{"id":6284,"date":"2022-10-26T12:28:45","date_gmt":"2022-10-26T20:28:45","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=6284"},"modified":"2022-10-26T12:28:49","modified_gmt":"2022-10-26T20:28:49","slug":"banking1","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/banking1\/","title":{"rendered":"\u30a2\u30e1\u30ea\u30ab\u3067\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u3000\u2015\u3000\u306a\u308b\u3079\u304f\u9ad8\u3044\u5229\u5b50\u3067\u3001\u73fe\u91d1\u3092\u5b89\u5168\u306b\u4fbf\u5229\u306b\u904b\u7528\u3059\u308b\u306b\u306f (1)"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>\u3053\u3093\u306a\u304a\u60a9\u307f\u306f\u3042\u308a\u307e\u305b\u3093\u304b\uff1f<\/p>\n\n\n\n<ul 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style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u9280\u884c\u3092\u4f7f\u3046\u76ee\u7684\">\u9280\u884c\u3092\u4f7f\u3046\u76ee\u7684&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u304a\u8ca1\u5e03\u4ee3\u308f\u308a\">\u304a\u8ca1\u5e03\u4ee3\u308f\u308a<\/h3>\n\n\n\n<p>\u307b\u3068\u3093\u3069\u306e\u4eba\u304c\u3001\u9280\u884c\u306e\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u3067\u7d66\u6599\u3092\u53d7\u3051\u53d6\u3063\u3066\u3044\u308b\u3068\u601d\u3044\u307e\u3059\uff08Direct Deposit\uff09\u3002\u305d\u3053\u304b\u3089\u3001\u3055\u307e\u3056\u307e\u306a\u652f\u6255\u3044\u3092\u3057\u3066\u3044\u308b\u3053\u3068\u3067\u3057\u3087\u3046\u3002\u3044\u3063\u3066\u307f\u308c\u3070\u304a\u8ca1\u5e03\u4ee3\u308f\u308a\u3068\u3044\u3063\u305f\u3068\u3053\u308d\u3067\u3059\u3002\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u306f\u3001\u5f53\u5ea7\u5fc5\u8981\u306a\u984d\u7a0b\u5ea6\u306b\u5c11\u3057\u4f59\u88d5\u3092\u6301\u3063\u305f\u3050\u3089\u3044\u306e\u91d1\u984d\u3092\u5165\u308c\u3066\u304a\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5bb6\u3084\u8eca\u306a\u3069\u5927\u304d\u306a\u3082\u306e\u3092\u8cfc\u5165\u3059\u308b\u3068\u304d\u306b\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u901a\u5e38\u306e\u30c1\u30a7\u30c3\u30af\uff08Personal Check\uff1d\u5c0f\u5207\u624b\uff09\u306f\u4f7f\u3048\u307e\u305b\u3093\u3002\u3075\u3064\u3046\u3001Cashier\u2019s Check\u3068\u3044\u3046\u7279\u5225\u306a\u5c0f\u5207\u624b\u3092\u3001\u9280\u884c\u306e\u7a93\u53e3\u306a\u3069\u3067\u767a\u884c\u3057\u3066\u3082\u3089\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3088\u304f\u3042\u308b\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u304a\u8ca1\u5e03\u4ee3\u308f\u308a\u306e\u9280\u884c\u3068\u3057\u3066\u306f\u3053\u306e\u3042\u305f\u308a\u306e\u4f7f\u3044\u52dd\u624b\u3082\u5fc3\u306b\u7559\u3081\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" 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class=\"wp-block-heading\" id=\"h-\u77ed\u4e2d\u671f\u30d5\u30a1\u30f3\u30c9\u3092\u30ad\u30fc\u30d7\">\u77ed\u4e2d\u671f\u30d5\u30a1\u30f3\u30c9\u3092\u30ad\u30fc\u30d7<\/h3>\n\n\n\n<p>\u77ed\u671f\u7684\uff08\u6570\u5e74\u4ee5\u5185\uff09\u3001\u4e2d\u671f\u7684\uff085\u5e74\u7a0b\u5ea6\uff09\u306b\u5fc5\u8981\u306b\u306a\u308b\u73fe\u91d1\u3082\u3001\u9577\u671f\u6295\u8cc7\u306b\u56de\u3059\u306e\u306f\u3075\u3055\u308f\u3057\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3068\u3048\u3070\u3001\u5bb6\u306e\u30c0\u30a6\u30f3\u30da\u30a4\u30e1\u30f3\u30c8\u3001\u6570\u5e74\u5f8c\u306b\u8a08\u753b\u3057\u3066\u3044\u308b\u8a18\u5ff5\u65c5\u884c\u306a\u3069\u306f\u3001\u6295\u8cc7\u306b\u307e\u308f\u3055\u305a\u3001\u73fe\u91d1\u306b\u8fd1\u3044\u5f62\u3067\u624b\u5143\u306b\u7f6e\u3044\u3066\u304a\u304f\u306e\u304c\u57fa\u672c\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3067\u3001\u30a8\u30de\u30fc\u30b8\u30a7\u30f3\u30b7\u30fc\u30d5\u30a1\u30f3\u30c9\u3084\u77ed\u4e2d\u671f\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u5f53\u9762\u306f\u5f15\u304d\u51fa\u3055\u306a\u304f\u3066\u3044\u3044\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u306e\u3067\u3001\u5f15\u304d\u51fa\u3057\u6642\u306b\u591a\u5c11\u306e\u4e0d\u4fbf\u304c\u3042\u3063\u3066\u3082\u3001\u306a\u308b\u3079\u304f\u5229\u5b50\u304c\u9ad8\u3044\u53e3\u5ea7\u3092\u72d9\u3044\u305f\u3044\u3068\u3053\u308d\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u30ed\u30fc\u30f3\u3092\u7d44\u3080\">\u30ed\u30fc\u30f3\u3092\u7d44\u3080<\/h3>\n\n\n\n<p>\u9810\u3051\u308b\u3060\u3051\u3067\u306a\u304f\u3066\u3001\u9280\u884c\u304b\u3089\u306f\u304a\u91d1\u3092\u501f\u308a\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u3084\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u308b\u9280\u884c\u304b\u3089\u501f\u308a\u306a\u304f\u3066\u306f\u306a\u3089\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305f\u3060\u3059\u3067\u306b\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u308b\u3068\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u4e0a\u3067\u512a\u9047\u3057\u3066\u3082\u3089\u3048\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u5c0f\u3055\u306a\u9280\u884c\u306a\u3089\u7a93\u53e3\u3084\u62c5\u5f53\u306e\u65b9\u3068\u306e\u6df1\u3044\u95a2\u4fc2\u304c\u3067\u304d\u3001\u76f4\u63a5\u30a4\u30f3\u30d0\u30fc\u30bd\u30f3\u3067\u76f8\u8ac7\u306b\u306e\u3063\u3066\u3082\u3089\u3048\u308b\u3068\u3044\u3046\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<div style=\"height:47px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u53e3\u5ea7\u306e\u7a2e\u985e\u306f\u3069\u3093\u306a\u3082\u306e\u304c\u3042\u308b\">\u53e3\u5ea7\u306e\u7a2e\u985e\u306f\u3069\u3093\u306a\u3082\u306e\u304c\u3042\u308b\uff1f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Checking\u3000Accounts<\/h3>\n\n\n\n<p>\u304a\u8ca1\u5e03\u304c\u308f\u308a\u306b\u4f7f\u3046\u53e3\u5ea7\u3067\u3059\u3002\u65e5\u5e38\u306e\u304a\u91d1\u306e\u5165\u91d1\u3001\u51fa\u91d1\u304c\u884c\u308f\u308c\u308b\u53e3\u5ea7\u3067\u3059\u3002\u901a\u5e38\u3001\u5229\u5b50\u306f\u306a\u3044\u304b\u3042\u3063\u3066\u3082\u307b\u3068\u3093\u3069\u306a\u3044\u306e\u306b\u8fd1\u3044\u7a0b\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Savings Accounts<\/h3>\n\n\n\n<p>\u9280\u884c\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306f\u3001\u3054\u5b58\u77e5\u306e\u901a\u308a\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u3068\u30da\u30a2\u3067\u6301\u3064\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306f\u30c1\u30a7\u30ad\u30f3\u30b0\u53e3\u5ea7\u3088\u308a\u306f\u5229\u5b50\u304c\u9ad8\u3081\u306e\u8a2d\u5b9a\u3067\u3059\u3002\u304a\u91d1\u306e\u5f15\u304d\u51fa\u3057\u56de\u6570\u306b\u3064\u3044\u3066\u306f\u7121\u5236\u9650\u306e\u3082\u306e\u3082\u3042\u308c\u3070\u3001\u5236\u9650\u306e\u3042\u308b\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002\u5f93\u6765\u306e\u9280\u884c\uff08\u652f\u5e97\u3092\u6301\u3064\uff09\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306f\u3001\u304a\u91d1\u306e\u5f15\u304d\u51fa\u3057\u56de\u6570\u3001\u6700\u4f4e\u6b8b\u9ad8\u306b\u5bfe\u3059\u308b\u7e1b\u308a\u304c\u306a\u3044\u3082\u306e\u3082\u591a\u3044\u3067\u3059\u304c\u3001\u305d\u306e\u5206\u5229\u5b50\u304c\u975e\u5e38\u306b\u4f4e\u304f\u3001\u304a\u91d1\u3092\u5897\u3084\u3059\u3053\u3068\u306f\u307b\u3068\u3093\u3069\u671f\u5f85\u3067\u304d\u307e\u305b\u3093\u3002$250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Money Market Accounts<\/h3>\n\n\n\n<p>\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u306f\u3001\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3068\u540c\u3058\u3088\u3046\u306b\u9280\u884c\u3067\u958b\u304f\u3053\u3068\u306e\u3067\u304d\u308b\u53e3\u5ea7\u3067\u3059\u3002\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u3067\u9280\u884c\u304c\u96c6\u3081\u305f\u73fe\u91d1\u306f\u3001\u30ed\u30fc\u30ea\u30b9\u30af\u306e\u77ed\u671f\u91d1\u878d\u5546\u54c1\u3067\u904b\u7528\u3055\u308c\u308b\u305f\u3081\u3001\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3088\u308a\u3082\u4e00\u822c\u7684\u306b\u5229\u5b50\u304c\u9ad8\u3081\u3067\u3059\u3002\u904b\u7528\u3068\u3044\u3063\u3066\u3082\u305d\u308c\u306f\u9280\u884c\u304c\u3059\u308b\u3053\u3068\u3067\u3001\u53e3\u5ea7\u306e\u30aa\u30fc\u30ca\u30fc\u304c\u3059\u308b\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3088\u3063\u3066\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u306f\u3001\u500b\u4eba\u306b\u3068\u3063\u3066\u306f\u6295\u8cc7\u904b\u7528\u3067\u306f\u306a\u304f\u3001\u5143\u91d1\u3082\u91d1\u5229\u3082\u4fdd\u8a3c\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u5f8c\u8ff0\u306e\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3068\u306f\u7570\u306a\u308a\u307e\u3059\uff09\u3002\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3068\u540c\u69d8\u3001250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Certificates of Deposit (CDs)<\/h3>\n\n\n\n<p>\u671f\u9650\u4ed8\u304d\u306e\u5b9a\u671f\u9810\u91d1\u3067\u3001\u521d\u3081\u306b\u30c7\u30dd\u30b8\u30c3\u30c8\u3059\u308b\u984d\u3068\u9810\u3051\u5165\u308c\u308b\u671f\u9593\u306e\u9577\u3055\u306b\u3088\u308a\u3001\u4e00\u5b9a\u306e\u5229\u5b50\u304c\u4fdd\u8a3c\u3055\u308c\u307e\u3059\u3002\u5b9a\u671f\u9810\u91d1\u306a\u306e\u3067\u3001\u671f\u9650\u307e\u3067\u624b\u4ed8\u304b\u305a\u3067\u7f6e\u3044\u3066\u304a\u304f\u306e\u304c\u539f\u5247\u3067\u3059\u3002AMT\u3084\u30c1\u30a7\u30c3\u30af\u306b\u3088\u308b\u5f15\u304d\u51fa\u3057\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u9014\u4e2d\u3067\u89e3\u7d04\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u3059\u304c\u3001\u305d\u306e\u5834\u5408\u306f\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u671f\u9593\u304c\u77ed\u3051\u308c\u3070\u8d64\u5b57\u306b\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u3042\u308b\u7a0b\u5ea6\u4ee5\u4e0a\u9810\u3051\u3066\u3044\u308c\u3070\u30da\u30ca\u30eb\u30c6\u30a3\u304c\u3042\u3063\u3066\u3082\u5229\u5b50\u304c\u51fa\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002\u671f\u9650\u307e\u3067\u6301\u3063\u3066\u3044\u308c\u3070\u624b\u6570\u6599\u306a\u3069\u306f\u3042\u308a\u307e\u305b\u3093\u3002250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>6\u304b\u6708\u30011\u5e74\u30013\u5e74\u30015\u5e74\u306a\u3069\u3068\u3044\u304f\u3064\u304b\u306e\u7570\u306a\u308b\u6e80\u671f\u306eCD\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u3001\u904b\u7528\u3059\u308b\u3068\u3044\u3046\u624b\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3092\u30e9\u30c0\u30ea\u30f3\u30b0\uff08\u306f\u3058\u3054\u306e\u3088\u3046\u306b\u3001\u3044\u304f\u3064\u304b\u306e\u6bb5\u968e\u306b\u5206\u3051\u3066\u904b\u7528\u3059\u308b\u306e\u3067\uff09\u3068\u3044\u3044\u307e\u3059\u3002\u30e9\u30c0\u30ea\u30f3\u30b0\u3059\u308b\u3068\u3001\u4e00\u5b9a\u671f\u9593\u304a\u304d\u306b\u3042\u308b\u7a0b\u5ea6\u306e\u304a\u91d1\u304c\u6e80\u671f\u306b\u306a\u308b\u306e\u3067\u3001\u305d\u306e\u6642\u4f7f\u3046\u304b\u3001\u3042\u308b\u3044\u306f\u5fc5\u8981\u304c\u306a\u3051\u308c\u3070\u307e\u305f\u904b\u7528\u306b\u56de\u3059\u3068\u3044\u3046\u30d5\u30ec\u30ad\u30b7\u30d3\u30ea\u30c6\u30a3\u304c\u78ba\u4fdd\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">High-Yield Savings<\/h3>\n\n\n\n<p>\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\uff08\u9ad8\u5229\u5b50\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\uff09\u3068\u3044\u3046\u540d\u524d\u304c\u3001\u304b\u306a\u308a\u6d78\u900f\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u30bb\u30fc\u30d3\u30f3\u30b0\u306e\u4e00\u7a2e\u985e\u3067\u3001\u4e3b\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u306b\u3088\u308a\u63d0\u4f9b\u3055\u308c\u308b\u3082\u306e\u3067\u3059\u3002\u652f\u5e97\u5e97\u8217\u3092\u6301\u3064\u5f93\u6765\u306e\u9280\u884c\u306b\u6bd4\u3079\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u306f\u7269\u7406\u7684\u5efa\u7269\u3084AMT\u3092\u6301\u305f\u306a\u3044\u305f\u3081\u30ed\u30fc\u30b3\u30b9\u30c8\u306e\u904b\u55b6\u304c\u3067\u304d\u308b\u305f\u3081\u3001\u305d\u306e\u5f37\u307f\u3092\u751f\u304b\u3057\u9ad8\u3044\u5229\u5b50\u3092\u63d0\u4f9b\u3059\u308b\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3067\u3059\u3002\u305d\u306e\u4ee3\u308f\u308a\u3001\u304a\u91d1\u306e\u5f15\u304d\u51fa\u3057\u56de\u6570\u306b\u306f\u5236\u9650\u304c\u3042\u3063\u305f\u308a\u3001\u9001\u91d1\u306a\u3069\u3082\u6642\u9593\u304c\u304b\u304b\u3063\u305f\u308a\u3059\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u672c\u6765\u306f\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306e\u4e00\u7a2e\u306a\u306e\u3067\u5225\u67a0\u3067\u3068\u308a\u3042\u3052\u3089\u308c\u308b\u306e\u3082\u5999\u306a\u8a71\u3067\u3059\u304c\u3001\u305d\u306e\u5229\u5b50\u306e\u9ad8\u3055\u3068\u4f7f\u3044\u52dd\u624b\u306e\u9055\u3044\u306e\u305f\u3081\u3001\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u3068\u3044\u3046\u540d\u79f0\u3067\u4e00\u822c\u306e\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u3068\u306f\u4e00\u7dda\u3092\u5f15\u3044\u3066\u53d6\u308a\u4e0a\u3052\u3089\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u65e5\u5e38\u4f7f\u3063\u3066\u3044\u308b\u81ea\u5206\u306e\u9280\u884c\u306e\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u3068\u30ea\u30f3\u30af\u3055\u305b\u3066\u304a\u304d\u3001\u3042\u308b\u4e00\u5b9a\u671f\u4f7f\u308f\u306a\u3044\u73fe\u91d1\u3092\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u3067\u5897\u3084\u3057\u3066\u7f6e\u304d\u3001\u5fc5\u8981\u306a\u3068\u304d\u3060\u3051\u30c1\u30a7\u30c3\u30ad\u30f3\u30b0\u53e3\u5ea7\u306b\u9001\u91d1\u3059\u308b\u3068\u3044\u3046\u3088\u3046\u306a\u4f7f\u3044\u65b9\u304c\u6700\u9069\u3067\u3059\u3002250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">High Yield CD<\/h3>\n\n\n\n<p>\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30af\u3067\u63d0\u4f9b\u3055\u308c\u308bCD\u3067\u3059\u3002\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u53e3\u5ea7\u306eCD\u7248\u3068\u3067\u3082\u3044\u3044\u307e\u3057\u3087\u3046\u304b\u3002250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">High Yield Money Market Account<\/h3>\n\n\n\n<p>\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\u306b\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9CD\u3068\u304f\u308c\u3070\u3001\u304a\u5bdf\u3057\u306e\u3088\u3046\u306b\u30cf\u30a4\u30a4\u30fc\u30eb\u30c9\u30fb\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u3082\u3042\u308a\u307e\u3059\u3002\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Money Market Fund<\/h3>\n\n\n\n<p>\u6700\u5f8c\u306b\u3001\u3053\u3053\u307e\u3067\u898b\u3066\u304d\u305f\u53e3\u5ea7\u3068\u306f\u5c11\u3057\u7a2e\u985e\u306e\u3053\u3068\u306a\u308b\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u53d6\u308a\u4e0a\u3052\u307e\u3059\u3002\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u53e3\u5ea7\u3068\u540d\u524d\u304c\u4f3c\u3066\u3044\u308b\u306e\u3067\u6df7\u540c\u3055\u308c\u304c\u3061\u3067\u3059\u304c\u3001\u3053\u308c\u3089\u4e8c\u3064\u306f\u5927\u304d\u306a\u5dee\u304c\u3042\u308a\u307e\u3059\u3002\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u30d5\u30a1\u30f3\u30c9\u3068\u3044\u3046\u540d\u524d\u304c\u3064\u3044\u3066\u3044\u308b\u901a\u308a\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u3067\u3059\u3002\u6295\u8cc7\u3092\u6271\u3046\u9280\u884c\u3084\u91d1\u878d\u6a5f\u95a2\u3067\u6295\u8cc7\u306e\u305f\u3081\u306e\u53e3\u5ea7\u3092\u958b\u304d\u3001\u305d\u306e\u4e2d\u3067\u30de\u30cd\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\u3092\u9078\u3073\u6295\u8cc7\u3057\u307e\u3059\u3002\u77ed\u671f\u306e\u30ed\u30fc\u30ea\u30b9\u30af\u91d1\u878d\u5546\u54c1\u306b\u3001\u53e3\u5ea7\u306e\u30aa\u30fc\u30ca\u30fc\u304c\u6295\u8cc7\u3059\u308b\u3082\u306e\u3067\u3001\u682a\u5f0f\u30d5\u30a1\u30f3\u30c9\u3084\u50b5\u5238\u30d5\u30a1\u30f3\u30c9\u3088\u308a\u3082\u305a\u3063\u3068\u30ea\u30b9\u30af\u304c\u4f4e\u3044\u3082\u306e\u306e\u305d\u308c\u3067\u3082\u6295\u8cc7\u306b\u306f\u5909\u308f\u308a\u306a\u304f\u3001\u91d1\u5229\u306f\u56fa\u5b9a\u4fdd\u8a3c\u3067\u306f\u306a\u304f\u5143\u672c\u4fdd\u8a3c\u3082\u3042\u308a\u307e\u305b\u3093\u3002\u9810\u91d1\u53e3\u5ea7\u3067\u306f\u306a\u3044\u306e\u3067\u3001250,000\u307e\u3067\u306eFDIC\u306e\u4fdd\u8a3c\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u3053\u306e\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u682a\u5f0f\u3084\u50b5\u5238\u30d5\u30a1\u30f3\u30c9\u3068\u5408\u308f\u305b\u3066\u6700\u9069\u306a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3080\u305f\u3081\u306b\u4f7f\u308f\u308c\u308b\u3079\u304d\u30d5\u30a1\u30f3\u30c9\u3067\u3001\u77ed\u671f\u7684\u306b\u73fe\u91d1\u3092\u7f6e\u3044\u3066\u304a\u304f\u76ee\u7684\u306e\u305f\u3081\u306b\u306f\u4f7f\u308f\u306a\u3044\u306e\u304c\u30d9\u30b9\u30c8\u3067\u3059\u3002<\/p>\n\n\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u9280\u884c\u306e\u7a2e\u985e\u306b\u306f\u3069\u3093\u306a\u3082\u306e\u304c\u3042\u308b\">\u9280\u884c\u306e\u7a2e\u985e\u306b\u306f\u3069\u3093\u306a\u3082\u306e\u304c\u3042\u308b\uff1f<\/h2>\n\n\n\n<p>\u9280\u884c\u306e\u7a2e\u985e\u306b\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u5f62\u614b\u304c\u3042\u308a\u307e\u3059\u3002\u4e0b\u8a18\u306f\u4e00\u822c\u7684\u306a\u5229\u70b9\u3068\u6b20\u70b9\u3067\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u9280\u884c\u3067\u7279\u5fb4\u306b\u306f\u5dee\u304c\u3042\u308a\u307e\u3059\u3057\u3001\u307e\u305f\u6b8b\u9ad8\u306e\u984d\u306b\u3088\u3063\u3066\u3082\u5dee\u304c\u51fa\u307e\u3059\u306e\u3067\u3001\u4ee5\u4e0b\u306f\u3042\u304f\u307e\u3067\u4e00\u822c\u8ad6\u3068\u3057\u3066\u3054\u7406\u89e3\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a 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