{"id":781,"date":"2012-01-28T10:33:59","date_gmt":"2012-01-28T18:33:59","guid":{"rendered":"http:\/\/www.smartandresponsible.com\/blog\/?p=781"},"modified":"2012-03-30T12:18:38","modified_gmt":"2012-03-30T20:18:38","slug":"auto-insurance-how-much-coverage1","status":"publish","type":"post","link":"https:\/\/smartandresponsible.com\/blog\/auto-insurance-how-much-coverage1\/","title":{"rendered":"\u30a2\u30e1\u30ea\u30ab\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u3000\uff0d\u3000\u3044\u304f\u3089\u3042\u308c\u306f\u5341\u5206\u304b\uff1f(1)"},"content":{"rendered":"

\u81ea\u52d5\u8eca\u4fdd\u967a\u3001\u306a\u304f\u3066\u306f\u306a\u3089\u306a\u3044\u3082\u306e\u3067\u3059\u304c\u3001\u3067\u3082\u5fc5\u8981\u4ee5\u4e0a\u306b\u306f\u8cb7\u3044\u305f\u304f\u306a\u3044\u3082\u306e\u3002\u3067\u306f\u3001\u3044\u304f\u3089\u306a\u3089\u9069\u5207\u304b\u3068\u3044\u3046\u306e\u306f\u3001\u7c21\u5358\u306b\u306f\u6c7a\u3081\u3089\u308c\u306a\u3044\u3053\u3068\u3067\u3059\u306d\u3002\u4e8b\u6545\u3092\u3057\u305f\u3068\u304d\u3001\u5fc5\u8981\u306a\u30ab\u30d0\u30ec\u30c3\u30b8\u304c\u306a\u3051\u308c\u3070\u3001\u81ea\u5206\u306e\u8ca1\u7523\u304b\u3089\u88dc\u511f\u91d1\u3092\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u304b\u306d\u307e\u3059\u304b\u3089\u3001\u30ea\u30bf\u30a4\u30e4\u30e1\u30f3\u30c8\u3084\u5b66\u8cbb\u306a\u3069\u5bb6\u8a08\u306e\u30d7\u30e9\u30cb\u30f3\u30b0\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u304b\u306d\u307e\u305b\u3093\u3002\u304b\u3068\u3044\u3063\u3066\u3001\u5fc5\u8981\u4ee5\u4e0a\u306e\u30ab\u30d0\u30ec\u30c3\u30b8\u306b\u5165\u3063\u3066\u3044\u308c\u3070\u3001\u4fdd\u967a\u6599\u3092\u6255\u3044\u3059\u304e\u3066\u3044\u308b\u3053\u3068\u306b\u306a\u308a\u3001\u672c\u6765\u306a\u3089\u3070\u4ed6\u306e\u76ee\u7684\u306e\u305f\u3081\u306b\u8caf\u3081\u3089\u308c\u308b\u304a\u91d1\u304c\u7121\u99c4\u306b\u306a\u3063\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n

\u3067\u306f\u3001\u30a2\u30e1\u30ea\u30ab\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u306b\u306f\u3001\u3069\u306e\u3088\u3046\u306a\u9805\u76ee\u304c\u3042\u3063\u3066\u3001\u305d\u308c\u305e\u308c\u3069\u306e\u3088\u3046\u306a\u8003\u3048\u65b9\u3067\u8cfc\u5165\u984d\u3092\u6c7a\u3081\u3066\u3044\u3051\u3070\u3044\u3044\u304b\u898b\u3066\u884c\u304d\u307e\u3057\u3087\u3046\u3002\u3053\u306e\u30c6\u30fc\u30de2\u56de\u306b\u5206\u3051\u3066\u304a\u9001\u308a\u3057\u307e\u3059\u30021\u56de\u76ee\u306f\u30e9\u30a4\u30a2\u30d3\u30ea\u30c6\u30a3\u30fc\uff08\u8ce0\u511f\u8cac\u4efb\uff09\u3068\u4eba\u8eab\u50b7\u5bb3\u88dc\u511f\u306b\u3064\u3044\u3066\u30012\u56de\u76ee\u306fUI\/UIM\uff08\u7121\u4fdd\u967a\u30fb\u4e0d\u5341\u5206\u4fdd\u967a\u30c9\u30e9\u30a4\u30d0\u30fc\u5bfe\u5fdc\u88dc\u511f\uff09\u3068\u30b3\u30ea\u30b8\u30e7\u30f3\uff08\u885d\u7a81\u8eca\u4e21\u640d\u5bb3\u88dc\u511f\uff09\u3001\u30b3\u30f3\u30d7\u30ea\u30d8\u30f3\u30b7\u30d6(\u5305\u62ec\u8eca\u4e21\u640d\u5bb3\u88dc\u511f)\u306b\u3064\u3044\u3066<\/a>\u3067\u3059\u3002<\/p>\n

 <\/p>\n

\u307e\u305a\u306f\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u76ee\u7389\u9805\u76ee\u3001\u30e9\u30a4\u30a2\u30d3\u30ea\u30c6\u30a3\u30fc\u30fb\u30ab\u30d0\u30ec\u30c3\u30b8\uff08Liability Coverage\uff09\u3067\u3059\u3002\u3053\u308c\u306f\u3042\u306a\u305f\u304c\u52a0\u5bb3\u8005\u3067\u3042\u308b\u3068\u304d\u306e\u3001\u8ce0\u511f\u91d1\u3084\u5fc5\u8981\u7d4c\u8cbb\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u3042\u304f\u307e\u3067\u76f8\u624b\u306b\u5bfe\u3057\u3066\u306e\u8cac\u4efb\u3092\u30ab\u30d0\u30fc\u3059\u308b\u306e\u3067\u3042\u3063\u3066\u3001\u3042\u306a\u305f\u81ea\u8eab\u3001\u3042\u306a\u305f\u306e\u8eca\u306b\u4e57\u3063\u3066\u3044\u305f\u4eba\u3001\u3042\u306a\u305f\u306e\u8eca\u3078\u306e\u88ab\u5bb3\u306f\u30ab\u30d0\u30fc\u3057\u307e\u305b\u3093\u3002\u30e9\u30a4\u30a2\u30d3\u30ea\u30c6\u30a3\u30fc\u306f\u3075\u305f\u3064\u306b\u5206\u304b\u308c\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u5bfe\u4eba\u30e9\u30a4\u30a2\u30d3\u30ea\u30c6\u30a3\u30fc\uff08Bodily Injury Liability\uff09<\/strong><\/h3>\n

\u81ea\u5206\u304c\u88ab\u5bb3\u3092\u3042\u305f\u3048\u305f\u76f8\u624b\u306e\u533b\u7642\u8cbb\u3001\u5931\u308f\u308c\u305f\u53ce\u5165\u3001\u75db\u307f\u3084\u82e6\u3057\u307f\u306e\u4ee3\u511f\uff08Pain and suffering\uff09 \u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u3088\u304f\u300120\/50\u3068\u304b100\/300\u306e\u3088\u3046\u306b\u8868\u793a\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u308c\u306f\u88dc\u511f\u9650\u5ea6\u984d\u3067\u3001\u6700\u521d\u306e\u6570\u5b57\u304c\u88ab\u5bb3\u8005\u3072\u3068\u308a\u3042\u305f\u308a\u306e\u9650\u5ea6\u984d\u3001\u3042\u3068\u306e\u6570\u5b57\u304c\u4e8b\u6545\u4e00\u4ef6\u3042\u305f\u308a\uff08\u88ab\u5bb3\u8005\u5168\u54e1\u306b\u5bfe\u3057\u3066\uff09\u306e\u9650\u5ea6\u984d\u3067\u3059\u3002100\/300\u3067\u3042\u308c\u3070\u3001\u88ab\u5bb3\u8005\u3072\u3068\u308a\u306b\u3064\u304d$100,000\u307e\u3067\u306e\u88dc\u511f\u3001\u4e8b\u6545\u4e00\u4ef6\u306b\u3064\u304d$300,000\u307e\u3067\u306e\u88dc\u511f\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n

 <\/p>\n

\u5bfe\u7269\u30e9\u30a4\u30a2\u30d3\u30ea\u30c6\u30a3\u30fc\uff08Property Damage Liability\uff09<\/strong><\/h3>\n

\u81ea\u5206\u304c\u88ab\u5bb3\u3092\u3042\u305f\u3048\u305f\u7269\u3078\u306e\u30c0\u30e1\u30fc\u30b8\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u5bfe\u4eba\u30e9\u30a4\u30a2\u30d3\u30ea\u30c6\u30a3\u30fc\u306e\u3075\u305f\u3064\u306e\u6570\u5b57\u306e\u3042\u3068\u306b\u7d9a\u304f\u30013\u756a\u76ee\u306e\u6570\u5b57\u304c\u305d\u308c\u3067\u3059\u300225\/50\/15\u3067\u3042\u308c\u3070\u3001\u5bfe\u7269\u306e\u88dc\u511f\u6700\u9ad8\u984d\u306f$15,000\u3067\u3059\u3002<\/p>\n

 <\/p>\n

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\u3042\u306a\u305f\u304c\u3001\u5e74\u53ce\uff0430,000\u3067\u30a2\u30d1\u30fc\u30c8\u4f4f\u307e\u3044\uff08\u6301\u3061\u5bb6\u306a\u3057\uff09\u3001\u9810\u91d1\u3082\u305d\u3093\u306a\u306b\u306a\u3044\u3068\u3044\u3046\u306e\u306a\u3089\u300150\/100\/50\u3067\u3082\u5341\u5206\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u5e74\u53ce\u304c\uff0475,000\u8d85\u3001\u6301\u3061\u5bb6\u306e\u5e02\u5834\u4fa1\u683c\u306f$200,000\u3067\u307b\u3068\u3093\u3069\u8fd4\u6e08\u6e08\u307f\u3001$50,000\u306e\u6295\u8cc7\u8cc7\u7523\u3042\u308a\u3068\u3044\u3046\u306e\u3067\u3042\u308c\u3070\u3001100\/300\/100\u306f\u5fc5\u8981\u3067\u3057\u3087\u3046\u3002<\/p>\n

\u5e74\u53ce\uff04150,000\u3067\u6301\u3061\u5bb6\u306f\uff04400,000\u3001\u6295\u8cc7\u8cc7\u7523\u306f$200,000\u3068\u3044\u3046\u306e\u3067\u3042\u308c\u3070\u3001250\/500\/250\u304c\u5fc5\u8981\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u308c\u4ee5\u4e0a\u306e\u8cc7\u7523\u3092\u4fdd\u8b77\u3057\u305f\u3051\u308c\u3070\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u306b\u52a0\u3048\u3066Umbrella Insurance\u3092\u8ffd\u52a0\u3067\u8cfc\u5165\u3059\u308b\u3053\u3068\u3082\u8003\u616e\u304c\u5fc5\u8981\u304b\u3082\u3057\u308c\u307e\u305b\u3093<\/p>\n

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 <\/p>\n

\u4eba\u8eab\u50b7\u5bb3\u88dc\u511f(Personal Injury Protection)<\/strong><\/h3>\n

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 <\/p>\n

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