u9ad8\u984d\u306a\u5e74\u91d1\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\uff08\u6ce8\uff1a\u3053\u306e\u65b9\u6cd5\u306f\u30012015\u5e74\u306e\u6cd5\u6539\u6b63\u306e\u5f71\u97ff\u3092\u53d7\u3051\u3001\u5229\u7528\u304c\u9650\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u8a73\u3057\u304f\u306f\u3053\u3061\u3089<\/a>\u3002\uff09<\/p>\n

\u3053\u306e\u3088\u3046\u306a\u30d7\u30e9\u30cb\u30f3\u30b0\u3092\u7c21\u5358\u306b\u3059\u308b\u30ab\u30ea\u30ad\u30e5\u30ec\u30fc\u30bf\u3092\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002AARP\u306e\u63d0\u4f9b\u3057\u3066\u3044\u308b\u30ab\u30ea\u30ad\u30e5\u30ec\u30fc\u30bf<\/a>\u3067\u3001\u3000\u592b\u5a66\u306e\u751f\u5e74\u6708\u65e5\u3001\u5e74\u53ce\u306a\u3069\u3092\u5165\u529b\u3059\u308b\u3068\u3001\u3069\u306eBenefits\u3092\u3069\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u53d7\u7d66\u3059\u308b\u306e\u304c\u3088\u3044\u304b\u3092\u8a08\u7b97\u3057\u3066\u304f\u308c\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u4e0b\u306f\u30011964\u5e74\u751f\u307e\u308c\u306e\u592b\u30681968\u5e74\u751f\u307e\u308c\u306e\u59bb\u3067\u3001\u73fe\u5728\u306e\u53ce\u5165\u304c\u592b$100,000\u3001\u59bb$40,000\u306e\u5834\u5408\u306e\u8a08\u7b97\u7d50\u679c\u3067\u3059\u3002<\/p>\n

\"\"<\/a><\/p>\n

 <\/p>\n

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