{"id":6798,"date":"2025-01-13T14:58:31","date_gmt":"2025-01-13T22:58:31","guid":{"rendered":"https:\/\/smartandresponsible.com\/blog\/?p=6798"},"modified":"2025-01-13T16:02:32","modified_gmt":"2025-01-14T00:02:32","slug":"lafire","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/lafire\/","title":{"rendered":"\u30ed\u30b5\u30f3\u30bc\u30eb\u30b9\u706b\u707d\u3000\u81ea\u5b85\u304c\u88ab\u5bb3\u306b\u906d\u3063\u305f\u3089"},"content":{"rendered":"\n<p>\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u4fdd\u967a\u5c40\u304c<a target=\"_blank\" href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/140-catastrophes\/TopTenTips_WildfireClaimants.cfm\" >\u3053\u3061\u3089<\/a>\u306b\u60c5\u5831\u3092\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u4ee5\u4e0b\u306f\u305d\u306e\u548c\u8a33\u3067\u3059\u3002<\/p>\n\n\n\n<p><strong>\u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u306e\u624b\u7d9a\u304d\u306b\u95a2\u3059\u308b\u30ac\u30a4\u30c9\uff08\u548c\u8a33\uff09<\/strong><\/p>\n\n\n\n<p><strong>1. <\/strong><strong>\u4fdd\u967a\u8a3c\u66f8\u306e\u53d6\u5f97<\/strong><\/p>\n\n\n\n<p>\u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u306e\u8a3c\u66f8\uff08Homeowner\u2019s Insurance Policy\uff09\u5168\u4f53\u306e\u30b3\u30d4\u30fc\u3092\u53d6\u5f97\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u3053\u308c\u306b\u306f\u3001<strong>\u5ba3\u8a00\u30da\u30fc\u30b8\uff08Declarations Page\uff09<\/strong> \u3082\u542b\u307e\u308c\u307e\u3059\u3002\u6cd5\u5f8b\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u8acb\u6c42\u304b\u308930\u65e5\u4ee5\u5185\u306b\u7121\u6599\u3067\u3053\u308c\u3092\u63d0\u4f9b\u3059\u308b\u7fa9\u52d9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u967a\u4ee3\u7406\u5e97\u307e\u305f\u306f\u4fdd\u967a\u4f1a\u793e\u306e\u62c5\u5f53\u8005\u306b\u3001\u4ee5\u4e0b\u306e\u88dc\u511f\u5185\u5bb9\u306b\u3064\u3044\u3066\u8aac\u660e\u3092\u6c42\u3081\u3066\u304f\u3060\u3055\u3044\uff1a\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u81ea\u5b85\u306e\u518d\u5efa\u307e\u305f\u306f\u4fee\u7406\u306b\u304b\u304b\u308b\u88dc\u511f\u984d\uff08to rebuild or repair your home\uff09<\/li>\n\n\n\n<li>\u500b\u4eba\u6240\u6709\u7269\u306e\u88dc\u511f\u984d(for your personal belongings)<\/li>\n\n\n\n<li>\u751f\u6d3b\u8cbb\u306e\u88dc\u511f\u984d(for living expenses)<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n\n\n\n<p>\u300c\u62e1\u5f35\u88dc\u511f\u8cbb\u7528\uff08Extended Replacement Cost\uff09\u300d\u304a\u3088\u3073\u300c\u5efa\u7bc9\u57fa\u6e96\u6539\u4fee\u88dc\u511f\uff08Building Code Upgrade\uff09\u300d\u304c\u9069\u7528\u3055\u308c\u308b\u5834\u5408\u3001\u305d\u308c\u3089\u306b\u3064\u3044\u3066\u3082\u8aac\u660e\u3092\u6c42\u3081\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u88dc\u511f\u3092\u6700\u3082\u52b9\u679c\u7684\u306b\u8acb\u6c42\u3059\u308b\u65b9\u6cd5(how to most effectively claim your coverage benefits)\u306b\u3064\u3044\u3066\u3082\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>2\/3. <\/strong><strong>\u8ffd\u52a0\u751f\u6d3b\u8cbb\uff08ALE\uff09\u306e\u7ba1\u7406<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8ffd\u52a0\u751f\u6d3b\u8cbb\uff08ALE=Additional Living Expense\uff09<\/strong> \u306e\u88dc\u511f\u9650\u5ea6\u984d\u3092\u78ba\u8a8d\u3057\u3001\u518d\u5efa\u304c\u9577\u671f\u9593\u306b\u308f\u305f\u308b\u53ef\u80fd\u6027\u3092\u8003\u616e\u3057\u3066\u3001\u7d4c\u8cbb\u3092\u7ba1\u7406\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>\u707d\u5bb3(catastrophe)\u304c\u5ba3\u8a00\u3055\u308c\u305f\u5834\u5408\u3001\u5951\u7d04\u5185\u5bb9\u306b\u95a2\u4fc2\u306a\u304f\u3001ALE\u3092\u53d7\u3051\u53d6\u308c\u308b\u671f\u9593\u306f\u5c11\u306a\u304f\u3068\u308224\u30ab\u6708\u9593\u3067\u3059\u3002\u305f\u3060\u3057\u3001\u88dc\u511f\u984d\u81ea\u4f53\u306f\u5897\u3048\u307e\u305b\u3093\u3002\u5408\u7406\u7684\u306b\u5236\u5fa1\u3067\u304d\u306a\u3044\u9045\u5ef6\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u3001\u6700\u592712\u30ab\u6708\u306e\u5ef6\u9577\uff08\u5408\u8a0836\u30ab\u6708\uff09\u304c\u8a8d\u3081\u3089\u308c\u308b\u3079\u304d\u3067\u3059\u3002<\/li>\n\n\n\n<li>\u81ea\u5b85\u4ee5\u5916\u306e\u5834\u6240\u3067\u751f\u6d3b\u3059\u308b\u3053\u3068\u306b\u3088\u308b\u8ffd\u52a0\u7d4c\u8cbb\u3092\u3059\u3079\u3066\u8a18\u9332\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>ALE\u306e\u88dc\u511f\u91d1\u306f\u3001\u706b\u707d\u524d\u306e\u901a\u5e38\u306e\u751f\u6d3b\u8cbb\u306b\u3088\u3063\u3066\u6e1b\u984d\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u65e5\u5e38\u7684\u306a\u652f\u51fa\u306fALE\u3067\u30ab\u30d0\u30fc\u3055\u308c\u307e\u305b\u3093\uff09\u3002\u706b\u707d\u524d\u3068\u540c\u3058\u751f\u6d3b\u6c34\u6e96\u3092\u7dad\u6301\u3059\u308b\u6a29\u5229\u306f\u5b88\u3089\u308c\u307e\u3059\u3002ALE\u306f\u3001\u4e00\u6642\u7684\u306a\u5bb6\u8cc3\u3084\u8ffd\u52a0\u306e\u4ea4\u901a\u8cbb\u306a\u3069\u3092\u88dc\u511f\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>4. <\/strong><strong>\u4fdd\u967a\u8acb\u6c42\u306b\u95a2\u3059\u308b\u8a18\u9332<\/strong><\/p>\n\n\n\n<p>\u4fdd\u967a\u4f1a\u793e\u3084\u8abf\u6574\u62c5\u5f53\u8005\u3068\u306e\u4f1a\u8a71\u3092\u3059\u3079\u3066\u300c\u30af\u30ec\u30fc\u30e0\u65e5\u8a18\u300d\u306b\u8a18\u9332\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u62c5\u5f53\u8005\u304c\u3001\u88dc\u511f\u304c\u9664\u5916\u3055\u308c\u308b\u3001\u5236\u9650\u3055\u308c\u308b\u3001\u307e\u305f\u306f\u6761\u4ef6\u4ed8\u304d\u3060\u3068\u8aac\u660e\u3057\u305f\u5834\u5408\u3001\u30dd\u30ea\u30b7\u30fc\u5185\u306e\u6761\u9805\u306e\u3069\u3053\u306b\u3001\u5177\u4f53\u7684\u306b\u305d\u308c\u304c\u66f8\u304b\u308c\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p><strong>5 <\/strong><strong>\u518d\u5efa\u8cbb\u7528\u306e\u898b\u7a4d\u3082\u308a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1\u4eba\u4ee5\u4e0a\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u3042\u308b\u5efa\u7bc9\u696d\u8005\u306b\u518d\u5efa\u8cbb\u7528\u306e\u898b\u7a4d\u3082\u308a\u3092\u4f9d\u983c\u3057\u3001\u88dc\u511f\u9650\u5ea6\u984d\u3068\u6bd4\u8f03\u3057\u3066\u5b9f\u969b\u306e\u8cbb\u7528\u3092\u628a\u63e1\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u793a\u3059\u308b\u898b\u7a4d\u3082\u308a\u306b\u306f\u3001\u30a8\u30e9\u30fc\u3084\u5730\u57df\u306e\u72b6\u6cc1\u3001\u707d\u5bb3\u5f8c\u306e\u9700\u8981\u5897\u52a0\u306b\u3088\u308b\u4fa1\u683c\u4e0a\u6607\u304c\u53cd\u6620\u3055\u308c\u3066\u3044\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u5efa\u7bc9\u696d\u8005\u3084\u518d\u5efa\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u77e5\u308a\u305f\u3044\u5834\u5408\u306f\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u4fdd\u967a\u5c40\uff08CDI\uff09\u306e\u96fb\u5b50\u30d1\u30f3\u30d5\u30ec\u30c3\u30c8\u300c\u707d\u5bb3\u5f8c\u306e\u8a50\u6b3a\u306b\u6ce8\u610f\uff08<a target=\"_blank\" href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/105-type\/95-guides\/03-res\/dont-get-Scammed.cfm\" >Don&#8217;t Get Scammed After a Disaster<\/a>\uff09\u300d\u3092\u3054\u89a7\u304f\u3060\u3055\u3044\u3002\u307e\u305f\u3001<a target=\"_blank\" href=\"https:\/\/www.cslb.ca.gov\/Consumers\/\" >\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u5efa\u7bc9\u696d\u8005\u30e9\u30a4\u30bb\u30f3\u30b9\u59d4\u54e1\u4f1a\uff08CSLB\uff09\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8<\/a>\u3082\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<\/ul>\n\n\n\n<p>6.\u3000\u4fdd\u967a\u5c40\u306e\u30db\u30c3\u30c8\u30e9\u30a4\u30f3 (800) 927-4357 \u306b\u96fb\u8a71\u3057\u3066\u3001\u30b5\u30dd\u30fc\u30c8\u3092\u53d7\u3051\u3066\u304f\u3060\u3055\u3044\u3002\u307e\u305f\u3001<a target=\"_blank\" href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/101-help\/index.cfm\" >\u82e6\u60c5\u3092\u7533\u3057\u7acb\u3066\u308b<\/a>\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u6d88\u8cbb\u8005\u64c1\u8b77\u56e3\u4f53\u304b\u3089\u306e\u52a9\u8a00\u3082\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p><strong>7. <\/strong><strong>\u4ee3\u66ff\u6848\u3068\u3057\u3066\u306e\u8cfc\u5165\u3084\u518d\u5efa<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5225\u306e\u5834\u6240\u3067\u4f4f\u5b85\u3092\u8cfc\u5165\u307e\u305f\u306f\u518d\u5efa\u3057\u3066\u3082\u3001\u30dd\u30ea\u30b7\u30fc\u306b\u542b\u307e\u308c\u308b\u88dc\u511f\uff08\u5efa\u7bc9\u57fa\u6e96\u6539\u4fee\u3084\u62e1\u5f35\u88dc\u511f\u8cbb\u7528\u306a\u3069\u3082\u30dd\u30ea\u30b7\u30fc\u306b\u76db\u308a\u8fbc\u307e\u308c\u3066\u3044\u308c\u3070\u3001\u305d\u308c\u3089\u3082\u542b\u3081\u3066\uff09\u3092\u4fdd\u8a3c\u5168\u984d\u53d7\u3051\u53d6\u308b\u6a29\u5229\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u518d\u5efa\u306e\u969b\u3001\u3054\u81ea\u5206\u3067\u9078\u3093\u3060\u696d\u8005\u3092\u81ea\u7531\u306b\u5229\u7528\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u8cbb\u7528\u524a\u6e1b\u306e\u305f\u3081\u3001\u5171\u540c\u5efa\u8a2d\u696d\u8005\u3092\u6d3b\u7528\u3057\u305f\u5730\u57df\u5168\u4f53\u3067\u306e\u518d\u5efa\u3092\u691c\u8a0e\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>8 <\/strong><strong>\u6ce8\u610f\u6df1\u3044\u610f\u601d\u6c7a\u5b9a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u72b6\u6cc1\u3092\u3088\u304f\u8a55\u4fa1\u3057\u3001\u5efa\u7bc9\u696d\u8005\u3001\u5f01\u8b77\u58eb\u3001\u307e\u305f\u306f\u516c\u5171\u8abf\u6574\u4eba\uff08Public Adjuster\uff09\u306b\u3064\u3044\u3066\u306e\u6c7a\u5b9a\u3092\u6025\u304c\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u96c7\u7528\u72b6\u6cc1\u3001\u8ca1\u653f\u72b6\u6cc1\u3001\u81ea\u5206\u306e\u5e74\u9f62\u3001\u5b50\u3069\u3082\u306e\u5b66\u6821\u3001\u5efa\u8a2d\u554f\u984c\u3078\u306e\u5bfe\u5fdc\u610f\u6b32\uff08\u3069\u306e\u5efa\u7bc9\u696d\u8005\u3092\u9078\u3076\u306b\u3057\u3066\u3082\uff09\u306a\u3069\u3092\u8003\u616e\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>\u4fdd\u967a\u306e\u624b\u7d9a\u304d\u306f\u3001\u9577\u671f\u306b\u308f\u305f\u3063\u3066\u91cd\u8981\u306a\u6c7a\u65ad\u3092\u7e70\u308a\u8fd4\u3059\u30d7\u30ed\u30bb\u30b9\u3067\u3059\u304c\u3001\u4eca\u65e5\u3059\u3050\u306b\u6c7a\u65ad\u3092\u4e0b\u3055\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3053\u3068\u306f\u307b\u3068\u3093\u3069\u3042\u308a\u307e\u305b\u3093\u3002<\/li>\n\n\n\n<li>\u8907\u6570\u306e\u4fe1\u983c\u3067\u304d\u308b\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u3042\u308b\u5efa\u7bc9\u696d\u8005\u304b\u3089\u898b\u7a4d\u3082\u308a\u3092\u53d6\u5f97\u3057\u3001\u518d\u5efa\u3059\u308b\u610f\u5411\u304c\u78ba\u5b9a\u3057\u3066\u3044\u3066\u3001\u518d\u5efa\u8cbb\u7528\u3084\u4fdd\u967a\u306e\u88dc\u511f\u9650\u5ea6\u984d\u3092\u78ba\u5b9f\u306b\u628a\u63e1\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u305d\u3057\u3066\u9078\u3093\u3060\u696d\u8005\u306b\u518d\u5efa\u306e\u512a\u5148\u9806\u4f4d\u3092\u78ba\u4fdd\u3057\u3066\u3082\u3089\u3044\u305f\u3044\u5834\u5408\u306b\u306f\u3001\u6b21\u306e\u30b9\u30c6\u30c3\u30d7\u306b\u9032\u3093\u3067\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li><a target=\"_blank\" href=\"http:\/\/www.cslb.ca.gov\/Consumers\/\" >\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u5efa\u7bc9\u696d\u8005\u30e9\u30a4\u30bb\u30f3\u30b9\u59d4\u54e1\u4f1a\uff08CSLB\uff09<\/a>\u306f\u3001\u554f\u984c\u3092\u672a\u7136\u306b\u9632\u3050\u305f\u3081\u306e\u624b\u52a9\u3051\u3068\u306a\u308b\u8cc7\u6599\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u7121\u6599\u306e\u8cc7\u6599\u3092\u8acb\u6c42\u3059\u308b\u304b\u3001\u5efa\u7bc9\u696d\u8005\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u72b6\u6cc1\u3092\u78ba\u8a8d\u3059\u308b\u306b\u306f\u30011-800-321-2752 \u306b\u9023\u7d61\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>9. <\/strong><strong>\u88dc\u511f\u306e\u5341\u5206\u30fb\u4e0d\u5341\u5206<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5df7\u306b\u51fa\u56de\u308b\u5efa\u7bc9\u8cbb\u7528\u3084\u4e00\u822c\u7684\u306a\u30b3\u30e1\u30f3\u30c8\u306a\u3069\u304b\u3089\u306e\u60c5\u5831\u3060\u3051\u3067\u3001\u81ea\u5206\u306e\u88dc\u511f\u304c\u4e0d\u5341\u5206\u3060\u3068\u6c7a\u3081\u3064\u3051\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>\u88dc\u511f\u984d\u304c\u5341\u5206\u304b\u3069\u3046\u304b\u306f\u3001\u500b\u3005\u306e\u30b1\u30fc\u30b9\u3054\u3068\u306b\u3001\u81ea\u5b85\u3092\u518d\u5efa\u3059\u308b\u306e\u306b\u3069\u308c\u3060\u3051\u306e\u8cbb\u7528\u304c\u304b\u304b\u308b\u304b\u3001\u307e\u305f\u62e1\u5f35\u88dc\u511f\u8cbb\u7528\uff08\u9069\u7528\u3055\u308c\u308b\u5834\u5408\u306b\u306f\uff09\u304c\u3042\u308b\u304b\u3092\u542b\u3081\u3066\u691c\u8a0e\u3055\u308c\u308b\u3079\u304d\u3053\u3068\u3067\u3059\u3002<\/li>\n\n\n\n<li>\u3057\u304b\u3057\u3001\u3082\u3057\u88dc\u511f\u304c\u4e0d\u8db3\u3057\u3066\u3044\u308b\u3068\u5224\u65ad\u3057\u305f\u5834\u5408\u306f\u3001\u95a2\u9023\u66f8\u985e\u3092\u96c6\u3081\u3066\u4fdd\u967a\u5c40\u306b\u76f8\u8ac7\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>10. \u516c\u5171\u8abf\u6574\u4eba\u3084\u5f01\u8b77\u58eb\u306e\u5fc5\u8981\u6027\u3092<\/strong>\u541f\u5473<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8acb\u6c42\u624b\u7d9a\u304d\u306e\u305f\u3081\u306b\u516c\u5171\u8abf\u6574\u4eba\uff08Public Adjuster\uff09\u3084\u5f01\u8b77\u58eb\u304c\u5fc5\u8981\u304b\u3069\u3046\u304b\u3092\u3088\u304f\u541f\u5473\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u518d\u5efa\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u5834\u5408\u3001\u8ffd\u52a0\u751f\u6d3b\u8cbb\uff08ALE\uff09\u306e\u88dc\u511f\u9650\u5ea6\u984d\u3092\u3059\u3079\u3066\u4f7f\u3044\u5207\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3057\u3001\u307e\u305f\u3001\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u500b\u4eba\u6240\u6709\u7269\u306e\u640d\u5931\u306b\u5bfe\u3057\u9650\u5ea6\u984d\u5168\u984d\u306e\u88dc\u511f\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u3053\u308c\u3089\u306e\u5834\u5408\u3001\u88dc\u511f\u9650\u5ea6\u5168\u984d\u3092\u3059\u3067\u306b\u5f97\u3089\u308c\u3066\u3044\u308b\u306a\u3089\u3001\u88dc\u511f\u306b\u3064\u3044\u3066\u516c\u5171\u8abf\u6574\u4eba\u3084\u5f01\u8b77\u58eb\u3092\u96c7\u3046\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/li>\n\n\n\n<li>\u516c\u5171\u8abf\u6574\u4eba\uff08Public Adjuster\uff09\u306f\u901a\u5e38\u3001\u8acb\u6c42\u548c\u89e3\u91d1\u306e\u4e00\u5b9a\u5272\u5408\u3092\u30b5\u30fc\u30d3\u30b9\u6599\u3068\u3057\u3066\u8acb\u6c42\u3057\u307e\u3059\u3002\u516c\u5171\u8abf\u6574\u4eba\u3068\u306e\u5951\u7d04\u66f8\u306b\u7f72\u540d\u3059\u308b\u524d\u306b\u3001\u8acb\u6c42\u3055\u308c\u308b\u6599\u91d1\u3068\u652f\u6255\u3046\u30b5\u30fc\u30d3\u30b9\u5185\u5bb9\u3092\u5fc5\u305a\u7406\u89e3\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u4e00\u90e8\u306e\u516c\u5171\u8abf\u6574\u4eba\u306f\u3001\u516c\u5171\u8abf\u6574\u4eba\u3068\u306e\u5951\u7d04\u7de0\u7d50\u524d\u306b\u4fdd\u967a\u5951\u7d04\u8005\u304c\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u53d7\u3051\u53d6\u3063\u305f\u91d1\u984d\u3092\u542b\u3093\u3067\u3001\u652f\u6255\u308f\u308c\u305f\u5168\u984d\u306b\u57fa\u3065\u3044\u3066\u6599\u91d1\u3092\u8acb\u6c42\u3059\u308b\u5951\u7d04\u3092\u4e3b\u5f35\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u516c\u5171\u8abf\u6574\u4eba\u306f\u5951\u7d04\u7de0\u7d50\u524d\u306b\u53d7\u3051\u53d6\u3063\u305f\u88dc\u511f\u984d\u306b\u5bfe\u3057\u3066\u6599\u91d1\u3092\u8acb\u6c42\u3059\u3079\u304d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6599\u91d1\u306f\u3001\u516c\u5171\u8abf\u6574\u4eba\u304c\u8ffd\u52a0\u3067\u5f97\u305f\u88dc\u511f\u984d\u306b\u5bfe\u3057\u3066\u306e\u307f\u8acb\u6c42\u3055\u308c\u308b\u3079\u304d\u3067\u3059\u3002\u5951\u7d04\u306b\u3053\u306e\u3088\u3046\u306a\u554f\u984c\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u306f\u3001\u4fdd\u967a\u5c40\u306b\u76f8\u8ac7\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>\u707d\u5bb3(disaster)\u304c\u5ba3\u8a00\u3055\u308c\u305f\u5834\u5408\u3001\u516c\u5171\u8abf\u6574\u4eba\u3068\u306e\u5951\u7d04\u306f<strong>5\u65e5\u4ee5\u5185<\/strong>\u306b\u30ad\u30e3\u30f3\u30bb\u30eb\u53ef\u80fd\u3067\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u5171\u8abf\u6574\u4eba\u306f\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u4fdd\u967a\u5c40\u306e\u514d\u8a31\u3092\u6301\u3064\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<a target=\"_blank\" href=\"https:\/\/cdicloud.insurance.ca.gov\/cal\" >\u514d\u8a31\u306e\u78ba\u8a8d\u306f\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8<\/a>\u307e\u305f\u306f1-800-927-4357\u3067\u884c\u3048\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u516c\u5171\u8abf\u6574\u4eba\u306f\u3001\u706b\u707d\u306a\u3069\u306e\u707d\u5bb3\u306e\u7d42\u308f\u308a\u304b\u30897\u65e5\u9593\u306f\u88ab\u707d\u5730\u3067\u306e\u55b6\u696d\u6d3b\u52d5\u3092\u884c\u3046\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4e0a\u306e\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u4fdd\u967a\u5c40\u306e\u60c5\u5831\u3068\u306f\u5225\u306b\u3001<a target=\"_blank\" href=\"https:\/\/uphelp.org\/disaster-recovery-help\/2025cawildfires\/\" >\u4fdd\u967a\u306e\u30af\u30ec\u30fc\u30e0\u7533\u8acb\u306b\u4fc2\u308b\u60c5\u5831\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u30ce\u30f3\u30d7\u30ed\u30d5\u30a3\u30c3\u30c8\u56e3\u4f53<\/a>\u304c\u3042\u308a\u3001\u306a\u304b\u306a\u304b\u983c\u308a\u306b\u306a\u308a\u305d\u3046\u306a\u306e\u3067\u4e00\u7dd2\u306b\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u4fdd\u967a\u5c40\u304c\u3053\u3061\u3089\u306b\u60c5\u5831\u3092\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u4ee5\u4e0b\u306f\u305d\u306e\u548c\u8a33\u3067\u3059\u3002 \u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u306e\u624b\u7d9a\u304d\u306b\u95a2\u3059\u308b\u30ac\u30a4\u30c9\uff08\u548c\u8a33\uff09 1. \u4fdd\u967a\u8a3c\u66f8\u306e\u53d6\u5f97 \u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u306e\u8a3c\u66f8\uff08Homeowner\u2019s Insurance Policy\uff09\u5168\u4f53\u306e\u30b3\u30d4\u30fc\u3092\u53d6\u5f97\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u3053\u308c\u306b\u306f\u3001\u5ba3\u8a00\u30da\u30fc\u30b8\uff08Declarations Page\uff09 \u3082\u542b\u307e\u308c\u307e\u3059\u3002\u6cd5\u5f8b\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u8acb\u6c42\u304b\u308930\u65e5\u4ee5\u5185\u306b\u7121\u6599\u3067\u3053\u308c\u3092\u63d0\u4f9b\u3059\u308b\u7fa9\u52d9\u304c\u3042\u308a\u307e\u3059\u3002 \u300c\u62e1\u5f35\u88dc\u511f\u8cbb\u7528\uff08Extended Replacement Cost\uff09\u300d\u304a\u3088\u3073\u300c\u5efa\u7bc9\u57fa\u6e96\u6539\u4fee\u88dc\u511f\uff08Building Code Upgrade\uff09\u300d\u304c\u9069\u7528\u3055\u308c\u308b\u5834\u5408\u3001\u305d\u308c\u3089\u306b\u3064\u3044\u3066\u3082\u8aac\u660e\u3092\u6c42\u3081\u3066\u304f\u3060\u3055 &hellip;<\/p>\n","protected":false},"author":1,"featured_media":6799,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[7,32,66],"tags":[],"class_list":["post-6798","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hoken","category-housing-and-realestate","category-seikatsu"],"jetpack_publicize_connections":[],"modified_by":null,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/smartandresponsible.com\/blog\/wp-content\/uploads\/2025\/01\/image.png?fit=1024%2C768&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/s1OwA5-lafire","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/6798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/comments?post=6798"}],"version-history":[{"count":5,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/6798\/revisions"}],"predecessor-version":[{"id":6804,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/posts\/6798\/revisions\/6804"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media\/6799"}],"wp:attachment":[{"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/media?parent=6798"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/categories?post=6798"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartandresponsible.com\/blog\/wp-json\/wp\/v2\/tags?post=6798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}